Medicare Explained (2024 updates)

Рет қаралды 82,438

Medicare Specialist - Abt Insurance Agency

5 ай бұрын

Medicare Explained, Medicare 101, Medicare basics!
✅Our site: AbtInsuranceAgency.com (Secure), or call 888-465-9728 🔔 Subscribe for more free information: / @abtinsuranceagency Free Medicare Quotes: Https://www.abtinsuranceagency.com
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✅ Best Medicare Supplement Plans in 2024: • The Best Medicare Supp...
✅ How to enroll in Medicare: • Medicare Sign Up | How...
✅ Medicare Advantage Plans Explained: • What is Medicare Advan...
✅ How does Stephanie get paid?: • How Do Medicare Broker...
✅ How to shop for Medicare Advantage Plans: • How to find the right ...
✅ Enrolling in Medicare when you retire - Past age 65: • Working Past Age 65, H...
Employer insurance versus Medicare?: • Should I Delay Medicar...
State specific Medigap enrollment rules: • Medicare Supplement Pl...
Find the best Part D Rx Plan: abtinsuranceagency.com/findin...
IRMAA and how to appeal it: • IRMAA Medicare - How T...
Please call my office for free, unbiased assistance. 888-465-9728 or email Stephanie@abtinsuranceagency.com - we would love the opportunity to help you if we can! #medicare #medicaresupplement #medicareadvantage #medigap #turning65

Пікірлер: 113

@madelinehall8944 2 ай бұрын

This year Medicare is denied my mammogram and ultra sound. This is causeing me to appeal. They say that far to few women get their mammograms as needed. This is scary. They have too much power over our health care.

@Southsidesocialworker 5 ай бұрын

As a long term care social worker, I'm so glad I found your channel. I get so many questions about Medicare and I have learned alot about the differences and how affect admission into SNFs for rehab but there is still so much I don't know. Thank you for what you do.

@AbtInsuranceAgency 5 ай бұрын

You are so welcome!

@timleinen8957 5 ай бұрын

Wonderful video. Abbey helped me with my switch from Medicare Advantage to a supplemental plan, and assisted me with getting my wife on a true medical insurance plan. She did a wonderful job and I couldn't be happier!!!

@AbtInsuranceAgency 5 ай бұрын

That’s so wonderful to hear! I’m so delighted we get to work with you.

@timothymcglynn1935 Ай бұрын

Thanks 👍

@maaloufgeorge2926 5 ай бұрын

Stephanie- You are a wonderful source of knowledge. I have learned from you a lot about medicare.. Keep up the good works!!!!!!!

@AbtInsuranceAgency 5 ай бұрын

Thank you so much!

@raafatbasha 5 ай бұрын

I agree with all the great things you offer, great job and excellent food for thought, Thanks Stephanie

@safimoshkani8495 4 ай бұрын

Thank you, very helpful info, I am approaching my 63rd b.d and planning to work until at least 67, but I am happy to find your channel ❤❤❤❤

@peterm3333 5 ай бұрын

Love your videos! Always clearly explained with all options mentioned. Thank You!!

@jefferylorance7988 3 ай бұрын

Thank you for keeping us informed…

@bryanwalker7046 4 ай бұрын

Thank you, Stephanie! I enjoy your videos. You explain things very well. I am learning a lot about Medicare.

@williewashington648 27 күн бұрын

Awesome! Thanks for the great information on Medicare Supplement and Advanage insurance. It’s new this year for me.

@fredrumpf7414 5 ай бұрын

Excellent explanation. Thank you!

@Cali-Girl 3 ай бұрын

Many large health systems are having to pull out of Medicare Advantage due to poor reimbursements and claim denials. Patients are getting left high and dry but hospitals can’t operate on bad insurance company policies.

@thesnortingpug8435 2 ай бұрын

Thank you so much! After two months of stress and confusion, you have explained this in a way I can understand.❤

@user-yn5ip3ly8m 2 ай бұрын

His bless you for helping seniors make sense of this Medicare system ❤

@jeffreywagner5234 Ай бұрын

Your videos are AMAZING!!!! Thank you!!!!

@AbtInsuranceAgency Ай бұрын

Thank you for watching!

@Kathleen67. 3 ай бұрын

Thank you, Stephanie; Tatiana was great!

@TheGuyFromErie 4 ай бұрын

Once again, very informative and excellent presentation.

@lisaharris9960 2 ай бұрын

TU these short videos help me so much

@josevaldez1660 5 ай бұрын

Hey Stephanie, my name is Jose, I live in NY, became disabled on September 2022 and started getting ssdi payments monthly on march 2023, I don’t understand why people in my family are just starting getting ssdi like me a couple of months ago and are with Medicare already, they didn’t have to wait like me the 24 months waiting period, I past 2,000.00 a month and can’t apply for Medicaid in NY because my income is 34,000.00 a year, I have no medical insurance because they asking for an average $900.00 a month which is too much for me, so now I’m preying I don’t get further injuries on my 3 surgeries until I could get Medicare in 24 months, EXCELLENT INFORMATION VIDEO

@AbtInsuranceAgency 5 ай бұрын

Thanks! Many times when SSDI gets awarded it is back dated. If so, Medicare is granted after 24 months from the backdated SSDI date. Hope this helps!

@josevaldez1660 5 ай бұрын

@@AbtInsuranceAgency thanks

@averynichols8035 4 ай бұрын

Thanks so much for explaining Medicare to where I could understand the process. It's nice to be able to turn to someone who can help in understanding this once in a lifetime process. Cheers!

@AbtInsuranceAgency 4 ай бұрын

You are so welcome!

@OspreyFlyer 5 ай бұрын

Thanks for your assistance! 👍

@cgong415 4 ай бұрын

I like your video, very clear and easy to understand.

@tammyburton4958 3 ай бұрын

Thank you so much- this is awesome

@davidfolts5893 5 ай бұрын

Thanks for another great video, Stephanie!

@AbtInsuranceAgency 5 ай бұрын

You are so welcome!

@timothymcglynn1935 Ай бұрын

Much appreciated 👍😊👍

@AbtInsuranceAgency 5 ай бұрын

What Part of Medicare is the *most* confusing? Drop your opinion below, so I can make a video about it! ⬇

@maaloufgeorge2926 5 ай бұрын

The confusing part for me is that: Even supplement plan G needs approval for a blood tests. Medicare rejected 3 tests from all the tests performed last year because they indicated that it is not medically necessary. Thus I paid $67 out of pocket for my blood work. Also I do not understand why Medicare pays only one time for a complete blood test . I thought this would be routine with my yearly checkup (only during the 12 months of enrollment to medicare). This would mean that this year I cannot do a blood test to assess my Cholesterol level?????.. Thank you in advance for your valuable information.....

@MrMarkar1959 5 ай бұрын

I was yelled at for saying I'm just gonna pay $450/mon for A,,B,,D,&N and heck with Advantage,,,would You say taking advice from Someone who has VA coverage,,On Disability And is covered under his Wife's insurance isnt a good idea. Lol. i figure Eyes&Ears are the only thing right off I care about. no free govt coverage since i'm American

@philshock3805 5 ай бұрын

Can you make a video regarding employer-offered plans for retirees? (BlueSecure in my case) I've already discussed this with Abbie from your office and she recommended I go that route rather than go on my own with privatized medigap, but I'm still a bit confused about it. Not sure if I can easily change it down the road or even if it's considered an Advantage plan. Thank you so much for all you do!

@AbtInsuranceAgency 5 ай бұрын

@@philshock3805 great idea!

@TheFelix7045 5 ай бұрын

D-SNP’s

@SouthernGospelVideosArchives 5 ай бұрын

Stephanie, do you know what the QMB SLMB amounts are for 2024? Thank you!

@daveq2573 2 ай бұрын

Excellent, very informative.

@cjalford8401 4 ай бұрын

Super helpful thank you

@MrMarkar1959 5 ай бұрын

👍🏼just got the RW&B A&B card,,65 in May,,i'm on zero meds. the "D" and "N" is what i'm thinking in case i get remarried,,cause that'll kill me for sure🙏🏼

@AbtInsuranceAgency 5 ай бұрын

😂 call us anytime for help! 888-465-9728

@WhiteRosez007 5 ай бұрын

Wonderful explained update. You really helped my friends understand the Medicare concept👍😉

@AbtInsuranceAgency 5 ай бұрын

Thank you!

@bigal1093 5 ай бұрын

Thanks for another informative video. My wife is approaching the time to enroll in a couple of months so we will certainly be reaching out to you !

@AbtInsuranceAgency 5 ай бұрын

Glad it was helpful! 🙂

@teams3345 5 ай бұрын

I have 1 year 9 months to Medicare. I am already retired on retiree medical.

@juanr.rodriguez3109 Ай бұрын

Thanks for the information. I got a feeling that for Tricare for life would be good with part C. I’ll see down the line.

@drsonnysell4471 5 ай бұрын

Thanks Mrs Stephanie!!

@AbtInsuranceAgency 5 ай бұрын

You are so welcome

@hpfchuck 2 ай бұрын

You are a great find

@glennluteraan4434 5 ай бұрын

Thank you Stephanie. I appreciate your videos and how they are factual and packed with info. I plan on working past 65 and am interested in understanding the process to delay my enrollment while staying on my employers plan and whether this delay poses any issue with a medigap plan (maybe missed something in what you said?). Additionally, I'm wondering if I'm financially better off keeping my unemployed wife on my work plan or if having her file for Medicare at 65 and taking her off the work insurance would be a better choice. Any insight would be greatly appreciated.

@AbtInsuranceAgency 5 ай бұрын

I have a video coming out next week about this exact topic!

@meli111005 2 ай бұрын

Awesome video, can you talk about how a person medicare plan change when signing on to hospice?

@rosehernandez8721 3 ай бұрын

great information, can you do one on spend down? How does it work.

@warriorfreedom4755 5 ай бұрын

How many plans are there in Part D? What are benefits for each plan?

@yazminmojica4458 Ай бұрын

Thank you 👍💯💕

@AbtInsuranceAgency Ай бұрын

You are so welcome!

@got2bedon 5 ай бұрын

Where and how do you enroll in part D or others

@jhors7777 5 ай бұрын

Thanks Stephanie! I love your channel. Are medigap plans generally "portable" from state to state without underwriting? I live in Minnesota, a State I understand your agency is not licensed in, and turn 65 in June 2024. Just wondering if underwriting will be a requirement if I for example decide to move to Wisconsin in ten years. Or does the answer to my question depend on State, or the insurance provider?

@AbtInsuranceAgency 5 ай бұрын

Your Medigap plan always travels with you and you do NOT need to change it or go through underwriting when you move.

@jhors7777 5 ай бұрын

@@AbtInsuranceAgency Thank you so much Stephanie for that information! I really love and appreciate your channel and videos!

@JT-sx4ln 2 ай бұрын

Does your company license in Virginia? Your videos are helpful.

@jamesparas1294 Ай бұрын

Stephanie, I live in Pennsylvania. How do you feel about the Aetna Gold Advantage Plan. Do you think it would be a good choice?

@AbtInsuranceAgency Ай бұрын

We would love to advise! Please call us at 888-465-9728 or email stephanie@abtinsuranceagency.com!

@Bt234 8 күн бұрын

Can you please make a video on 816/day lifetime reserve days ?

@dr.ibrahimfarhat1621 4 ай бұрын

Why don’t they make it easier for us?

@marciacampbell7096 2 ай бұрын

What happens if you decide to move to a different state?

@websterhays8352 5 ай бұрын

My Medicare premium is $675 per month. My supplemental G plan is $138 per month. I think this is reasonable for the care I get.

@davidlong2048 4 ай бұрын

How in the hell can your premium be so high

@websterhays8352 3 ай бұрын

@@davidlong2048 The premium is based on your prior two years average income.

@douglaslawrence6133 3 ай бұрын

Based on income prior to signing up

@SuperPastorjose 5 ай бұрын

Thank you! can you talk about who is the best medigap insurance company that have low increase premium overtime, over the years and good customer service. Thanks

@AbtInsuranceAgency 5 ай бұрын

Great idea!

@davidlong2048 4 ай бұрын

Go with highly rated companies and not Blue Cross Blue Shield, as they have many small companies using they're name, so I've heard.

@topermitsu 5 ай бұрын

one question ...they took money all my life and i dont have medicare because i live in Mexico can i get my money back?

@maryrosemitchell9682 5 ай бұрын

What if you are covered by ACA? Can you stay on that instead?

@AbtInsuranceAgency 5 ай бұрын

ACA is not credible to delay Medicare, so you should enroll in Medicare when first eligible order to avoid penalties.

@maryrosemitchell9682 5 ай бұрын

@@AbtInsuranceAgency Thank You!!!

@richardargst157 5 ай бұрын

Why all the discussion about in or out of network? I have a supplemental G plan and there are no networks. Why would I want some bureaucrat to limit my healthcare options???

@davidlong2048 4 ай бұрын

PPO plan then. I think thsas the difference. HMO's are the network plans.

@destine2bking 3 ай бұрын

0 seconds ago I am interested in becoming a Humana Medicare agent. I have my license and have passed the California exam. Can you direct me as to what you think would be the best route to take in order to get certified

@ROBERTHANKINS-hc2xt 3 ай бұрын

does Medicare pay for naturepath professional (altenative medical practices?)

@AbtInsuranceAgency 3 ай бұрын

Typically no, but in some cases acupuncture is covered.

@jilllingoff3947 5 ай бұрын

My Dad lives in Pennsylvania and is in his early 80's. He has stage 3A chronic kidney disease. Dose he have a chance of passing medical underwriting to get a medigap plan at a decent price?

@AbtInsuranceAgency 5 ай бұрын

What type of coverage does he have now?

@jilllingoff3947 5 ай бұрын

He has a medigap G policy but he is paying a lot for it. @@AbtInsuranceAgency

@jilllingoff3947 5 ай бұрын

@@AbtInsuranceAgency My Dad has a plan G but he is paying a lot for it.

@GatsbyStegosaurus 3 ай бұрын

Can you provide a transcript for this video?

@GatsbyStegosaurus 3 ай бұрын

you wonderfully explained a confusing topic

@deninewolden1751 5 ай бұрын

Do you work in Idaho?

@AbtInsuranceAgency 5 ай бұрын

Yes!

@samenthanalis9932 3 ай бұрын

Please help me i will have a job in a call center about that😢😢humana cigna etna ect….how to employ those benefits please 🙏🙏

@davidlong2048 4 ай бұрын

I have heard the government may do away with advantage plans due to the bills left behind by you /us not paying . Not worth going with the advantage plan, just my opinion.

@funkibloo3811 5 ай бұрын

It's all so confusing⁉️😥🙏

@AbtInsuranceAgency 5 ай бұрын

They don’t make it easy, that’s for sure. Hopefully my videos can help! 🙂

@Direct.injection212 4 ай бұрын

MA plans don't make sense. Networks, Authorizations and Referrals I could handle before 65, now I need good quality care. Plan N for me.

@Cali-Girl 3 ай бұрын

I agree re MA plans vs traditional A/B with supplement. Other Cons are non-approvals, denial which can cause delays in care and possible serious harm. Not to mention high out of pocket in copays. MA perks for dental vision and hearing is not 100% covered, have strict networks, hi out of pocket, and insufficient coverage limits.

@user-lp8qp2un9v 4 ай бұрын

So im disabled need a lung transplant on state medical now turn 65 april 24 this yr im low income make less than 18 k why they make it so hard i want the traditional so how much the gap do i need a rx plan i really like only paying the way i do now what do ido

@eugeniaseeling5920 Ай бұрын

Call the number they have listed