No video

5 BIG Money Mistakes I Wish I Never Made

  Рет қаралды 23,269

MissBeHelpful

MissBeHelpful

Күн бұрын

Пікірлер: 80
@mck421
@mck421 6 жыл бұрын
I'm just saying, working as a barista through college ended up saving me SO much money because I bought my own espresso machine and now i make all my fancy coffee drinks everyday for myself and it's SO much cheaper
@yomama810
@yomama810 7 жыл бұрын
I just sat and watched all your videos thank you for explaining everything in a way that I can understand
@missbehelpful
@missbehelpful 7 жыл бұрын
You're welcome! Thanks for watching and let me know if you'd like me to cover a certain topic you're curious about!
@shuuzipuuzi
@shuuzipuuzi 7 жыл бұрын
Never thought to think of my net worth. Will keep this in mind.
@missbehelpful
@missbehelpful 7 жыл бұрын
Yes! This one is SO important! Thanks for watching and commenting!
@srkking402
@srkking402 6 жыл бұрын
Could you just explain to me in a simple way using examples , how you calculate net worth???
@cherellemarie2979
@cherellemarie2979 7 жыл бұрын
No I didn't want the video to end! Pt. 2 please 😄
@missbehelpful
@missbehelpful 7 жыл бұрын
Thanks Cherelle! Maybe I'll add a part 2 later :)
@emma123_x8
@emma123_x8 7 жыл бұрын
thank you so much, loved each point....
@missbehelpful
@missbehelpful 7 жыл бұрын
Thanks Emma! Glad to hear that!
@kevinjames1434
@kevinjames1434 7 жыл бұрын
You got me thinking...I'm in my early 30's
@missbehelpful
@missbehelpful 7 жыл бұрын
Yes yes yes! NOW is the time! Thanks for watching and commenting!
@paulortega80
@paulortega80 7 жыл бұрын
Thanks for the great advice!!! I like how you broke down Fixed, Future, and Flexible Expenses by percentages too. Ill try it out and see how it works.
@daniellebroughton7015
@daniellebroughton7015 7 жыл бұрын
more tips on saving love your videos
@missbehelpful
@missbehelpful 7 жыл бұрын
Thanks so much Danielle :)
@JonelleElise
@JonelleElise 7 жыл бұрын
I loved this video! Girl, you preached! I have always done my own eyebrows and hair etc due to not being allowed to get them done at a young age and at first I was upset about it. But the blessing is that I had to learn to do it myself and now I'm grateful because I can look cute on a budget lol!
@missbehelpful
@missbehelpful 7 жыл бұрын
Yes honey!!! That's the way to DO IT!!
@falcoperegrinus2292
@falcoperegrinus2292 7 жыл бұрын
Great video. Thanks for sharing all of this. Now i don't feel so bad for making similar mistakes when I was in my early 20's! Others have made the same mistakes I have. Glad we're in a better place now.
@missbehelpful
@missbehelpful 7 жыл бұрын
Yes!! Glad to hear it! Thanks for commenting!
@neha7493
@neha7493 7 жыл бұрын
Make a part 2 please! If you have more tips, that is
@KrushNation
@KrushNation 7 жыл бұрын
great advice!!!!!!! I will be adding this to my blog!
@freedominabudget
@freedominabudget 7 жыл бұрын
Love this!! They are all so true!!
@missbehelpful
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting :)
@AmberAshli
@AmberAshli 7 жыл бұрын
I been on YT since 2013 or so and I'm just coming across this helpful YTber , thank you so much!
@missbehelpful
@missbehelpful 7 жыл бұрын
Thanks Amber! Glad you found me :)
@Eljanny
@Eljanny 7 жыл бұрын
A bit extreme not carrying at least one Debit/Credit card on you and sticking with only $5 or $10 on you. But whatever works for everyone as long as we stay debt free and don't spend money on unnecessary things
@missbehelpful
@missbehelpful 7 жыл бұрын
Yup! That's what I had to do to really force myself to make the transformation. Now, it's no longer necessary because the results I got from that made me really enjoy not spending to see how much I could challenge myself to save! Thanks for your comment!
@Melybellyxo
@Melybellyxo 7 жыл бұрын
I'd love to hear your advice on paying down debt (credit cards, student loans)!
@Eljanny
@Eljanny 7 жыл бұрын
Use the snowball method where you pay off the highest interest rate loans/cards first and then go on after that.
@missbehelpful
@missbehelpful 7 жыл бұрын
Yup! Agreed!
@missbehelpful
@missbehelpful 7 жыл бұрын
Paying high interest debt first makes the most sense mathematically! Thanks for watching and commenting!
@Melybellyxo
@Melybellyxo 7 жыл бұрын
MissBeHelpful Thank you!!
@shopon5
@shopon5 7 жыл бұрын
Mistakes are out biggest teachers. Some good advice!
@missbehelpful
@missbehelpful 7 жыл бұрын
Totally agree!!
@habibti320
@habibti320 7 жыл бұрын
Love your videos and advice! I've been binge watching your channel since I found you! :) I have made many of these same mistakes and am trying to change my financial mindset. In terms of beauty, I have saved so much money after discovering two things: menstrual cups ($20 purchase has lasted me 2+ years) and an epillator ($50 purchase and no more shaving, shaving cream, or waxing). I am looking forward to more tips and advice, especially with your eating habits!
@missbehelpful
@missbehelpful 7 жыл бұрын
Awesome! Thanks for sharing!
@jackroberts9755
@jackroberts9755 4 жыл бұрын
Good video, thanks for sharing! Good point on the net worth. There was an article published on Millennials & money only a few weeks ago. I've literally just done a similar video from a slightly different angle - you might find that interesting.
@nataliegarcia2199
@nataliegarcia2199 7 жыл бұрын
hey so Im 19 and dont understand net worth at all. is that like adding up what you have and your debit to figure out how much you actually have?
@PIQTION
@PIQTION 7 жыл бұрын
yup
@Eljanny
@Eljanny 7 жыл бұрын
Yeah and by what you have as in 100% you own (fully paid so a car with a loan on it won't count). I think the only exception is a house but that's getting to technical. If you have no debts as in CC, student loan, car loan etc.. and have $1,000 dollars in your bank account then your net worth is the $1,000 plus whatever else you fully own.
@missbehelpful
@missbehelpful 7 жыл бұрын
Hey Natalie! Yeah basically you got the right idea! So lots of people look at their bank account and think that the money is all theirs but at the end of the day you actually need to consider your debts and bills before calculating how much money is truly yours! Hope this helps and thanks for watching!
@Jo71603
@Jo71603 6 жыл бұрын
Yes! Why not start working towards your retirement now!
@scoobydoo7346
@scoobydoo7346 6 жыл бұрын
Natalie Garcia essentially yes
@yahhebrew6818
@yahhebrew6818 7 жыл бұрын
MissBeHelpful thanks for all your advice!! You helped me save so much money especially since I live in New York City..
@missbehelpful
@missbehelpful 7 жыл бұрын
You're welcome!
@adriennefox9809
@adriennefox9809 7 жыл бұрын
I love your videos girl. Super helpful and relatable for young people!
@missbehelpful
@missbehelpful 7 жыл бұрын
Thanks Adrienne! xoxo
@12012channel
@12012channel 6 жыл бұрын
My coworker is crazy . He has about $5,000 in credit card debt and has not payed any of it back and in fact does not plan to.Last year he somehow opened a new credit card and spent the whole limit at once.Do you think it was for some kind of investment or emergency?Nope he used to buy a Nintendo Switch and I think some Pokemon shit. Ever time he gets a paycheck he just spends it on bullshit like video games( I have nothing against video games but I am not into debt for it).When I say he is not planning on paying it back ,I don't mean he does not have a plan to pay it back but he literally said "I am not paying it back, it is their fault for letting me have a credit card".When I and other coworkers asked about his credit or what about later in life for retirement.He just laughed at us and said " I make minimum wage and I will probably never get out of it , so I will never buy a home or anything like that, so it does not matter what my credit score is and why would I save for retirement? The economy is fucked up, all those people saving for retirement are probably going to end up with nothing because the economy will crash , at least I had some enjoyment ".Needless to say our jaws pretty much hit the floor.Actually, it is kind of sad because I like the guy but he has a defeated attitude and does not plan on bettering himself in any way financially or professionally.
@redshimmy5334
@redshimmy5334 7 жыл бұрын
Thank you for sharing these!! So excellent!!!!!
@missbehelpful
@missbehelpful 7 жыл бұрын
Thanks for always supporting me!
@redshimmy5334
@redshimmy5334 7 жыл бұрын
OMG OF COURSE DOLL! YOUR AMAZING!
@thedog6849
@thedog6849 4 жыл бұрын
Co signing a loan isn't necessarily a bad thing. It can help your credit as long as all the payments are made on time.
@happymimmz9305
@happymimmz9305 4 жыл бұрын
You need to watch her horror story on @thefinancialdiet channel - kzfaq.info/get/bejne/i5-kfJyS1Na3Z5c.html
@xander99899
@xander99899 7 жыл бұрын
Thanks for the videos! They really do help 😃
@missbehelpful
@missbehelpful 7 жыл бұрын
Thanks for watching and commenting! Glad to hear it!
@Bibimbapski
@Bibimbapski 7 жыл бұрын
Does this mean that we should pay off our debt first before focusing on savings? Even if you have $100,000 in savings but have the same amount in debt, it means the net worth is $0?
@missbehelpful
@missbehelpful 7 жыл бұрын
Yup technically your net worth is ZERO! So what I would do is put 6 months of expenses in a savings account and a few thousand in a retirement account and pay off the rest towards the debt so that it will STOP GROWING over time. Good question!
@scoobydoo7346
@scoobydoo7346 6 жыл бұрын
Your videos are great. Hope to watch all of them.
@ancienttimes6953
@ancienttimes6953 6 жыл бұрын
Love the video keep making please
@nebralester1368
@nebralester1368 5 жыл бұрын
It seems a bit extreme 5 or 10 dollars. That's not even enough money for gas these days. I all for saving but what is the point of saving all this money and not able to enjoy?
@jonathanr6832
@jonathanr6832 7 жыл бұрын
You don't look a day over 21😉
@missbehelpful
@missbehelpful 7 жыл бұрын
Ah! Thanks :)
@lovejimenez2217
@lovejimenez2217 7 жыл бұрын
thank you for your video.
@missbehelpful
@missbehelpful 7 жыл бұрын
You're welcome!
@scoobydoo7346
@scoobydoo7346 6 жыл бұрын
I never even had a bank account as a teenager. Imagine that.
@wyattheuer4870
@wyattheuer4870 7 жыл бұрын
I'm 19 an money hungry lol these are very helpful
@missbehelpful
@missbehelpful 7 жыл бұрын
Nice!
@UliSwag
@UliSwag 5 жыл бұрын
7 bucks a week on eyebrows is $364 a year
@missbehelpful
@missbehelpful 5 жыл бұрын
Ben Dover yup! Plus $8 a year on a manicure and now you’re just over $700! Adds up quicker than we think!
@royrosales4400
@royrosales4400 6 жыл бұрын
Always salt your pasta when boiling
@ViennaElizabeth
@ViennaElizabeth 7 жыл бұрын
Set up my first savings account today, I'm not sure I trust myself to not delve into it though:(
@LoveDaringGreatly
@LoveDaringGreatly 7 жыл бұрын
Hot mess.com over here too... glad those days are behind me #eachoneteachone
@Gohan1988
@Gohan1988 7 жыл бұрын
Keep the videos coming!!!•*^,^*•!!!⭐️🙃🌟
@missbehelpful
@missbehelpful 7 жыл бұрын
Thanks!
@Jo71603
@Jo71603 6 жыл бұрын
You look like you are still in your 20s!
@Capitantopdog
@Capitantopdog 7 жыл бұрын
cute
@lilmo214
@lilmo214 6 жыл бұрын
I bet I wouldn't have to spend a lot of money if I was to date you.
7 Reasons Your Credit Score Might Drop!!!
16:55
MissBeHelpful
Рет қаралды 34 М.
How Much Money Should I Keep In My Checking Account?
12:17
MissBeHelpful
Рет қаралды 72 М.
7 Days Stranded In A Cave
17:59
MrBeast
Рет қаралды 88 МЛН
黑天使遇到什么了?#short #angel #clown
00:34
Super Beauty team
Рет қаралды 45 МЛН
Вы чего бл….🤣🤣🙏🏽🙏🏽🙏🏽
00:18
5 Money Mistakes People Constantly Make!
15:48
George Kamel
Рет қаралды 149 М.
How Do I STOP Wasting My Money?
5:11
MissBeHelpful
Рет қаралды 13 М.
Why Does It Take So Long To Fix Your Credit??!!!
11:33
MissBeHelpful
Рет қаралды 10 М.
Millionaire Reacts To: What I Spend In a Week
11:55
George Kamel
Рет қаралды 214 М.
How To Manage Your Money Like The 1%
12:45
Vincent Chan
Рет қаралды 1 МЛН
8 Money Habits That Keep You Poor (STOP SELF SABOTAGE)
16:53
Rose Han
Рет қаралды 3,5 МЛН
How Many Credit Cards Should You Have?
10:05
MissBeHelpful
Рет қаралды 52 М.
Why This Viral Mortgage Hack Is A Terrible Idea
12:12
George Kamel
Рет қаралды 173 М.
Payday Routine: Do These 4 Things After Getting Paid!
16:16
ClearValue Tax
Рет қаралды 865 М.
Budgeting Basics: COMMIT to saving money!
8:30
MissBeHelpful
Рет қаралды 95 М.