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March 2023 Finance Update | Spending, Net Worth, Goal Tracking

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Personal Finance with Leila - Debt Over It

Personal Finance with Leila - Debt Over It

Күн бұрын

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DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

Пікірлер: 54
@alwaysemilia
@alwaysemilia Жыл бұрын
Hey Leila! One way to think about the chair is to compare it to a mattress. We spend 1/3 of our lives sleeping, so you need a high quality mattress. You probably spend more time in your chair between work and side hustles than you do sleeping! This doesn’t mean it HAS to be expensive, but often the two are correlated. Herman Miller is a quality and sustainable brand, so likely one you could feel really good about. They do have some showrooms, so maybe you can visit a store and try them out. Certain items like this are tough to spend on but I do think they’re worth it in the end. ☺️
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
This was what I was thinking about when I started considering more expensive chairs so yes you are right! I'm having such a hard time making a decision though lol
@destineetwilight609
@destineetwilight609 Жыл бұрын
Check on their sale cycles.
@libbysworld7649
@libbysworld7649 Жыл бұрын
Fanfreekintastic girl! Bravo. It feeds my soul to see you thrive and slay your goals. You are doing fantastically. To have that high of a net worth with no home equity is IMPRESSIVE.. Great video!
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
❤️ you're the best Libby, thank you!!
@happybudgeter
@happybudgeter Жыл бұрын
I would classify a desk chair as a health expense. Back, hip, knee, and neck problems are nothing to mess around with. I spent so much money getting X-rays and MRIs when I had some hip issues a few years ago. Turns out, I was sitting sideways in my car to reach the gas peddle and keep my arms further away from the airbag and steering wheel! Posture and alignment are so important!
@borealbre
@borealbre Жыл бұрын
What a strong month! Glad to see you bought something for yourself on your trip, especially something meaningful- spending on things you value should be part of a low spend year and not to mention celebrating being debt free!! 🎉🎉
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you!! ❤️😊
@zaffie730
@zaffie730 Жыл бұрын
I got a used Herman Miller chair and it SAVED my back! When I switched to remote work, I had a cheap chair and my lower back hurt constantly. Got a herman miller chair and my back was fixed after 2-3 days. I'm short (4'11) and got the B size since A wasnt widely available and I have no issues with it.
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
I'm 4'10" and I've heard that chair is awesome for our size! However, I usually end up pulling a leg up under me (which I know is bad lol) so I think the mesh would hurt me
@zaffie730
@zaffie730 Жыл бұрын
@@PersonalFinancewithLeila The mesh is much softer so i think you'll be fine! I wear shorts all the time and it never scratched me. Its an awesome type of mesh. I have the aeron model as a reference
@cristaljoseph290
@cristaljoseph290 Жыл бұрын
I am so proud of you ❤ you’re literally an inspiration, I wish I could sit down and have coffee with you sometime, I think I would learn a lot haha but you also seem just so down to earth! Keep it up girl!!
@pipin3d
@pipin3d Жыл бұрын
I have the same throw pillow cover as you and I am now just realizing I may have heard you on the choose FI podcast. The KZfaq algorithm is spot on.
@nomafmaroga6827
@nomafmaroga6827 Жыл бұрын
Girl, you are killing it.....🎉🎉
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you! 🥰
@13ikea
@13ikea Жыл бұрын
Doing great Leila! My net worth goal for this year is the same. I started my tracking in 2021. My main goal is to get these student loans down.
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you! And love it!
@robertmorris2576
@robertmorris2576 Жыл бұрын
Yay, Leila! Your net worth is going to grow so quickly! You're doing great!!!! 🎉🎉🎉🎉
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you Robert!
@chrisaz748
@chrisaz748 Жыл бұрын
If you spend a lot of time sitting a good chair is an investment in your health. Worth the money & the time it takes to find the right one. It’s one of those things your future self will thank you for.
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
I do spend a lot of time sitting lol so yes you're right!
@inea-fijourney22
@inea-fijourney22 Жыл бұрын
somebody has a tan!! 😂 Hope you had an awesome time out of the country! The weeks I go back home to Puerto Rico are the best!! ... Congrats on the goals achieved!! 🎉🎉
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
More like a burn 😂 I actually got the burn after getting stuck in Florida (went to a pool lol) Thank you Inea!
@dead91alive
@dead91alive Жыл бұрын
Great video! Hopefully, you can find the office chair you want and works for you in the long term. I currently have one from Office Depot from the Serta Smart Layers line. I waited for a sale and used a 30% back in rewards coupon. I also WFH and I love it. The Herman one looks cool though!
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you! I should probably go check out an office store and just sit in some chairs!
@jtrell4297
@jtrell4297 Жыл бұрын
New subscriber appreciate you being open and sharing this info very inspirational 23 years old currently shy of 100k Mark hopefully next year or so I’ll be there looking to be debt free and save for my future self to 💪
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
You're killin' it at 23! 👏🏻
@jtrell4297
@jtrell4297 Жыл бұрын
@@PersonalFinancewithLeila thank you to 👏
@Venuesqueen
@Venuesqueen Жыл бұрын
Hi Leila ! Your videos have helped me so much, just wanted to thank you !❤
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Aw thank YOU Jennifer! ❤️
@huy3967
@huy3967 Жыл бұрын
The video is a bit too long but it is worth it. I especially like the last summary spreadsheet you made. For young people who are still early in their careers, it is important to know their income vs. your cost (item by item). That would help them in making good financial decisions. Thank you.
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
They really are so long 😅 I try to explain everything in detail. Thank you for watching!
@BudgetandGrow
@BudgetandGrow Жыл бұрын
Hi Leila! I am so happy you visited South America, South American people we are very warm, cheerful and our countries are full of culture and delicious food so I am so happy you got to experience some of that! I am so happy that you went on a trip. After all the hard work you put into your student loan debt you deserve it! I am so excited for what’s next for you ❤ have an awesome weekend!
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you!! Yes everyone was so friendly and they are much happier there, it was nice!
@NicoleMarie717
@NicoleMarie717 Жыл бұрын
Thank you for being realistic
@EmsFitVenture
@EmsFitVenture Жыл бұрын
Yay! It’s all GROWTH from here. So exciting. What made you choose the VentureX over the Venture? I’m tempted now!
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you! I liked the 10x on hotels/cars and the extra credits throughout the year. The Venture looks like a great card too tough!
@juniperneedleworks
@juniperneedleworks Жыл бұрын
CONGRATS on your student loan goals! It's so great to watch your financial / life successes. Thank you for sharing them - it's so inspiring. I just got public service loan forgiveness this month and am in the middle of my Talent Stacker volunteer project :)
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you! And wow that's amazing, congrats to you!! And yay for Talentstacker! Hopefully it's going well and you have a good team!
@jaelasam
@jaelasam Жыл бұрын
The earnings are incredible 🥳🥳🥳 so much progress in this one video. Keep slaying those goals 💞. Sidenote, where is the tank top you're wearing from? It's super cute 😍
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you again! 😊 Top is from Tilly's!
@mattjohnson5489
@mattjohnson5489 Жыл бұрын
Looking georgous Leila love you so much.
@DavidMoneyMovesJourney
@DavidMoneyMovesJourney Жыл бұрын
Keep up the great work!!!
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you!
@belengauto3801
@belengauto3801 Жыл бұрын
I love Colombia!!! 💕 I visited for my honeymoon.
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Oh that's awesome!!
@higiniomorales459
@higiniomorales459 Жыл бұрын
You know US bank has a credit card called the Cash+ card which will give you 5% back on home utilities like electricity and water bills.
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Interesting, I didn't know that! I'll have to look into that one
@CatBudgets
@CatBudgets Жыл бұрын
Such an amazing month 🥹♥️ congratulations again Leila 🥹🥰🥳♥️ also hope you had an amazing time in Colombia 🤗
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
Thank you so much!
@jorlowsky469
@jorlowsky469 Жыл бұрын
I’ll definitely buy you a coffee ☕️😉
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
❤️❤️❤️
@catgodfrey6451
@catgodfrey6451 Жыл бұрын
U r the 💣. Great job. I’m glad you bought the wallet in Columbia 😊. U r the reason I have a high yield savings w/ Marcus by Goldman Sachs❤
@PersonalFinancewithLeila
@PersonalFinancewithLeila Жыл бұрын
❤️ Thank you so much Cat!
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