My $0 to $1 Million Guide - How I Would Start Over in 2024 (

Рет қаралды 246,757

Күн бұрын

Episode 513: Shaan Puri ( / shaanvp ) answers the question he gets most often: If he was starting from scratch-and had no money in the bank-how would he make $1,000,000?
No more small boy spreadsheets, build your business on the free HubSpot CRM: mfmpod.link/hrd
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Show Notes:
(0:00) Intro
(2:00) Optimize for your current phase
(6:00) Identify your edge
(12:00) Join a company or start a company?
(15:00) Work on an A+ problem
(19:00) Create luck
(22:00) Service agency blueprint
(28:00) Invest in yourself
(31:00) Leaving a legacy
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Check Out Sam's Stuff:
• Hampton - www.joinhampton.com/
• Ideation Bootcamp - www.ideationbootcamp.co/
• Copy That - copythat.com/
Check Out Shaan's Stuff:
• Try Shepherd Out - www.supportshepherd.com/
• Shaan's Personal Assistant System - shaanpuri.com/remoteassistant
• Power Writing Course - maven.com/generalist/writing
• Small Boy Newsletter - smallboy.co/
• Daily Newsletter - www.shaanpuri.com/
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Пікірлер: 376

@Emmahernandez. 21 сағат бұрын

As someone passionate about investments, I often contemplate the strategies and paths that enable top-tier investors to amass wealth in the millions. While I possess a substantial initial capital, I am uncertain about the specific tactics or avenues that would facilitate achieving gains exceeding $400k, similar to those achieved by several others this season.

@Angelinacortez495 21 сағат бұрын

The current market conditions offer potential for rapid revenue growth, but executing such a strategy demands expertise.

@JenniferDavis7630 21 сағат бұрын

A common tendency among individuals is to underestimate the value of professional advice until personal challenges become overwhelming. Several years ago, amid a lengthy divorce process, I faced a critical juncture in maintaining the financial stability of my firm. Seeking out accredited advisors, I connected with an expert possessing top qualifications. Through her guidance, my reserves surged from $275k to $850k despite inflation.

@Jamesrogues60 21 сағат бұрын

Who is this coach that seems to possess such a keen understanding of the market?

@JenniferDavis7630 21 сағат бұрын

Actually its a Lady. Yes my go to person is a ‘LAURELYN GROSS POHLMEIER '. So easy and compassionate Lady. You should take a look at her work.

@danieltaylor--65 21 сағат бұрын

I located her webpage through an online search using her full name. Following that, I initiated contact via email, and we scheduled a meeting for further discussion. I am now awaiting her reply.

@lawerencemiller9720 5 ай бұрын

Investing prospects of a minimal sum of money can be both exhilarating and baseless. With the right approach, there’s a potential for significant wealth growth, Judging by this i'm still in search for suggestions as to a way to improve my retirement portfolio of $580k

@alexyoung3126 5 ай бұрын

Every strategy carries its own set of pros and cons and picking the right one depends on your specific financial goals, but in order to execute such effective decisions, you must be a professional.

@jessicamoore3093 5 ай бұрын

I have been considering going the same route, could you share more info please on the advisor that guides you.

@jessicamoore3093 5 ай бұрын

I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

@LewisAtonn 5 ай бұрын

While some investors may see opportunities in market downturns, it's crucial to approach investment decisions with caution and careful research. Recessions can be challenging times for businesses, and not all companies may recover in the same way or at the same pace. Diversification, thorough analysis, and understanding one's risk tolerance are essential components of any investment strategy.

@LewisAtonn 5 ай бұрын

Additionally, short-term trading strategies, such as trying to capitalize on market volatility, can be risky and may not be suitable for all investors. Timing the market consistently is notoriously difficult, and short-term price movements can be unpredictable. It's always recommended to consult with financial professionals and do thorough research before making any investment decisions. Each investor's situation is unique, and what works for one person may not be suitable for another.....

@tomaszcz_k 5 ай бұрын

Which Financial professional Do you work with or is best suitable to work with, You seem to be doing well in this ?

@LewisAtonn 5 ай бұрын

Financial professionals like John Desmond Heppolette often bring a wealth of knowledge and experience to the table, helping clients develop and implement sound financial strategies tailored to their specific needs and goals. It's crucial for individuals to recognize the importance of seeking expert advice, particularly when it comes to managing investments and mitigating risks....

@WiolciaMrozowska531 5 ай бұрын

Thanks to the guidance of Sir John Desmond Heppolette, my investments have thrived. However, it's crucial to note that the ultimate factor influencing returns is the amount of capital invested. A substantial initial budget enhances the potential for greater gains.

@tomaszcz_k 5 ай бұрын

John Desmond Heppolette truly appears to be knowledgeable in this field. After conducting a Google search of his full names, I thoroughly reviewed his web page, including his resume, and qualifications, which were truly impressive. I took the initiative to leave him a note and have booked a call session with him....

@EricBrokman 6 ай бұрын

With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfoli0

@user-dl4rr5qs8y 6 ай бұрын

It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

@user-zs1oq3dt2y 6 ай бұрын

Right, I've been in constant touch with a fiinancial-analyst since covid . You know these days it's really easy to buy into trending stock`s, but the task is determining when to buy or sell . My advisorr decides entry and exit commands on my portfoliio, I've accrued over $300k from an initially stagnant reserve of $150K. @@user-dl4rr5qs8y

@user-dl4rr5qs8y 6 ай бұрын

that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.

@EricBrokman 6 ай бұрын

credits to MARIE SLOPIEY DONNER, one of the best portfolio manager;s out there. she;s well known, you should look her up

@EricBrokman 6 ай бұрын

Google her name.

@Riggsnic_co 5 ай бұрын

This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

@bob.weaver72 5 ай бұрын

I completely understand your concerns. But In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.

@martingiavarini 5 ай бұрын

I agree. This is why having the right plan is invaluable, my $510k portfolio is well-matched for every season of the market and recently hit 100% rise fromm early last year. I and my CFP are working on a more figures ballpark goal this 2024

@TheJackCain-84 5 ай бұрын

Mind if I ask you to recommend this particular coach you using their service?

@martingiavarini 5 ай бұрын

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@TheJackCain-84 5 ай бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@PatrickLloyd- 7 ай бұрын

Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets.

@hankmarks69 7 ай бұрын

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $650K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

@PhilipDunk 7 ай бұрын

I always consult a financial advisor before investing. During the pandemic, I used their strategies to minimize risks and maximize profits, generating around $3 million in two years with my advisor

@Nernst96 7 ай бұрын

@@PhilipDunk I'm intrigued by the idea of investing with an analyst, it seems like a wise choice in today's market. Could you provide me with some guidance on how to get in touch ?

@PhilipDunk 7 ай бұрын

“Vivian Carol Gioia” serves as my advisor, bringing extensive qualifications and experience in the financial market. Her deep understanding of portfolio diversity positions her as an industry expert. I suggest delving into her credentials for further insight. With her considerable experience, she offers valuable guidance to anyone seeking to navigate the complexities of the financial market.

@Nernst96 7 ай бұрын

@@PhilipDunk Thanks a lot for this recommendation. I just looked her up, and I have sent her an email. I hope she gets back to me soon.

@RaymondKeen. 7 ай бұрын

Building wealth from nothing involves consistent saving, disciplined spending, and strategic investments. Begin by creating a budget to track expenses and identify areas for savings. Prioritize paying off high-interest debt and establishing an emergency fund. As you build a foundation, start investing in low-cost options like index funds, and focus on continuous learning and improving your skills for better income opportunities.

@SandraDave. 7 ай бұрын

Impressive insights! For beginners like me, managing and staying updated can be overwhelming. Are you an experienced investor or do you have a strategic approach for staying informed?

@hersdera 7 ай бұрын

Absolutely not, as I've closely tracked my portfolio's performance, witnessing a staggering $482k growth in just the last two quarters. This experience has taught me the secrets behind experienced traders' substantial gains in what might appear as unpredictable markets. Undoubtedly, it's been a bold and rewarding choice I made fairly recently.

@EdwinSolomon-zs3nz 4 ай бұрын

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

@hersdera 4 ай бұрын

Finding financial advisors like Margaret Johnson Arndt who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

@nicolasbenson009 4 ай бұрын

I appreciate this. After entering her full name into my search bar, her professional web page surfaced as the top result. Her impressive qualifications undoubtedly speak volumes about her expertise

@sugarcaneross 8 ай бұрын

It looks like my grandmother’s wallpaper giving me the advice I always wanted!

@kortyEdna825 7 ай бұрын

Nobody can suddenly become prosperous financially. Although they did the background work, we mostly see the ultimate product. Fear is a harmful factor that prevents us from making the courageous decisions we need to make in order to achieve our goals. You have to deal with things like inflation, the recession, Fed policies, and more. In just a few months, I was able to add $289k to my portfolio.

@rodrigo.971 7 ай бұрын

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

@batmanbillions 6 ай бұрын

Fear comes from many things. Fear of poverty, fear of society pressure...Marriage cost(bcz everyone is doin it), many many things...however i have overcome this..but still someday fatigued,,,fall 7 times rise 8 times...this i remember

@johnben9 5 ай бұрын

Creating wealth and gaining financial freedom isn’t as difficult as lots of people think. Through the right information, building wealth and staying financially stable forever is way easy. Investing is the only true way to earn a great income and staying wealthy forever..

@LizaPhilips 5 ай бұрын

The first step in creating wealth, is figuring out your goals and risk tolerance - either on your own or with the help of a financial advisor. If you can get the facts about savings and investing with a well detailed plan, you should be able to gain financial security over the years and enjoy the benefits of managing your income.

@geofferymichelle340 5 ай бұрын

You’re right! Working with a financial advisor will genuinely set you up for success in life. I’m glad I was able to hire a financial advisor “Natalie Lynn Fisk earlier this year since while others were complaining about the downturn, I was busy cashing out from my investment, eventually making over seven figures in the first quarter alone…

@johnphilip1 5 ай бұрын

Your advisor really seem to know this stuff. I found her web-page online when I google up her full names, read through her resume, educational background, qualifications and it was really impressive. I left her a note and booked a call session with her hoping she gets back to me soon

@sydneybencriscutto5086 8 ай бұрын

Wow. Your "identify your edge" portion could not be more true. This is absolute gold.

@abdullah-syed 7 ай бұрын

To figure out your personal edge, think of the scenarios/situations where people can count on you and they are confident that you can definitely solve the problem at hand. Really amazing podcast as not only it gave me the courage to embrace my poor looser self but also take advantage of it. Thank you for this truly practical piece of love.

@MattByron 8 ай бұрын

Buying back time is a great concept. LOVE IT!

@integrity411 7 ай бұрын

Love these. I can sit here all day and binge watch you guys talk about how you would start a business and actually break it down bit by bit. It's so amazing that we have access to this information, and I'm truly grateful there are people like you offering such golden information. These are my FAVORITE shows. I think the only problem I have is choosing one business and sticking to it until succeeding but if it doesn't work, do you keep working at the same thing or do you do something else and how do you know if you should stick to it or change courses because you have to have a little bit of delusion to stick to ONE thing and focus on it. I think that is what I'm battling right now...

@TheRussianGenius 6 ай бұрын

I think you should go with your gut. You start one business, and you CAN juggle two things at ones, but one thing should be the primary thing until that gets off the ground

@spankymcmuffin439 8 ай бұрын

This is a pure gem of a talk. Thank you!

@CoconutPete 8 ай бұрын

what is so great about it? halfway in and it's the same old advice... using the best case scenario of a single college aged person with no kids

@taric_112 8 ай бұрын

@@CoconutPete Well, what do you expect him to say? hand you a business plan that can make you a multi millionaire?

@thew3bguy 7 ай бұрын

This was a much needed talk for me at this point of life. Thank you Shaan!

@vrabuha 7 ай бұрын

You broke this down extremely well... everyone needs to understand the whole journey is in PHASES. Shaan has been through it and he shares valuable insight. I remember starting out in my early career phase and I would ALWAYS look for the A+ problems. That's the only way I "created luck" for myself. The more problems I would look at and try to figure out, the more my paycheck grew. Learn, absorb, study, AND execute. Give it enough time.

@coleswrrld7238 7 ай бұрын

This was a ridiculously actionable video. Millionaires will be created from this vid.

@neerajkulkarni6506 8 ай бұрын

Love this type of content. More stuff like this please

@boxofpleasure 5 ай бұрын

This is a fantastic talk, so well articulated with any BS..thank you

@neilquinn 8 ай бұрын

"You're starting from rock bottom, and that's a pretty solid foundation." Literally LOL'ed at that.

@PattycakesGaming 7 ай бұрын

Loved the story about your work at Twitch! What a cool mindset

@willmosley3215 7 ай бұрын

I'm 45 developing a startup. These ideas are amazing! Thank you so much!

@yashdes1 8 ай бұрын

The talk I didn't realize I needed

@startupbusinesscoaching 7 ай бұрын

Loved this thoughtful session, thank you. Subscribed!

@marctaylor1142 8 ай бұрын

This was so motivating, thank you.

@confidenceopeters 8 ай бұрын

Really great episode Shaan. Thanks.

@SideHustleLane 7 ай бұрын

Had to take notes on this one...!!!! I like that this is your own personal path. So much that can be learn and applied - or run with.

@Zevvoz 7 ай бұрын

This educational/advice content is so great (from a 25 y/o). I loved the Money Wisdom video too! Please keep it up!.

@thejanetz 8 ай бұрын

This is brilliant. Thank you!

@tinetsengwa 7 ай бұрын

The way Shaan worked that Shepherd ad in. 🤯 Too smooth. My king. Teach me your ways.

@Joelledford 8 ай бұрын

Just found this channel. Great content. Looking forward to more

@danielhuebsch2905 8 ай бұрын

Tactical and practical. Thank you!

@Umarthrottle 8 ай бұрын

Thank you Shaan this was really helpful, wish you the best.

@ztrrottweilers6383 8 ай бұрын

This video was amazing! Ty

@cheekypigg 7 ай бұрын

finally some real advice on youtube!!! thank you for this video it's super helpful.

@naseemsadiq9499 7 ай бұрын

Brilliant advice and thoughts. A very enjoyable listen

@adamthornell8968 7 ай бұрын

You never hear anyone telling people how to find what they are uniquely capable of. That’s awesome advice.

@beingintrinsic 7 ай бұрын

You are a high quality, solid individual doing great legacy work with your channel. I appreciate you and your choices. From my liminal shift from Learn to earn, I am a university for relational alchemy in one body. Getting up over and over, this video helped me identify some key stages. My heart is legacy driven and my business savvy is listening for the right lead product. Laughed because what you call design to be lucky I call designing pockets. If you don't design them you can fill them. For me I am motivated to design for others benefit, that was something I had to figure out how to use to design something sustainable. Feeling some relief from the journey with your straight talk :)

@crawlspider 2 ай бұрын

I have been hooked to your channel. Love the humor and all the insights that you both keep sharing.

@do_things 7 ай бұрын

Shaan this is amazing! I’ve listened to it 3 times now. I am actively pivoting into a high margin, service based consulting company in the waste industry of all places. Fits nearly all of your criteria and very valuable customers. Also - love the jamby’s sweatshirt! You exposed me to this heavenly brand a few years ago and since then I have purchased many items for friends and family 😂

@jackjarvis6607 7 ай бұрын

I’m very curious. What type of consulting in the waste industry?

@johnbates1714 5 ай бұрын

How is this going for you?

@faizahshayk 7 ай бұрын

that was insane value for a 30min video, thankyou

@peace-1712 7 ай бұрын

Truly entrepreneurial tips! I do many of them but consistency is the key.

@stephengardner5283 Ай бұрын

This was absolutely brilliant. Thank you so much.

@shamaridavenport5852 8 ай бұрын

Love the channel✊🏽

@Afterlifesonixs 7 ай бұрын

Wow this is gold . Thank you

@bigunhettiarachchi853 7 ай бұрын

Watched this twice and still I have a lot to take from this. ❤

@AddieMcD 8 ай бұрын

So great. Love the shirt.

@Bacosil 8 ай бұрын

Thanks a lot for this, took down 2 pages of notes from this one.

@user-py8qg8yt1h 8 ай бұрын

let's take this challenge up a notch, instead of a 25-year-old, you are a migrant single mum over 45, how would you do it?

@alixqureshi 8 ай бұрын

He said it at the start - the same thing. You’re starting at day 0 regardless

@mefisto05s.20 8 ай бұрын

Let's take this up 2 notches, you are a ghost that can't can't interact with physical world, how would you do it?

@samgebhardt5135 8 ай бұрын

What lights you up? I know it's hard, you've been fighting off the wolf's and winter.. but what did you do as a kid you were so excited about?

@geraldlofton 8 ай бұрын

84,000 per month for 12mo=1M ✅

@evelincosta1449 8 ай бұрын

Ohhh I like that!! I’m 48 Starting over!

@kemalsen116 Ай бұрын

Absolutely amazing video

@temgmail3963 7 ай бұрын

You are a gem sir like a father I never had ❤

@rosst3277 7 ай бұрын

That was brilliant! Thanks Shaan 👌

@alexjoh13 8 ай бұрын

Valuable insight as always Shaan! Starting to work on my content in english now.

@billestersdough 8 ай бұрын

Love the 70s Elvis glasses in the thumbnails Shaan

@yashkhelkar 26 күн бұрын

Absolutely a gold mine of ideas video love it !!

@CoachMarkspeaks 7 ай бұрын

This episode should be pinned at the top of whatever platform people are coming to consume this podcast. One of the most essential episodes ever

@rafaelparanaiba401 5 ай бұрын

Thanks for this insightful video, Shaan. At 35 I'm not wealthy but definitely proud of where I am. Your discussion about finding one's edge struck a chord with me, especially as I consider launching my second business. It reminds me of Scott Adams' perspective in his book. Your content is not only relatable but also motivating. I don’t remember feeling this fired about a video for some time 😂🔥 Keep up the great work!

@user-hv7fl9ie2y 7 ай бұрын

Accurate proven tips. Great work, thank you.

@NextLevelFarmerDotCom 5 ай бұрын

Awesome big-picture insights and life advice!

@akhileshakhil4390 7 ай бұрын

content like this makes me to come back to this channel/podcasts again.

@shellywhite2145 7 ай бұрын

Thank you for the concise and to the point update, of the elements that mainstream media and the likes don't focus on... I’ve been trying to grow my portfolio of $240K for some time now, my major challenge is not knowing the best entry and exit strategies ... I would greatly appreciate any suggestions

@shellywhite2145 7 ай бұрын

well said, mind disclosing info of your advisor please? I see no other way to maneuver steady profit and steer off losses in today's market affected by economic policies, hence I'm in line with seeking expertise assistance

@Technique1995 8 ай бұрын

Thanks Shan

@hashamshafqat 7 ай бұрын

Network with people who are on the same goal Solve a+ problems. Create content no matter what. Build digital service business for local service businesses. Pitch: If I give you x customers per month how much are you willing to pay? Sell Business at some multiple. Acquire high level knowledge Network with smart people In last go for nobel missions

@catmiaoow 8 ай бұрын

Amazing as usual 🎉

@MicahSimpson 7 ай бұрын

Absolute gold! Thank you! 👊🏻

@PlumbingSecretsAndTricks 3 ай бұрын

This is the rich friend that I don't currently have yet. It's great to be able to hear the thoughts and perspectives of someone so successful. I love the internet

@15nate 6 ай бұрын

It’s funny how a video like this only has 23 likes…this is absolute distilled gold! 🔥

@victorvarnado 8 ай бұрын

This is great. Thanks!

@jasoncharles83 8 ай бұрын

Thanks 4 dropping those jewels!

@harshana451 7 ай бұрын

Thank you. This is great!

@daggerthree 7 ай бұрын

1) Not entirely confident that there's zero competition for "marketing for nursing homes" or something similar--either there is some competition or it may not be an attractive segment at all 2) a 10k monntly retainer seems awfully rich for such a small business 3) agencies are hard to sell especially when the principals (you) is the reason the agency is succssful in the first place. 4) If you're hiring overseas or not, your margins aren't exactly 90%; it's only the case when an individual takes on the work himself. The service or agency business itself matters. Mainting a website is a low montly retainer. If you're doing media buying that's a percentage of media spend or a flat fee--either of which would be low for small businesses or startups. Creative/design services are billed as one off services unless you adopt subscription on demand service but aagin, this isn't a 10k month business for small companies or startups.

@carmelgrace6402 7 ай бұрын

Incredible! Thank ypu for this inforamtion

@WyattMoss 8 ай бұрын

So many killer points in here🥇

@OdyBoja 8 ай бұрын

Thank you.

@theTenorDrummer 8 ай бұрын

Great stuff!

@stewstyle 7 ай бұрын

Unreal video! So. Much. Value.

@syz3981 8 ай бұрын

Is it just me or do others find the pods/vids when Shaan or Sam are solo are much more enjoyable then when they are together?

@tinetsengwa 7 ай бұрын

All three, including when they have guests are great. When they are together they're hilarious. I think you like this more because when they are alone it's more of an instructional video.

@tobyimah4960 7 ай бұрын

Well said. What a great MAP!

@dailynod 8 ай бұрын

I can't believe we get this fire for free. Thanks, Shaan, and sending best wishes to Sid Sam!

@abdulbasitbello2381 8 ай бұрын

Me too!!! How his he allowed to say all these things?🤯

@Chris.......... 8 ай бұрын

It’s not free

@bevanmottram20 6 ай бұрын

Great content, thank you brotha 🙏🏻

@matdanleydan3889 7 ай бұрын

Banger episode Shaan!

@sashaman1234 7 ай бұрын

Bro Shaan this content is epic. Keep it going please

@CoconutPete 8 ай бұрын

halfway in and haven't heard anything new that isn't already out there.

@wildhorsemusic1111 7 ай бұрын

Subscribed! Just found your channel. Going through your back catalog

@TheRussianGenius 6 ай бұрын

The service agency is interesting. I'm in Denmark, and I am optimistic there's companies that would pay those amounts, and I'll try

@ismaelo6232 8 ай бұрын

Amazing !!!

@jessecarroll9554 3 күн бұрын

Im really glad i found your channel ❤

@nunyabees.3587 3 ай бұрын

Your content is phenomenal. So much value! How have I not known about this channel before and how is it that it isn't getting 7-8 figure views and subs???!! Matter of time if you keep dropping these jewels.

@imrankhansaami 7 ай бұрын

Learn, earn and legacy framework 3:11

@Movincool54 5 ай бұрын

Amazing content! I'm glad I found you guys. I'm a 38, self trained developer and I definitely made all of these mistakes lol. Live and learn

@digitalsoulopreneur 7 ай бұрын

Thank you shaan

@tammiesspark 5 ай бұрын

I love that hoodie

@haziballoons2160 7 ай бұрын

Thank you

@nassersnoop6445 7 ай бұрын

subscribed and liked at at minute 22. you really cooked on this one Shaan!

@TheBruceKeller 8 ай бұрын

What most of the people really want to know is how to become a millionaire without doing much work. The hard truth is that's like a 1 in a million thing. Even with hard work and hustling you're not guaranteed success, but it really increases your chances and opportunities for luck.