MONEY & MARRIAGE | Financial Freedom Journey - Part 1
Рет қаралды 41,950
3 жыл бұрынIn both of our previous marriages, money management played a huge role in the downfall of our relationship. So when we got married, neither of us wanted to be in that type of situation ever again. So we laid down some ground rules for our finances early, and came up with a plan to manage our finances in a somewhat unconventional way. We have a single a joint bank account for paying our bills, but our spending money, we kept separate. Why you ask? Grab a cup of coffee and sit down with us at the Cabin and we'll explain our reasons.
We have at least two more videos in this series we want to share with you guys in the future. So if you enjoyed this content, and you want to see more, be sure to leave us a comment and let us know.
♥ Todd & Rachel
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#financialfreedom #managingmoney #settingabudget
@wendyforler7250 3 жыл бұрын
My husband and I did the exact same thing! We were finally debt free 2 yrs ago, except for our mortgage. We sold our house in Seattle 6 months ago and bought 40 acres in Arizona. When our house is complete, we will be off grid completely with no debt! Its an amazing feeling!
@amoore0713 3 жыл бұрын
One of the BEST things i believe my husband and I did is keeping our money separate. Almost 8 years now! I think it has saved us so many fights! We split everything right down the middle, but Of course we will always help each other if one is short. I recommend everyone do this!!
@uddercharmsfarm8159 3 жыл бұрын
I found Dave Ramsey in 2005 and became debt free in 2007! Have never looked back!!! Best feeling in the world to owe nothing to anyone especially in these times!!
@nenemaria-cornfieldsgarden 3 жыл бұрын
I totally agree with the separate accounts and a joint one for bills. We've done it for years and there's no argument about who's buying what and never any worry about accidently spending money that's for bills. It's worked well when we've both been out of work and now during better times. We do talk about savings and the future as a couple and both put money aside for that, but knowing we each have a certain amount to spend or save as we wish helps so much. We've never once argued about money, felt any resentment, guilt or shame over purchases and we both feel financially equal even with different incomes. Also, very importantly, it gives me the security knowing if we ever split up I've got my own money, bank account, credit score and that puts me in a more financially secure position . I appreciate it would be harder if you've only got one income between you but in that case, it's even more important to have your own bank account and create a financial history for yourself, even if it's only minimal.
@amoore0713 3 жыл бұрын
Yesss! Agreed! We do this too
@violetraal5383 3 жыл бұрын
Love it, my daughter is marrying next year and they don't want to join their finances, I recommended that they get a household account that they deposit a percentage of their salaries into make it fair as her plan was that she pays household bills and he pays house as they wil go into marriage with a prenuptial and he is expecting a big payout for insurance compensation for an injury he had while at work. It might be enough to buy a house or put a substantial deposit on a house but the house will stay his. I just felt that way she would be at a disadvantage if marriage failed a he would have spent his money on his assets and she would have spent her income on just household bills. Love the idea of the joint savings too.
@jenniferspeers2453 3 жыл бұрын
Your concerns are valid, I would probably encourage her to talk to a lawyer before they finalize the agreement. See what happens if he uses the settlement money on a home- i suspect he would only be entitled to initial investment +some return. Aka He has to buy her out if he wants to keep the house
@mariejoseecouture7607 2 жыл бұрын
Would love to see the rest of this series;)
@deedeemooreco.2304 2 жыл бұрын
Oh my gosh, your story is so much like mine. My second husband was the love of my life. Although I loved my first husband, the father of my children, we just couldn’t make it work. My second husband and I both brought children into our marriage. We both also brought important lessons, both financially and emotionally, and a deeper love together. When my first husband passed away, yes it was devastating. When the love of my life passed away, it almost destroyed me. I’m almost 70, and I was blessed with both of them, and I’d never deny either. Stick together, Rachel and Todd. Love each other today because none of us is guaranteed a tomorrow. Recognize, express and acknowledge your love every single day. You too are blessed.
@jenniferguenthner6334 3 жыл бұрын
I don’t comment often...but y’all clearly did a really great job organizing this conversation and the outcome was great. Good for you both what you’ve accomplished. Thanks for sharing it.
@lisastewart4364 3 жыл бұрын
I justed ended my 20 year marriage and one of the BIGGEST hurdles was finances. I'm now 2 years post divorce and ironically (or not) I'm now in a place financially I was never in while married. I'm doing better as a single mother than a married one. I have no car or credit debt and only have my 4 walls and mortgage. Super grateful for a frugal mindset!
@txspacemom765 3 жыл бұрын
Me too! I was always told it was me. Imagine that!
@practicallyheidi8505 3 жыл бұрын
We did not follow Dave Ramsey. We have never done a budget. We paid off our house in 2019 on a single income with 4 kids. We are frugal and I am allergic to spending money. You guys have come a long way. Good job. Financial freedom is serious peace of mind.
@neild169 3 жыл бұрын
This is the talk i could have done with 30 years ago, hopefully some people will benefit from it. thanks for sharing guys as always
@OutdoorsandCountryLiving 3 жыл бұрын
Be a debtor to no one! Such a key aspect for life. Credit gets you nowhere but deeper in debt. Working toward financial freedom here and it’s feeling good. Live simply, be frugal, and enjoy life. In the end, material things don’t matter. Thanks for sharing your story!!
@livesoutdoors1708 3 жыл бұрын
We did the exact same thing the “middle” account and two separate accounts where our paychecks were automatically deposited. That way he could buy his stuff and I could buy mine and we could also buy each other “surprise” gifts! All extra $$ went into the 4 th account. And we always paid our bills ahead of due date which we still do 40 years later. And we both worked hard and raised our kid and put her through college. With this program we paid off our land and house in the first eight years of our marriage and saved enough to buy our next homestead. We did not and still don’t do movies or travel much ( and if it was a trip it was camping or backpacking ) although we both did in our younger days. Congratulations on owning your home now that’s quite an accomplishment!
@lmd2454 3 жыл бұрын
I totally agree with you that it's important to continue to have special experiences with your family while working to pay off debt, but I also think that Dave's advice is more directed towards people in ridiculous amounts of debt who need to get rid of it as fast as possible. I think those of us who only have minimal, manageable debt aren't in a position that is so urgent.
@jenniferspeers2453 3 жыл бұрын
I don't know why the "middle account" as you call it, is not more popular. It makes so much sense, a bills account based on the percentage you bring in. It is fair and smart. Trust has a big part in it, I'm sure.
@sharonafshari4485 2 жыл бұрын
Thank you so much for sharing your collective history. God bless Dave Ramsey for his vision. We used his advice for the catalyst for thinking outside the box.
@daniellemcleod4715 3 жыл бұрын
100% agree and love this!!! I was a financial planner for many years. In my experience the lack of communication surrounding finances in a relationship is what caused many breakdowns or break ups. I have seen it all. I recommend exactly what you just shared. It works wonderfully as long as you follow through and communicate. My hubby and I have practiced this is in our marriage for over 15 years. It works for us!
@patburnam434 3 жыл бұрын
We started doing something similar to your method about 20 years ago, and it has worked beautifully! No more stressing over how much either of us spend on personal things. The bills get paid out of our house account and we each have some personal money to spend however we want.
@patriciakoester1580 3 жыл бұрын
Thanks so much always good to hear!! My hubby and I are 27 years into our second marriage and are debt free! Patricia
@pjbenne1 3 жыл бұрын
I was literally homeless with two kids. But I had a small country rural cafe we ate good slept in the back room and showered at families homes. I went back to school and got my RN. I never looked back but I never forget where I came from. NOW i know why my mom pushed without no luck get your education But you know the old saying. LOVE IS BLIND. well let me tell ya almost 20 years down the tubes with the greatest kids Thank God they are what kept me going... I had just lost my mom- best friend then my aunt 3 years later. IT WAS A DARK 5 yrs
@sallychail4208 3 жыл бұрын
It's really wonderful of you both to sit down share your story. I've watched all of your videos through quarantine and it's been a comfort. And while I am grateful and appreciative for all you both do, I have to be honest- I really just want to see some of your wedding photos! :P
@kimberlywachira5801 3 жыл бұрын
Thank you so much for sharing your journey and especially for being so open and honest!
@johannahs1967 3 жыл бұрын
Thank you so much for this! My husband and I both have a similar history to yours. Both divorced, both with debt and children. I was a stay at home mom before my divorce. We have been married just over a year and recently bought a home together. Our finances have always been separated and I've been struggling with how to proceed since purchasing the home and our bills have transitioned to mostly joint bills now. I look forward to hearing the rest of your story and how you have made separate but equal work.
@erinquirk126 3 жыл бұрын
I so needed this today! Can't wait to watch again with Phil! We've talked about this already and the timing is very affirming.
@michellel5444 3 жыл бұрын
I love this talk! My husband and I had a similar model for years and it didn't work for us to be good savers. Neither of us felt accountable to each other. We did a modified Ramsey plan. At first my husband was not on board. However I did it myself and paid off my car in 2 years. Then I proposed if he agreed to get in board our first payoff would be his truck (20k) and then emergency fund. The power of team work us incredible. I kept a chart on the fridge. Planning for things like vacation money and Christmas were game changers. No stress fun money is so freeing.we paid cash for my new (to me) vehicle. Just mortgage now. This is a great reminder for me because admittedly we've been slacking lately. Such an important topic! ❤
@1870s 3 жыл бұрын
How awesome!! Congratulations 👏
@donnaborg5636 3 жыл бұрын
Thank you for taking the time and digging up the courage to discuss this sometimes touchy subject. You handled it grace, honesty and insight.
@TheBonnieberry 3 жыл бұрын
We married late in life age 40 combining finances was and still is difficult...hoping this assists others. Thank you! the Berrys of Yarmouth, N.S.
@mandidittloff4500 2 жыл бұрын
This came up in my recommended feed on KZfaq. So glad I watched it, thank you 🙏
@conniejones6618 3 жыл бұрын
Love this! Can't wait for the next episodes!!
@grayfamilyfarm9238 3 жыл бұрын
Thank you so much for this video! I have been a quiet follower for months and this video hit home! I look forward to the rest of the series. We are also on our debt free journey, although my husband just purchased a new vehicle that took us temporarily in the wrong direction. Oy! Aiming to be completely debt free in 10 years.
@kimberlee2469 3 жыл бұрын
You two are inspirational. I love that you found each other and have such a beautiful caring supportive life. A beautiful partnership to see 💕
@greenmouseguard 2 жыл бұрын
Todd and Rachel, thank you Great ideas Hopefully people will pay attention,
@Maranatha_Homestead 3 жыл бұрын
I love your openness and honesty. Thank you!
@judyabernathy80 3 жыл бұрын
Very, very, good advice. It’s a very workable situation you have created in your marriage. No one likes to have the entire yoke around their necks. So, with both putting money into the account, relieves a lot of stress all around. I look forward to your continuing videos in this series. I believe it will help a lot of couples, or singles alike. ❣️♥️❣️
@MommaJoy 3 жыл бұрын
Thanks for being so honest and straightforward. You didnt throw your previous spouses under the bus or get sidetracked from how you both eneded up where you were. I love how you divided up your finances, separate spending vs bills. We always shared a checking account and we may have avoided a few fights by doing what you both have done. As a stay at home mom for 20 years I do a lot of these things to save money. Thanks for sharing!
@malva4838 3 жыл бұрын
Thanks so much for sharing your story! I remember a Suze Ormond podcast that discussed contributing to a household account by percentage of earnings and still keeping separate accounts. I agree that's a fantastic option
@HousewifeInTheWoods 3 жыл бұрын
Literally you guys have the vibe that you've been together and hopelessly in love since high school..... I know ppl who've been together for 30 years and still can't get on the same page.... great work you guys you are such an inspiration ♡♡♡♡♡♡
@Taking_Back_Thyme Жыл бұрын
Love your transparency. I’ve always struggled with talking about such personal information. We share almost the exact same history before we got married 21 years ago. Finances were a big issue. I had been a single mom for 12 years, so independence was a big one for me. My husband made a very generous income and we opened a joint account, which had its benefits and drawbacks. Some years don’t the road, we worked where our payroll checks had to be auto pay into a specific bank. So we kept out joint account and we each now have our own accounts which works for personal spending. It’s worked great! I started following Dave Ramsey for about 6 months, tracking every dollar. Way too much work. We’ve had some rough financial lessons prior to this marriage, so we have been diligent in saving money, paying bills on time and now a mortgage on a 1917 log home in 1 1/3 acres in Tennessee. We are building up long term storage and I’m canning for the first time. We have Dave Ramsey cars 🥴 Our goal is to pay off the mortgage and be totally debt free. Not an easy task when you’re in your late 60’s early 70’s and living on social security. God has been good to us and we are grateful. Thank you for all that you do.
@ericataylor1708 3 жыл бұрын
Separate accounts is a life savior in relationships to me..Thanks for yall testimony alot people walk around like they never had any type of hardship...There is no book to follow in marriages everyone just have to work on and fiqure out what works best in their households..You two have went through trials and tribulations and have managed to conquer alot that came way...I am happy for you two..Be blessed
@JustLiving2018 3 жыл бұрын
I can't wait for more, truly you guys got me thinking and excited.
@Shelzbells 2 жыл бұрын
Very nice you guys. It was great getting to know you both a little more. Thank you for being so Candid about your lives. You are a wonderful couple, and some really good people!
@mirilorchid3777 3 жыл бұрын
love that u were able to speak about your personal experiences without blame or bitternes. thanks for sharing, I recognised some of the financial behaviours we adapted some 10 years ago successfully
@annhillhouse310 3 жыл бұрын
Thank you so much. I have a 19 year old daughter. She and her boyfriend are looking at buying something. I plan on sharing this video with them. You know it is always a better idea coming from anyone other than your parents, lol. God bless you and yours.❤
@jenniferjuranko1617 2 жыл бұрын
I know you posted this 9 months ago but I just watched it again as I think you both have a great outlook. I also wanted to tell you both that it’s amazing that you have only been married for 11/12 years. Seeing you two together on these videos it’s seems like you have been together for a lifetime and that you are meant to be together. God works in amazing ways and to bring you together is nothing short of awesome. Thanks again for sharing your journey with us.
@1870s 2 жыл бұрын
Awe, thank you for posting such a wonderful comment! We feel lucky, and never take each other for granted ♥
@deirdrecollins3987 3 жыл бұрын
Great vlog. Thank you. Looking forward to the next one! X
@laurahhart6929 3 жыл бұрын
I love your story. Working hard to being debt free is really rewarding. The banks no longer owns you. I listen to Dave Ramsey. I bought a brand new dryer and paid cash, felt good and no bills to pay. The information you provided will help many people that there is a way out and they too can be debt free. Thank you.
@daniellethomas9634 3 жыл бұрын
This is awesome that you are talking about this. I have been married for 17 year, and this was always a point of pain in my married. At year 14 we sat down and switched out money style, and it has eleviated so many arguments. 1-14 was pooled money, and 15-17 has been you style.
@idanyella1 2 жыл бұрын
thank you for sharing this! Helped me for sure! 🌹🌹
@jerriscollins-ruth9019 2 жыл бұрын
You two established and got started like we did. Congrats . We all have made it work.
@susanvesta832 3 жыл бұрын
Was so happy to hear your story, my husband and I have a very similar story and financial setup. A lot of people I share it with think we are crazy for doing it, but it works really well for us 😀
@barbaras2899 2 жыл бұрын
Love your honesty and sharing your personal finances. My husband and I took the Dave Ramsey course and applied what we felt comfortable with. Looking forward to your next snowball video.
@patprettyman3792 3 жыл бұрын
Your story sharing opened my eyes more with your now freedom to put away food, growing food and animals for food makes you sustainable. Todd, did you ever think you would be a bee keeper? It's also stepping up to learn everyway of food preservation. I am 69 year old married for 51 years, but we lived payday to payday. So now in our life I will still grow a small garden, and keep learning ways to keep food. In our young past, we feed our kids, but we would go without many times. I don't want that to happen again. Thank you for your channel, Rachel, when I get my first presto canner in January, that is new to me, we all have to start somewhere right. Pat
@jchai1343 3 жыл бұрын
You guys are genuine and it is so good of you to share to us a raw side that is real Thank you !
@1870s 3 жыл бұрын
Our pleasure!
@MGMissy 3 жыл бұрын
Can't wait for the next video in the series!
@dorothyhatcher4714 2 жыл бұрын
I am so happy for you both. To look back where you were and to see where you are is the best feeling. God bless you both
@nancymilowicki1119 3 жыл бұрын
I so appreciate you sharing this video. My husband and I separated our checking accounts after 10 years of marriage and it smoothed things out considerably. Some people did think that as Christians it was the wrong move to make however after praying about it we felt confident. We didn’t open a third bank account. My husband still uses our joint account and I opened my own. I pay the bills from my account. My husband writes me one check each month to cover his portion. We have been married 38 years & this has worked very well for the last 28 of those years!
@amyparker1762 3 жыл бұрын
Such a great video. I’ve been talking to my 14y/o on the importance of being a good financial steward. Such an important lesson.
@pattybays7372 2 жыл бұрын
What a good idea! I like this! ❤️
@ann1260 2 жыл бұрын
Rachel and Todd ❤️ - you have been a favorite channel of mine for quite a while ... and how I missed THIS video, I don’t know, but you just bumped to my #1 favorite EVER as of today! Thank you so much for your honesty, you didn’t have to share this “very” personal information, but what a blessing you have just poured out to so many people. I’ve got tears in my eyes typing this. Thank you, thank you, thank you! I love your humility, your happiness you share and the love for each other with a common goal is just so beautiful!
@1870s 2 жыл бұрын
Awe, thank you so much Ann. We never did film part 2 of this series. Maybe someday.
@connie9198 3 жыл бұрын
Thank you for sharing the background because many assume things are different seeing you both how you are now.. Many forget or don't realize the work and effort that was put in to get where you are today.. Thanks again for sharing.. you are inspiring.. God Bless
@cheliceallen2930 2 жыл бұрын
I can definitely relate!!! I'm a proud mother of 5 kids. I'm experiencing my 3rd child in college, and the 4th will be starting in the next 2 years. Thanks for sharing, very inspiring.
@frankcacchiotti8193 3 жыл бұрын
Thanks so much for sharing some of your past. My wife and I seemed to get to know you guys much better.
@InStitchesHomestead 2 жыл бұрын
Love this and how real and honest you guys are! Is part 2 of this video out??
@russrobinson508 3 жыл бұрын
Very cool. Les and I loved listening!
@preppedforeternityhomestea2848 3 жыл бұрын
Thank you for sharing your story. I really appreciate that you keep it real and honest. I know this will help others to make some positive changes. Looking forward to the next video, as always.
@jacquelinelafay647 3 жыл бұрын
I wish I had listened to my dad when I was a young adult. I wish I had not gotten credit cards. We applied DR's snow ball debt pay off five or six years ago. No cc's ever again! Woohoo! Way to hustle and work hard Rachel and Todd! What benefits you have gained :) Inspiring!
@LifefromAshes001 3 жыл бұрын
I loved this and appreciate the advice. Made me feel good knowing this route is workable. Thank you guys for being so good and honest, sharing something so private. God Bless Luv from Ashes xo Ontario Canada
@amandachristianson8433 Жыл бұрын
Thank you guys so much for sharing your journey
@DebbiesHomeplace 3 жыл бұрын
I never heard of Dave Ramsey. But I'm a firm believer in the Lord and He says to owe no one anything but love. I thoroughly enjoyed listening to your story and Y'alls road to being debt free. Great feeling, huh? So excited for the next chapter. Thanks so much Todd and Rachel.
@denisebrady6858 3 жыл бұрын
Wonderful video Guys- really good advice & many young people today need to look at this. Loved it- Thank you for sharing this. Cheers- Denise- Australia
@pegp8590 2 жыл бұрын
Thank you both for sharing.
@ritajohnson5594 3 жыл бұрын
Thank you for sharing This program worked until hubbys health issues and losing his job but by this time grandkids started coming and he provided daycare for them. Kept him going and looking forward with time with them and good memories to build on. Not want we planned 45 years ago but rich in family
@sandyclaus2729 3 жыл бұрын
Thank you so much for sharing this! Me and my man are getting ready to be married and appreciate the advice.
@marninegley 2 жыл бұрын
I love it that you guys are Christians!! I didn’t know that this whole time I’ve been watching you! This really warms my heart. Lots of good info here. Thank you so much!
@susanfullerton4763 3 жыл бұрын
You guys are great. Thank you for sharing.
@robynmize4713 3 жыл бұрын
I loved your candidness....honesty. Divorce brings out horrific financial challenges. And how we get through those... is with God's grace and mercy. Amen. I remember going to a mortgage company to try to refinance the house loan that i was stuck with ( as he walked away) and was told... "sorry...you can't qualify to pay less than what you are currently paying." Wait...WHAT? !!! Thanks for sharing. It's comforting to know we are more similar than we thought.
@rebeccapettifer6553 3 жыл бұрын
Thanks for sharing this. The best advice is work and get money while you are young. Never know what is coming down the road. Your strength and resilency is not as great as you get older.
@stevephenald7543 3 жыл бұрын
Thank you so much y’all have inspired me and my wife to take a different approach
@karriecondez5473 3 жыл бұрын
Thank you so much for sharing. My husband and I have 2 accounts, the idea to have a bill paying amount is genius!
@sherry2836 3 жыл бұрын
So much respect for both of you.
@kellyharbaugh9391 Жыл бұрын
I really enjoyed getting to know you better.
@LR-xx5ig Жыл бұрын
God Bless you two. Thank you for sharing
@lisamonalisahikes 2 жыл бұрын
Thank you for sharing your life’s experience without selling anything
@aliceanderson723 2 жыл бұрын
Thank you for sharing your story...you guys are so easy to listen to and I found it very interesting. A very good example of how to make a marriage work and something you said is something I truly believe as well. It's all about communication. That's something my ex-husband and I didn't have. But lesson learned for or if there is a next time.
@williamreeder3660 3 жыл бұрын
Thank y’all very much for this video
@cindyr1250 3 жыл бұрын
Great info. Looking forward to your next video. The hubby and I had very similar circumstances minus the children. Struggling to get on the same page financially. He's the spender, I'm the saver. But he's also the moneymaker. We're taking baby steps but hopefully we'll get there
@kimhuddleston6625 2 жыл бұрын
I absolutely love your channel and yall are such goals and inspiration. Thank you for sharing your journey! My husband even said he really likes yalls channel which is saying alot since he supports my love for gardening but is also indifferent about it. Is there a part 2 to this series? Id love to get more information and inspiration on how you reached your homesteading dream. Keep up the great content!!!
@1870s 2 жыл бұрын
We never filmed any more of this series. Maybe someday
@kimhuddleston6625 2 жыл бұрын
@@1870s I hope you do! Definitely interested!! Thanks for letting me know
@dianelamb5410 2 жыл бұрын
you did a great job. More personal than I would probably get
@juliewilliamsnewzealand818 3 жыл бұрын
Good on you both. :) doing things like that has certainly strengthened the bond between you too.....xxxx
@katrinar9310 3 жыл бұрын
Really encouraging story guys. Thanks for sharing. BLESSINGS-Kate
@mellyg8872 3 жыл бұрын
A few years ago I started a second checking account. My husband thought I was wasting my time but it helps me separate things. His payroll in one, mine in another. Also this past year, I’ve been paying extra on those little payments. We’re certainly not debt free but we only have mortgage, our car payments and utilities/food/gas etc.....and it is the beginning of a beautiful debt free relationship 😊All in time and thanks so much for sharing cause I feel better about my decisions ❤️
@3ChartreuseBuzzards Жыл бұрын
When my kids were small, the library was such a blessing! We didn't have cable either, just dvd's, many borrowed and not add many bought!
@melissapritchett6929 2 жыл бұрын
What great info. Going through a divorce now. No child support. It is so hard. Can’t wait to see where I am in 10 years. It is bleak right now. Love y’all!
@Mrssarandy 2 жыл бұрын
Oh I'm so glad when I come across a video of yours I didn't see! This is such valuable information, and wonderful lessons for those 20 somethings thinking about getting credit cards! JUST DON'T!!! PLEASE trust the older ones and just make your life easier with debit only!
@TheMrsMarvel 3 жыл бұрын
I operate very similarly and have from the very beginning of my adult life. I believe in transparency and communicating the budget. But I've always had independent accounts,, and a joint account for household management. DR makes a lot of money on a common sense system my father believed in until the day he died. Lol, I remember someone raving about DR years ago. I went through the program (offered through a military family program) & kinda scratched my head. It's amazing how common sense can feel so novel when packaged in a manageable way. It's not easy for people to open up and share financial growth. Thank you for this video!
@annemorris8434 3 жыл бұрын
Love your little dapple doxcy!
@loric3455 3 жыл бұрын
We did the same thing. It works perfectly and we don't fight about money. Our financial advisor thought it was ridiculous until she remarried and did the same thing :)
@jeanettewindmon8993 3 жыл бұрын
Love Dave Ramsey! Great video and thanks for sharing! :)
@jeweldandie8904 2 жыл бұрын
Thanks for making it real. Went through the same thing when I was first divorced. Things are much better now. Only have mortgage debt.
@lovinglife3954 3 жыл бұрын
Thanks for sharing. If I ever get married again, I will have separate finances and likely a joint account for joint and household expenses. It’s a great model in my opinion.