MY EXPENSES AS A JUNIOR DOCTOR | How Much I Spend As 26 Year Old Doctor (In The UK)

Рет қаралды 82,382

Күн бұрын

Hey guys, I recently made a video where I broke down my payslip and how much I earn as a junior doctor in the UK - from this I had lots of questions asking about my expenses as a doctor. In this video, I break down how much I spend as a UK doctor, I detail most of my big expenses and talk about how much I could be saving monthly.
These expenses include rent, car related costs, professional medical expenses, bills and my social expenses. Towards the end of the video I look at how much I could save by comparing my spending to my take home monthly pay.
I hope you enjoyed this video, if you're not subscribed to the channel make sure you SUBSCRIBE to join the team: / @kiran.morjaria
Timestamps
00:00 Intro
00:56 Rent
01:22 Car Expenses
02:34 Doctors Expenses
03:56 Bills
04:49 Social Expenses
06:31 Totals
06:58 Missing Expenses
07:44 Outro
Check out my other popular videos:
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Connecting with me
📸 For quick questions - reach me on Instagram @kiran.morjaria
📧 For collabs/longer enquiries - email me at anotherindiandoctor@gmail.com
📸 Instagram - / kiran.morjaria
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⚡️Video shot using:
• Canon G7x
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⚡️Music from KZfaq Studio
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⚡️About Another Indian Doctor
My name is Kiran and I'm a junior doctor (GP trainee) and comedian. Finding information about your health can be overwhelming, boring and unreliable as you scroll through pages of sites trying to sell you essential oils to cure that pain in your elbow. I'm hoping to empower people to understand more about their health, but also to make it easy and fun to watch. I hope you enjoy my videos and that they can help you achieve a different outlook on your health and I'd love to hear from you on Instagram (@anotherindiandoctor).
Disclaimer:
This video is accurate to the best of my knowledge and is for information only and should not be used for the diagnosis or treatment of medical conditions. The words and other content provided in this video, and in any linked materials, are not intended and should not be construed as medical advice. If the viewer or any other person has a medical concern, he or she should consult with an appropriately-licensed physician or other health care worker. Never disregard professional medical advice or delay in seeking it because of something you have seen in this video or in any linked materials.

Пікірлер: 235

@Kiran.Morjaria 3 жыл бұрын

This was an interesting exercise for me too, and I enjoyed making this video! Let me know what you thought in the comments guys, and make sure you're SUBSCRIBED to join the team: kzfaq.info/love/828i7E7He3PWOIIhVjqeWA

@movielover702 3 жыл бұрын

How difficult is Plab exam? bro

@rohitlokare9888 3 жыл бұрын

When is UKMLA going to replace the PLAB??

@anishakhan9687 3 жыл бұрын

@@rohitlokare9888 2024

@rohitlokare9888 3 жыл бұрын

@@anishakhan9687 are you sure??

@anishakhan9687 3 жыл бұрын

@@rohitlokare9888 yes it was scheduled from 2022 but due to this pandemic it has been decided from 2024.

@hridhayprit5571 3 жыл бұрын

It's not often that you find videos like these which are very transparent when it comes to monthly expenses and savings per month. Thank you for making it, it's quite informative. Cheers!

@Kiran.Morjaria 3 жыл бұрын

Thanks Hridhay, it was also interesting for me to make so I’m glad you find it useful! Let me know if there is anything else you’d be interested in seeing

@ladyp4387 Жыл бұрын

@@Kiran.Morjaria Dr. Morjaria your voice is very calming and pleasant. Your transparency is admirable. Well done 🙌🏻

@DrSciaticaMD2B 3 жыл бұрын

You know I just finished watching an Ali Abdaal video and I'm getting that same feeling of 'honesty' and 'being upfront'. I really enjoyed watching this video and it taught me something for my own KZfaq channel. Keep up the great work, Im sure this channel will blow up soon!

@Kiran.Morjaria 3 жыл бұрын

Thanks man, I really appreciate this comment. I spend a lot of time making these videos so these comments are so great to read! Stay safe

@DoctorAmedicine 3 жыл бұрын

Congrats on getting that 1K brother! Let’s get that 100K next!!💪🏽

@Kiran.Morjaria 3 жыл бұрын

Aha a way off yet! But thanks man ✌🏽

@FacT-Xx 3 жыл бұрын

@@Kiran.Morjaria can u both make a side by side comparison of expenses nd salary

@varijakoppolu25 3 жыл бұрын

Thank you making this video! Really well explained! 👏🏽👏🏽

@Kiran.Morjaria 3 жыл бұрын

Thanks Varija, appreciate it!

@nishadhokia1249 3 жыл бұрын

What an excellent explained video for forthcoming new doctors 👌🏼 Very sensible and down to earth at age 26.👏🏽

@Kiran.Morjaria 3 жыл бұрын

Thank you 🙏🏾

@thehemantvashisth 3 жыл бұрын

👌👌👌one of the best you tuber i ever met. Good human being with good sense of humor😂 Thankful for your videos hope it will help all those medical students and young doctors who want to shift in England in their future. Keep it up buddy✌️❣️

@Kiran.Morjaria 3 жыл бұрын

Thanks man, I appreciate your comment 💪🏾

@drbachancadhikari9080 3 жыл бұрын

Informative😍 Thank you!😊

@Kiran.Morjaria 3 жыл бұрын

Thanks man!

@Earning331 3 жыл бұрын

Absolutely you are like icy on the cake in youtube such a helpful information , meet you after some years kindly wait for me ..love you man

@Kiran.Morjaria 3 жыл бұрын

Thanks man 🙌🏾

@user-gt8iq2rf9l 3 жыл бұрын

Very useful video! Thanks!

@Kiran.Morjaria 3 жыл бұрын

Thank you!

@drtatiana7855 3 жыл бұрын

Love it ❤️ . Thank u

@Kiran.Morjaria 3 жыл бұрын

Thanks Dr Tat!

@LwaziMM 2 жыл бұрын

Randomly popped on my watch page, doctors don't really earn a lot in the UK or anywhere in general. But I still are definitely considering the NHS & UK, because of the quality of life medics have there. Great video and very transparent.

@Kiran.Morjaria 2 жыл бұрын

Thanks Lwazi! Which country are you from?

@LwaziMM 2 жыл бұрын

@@Kiran.Morjaria South Africa.

@zyadstorm Жыл бұрын

Lol

@11_Eleven_12Tweleve 2 жыл бұрын

First time i came across an honest video. 👏

@Kiran.Morjaria 2 жыл бұрын

👌🏾👌🏾👌🏾

@ip2489 3 жыл бұрын

Wow you're blessed brother!

@Kiran.Morjaria 3 жыл бұрын

Thanks man

@mahamudkhalif4289 Жыл бұрын

Thanks for this Kiran. I have really enjoyed it. I will be moving to Manchester end of the year from overseas. This video was very informative as my take home pay is exactly as yours. I now have a rough idea on how my expenses would look like. Thanks

@rub9729 3 жыл бұрын

thanks for making it!

@Kiran.Morjaria 3 жыл бұрын

No problem!

@sandeepjuneja5716 3 жыл бұрын

Thank you. Very informative.

@Kiran.Morjaria 3 жыл бұрын

Glad it was helpful!

@209roopeshts7 3 жыл бұрын

So informative❤️.. Planning to relocate to uk.

@Kiran.Morjaria 3 жыл бұрын

Thank you, look me up when you’re here!

@lakajaksin 3 жыл бұрын

Very informative. Thank you

@Kiran.Morjaria 3 жыл бұрын

Thanks for watching!

@salarsalamati7230 2 жыл бұрын

It was a really informative video. Thanks

@Kiran.Morjaria 2 жыл бұрын

No problem!

@Yukti_Rao 3 жыл бұрын

This video was much needed for all Indian doctors planning to go to UK later

@jayanth7979 3 жыл бұрын

Do u advise them to go uk after mbbs

@JordanReed1 3 жыл бұрын

Could you do a payslip breakdown for your F1/F2 years? Really appreciate the content, surprisingly hard to find this kind of info

@Kiran.Morjaria 3 жыл бұрын

I couldn't find any of my payslips (lol) but if I do find one I'll try!

@JordanReed1 3 жыл бұрын

@@Kiran.Morjaria awesome thanks, kind of blew my mind when you said 40k didn't think we'd get anywhere near that straight out of med school

@lolamurray4878 2 жыл бұрын

@@JordanReed1 you definitely wouldn't- he's a gp:)

@agonyall3206 3 жыл бұрын

I love your transparency!!! Keep up the good work too

@Kiran.Morjaria 3 жыл бұрын

Thanks Agony All 👋💪🏾

@tanweerahmad73 3 жыл бұрын

Inspiring video thnks man .often been misinformed that junior docs earn v less in uk ..

@Kiran.Morjaria 3 жыл бұрын

Thanks Tan, appreciate it!

@angurcouk9761 3 жыл бұрын

The honest and really a good doctor

@Kiran.Morjaria 3 жыл бұрын

Thanks Angur

@Tahayagmur68 2 жыл бұрын

As a Turkish med student who is considering to move to UK and be part of NHS system your videos have helped me a lot. Huge thanks to you 🙏🏻

@Kiran.Morjaria 2 жыл бұрын

👏👏

@zlashmaxima257 3 жыл бұрын

When i was 25 i made roughly around usd 35k per month, and it was 6 years ago. Never been good in formal education, my grade is always low but im very grateful to be where im at rn. I'm entrepreneur got no other choice except to do whatever u can lol if u're in my shoes. But thanks for the information my gf is a junior doctor in CA its pretty similar with yours in UK

@Kiran.Morjaria 3 жыл бұрын

Appreciate you sharing!

@FrankLucas-eq1os 2 жыл бұрын

Man.. I love your videos...

@Kiran.Morjaria 2 жыл бұрын

Thank you!

@musscape7386 3 жыл бұрын

Hi Kiran thank you for making such an informative video. I have got a question. If after my internship at my country,I get GMC registration via MRCProute instead of PLAB then which training rank will I fall into like FY,CT,ST(1-8)?

@Kiran.Morjaria 3 жыл бұрын

I’m actually not sure - sorry I can’t help with this! Thanks for watching

@jyotirekha6999 3 жыл бұрын

I have been watching your videos recently, and as you are staying in Manchester could you please guide as regarding air B and B Costs.i am planning to come to Manchester from India for 2 weeks, for my daughter’s treatment at OT Manchester as she has been diagnosed with cerebral palsy. It would be very helpful.

@lesleyhubble2976 2 жыл бұрын

Wow your doing brilliantly, only 26 look how much you have achieved in your young life. Well done and keep happy

@Kiran.Morjaria 2 жыл бұрын

Thanks Lesley 😁😁

@londonpharmacistnetwork6707 3 жыл бұрын

Lovely video

@Kiran.Morjaria 3 жыл бұрын

Thank you!

@vaishalivaghela5295 Жыл бұрын

Nice video Dr Kiran.

@Kiran.Morjaria Жыл бұрын

Thanks!

@reenaacharya3338 3 жыл бұрын

Thank you for the informative video. I wanted to ask if there is any fees for the training program? For example pg in India is quite costly, is there any fees for such in UK?

@Kiran.Morjaria 3 жыл бұрын

No fees for training but you have to pay to sit exams and an annual fee for GMC registration (but this is not expensive)

@wm9669 Жыл бұрын

I am not a doctor but really enjoyed this video. Thanks.

@Kiran.Morjaria Жыл бұрын

Thanks dude

@diadeo2219 3 жыл бұрын

i actually took notes bc GK of life right there.

@Kiran.Morjaria 3 жыл бұрын

Nice

@TheDreamRiver 3 жыл бұрын

Now that I have seen the other side of the equation - your expenses - I realise that your pay isn’t as low as I have thought after watching your last video. Renting a 2-bedroom flat for £1,040, and a car parking space for £60? I’m paying HK$24,000 (roughly £2,400) for my 2-bedroom flat and HK$4,000/£400 for a car parking space every month! Thanks again for your sharing!

@Kiran.Morjaria 3 жыл бұрын

Thanks to you for sharing too, that's interesting! In London prices are similar to what you're paying, in the north of England things are cheaper for sure

@haychi9206 3 жыл бұрын

as someone living in london this makes me want to move to manchester haha so cheap!!!

@Kiran.Morjaria 3 жыл бұрын

Come and move here, the centre has actually changed into a mini affordable London

@MASTERASSASSINORIGINS 2 жыл бұрын

Thank u for inspiring me to become a doctor 😊 😃 😀 😄 😁

@Kiran.Morjaria 2 жыл бұрын

Awesome 👏

@Kiran.Morjaria 2 жыл бұрын

How old are you and which country?

@Abi_ebenezer Жыл бұрын

Hi Thank you so much for your video. I am currently applying to work as an FY1 in 2023. May I ask how much did the work VISA costs when you applied for it? And in your take home pay, was it after income tax and national insurance?

@Kiran.Morjaria Жыл бұрын

Hey I’ve got no idea sorry, and yes take home pay is after income tax/NI

@jubriloderinde637 3 жыл бұрын

What camera do you use pls? And how do you get such good quality? :)

@Kiran.Morjaria 3 жыл бұрын

I use a canon G7X mkii - thank you 😁

@eftierhossain1197 3 жыл бұрын

Sir please make a video about how to be a doctor in UK...I mean after MBBS what one has to do to get a job in UK

@ayemonkhan8949 3 жыл бұрын

It's already on KZfaq if you want you can watch it

@twomenandaboat8681 2 жыл бұрын

Nice video - but just wondering why you have not included your Royal College fees in your monthly payments? As that’s often a significant amount of money.

@Kiran.Morjaria 2 жыл бұрын

Good point, should have included this as it's hella expensive

@VenReacts 3 жыл бұрын

Where did you buy the lamp in the back? It’s sick

@Kiran.Morjaria 3 жыл бұрын

Cheers Ven, I'm actually not sure we've had it for ages!

@vichuang1480 3 жыл бұрын

I'm imagining how much you could save if you had a bike instead. Is cycling viable where you live?

@Kiran.Morjaria 3 жыл бұрын

That’s actually a great idea, for sure it would be. But the convenience of having a car, to be able to visit friends and family and generally leave later is so good. Also I enjoy driving (although agreed it’s a massive expense).

@busragozaydinoglu484 3 жыл бұрын

are the courses for residents always paid by the hospitals or is it special for your deanery? thanks for the detailed video! helped me a lot!

@Kiran.Morjaria 3 жыл бұрын

Not always, my deanery has unlimited study budget for doctors in training so all the courses are free, but it varies!

@nanat9178 6 ай бұрын

Hi 👋 could you please make an updated video for 2024 ? As after the cost of living crisis the expenses might have increased drastically and this is before that time

@Kiran.Morjaria 4 ай бұрын

My expenses would be through the roof now

@itsg1stfulol 2 жыл бұрын

what did you do after a levels and what age did u start n how long did it take u to be a doctor

@yinkasalome 3 жыл бұрын

youhave a new subscriber!

@Kiran.Morjaria 3 жыл бұрын

Eyyy thank you

@yinkasalome 3 жыл бұрын

Hey Kiren throw in your IG handle if you dont mind😂

@evilzzzability 3 ай бұрын

Do you have a more recent update? It's one thing for so many junior docs to moan about their wages, but they just at the start of a career path that will lead multiplies of their current income. High salaries come with more experience and knowledge, no matter what field you work in or how highly qualified you may be. You still need to put in the work in the actual workplace.

@dr.arifurrahman902 Жыл бұрын

Hello, is this calculation from total salary of month or after monthly tax deduction?

@danielalvarezcosme3757 Жыл бұрын

Hi Kiran, May I ask how much your groceries expenses increased in the past months ? 100 pounds per person seems very little to me. I live in Glasgow. Cheers

@Kiran.Morjaria Жыл бұрын

It's probably still pretty similar to this?

@atthelord 2 жыл бұрын

Man this is quite insightful. Though by comparison, London is somehow nearly twice as expensive 😓 Rent is nearly twice even in moderately priced suburbs, food (takeaway/delivery/eating out) is generally considerably more expensive too. Issue with housing in my case is that the cheaper stuff is usually 45 min- 1 hr away from work. That is back breaking to do twice a day. Either that, or you end up staying in dodgy parts of town, which isn’t the safest thing to do.

@Kiran.Morjaria 2 жыл бұрын

Yeah I’ve heard this, that even with paying the higher rent in London it’s so big that there’s still a commute!

@Kiran.Morjaria 2 жыл бұрын

Thanks for sharing dude

@keziahosei5027 3 жыл бұрын

After you graduated how many years did of training did you do to start working

@Kiran.Morjaria 3 жыл бұрын

5 years at med school and then start working. I’ve worked for 4 years post graduation

@sreeranjmenon4129 3 жыл бұрын

Good vid bro can u tell me if doctors coming to uk can have a good house and car and life comfortably by atleast 35yrs of age?

@Kiran.Morjaria 3 жыл бұрын

Hey man, thanks for the comment and definitely. As a doctor in the UK you have a really good quality of life, and should have decent savings by age 35!

@sreeranjmenon4129 3 жыл бұрын

Thank u😊

@sairishikeshvs1817 8 ай бұрын

Hi kiran good video! I have a question regarding psychiatry training in the UK, if possible please give me a response.. I have a question regarding psychiatry training, pls give me a response if possible. Is it true that during core training or Speciality training , trainees are required to move from one region to another every 6 months ? Or can we just choose a town/city and get the three years of training in the same place itself but maybe in different medical centres every 6 mnths? Also does ur MSRA score decide where u get placed? Like for eg. if i have a higher M SRA score, can i choose where i want to get trained? There’s confusion regarding this. Please throw some light🥹 How have u managed to stay in Manchester throughout ur core training? Weren’t u asked to move regions/cities?

@Kiran.Morjaria 4 ай бұрын

So sorry it's taken so long, but - a higher MSRA score will give you priority over where you have ranked, so better score = more likely to get an area that you want - for psychiatry you will move around a region, some regions are big and you need to move, some are smaller and you can commute For GP training (which is what I did) you're in one place for the whole three years! So no moving thankfully

@sairishikeshvs1817 4 ай бұрын

@@Kiran.Morjaria Thanks for the response 😊

@ganjamozart1435 2 жыл бұрын

Love your channel, just matter of fact information, not the usual 'oh look at me I'm a doctor, I'm so amazing BS'.

@tulikamaitra6422 3 жыл бұрын

After mbbs from India. After clearing plab nd all exams can I only study as a core trainee and then return to India? Is that degree from UK valid in India?

@badushathahir5263 3 жыл бұрын

Yes. When you finish your core training you usually also finish your MRCP/MRCS or which ever you are enrolled in that's equivalent to getting apg in India

@thegooddoctor5450 3 жыл бұрын

How was ur experience of residency in UK ?

@tulikamaitra6422 3 жыл бұрын

@badusha thahir... So core training consists of 3-4 yrs right?

@athelstan5794 3 жыл бұрын

kinda curious why do u need a car if u live in the city centre or near it?

@Kiran.Morjaria 3 жыл бұрын

To get to the hospital it’s much easier, also for going home, going shopping and travelling to comedy gigs

@tamukachikanyairo9792 2 жыл бұрын

I will be in Manchester soon but I dont want to live in CBD which places do you recommend

@Kiran.Morjaria 2 жыл бұрын

Didsbury!

@VenReacts 3 жыл бұрын

Manz taking £1.3K and bagged 1K subs that’s my doc right there💯💯💯💯

@Kiran.Morjaria 3 жыл бұрын

Thanks man!

@advikkaridhy6301 3 жыл бұрын

Did you enter gp training or in fy2 ??

@Kiran.Morjaria 3 жыл бұрын

Foundation and then GPST

@khanharisfrd 3 жыл бұрын

Hey there i am a junior doc here in india, i have a family , want guidance for uk

@_jianthuilungkamei_3643 Жыл бұрын

🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥

@annuraj6500 3 жыл бұрын

Hi dear. I am planning to work in the UK after my MRCP. So what kind of salary can i expect ( after deducting taxes) if i join there after MRCP? What post will i be eligible for?

@Kiran.Morjaria 3 жыл бұрын

SHO, and around £50k

@Kiran.Morjaria 3 жыл бұрын

Before tax

@TulikaWolv 2 жыл бұрын

At age of 26 ,u earning working so early,then when u get in medicine at age of 16?

@hk_200k Жыл бұрын

We all need a piggy bank for a car. Around 8000 every 4 years (assuming not a really expensive car?), that's 2000 a year, or 166 a month... or 5 pound a day.😂 It's so expensive having a car.

@easymed1015 2 жыл бұрын

Can you make more gp vidoeos in training thanks

@Kiran.Morjaria 2 жыл бұрын

What specifically ?

@hmi1750 2 жыл бұрын

your car expenses missed off the depreciation and service costs, road tax etc.

@nallabothulaparamesh3615 Жыл бұрын

What is the fee for fy1 student for international students

@Kiran.Morjaria Жыл бұрын

no fee

@vascularlab 3 жыл бұрын

Kiran do you pay council tax?

@Kiran.Morjaria 3 жыл бұрын

Yes! It's in the video under 'Bills', about £160 per month

@hkdriver1899 3 жыл бұрын

Im a Indian overseas junior doctor completed my mbbs degree in philippines and completed my internship in india. If come to uk to get a junior doctor job. I needed to attend the fy 1 and 2??

@Kiran.Morjaria 3 жыл бұрын

You can join as ‘Junior Clinical Fellow’ - a non training equivalent of FY2

@pratikwaghmare3441 3 жыл бұрын

What do you think about the future of doctors in 2050? Many studies tells that robots will replace doctors . What's your opinion sir ? Please answer the question.

@Kiran.Morjaria 3 жыл бұрын

There are so many things Doctor may be able to do, but many they won’t be able to do (mostly communication based which is a huge part of the job), so I think they’ll help but not replace

@dhivyavarshini7600 3 жыл бұрын

Where u did mbbs?? In India or uk???

@Kiran.Morjaria 3 жыл бұрын

@tanweerahmad73 3 жыл бұрын

What wud an SHO earn just after plab 2 .

@Kiran.Morjaria 3 жыл бұрын

Around £40,000 per year

@deepakkumarramesh1508 3 жыл бұрын

If I may ask, are you currently living in a Rent-to-buy apartment? After few years, this apartment will belong to you?

@Kiran.Morjaria 3 жыл бұрын

No just renting, although we’ve just bought

@deepakkumarramesh1508 3 жыл бұрын

@@Kiran.Morjaria Congratulations, mate! :D

@Kiran.Morjaria 3 жыл бұрын

@@deepakkumarramesh1508 thanks man

@bhaargavanand7928 3 жыл бұрын

How much a doctor would be earning during 1. FY2 2. CT 3. ST ??

@Kiran.Morjaria 3 жыл бұрын

Hey Bhaargav, approximately: FY2 - £40,000-45,000 (I was on £44k) CT/GPST - £45-55,000 (I’m on £49,700) ST - up to around £70,000 (slowly increases from ST3-7)

@bhaargavanand7928 3 жыл бұрын

@@Kiran.Morjaria Thank you for the reply doc😇

@bhaargavanand7928 3 жыл бұрын

Take home money would be just 70% of it right??

@Kiran.Morjaria 3 жыл бұрын

@@bhaargavanand7928 No worries man, make sure you’re subscribed and notifications on as I’ve got a good one coming out tomorrow! After Tax, NI, Loans, Pension it’s usually around 60%

@france_tamilponnu 3 жыл бұрын

it seems very costly in UK

@Kiran.Morjaria 3 жыл бұрын

It can be in the cities! Outside it’s less expensive

@tirthankarsingh8776 3 жыл бұрын

My brothers expenses-90% on girlfreind and 10% home. 😂He literally can live in rags but he want a gf and spending on any girl he find's

@Kiran.Morjaria 3 жыл бұрын

Lol!

@AG-so4gl 5 ай бұрын

50 30 20, works for me

@jamesoriordan1742 3 жыл бұрын

Mobile Phone bill?

@Kiran.Morjaria 3 жыл бұрын

Forgot to add this!

@CrowdControl2K8 3 жыл бұрын

Wait till the kids and mortgage comes. :O

@Kiran.Morjaria 3 жыл бұрын

That's what I'm saving for! Mortgage is not too bad to be fair, as we're paying so much rent

@CrowdControl2K8 3 жыл бұрын

@@Kiran.Morjaria Hey Kiran, you're doing very well. You are just starting out and have saving ability. It'll all fit into place in the soon. Big thanks for sharing this info with us. I would be proud if my kids done what you have done. :)

@Kiran.Morjaria 3 жыл бұрын

@@CrowdControl2K8 That’s so kind, thank you so much

@abdullahjacobs6908 Жыл бұрын

My rent is r600

@helenmwanza2374 Жыл бұрын

Was Manchester your first choice?

@Kiran.Morjaria Жыл бұрын

Yes!

@jakermaker6872 3 жыл бұрын

How is your insurance so low? I’m 25 and its £6000 a year...

@Kiran.Morjaria 3 жыл бұрын

Car Insurance!? That's crazy, what car do you have!??

@jakermaker6872 3 жыл бұрын

@@Kiran.Morjaria I know right! It's a 2015 335i BMW.

@Kiran.Morjaria 3 жыл бұрын

@@jakermaker6872 maybe because the engine is so big? 3L?

@moinulkarim65 3 жыл бұрын

Is it just mee or he speaks like Jay shetty?

@Kiran.Morjaria 3 жыл бұрын

That is the highest compliment

@beastgaming8355 3 жыл бұрын

Are u still indian citizen or not ?

@Kiran.Morjaria 3 жыл бұрын

Never was

@jaykevan5120 3 жыл бұрын

Is your car paid for?

@Kiran.Morjaria 3 жыл бұрын

Car is paid for

@Samayga 2 жыл бұрын

So there also we have to live like underdogs… salary is very less

@KK_crank 2 жыл бұрын

Which country are you from ?

@Kiran.Morjaria 2 жыл бұрын

Indian, born in England

@finediamond1 5 ай бұрын

Can u please redo this video in 2024?

@Kiran.Morjaria 4 ай бұрын

My expenses now are through the roof lol

@seithlugolobi2346 3 жыл бұрын

Saloon coz you guys visit barbers every week

@Kiran.Morjaria 3 жыл бұрын

Hahaha how did you know

@sajidhasanzada6928 3 жыл бұрын

“Theoretical saving”🤣

@Kiran.Morjaria 3 жыл бұрын

Yep, theoretical saving!

@AkhandanandTripathi-hf9bl Жыл бұрын

How much you earn as junior doctors

@Kiran.Morjaria Жыл бұрын

I have a whole video on this

@18Ram 3 жыл бұрын

dont really care about that..are the nurses easy?

@Kiran.Morjaria 3 жыл бұрын

Oh Tom

@carolinepritchard3842 2 жыл бұрын

Your rent is my mortgage 😲

@Kiran.Morjaria 2 жыл бұрын

😟

@AkhandanandTripathi-hf9bl Жыл бұрын

And where are you from by birth

@Kiran.Morjaria Жыл бұрын

Stoke on Trent

@raywiliamjohnsonsdad Жыл бұрын

What in God's name is a TV license

@Kiran.Morjaria Жыл бұрын

Lol so in the UK we need to pay the BBC for things like the BBC channels, iPlayer etc

@Kiran.Morjaria Жыл бұрын

It’s pretty much mandatory for anyone with a tv

@brodiekelton7436 3 жыл бұрын

Lovely 😍💋 💝💖❤️

@tmajormajor6292 3 жыл бұрын

Only fans subscription?

@Kiran.Morjaria 3 жыл бұрын

Hahahaha

@Luffy-ri2lp 2 жыл бұрын

Bruh 😂