More practical and economic videos like this 🖐

It is necessary to compare income and expenses in proportion, and not directly. It costs, for example, the average figures for the region. For example, let's take the second largest city in Russia - St. Petersburg. The city's population is 6 million people, the average salary per month is 100k rubles. To convert to dollars, divide by 90 (But we don’t need this). Most likely the average here is before taxes. Taxes in the Russian Federation are paid by the employer for you, so you will receive not 100k, but, say, 80k. There are compound interest, but their calculation is all on the shoulders of the employer. Including health insurance and pension. In vacancies, the employer usually indicates how much he will pay, minus all taxes. For example, you receive this 80k per month. And you are alone. I personally work for that amount in an office as a designer (and this is still not enough in my specialty, but I’m just lazy). Schedule 5/2, 40 hours per week, 247 working days, not counting 1 month of vacation (usually 2 times 2 weeks). I usually work from 11:00 to 19:00, but I can come to the office whenever I want. You want to rent housing, a one-room apartment, 10-20 minutes walk from the metro. It will cost from 15k to 30k, depending on the quality of the renovation of the room, the availability of furniture, etc. Each apartment usually always has a washing machine, stove, etc. The price already includes payment for utilities (for example 25k+5k). Personally, I rent a 2-room apartment for 37k. How much you spend on food is a purely individual matter. I personally spend from 10k if I cook myself and 20k if I buy delivery of ready-made meals for a month, 2k calories per day. They bring there both meat and fish and cakes. In this case, you don’t have to go to the store at all. (There are food stores everywhere within a 20-minute walk) Internet 400mbit, unlimited - 600 rubles per month, +600 rubles per smartphone. I travel to work for 1 hour (15 minutes on foot, 45 by metro), the cost of 70 trips by public transport is 2.7k rubles. Consider the metro in St. Petersburg to be the same as in Moscow, only smaller. Many times less)) Why didn't you rent an apartment closer to work? Answer: an apartment closer to my wife’s work)) who also receives from 40k to 100k per month, piecework salary. And so calculate the intermediate results. You receive 80k rubles per month. 80k-30k-20k-600-600-2700=26100 rubles. 33% balance not spent per month. For example, you can buy yourself a gym membership. For 10k rubles....per year.

Wait a minute, what about health insurance? you are a designer, perhaps you have a university education? On credit? What about the car? I answer: Spent by my parents: 0 rubles for kindergarten, 0 for school and 0 for university. And this is still true today. Because they are free. (There are also paid ones, of course. Well, to get into university you have to get high scores on the school exam, otherwise you have to pay) I personally don’t need a car at all, because I’d rather sleep for an hour on the subway or read a book than drive around the city in stress for 30 minutes. (But in fairness, a car costs from 1kk to 2kk, new or +/- 5 years old) For 6kk people, 1.7kk cars are registered in St. Petersburg, because many people don’t use them. What about medicine? Well, how can I say... We have old women who are almost 80 years old and call an ambulance just out of boredom. 4 times a week. Calling an ambulance costs 0 rubles. Treatment of fractures, etc. - 0 rubles, cut out appendicitis - 0 rubles. Well, you understand. My friend spent four and a half weeks in the hospital with kidney stones, he had 2 operations and spent ... 4k rubles on medications to recover at home. and the employer did not fire him!! We also have a lot of paid clinics, and if you don’t want to wait 1-2 weeks for an appointment with a free doctor, you can spend 1-2 days with a paid one. For example, it’s paid if you do the following: X-ray of the skull 1k-2k rubles, MRI 3k-10k. Personally, I broke shoulder bones, broke my nose, treated stomach problems, put fillings on all my teeth and all this - for free (for taxes, of course). The only thing is that it is now problematic to take out a mortgage for your apartment, and the rate and prices have increased significantly. The cost of an apartment naturally depends on many factors, but in St. Petersburg you should focus on 10kk rubles. According to statistics, 71% of the population in Russia owns their own home, the rest live in rent Property tax 0.1-0.2% per year, excluding benefits and other things for an ordinary apartment, this is about 10k rubles per year P.S. in kindergartens, schools and universities, your child will be taught how to read ancient scrolls, write folk ballads, calculate interstellar flights and philosophize according to Hegel and Nietzsche.... and will not hear any conversations about what gender they should choose in life. Also on the Internet, many people say that cheap food products in the Russian Federation are like medium-expensive products in the USA. Like they say, foods are more tasty, organic, non-GMO, etc. I cannot verify the accuracy of this information. By the way, Russia is a fairly digitalized country. For example, a street musician playing a guitar near the metro asks you not only for coins, but also.... puts out a QR code for quick transfer by phone!!!

Wait a minute, what about health insurance? you are a designer, perhaps you have a university education? On credit? What about the car? I answer: Spent by my parents: 0 rubles for kindergarten, 0 for school and 0 for university. And this is still true today. Because they are free. (There are also paid ones, of course. Well, to get into university you have to get high scores on the school exam, otherwise you have to pay) I personally don’t need a car at all, because I’d rather sleep for an hour on the subway or read a book than drive around the city in stress for 30 minutes. (But in fairness, a car costs from 1kk to 2kk, new or +/- 5 years old) For 6kk people, 1.7kk cars are registered in St. Petersburg, because many people don’t use them. What about medicine? Well, how can I say... We have old women who are almost 80 years old and call an ambulance just out of boredom. 4 times a week. Calling an ambulance costs 0 rubles. Treatment of fractures, etc. - 0 rubles, cut out appendicitis - 0 rubles. Well, you understand. My friend spent four and a half weeks in the hospital with kidney stones, he had 2 operations and spent ... 4k rubles on medications to recover at home. and the employer did not fire him!! We also have a lot of paid clinics, and if you don’t want to wait 1-2 weeks for an appointment with a free doctor, you can spend 1-2 days with a paid one. For example, it’s paid if you do the following: X-ray of the skull 1k-2k rubles, MRI 3k-10k. Personally, I broke shoulder bones, broke my nose, treated stomach problems, put fillings on all my teeth and all this - for free (for taxes, of course). The only thing is that it is now problematic to take out a mortgage for your apartment, and the rate and prices have increased significantly. The cost of an apartment naturally depends on many factors, but in St. Petersburg you should focus on 10kk rubles. According to statistics, 71% of the population in Russia owns their own home, the rest live in rent Property tax 0.1-0.2% per year, excluding benefits and other things for an ordinary apartment, this is about 10k rubles per year P.S. in kindergartens, schools and universities, your child will be taught how to read ancient scrolls, write folk ballads, calculate interstellar flights and philosophize according to Hegel and Nietzsche.... and will not hear any conversations about what gender they should choose in life. Also on the Internet, many people say that cheap food products in the Russian Federation are like medium-expensive products in the USA. Like they say, foods are more tasty, organic, non-GMO, etc. I cannot verify the accuracy of this information. By the way, Russia is a fairly digitalized country. For example, a street musician playing a guitar near the metro asks you not only for coins, but also.... puts out a QR code for quick transfer by phone!!!

@scottishguyinmoscow Apparently KZfaq is banning my second comment, can you do something about it?

Glad you liked it!

Really enjoying your videos. I find Russia a fascinating place. Not sure if I've missed it but where in Scotland are you from? How long have you been in Russia? What made you move? Sorry I know it sounds a bit like a police interview, I'm just nosey 😂

Yes I made a typo on the video, I’ve corrected in the video description

Поражает неосведомлённость пишущих о налогах в 13%. А вы забываете, что работодатель выплачивает за работника в разные фонды ещё 30%? В итоге налог получается 43% с зарплаты. Маленькая зарплата в России? Прибавьте к любой зарплате эти 43% - вот про такую и надо говорить, ведь в любой стране называют зарплату без вычета налогов

@@sold_ludm54 а ты не забывай что в странах запада в "налоги" не входит медицинская страховка например, Что если мы тут вычитаем из зарплаты "страховку" там ее надо вычислить самостоятельно + как-то во всём этом расчете учесть траты на возможное попадание в больничку. То есть по налогам уже так в лоб ничего не посчитать.

@@sold_ludm54 что ты несешь? какие фонды? UPD. A, ок, вопросов больше нет, посмотрел аккаунт, понял, что бот. XD

@@nettlecarrier8259 Пожалуйста, очередной невежа! Наберите в интернете, сколько работодатель платит за работника в различные фонды, и какие это фонды. Я бывший бухгалтер.

that's hillarious!

Аааааааааха😅😅😅😅😅😅😅😅😅😅😅😅😅😅😅

Yes it is very clean and organised compared to America

😂👍

​@@scottishguyinmoscow Yes, we all know that. but why would THEY know about it?? let them continue to believe that we don't have asphalt, toilets, and bears running around our streets.

Yes, I agree. I am living here and he is very honest about reality here, positive too😊

I will very soon!

Yes agreed, there is much cheaper places to live. I wanted to be near work and near the centre

even cheaper out of Moscow.

Потому что у нас гетто почти во всех районах 🤣

@@dikonsaintjohn ты ещё скажи, что вся Россия - гетто, а Москва - столица гетто 🤣

@@dikonsaintjohn В Киеве?

😊

Exactly. My parents worked their whole life (for the NHS) and still have to only use the heating sparingly in winter

Ух ты. Это точно налоги? Больше похоже на рэкет или ограбление.

Ну у вас и зарплаты высокие везде есть свой баланс

Well, bear in mind, the average monthly salary in Moscow is around 130K roubles, which'd be about 1130 GBP. With that, however, if you're renting, you can do it for, say, 40-50K RUR further from the center, or less than that even, but with hinderance to transport convenience. You don't lose a shit load of time if you're further from the center, and you don't lose money. Most of us locals are used to a commute of about 1h15m. More is tiresome. Less is at a premium. Our guy has a pretty posh flat, all in all.

@@dikonsaintjohn Not really, you pay these charges even if you have a low income or are on a state pension.

Thank you for elaborating, appreciated

WOW

😲

А патенты разве не отменили в прошлом году? Также при регистрации самозанятым, платите 4%, но не можете претендовать на социальную пенсию. Если регистрируетесь как индивидуальный предприниматель, то платите 6% + 39000 рублей социальных налогов в год вне зависимости от дохода. Даже если не работаете, 39000 всё-равно платите. Но можете рассчитывать на социальную пенсию, если они вообще будут у кого-то через 30 лет.

I confirm this. I had the "patent" tax system and I had payed about 120K rubles per year and you can get money without counting them, without declarations. It's cool. I'm a programmer, but I know the "patent" system works for a cafe as well. BTW, I'm living in Odintsovo, but I know in Moscow it's a little bit more, maybe around 150K rubles per year. The last year I lived in Serbia and also registered there as an enterpeneur and I had to beeing paying 400€ per month. I didn't understand this. Becuase Serbia has much less quallity of living, but the cost is much more. I was amazed. Moscow and other cities of Russia are much much more developed, clear and cheap.

Thank you for watching!

Thank you

Я думаю, здесь нет никакого шотландского акцента. Это просто обычный английский (британский) язык. Именно британский, а не американский. Британский английский язык - это эталон, если угодно. Британский английский язык звучит иначе, нежели американский английский язык.

@@bukvarem Я уверен что он говорит с шотландским акцентом

@@bukvarem конечно это Шотландский акцент.

@@bukvarem Изучите сначала вопрос. Помимо стандартного английского (standard English), который еще называют «Received Pronunciation», сокращенно RP (нормативное произношение), а также «Queen’s English» (английский королевы), который мы слышим по радио и телевидению, существует еще, по меньшей мере, 37 акцентов (accents) и диалектов (dialects) английского языка, на которых до сих пор говорит население в различных районах Британских островов. Лондон - город диалектов и акцентов: Аристократический акцент. The posh English accent. Cockny - Кокни Estuary English - Эстуарный английский Уэльский акцент. The Welsh English accent Yorkshire - Йоркширский диалект Northern Irish - Североирландский диалект Scottish - Шотландский диалект Brummie - диалект Бирмингема Geordie - Джорди Scouse - Ливерпульский диалект Если хотите краткое описание этих акцентов и диалектов, а так же их отличия, ловите ссылку: ienglish.ru/articles/common-article/london-stolitsa-gurmanov

@@dvaparovoza5706 благодарю за скопированный текст из интернета)), но я всё-таки думаю, что иностранец не способен уловить шотландский акцент. Я вообще сомневаюсь, что региональные акценты в Британии ярко выражены.

This is true, I pay 1000 rubles per month for all I need on my mobile, about 8GBP

@@scottishguyinmoscow I pay 655 roubles. My plan has a limit for traffic, which i never exceed, and i almost never talk for more than 30 seconds, so i don't even know how many minutes it includes.

​@@scottishguyinmoscow 1000 rubles for a mobile expenses? Kinda high, it used to be much lower, i still use my old traffic from 2018 or so, 260 rubles per month with 500 minutes and 30gb of internet + unlimited traffic for messengers and residues transfer of GBs and minutes for the next month can get up to 50GB and 1000 minutes. For 260 rubles you can't get anything decent at all. And somewhere at that time there was a traffic with unlimited internet for like 500 rubles, but the speeds are kinda low, compared to limited one (5-10mbit/s and 20-40mbit/s on limited one) Only the home internet haven't gone up in prices that much, thanks for that. Inflation is truly a universal bitch

I pay only 350 rubles and always have enough minutes and gigabytes.

I pay 290 rubles and for me more than enough because i have wi fi in apartment. City Ufa

One more comment about salaries comparison. In Russia social & medical insurance payments are fully paid by employer, why in Europe and US are paid by employee or shared. That's why difference between gross and net salary in Russia is quite small, while difference between "salary cost" for the company and net salary for employee is more or less the same.

I’d like to add, that prices in secluded areas can be, in fact, higher for many types of products. For example, it’s very difficult for retired people to get the pharmaceutical products they need. So the poverty problem almost everywhere outside of big cities is huge.

Thank you too!

Yeah, fire movement, but Asia looks better for me

@@JuanGorga-in7rt Right, there are many places in Asia where this can work too

Why a retired person would want to live in such a climate? Lots of other options where climate is better, food is tastier, sea is nearby - Asia, Central America, Turkey, Greece.

In fact, not only is the transport system good, but car sharing is also very affordable. If you have to travel around the city not every day for work, then you don’t need a car at all.And there is no need to worry about maintenance, parking, etc.

Oh yes, he has the Danilovsky market nearby. The market bit is expensive, but the foodcourt there is really rather nice.

​@@klarkkant7371If you take out a mortgage, then most likely it is not within the MKAD, because a "preferential mortgage" is given only for new buildings and within a certain amount. And not a preferential mortgage is 20 percent per annum now. Most likely, there you will need to get to the subway or train where there is no carsharing. That's why you need a car. If you don't buy an apartment by the time you retire, then you won't be able to rent anything for retirement. There are no laws in Russia that limit rent increases if you have a permanent contract, so buying a home is a matter of survival. I know that in Germany and Austria it is impossible to increase the rent by more than some percentage per year, several friends have moved, I do not know about the UK.

да, дак он и почти в центре мск арендует, интересно сколько стоит рента однушки в таком же отдалении от центра Нью-Йорка.

@@gewalt9585 пара тысяч наверное

@@fiddlersgreen2433 да вроде пара- тройка ахахаха но тут надо само собой гуглить

Ну ты не станешь арендовать квартиру с пианино)))

im renting one in Vladivostok now for 60 000 rubles per month. Rent prices here are insane

Thank you!

Will do soon

Thanks, will do!

Так он и сказал, что на любой срок можно, но так как он пополняется на месяц, то озвучил эту цену

Есть вариант "проездного" на тройке - 60 поездок на 45 дней, вот он стоит 2700, а кошелёк дороже выходит.

Thanks for elaborating, I appreciate it!

@@scottishguyinmoscow And limits entrepreneurs for 6% (from revenue) or 15% (for revenue minus expenses) are quite high, in 2024: 199 350 000 rubles a year ~2.1mil$, after that until 265 800 000 rubles a year ~ 2.8mil$ it's 8% and 20% respectively. There's also an option of being "self employed" that has 4% tax for revenue from regular people and 6% tax for revenue you get from organizations, limit is 2.4 mil rubles a year (26k$). There are also patents for specific fields, say you have a barbershop with 3 employees near your home, for full 2024 you would pay a fixed tax of 125690 rub (~1.4k$) up until you hit 60mil rubles revenue (650k$), those are region specific, so just outside of Moscow you would pay half that with the same limit. Basically there are a lot of options.

Actually forgot a thing, there's an additional 1% tax for entrepreneurs that covers social.. something. It got rolled into something this year and some part of it is deductible, not sure since my bank calculates all that. But basically with banking fees and such you can basically add 1% on top of that 6/8 or 15/20% value.

Your welcome

Да, поэтому важно указывать среднюю зп по городу, или среднюю зп в какой-нибудь оч популярной отрасли мировой, чтобы люди ориентировались на масштабы цен. Вон пишет что средняя в МСК 130к. от нее и пляшем

Would you please specify where you spend less per month?

-- Thanks for your input.

Тебе напомнить про количество разводов? В топ-3 входит.

А работать он где будет, если квартиру снимет?

А если он поддерживает взгляды на Россию Трюдо, Сунака, Макрона, А.Навального тоже пусть приезжает?

@@user-ft5kh5um1r У меня тоже один развод был, каюсь. Тем не менее, с первой женой прожил 26 лет и вырастили дочь, а сейчас вторую дочь растим со второй женой, с которой уже 20 лет вместе прожили.

Это не центр. Это уже Южный административный округ, хотя буквально впритык к ЦАО.

@@bazilCyclist ну не Бирюлево и не Медведково. Именно это я и имела в виду.

@@bazilCyclist Пардон, Шаболовка - это, блядь, центр))) По современным меркам, это вот прям центр. Центрее, конечно, есть, куда, но это уже не для нас, плебеев.

10 лет назад сейчас 65

@@Chaldon-hl6yk он на Шаболовке за 65 снимает. На перефирии 35 не больше. Какие 10 лет..... Нет. Ну при желании и в Мытищах за 70 найти можно. И потом, смотря сколько комнат.

I will do that very soon!

It’s 150% in the UK, despite what the government headline rate is. Just go to your local shop and think what prices you paid a year ago.

Yes, best to have private medical

Yes I think it gets cheaper as you move further out

learn Russian if you want to live in Russia, without knowing the language you will not receive a residence permit

@@firegirl24 Russian is an amazing language! But realistically speaking, the time and effort for a foreigner (other than other Slavic native speakers) it requires to reach a level for them to get hired by a Russian company I would imagine would be at least 2 years. And if the person is looking for higher paid jobs I’m assuming their level of Russian would have to be advanced. Besides teaching English, what other jobs would be available for a foreigner in Moscow at this moment?

The availability of vacancies depends on your skill level. If you are a high-level specialist in any field, then you will not need to know the language. However, this mainly concerns specialists in the field of finance, international law, architects and IT specialists. If you are not a major specialist, then it will be more difficult for you to find a job without knowing the language.But still, there is an opportunity to get a job, say, as a cook, a trade and export consultant, a foreign language teacher, and the like. In fact, there are many more possibilities than I have described, I have given only the most common examples. It all depends on your wishes and capabilities. I knew quite a few French people who, not knowing Russian, opened their own business, thus solving the problem of employment. Many of them were owners of nightclubs and bars.

@@user-qh6dh2br8t majority of specialists in the west (I’m assuming this video is primarily targeted at western, English speaking population) will probably not be enticed to move to Russia because of the salaries. As for opening businesses in Moscow, that requires capital. Most people don’t have that kind of money. It would be interesting to hear about how much startup funding those French people had to start their businesses, and if they know no Russian, they must have a local manager that runs the business.

​@@hansschwartz1480Italians, Spaniards, Portuguese and Japanese speak Russian well with virtually no accent, because their languages have a similar sound production to the Russian language. As for work, without knowledge of the Russian language you can be an English tutor or an employee of the Moscow branch of an international company - such companies left Russia after February 2022. In any case, knowledge of the language is necessary.

I'm IT businessman in Russia, the hunger for IT specialists is crasy. A lot of work for replacing all sap-microsoft-oracle stuff :-)

English will be OK in many it companies, but for shops etc you will need some Russian, like A1 level.

@@glebarhangelsky4351I'm a DBA but recently moved into DevOps. Do you have advice on how I can get an offer? Maybe some companies to approach or freelance agencies? I have tried to get an offer on HH, but I was rejected due to language.

​@@glebarhangelsky4351 any advice about companies to approach who have English speaking teams? It would seem more probable when there was international collaboration that a team might be english speaking, now that's been cut off (I read today a Finnish university professor had his lifelong pension cancelled for collaborating with Russian researchers) it must be less easy to find now.

@@glebarhangelsky4351 ​any advice about companies to approach who have English speaking teams? It would seem more probable when there was international collaboration that a team might be english speaking, now that's been cut off (I read today a Finnish university professor had his lifelong pension cancelled for collaborating with Russian researchers) it must be less easy to find now.

Hello my friend!

Вовсе он не замечательный

Ростов-на-Дону ещё посетите

Thanks for watching

^_^ It's too much only if it's millions a year =) Moscow will be able to accept and provide a huge influx of new residents. It is currently growing with only about 120 k new residents per year. True, the influx of people is growing all the time, but it is still relatively small in comparison with the capabilities of this city.. Even if the number of people ready to rent expensive apartments increases sharply, supply will still greatly exceed demand. The historical center is epically huge.

I’m a teacher, just a normal guy

I don’t think it is the best to be honest, lots of stairs for metro

Zero accessibility. It may even be hard to enter a grocery store.

No there is something else other than tram, make the big circle loop

@scottishguyinmoscow I see. I want to know what this is, too

@@scottishguyinmoscow looks like one of these two: The Moscow Central Circle or MCC (ring around the historical center) or The Moscow Central Diameters MCD (ring connecting the nodes of suburban train lines into a single system with the MM)

Funny thing about that, watching a bunch of foreigners walking around Moscow I've already seen Spar (Dutch) and Auchan (French), and I know there's still a bunch of recognisable product brands that have been nativized (same name, but written in Cyrillic basically).

Thank you very much! I’ll let of my fellow Scottish guys know!

@@scottishguyinmoscow BTW have you read about the connection of the Scottish Leslie family and Russia? My family’s moved from Moscow to Smolensk and it turned out that one of the Leslies used to be a Governer there. Their Estate in Gerchikovo is a hotel now. Let me know if you decide to visit Smolensk and the Estate - we’ll show you around ☀️

There are hundreds of videos that say you are a liar.

I doubt you are even Russian. If you are you ran away.

Sounds very expensive in LA

Yes I corrected my self in video description, was a typo

@@scottishguyinmoscow that's great, thank you!

Yes it’s a great location, I love it here!

Зачем? че Русских пацанов не хватает?

@@levthelion А затем. Оглянись на историю Отечества. Сколько иммигрантов из Европы, обрусев, сделали добра для нашей Родины? Феофан Грек, Барклай Де Толли, Растрелли, Беринг, Петипа, Илизаров!!! Продолжать?

Раз уж людей рекрутируют, наверное в этом есть необходимость. А чтобы хорошее произношение поставить, вполне можно бы еще и логопедов привезти ))) Ну и вообще наличие иностранцев всегда укрепляет отношения между странами, по крайней мере между населением этих стран. Думаю что для России лучше чтобы иностранцев тут было много. "...четвертый или пятый канал" - просто смешно: Россия может принять гораздо больше, несоизмеримо больше

@@sergsche2925 🤣🤣 конечно пусть приезжают. Я тогда еще переквалификацию пройду - русский как иностранный. Поэтому желательно +/- каналов 20, а то и больше.

@@user-qz9vl2xc8fДа все равно всех вас нейронки скоро заменят. Чего париться насчет пары преподов из других стран? Со стороны выглядит токсично и недальновидно

Thank you!

Thanks for sharing that

so they sing songs and celebrate, but it's not a holiday? huh? then what is it? of course it is a holiday in Russia, more of that it’s the most important holiday. we deeply honor and respect the feats and sacrifices of our ancestors. "a holiday with tears in eyes" as one Russian song about May 9 says.

Yes it’s a great place to live for me

I have a Russian bank account. If you are just coming to visit then bring USD and change them in any bank