If You Buy Bike, Scooter or Car On Finance / Loan Then You Must Know This Thing Related To Showroom

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MECHANICAL TECH HINDI

MECHANICAL TECH HINDI

Жыл бұрын

Bike Giveaway Video Link : • New Bike Giveaway On R...
If you are going to buy motorcycle (bike), scooter (scooty), car or any other vehicle of any automobile company in finance / loan / EMI, then you must aware of the financial scheme of different banks.
#TwoWheelerLoan #CarLoan #BikeLoan
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Пікірлер: 1 800
@MECHANICALTECHHINDI
@MECHANICALTECHHINDI Жыл бұрын
Bike Giveaway Video Link : kzfaq.info/get/bejne/peCinddyl66zeGQ.html
@nillamaztips689
@nillamaztips689 Жыл бұрын
Sir apne to mere ankhon ko khol di very nice video ba ba
@dhakadsongs2674
@dhakadsongs2674 Жыл бұрын
गलत जानकारी दिन है आपने emi जो होता है आपका downpayment क़ो छोड़कर बाकि क जो पैसा आपको देना होगा उसपे कितना ब्याज ले रहा है अलग अलग फाइनेंस कंपनी
@madhukarkale3367
@madhukarkale3367 Жыл бұрын
@@nillamaztips689 ŕŕŕr4rŕ44r4r⁴4ŕ4ŕ4rŕŕ⁴rr4ŕŕ
@rajubhaiangulvlogs
@rajubhaiangulvlogs Жыл бұрын
Mein Jald car lene wala hun thank you for information ❤
@rajubhaiangulvlogs
@rajubhaiangulvlogs Жыл бұрын
❤ From Angul, Odisha
@ateequrrahman4684
@ateequrrahman4684 Жыл бұрын
One thing is clear..Bank profit is more than the manufacturer
@syadkareem9122
@syadkareem9122 Жыл бұрын
Super kya baath hy sirrr
@utkarshkumar3765
@utkarshkumar3765 Жыл бұрын
Because bank is taking risk while manufacturer/dealers are getting full amount anyway...
@syadkareem9122
@syadkareem9122 Жыл бұрын
@@utkarshkumar3765 ghanta RISK... 🤣🤣🤣🤣vijay malya ki jay Ho...
@utkarshkumar3765
@utkarshkumar3765 Жыл бұрын
@@syadkareem9122 still loss to bank ka hi h...
@syadkareem9122
@syadkareem9122 Жыл бұрын
@@utkarshkumar3765 bhaijaan..Loss me Hye Tho band kardoo.. Chal kyse rahe hen..
@sagarmohanty1279
@sagarmohanty1279 Жыл бұрын
Very good and informative video. Points to be noted 1. Generally Bank charges less interest as compared to the NBFC(xyz financial services) 2. I would recommend buyer to buy the vehicle at full price at little delay. Because after 1 year the value be 20 percent less than buyed value
@acebiosciences108
@acebiosciences108 Жыл бұрын
Vai tikie bujhei dia bhal se
@David-sn6xd
@David-sn6xd Жыл бұрын
I had a question, can i register a bike in my name while my father is going to finance it though a loan?
@sagarmohanty1279
@sagarmohanty1279 Жыл бұрын
@@David-sn6xd yes possible
@kolegend1060
@kolegend1060 Жыл бұрын
@@acebiosciences108 Sia kahuchi pura tanka daiki bike kini diya jadi paisa nahi ta wait kariki save kara karana bike ra market value 20 percent Kami jiba 1 barsa pare but ame emi re nele almost 20 percent extra tanka daba
@birendas2014
@birendas2014 Жыл бұрын
bro i have a little confusion like current bike ka price 1saal baad kaambho jayeg
@praveen0263
@praveen0263 Жыл бұрын
Forget emi, ask what is the rate of interest and confirm whether interest is fixed or floating. Because it is easy to understand who is charging more.
@Gautham7766
@Gautham7766 5 ай бұрын
Currect bro
@pushpendrasingh8277
@pushpendrasingh8277 5 ай бұрын
👍
@prakashnag4361
@prakashnag4361 2 ай бұрын
Correct bro
@kiranlotekar689
@kiranlotekar689 2 ай бұрын
Explain with example Sir
@neeleshmishra9631
@neeleshmishra9631 Ай бұрын
Bike loan mostly FLAT interest pe hi milta hai
@abhijeetkhetle1728
@abhijeetkhetle1728 Жыл бұрын
The same happened with me.. 2 years back I went to the Hero Showroom here in Mumbai to book Xpulse 200 BS6. I have prepared that I want to buy the bike on emi, so the hero Showroom guy suggested to me HDFC finance option, so he came and suggested me one of his schemes, but the scheme which he has suggested to me is I want to pay interest of Rs 40000 extra to the bank, so my Xpulse price was 1.30 lac onroad, but I want to pay 40k more for EMI which the bike is coasting 1.70 lac, so I immediately told him that what bullshit is this. I immediately booked the Xpulse without any loan, so banks are making fools for those who don't know about EMI schemes and procedures etc , so banks are making more profits than manufacturers
@360vlogsbittu
@360vlogsbittu 8 ай бұрын
You had so you paid
@harshpatel6657
@harshpatel6657 Жыл бұрын
भाई, इतनी मेहनत करने और इतनी अच्छी गहराई में जानकारी देने के लिए धन्यवाद 🙏👍💙🧡
@combofixer3072
@combofixer3072 Жыл бұрын
सबकी मिली भगत रहती है ग्राहकों को लूटने की आपने बहुत ही ज्ञानवर्धक वीडियो बनाया है 👌👌👌👌👌👌👌
@AniketKumar-nl3ng
@AniketKumar-nl3ng 3 ай бұрын
आजकल स‌भी‌ फायनेंसर और एक्जीक्यूटिव मिले रहते हैं और‌ घुमाफिरा कर एक जैसा ही प्लान पर ले आते हैं
@Jai.hind.jai.bharat.7MAim
@Jai.hind.jai.bharat.7MAim Ай бұрын
पानी के छक्कर मे लडाई हो गई 😡🤜 | #minivlog #shortvlog #dailyvlog #youtubeshorts #shortvideo #vlog
@yourhighness1076
@yourhighness1076 5 ай бұрын
TQ so much bro, Me vi bike emi pe lene wala tha, par mujhe Loan ke bare me itana pata nehi tha, Abi pura samajh me aa gaya, TQ bro, Allah Bless you
@k0u0s0h0a0g0r0a0
@k0u0s0h0a0g0r0a0 8 ай бұрын
HDFC employees tried to use heavy terms to deceive me (such as, we provide interest on floating, reducing basis etc. others have hidden components in interest rates, etc.), but I asked the exact EMI for that down payment. It was much higher than that of any other bank. This is how I understood their real intention, and did not take any loans from HDFC from that day.
@samirkumarpradhan4450
@samirkumarpradhan4450 Жыл бұрын
One thing, all the above bankers are pvt ltd banks, who calculate interested in flat ROI basis, if you go for a govt Bank, the ROI is bare minimum and emi will be accordingly. Yes they will only finance to persons with acceptable Credit rating and income sources.
@doibabu9104
@doibabu9104 Жыл бұрын
But govt Bank take 1/2 months to approve your loan or otherwise give cut money to banker he will do the job fast.......that's y people do finance in bike showroom
@gouravasodiya6989
@gouravasodiya6989 2 ай бұрын
Yes and also these private bank agents are there bcz they also know no will come to them so they go to customer unlike govt bank.. those who knw they will go to bank and take loan
@BhavS15_20
@BhavS15_20 4 ай бұрын
Hum to full payment me hi lena pasand karte h bhale hi paisa ni hone par5-6 mahina wait karna padhe qki...12-18 mahine me 15k-20k q intrest de😉😉
@rajanshukla7053
@rajanshukla7053 2 ай бұрын
Vehicle mehnga ho jayega tab tak utna hi
@motohub555
@motohub555 2 ай бұрын
Sahi kaha bhai finance oe kabhi gaadi na lo
@anjanbharali119
@anjanbharali119 Жыл бұрын
This happened with me. Out of excitement and emergency I didn't thought much and the indusind bank person took advantage. Now I am paying too high interest just because I didn't compare.
@humanguu9121
@humanguu9121 11 ай бұрын
How much interest rate bro
@SaniyaAggarwal-7432
@SaniyaAggarwal-7432 10 ай бұрын
​@@humanguu912115.3%
@RhtSingh
@RhtSingh 9 ай бұрын
Same bro
@crazylove2426
@crazylove2426 8 ай бұрын
What is the ROI you are paying?
@deepak_8667
@deepak_8667 6 ай бұрын
Do U even know the fullform of ROI ?? ​@@crazylove2426
@DeepakMishra-nl4ul
@DeepakMishra-nl4ul Жыл бұрын
Mai TVS ke showroom pe Jupiter scooty lene gya tha, 2-3 financer the uske paas sabne 16-21% ka interest rate bataya plus 3-4 thousand processing fee, finally maine CRED app se 13-14% pe personal loan uthaya with minimal processing fee (400-500 rupees) aur payment kar diya, Cred app pe ye bhi facility hai hai ke agar aap time se pahle hi sara paisa lautana chahte ho to koi extra charges nhi lagenge
@kavishwarmokal124
@kavishwarmokal124 Жыл бұрын
I won't go with any of the financer scheme shown in video, even though Axis bank quotation looks attractive, if you calculate the actual interest rate of loan it comes to be around 30% per annum. So kick their butt out.
@crazylove2426
@crazylove2426 8 ай бұрын
Seriously it's literally 28% ROI 😅
@SandyDamy
@SandyDamy Жыл бұрын
Simplest way to ask to these agents is, what is the interest rate, minimum the interest rate and minimum the tenure you will end up paying minimum interest.
@user-ks2iv7mv6c
@user-ks2iv7mv6c Жыл бұрын
Par EMI bhut ban jaati hai
@shubhamjuvatkar4023
@shubhamjuvatkar4023 7 ай бұрын
​@@user-ks2iv7mv6cwoh to hoga hi bro. Agar interest kam bharna hai to loan duration bhi kam rahega plus emi jyada dena hoga
@pushpendrasingh8277
@pushpendrasingh8277 5 ай бұрын
Right 👍
@justastudent1979
@justastudent1979 5 ай бұрын
Bro interest rate kam bhi raha to, other add up charges me wo 15 se 20 hazar add karte hai
@prakashnag4361
@prakashnag4361 2 ай бұрын
​@@user-ks2iv7mv6c bro down payment bhi to jyada karna hota hai
@ajayrawat5340
@ajayrawat5340 Жыл бұрын
HDB is NBFC not a bank and Axis is a bank thats why there is a difference in the EMI structure. Intrest rate of Bank is less than the finance company.
@sanatanidost1731
@sanatanidost1731 9 ай бұрын
The point is not nbfc or bank The point is buyer should aware
@AnjaliHembrom-gg2tm
@AnjaliHembrom-gg2tm Ай бұрын
Mera 39000 ka loan tha total 42518 rupees bhar di har mahine or Paisa bharne ka MSG aa raha hai batao kya karun samajh nhi aa raha
@govindrathi6523
@govindrathi6523 Жыл бұрын
Thanks for making this video. This is going to help millions of people who are not aware of this things. I had the same experience but I was aware of these things that helped me to save my money in EMIs. I got into many showrooms and checked multiple offers from multiple banks and finally I brought my bike in 12 months EMI with only 4% of interest having difference amount of 14000 only with L&T Finance whereas other banks were offering 10-12% of interest like IDFC, Axis, Tata Capital, HDFC and ICICI bank. I have saved more than 20000 by not buying there offers.
@MECHANICALTECHHINDI
@MECHANICALTECHHINDI Жыл бұрын
Good 👍
@007_Sun_Tzu
@007_Sun_Tzu 9 ай бұрын
4% ??? Ye kaunsa rate of interest h bhai ...koi nahi dega itne rate pe ..don't lie...min rate is 6-7% aur abhi to 9% chalra h
@govindrathi6523
@govindrathi6523 9 ай бұрын
@@007_Sun_Tzu You get it man. There is nothing to lie I'm not getting paid to kie for this. If you have an excellent civil score and has been using cc, loans since long with excellent payment history without anu defaulters you will get it. Again that depends on case to case. My loan partner was L&T finance and if I don't round off my roi is 3.99% for 12 months tenure.
@harshsalunkhe9347
@harshsalunkhe9347 Ай бұрын
U got ur loan from L & T finance???
@govindrathi6523
@govindrathi6523 Ай бұрын
@@007_Sun_Tzu jhuth bol k mujhe mya milega bhai... jo mila h whi bola hu na toh sach bolne pe mai paise jitunga or na jhuth bolne pe 😂
@Thuglife-nm1kt
@Thuglife-nm1kt Жыл бұрын
i am about to book Nexon on finance... thanks for reminding me of this... i had completely forgotten this point
@SSS-dd1um
@SSS-dd1um Жыл бұрын
Many hidden charges they never tell us like processing charges,file charges etc.
@THEgamer295sk
@THEgamer295sk Жыл бұрын
Esa kush nhi hota m btata hu difference kha atye hai 1 .first apke cibil score check kiye jatye then apko kya intrest bank degi juspr depend hota hai ... 2 . Ap kitna down payment kr rhye ho uspr depend krta hai .. 3 . Hr showroom m jo v seles man ho ja owners se lekye jo v apko deal krta hai ..unsab thoda thoda profit devide hota vo sara peisa apse hi collect hota jise apki loan amount increase ho jati wha difference atye hai.. 4. Sometimes jo bank ki traf se hotye vo kbi apni commission nikltyr hai apki down payment se to loan amount increase hoti hai ... 5 and last hr bank ki alg policy hoti hai jha pr unka p.f alg hota then difference atye hai .. that's it..🙏🙏🙏 All clear ....
@ganeshshaw1609
@ganeshshaw1609 4 ай бұрын
Aapne is topic pe video banake laakho logo ki madad ki hai. Even mujhe ye pehli baar pata chala. Thanks a lot. 😊
@pocom3542
@pocom3542 Жыл бұрын
Just went to buy bike. Total cost of bike is 1,57,867₹. Then I checked TVS credit finance and it's interest rate is 11% . Interest is almost 32k for 2 year. I am really disappointed there is no option to pay your emi in 6months
@rajputniteshsingh7128
@rajputniteshsingh7128 Жыл бұрын
Which bikr
@Aiimsdelhi75
@Aiimsdelhi75 Жыл бұрын
If possible you can directly swipe credit card and after that convert the amount to 6/9/12 emi with processing fees around 1k to 3 k then interest varies from 14 to 21 % and emi from 14k to 19 k … etc no documentation no that sales person bargaining etc… Also there r many dealers offering no charges for credit card transactions
@MusicWorld-oq7fj
@MusicWorld-oq7fj Жыл бұрын
@@Aiimsdelhi75 Bhai agar mene scooter liya hai emi pe aur me chala raha hu paisa de raha hu per month magar mujhe dusri gaadi chahiye aur mujhe iska emi nahi bharna toh kya honga bhai bank waale le lenge scooter aur humko paisa dene ki jarurat bhi nahi kya
@MusicWorld-oq7fj
@MusicWorld-oq7fj Жыл бұрын
Bhai agar mene scooter liya hai emi pe aur me chala raha hu paisa de raha hu per month magar mujhe dusri gaadi chahiye aur mujhe iska emi nahi bharna toh kya honga bhai bank waale le lenge scooter aur humko paisa dene ki jarurat bhi nahi kya
@pocom3542
@pocom3542 Жыл бұрын
@@MusicWorld-oq7fj you can exchange the old one. Bank wake nahi lenge wapas
@jaswantdas8510
@jaswantdas8510 Жыл бұрын
2nd hand ले लूँगा पर किस्तों पर कभी न लू मेरा भी अनुभव ये ही रहा है
@vaibhavmakwan8576
@vaibhavmakwan8576 10 ай бұрын
Nice video bro. But there is also one option of money view. You can go with that. The reason why I am saying this is that when you get your rc. There the owner name is the bank name. And everytime you have to carry the loan paper and also it's very much hassle. So take a loan from outside and do a full payment in bike purchase.
@Ravi_SSingh
@Ravi_SSingh 7 ай бұрын
It's simple yaar.. NBFC will always give you more interest rate than banks. So avoid taking any loans from NBFC like HDB, Tata etc. Also compare banks offer on your loan amount. You'll considerably save 5k-10k on total amount paid after down😅 payment. Also compare with all available showroom quotations. Coz ex showroom is same for all but not on road price.😅
@chandrabhanyadav8691
@chandrabhanyadav8691 Жыл бұрын
Sir your efforts are really appreciated 🙏, thanks for making such informative and descriptive and comparative video
@tanishqtourtravels698
@tanishqtourtravels698 Жыл бұрын
I'm not agree with her different loan amount ,it's huge difference. Brother....
@somnathmondal2166
@somnathmondal2166 Жыл бұрын
One of the most informative video. Topic is very helpful for everyone. Thank you..
@amitchaudhary3546
@amitchaudhary3546 Жыл бұрын
Pls mansion LTV, ROI, and loan interest Flat or reduced?? Even file charge process charge stemp duty etc..
@mdnoorzafirmondal7398
@mdnoorzafirmondal7398 11 ай бұрын
Agar main one year k liye EMI leta hu aur after 3 months EMI dene k baad agar main pura payment clear karna chahu in one day, no more EMI, is it possible?
@ishaquenawab7080
@ishaquenawab7080 3 ай бұрын
Bank waale foreclose charge lenge Jo Ki interest ke barabar hoga toh aap wahi monthly emi dene par majboor ho jayenge
@HYDRAkillerx
@HYDRAkillerx 3 ай бұрын
U right bro se problem😢​@@ishaquenawab7080
@HYDRAkillerx
@HYDRAkillerx 3 ай бұрын
​@@ishaquenawab7080foreclosure amount bhot jara ho jata hai
@krishnamahto4222
@krishnamahto4222 Ай бұрын
Bank wale bolenge aapko interest me discount de denge 20-25 %
@gauravkaushik1111
@gauravkaushik1111 Ай бұрын
Kuch bank foreclosure charge ni lete… schemes aati rehti h… like icici bank se maine liya tha or close kr diya tha without any foreclosure charge
@theteacher8444
@theteacher8444 Жыл бұрын
The difference is because the rate of interest from different bank's
@theridingavenger
@theridingavenger Жыл бұрын
Most interesting thing is HDB Bank me 80,000 down payment karne par bhi rate difference 25k hai... Aur 40,000 karne par 21k hai..
@saisiddeshmamidoju1728
@saisiddeshmamidoju1728 Жыл бұрын
down payment ke bad apko loan amount kitna jua....? mai ek activa liya 96500 total price that 15k downpayment ke bad loan amount ko 82k show karna tha par 88k show kar raha hai.......puch tho last mai bolre 5,5k processing fee apke satt bhi isa hua hai?
@Socibuddy
@Socibuddy Жыл бұрын
@@saisiddeshmamidoju1728 kab liye thay aap !???? Or kya kya document liya tha aap ka mein iss liye puch rha hu q ki mujhe v ek Dio dx scooty Leni hai
@_SAMI_01
@_SAMI_01 Жыл бұрын
@@saisiddeshmamidoju1728 mere saat hua hai ye 90k ka loans hona tha lekin documents pr 98k show ho rha tha hdfc wale bole processing fees hai
@NityaYadav149
@NityaYadav149 Жыл бұрын
Mere sath bhi
@MusicWorld-oq7fj
@MusicWorld-oq7fj Жыл бұрын
Bhai agar mene scooter liya hai emi pe aur me chala raha hu paisa de raha hu per month magar mujhe dusri gaadi chahiye aur mujhe iska emi nahi bharna toh kya honga bhai bank waale le lenge scooter aur humko paisa dene ki jarurat bhi nahi kya
@Cgshiv04
@Cgshiv04 Жыл бұрын
Thank you thank you so much sir ji aap ke video dekh kar mere ko bahot kuchh sikhne ko mila mai bhi fasne wala tha warna Bajaj finance ke chakar me bahot jada emai bol raha tha
@anandkantilalgundecha6701
@anandkantilalgundecha6701 Жыл бұрын
June 2017, when I bought the Honda bike which is the story we are telling now, I also went to different showrooms and checked all the bank accounts.
@sheikhmohddanish5349
@sheikhmohddanish5349 Жыл бұрын
The reason because finance company is take more risk to give people loan even if you are not eligible in any bank they can give you loan but for that risk they take hefty interest on loan amount
@roshansirkiclass
@roshansirkiclass Жыл бұрын
Go for those banks which have low interest rates
@asishraz6173
@asishraz6173 9 ай бұрын
Wow, sir. This is really very very informative. Thank you so much for sharing this. Keep doing the great work.
@ashadulislamalhadi3468
@ashadulislamalhadi3468 10 ай бұрын
In the year 2019 that's also happened with me L&T finance i was paid 20k extra. I didn't try different
@ampassionstruck9138
@ampassionstruck9138 Жыл бұрын
...thats why !! Paisa hai to cash gaadi lo, festive season mei lo aur best se best deal lo. Buy in cash and sleep peacefully.
@RAHULYADAV_28
@RAHULYADAV_28 Жыл бұрын
Very knowledgeable video. Loved it . Everyone should watch it before buying bikes
@VikasKumar-ki9xt
@VikasKumar-ki9xt 11 ай бұрын
Super video sir ❤Aapki video se kaafi kuch seekha h aaj and sir aap ye or btao jaise 24 months ki emi bnvayi to agr paise hum ikhtata Dena chahe emi kholne k baad 6 months baad to kya ek saath paise bhr skte h usne kya benefits rhega ya utna hi bheja pdega jitna fix h phle se
@aaryafashionhub9086
@aaryafashionhub9086 5 ай бұрын
Mere sath bhi TVS ke showroom mai IDFC bank walo ne dhokha kiya tha Maine bhi 40k down payment kiya tha mera finance 45 k hi tha phir bank ne mujhe 50k loan diya disbursement ke peper maga nahi diya . Bahot uske sath tu. Tu mai mai kiya kuchhu nahi huva showroom wala mile huwa tha us ne mujhe baki ka Paisa wapas kiya par interest to mujhe hi pay karna pad raha hai. Wrong selling bahut hota hai. Bhai ase video banate rahe . Thanks
@prasantasingh9820
@prasantasingh9820 Жыл бұрын
Sir..phir v rate of interest kitna bola tha aapko ?? Kal mera baatchit ek axis wale k sath ho raha tha usne 9% rate k hisab se 3 yrs k liye 1,75,000 pr emi 6200+ (36 months) ka kuch bola..jab maine calculation kiya toh woh emi kuch 5500 + k as paas aaya.. maine jab usko ye difference k bare me pu6a toh usne falana bank charges , paperwork, dealer charge, k bare mein bolne laga aur bola rate of interest 17% haii 😂
@gauravsachan9845
@gauravsachan9845 Жыл бұрын
Interest rate is the key. That's it. Why making things complex. Just ask the Interest rate. 🙏🙏
@Pratham40s
@Pratham40s Жыл бұрын
not really, processing fee is also a component to factor in.
@AkshayBuddy5
@AkshayBuddy5 Жыл бұрын
Bhai.. salute aapko.. bahot accha and simple explanation tha . Plus video super useful tha.. thanks and kepe it up man❤🎉😊
@psp5161
@psp5161 Жыл бұрын
As Per HDB FINANCE calculation On Down Payments of Rs.79360/- the Loan Amount will be Rs.47251/- , on the Loan Amount of Rs.47251/- the EMI is Rs. 6082/- for 12 Months, but if we calculate the Rate of Interest on EMI calculator the ROI is 89% Per Annum 😂😂😂😂😂
@deepmalakumari5379
@deepmalakumari5379 11 ай бұрын
This is how poeple of India are being looted
@ishwarjha609
@ishwarjha609 10 ай бұрын
bc 😂😂😂😂 89 ?
@11kartikkartik
@11kartikkartik 10 ай бұрын
Wrong information as increasing tenure and reduced interest is not at all possible
@pranabpadhan215
@pranabpadhan215 9 ай бұрын
Misleading information
@pratimabhola8345
@pratimabhola8345 Жыл бұрын
Very well explained thank you so much sir.
@shobitbhujel7766
@shobitbhujel7766 Жыл бұрын
Thank you so much for this helpful video...❤️❤️
@ajayk2204
@ajayk2204 7 ай бұрын
Even the rate of interest can be lowered for the same bank . And along with th his do visit different showrooms , the basic cost of the bike can also be reduced. Also if the bike is new thn showrooms offer bonus and discounts. Also showrooms offer exchange over older bikes and if the bike is if the same brand thn u further get a very good exchange amt . I got 40000 ra for my Honda sp125 which i used for 3 years /115000 km. And tvs offered me 18000 for the same bike. It all depends on the bargaining skills . If u look desperate they will take you for a ride .
@rohanborkhataria9689
@rohanborkhataria9689 Жыл бұрын
How come the interest for 18 months in HDB Financial services is less then the interest paid for 12 months? Shouldn't it be higher?
@KirdaarYaarKhatimeAala
@KirdaarYaarKhatimeAala Жыл бұрын
galat scheme dedi nya hoga
@rajkumarnegi4648
@rajkumarnegi4648 Жыл бұрын
very well explained! thanks 👍🙏🙏🙏
@irshadansari1104
@irshadansari1104 Жыл бұрын
Glad to have such a informative video....thanx for giving awareness...
@abhaytiwari9861
@abhaytiwari9861 Жыл бұрын
Sir mai HDB FINANCIAL SERVICES me Financer hu aap ki video achchhi lagi . But ham poori koshish karte hain ki costomers ko achchhi schime de.
@JeffreyBraganza
@JeffreyBraganza Жыл бұрын
According to me, the best way to finance your bike is to purchase it via your credit card and then opt for an EMI scheme and enjoy points benefit etc..
@rahulsinghkatheria5223
@rahulsinghkatheria5223 Жыл бұрын
😂
@RubenPlayzz85
@RubenPlayzz85 Жыл бұрын
Bro are you mad 😢 ??
@Rajibul015
@Rajibul015 Жыл бұрын
Helpful video for millions thank you sir 🙏❤️
@deepakchaudhary9006
@deepakchaudhary9006 Жыл бұрын
Thanks a lot Sir☺️💙 You helped me For my Future Scooter Ntorq 💯
@devis011
@devis011 7 ай бұрын
Wah sir ji wah.... Aap mahan hai.... Kitna smile krke samjhya aapne.... God Bless You....
@vikramjgodbole7535
@vikramjgodbole7535 Жыл бұрын
Very helpful thank you so much!
@gaurabjoarder8432
@gaurabjoarder8432 Жыл бұрын
How can a bank charges this much interest? As per this video HDB interest rate is - 52.5% And Axis Bank internet rate is- above 30 %
@ExtremeViralFun
@ExtremeViralFun Жыл бұрын
How you calculated Interest? Can u Show here?
@chetanjadhao4872
@chetanjadhao4872 Жыл бұрын
Thank You so much for this video.
@saqibdar6200
@saqibdar6200 Жыл бұрын
Sir i live in jammu and kashmir i want to buy splendor plus but here all banks are telling me that processing fee will be 2500-3000. What to do sir please guide
@SatishKumar-ti5fh
@SatishKumar-ti5fh Жыл бұрын
Sir Dealership walo ki setting hoti h Bank walo k sath isliye unhe wo apne yahan bithate h aur apna dealer charge lagwate h PF k naam per aur apko loan mehanga padta h, warna aap direct apne Bank se loan lenge to wahan apko proper sahi scheme milegi, To isliye kabhi koi loan Lena ho to direct apne Bank me Jana chahiye
@worldthroughlens1720
@worldthroughlens1720 Жыл бұрын
Need to know, other than topic that, while changing bike's chain sprocket set, do i need to pay extra service charge other than regular service charge? Kindly reply
@sandipkumarsingh4381
@sandipkumarsingh4381 Жыл бұрын
Yesss labour charge
@worldthroughlens1720
@worldthroughlens1720 Жыл бұрын
@@sandipkumarsingh4381 thanks bro
@sugumarjain2190
@sugumarjain2190 Жыл бұрын
बहुत अच्छी है और इस तरह की कोई बात नहीं बोलते 🙏🙏🙏👌👌👌
@sandp2520
@sandp2520 Жыл бұрын
How in hell does HDB bank interest cost is more for 80k down-payment than in case of 40k down-payment?? 🤔
@bijoysarkar7426
@bijoysarkar7426 Жыл бұрын
Can i buy activa scooty at the age of 20 on finance... Please reply soon
@kumar_yogesh_azaad
@kumar_yogesh_azaad Жыл бұрын
Thanks for this priceless information,
@kuchv8428
@kuchv8428 Жыл бұрын
Eye opener vid..thank you
@rajkumarapat726
@rajkumarapat726 Жыл бұрын
Maine bhi apka rule follow kiya aur fayda Mila..thank you....
@subhendutripathy146
@subhendutripathy146 Жыл бұрын
Bhai.. very Informative 🙏Thank You for this content
@ajitchatamba1409
@ajitchatamba1409 Жыл бұрын
Thanks sir for your best topic discussion 🙏🙏🙏🙏👍🏻👍🏻🎉🎉🎉🎉
@nitinbharade6256
@nitinbharade6256 Жыл бұрын
Thanks sir for giving important information about the finance
@harishparganiha6556
@harishparganiha6556 Жыл бұрын
इतना ज्यादा diffrence कैसे रहेगा? शायद उस बैंक वाले बंदे ने calculation गलत कर दिया होगा।
@mohitinvincible5535
@mohitinvincible5535 9 ай бұрын
Flat interest rate or Reducing Rate ...which applied???
@todaystrend2758
@todaystrend2758 Жыл бұрын
Ekdum mast explain Kiya bro.thank u
@kunnu101
@kunnu101 Жыл бұрын
Thank you so so so so much sir ❤️ for this video i was also going for ntroq race addition and i have to pay extra 45 thousand on my emi 😢 they were giving me finance of otto capital
@davelawson2564
@davelawson2564 Жыл бұрын
go with bank
@SpkVlog17
@SpkVlog17 Жыл бұрын
Same bro. Without having any knowledge I have taken honda dio loan but after knowing it i have to pay more than 30k on EMI. Taking vehicle loan is not a good idea.
@salkhansoren2213
@salkhansoren2213 6 ай бұрын
would you tell me which bank provides less interest for bike purchase
@mr.nitin784vlogs
@mr.nitin784vlogs Жыл бұрын
Thank you so much brother😊 aap Jaise Insan bahut Kam Hai Is duniya itni khulkar baat batane ke liye again thank you so much
@bidhandavlogs2066
@bidhandavlogs2066 Жыл бұрын
Very nicely explained 👏👏👏
@gourishankardalai3272
@gourishankardalai3272 Жыл бұрын
Many many thanks sir for ur valuable information 👍🙏
@kolkatafurniture3838
@kolkatafurniture3838 Жыл бұрын
Bhai jaisa ki mera pass ek bank ka account ha or usme intrest jyada lera ha mera pass toh or option nhi ha lene ka hm koi bank se lenge woh bank me mera account hona chaiye ya nhi hone se bhi hojaiga??
@uk04techtalks41
@uk04techtalks41 Жыл бұрын
Sir bike finance krne pe downpayment ke baad bache huwe loan amount me 5k lgbhg finance wale ke charges bhi add hai to kya ite charges sahi hai
@-chrissenpai
@-chrissenpai Жыл бұрын
Mene 25k bhare platinq 100 cc li 2618rs ke 24 emi li 15 k interest Bajaj finance 👍
@milindpadale6481
@milindpadale6481 Жыл бұрын
भाई आपने एकदम सही जानकारी दी पैसा और समय बचाने की ये अलग अलग बँकवाले जनता को लुटते है
@terabaapbc2902
@terabaapbc2902 Жыл бұрын
Sir maine ek new bullat standard book karke aya unhone 5000 booking slip ke sath on road prize 1,81,930 ho rai he or bo 1,90,000 rs mang rahe he to muje ab unhe kitne paise dene honge or bo boll rahe ki 1,81,930 ke bad warranty ke paise lag rahe to me kya karu pls muje bata dijiye
@bigraibasumatary6766
@bigraibasumatary6766 Жыл бұрын
Which finance is best for bajaj two Wheelers??...
@megrashnarleng
@megrashnarleng Жыл бұрын
Thank you very informative video 👍🏻
@Salman-eu8ns
@Salman-eu8ns Жыл бұрын
Bohot hi accha video tha bhai bohat acchi knowledge di aapne
@gautamlohar3399
@gautamlohar3399 Жыл бұрын
Thankyou so much. I was looking for these type of information.👍
@Nirajkumar-ol5pb
@Nirajkumar-ol5pb Жыл бұрын
इतनी अच्छी जानकारी देने के लिए धन्यबाद..... मै अभी कुछ दिनो मे गाडी लेने वाला हूँ
@RahulGupta-rd6py
@RahulGupta-rd6py Жыл бұрын
Sahi baat hai bhaiya verbally sunke decision lena bahut bara mistake hai....
@rajatsinha2893
@rajatsinha2893 Жыл бұрын
👌👍🙏Bahut achhi advise di aapnei,sir,thanks.
@anupsagar7905
@anupsagar7905 8 ай бұрын
Sir ek doubt he sare bank ke to apne pass khata nehi hoga na koi ek ka hog fir kiya sare bank se le sakte he
@singularity9182
@singularity9182 5 ай бұрын
Hello sir i am from west bengal and in need of your experience and knowledge. I bought a yamaha ray zr on emi from l&t finance . I have payed 4 emi and they told me i could make the full payment only after 6 months of emi payment and close the deal.. now after paying 6 emis i have outstanding amount of rs 85000 and even though i want to close the deal after 6 emis, will i have to pay the 85000 since i am closing the deal early not 3 years.plz help
@abhish155
@abhish155 Жыл бұрын
Today I got the knowledge from you ...Thank you so much for informing ❤️❤️❤️❤️..Love from Tulunad 🚩🚩🚩
@abhilashabhi873
@abhilashabhi873 Жыл бұрын
Karnataka na
@abhish155
@abhish155 Жыл бұрын
@@abhilashabhi873 ha s
@safikansari3170
@safikansari3170 Жыл бұрын
बहुत ही अच्छी जानकारी दी आपने। ♥️👍♥️
@factbro7878
@factbro7878 10 ай бұрын
Sir plz mare kio baato plz Ma hero splendor plus xtec 2023 bike buy kari ha 79,697 loan amount ha 20,000 down-payment dena ki baad monthly emi 3045 for 3 years ka liya Muja 3 year ma 109,620 rupee dena ha mare interset amount Kitna ha or bike ki total kimat ma ky 20,000 down-payment be add hota ha kya agar hota ha to 129,620 ha kya bike over price ha or interset rate kya ha( cholamandalam finance) Plzz reply
@manojawasthi3406
@manojawasthi3406 Жыл бұрын
बहुत-बहुत धन्यवाद भैया जी क्योंकि मैं इसी समस्या में उलझा हुआ था
@devdaskashyap3469
@devdaskashyap3469 Жыл бұрын
सब बैंक का अलग अलग ब्याज है तभी तो कम ज्यादा आ रहा है
@sibasishmoharana4587
@sibasishmoharana4587 Жыл бұрын
Nicely explained 👍
@015gauravpawar5
@015gauravpawar5 Жыл бұрын
Ntorq xp onroad 122000 in Goa, i paid 22700(with guard) now they asking 4155 emi × 36 month (total 150000 emi) total 172700 for notrq xp. Please tell me is this right? (10per intrest)
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