Why not tell the whole truth, such as.....Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in inpatient admission.
@jm-bv1wh Жыл бұрын
Thanks for pointing that out. I have Plan N, and it's the best.
@thomaschadwick4699 Жыл бұрын
@@jm-bv1wh Not saying it's not the best. Just saying I would stay away from a broker who doesn't tell you everything about a plan. I want an honest broker, not someone who sugar coats it and leaves some cost out of the equation.
@iHealthBrokers Жыл бұрын
Plan N is often a less expensive alternative to Plan G. Why on earth would a broker steer someone towards a less expensive plan unless it was in the customer's best interest? Your comment, quite frankly is offensive. Leaving a detail out of a youtube video has nothing to do without honesty as brokers. There is a lot of Medicare related information. Sometimes a details can be left out mistakenly.
@thomaschadwick4699 Жыл бұрын
@@iHealthBrokers What is offensive is not telling the truth. This so called "Truth" video on Plan N is not a complete picture. You state "Leaving a detail out of a youtube video has nothing to do without honesty as brokers". An honest broker, working in the best interest of a client will give the all the facts. Also you state, "Sometimes a details can be left out mistakenly " If this was a "mistake" why after 10 days has it not been correct? An honest broker would realize the error and correct it. I doubt you will.
@ldalestucker Жыл бұрын
@@thomaschadwick4699 Hello Thomas... To be completely fair, Please reply to all Medicare videos with the exact same comment you did with this one. There isn't one that shares all of the truth. (None of them do.) Hmmmm, why didn't you include in your "such as" excess costs? I've watched a lot of videos and I still don't have answers enough to satisfy me. If the shoe fits...
@njlifeandhealth Жыл бұрын
Most of our clients lean towards Plan G, but that doesn't mean Plan N isn't also awesome! Especially if you're in a state that doesn't have excess charges!
@iHealthBrokers3 ай бұрын
very true!
@chatlg2011 Жыл бұрын
Do brokers get paid more for Plan G or Plan N policies? Thanks.
@lynnhoffman247 Жыл бұрын
I’d think so as Plan G costs more than N. Plan G rates also go up more every year than Plan N policies (historically).
@JohnFromArlingtron11 ай бұрын
@@lynnhoffman247 they get paid X% of the premium. AFAIK X% is the same for any plan so if G has higher premiums then broker gets a little more.
@bzins1710 ай бұрын
yes
@ayokay1238 ай бұрын
Way more.
@user-ef6yk5yv9e6 ай бұрын
Yes..They make money from carrier insurance not from client.
@ChrisSadowski-pp1np8 ай бұрын
Excess charges are almost non-existent and plan G will see an explosion of rates in the future. 10 to 20 percent increases vs N's 0 to 3 percent, plan N makes more sense if you still want a comprehensive plan and not have to deal with EOBs with HDG.
@iHealthBrokers3 ай бұрын
Good point!
@dougcampbell5133 Жыл бұрын
My wife can ( has to get) Medicare because of disability. Can she still keep our other health insurance to pick up other expenses. If so is it better to do that then get Medicare extras?
@iHealthBrokers Жыл бұрын
Hmmm...interesting question. It really depends. think it's ***likely that Medicare would be the better option, but I can't say without 100% certainty without all of the details. If you'd like, you can give us a call at 888-410-0344 and we can compare the costs & benefits together to figure out which is the better option. Thank for your question!
@440tomcat Жыл бұрын
You forgot the $164 a month for B
@iHealthBrokers3 ай бұрын
Thanks!
@hartzogLovesScience Жыл бұрын
Medicare is so bad, I wonder if I would do better just buying a health insurance plan.
@iHealthBrokers Жыл бұрын
Oh no! I'm sorry that you feel that way. Medicare is actually pretty comprehensive coverage and almost all doctors and hospitals accept Original Medicare.
@hartzogLovesScience Жыл бұрын
@@iHealthBrokers Sorry for being so discouraging. I’m getting close to enrolling in Medicare, and I’m trying to learn as much as I can now.
@iHealthBrokers Жыл бұрын
@@hartzogLovesScience Not at all! Medicare can be extremely confusing, but there are so many important decisions to make. It's great that you are being proactive. If you have any questions, please feel free to reach out!
@BarryandKaren9 ай бұрын
Believe me, Original Medicare with supplement is much, much better than any private medical insurance. MOOP, network, etc advantages are not even close.
@johnurban73338 ай бұрын
Does customer service mean anything when you’re picking an insurance company or do they automatically pay your medical bills