money habits i realized kept me BROKE

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money habits i realized kept me BROKE

Рет қаралды 1,411,814

2 жыл бұрын

Saving money is not that simple. There's so much more to the equation than just "stacking your coins". I noticed the money habits of the wealthiest people around me and I realized they were doing things I had never learned. Access to financial knowledge and stability is a privilege and many people, like myself, have to work harder for that knowledge often times by making money mistakes- especially when you don't come from money. I hope that you don't have to experience my mistakes and can take my word for it in this video lol. In this video I share several tips on money habits I wish someone had told me about. If you're new be sure to subscribe and comment a money habit that you'd like to try!
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money habit i realized kept me broke

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@mshazeljayy 2 жыл бұрын

i am soooo SICK and tired of "friends" guilt tripping me for not wanting to go out every weekend. like babe... this isn't healthy

@erichkraetz2622 Жыл бұрын

I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it

@alexyoung3126 Жыл бұрын

Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals. you have to contend with inflation, recession, decisions from the Feds and all. I was able to increase my portfolio by $289k in months. You have to seek for help in the right places.

@joesphcu8975 Жыл бұрын

@@alexyoung3126 I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

@lawerencemiller9720 Жыл бұрын

@@joesphcu8975 This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name Eileen Ruth Sparks and everything changed. In in the first quarter of this year i made $370k and counting.

@stephaniestella213 Жыл бұрын

@@lawerencemiller9720 Impressive, that sounds good but how do I reach out to Eileen ?

@lawerencemiller9720 Жыл бұрын

@@stephaniestella213 Use your browser to search for the name to see her website.

@belindazhu271 Жыл бұрын

generational trauma & being afraid to check my bank account… hit the nail on the head lol

@realpristine 2 жыл бұрын

My parents we’re so shocked when I doubled my money in the stock market and then proceeded to call it luck 🤦🏾‍♀️😵‍💫

@Z.7895 2 жыл бұрын

Miss, can you please teach me?

@madison4442 2 жыл бұрын

hey i watch your videos! great to see you commenting on others! so cool you are also in the stock market. make some videos on thatt?

@realpristine 2 жыл бұрын

@@madison4442 thank you 😊 I try not to speak on topics I’m not well versed in😅

@realpristine 2 жыл бұрын

@@Z.7895 this was early during the pandemic but I bought the dip on Tesla, bought apple stock split, chipotle, Dave and busters. I definitely recommend investing into companies that you use on a daily basis.

@marcusvision 2 жыл бұрын

😂yess 2020 was a MOVIE in the stock market, everyone would ask me the same questions but never invest or just wanna invest $20.

@leilani2258 Жыл бұрын

As someone who grew up with parents in financial debt - and even filedbankruptcy, this video was so helpful! My finances are an extremely sensitive topic but this video is what I need to hear. Thank you! ❤

@misaandcoart Жыл бұрын

I've been putting off watching this video because I'm someone that has always been broke, struggling to make ends meet and when I did have the money to, I struggled to save because I wanted to splurge. It felt like I had this pressure to get rid of the money when I had it because if I had money, it meant I was forgetting about a bill that needed paying and led to a lot of internal panic. I've taken the initiative, however small, to finally watch this and it gave me a lot of "a-ha" moments. I grew up in a family that had either just enough money, or was on benefits and struggling to make ends meet. We had fear-based mentalities that I learned early on. "Stocks are bad", "stocks are risky", "people who invest in stocks will lose everything", "rich people are just lucky" and "money is bad". Having a single parent working part time, it was often that she had to go hungry to put food on the table for my sibling and I. This year I'm committing to things that scare me, and money has always scared me. This year I am working on removing the fear, and to finally achieve the level of freedom I want in life.

@arodi1066 Жыл бұрын

I am 18 and recently moved out of my house at 17. I am barley living the actual adult life and it’s getting stressful because I am a horrible money spender. Your video was great. I have tried to be more mindful of where and when I spend my money and your mentality and opinions towards money helped a lot

@sarascheeres7025 Жыл бұрын

heyyo, 22 here. Still learning to manage my spending habits, though I have come a long way since 18. Little by little we learn, my friend :)

@octaviakf Жыл бұрын

Maybe move back home stack your money and then step back out amen

@eerieange8507 Жыл бұрын

One huge thing that worked for me, is I had a really bad habit of online shopping because I didn't view my money on my debit card as real and tangible if that makes sense, so I took out my paychecks in cash, paid my bills and my left over for living was all cash. If I wanted to doordash or order something online, I had to physically go to a bank or ATM to put my money on my card, which usually was more effort than the thing I wanted at the moment

@cyndisays Жыл бұрын

go luck on your road to success.

@deborahememem 2 жыл бұрын

I love the way she started "Get comfortable, let's have money talks"

@sandramish2229 2 жыл бұрын

Thanks for sharing awesome tips! I’m financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits ms Important to get a mentor/coach to lead you all the way. It’s great to start young too!

@lorrimielkie3341 2 жыл бұрын

Hi, I’m 43 working on my retirement fund too What do you think is the best target for retirement?

@millsjenna8606 2 жыл бұрын

A lot of people find having a coach/ financial advisor a luxury.

@sandramish2229 2 жыл бұрын

@@lorrimielkie3341 personally I think 1m is the goal to overcome inflation and having them in an investment portfolio is a perfect plan. I’m half way to my goal 😇

@sandramish2229 2 жыл бұрын

@@millsjenna8606 yeah. Fees and commissions are factors to look at in search for financial advisers. There’s financial experts out there who do not look at their fees but the impact and intrinsic value they bring along to you no matter how little you want to start. I’m glad I had one guide me start my financial journey

@michelle-rose 2 жыл бұрын

@@sandramish2229 I’m trying to read books about finance, budgeting and saving. Looking at having a good financial advisor. Can you recommend?

@Lfgyf Жыл бұрын

Recently, I got into the KZfaq financial niche, and I’ve taken a deep dive into investing. Particularly, Fx, stocks and crypto as it interests me. I have tried multiple methods to build my portfolio in the past. So far I’m making progress the help of a fund manager. Back to the video, wonderful job there. I always look forward to more of your content.

@Lfgyf Жыл бұрын

Investing without sufficient knowledge deems your chances of being profitable at an inherently high rate because it is risky and requires considerable skill as individuals who attempt to invest themselves end up losing money. Profiting from the stock market is possible, personally, I don't underestimate the role that professional guidance plays as Herman W Jonas, a fund manager of repute has given me an edge over the rest of the market which has propelled me to gain of $72k from investing $12k.

@Drhuntley Жыл бұрын

I invest because it affords me and my family the opportunity to live an incredibly fulfilling life, and I just don’t mean financially. Time wise also. I started out with Herman about a month ago and it’s surprising the rate at which I’ve been able to grow my portfolio. Even got my first payout last week. Real stand up guy.

@Corrabeauty Жыл бұрын

The recommendation is helpful. I’m trying to be financially free too. I bet slots are available for new investors as I also want in.

@Allambeecairns Жыл бұрын

@@Lfgyf Oh thanks for pointing out this specially as I usually skip past these because they usually sound generic. Is there a means I can reach him through? I’m going ahead to start my investing process with him.

@Lfgyf Жыл бұрын

Hermanw jonas (a g mal comm

@Jamieee_geee 2 жыл бұрын

I love how you’re talking to us like we’re actual friends who you’re sharing your tips with

@ZhanePAN 2 жыл бұрын

Yes, it’s all about the mindset. That’s the 🔑!

@itsjade4586 Жыл бұрын

Girl! This video is so comprehensive and insightful. Thank you from a 20 year old trying to figure adulting out before I'm in too deep

@elizabethjones8587 Жыл бұрын

I’m so bad with my spending 😭 you are about to change the game for me girl !!!! 💗💗

@arlenysalmeida5195 2 жыл бұрын

I’m so happy I came across this video , currently at work at 4:35am I was stressed about money until I watched this. Majority of times we put our selves in a whole !

@debby4380 2 жыл бұрын

This was very helpful Recently I've been financially unstable even though I seem to make just enough but then I spend unnecessarily on things I don't need. I'll put what I've learned from this video into practice Let's see how it goes for me 😊

@JeanG645 2 жыл бұрын

A good credit card trick - after making your budget, put those reoccuring bills (besides rent and car notes!) On your credit card. You are already going to pay them, mind as well get the point for them. (AMEX blue cash card gives you 3% cash back on all grocery stores) You wont have a balance and wont be charged interest because you'll already have the money budgeted for it. 🙂

@aidaozuna 2 жыл бұрын

Yesss exactly what I do

@michelledcarter 2 жыл бұрын

Awesome idea! Never thought of this. 🤗

@shakiramejia4183 Жыл бұрын

Omg thank you. I have my light bill coming up and I can use my credit card and then pay my credit card with my money saved up for my light bill😭🤗 I love you thank you really!!!

@melissagitts 2 жыл бұрын

Negative mindset applied to money through: Fear of checking your bank account Mistakes made: 1. No financial advisor that helps better understand to save money and grow it. 2. Not investing at all, no knowledge of stock market. 3. Not bugging, out of certain insecurities and traumas. 4. Credit card trouble, going for what you do not have and having no active plan for making payments. Solutions 1. Quick books 2. Outsource your work

@oliviaw2209 2 жыл бұрын

The fear of checking the account is the worst!

@growingupwtrin2308 2 жыл бұрын

@@oliviaw2209 Noooo y'all calling me out. Shh!

@tonyasynder6896 2 жыл бұрын

@Alleycat1111 Жыл бұрын

@@oliviaw2209 ...almost as bad as the fear of telling bill collectors who I am, and listening to voicemails...😬

@mmaya772 Жыл бұрын

Omg… Even thought I’m pretty good with budgeting I still hate checking my back account lol. I need to stop doing that so I can keep track of what’s being spent and taken out.*

@morenahlatshwaya 2 жыл бұрын

That's true, there is never any culture of wealth gathering or wealth creation to keep multiplying your finance that lacks an investment value Instead of saving money in the bank . This means, if you want to be successful you must be an investor, that's why Investment stands to be the best, especially at this moment.

@Soboj-oy8me 2 жыл бұрын

Yeah investment is the key to sustaining your financial longevity but venturing into any legitimate Investment without a proper guidance of an expert can lead to a great loss too

@adasohas 2 жыл бұрын

you're right Forex trading is surely a lucrative way to invest whether you want growth, leverage, stable income or something in between.

@user-cd6ny9yp9y 2 жыл бұрын

Yeah for sure, honestly I made 62,800 dollars within 6days of trading with Bit coin.

@user-cd6ny9yp9y 2 жыл бұрын

@Mackenzie Lévesque I don't really trade, I recommend mrs Catalina Vladimir, she trade for me.

@user-cd6ny9yp9y 2 жыл бұрын

Catalina vladamir fx

@nataliesoutlet Жыл бұрын

Bria hi 👋🏽 I appreciate this so so much. Love how out together you look and all the lil tips ✨✨✨

@jonesyh123 2 жыл бұрын

I liked, shared, and subscribed. It was that good 🙌🏽. As someone who is trying hard to break the generational curse/pattern of poverty and poor money management this was super detailed and helpful. Definitely gonna look into that financial advisor, thanks so much!

@bridgetjones3313 2 жыл бұрын

As a financial advisor, it warms my heart that you value the craft. I vouch for this 1000%

@shem4074 2 жыл бұрын

Might be a missing link for me...do you have a website?

@zeenat5833 2 жыл бұрын

Would like to connect

@gabriellepitts3707 2 жыл бұрын

Outsourcing in your personal life is also great advice! We have two German Shepherds (affectionately called German Shedders) and I was having to vacuum our two level house daily just so we didn’t have run away furballs on the flooring. I did this for 10 years before it occurred to me that a robot vacuum is expensive but how much money is my time worth?! I ended up stressed out that I needed to vacuum before I could relax enough to make dinner and a lot of the time I was moody while making dinner because I thought “why doesn’t my husband ever help vacuum!” Once we got a robot vacuum, dinner was more pleasant, no aggregation to my husband and I was freed up to tidy the home at a slow pace instead of the 2 hr Saturday sweeps.

@smcdonald1994 2 жыл бұрын

Yea sorry it took 10 yrs lol but awesome arrival at ease.

@scarlettkhan9667 2 жыл бұрын

Great story

@dreamchaser5758 2 жыл бұрын

Financial Advisors are generally most helpful if you have a windfall (taxes, lottery, inheritance) or your income has increased exponentially and you're in a different tax bracket. So much self help you can do BEFORE engaging one. 1) Read Personal Finance Books 2) Pay off consumer debt 3) Save 1-3 Months of Expenses. If that's too lofty of a goal...save $500 4) 401K or ROTH IRA (ETFs, Index Funds) Start small 5) Write down monthly goals. Review them daily Do Fee ONLY advisors. Advisors are supposed to be a fiduciary, giving you advice that's in YOUR best interest. A lot of them just hawk commission products or funds with heavy loads. They should have the ❤ of a teacher. They should never dismiss your concerns or talk down to you. Learn the language of finance. Strive to make progress everyday. Bankruptcy or debt consolidation are options of LAST resort.

@AbsoluteMdot 2 жыл бұрын

Thank you for this! For awhile I was doing impulse shopping and buys clothes that I did not need. Just recently I started making a change.

@jamielynnrosef3197 Жыл бұрын

I love these points, I will say- credit cards don’t have to be scary or complicated. It’s all about perspective and understanding their purpose. The podcast “her first 100k” has a great segment on credit

@mamacashbillz7197 Жыл бұрын

I am about to be 32 in about a month and I have a family of four and I really needed this video because I’ve made mistakes that have affected my credit and I do not make enough even to save. Your tips were helpful and I do agree it might be time for me to look for a new career change

@insiadurrani9793 2 жыл бұрын

This is one of the best videos I've watched on managing finances. Very insightful!

@mellowyellow403 2 жыл бұрын

It helped me to withdraw cash for fun money each pay period. I could keep track of when I was running low and once it is gone, that’s all I get.

@FineNaturalHairROCKS Жыл бұрын

I'm a little late on this video but the info you provided was spot on! Congrats on all of your positive movements forward in life! I love that you're making this solid information available for anyone who's ready to receive it! 🙌🏾

@auraboros 2 жыл бұрын

the validation factor of these topics being discussed is so valuable alone.. but then the details on action steps moving forward ? hearing about your financial journey is everything i needed to start, it doesn't have to be complicated or scary with the right info and circle of experienced ppl around you. major fan of the topics/ vibe here ✨👌

@nikkasmith4653 2 жыл бұрын

Awesome video Bria! My husband and I started working with a financial advisor last year and I see the benefit of starting investing while we’re young in our 20s, at this young age we are able to take more risk than later on in life. We have a property and other assets and just overall doing great with our portfolio, We’ve tried to suggest the idea of talking to a financial advisor to our family but none of them have made the move for it.. quite sad to see that we’re doing well in life and others in our family could too, but at the end of the day it’s gotta come from them to ask for help, we can only suggest.

@heyyyyyyyyyyow Жыл бұрын

How did you find your financial advisor? Would appreciate some tips. 😊

@nikkasmith4653 Жыл бұрын

@@heyyyyyyyyyyow absolutely word of mouth, our financial advisors work with a lot of veterans and they do with civilians as well, went to have a meeting with an advisor and just went from there. Definitely do some research in your area and set up some meetings with them and see if they are the right fit for your goals! ☺️ I hope this helps!

@alicedean751 Жыл бұрын

I come from a poor family, simgle mom working as a cleaning lady. And something we were always stressed about was money and until now thinking about money gets me so anxious so this video is helping sooo much thanks.

@priscillamelora4322 2 жыл бұрын

So proud to learn from another black woman about finances. This really changed my mindset. Thank you from the other side of the world. Priscilla

@Leahraem 2 жыл бұрын

YES 👏🏽 Outsourcing my work has saved my life!! I have much more energy and time to put into my self so I’m able to begin with. Great video!!

@kaylaparker16 Жыл бұрын

This was probably the best financial advise video I’ve seen!! 🙏🏾 thank you for breaking everything down and being so open with your tips

@bananananaa2407 2 жыл бұрын

it is only after this video that i understood the tension i have with spending money. thank you for letting me analyse that. hopefully I can change it soon❤ can you share how to choose a financial advisor and the expenses and planning behind it. thank you✨

@sshhxxu 2 жыл бұрын

A great, practical and super on-point personal money management advice video!

@noaandre1088 Жыл бұрын

Your voice is so clear and relaxing and confident and i just love it i could hear your videos instead of watching them Thank you ❤

@Setyourhandle8080 Жыл бұрын

Neuro emotional technique really helped me figure out where the emotional blockages were regarding money and clear/integrate them.

@throwawayjtp 8 ай бұрын

What's that?

@ShesGiftedAndProspering 2 жыл бұрын

I sing “I am a magnet to moneyyyy 🎶 🎤 money money loves meeee 😝🙌🏾 lol yes it’s definitely mindset!! Once you get a prosperity mindset over a poverty mindset EVERYTHING and I mean EVERYTHING changes!!!

@coreysimon8321 2 жыл бұрын

You forgot about after pay, nowadays these fast fashion sites want to to spend money you don't have while they get richer.

@katrina4820 2 жыл бұрын

Huge trap. In the old days it was called lay away!

@AngelaMbaliTrotter 2 жыл бұрын

I love this, as a beginner in being more financially smart, this video definitely provided healthy insights. Thanks love💕

@ms.denise4074 2 жыл бұрын

I love so much about your videos, but especially how you share your story with your viewers that helps others not feel as if they’re the only one dealing with the issues. Then, you motivate us with how your story ended on these matters, and that gives us hope. So relatable you are! Thank you for another gem!

@thebaddest_soulstress 2 жыл бұрын

i have never found such a insightful video, this was so easy to understand.

@DaFaBBMiSs3s 2 жыл бұрын

I think this is a great conversation. I like the idea of investing and growing your money but lots of people live in proverty. They can only barely afford there bills month to month. Having an financial advisor is still a luxury many dont have. However I will say there is so many resources out here guys to gain this information. This is a awesome video!

@msknowledge1028 2 жыл бұрын

That is true but one would need to ask themselves how bad do they want a change in their life and then begin to make small changes toward that.

@StephanieRZ 2 жыл бұрын

Very true.

@olenagrynchuk1383 2 жыл бұрын

That's true,that lots of people live in poverty. But,same time, we have to put yourself first. If others live bad, it doesn't mean that it have to stop you (or me or anyone else) to start our own money journey)

@DaFaBBMiSs3s 2 жыл бұрын

@@olenagrynchuk1383 what I am describing isn't about people living bad, it's about people not having only having enough money to get by. Just enough to eat, pay rent or even get gas for the week .These people don't have the luxury of investing for the future when trying to live for today. This is a deeply layered issue. Making bad decisions financial when you have the means is a completely different thing. Everyone should try to do what they can.

@DaFaBBMiSs3s 2 жыл бұрын

@@msknowledge1028if it were that simple than there would be less poor people in the world.

@user-he8rt4zt4o 2 жыл бұрын

I needed to hear every single word of this, especially the part about being afraid to check your bank account ! Thank you for this

@actingupwithebonijoi4129 2 жыл бұрын

OMG Goddess you are calling me out!!! I'm guilty of hiding from my been account and not checking it as much as I spend and I've definitely been thinking of quick books for my new Business and now im definitely signing up for it

@beautyinyouministry2030 2 жыл бұрын

Wow this was so relatable for me and eye opening. Thank you for this confirmation. I know I need to change my mindset

@tiffanymoore6763 2 жыл бұрын

Also be careful of financial advisors who aren’t formally educated in finance and accounting. Some of the financial advisors only have a background in sales and I’ll let you all use your critical thinking skills to figure that one out. If you choose an advisor who ends up costing you a lot of fees and they up sell you on a lot of different services you don’t actually need you won’t save a lot working with them. Research your companies well and just know a lot of the advise that some of the companies give you can be learned by doing your own research. I know this firsthand from a friend who became an advisor with no money background because he is good at just convincing people to buy products. And i also know some of the people who will tell you they didn’t realize his services weren’t really worth it in the long run and they wasted a lot of Time and money on his services.

@Mel-qr5ob 2 жыл бұрын

TLDR: Even just being a formally educated accountant isn't good enough for a financial advisor, without also having a good reviews from clients. My mum is a accountant and she's been poor and in debt the entire time I've been alive. Ever since I got my first job at 10 she's been "borrowing" money off me to fund things she can't actually afford. Like I already hear you say "maybe it could be a 'do as I say not as I do' thing" ... but shes never given me any good financial advice either. Even after I cut her off and stopped giving handouts she constantly pressures me to adopt her life style. "Get multiple credit cards and rotate which one you're paying back", "why not take loan for it?", "you can't afford to go to the movies again this week? why not! treat yourself!" etc Even just last week, we're in the middle of a housing crisis here in NZ, house prices are skyrocketing, and my mum was telling me "you should take a loan to get a house downpayment, then you can rent it out and the renters will pay the loans back 😊" like NO. That's the dumbest idea I ever heard. I'll be paying twice the interest, when house prices fall I'd be left with a house half the value I paid, and on top of that if I don't find tenants I'd be screwed and forced to take a THIRD loan to pay the repayments!!! And to top it all off, this is how I KNOW she got into debt in the first place. She took loans to pay her loan for the first house she bought, which she then sold at a loss before she'd finished repaying it... so she even knows from *experience* it's a bad idea and then she *still* recommended I do it. A accountant only has to learn to balance accounts and chase up customers for payment. They don't necessarily have good finance management skills and my mum DEFINITELY proves that.

@insawf Жыл бұрын

Each time I was on KZfaq I kept scrolling past this video and today I decided to watch it. Now I'm about to take some notes 😄

@MarcoBella_19 2 жыл бұрын

Thank you for sharing these points they are so important especially for people like us who didn't grow up in a wealthy family and with parents who didn't teach us about finances.

@FiveStarLuxRentals 2 жыл бұрын

Great video! General safety tip prior to getting a financial advisor though is learn about the fees they charge and compare the benefits of having a financial advisor against the potential consequences of trusting them with your money over the long term. Everyone should have a fiduciary advisor helping them but some financial advisors can rob you through fees and commissions so just be weary and make sure to educate yourself prior to making any large financial decisions. Check out the book Money Master the Game by Tony Robbins as a starting point to learning more about investing and income and the dangers to your financial future using some financial advisors.

@michelledcarter 2 жыл бұрын

Thanks! I was thinking of this. How do you manage a financial advisor when you don't know anything, because many can and so take advantage of people they know are beginners. Will check out this book.🤗

@adrienneprince4622 2 жыл бұрын

Youre doing a big service helping our financial literacy! I love the way you deliver the info, too.

@vvecnaurr 2 жыл бұрын

im 16 and im watching this for my 18 year old self or when i finally be financially stable

@vvecnaurr 2 жыл бұрын

i'll also be saving this vid and re-watch it in the future thanks for the advice

@Sunflower94H 2 жыл бұрын

That's good. Do better than the past generations. Starting young gives you a better chance to be stable in life.

@HydraBarSalon 2 жыл бұрын

Your hair looks good!

@brandonpowell6470 2 жыл бұрын

First thing I have from talking with mom that taught me the basic of money you need to live your on budget. Break out your income by percentages say if you live your life on this: Needs 20% Business 40% Bitcoin or cryptocurrency 1% or 5% Savings 30% Investments 15% or 19% Generosity 3% Donations 10% When you leave your life on a budget it makes your life easier to manage This is the way that I have learned throughout my life and still learning. I'm truly not the best in finance and I still have money problems as well throughout my personal and business.

@mandy 2 жыл бұрын

LOVE this video, truly. Big believer or mindsets Tip from a full time editor: The reason you get a static pop like sound between every cut is because there is no 1-2 frame audio transition between every cut. There are many different ways to do this and apply it across a full edit in seconds. Would help the viewers speakers

@damaris2085 2 жыл бұрын

I started a lot of these tips last year, but a reminder of why I changed my lifestyle and reassurance was much needed 🙏🏼

@DeJaBrown2404 2 жыл бұрын

Just tried to like this video twice. Will definitely be getting a financial advisor because of this video. In 2020 I started investing in stocks, and because of that, in Sept 2021 I was able to leave my Healthcare career, and study real estate full time to make this my new career. I'm proud that some of the things you mentioned in this video im already doing, but I definitely have some money traumas to work through as a black woman who didn't come from money as yourself. Thank you for sharing your knowledge. And you're gorgeous 😍

@jamiedorer7621 2 жыл бұрын

This was so helpful, thank you for sharing!

@oliviaw2209 2 жыл бұрын

Great video. No judgement, no criticism just straight forward “you can do it to “ thank advice.

@MissKaygallego 2 жыл бұрын

I’m so happy I found you’re channel, perfect timing. 💗

@alessandrasmith339 2 жыл бұрын

Thank you for giving some real advice! I am beyond tired of financial dude-bro 'gurus' claiming you "just gotta hustle" and "invest in bitcoin." Your realistic approach is just a breath of fresh air.

@rosietales 2 жыл бұрын

I think online banking does help a lot with budgeting and knowing your finances.When I was using a traditional bank, the money would flow out very quickly and I would have a hard time having money at the end of the month before another paycheck. After I started using online banking, especially since they allow notifications of how much you spent and how much you still have and their apps have a budget section, I was able to save enough for 2 months. We didn't learn it at school or through parents, we have to do it ourselves unfortunately.

@picklepirate Жыл бұрын

The cool thing about basic investing, is there you’ll never lose more than you put in.

@user-dm6de7hp2f Жыл бұрын

How did you deal with spending habits on yourself? Aka “maintenance” like hair, nails, etc

@lorenaisabella13 Жыл бұрын

This was a great video! Super well thought out you brought up some great suggestions that I haven’t even thought of! Wishing you all the best and lots of abundance ❤️

@jusmarietv8914 2 жыл бұрын

Great video. But my focus was on how beautiful your hair looks. Omg you have beautiful head of hair😍🥰

@lewiii17 2 жыл бұрын

I didn’t realize you live in my city! That makes me so excited because using your advice means more to me now since we’re in the same market (if that makes sense?) like we’re shopping at the same places, gas, and what not

@Clean-N-ShineInDfw Жыл бұрын

I needed this video. Thanks for sharing

@carsonbates3348 2 жыл бұрын

I appreciate you putting out such high quality, informative, and comprehesive content, Bria. you're videos are really helping a lot of people learn how to live the life they truly want to live :D

@thedreamer6359 2 жыл бұрын

Its great

@littleshingirl 2 жыл бұрын

@@thedreamer6359 agrrrreee ✨

@alfh4671 Жыл бұрын

Good

@Aries.Goddess30 2 жыл бұрын

Microeconomics is a good class to take to learn about money management. Enroll in community college

@Blackwanderlust Жыл бұрын

I truly needed the advice, very helpful.

@olgadelarosa6374 2 жыл бұрын

It’s so crazy how knowledge that will truly help us succeed in life isn’t always a s readily available as it should be. Now at 25, after making so many money mistakes, I started working with a professional on getting more knowledgeable about finances so that I can reach my goals and help other people do the same. I know that the comments section can be a risky place, but life is too short not to take a chance, right? If you need one-on-one help to reach your goals, let me know and I’d be more than happy to help!

@edricajeanjacques9960 2 жыл бұрын

Help me please!!

@kznp Жыл бұрын

26 and could use the help!

@hamidahbakali1017 7 ай бұрын

Me too

@Monique-rn9lg 2 жыл бұрын

I appreciate that you are doing this. I'm financially stable and set for my old age but it took me a while to get the mindset right. I see so many young people not taking seriously their financial reality because they like immediate gratification and rocking that Gucci thing of the moment. Being financially stable is so sexy to me!

@charcheri1974 2 жыл бұрын

care to share tips?

@TheBrownFaceBE 2 жыл бұрын

@@charcheri1974 WORD!!

@Ailyloves Жыл бұрын

‘your mindset around money is important’ 💯 we often talk about the practical steps to get wealthy etc. but we don’t talk much about the mental/emotional part of achieving financial wealth, so thank you Bria for bringing this up! ‘what rich people won’t tell you is a lot of this is mental’ taking random notes: 1.1 rich people aren’t just saving their money, they are also strategically placing it to save & grow their money in their sleep 1.2 understand a bit that investing is important. don’t worry, there are a variety of styles of investing & getting a financial advisor can help you with what works for you etc. 1.3 budget! take note of where your money is going. it can be a simple practice. open excel sheet, write the total check you’re getting for the month. take care of the urgent, important, non-negotiable, bare minimum things first like bills, groceries.. things you need to live. then give yourself some fun money cause yes we need to socialise & have fun. if you spend too much money in fun, reevaluate how you can be more creative with your social/fun life 1.4 get creative with how you hangout with friends 1.5 yes outsourcing your work costs money but it’s an investment you’re making into yourself

@haydenhenrie3090 2 жыл бұрын

These are great tips! I have never considered a financial advisor but now I am seriously interested in getting one. Thank you

@lcdxox9726 Жыл бұрын

Ok can I just say I can’t believe it’s 2022 and I’ve only just found your channel!!!! I’m here to stay sis

@cattymatty3 2 жыл бұрын

How did you go about finding a financial advisor that fit for you?

@MorewithMonica Жыл бұрын

I’m super happy you created this video and shared your tips… I did already bump my head 😅 but it’s not too late to turn it around!

@sheseeks-shefinds 2 жыл бұрын

GIRL…. THANK YOU !

@ellenmaris7704 2 жыл бұрын

can you talk more about credit cards? like various ones offered, good options of beginners, advanced, students, etc?

@kittymitty8581 Жыл бұрын

The moment I saw “stay woke” I was like oh lord no, but I watched because learning about finances is always helpful and wow, such an informative video. Thank you!😄

@uaeno Жыл бұрын

And thank you for touching on the stock market thing people like to talk about it like they have any idea what’s going on. but it is the safest bet you can make. And at the same time I know filthy rich people that are losing money in it just because they’re too “busy” to recognize what you just explained

@brittanyashtin Жыл бұрын

9 months later, you got a new subbie. Thank you for this!!

@mamagawddess3768 2 жыл бұрын

Needed this! Thank you 💛

@BriaJones 2 жыл бұрын

YES!!

@marlenefernandes1514 2 жыл бұрын

Tenho 21 anos, e um negócio à 2anos sempre que penso que está tudo a fluir bem acaba com eu endividada até ao pescoço. Fico tão envergonhada comigo porque sei que o problema é gerado por eu não ter controle financeiro mas ao mesmo que não sei por onde começar pra resolver essas questões. Quando comecei pensei que a essa altura já estaria a investir em outros negócios que tenho em mente. Mas a realidade é, bem diferente 😓.

@astrologyslore 2 жыл бұрын

Hello! New sub here! I legit feel like I was meant to find your channel. I’m a self employed tarot reader and I own Astrologyslore. I am feeling burnt out so I need to outsource help. This video has been SO HELPFUL. Thank you ❤️

@lorienhuddleston 2 жыл бұрын

Girl this is genuinely sooo helpful

@itsciarajames 2 жыл бұрын

These are such great tips! Really trying to get ahold of my finances this year! I’m in the process of reading “I Will Teach You How To Be Rich” by Ramit Sethi and it’s been super helpful! Thank you for the tips! Quickbooks, run our girl a sponsorship!

@luvdisneyworld 2 жыл бұрын

Appreciate you rich Auntie🤍

@ashleyjohnson2048 2 жыл бұрын

thank you, first financial video i've watched in a while that is not only helpful but practical. will definitely try to put some of these in practice -- especially the cocktail night and the quickbooks!

@TijuanaJackson 3 ай бұрын

An ETF tracks a set of equities rather than just one. Walmart is considered a blue chip stock, but it is not an ETF all on its own.

@joann4369 2 жыл бұрын

Omg I be scared to check my bank balance too 😭😭😭

@BriaJones 2 жыл бұрын

haha i feel you! Stare at it til it don't hurt anymore!

@SparklingOnyx 2 жыл бұрын

"Habits like, being afraid to check my bank account".....next time put a "this video may be triggering" disclaimer at the start of the video if you're going to be personally attacking your audience like this lol had to hit the like button because I felt that 😄