💳 Sebby's Card Picks: www.asksebby.com/credit-cards How to find an elevated Amex Offers: www.asksebby.com/guides/cardmatch 💳 Amex Plat Calculator: www.asksebby.com/credit-card-reviews/amex-platinum-card
@papertowel24587 ай бұрын
All I want is for Daddy Sebby to approve of me.
@Adiscretefirm7 ай бұрын
Don't carry a balance, and get at least 2 cents per point
@mikecumbo75317 ай бұрын
Sebby isn’t Garand Thumb.
@skohaya7 ай бұрын
Thanks for changing your video where you don't come in/out as much. It's truly is helpful on the eyes. Love your videos!
@shawn.credit7 ай бұрын
Amex business relationship is everything, spend with Amex regularly and pay in full monthly and many approvals will follow Amex is highly relationship based.
@RobbyGuns7 ай бұрын
green card! it does not get as much love in the credit card content creator space that it deserves. underrated as heck
@thechubbypuertorican9177 ай бұрын
I just got my first American Express card on January 1, thanks for the advice I wanna make sure I get the most out of the miles and pick the right cards at the right time! 🏀
@Alvin_19147 ай бұрын
The timing of this video is mind-boggling. I was approved for the Hilton surpass 170K offer today. I have been in pop-up jail for nearly two years. It took heavy spend across my Amex cards to achieve this. I didn't think you can spend your way out of jail until today. 🏀🏀
@DelhiBelly16207 ай бұрын
🏀 Amex Marriott Bonvoy Brilliant. Just got the Amex Marriott Bonvoy Business in December 2023 and working towards the SUB. With my Marriott stays last year and the elite night credits from both cards, I was able to hit Titanium Elite status for this year 😎
@AskSebby7 ай бұрын
Congrats!🎉
@denniszhaunerchyk61917 ай бұрын
Great review and editing as always Sebby! Thank you for more credit card content.
@DougYuen7 ай бұрын
🏀 Great timing on this video as I was just about to start in on Amex. Last year I was Chase focused, this year Amex. My plan for the first 4 is all for Hilton - get one of each, then upgrade the Hilton Honors and the Surpass to end up with 2 Aspires, 1 Surpass, and 1 Business. If I can get approved for a 5th, it would be the Marriott Brilliant.
@Newton240sx3 ай бұрын
How long will you or have you waited in between applying for each?
@timmak95177 ай бұрын
Overheard at the Alila Uluwatu, after we got a villa entirely on points: “Ask Sebby? More like Thank Sebby!”
@AskSebby7 ай бұрын
Haha, nice!
@loriwoehrle88877 ай бұрын
🏀 AmEx Gold (personal) for 4x MRs @ grocery stores and restaurants. Very happy with that. Our household is me, P2, and our two young adult boys. Lots of eating!!
@Athithan_20007 ай бұрын
1. Amex Cobalt Card
@412foto7 ай бұрын
pop up jail sucks especially with no idea why you are in it. Really want the Aspire but oh well
@EPICWILDETAILING7 ай бұрын
I own a small business and a full-time job as my main source of income. Is it good to apply for AMEX Business Gold for my business and pair it with my current Amex Cobalt? I only travel 1-2 a year so I don’t think applying for Amex Platinum is practical.
@shawn.credit7 ай бұрын
As long as your business spend makes sense and brings you rewards to outweigh the AF of the Amex Business Gold then it’s an excellent card. Amex Blue Business Cash or Business Plus are other solid Business card options.
@travishuber81037 ай бұрын
Wish I had known this before... I know how to get out of pup-up jail now. I never really use my platinum except for travel and have not used my BCE in a while. I'll start putting spend back here for a few months and hopefully get out of jail.
@germananditravels7 ай бұрын
I get pre-approved for all these Amex cards but I'm in perpetual popup jail even despite having my Gold card as my main driver for over 6 months. I'll have to wait and play the long game on this one 🏀
@whendidyoutubeswitchtohandles7 ай бұрын
AmEx just did a random review on my accounts and dropped the limit on one from 12k to 1k and another from 15k to 3.7k.
@DelhiBelly16207 ай бұрын
What kind of spend were you putting on these cards? I have an Amex person card for 2 years. Started with a $4 limit. About a year later I requested a credit line increase and it went to $7.5k. Couple months later I got an Amex Business card with a $24k limit and a few days after that they raised my personal card to a $12.5k limit, without me asking.
@73ocampo7 ай бұрын
🏀Thank you for the video, I only have the Green card and I plan on applying for my next Amex card by Summer. Thanks again. Happy New Year!!
@zacharydingo7 ай бұрын
🏀 What is your stance now on the Platinum being the best starting point for Amex cards since you now wouldn’t be able to get a bonus on the Gold? Do you think Amex will backtrack on this rule in the future?
@J.Pokemon7 ай бұрын
Saw this guy in Vancouver airport
@ekoden7 ай бұрын
Did not realize the hybrid cards (P, G, and G) did not count towards the limit! That changes things for me... May have to pick up a hotel AND a Delta card.
@cesarlob7 ай бұрын
Thanks for this info, as always. I'm considering Amex Gold to replace my CSR. 🏀🏀
@tommacman7 ай бұрын
🏀 As always - good information is laid out sensibly. Keep up the good job!
@abinthannickal30447 ай бұрын
Hey sebby!! Next video can you go over the 2024 choice benefits for platinum and diamond members for 2024 just saw new updates on their website!
@christinejohnson39397 ай бұрын
Ty. This helped alot.
@wannabedal-adx4587 ай бұрын
🏀 I was in pop-up jail about 1.5 years ago when trying to apply for an elevated no annual fee Hilton card. after about 2 weeks, I switched to applying to the Hilton Surpass with a 150K point offer and got accepted. Didn't change my spending much. Also ,y favorite AMEX card is the Platinum for lounge access and ancillary benefits.
@shanestiles54457 ай бұрын
Is AMEX still denying a signup bonus on the gold card if you currently have a platinum? Is there a workaround for this say maybe through Cardmatch?🏀
@greentechgiraffe7 ай бұрын
🏀 - still working to get back to having personal amex cards after many years.. have a BBP so far..
@mships727 ай бұрын
Can you pay taxes with a card.. and please may I ask, which card may be the best
@shawn.credit7 ай бұрын
If you’re meeting a signup bonus then said card would be excellent. Otherwise 2% or 2x card or a Hilton 3x everything else would be good!
@sunnycheng46127 ай бұрын
I was recently asked to provide IRS form 4506c (income verification) when applying for the Hilton business card. Has anyone else experienced this?
@shaysmarty14 ай бұрын
Yes I did just uploaded mines what was your outcome did you send it in?
@Lzrtetech6 ай бұрын
⌚️⌚️hopefully the platinum gets updated and the green
@chewie941167 ай бұрын
very informative
@HarlemJenB7 ай бұрын
🏀 in inclined to say platinum but I’m going to take a look at delta reserve since it might be better in my mix
@daroldhunter7 ай бұрын
🏀 Amex Platinum is my favorite, but Amex Gold is my most used.
@Adiscretefirm7 ай бұрын
🏀 only Amex is Hilton Honors, BCE probably next although having a Clear home airport raises the possibility of the Green
@mcr7547 ай бұрын
i have credit score mid 700s, income the same, own a 25M biz, got the amex biz plat, personal gold, and two biz gold, over this past summer and fall. have tried to get personal platinum, but rejected 3 times and in pop up jail.....
@luisrobles41287 ай бұрын
🏀 how long would you wait to apply for the platinum card, after being approved for the gold?
@77Joseph7777 ай бұрын
The most generous bank when you’re on their good side 🎉
@Houman77 ай бұрын
I honestly don’t like Amex approach but on the other hand people have abused the system so aggressively that it kinda makes sense.
@Yowhatimean7 ай бұрын
🏀 why u gotta do draymond dirty like that 😂
@EDWARDLEUNGG7 ай бұрын
Been spending a lot but still in pop up jail since st least 8 months 😭 any other tips Sebby? 🏀
@jamjam11167 ай бұрын
My P2 is in amex ecosystem while I use chase, would becoming an authorized user on my P2s platinum card make me ineligible for Gold and Platinum sign up bonuses in the future?
@michaelthomas34766 ай бұрын
hello Shelby, I really enjoyed your video. I want some clarity from your video. I currently have the business Platinum, Gold, Plum, Blue Cash Plus, Hilton Honors and Amazone Prime in good standing for more that 4 months. I've been told by AmEx that I've been a member since 1998. My personal credit across all 3 agencies is 740+, I want to apply to get the Amex personal cards, whats your suggestions for best approval.?
@JazzyMarineVet7 ай бұрын
Got arrested with the pop up for the Green, even though I have the plat and gold. This was before the little brother changes late fall of this year. I will wait til spring and then try again for the 40K green MR bonus
@wynford20037 ай бұрын
7:13 who the heck calls it Gel?! I want to know! 😂
@Alvin_19147 ай бұрын
Whoa......no notification!!! 🧐🧐🧐🧐🧐
@AskSebby7 ай бұрын
👀 🧐
@rred47 ай бұрын
Just received an email saying I was approved for hilton aspire but when I followed the link and went to accept the card there is no mention of a sign up bonus anywhere
@dualexpressllc55424 ай бұрын
Does any of the Amex Business cards offer cash advances?
@nobsisgreat7 ай бұрын
Any advice for product changing of the barclays view credit card
@josephmgomez39216 ай бұрын
How long does it take to get approved for the green card?
@benwittstein29497 ай бұрын
Anyone else notice the "little brother" reference with the LeBron/Kyrie clip? Elite ball knowledge from Sebby as always
@AskSebby7 ай бұрын
😏
@zyzzuschrist34107 ай бұрын
W Sunday upload by our Daddy Sebby
@thienlong7107 ай бұрын
Does anyone have or know about a route for business class flight from NY to sgn Vietnam? I’m new to the travel with points game 😅
@frostalot837 ай бұрын
Does an additional user card count towards your 'five' AMEX cards?
@shawn.credit7 ай бұрын
No, same account authorized user.
@intromaster2 ай бұрын
too much jargon to be very useful for beginners
@happyron7 ай бұрын
I was in Popup Jail, then got two Business Cards and the Bread Card and then tried to get the Hilton card, got REJECTED. So I'm outta the AE game for now, 2/90 rule
@AskSebby7 ай бұрын
Thanks for the data points!
@zacharyraper29207 ай бұрын
Basketball 🏀 My five roster would be five aspire cards.
@AskSebby7 ай бұрын
Love it!
@stevenyang69667 ай бұрын
Hahahhahaha the draymond green reference to 4on 5 😂
@AskSebby7 ай бұрын
😏
@luxuryFean7 ай бұрын
Okay, so if i got the Amex platinum- can i get the delta reserve and still get the intro bonus?
@AskSebby7 ай бұрын
Yes, they are different families of cards.
@luxuryFean7 ай бұрын
@@AskSebbyperfect!!! Thank you Sebby!
@jacquelinedy88997 ай бұрын
🏀 My Favorite Card is Gold
@ywhjohnathan7 ай бұрын
🏀 Hope I didn’t just use this info in the vid - what’s in your roster of 5 AMEX credit cards, Sebby?
@IceIcelce7 ай бұрын
🏀I’ve got 3 aspires, the brilliant and the Hilton business. Ideally would have 4 aspires and cancel the business (unless the impending refresh is good). Spending 240k a year on taxes for 12 FNCs? Yup - sounds like a good deal to me. I suppose the VORP is 480k miles on the VX but I’d rather have FNCs to redeem.
@danorice15 сағат бұрын
🏀
@TS-yx8gj7 ай бұрын
🏀 Amazon Business CC
@haroldharvey74117 ай бұрын
❤
@jimmyjames64927 ай бұрын
🏀🏀🏀
@Jay-vt2so7 ай бұрын
🏀 🏀 🏀
@Vivienvixen4 ай бұрын
Basketball 🏀
@graywolf26007 ай бұрын
🏀I was just wondering about amex rules, thank!
@AskSebby7 ай бұрын
Glad it's helpful! :)
@Anthonyjones-pq4ff7 ай бұрын
🏀🏀
@James-bf7dk7 ай бұрын
For 2024 If I don’t have Amex yet, should I still get gold first? I just got a Amex Plat SUB offer for 125k. TIA to anyone who can answer
@phillipmoore23927 ай бұрын
You should get the Gold first as if you get the Platinum you will be locked out from the gold SUB entirely. Also you could potentially get the Plat 150k offer in the future as well.