Thanks a lot Bob. I am confused no one tell me diffence for Advantage MEDICARE and Supplements this video explains as well. After saw your video explaining what to do exactly. I

Best I could understand ever I have HMO-pos and VA Champs is this good could am benefit focus😮 40:10

This comment makes my heart smile! Thank you. If you would like to speak with one of our Agents, please call us at 1-855-368-4717. -Bob

Youre 65 years old and your youtube name is cash money? Nice

I’ve had Medicare since 2017 and today is the first time I have actually understood what the plan is, how it works and what I am truly doing. I think I can have a piece of mind now!! I’m truly blessed to have my Medicare and my disability insurance. Thank you for this video message.😊

Thank you.

Janice G my pleasure!!!

I am 73. Can I go from advantage to supplement?

It's ridiculous complicated

This is very interesting ☺️ but still hard to remember.They all have a catch it's confusing.thanks Bob

@@MedicareBob you are the Awsome greatest teacher!!! Ever!! Love this Medicare Learning video!!! You are the best and handsome too!!;🥰😄hahaha

Updated: While I knew the $ amts can change each year, I just found out that other major Policy changes took place. E.g. Medigap Plan F non existent as of 2020 for new participants.

Yep, anyone that joins Medicare after 01/01/2020 is not able to purchase a Plan F.

Bob. You have a great presentation. I would work for you!

Thank you, I am rolling out a consulting service starting in January of 2023 under "Medicare Monsters". I would love to work with you.

@@MedicareBob Please keep me informed!

Thank you so much!

Thank you. If you would like to speak with one of our Agents, please call us at 1-855-368-4717. -Bob

Thanks for your comment. If someone is drawing ssc income, than enrollment in Medicare is automatic. If someone is not drawing ssc income, than you are correct, one would need to apply.

Thank you for the clarification. Your video is such a great resource.

Thank you :-)

Thank you!

Glad you enjoyed it!

Thank you, nad thank you for also helping Medicare Beneficiaries.

Thank you! My Team and I are happy to assist you. There is so much misinformation out there that it can all seem so confusing. Give us a call: 1-833-463-3262.

Thank you!

thank you for your Service. If you have A and B, than you should get a Medicare Advantage (Part C) Plan that is designed to work with Medicare. These Plans are designed for Veterans and have additional benefits like: Dental, Vision, Hearing and some even pay you back around $100 per month back. If you would like help, call us: 1-855-368-4717.

Tank you so much

@@nilzakawamura7249 czczc

You should get Part A automatically and you will not need to enroll into Part B until your Wife retires. At that point you will get your Part B and you will have your 6 month window for Medigap at that point.

If you have try care how does that work I refuse to give it up.some one says it doesn't cost anything. Can you explain that to me

You will need to enroll in Medicare with Social Security Admissions. It is NOT automatic. I am also turning 65 in May 2022, you must enroll within 6 months (window is 3 months prior or after your birth month) without any penalty. I called SSA in March, and SSA scheduled a phone interview for me late April to complete my enrollment. Key Point- you must call SSA to enroll in Medicare now, it’s NOT automatic. You can also save yourself some time by registering online to create an account with SSA to avoid looking for personal info when speaking with SSA. Good luck. 😊

Yeah, it still holds true. MAPD plans are getting more attractive and Plan G medigap is still what I’m recommending.

As long as you are still working and he is on your coverage, he can defer Medicare Part B and not be penalized. You are in the position of evaluating if he should stay on your coverage or go onto Medicare and add the Plan G. Based on the deducible you mentioned and the MOOP, it's your call. Part B is going to be $165 a month, the Plan G is going to be around $125 (I would need more info to provide an exact quote), part d is going to be $25 (again not exact quote). So would you prefer for him to pay around $300-350 have a $226 annual deductible and $226 MOOP or pay the $198.29 and stay on your coverage? I dont think there is a bad answer here... Call our office and ask for Marcus Graham, 1-833-463-3262. He will provide the exact cost for the part D and the Plan G. His health is a factor, if he is healthy then I am 50/50 on what you should do. If he has health issues, than put him on Medicare and the Plan G.

Thank you!

Medicare supplement premiums do increase. In my experience, if someone gets a rate increase but they used their Plan a lot, they are not upset because they are getting value. When new to Medicare Part B this is the only time when everyone is automatically approved for a Medicare Supplement Plan. You are allowed to shop your Supplement Plan any time of the year but you will have to medically qualify to change your Supplement Plan. I always try to assist my Clients with getting the best priced Medicare Supplement Plan that they are eligible for.

No fee to work with my team and I. 1-855-368-4717.

You would have a foreign benefit but not enough to only have it if you are out of country for more than two months.

I recommend keeping your Part D Plan, there is a penalty if you do not have one. I recommend getting a low premium part d since you do not take any meds. OR look into a $0 premium Medicare Advantage Plan that includes Part D at no cost. if you you like some help give us call: 1-855-368-4717.

You're pay for outpatient care only, low administrative costs, and it is partly paid for by the government.

@@SandfordSmythe Premiums are low because taxpayers are subsidizing the program. Seniors should pay more of their share.

@@richardargst157 Medicare was created because insurance premiums for this high risk group could be unaffordable. Medicare does make the more affluent pay more.

@@SandfordSmythe All of this would be great except we are asking young workers to help support retired people. Seniors had their entire working lives to save for their healthcare in retirement. Young workers are paying much more in Medicare taxes than we ever did. Seniors need to pay much higher premiums.

I was so confused, but now through u I understand more, I turned 65 this past November so I just chose something which was united Healthcare where I get my pension, but I don't know if I made a wise choise

No, you will have 6 months before and after that you will not have to answer health questions.

Thank you for your question, when you turn 65 it is the only time in your life that one is eligible for any Supplement Plan that they want without medically qualifying without. There ar eother Guaranteed Issued rights, 7 of them to be exact that allow one to get certain Supplement Plans without medically qualifying. For example, if you have a Medicare Advantage Plan and then move out of service area then you are a GI for a Plan F if you went on Medicare Part A / B prior to 2020 and Plan G if you went on Medicare after 2020. Now, to answer your question, you will have to medically qualify to go from a Plan F to a Plan G and vice versa. Let me take some pressure off of you, Plan F, G and N are all AMAZING plans, so even if you get stuck in one of them, you are going to have great coverage. Also, in my experience, if a person is not healthy enough to change their Supplement Plan to a different one they are not upset because it means that their Plan is paying there bills while they are going through a medical issue. We only get "mad" at our insurance Companies if we are paying a ton of premium and not getting a return from them in the form of them paying claims for us. So basically, if you cant change it is because you are prob using the Plan a lot which means you are coming out a head. -Bob

Thank you!

If you are under 65, you would need to be on disability income for at least 2 years to qualify for Medicare. Otherwise, you can get health insurance through www.healthcare.gov

Yes, Medicare Part C is also referred to as Medicare Advantage.

www.seniorhealthcaredirect.com

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