Things We Wished We Knew Before Retirement
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Things to know before retirement, top tips to plan your time to retire, things We Wished We Knew Before Retirement, in the years leading up to when you retire we recommend discussing ideas that will shape your early retirement years. If you are in a relationship have a true honest discussion at what you each want from retirement.
If travel is one of your goals we do recommend you don't wait to travel, the first years you retire will be the most healthy and you are still strong. Travel isn't necessary for a good retirement but lots of retirees do travel because it's the first time that they have the time to travel for longer periods.
Consider your budget for retirement and see if you need to downsize or not, make sure you have the financial resources to have a happy retirement. We enjoy sharing our tips on things we wished we knew before retirement.
#retirement #retireearly #this_is_our_retirement
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@ThisIsOurRetirement 8 ай бұрын
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@PennyBergeron-os4ch 2 ай бұрын
It's recommended to save at least 20% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 20% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of investing in the stock market and potentially grow your retirement savings over time.
@clnelson321 2 жыл бұрын
My BP went way down after I retired. Stress level is like 0-1 now. When you're in the grind day after day, year after year, you don't realize the stress you're under, until you're not. Most people are under so much stress and fear, they have no idea. Great video topic, btw.
@ThisIsOurRetirement 2 жыл бұрын
You got this! so glad you enjoyed it and found it so true , I(Tina) had no idea 🤷♀️ of the stress till we retired and it stopped . Have a great weekend Cheers 🍷🌺🍺
@marlajames2376 2 жыл бұрын
I SO agree that you don’t even realize you are stressed until you are not anymore! We retired in June last year and I feel like a new person. I wake up so very thankful every single day!
@ThisIsOurRetirement 2 жыл бұрын
Wow Marla well said that is exactly how it is ! we wake up each morning with coffee already made and no stress life is wonderful Cheers 🍷🌺🍺
@edesouza2279 2 жыл бұрын
One day in February 2011, I work up and made the decision that I had enough of the work environment. I loved my job but the work place was killing me slowly. As a single parent I have been responsible for my self since I was 18 years old. So my impulsive decision to retire at the age 59 was mine alone. Retiring was the best decision I have ever made. The last email message I sent to my colleagues reads ‘Esther has left the building’🤣🤣. “Free at last, free at last” Thanks for all your interesting topics around retirement. I can relate 💯
@ThisIsOurRetirement 2 жыл бұрын
Wow that’s great Norm woke up one day at 55 and decided he had enough no longer fun and wasn’t going back to work and we have not looked back . So not only Esther left the building but Norm did too LOL 😂 Cheers 🍷🌺🤗
@LK-hy5jz 2 жыл бұрын
This is funny message to your colleagues! I cannot wait, I am 51 and my oldest kid is 18 and youngest is 13 so I unfortunately need to work a bit longer, primarily due to insurance and medical coverage for the family. But in 8 years I may be able to. I am in USA. The worst thing maybe by age of 62 for sure : )
@SuperBrilliantbrunet 2 жыл бұрын
I just love watching these two!! Such optimism and great ideas shared!! Thanks 😊
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome! glad you are enjoying our videos have a great weekend Cheers 🍷🌺🍺
@drubee7793 2 жыл бұрын
I’m retiring in 10 days, at 58 . Yay. So excited to be free of the responsibilities of a management role, dealing with HR issues, getting ready for work every day and everything else that comes with it. I have been working pretty much non stop in my career for 37 years and now it’s time for me and to go on adventures with hubby. Thanks for all of the useful advice.
@ThisIsOurRetirement 2 жыл бұрын
You are very welcome we wish you a wonderful retirement, it is a great feeling being free and doing things on your own time I (Tina was 58 too ) Cheers 🍷🌺🍺
@TheShopmusic 2 жыл бұрын
What is your plan for medical insurance till you qualify for Medicare?
@ThisIsOurRetirement 2 жыл бұрын
@@TheShopmusic Being Canadian we are covered for everything apart from dental which we pay out of pocket.
@ie6370 2 жыл бұрын
hey Dru Bee...happy retirement..im 2 years away from 58 and retiring too. Like you i have major responsibilites in business....ready to just give it all up in 2 years...like you ive been working non stop. So big question is is how is retirement??
@evadeanu1 2 жыл бұрын
Great points to discuss. Thanks for sharing. You guys stay well😊
@ThisIsOurRetirement 2 жыл бұрын
Thanks for watching, yes a little discussion goes a long way to a happy retirement stay safe and well too Cheers 🍷🌺🤗
@ritaportelli9342 2 жыл бұрын
I love you too. I stumbled across your blog not even knowing how, but I love what you two do. May God keep you both in good health and keep sharing your wisdom with us. Wish I was lucky enough to be your neighbour. You're a breath of fresh air and your kids must be the luckiest to have you as parents. God Bless. Rita from Aussie.
@ThisIsOurRetirement 2 жыл бұрын
Thanks for a lovely comment Rita we are glad you enjoy watching our videos have a great week Cheers 🍷🇳🇿🇨🇦🙂
@VM-yd6zq 2 жыл бұрын
After having retired we both realized how we’d slipped mentally. Some stress keeps you sharp! We chose new jobs that we like to do and we enjoy the challenge of learning from young people.
@ThisIsOurRetirement 2 жыл бұрын
If that works for you that’s great , in our case being retired is awesome we do Wordle every day , play Scrabble, make You Tube videos each week , but in reality totally enjoy the complete freedom of not answering to a boss and living life on our terms. Cheers 🍷🌺🙂
@carolmichael1813 2 жыл бұрын
Hi Tina and Norm. So lovely to see you. So glad you enjoy your lives so much. What a blessing. I put my tree up earlier than ever to add some twinkle to these dark days. Wishing you a cosy day. Take good care. See you next week. 🎄💖🏴🍺🍷
@ThisIsOurRetirement 2 жыл бұрын
Hi Carol our tree 🎄is up too it looks pretty instead of the huge one we used to put up we got a nice 3 ft pre lit one to put on a table it’s lovely (new traditions ). At the moment we are enjoying a mug of hot apple cider which is really nice. Hope you are staying well and enjoying your weekend Cheers🍷🏴🎄🍺🌺🇨🇦
@maryjoan4128 2 жыл бұрын
Biggest treat ..post retirement..making a morning coffee ☕. And actually drinking it quietly. .. not having to run..such a blessing..plus travel of course 😁😁👍.. keep well 🌞
@ThisIsOurRetirement 2 жыл бұрын
Oh we agree the morning coffee ☕️ best way to start the day , and not have to rush anywhere LOL 😂Cheers 🍷🌺🍺
@markdraper4087 2 жыл бұрын
Great points, as usual. My wife and I look forward to your videos every Saturday morning. I think an important term for couples to focus on going in to a major life decision like retirement is "good communication". Also, having a financial planner/advisor you trust can give you a lot of confidence in making these big decisions. See you again next Saturday.
@ThisIsOurRetirement 2 жыл бұрын
Great points! we are glad you both enjoy watching our videos and we appreciate your support hope you both have a wonderful weekend Cheers 🍷🌺🍺
@my2penniez 2 жыл бұрын
This is a great discussion. I have tied my self worth to working……I think it’s a trap many fall into. I’m having a hard time with this and feel like I’m stepping into a void. You are encouraging and it’s nice to get your perspective. You are very thoughtful and considerate. I wish you the best.
@ThisIsOurRetirement 2 жыл бұрын
Thank you Billy it’s not just the money 💰, knowing when to stop and enjoy retirement and remember that your health is so important too Cheers 🍷🌺🍺
@matthewgarythomasblockley8995 2 жыл бұрын
Thank you Tina and Norm for these helpful insights.
@ThisIsOurRetirement 2 жыл бұрын
Our pleasure! glad you enjoyed it have a great week 🍺🌺
@nancyjorgensen7253 2 жыл бұрын
Your new camera and background setting are so much better. The image is really bright and clear. Much better!
@ThisIsOurRetirement 2 жыл бұрын
Thanks so much for noticing and your compliment, we have been experimenting with our new studio glad you like it have a wonderful weekend Cheers 🍷🌺🤗
@RetiredLovingIt 2 жыл бұрын
Agreed! Life doesn’t end at retirement, it really just begins. We always have to have a life plan of what we want to do.
@ThisIsOurRetirement 2 жыл бұрын
Absolutely we agree we saw it as a brand new chapter in our lives and so glad we did it early , stay safe and well guys have a great week Cheers 🍷🇺🇸🍺🇨🇦
@robertnorton4118 2 жыл бұрын
Great video. I’m ready to make a change at the age of 63 from a stress filled sales environment to retirement, I really don’t like the word retirement because I want to change my contribution to something that will be far more less demanding and beneficial for my age mentally and even physically. I’m so glad you all came to my video feed. I’m a subscriber. Have a nice day Norman and Tina.
@ThisIsOurRetirement 2 жыл бұрын
Great that you have a plan Robert, we really hope you find what your looking for! Thanks for joining our channel we both appreciate it.
@leslieshirley1126 2 жыл бұрын
What a great video. I took early retirement from the NHS June 2019 and I agree with all you both said in the early part of the video. I'm a mental health nurse and it's true, I didn't notice the stress I was under until the I left and knew I wasn't going back. I now work for an agency in a different area of nursing and although I work sometimes more than full time hours it's less mental draining as I know I can make the decision not to go to work if I don't feel like it. I also travel 3 times a year to Madeira spending 4 weeks at a time. I got no one telling me I have to work at Christmas or dictating when I can have leave, it's like working for myself. I could go on forever but this comment is long enough. This is the first video of yours that I've seen I'll be bingeing the rest. Continue to enjoy your retirement. 😎👍🏾
@ThisIsOurRetirement 2 жыл бұрын
Hi Leslie, It’s great to have you watching our videos. The whole stress thing just creeps up on you over the years, we don’t notice it and employers seem to exploit fear and stress. We are glad you have managed to make your work stress free! Have a great week.😀😀🇬🇧🇨🇦
@hilgar6384 2 жыл бұрын
I’m about to retire after 42 years in mental health nursing. It was Covid and more pressure from management that eventually made my decision for me. I used to love my job but sadly I don’t anymore which is such a shame as I feel I have so much left to give. But I realise my stress levels are far worse and like you said I’m fed up of being told I have to work Xmas and I can’t have certain weeks off for annual leave as those with children have priority 🙄 no disrespect but just because I don’t have children I feel I get penalised. Well enough!!! I have 4 weeks to go and although scary I know it’s the right decision
@jennyd9543 2 жыл бұрын
Another good video. I especially like your advice on building friendships. I find that in retirement it can be easier to make friends because people have more free time. When people are working and raising a family, they are often too busy to want to start any new friendships. I agree that going into a new social situation is a good adventure. Be friendly and there will always be people who are happy to spend time with you.
@ThisIsOurRetirement 2 жыл бұрын
Very true! great comment we certainly found it has worked for us hope you have a wonderful weekend Cheers 🍷🌺🤗
@Michaelharrygmailcom 2 жыл бұрын
Hello Jenny
@ellymunslow436 2 жыл бұрын
Love you guys, we have done the exact same thing. We have travelled to all the places we wanted except for one. It is still on our list when travel is comfortable again. Also, we hear many times that we are crazy to rent but we are so happy we sold our house, best thing we ever did!!!!
@ThisIsOurRetirement 2 жыл бұрын
Yes like you we are waiting for travel to become way more comfortable without all the restrictions, friends thought we were crazy too with renting but it’s the smartest thing we did just love it . Cheers 🍷🌺🍺
@RetirementTravelers 2 жыл бұрын
Great advice as usual you two!!! We certainly agree with traveling as soon as you can while your health is good. We got so much feedback from older retirees that wished they would have traveled more when their health allowed them too. We have no regrets at all about selling everything and traveling. Safe travels and many blessings to you guys, John and Bev
@ThisIsOurRetirement 2 жыл бұрын
Thanks for visiting us we agree when we took early retirement 7 years ago we filled our first 5 years with the most amazing trips, Iceland 🇮🇸, China 🇨🇳, many countries in Europe , river cruises and cruises 🚢 to Australia 🇦🇺, New Zealand 🇳🇿, Panama 🇵🇦 Canal , Mediterranean, Alaska and have loved them all with wonderful memories. Then Covid came along LOL 😂 Hope you are both well and enjoy your trip have a great week Cheers 🍷🇺🇸🇨🇦🍺
@ATJHTRAVELS 2 жыл бұрын
Great tips sledgehammered that like button stay safe awesome and blessed enjoyed and shared
@ThisIsOurRetirement 2 жыл бұрын
Thanks, you too! have a great weekend Cheers 🍷🇺🇸🍺🇨🇦
@johnthompson3530 2 жыл бұрын
Brilliant video. Thanks very much for sharing. Really good points that I wouldn't be aware of!
@ThisIsOurRetirement 2 жыл бұрын
Glad it was helpful! have a great week Cheers 🍷🌺🍺
@kenvolk6501 2 жыл бұрын
I really enjoyed the chat you had with us, very informative about the social and mental aspect of retirement...thank you
@ThisIsOurRetirement 2 жыл бұрын
Retirement is wonderful you need to grasp it with both hands 🙌 and just enjoy it have a great weekend Cheers 🍷🌺🍺
@TaleiBeee 2 жыл бұрын
Thank you for sharing. Just stumbled across your channel and love hearing your views on retirement. 😀
@ThisIsOurRetirement 2 жыл бұрын
Awesome! Thank you! and welcome to our channel we love sharing our stories either about retirement or travel have a great weekend Cheers 🍷🌺🍺
@IamaDutch-Kiwi 2 жыл бұрын
I just so enjoy my Sunday morning cup of tea with you two. Such an amiable chat with valuable information. I have to agree with Dara ( Magenta Otter Travels) too and her two points. Not having someone look over your shoulder every day. Not to be at someone's beck and call and being answerable to someone for your time and input, oh the BLISS of it all. One generally doesn't experience the feeling I'm sure, unless the job isn't suited to you, until the freedom of retirement knocks on your door. It still surprises me the number of people who fear retirement. Embrace it. You are your own employer to plan and execute the daily routine and content. You tell the story so well. Yes, we moved to our apartment before retirement, yes we do now travel ( working around Covid) and we can set our own pace in our morning routine. Like I said, BLISS is GOOD! 💖 🙏 🚢🛬✈️🏕🆓🗒🛀🪙🍷
@ThisIsOurRetirement 2 жыл бұрын
Wonderful comment thanks for sharing and yes retirement is pure freedom to do everything whenever you want to do it at your own time and pace 🌺It is a shame that so many people fear it rather than embracing a new chapter in their lives. We hope you are enjoying your 🍵 tea and have a great Sunday Cheers 🍷 🇳🇱 🏊♀️✈️🚢🥂🌼🇨🇦
@matthewgarythomasblockley8995 2 жыл бұрын
Good insight Tina into being accountable to self only. The best way is to own our own time in life. Thank you for this insight.
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome! it is great to be able to do what you want when you want Cheers 🍷🌺🍺
@edubermudez 2 жыл бұрын
Good job my dear friend, big like and have a happy sunday 👍😁
@ThisIsOurRetirement 2 жыл бұрын
Thank you! Cheers Edu enjoy your weekend Cheers 🍷🇪🇸🍺🇨🇦
@dellnichols4625 2 жыл бұрын
So agree about traveling! Even though travel is exciting and interesting, it does require energy. We started traveling 18 years before we retired; when our kids were out of college. We were easily staying only 2 days in each town or city. As time went on, we found we needed at least 3-4 days in each place, just to conserve our energy more. Still love to travel, and especially like to spend a couple of weeks in a place just to get that feeling of being part of the neighborhood.
@ThisIsOurRetirement 2 жыл бұрын
We agree in fact we are finding that when we stay a month or so it’s great as you live more like a local than being on vacation for a week .That's the problem with cruises 🚢 it’s lovely seeing lots of new places but it’s only for a day or even a few hours. Hope you are having a great weekend Cheers 🍷🌺🍺
@CherokeeFlyr 2 жыл бұрын
Spot on. My goal was to “remove myself from the rat race” (I don’t like the word retire, I prefer refocus) before age 60 and refocused at age 59. Part of refocusing was to downsize in all areas. Renting an apartment in an area where many things, i.e., eye doctor, is within walking distance and being on the main bus routes and being close to walking and bicycling trails took quite a bit of research and some good fortune. There are planned communities that are designed that way, but fortunately I found a place on my own. The opportunities are infinite, you just have to do research and settle on a plan.
@ThisIsOurRetirement 2 жыл бұрын
Sounds great like you we wanted to be walking distance from a grocery store , we are on a bus 🚌 route and we have walking trails around a lovely lake 2 mins from our apartment ( complete with gym and swimming 🏊♀️ pool ) we found our place through our own research and so glad we did . Yes we look at it as a wonderful new chapter in our lives to enjoy have a wonderful weekend thanks for watching Cheers 🍷🌺🍺
@jadealexander8233 Жыл бұрын
Thank you for starting this channel and sharing all this knowledge. So many of us in Canada are immigrants and/or don't have people in our lives who are transparent with money/retirement talks like this. Thanks so much!!!!!
@ThisIsOurRetirement Жыл бұрын
You are very welcome Jade , we are so glad you enjoy our videos we appreciate your support have a great week Cheers 🍷🌺🙂
@llamudos9809 10 ай бұрын
Your view of stressless life and lack of accountability is a beacon of hope. Keep the videos coming!!!!
@ThisIsOurRetirement 10 ай бұрын
So glad you are enjoying our videos , we enjoy making them to help others with our stories Cheers 🌺🙂
@kimmckinley7879 2 жыл бұрын
Love your channel! A Real Canadian couple on retirement. Thank you for sharing 👍😀
@ThisIsOurRetirement 2 жыл бұрын
Thank you that is very kind 💕
@alittlepieceofearth 2 жыл бұрын
I totally agree about the stress. I haven't retired yet, but changed jobs last year. I didn't realize how much stress I had been carrying from my former employment until it was just . . . GONE. . . Great video.
@ThisIsOurRetirement 2 жыл бұрын
Thanks so much for watching glad you got a great new job Cheers 🍷🇨🇦🍺
@everetteborr 2 жыл бұрын
Thank you for another helpful video. My wife and I are working our way through many of these issues-especially downsizing to an apartment.
@ThisIsOurRetirement 2 жыл бұрын
Our pleasure! all we can say it’s worth the effort of downsizing, free yourselves of stuff and move to a smaller space. With renting you can’t believe how much stress disappears you just start to live and enjoy your new chapter in life Cheers 🍷🌺🍺
@richardpodnar5039 2 жыл бұрын
Now that my first full week of retirement is complete and I am enjoying every minute of the stress-free life due to my relocation to a cheaper State in which to live, I especially enjoyed listening to all the points you two lovely people made in this episode, the first one I am watching in my new locale and my new time of life. Love you guys!😀😁
@ThisIsOurRetirement 2 жыл бұрын
Wonderful! congrats on your first week of both retirement and enjoying Huntington as your new home, we certainly have loved moving to a cheaper area there are many benefits . So glad you are enjoying our videos we appreciate your support have a wonderful weekend Cheers 🍷🇺🇸🍺🇨🇦
@amandatarkington6877 2 жыл бұрын
I'm relocating to a cheaper state too. I can buy a condo in Phoenix or a house in Las Vegas for the same price. CRAZY!!!!!
@budfox6122 2 жыл бұрын
22 months to go - Moving out of Florida heading to Tennessee, do not know anyone, exciting times coming …. Taking Social Security @62, no hesitation on that decision. Loved your comment in regards to not really knowing how stressful your job is, until you don’t have to deal with it, can’t wait for that feeling. I just found you guys, 1st video I watched, absolutely loved it. Thx
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome we wish you all the best with your new adventure Cheers 🍷🇺🇸🍺🇨🇦
@markclouthier8845 2 жыл бұрын
WOW! Nice to see you Norm. Remember me? Congratulations on your retirement. 8 years to go for me. I'll keep watching your vids.
@ThisIsOurRetirement 2 жыл бұрын
Yes Mark! How could I forget Universal. I retired at 56 and pursued photography. We hope you will have a great retirement. Thanks for saying hi, hope you and your family are doing well.
@teresameisner4895 Жыл бұрын
You are blessed to still have each when you retired. I'll be 68 this October & plan on retiring the end of 2022. My husband of 34 years decided he wanted a divorce just over 5 years ago. He'd met up with his high school girlfriend & went to her, taking 40% of my 401(k) with him. Our house was sold divided between us & I bought a condo & have since paid it off. All of that + age has taken a toll on me & I can't deal with the pressure of my job any longer. While I no longer have the person I thought I'd be with in retirement I do have my children (from 1st marriage) & my grandchildren as well as some lady friends that I hope to be able to do things with. I'm so nervous that I don't have enough saved but it's time for me to take this next step. You're videos have helped with this decision. Enjoy your time together! PS - My dad was in the US Air Force so was born in Emgland then he did a 2nd tour & I went to 4 years of school at High Wycomb Air Force Base. I love listening to you talk! 😉 🤗
@ThisIsOurRetirement Жыл бұрын
Words can’t describe how you must feel Teresa 🌺 but you have your condo paid off and we are so glad our videos are helping you , we wish you all the best for your retirement later this year . Hope you have a wonderful weekend Cheers 🍷🇺🇸🇨🇦😎
@ShellBAtoms 3 ай бұрын
I hope it's been an amazing year for you. Thanks for being a great mom and grandmother. Wishing a gazillion wonderful things for you in the years ahead! You deserve it all!
@stevegorkowski3246 2 жыл бұрын
Thanks for the friend discussion . It has reminded me to get involved in a club, that when I was working I couldn't go to the evening meetings. Time to join again. Smart move living in a small town. Expenses are so cheap here in a Wisconsin small town. The more technical items I need for my hobbies I just buy online. The only down side I had lately is my projects are progressing faster than the parts that I ordered!
@ThisIsOurRetirement 2 жыл бұрын
We are glad to have reminded you, retirement does give you time to reflect on what’s important. Thanks for watching our video.
@SThakur 2 жыл бұрын
The genuine smiles and excitement you guys bring, makes watching your highly informative videos even more fun. Thank you!
@ThisIsOurRetirement 2 жыл бұрын
Thank you so much glad you enjoy them have a wonderful weekend Cheers 🍷🌺🍺
@jeanniedunphy4444 2 жыл бұрын
So happy to see you visited St. John’s Newfoundland! I hope you had a wonderful time!
@ThisIsOurRetirement 2 жыл бұрын
We did! This was the second time, we had spent a week there and toured around one of our favourite trips. Thanks for watching, have a nice weekend.
@Maggieismydog 2 жыл бұрын
Nice to hear what you are and have experienced. We are planning now and we are in our early 40’s. The only negative with renting will be the possibility of the landlord/owner selling the property and getting asked to leave. Downsizing would be a safer option for security.
@ThisIsOurRetirement 2 жыл бұрын
That’s why we rent from a large corporation, our landlord owns 90 high rise apartment buildings. All our housing costs are contained, no unexpected repairs to fund and no property tax. Thanks for watching we appreciate it.
@qq2441 2 жыл бұрын
Excellent topic! Especially how your social network changes after retirement...so true. You essentially have to reboot your social life and start connecting with new people outside of work . I've got a lot of work to do in this area unfortunately...and covid doesn't help!!! Stress is another major factor which slowly undermines your health and well being over time. Congrats on making the jump early to enjoy a happy retirement....looks like you two make a great team and have things well figured out. Tuned in for next weeks episode :) Take care 🍻
@ThisIsOurRetirement 2 жыл бұрын
We fully agree with us moving to a new town we have made a whole new group of Friends it’s awesome , thanks for watching glad you enjoy our videos we appreciate your support have a great week Cheers 🍷🌺🍺
@rickschultz5159 2 жыл бұрын
I always enjoy seeing your latest topic. I appreciate you guys.
@ThisIsOurRetirement 2 жыл бұрын
Our pleasure! glad you are enjoying our channel Cheers 🍷🌺🍺
@stevewilson5292 2 жыл бұрын
Once again this week, more good retirement stuff to consider ! For me, though, retirement was not exactly a "lay my burden down" moment. I tended to look for new things to be stressed about - like health and longevity. I'm trying (with some success) to adopt the "Que Sera; Sera" attitude.
@ThisIsOurRetirement 2 жыл бұрын
This is your new chapter in life with no stress LOL 😂, try to focus on the things that will help you relax and enjoy 😉 Golf, swimming 🏊♀️ Yoga 🧘♀️ look at each day when you see the sun rise and then that wonderful sunset 🌅 life is great Cheers 🍷🌺🍺
@lydian5762 2 жыл бұрын
I am in my very early 40s and so glad I found you guys. I'm definitely subscribing.
@ThisIsOurRetirement 2 жыл бұрын
Awesome! Thank you! welcome to our channel 🌺🙂
@MagentaOtterTravels 2 жыл бұрын
Two things I agree with MOST STRONGLY: 1 - Eliminating stress by retiring or switching to an alternate career in the second half of life is SUCH a blessing! it helps improve your life, your relationships, and your health. 2 - Definitely travel as soon as your work schedule and finances allow! Do NOT put it off forever, because you are so right that health issues can spring up without warning and curtail your travel abilities. Thanks for sharing your journey in retirement life, always a pleasure to hear your experiences! Cheers XX Dara
@ThisIsOurRetirement 2 жыл бұрын
It does make so much sense but surprisingly many people don't get it, and waste early years working, after 65 each year does change your abilities both physically and mentally. Have a great weekend.
@StreamlineFinancial 2 жыл бұрын
@@ThisIsOurRetirement Great video, you two! Thanks for putting these out there!
@ThisIsOurRetirement 2 жыл бұрын
@@StreamlineFinancial Thanks for watching have a great weekend 🍷 🇺🇸 🍺🇨🇦
@edhcb9359 2 жыл бұрын
I would love to switch to a less stressful career right now(early fifties) but I’m not going to stop the money from piling up while I’m at peak earnings and while my financial commitments have finally gone down.
@ThisIsOurRetirement 2 жыл бұрын
@@edhcb9359 We hear you it’s very hard to look at and evaluate in your early fifties, as you think you will live forever and never retire, but in reality when you change and retire ,stop working life takes on a new chapter in your life and it’s amazing 🤩 Cheers 🍷🇨🇦🍺
@300rivers7 2 жыл бұрын
Very thought provoking content. So many things to consider. We both have a few years, but are getting prepared.
@ThisIsOurRetirement 2 жыл бұрын
We are so glad you enjoyed it , now you have time to do a plan thanks for watching Cheers 🍷🌺🍺
@ftkinsella 2 жыл бұрын
Great video guys. Lots to look forward to. Cheers!!!
@ThisIsOurRetirement 2 жыл бұрын
Glad you enjoyed it we certainly our enjoying being retired hope you have a great weekend Cheers 🍷🌺🍺
@RZ500G35 2 жыл бұрын
My wife and I watched a lot of videos on retirement, mostly about Dos and Don'ts, finance decisions, and the big question "How much Do I Need". This is so much more enlighten than I would of though. Great video and great advise. Thanks
@ThisIsOurRetirement 2 жыл бұрын
That is awesome! we glad you found it both helpful and enjoyable hope you are both well and have a great week Cheers 🍷🌺🍺
@user-ch2lp9er6p 2 жыл бұрын
Excellent advice! Thank you.
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome! we hope you have a wonderful weekend Cheers 🍷🌺🤗
@CarlasLovingWife 2 жыл бұрын
Hi. We both turn 60 in the next year and anticipate working a few more years. So glad that I came across your channel. I must subscribe! Thank you.
@ThisIsOurRetirement 2 жыл бұрын
Wonderful! welcome to our channel Joan have a great weekend Cheers 🍷🇺🇸🍺🇨🇦🌺
@jayumble8390 2 жыл бұрын
You guys are great and a wonderful couple! Thank you for such good advice! Best to you!!
@ThisIsOurRetirement 2 жыл бұрын
Thank you so much! Happy New Year Jay hope 2022 is a great year wishing you Health and happiness Cheers 🥳🌺🥂
@doveandolive1153 2 жыл бұрын
This was great advice, thank you for sharing!
@ThisIsOurRetirement 2 жыл бұрын
Glad it was helpful!
@adriancarabajal7115 11 ай бұрын
ALWAYS wait for your videos, at 58 they are very helpful.
@ThisIsOurRetirement 11 ай бұрын
We appreciate that Adrian have a wonderful weekend Cheers 🌺🙂🍻
@christopherbarker976 2 жыл бұрын
Hi Norm & Tina all good constructive information. Thanks. Christopher Barker
@ThisIsOurRetirement 2 жыл бұрын
Our pleasure Have a great week Christopher Cheers 🍺🙂
@msbeaverhausen7226 2 жыл бұрын
Love this video!! I retired just before the lockdown and that is a whole other kettle of fish in terms of lasting workplace relationships and even personal ones. If I had to do it over again, I would still retire exactly when I did!! Happy retirement /retirement planning to everyone!
@ThisIsOurRetirement 2 жыл бұрын
We hope you are enjoying your retirement and yes lockdown certainly has made things more difficult for us all but we are sure glad we retired when we did . Have a great weekend Cheers 🍷🌺🍺
@abe677 2 жыл бұрын
The first video I've watched from you. I'm still working but thinking about retirement. I really enjoyed this.
@ThisIsOurRetirement 2 жыл бұрын
Welcome aboard! glad you enjoyed it and welcome to our channel , we are so glad we took early 6 years ago and haven’t looked back Cheers 🍷🇨🇦🍺
@evelynsadlowski6393 2 жыл бұрын
I really enjoy your videos Tina and Norm. I am 49 (will turn 50 in 2 weeks) and I put in my retirement notice last Friday to my job of 25 years. I have sold my acreage and downsized to a small lot in a recreational park in Alberta where I will build a small cabin. I agree with what you said about friendships, I have met many of my new neighbors and everyone is so friendly. It's going to be the perfect little community for me. I am so looking forward to no more shift work, and no more work stress, of which I have waaaay too much of. It will be like heaven to be retired, just me and my pets. Thanks for all the great tips! Keep up the great videos.
@ThisIsOurRetirement 2 жыл бұрын
That’s wonderful we wish you well in both building your cabin and your retirement sounds like you are moving to a wonderful new community glad you enjoy our videos 🍷🌺
@lauretteflemmer5718 2 жыл бұрын
. Thank you both for your advice. You are both great advisors.
@ThisIsOurRetirement 2 жыл бұрын
Our pleasure! Thanks for watching Laurette have a great week Cheers 🍷🌺🙂
@LarryManiccia 2 жыл бұрын
Not sure how your channel made it into my feed, but I enjoyed your video. Congrats on your retirement! I have eleven more years to go; but look forward to the opportunity to travel more.
@ThisIsOurRetirement 2 жыл бұрын
Thanks So much for watching
@nkechiesan5207 2 жыл бұрын
Thanks so much for all the great tips. I still have a long way to retirement but it's so helpful to plan ahead
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome!
@johnmerlino7011 2 жыл бұрын
Thank you Tina and Norm, I'm 60 and do wonder what retirement will be like. I have always focused my life on working and have few hobbies if any outside of reading and going to the gym. I'll have to really think it through.
@ThisIsOurRetirement 2 жыл бұрын
It’s surprising how your days get filled up and your interests change. Definitely you do need to plan it out and just give it a go…heck how about a KZfaq channel lol. Thanks for watching.
@TopSpinWilly 2 жыл бұрын
Well said. Thoughtful. Candid. TY Wm. From Vancouver
@ThisIsOurRetirement 2 жыл бұрын
Thanks for watching glad you enjoyed it Cheers 🍷🇨🇦🍺🌺
@peterg.newton3257 2 жыл бұрын
Good points again. The first year after retiring, during the decompressing phase, I was a lazy git! And loved it!
@ThisIsOurRetirement 2 жыл бұрын
Glad you enjoyed watching and we are all different 🧐 we hope you are fully decompressed now and enjoying your retirement have a great weekend Cheers 🍷🍺🌺
@BubblesandSudz 2 жыл бұрын
Lovely couple
@ThisIsOurRetirement 2 жыл бұрын
@@BubblesandSudz Thanks so much have a wonderful weekend Cheers 🌺🍷🍺
@jhors7777 Жыл бұрын
Thank you for posting this helpful video
@ThisIsOurRetirement Жыл бұрын
You're welcome glad you enjoyed it Cheers 🍷🌺🍺
@poges 2 жыл бұрын
I agree. We retired young at 55 and always found something to do. You're right about stress free living. I volunteered a day a week in my community and that was a good transition. Also good to travel when you're younger with changing health yes. I'm so thankful for five years cruising. The housing is a great tip. We're in a patio home on one level which can do us as we age but I know some people start renting for ease of settling the estate later. Lots of things to consider. Good one about Looking for friendships.
@ThisIsOurRetirement 2 жыл бұрын
Hi Rhoda volunteering sounds like a great idea , we are also so glad we travelled crazy in our first 5 years of retirement we did many cruises 🚢 to Alaska, Panama 🇵🇦 Canal , Australia 🇦🇺 New Zealand 🇳🇿, Spain 🇪🇸, and many others , places that now with all the Covid travel restrictions we wouldn’t be able to see . Interesting point about renting to ease settling of estate , our main focus was to sell and invest the money 💰 to enjoy our retirement. Have a great weekend Cheers 🍷🌺🍺
@patrickmckinley6679 2 жыл бұрын
Yes honey
@michaelfriedman2221 2 жыл бұрын
I love the quote Tina, "just being accountable to ourselves". Magical concept. My job isn't even that stressful my most measures, but I am SO looking forward to no longer being accountable to anyone except myself and my family.
@ThisIsOurRetirement 2 жыл бұрын
There is something so indescribable about being self sufficient and loosing the yolk of employment for retirement. Hope you enjoy it when it happens for you.
@RussandSherri1996 2 жыл бұрын
Another really great discussion Tina and Norm. I have 12 working days left before retirement!!!! My hubby and I are SO excited to start the next great adventure. Thanks very much for continuing to share all your experiences and thoughts. Wishing you both a terrific Holiday season. 🎄
@ThisIsOurRetirement 2 жыл бұрын
Thats awesome Sherri 🥳🥂🌺 we wish you a great retirement and a wonderful new chapter in your lives for you and your husband.Stay safe and well and have a great weekend Cheers 🍷🌺🍺
@gabriellarosa5015 2 жыл бұрын
That's great!! I am very excited for you both. What are your plans? I retired in June and it has been wonderful. Wish you all the very best!
@keepcreationprocess 2 жыл бұрын
The discussion you 2 have.... Make me laugh sssoo loud...
@clnelson321 2 жыл бұрын
You are so gonna love it . 👏
@pillred5974 2 жыл бұрын
3 days and counting!
@leeannm.947 2 жыл бұрын
My husband is considering retiring soon and he found your channel. Each night after dinner and before bed we watch one or two of your videos. He finds you two inspiring. We enjoy your banter and sharing your mistakes with us and giving us advice based on your observations of others and your personal experience. Keep up the good work!
@ThisIsOurRetirement 2 жыл бұрын
Wow LeeAnn that’s wonderful welcome to our channel , all we are doing is sharing our story of our retirement, and if your hubby is considering retiring soon we wish you both all the best . Since we retired we have never looked back it’s a wonderful new chapter in your lives . Cheers 🍷🌺🍺
@jaszmeldzadventures4871 2 жыл бұрын
Thanks for your informative video,, we learn something about retirement,,, Have a happy and blessed Sunday God bless.
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome we hope you have a wonderful weekend Cheers 🍷🌺🍺
@dancurran8977 2 жыл бұрын
Thank you for the tips! The video looks really sharp and the lighting is very natural. I was disappointed that I did not find affiliate links to your video equipment and other items like Norm's shirt and your smart watches. I would click on them for sure.
@ThisIsOurRetirement 2 жыл бұрын
Thanks for watching! glad you liked it , we don’t generally go down the affiliate links as they don’t really work but glad you liked Norms shirt just go to Costco 😂Enjoy your weekend Cheers 🍷🌺🍺
@julesbee728 2 жыл бұрын
OMG! I am so glad to have found your videos, the timing couldn't be better! I am a nurse working in corrections for the last 15 yrs. (TALK ABOUT STRESS!) I turned 60 last year and am wanting to retire at 62 (hubby says I am going at 62 no matter what, he's 10 yrs older and has been retired for a while now) but I have so many things going through my head about if I can really manage it or not. I know I would have retired "yesterday" if I thought it was feasible. Hoping to learn a lot from your experience!
@ThisIsOurRetirement 2 жыл бұрын
Welcome Julie we are sure your job is incredibly stressful, we have just done a video called “Reality of Retirement “ perhaps if you watch this together with your hubby it might make you reconsider and think about retiring now🤔. You can’t buy Health or time back ,Tinas job was very stressful and now there is no stress we are talking from our hearts just telling our story, we wish you all the best but if you can find a way do it sooner you won’t regret it Cheers 🍷🌺🍺
@julesbee728 2 жыл бұрын
@@ThisIsOurRetirement Thank you for your words of encouragement and believe me I take them straight to heart! Your statement about not being able to buy back health or time is hitting home like never before. As of last week, a new development in the equation. My brother (who retired just last October) suffered a fall and was taken to the hospital. Long story short he was diagnosed with bilateral lung cancer with extensive metastasis and was discharged home into Hospice care. Since last week our family has been trying to provide his care at home for whatever time he has left. It is adding even more stress to an already stressful life as a correctional nurse. Again thanks for your words of wisdom. Take Care
@NYCisland 2 жыл бұрын
Great video. Husband and I are considering this too. He's already retired (6 years) and I will likely do so in 2 years. We have no family connections or obligations so can stay or move anywhere we want! It's hard to decide if we want to sell the house and get a smaller place (rent or buy). I'd like to spend a year staying in different places for 2 months at a time so we can get a feel of each area before moving. It's easy to stay in short-term housing, or Airbnb type places and either rent out house or sell it and store our stuff (after a massive purge). I've worked in tech for 30+ years and am so ready to get out and done with the stress and drama. I've lived to work and barely know what to do with myself after retire.
@ThisIsOurRetirement 2 жыл бұрын
You have a great plan! We hope you try it out and found the perfect place for you both. Thanks for watching and sharing your ideas.
@barbaraebner5889 2 жыл бұрын
You are so right about " on your own time" but let's face it, we have to make a living first!
@ThisIsOurRetirement 2 жыл бұрын
Shame we can't retire first lol, yes we have to put the years in. Thanks for watching.
@Jocantral 2 жыл бұрын
Another wonderful conversation - I find myself looking forward to these each Saturday. Isn't it intersting the way happenstance, or coincidence can alter your lives. That fellow comes to your home, and from him, you learn about an entirely different path your lives can take. I find that fascinating. As for stress free, my nightmares and recently developed migraines disappeared when I retired. That is when I realized they were all job stress related. To quote you: I was shocked :) ;) Thanks again and keep safe.
@ThisIsOurRetirement 2 жыл бұрын
We love seeing you each Saturday, yes if you are open to consider something new your lives could be so much richer , when I (Tina) worked I took Advil like smarties LOL 😂for headaches and went for massages once a month for the stress had no idea it was the job ! when we retired and moved to the apartment don’t need either 🧐 so here’s to retirement Cheers 🍷🌺🤗
@Jocantral 2 жыл бұрын
@@ThisIsOurRetirement Wonderful. So glad you were able to get along without need for the pain relievers and massages. Cheers to you too.
@ThisIsOurRetirement 2 жыл бұрын
Life is much better no stress 🌺🍷
@varlan 2 жыл бұрын
Fabulous video guys! Hope you are both well.
@ThisIsOurRetirement 2 жыл бұрын
Glad you enjoyed it , we are great thank you , hope you are too and having a nice weekend Cheers 🍷🌺🍺
@hydieyutrago228 2 жыл бұрын
Thank you soo much...I love to hear the testimony
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome have a wonderful day Hydie Cheers 🍷🌺😎
@yogiparashara4016 2 жыл бұрын
Thank you guys so much for sharing your experience, you have given some great advice. These videos are so valuable. Keep up the great content 👍
@ThisIsOurRetirement 2 жыл бұрын
Our pleasure! glad you are enjoying them 🍷🌺🙂
@chrisdey6027 2 жыл бұрын
Tina and Norm live in Kentucky 71 years old ready to retire and love your videos very informative originally from Glasgow Scotland you all remind me so much of my family back home over in the UK miss the British humour really enjoy you so much wish you all lived here in KY would make the best nieghbors all the best cheers
@ThisIsOurRetirement 2 жыл бұрын
Thanks for watching! Happy New Year Chris Norms mum was born in Glasgow 🏴 and he was born in Edinburgh it’s a small world 🌎 Cheers 🥂🏴🥳🇨🇦🐅🇺🇸
@TheNourishingGurus 2 жыл бұрын
Wow, such interesting perspectives! We aren't ready to retire yet, but great things to think about. Thank you
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome! hope you have a wonderful week 🍷🌺🙂
@martincamenzuli4774 Жыл бұрын
Great video! I am officially retired this June 16th and am very excited to be done with work. Been working responsibly for myself since 18 and will be 58 at the end of this year so I will say I have had a good run. My wife still has at most 5 years to go but could be shorter than that if she feels she is done with work. I love the idea of selling your home and renting. Have always been a believer that your home is an investment and has served its purpose raising a family. Time to cash in and rent and travel the world. Take care.
@ThisIsOurRetirement Жыл бұрын
We agree with your comment Martin, congratulations on you retirement 🍻
@faygallagher61 2 жыл бұрын
Great video and look forward to your video on how/why you became expats. I know a few people are asking about where to find cheaper rents and with us coming from UK in 2020, I had been researching for a good year before and with my Cdn/UK status and having lived in Cda for a number of years, I researched prices in all the areas that gave me the landscape I was looking for. Climate was important so anything north of the 401 was iffy. It does take time to do the research and a few visits and to visit with the idea of living there and not as a visitor ❤ what you both said about chatting with the Home inspector and picking up ideas from a stranger brought up another subject of 'having an open mind' that was a tough one for me but proved to be invaluable as well. Enjoy your week and stay safe❤
@ThisIsOurRetirement 2 жыл бұрын
Yes living somewhere or being a visitor is very different and its amazing how many people can’t or won’t even consider a new idea that might make great sense for them , we hope you are enjoying living back in Canada 🇨🇦 we love it Cheers 🍷🇬🇧🇨🇦🍺
@AlphaTraveler1 2 жыл бұрын
I love following your videos and advices. You guys are awesome!!!!! 👍👍👍
@ThisIsOurRetirement 2 жыл бұрын
Thanks so much! we appreciate your support have a wonderful weekend Cheers 🍷🌺🍺
@joannaday7400 2 жыл бұрын
Just came across yalls site😊 so glad we did , enjoying your videos. Keep up the great videos.
@ThisIsOurRetirement 2 жыл бұрын
Awesome! Thank you! welcome to our channel Joanna hope you have a great day Cheers 🍷🇺🇸🍺🇨🇦🌺
@ellybea68 2 жыл бұрын
I love the stress-free aspect of retirement. My job was way too stressful. I loved it but it kept me up at night. There was always something and I felt like I was always running on empty. . It took me a few months to get used to not rushing. And I was bored initially. It takes a while to get used to the different pace of life. Great discussion!
@ThisIsOurRetirement 2 жыл бұрын
We are pleased Elly you have now settled and enjoying retirement have a great week Cheers 🍷🌺🙂
@mariaw7746 2 жыл бұрын
I'm starting towards 50, and this is great perspective.
@Savannah-ed4rv 12 күн бұрын
It's amazing to me that the inspector that came to your home was able to completely change the course of your life! I love that story because it shows how we can learn and be blessed by other people in our Lives who share what they've done exclamation point and I feel like you're paying it forward by sharing what your retirement is like and how your life has been changed in a very positive way!❤
@ThisIsOurRetirement 12 күн бұрын
Thank you so much 🇺🇸🌺🇨🇦
@sandihunter1260 2 жыл бұрын
You know we never thought of moving somewhere less expensive but this video has got us talking. Thank you.
@ThisIsOurRetirement 2 жыл бұрын
It has definitely worked for us Sandi , we also used to live in the Ottawa area as an idea 💡 you could sell your Condo move to a cheaper place and rent then invest the money 💰 to give dividends or interest . Have a great weekend Cheers 🍷🌺🍺
@matthewfunk6658 2 жыл бұрын
Some really good information, thanks!
@ThisIsOurRetirement 2 жыл бұрын
Thanks for watching Matthew have a great weekend Cheers 🍷🌺🍺
@leschurchill804 2 жыл бұрын
AMEN to that, I totally agree with you about the lack of restrictions, and restrictions that you are placed under at work. One of my former bosses, actually asked me to come back. I told him that it took me 34 years to get out of here, I'm not going back. I find that the people who complain about their spouse getting under their feet, are most likely those people whose spouse was either not ready for retirement and/or was forced into retirement because of work related cut backs and also does not have any outside interests. Ms. L. Churchill
@ThisIsOurRetirement 2 жыл бұрын
Good points 🧐 we agree thanks for sharing we both love being retired and glad we did it early , have a great week Cheers 🍷🌺🍺
@dorinatudisco1308 2 жыл бұрын
Great advice and good thinking outside of the box. Starting fresh in a new and cheaper town is a great idea.
@ThisIsOurRetirement 2 жыл бұрын
It really is! for us it was the start of a new chapter in our lives and we haven’t looked back highly recommend it , have a wonderful week Cheers 🍷🌺🍺
@acajudi100 2 жыл бұрын
My base home will be the USA, where I was born, educated, and earned my income. I have moved to beautiful, safe, and clean Queretaro, Mexico on 11-2-2021,for safety, and a less expensive cost of living. I will always love the USA, but my life was not safe there, and my pension could not take the excessive increases in rent, utilities etc. I love Acapulco, but not the earthquakes, which i was in 6 and one hurricane from 1962-2013.
@robinwallace3219 2 жыл бұрын
Thank you for this video. I am retiring on Dec 29th. I enjoy your tips and tricks. Please keep making these videos.
@ThisIsOurRetirement 2 жыл бұрын
Thank you for watching and encouraging us it means a lot. Happy Retirement, going to be a great year for you!
@micheller5516 2 жыл бұрын
Great discussion points. I've been retired for a little over a year and it's been great. I don't think about work at all anymore. I'm getting closer to deciding where I want to move. So many choices.
@ThisIsOurRetirement 2 жыл бұрын
So glad you are enjoying your retirement, have a wonderful weekend Cheers 🍷🌺🍺
@brianchiles903 2 жыл бұрын
Thank you Tina and Norm This is soooo important conversation with your partner. We had a conversation similar to this and I will share it with you because your channel has helped us. We chose a retirement date and wrote down a plan Pre retirement 1-2 vacations 4-5 times a year once every 6-8 weeks in the winter Stage 1 discover the world travel many places less than 3 months in one place, keep our house keep our cars Stage 2 --3-6 months returning to Canadian in the summers … sell the house and buy a home in a small town or have a year lease on a apartment have only 1 car Stage 3. Full time somewhere warm sell house stay with our kids when we visit Canada give one of our cars to the kids and we can use when we visit. So when conversations come up we say oh watch stage are you talking about.
@ThisIsOurRetirement 2 жыл бұрын
Sounds like you have thought out a great plan thanks for sharing , hope you have a great week Cheers 🍷🌺🍺
@grandadan 2 жыл бұрын
As always learning with you!
@ThisIsOurRetirement 2 жыл бұрын
Awesome, thank you! we hope you have a wonderful weekend Cheers 🍷🌺🍺
@KhemistryIBMOR 2 жыл бұрын
Thanks for sharing your wisdom.
@ThisIsOurRetirement 2 жыл бұрын
Glad it was helpful!
@pl3666 2 жыл бұрын
Great advice. Thank you.
@ThisIsOurRetirement 2 жыл бұрын
You are so welcome!
@cajunjamis9001 2 жыл бұрын
Enjoyed this video, need more like this one! What did you do with all your stuff? Yes Norm, you are "Lucky".........Blessed! Cajun
@ThisIsOurRetirement 2 жыл бұрын
We still have stuff! But we did sell some items and donated others to thrift stores, thanks for watching
@stubloggs6358 2 жыл бұрын
Just popped in to keep in touch guys(pretty busy these days with work although I do take a lot of time off in the spring/summer). Communication with your partner I think is essential, some people i'd suggest would struggle with all the time spent together during retirement, you guys seem to be in unison with each other and have obviously discussed these issues before-hand, always weighing up pros and cons and being considerate of each others views(very refreshing to see an equal thought process coming across in your video discussions)..........As always helpful concise advice from you both............ATB........Stu....👍😊
@ThisIsOurRetirement 2 жыл бұрын
Hi Stu thanks for visiting always nice to hear from you , yes good communication makes for a happy retirement hope you are staying well have a great week Cheers 🇬🇧🍷🇨🇦🍺