As always great information from Senior Advisors and Justin! Thank you!

As always a clear and concise update of necessary financial needs related to the medical care for we seniors... Thank you continue the good work as I welcome more videos

Thanks for the great information and concise explanation. Always appreciate the advise and information you provide us!

THANK YOU, FOR ALL OF YOUR EXCELLENT, CLEAR, CONCISE TUTORIAL/EXPLANATIONS, OF THESE MANY "MEDICARE PLANS"! MUCH APPRECIATED!! ["SHARED"]

FINALLY! We finally have a video on KZfaq from a person who is smart enough to know that Connecticut CAN charge excess charges, and that excess charges could be more common in the future! Bravo, sir.

Clear and concise information. I REALLY REALLY don't know which way to go because WHO can see into the future?

Great Update, thank you!

Outstanding video. So appreciate the his. I have been trying to figure out the difference. Super job. Now to figure out which is the best company. Lots of them offer coverage in ND. Price is the only difference. Going with G based on this video. Super well done. Thank you!!! 7/30/24 8:00 am.

Excellent. Can I use you for my agent?

Excess charges are only charged by 2% of doctors in this country. Just ask if they accept Medicare assignment. If they don’t accept assignment, then Medicare allows 95% of the regular approved amount and the doctor can add on 15% of that amount. So if the approved amount was $100, they would allow $95 + 15%. Medicare would pay 80% of the $95 and your supplement plan would pay the difference up to $95. Then you would be responsible for the 15% of $95 which would be $14.25. There ARE situations where it could be a bit of money. If you have a specialist surgeon for your condition and his approved amount was $30,000 and he didn’t take assignment, then Medicare would allow him/her $28,500 and he could add on 15%. That would be $4275. But again, excess charges are a rare thing and not likely at all.