"My" Filipina Stole"My" House, Part Deux - Philippines Expat

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Philippine Dreams

Philippine Dreams

8 жыл бұрын

Just a stones throw away from one "lost" foreigner's house is another that actually never was. Warnings and dangers in the Philippines!
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This channel is an attempt to chronicle my life and adventures since arriving in the Republic of the Philippines on November 26, 2013. This is my first time taking video and editing, so please bear with the process. Hopefully, I will get better over time!! I hope you enjoy the videos and get something out of them. More episodes will be arriving over time so subscribe if you want to receive updates. Also be sure to check out our website over at www.myphilippinedreams.com
All our videos are taken using a Samsung S5, GoPro Hero 2 or Sony Cybershot DSC-WX300.
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Living budget Philippines.
Life in the Philippines.
Retire in the Philippines.
Foreign Expat in the Philippines.
Saving Money in the Philippines.
I Miss Good Cheese when I am in the Philippines…..

Пікірлер: 1 200
@ninjaroo882
@ninjaroo882 8 жыл бұрын
And the real irony? All of this could have been avoided with some common sense.
@sergeant64
@sergeant64 8 жыл бұрын
In many countries in Asia the contract is not worth the paper it is written on unless you can back it up (guns). I have friends that have made perfectly legal things where condos, houses or companies that have been co-owned or leased that have been lost. As long as you can pay your bribes you can process any documents, property transfer etc. You can not leave a business or property unattended and expect to find it in your possession when you come back.
@gregh7457
@gregh7457 7 жыл бұрын
The lucky ones walk away ALIVE
@crush5428
@crush5428 7 жыл бұрын
+greg true I have met 2 Americans that their wives tried to kill and know of a girl that killed her husband in Australia and got away with it by playing an abuse victim with no evidence of abuse.
@genogiordano3546
@genogiordano3546 7 жыл бұрын
Ninjaroo88 I've learned a long time ago common sense isn't all that common
@dennis.teevee
@dennis.teevee 7 жыл бұрын
you would think a 'doctor'/'dentist' would have some common sense...
@sherbieco
@sherbieco 4 жыл бұрын
It does not happen only to foreigners. It happened to a friend of mine who is Filipino and who had a live-in partner who he had met in a club. He had a house where she resided with him. Before he knew it, her relatives started to move in and took over. At his breaking point, he went to borrow the shotgun of a friend and went home and started by shooting the rifle somewhere and shouted “if everybody here does not leave the house within 1 hour, I will shoot you guys down”. That did the trick and drove out all the squatters. He was desperate and was successful to keep his house from being squatted on by his partners relatives.
@tedoverton7177
@tedoverton7177 8 жыл бұрын
Do not buy your new girlfriend a house. Do not build her family a new roof, new walls, new floor's, new water well. She is only your girlfriend as long as you are building things for her.
@davidsibert6674
@davidsibert6674 8 жыл бұрын
I have the money to help so, I have done those things to help the family. No, I have not and will not ever build a house. I agree with Mike at My Philippine Journey to help dig Gaile a well. Do only what you can afford. Don't ever expect anything in return. Things will not force anyone to love you.
@organicpanay2519
@organicpanay2519 7 жыл бұрын
They might stop loving Mike if they ask for something and he doesn't deliver!
@sandrarobles7887
@sandrarobles7887 7 жыл бұрын
+David Sibert you are right. like my american boyfriend he told me he want a big house but i told him i dont need a big house.. simple small house but full of love and respect inside. even no car its nice to walk together holding hands... find a woman that did'nt know how to demand. im so demanding but im just asking for pure love .. and honesty from him...
@justinjay2005
@justinjay2005 7 жыл бұрын
Ted Overton you are right.
@kimtuffin4743
@kimtuffin4743 7 жыл бұрын
Always make yourself more valuable alive than dead or around than not around.
@hammersandoval4624
@hammersandoval4624 5 жыл бұрын
Just cancelled my house and broke off my contact , your video open my love soak eyes. 👍👍👍👍👍🇺🇸
@jjohnsengraciesmom
@jjohnsengraciesmom Жыл бұрын
It does not always end badly but just be cautious and at least take on Facebook chat video zoom pr something
@joshbeck9761
@joshbeck9761 5 жыл бұрын
Good thing I met my fillipina through her auntie who was living in the United States, the first five months of our courting she never asked a dime from me. When we met in Philippines and got to know each other I stayed and asked her to merry me.
@johns1834
@johns1834 7 жыл бұрын
Hi Ned. Mike at My Philippine Journey recently told a similar story. This type of thing happens everywhere and not just in the Philippines. I recently separated from my cute little Colombiana wife, who for the last 2 years, has tried her damnedest to scam the crap out of me. I was love struck and ignored the "DANGER" signs, like; she was never happy unless she was receiving money or gifts, mysteriously lost her diamond wedding ring, wanted her own car, and wanted a house in her name. Fortunately, I made her sign a pre-nuptial agreement, never gave her access to my bank accounts, never bought her that car or house, and learned to say "NO". We Guys get blinded by our need for love and that makes us very susceptible to putting our trust and faith into someone who has other intentions. We have to trust our instincts and know how to "NO" and if she gets mad when you say “NO”, then get rid of her, quick. In the end, I consider myself lucky to have only lost a little bit of money and some time, but it could have been much worse. John
@DV-jo7us
@DV-jo7us 5 жыл бұрын
Some people come in your life as blessings, others come in your life as lessons.
@shanelodge391
@shanelodge391 Жыл бұрын
Stupid is as stupid does
@kennethedwards1677
@kennethedwards1677 7 ай бұрын
So many of us older gents are hardwired to be 'simps,' then a nasty breakup and/or divorce comes, and we question our attitudes toward women. None deserve to be put on a pedestal, while we, as men, self-ridicule and shame ourselves. As a man we should hold our woman accountable, no matter how good the sex. ;)
@henrychinaski2767
@henrychinaski2767 8 жыл бұрын
Off topic, the law of a foreigner not allowed to purchase land or property is good for the native inhabitants of the country. There's a place in Canada where most of the properties are owned by Chinese nationals & now the Canadians couldn't buy it back due to high cost in real estate value. It's happening now too in some parts of the US.
@mysticonthehill
@mysticonthehill 8 жыл бұрын
I am in agreement with you Henry. On the whole I do believe it does work out better and likely fosters less ill will from Filipinos.
@bloodandwinearered
@bloodandwinearered 7 жыл бұрын
That has always been my feeling. If Americans, French, Italians Japanese etc. could buy property/land... every inch of every inhabitable island would be sold and owned by a foreign national. I know I would own a few acers in Tagaytay. My house and lot would be between my German neighbour and my Finnish neighbour. However, I question if this would really be a bad thing for the Philippines. More tax revenue and people beautifying the place. Working toward getting the garbage off the streets and taking pride in their homes. I am really not sure.
@henrychinaski2767
@henrychinaski2767 7 жыл бұрын
bloodandwinearered Good point; but let's consider the locals or natives. Real Estate will rise astronomically and the locals will not be able to afford to buy properties. You wouldn't want that to happen in your own country.
@bloodandwinearered
@bloodandwinearered 7 жыл бұрын
Henry Chinaski While I see your point as the correct point of view, I still have been doing thinking on the matter. I hate to sum it up like this but... the problem with the Philippines is Filipinos. I would never put up with living among hungry people. as Filipinos do. I would work to make a difference. The truly poor, will not be buying any house or lot anyway. I think, perhaps, foreign ownership could change the PH for the better. I will continue to think about my position.
@mysticonthehill
@mysticonthehill 7 жыл бұрын
+bloodandwinearered In my observation filipinos that do have decent salaries have many dependents that they take care of and there is a lot of neighborhood meal sharing that goes on that might be missed from casual inspection. Mostly I think it is lack of affluency that keeps most from doing anything much the same way in other countries. It is easy to provide food/money when your not jeopardizing your own well being.
@SaltVinegar2010
@SaltVinegar2010 8 жыл бұрын
No one ever owns property no matter where you are. Everyone is just the temporary custodian of property. When you die someone else gets it & when you don't pay taxes on your own property then the government seize it.
@im_a_ukie8951
@im_a_ukie8951 8 жыл бұрын
Exactly..If you "own" it then you shouldn't have to pay taxes on it
@gregh7457
@gregh7457 7 жыл бұрын
where is the money going to come from to fix that pothole in the road outside your house. Workers are going to magically appear and fix it? Buy a small island somewhere, then you won't have to pay property taxes.
@fathimaalnaqbi3359
@fathimaalnaqbi3359 7 жыл бұрын
Very well said
@andevictorio5695
@andevictorio5695 7 жыл бұрын
greg h
@ianjohnson4228
@ianjohnson4228 7 жыл бұрын
Sheikh YOLO True words
@zunz2002hk
@zunz2002hk 8 жыл бұрын
He can at least file "ESTAFA" in the police station against this woman. This way she can't get a passport to travel overseas, more so to marry a foreigner because she needs an NBI clearance if she processes the fiancee visa in the future. These are the consequences she might pay in the future.
@jaysnider2203
@jaysnider2203 4 жыл бұрын
no he cant
@wasp1961
@wasp1961 4 жыл бұрын
She is also jailed until trail as Criminal Estafa is a non bailable offence
@kristinecanonizado217
@kristinecanonizado217 7 жыл бұрын
bad ass woman she scam the poor foreigner..dont worry what goes around will comes around..carma is the best revenge.
@marywagner3644
@marywagner3644 5 жыл бұрын
It's the same way in Mexico
@mitchbarredo3990
@mitchbarredo3990 7 жыл бұрын
I met my Filipina online as well. Never asked me for a single peso until we were fairly along in the relationship and after I went to meet her and her family once. A few months later I went to see her again.........we never shared a room together during our long courtship until our wedding night several months after my second visit. From the first chat she was who she said she was and never demanded money for a house and lot from me. We have been married eight years and she is sending her own money earned from her own job to Phil. to feed the family and pay bills, etc. She and I will contribute together to the building of the house there, and we will live in it together when its finished, with the family of course which is ok by me. I have lived together with them before in the rented-land family nipa hut for months at a time, they need a real house and I want a real place to stay when we visit.
@lancer89032
@lancer89032 6 жыл бұрын
It doesn't work that way for all though...you were lucky.
@fkissee
@fkissee 6 жыл бұрын
She takes the house I built I'm going to burn it down!
@seagramrip187
@seagramrip187 6 жыл бұрын
I’m with 1 atm always sends cash overseas while we’re broke horrible mate
@tagabulodchastityobedience7292
@tagabulodchastityobedience7292 6 жыл бұрын
Mitch Barredo 💞🙏💞🕊🌸
@luxus1243
@luxus1243 5 жыл бұрын
Mitch Barredo not everyone but most and gd luck😁😁
@DisabilityExams
@DisabilityExams 8 жыл бұрын
Why is the reverb always turned up to 11 on the videoke machine?
@daigoshirase4853
@daigoshirase4853 7 жыл бұрын
What do women and hurricanes (typhoons) have in common? When they come, they're wet and wild. But when they leave, they take your house and your car.
@goodvibes7424
@goodvibes7424 5 жыл бұрын
Aren’t you SEXIST?!?! Women??? Please- NOT ALL WOMEN are after “The Money!”. Keep in mind, Men can be, too! Sin accommodates ALL GENDER Roles. It’s rather vile and revolting for you to make such a comment based on “Lack of Discernment”. Hope you find peace and Healing.
@edl533
@edl533 5 жыл бұрын
Hahaha! Good one. 10/10 🖒🖒🖒
@mickfitz76
@mickfitz76 5 жыл бұрын
Lulz
@clarissaduran6195
@clarissaduran6195 5 жыл бұрын
Rex Madrigal 😂 good one
@DV-jo7us
@DV-jo7us 5 жыл бұрын
🤣🤣 that should be this video's title, lollll!
@imeldaalmo2008
@imeldaalmo2008 7 жыл бұрын
That's absolutely bad idea of sending money.whom you haven't met before ..
@chefmike9945
@chefmike9945 8 жыл бұрын
Ned. That's an extremely valuable video lesson you just posted. I say never send money to anyone anywhere if you haven't meet them in person. As the con artists say in the movies. We did not steal your money, you gave it to us.
@janedudynsky5067
@janedudynsky5067 8 жыл бұрын
Ouch! Men who's planning to go to the Philippines should watch your channel first before making a move.
@1badmoefoe
@1badmoefoe 7 жыл бұрын
That house maybe 1 million pesos a drop in the bucket for the dentist. Really the Filipino lady scammed her self if she would've married the DR. she would be set for life!
@lancer89032
@lancer89032 6 жыл бұрын
Yeah, but it was important to her to show her family and friends that she was so sharp...She probably goes to church too. Prays for some more suckers to come her way.
@johnnypastrana6727
@johnnypastrana6727 5 жыл бұрын
@Ileana or maybe she has an ice pick in her head?
@sherie7528
@sherie7528 5 жыл бұрын
Hope she loses 10 fold
@dapzb8197
@dapzb8197 7 жыл бұрын
huh!!lot of nega comments. gold diggers are everywhere, not only in our country. A lot of career woman Filipina doesn't care how much money you have. because they can earn it. cheers!!
@robertlee-nq6mg
@robertlee-nq6mg 7 жыл бұрын
coffee bean These ugly oldies won't get good career woman or they don't like regular well behaved woman. They want the wild sex machine bar girls.
@infiltr80r
@infiltr80r 6 жыл бұрын
So true, they pick the girls who can only spend money, no skills other than that...then complain when they do what they always do - spend and deceive! And the guys think they're the victims, lol.
@lancer89032
@lancer89032 6 жыл бұрын
The truth is that Filipina civilians are mercenary also...don't think so??? Come see for yourself.
@type2unsetdiabeetus33
@type2unsetdiabeetus33 6 жыл бұрын
@@lancer89032 what??
@entitykeeper8869
@entitykeeper8869 5 жыл бұрын
Coffee bean, I just laughed so hard that snot came out my nose. I have never seen a Filipina that didn’t care about money and the appearance of money.
@reynaldoveneracion650
@reynaldoveneracion650 4 жыл бұрын
The Philippines is a good country to find a loyal loving and caring wife. In the pursuit of happiness always be street smart, use the brain and never the heart. Love, loyalty and trust can never be bought. It can only be cultivated and enjoyed with mutual trust .Love and Financial security is a very important component in a relationship.
@jdhsingi
@jdhsingi 8 жыл бұрын
Patience..... No rush.......just be patient and learn to know the lady to avoid scammers...
@daidai1625
@daidai1625 8 жыл бұрын
Not all Filipina where the same so if you meet someone and asking money you must know it already that Filipina was just want your money.. Find someone who will help you to build life.. And if you found her take her with you don't stay close to the family..
@thecid2812
@thecid2812 8 жыл бұрын
The thing is with these kinds of scams, as Ned said, the men are slowly drawn into it, their ego fed the whole time by a clever appeal their role as "savior," made to believe they're in love, etc. The ones who ask for money right off the bat because it's their birthday and they don't have a cake - even idiots should be able to figure that out.
@rosegalang3833
@rosegalang3833 7 жыл бұрын
Ian Martin EXCUSE ME!! We are not the same those who are doing that are greed, crazy people. I am also a Filipino but I hate that kind of people. My bf is also a foreigner buy I never asked anything from him especially mone. I am Working and I know a lot of things... I can work and I will work for my family.. for your information I have lots of relatives, friends who's husband, bf and fiancé are foreigners too and they're having a nice life living together for many years now
@sandrarobles7887
@sandrarobles7887 7 жыл бұрын
+Ian Martin im sorry to hear that but some foriegner are very unlucky to find a good hearted filipina woman.. i have an american boyfriend and he bought a house for me to but i am the one who told him not a big house small simple but we live happily..before stop working abroad i talk to all my relatives once i married my americzn boyfriend i have nothing to help them coz i dont want to used my boyfriend money for them ... im not that bad to treat my family like that but i dont want to be called a user or gold digger....
@jbjvjac437
@jbjvjac437 7 жыл бұрын
Ian Martin - the statement is too generalised there buddy .. for you to make that call would indicate that you would have to know most of the filipina's in the Philippines to make such a statement. Do you know every filipina in the Philippines -- because Martin, with your generalised and unfair statement, the door swings both ways -- Filipina;s can make the same statement about Foreign men .. "Nearly all Foreign men that come to the Philippines are horny old men that cannot find a partner in their own country and exploit the countries poverty stricken filipina's with their retirement money" ... now Ian Martin, is that statement fair? are you one of these old horny foreign men buy young pussy and young love? .. if not, then the statement is not true .. and neither is your statement that "nearly all filipina;s are gold diggers and scammers ....
@daidai1625
@daidai1625 7 жыл бұрын
Aditya Yeole calling me idiot will not make you smart girl!! As if in western countries no scammer and even in your own country... why? Do you live in heaven no bad people??? i'm not explaining I'm saying the truth excuse me you call me idiot as if you know me and telling me fighting with other people why that post was pass 1 month ago my good ness read any comments did i fight NO... people like you where so low so bye bye this will be my last comment for you.. patingin ka sa doktor. My tama ka sa utak 😂😂😂😂😂🙋🏻🙋🏻🙋🏻🙋🏻🙋🏻😘😘😘🙋🏻
@pogiguy0533
@pogiguy0533 8 жыл бұрын
actually you cannot own more then 40%. So best thing to do is buy a condo in a large building and it is YOURS. you just dont own but a fraction of the entire building. of course this probably means living in Manila which is overcrowded polluted.
@doodssamora9539
@doodssamora9539 8 жыл бұрын
come to cebu city there are a lot of condos here for those who can afford to buy
@pogiguy0533
@pogiguy0533 8 жыл бұрын
Well it has been done and besides once I am dead I could give not on crap what happens after.
@robertkubrick3738
@robertkubrick3738 7 жыл бұрын
There are condos in Dumaguete, many places really. All overpriced. Much better to rent.
@PhiloM
@PhiloM 8 жыл бұрын
Great video and update it's actually shocking some of the stories that you hear, but in the end its something that could always be avoided with some wiser choices.
@weescotsguy66
@weescotsguy66 5 жыл бұрын
What is that cable coming out of the hole in the wall? Near the end of the video
@diamond4829
@diamond4829 7 жыл бұрын
Just find the right one and don't be stupid. My Filipina wife came to Canada, became a Canadian citizen when we we're dating, she did it on her own accord, I did not sponsor her and she earns way more than I do and she's the most generous, kind, loving, nurturing person I've ever known. In 10 years of marriage she's never nagged me once ever about anything. Find that in a western girl ......good luck !!
@hondansx1972
@hondansx1972 5 жыл бұрын
give her time she will be a bitch
@DV-jo7us
@DV-jo7us 5 жыл бұрын
Diamond 482 Congrats, u got urself a gem of a wife!
@rosegarden0988
@rosegarden0988 5 жыл бұрын
She sounds like me...
@rgasta7765
@rgasta7765 5 жыл бұрын
How did you meet her?
@orgami100
@orgami100 8 жыл бұрын
*Never send money to anyone* Just imagine this is just a small snapshot on a focus area.. How many other barangays this goes on.. I get regular request for *our* future home continuously.
@orgami100
@orgami100 8 жыл бұрын
What :)?
@SimplestcreatureOnEarth
@SimplestcreatureOnEarth 5 жыл бұрын
You have a beautiful house! You seems lucky as an expat. I feel sorry for those who didn't work out.😍
@MyJustOpinion
@MyJustOpinion 8 жыл бұрын
These are really sad stories.these kind of women are giving the Philippines a bad reputation. I don't understand why foreigners are choosing poor gold digger Filipinas, Why not choose working middle class Filipinas?
@robertkubrick3738
@robertkubrick3738 7 жыл бұрын
So? You are saying you have your business plan set?
@kaya4129
@kaya4129 7 жыл бұрын
These foreign men only date filipinas in bars and red light district. That's already the gross warning. Well, decent filipinas has high standards as well and would be hesitant to date old expats.
@dyu2088
@dyu2088 7 жыл бұрын
Hey not All poor filipina are like that some filipina are using their physical appearance to win a guy and make him believe everything ..I have foreigner we have a child but I'm not doing like this but it's so sad stories coz the reputation of good filipina are damaged
@kittycute488
@kittycute488 7 жыл бұрын
some middle class,poor filipina do like that but not at all. American should be carefull giving money to poor or middle class filipina girl.
@re6153
@re6153 7 жыл бұрын
thats right we are not all rich, even though we make more money than most Filipinos, i dont think its funny!!!
@savagestatus
@savagestatus 5 жыл бұрын
A Filipina I met online needs $10000 to build a house. I think she loves me 😍❤❣💯
@peterrobannsobrepena6029
@peterrobannsobrepena6029 4 жыл бұрын
😂
@agneskiuvu6607
@agneskiuvu6607 4 жыл бұрын
Are you serious?
@MikeSmith-mm7jl
@MikeSmith-mm7jl 7 жыл бұрын
What bothers me is that my country allows Filipinos to buy as much land as they want but I can't buy any land at all in the Philippines. I understand why the Philippines doesn't want foreigners to be able to buy land but if it's going to be like that...the policy needs to be the same for Filipinos abroad.
@julieeiluj1579
@julieeiluj1579 7 жыл бұрын
Mike Smith and most of us are middle class in about 20 yrs living in ur country.. we know how to earn money.. hahaha
@edwinholcombe2741
@edwinholcombe2741 7 жыл бұрын
Think about it. There are a lot of rich Filipinos who has fleeced the Filipinos go amass their fortune and are sending it to the USA, Canada to buy land. In that respect, the Philippines is losing out.
@robertlee-nq6mg
@robertlee-nq6mg 7 жыл бұрын
Mike Smith good luck with your "loser attitude"
@Dee-ps4ki
@Dee-ps4ki 6 жыл бұрын
Mike Smith ... Trump needs to level the playing field.
@ShahinShateri
@ShahinShateri 5 жыл бұрын
If the PH allows us to buy land there then we could own the PH. I would name it the "foreigners nation inc."
@geneballay9590
@geneballay9590 8 жыл бұрын
Good and relevant information. Thank you for posting Another caution is that, to my understanding, there is no Title Insurance / Title Search in PI such as we have in USA. I have heard of a number of people who thought they "owned" a piece of property, only to be faced later with "claims" by other people (relatives of the original seller). Also, I once met a German fellow in Boracay who was married to a local girl and they had set up some bungalows for tourists to rent. He got into a squabble with a neighbor (who also rented bungalows), who then erected a ten foot (yes, 10 foot) cement block wall along the property line, which blocked beach access to the first fellow's bungalows. As an example of just how serious these kind of disputes can become, back in the 90's an American living in Moalboal (married to local girl), was attacked and murdered by three men, who were thought to have been employed by the competing businessman. An investigation took place only after the American Embassy got involved. There are plenty of examples of misbehaving foreigners, so the intrigue is not one-sided, But BE AWARE of all the angles before jumping into any kind of serious investment.
@g00glechr0me8
@g00glechr0me8 5 жыл бұрын
What do you mean by even if you lease you cant kick her out if things go south? If your name is the only name on the lease you still cant make her leave ?
@cristygaudiano6689
@cristygaudiano6689 6 жыл бұрын
i am a filipina.... not all filipina is bad...some are decent like me.... some filipina never ask money to boyfriend.any form of gifts... in the first place,if a girl wants money a filipina , you know it is a red flag .money.. ...she loves you because of money... not because of you... next time be smart enough... lot of girls out thier,who wants love from thier boyfriends not money..maybe you are just unlucky who meet a gold digger a user... wherever she is now maybe Karma is coming in her way..
@DV-jo7us
@DV-jo7us 5 жыл бұрын
@Thelondonbadger Nope! Speak 4 urself. I still believe in humanity. There are good ppl out there.
@Jjwalways70
@Jjwalways70 3 жыл бұрын
100% cristy , not all are like this , they are very loving and loyal to who they love
@pandjwatt123
@pandjwatt123 8 жыл бұрын
I believe that we should not call our girlfriends or Wives who are from the Philippines "My Filipina." At least not in public. If that is your pet name for her that is ok in private. I feel that it is a very demeaning term. We would not call our wife who is from Mexico "Our Mexican." Would we? Using that term implies ownership or servitude. Just my opinion.
@tagabulodchastityobedience7292
@tagabulodchastityobedience7292 6 жыл бұрын
shawn watt thank You for analyzing and correcting most American man who have a Pilipino partners always used that terms just like what you said horrible 😥🌸😰
@tonymontana6368
@tonymontana6368 6 жыл бұрын
Ileana so true, old fools act worst then kids
@entitykeeper8869
@entitykeeper8869 5 жыл бұрын
Mr. Watt, you obviously haven’t listened to rap music.
@joancampbell2809
@joancampbell2809 5 жыл бұрын
Ileana well said!
@kerryshannon5417
@kerryshannon5417 5 жыл бұрын
It doesn't work that way here....the good thing about Filipinos is they are not insane, as in taking offense to every little thing.
@andrewhunter6371
@andrewhunter6371 6 жыл бұрын
is there any cheap lots or houses that need renovation for sale there?
@janethfarnendo9471
@janethfarnendo9471 5 жыл бұрын
Really sad to hear that! Take care & God bless u always !!!!!
@genelynrose4688
@genelynrose4688 5 жыл бұрын
It's a shame for my own country and to my own people. I know all Filipino aren't the same. But I hate the system that I am also being drag on this kind of stuff. My husband and I were not going to buy a property under my name because I am filipina unless I will put my own money with it. I am happy both of us have own freedom in our own property.
@zackspencer2179
@zackspencer2179 8 жыл бұрын
I have no sympathy what so ever for the idiots that send thousands of dollar overseas to girls they hardly even know...sometimes have never even met in real life....and then lose it all. It blows my mind how people can be so stupid. Rent is so cheap in the Phils...why even consider buying in a country where you can't legally own a property
@PhilippineDreams
@PhilippineDreams 8 жыл бұрын
Good points.
@jonnygti
@jonnygti 8 жыл бұрын
i completely agree, if you send money to someone who you have never met in person, then get ripped off, well thats your own stupid fault im afraid!
@andrewmack2161
@andrewmack2161 8 жыл бұрын
Even if they've actually met the person (Woman), it takes a lot more than a few weeks to actually know someone enough to trust them with large amounts of money, and that cannot include skype, online chat or phone calls. Some guys are just too gullible for a pretty girl :D
@globe255
@globe255 8 жыл бұрын
Some of them don't have friends and are trying to buy friendship that way, so if a girl wanna take it further, it is even better. To give is to live, so they say out there.
@scottmalcolm1974
@scottmalcolm1974 8 жыл бұрын
I'm married to a trustworthy loving wife ..from the Philippines. dude we got to know each other well before we married ,women could screw you in your own country it doesn't matter where they are from . I think you are one of those guys who doesn't have a woman and base everything on your money. Not everyone is a con artist pal.
@mabvlogs
@mabvlogs 5 жыл бұрын
Hear so many stories! Same thing happened to me! I bought home in 2010 and never got to live there. And sold the home this year.
@jbbrown5847
@jbbrown5847 8 жыл бұрын
Thanks Ned, taking mental notes here. Peace.
@gilllawson2214
@gilllawson2214 7 жыл бұрын
Thailand is the same. No way I'm getting into a situation like that !!!!! I hope
@robertlee-nq6mg
@robertlee-nq6mg 7 жыл бұрын
Gill Lawson when u get old, and desperate...you will go that route
@manfredmeyer58
@manfredmeyer58 5 жыл бұрын
That a foreigner can’t legally own property in the Phils is correct. But having been married to a sincere and honest Philippino for almost 11 years and having lived there for 3 years my advice in regards to this issue is as follows. When purchasing land/house seek the advice of a reputable attorney. He should ( if genuine ) advise you that when purchasing real estate that the names of the wife/partner and yourself needs to be entered into the deeds of both parties. This in effect means that one party cannot sell without the consent of the other. This step is ultimately crucial when investing in the Philippines. P.S. This I was not aware of until my attorney Filipina wife alerted me to this fact. Be cautious, be astute and be well informed. Best of luck. Caveat: Make sure that you retain a valid copy of all documents relating to the property❗️
@DV-jo7us
@DV-jo7us 5 жыл бұрын
Excellent advice! And congrats on ur marriage with a smart, highly educated, non golddigger, sensible woman (see, there's more than 1 of us). It's called "Conjugal Property", all properties will be in that category in the absence of a Prenup.
@rosiebrandt7531
@rosiebrandt7531 5 жыл бұрын
Can you help me out with a home. How about buy land in with a house why cannot own it can you tell me more
@magkyt3636
@magkyt3636 6 жыл бұрын
How did it end up being the Brother-in-laws house ?
@throughmyeyes9940
@throughmyeyes9940 8 жыл бұрын
rent rent R E N T
@PhilippineDreams
@PhilippineDreams 8 жыл бұрын
yep yep Y E P
@anetteabiera7501
@anetteabiera7501 8 жыл бұрын
the main reason why foreigners can't own property in the Philippines is because of buy- back problems. foreigners being foreigners, there is a big probability that they would leave, and the Philippine peso purchase power is nothing compared to the standard US dollar. if foreigners can own property anywhere here in the Philippines,there will come a time when there would be nothing left for us Flips to buy and own, and we couldn't even afford to buy back the houses being put by foreigners if they do decide to leave, so that would leave us squatters in our own land. I do favor PRRD's proposal to set off some land (or island) that foreigners can own for business purposes (or whatever), so they can set up their own local laws (subject to our constitutional laws, of course), so that they don't encroach on the locals' expanding needs
@PhilippineDreams
@PhilippineDreams 8 жыл бұрын
True that!: If we could buy property here, the majority of the acreage (hectarage) would all be foreigner owned. Chinese and Korean flags EVERYWHERE!
@fazbell
@fazbell 5 жыл бұрын
I thought "flip" was considered to be a derogatory term for pinays. Educate me. ;)
@DV-jo7us
@DV-jo7us 5 жыл бұрын
@@fazbell I don't get offended by that term. My take is it's short cut for Flip Flops w/c we like wearing. Also from laughing a lot & our weird sense of humour. Imho
@chrsnknrankin11
@chrsnknrankin11 7 жыл бұрын
miss u vids guys ill be going to basic training soon :) keep it up :)
@JohnSmith-nm9cx
@JohnSmith-nm9cx 8 жыл бұрын
Sounds like you have a cold , The Lady who was showing the house being built seems to have put much thought and time in her endeavor . Hopefully for the brief time he met her it was enjoyable.
@chinainfoxyz
@chinainfoxyz 5 жыл бұрын
they deserve the lesson if you can't buy legally in your name, don't buy it, just get a condo
@homedriven
@homedriven 6 жыл бұрын
Watched your video, horrified to hear people say "my" Filipina about the women in my country. There are a lot of intelligent, hard-working, decent Filipinas and they do not deserve to be referred to as 'something' other people can 'own'. Many of us can make a decent living without resorting to scamming others, thank you. As in any other place--you have to be careful about the people you trust. And never 'pay your way' into what seems like a good relationship with anybody. Hope the victims in this video can 'live happily ever after' with better women--Filipina or not--in the future. Just my two cents from Manila.
@DV-jo7us
@DV-jo7us 5 жыл бұрын
Well said! 👏👏👏
@jjohnsengraciesmom
@jjohnsengraciesmom Жыл бұрын
Please make your own video so I can learn more. Thank you for the comment. I have a feeling if you made videos, they would be watched by many many people.
@TechTrove22000
@TechTrove22000 5 жыл бұрын
You can still own condo though in the Philippines but it is only available on major cities around the country.
@PhilippineDreams
@PhilippineDreams 5 жыл бұрын
True dat!
@MarkMinistries
@MarkMinistries 4 жыл бұрын
which location in the Philippines is this?
@PhilippineDreams
@PhilippineDreams 4 жыл бұрын
Dumaguete City - the City of Gentle People.
@MrTagahuron
@MrTagahuron 7 жыл бұрын
scamming can happen ANYWHERE in the planet...
@svstrayfish6630
@svstrayfish6630 8 жыл бұрын
common sence is not common
@jeffreywhite4091
@jeffreywhite4091 8 жыл бұрын
great video Ned...very much appreciated...i have been talking to my filipina fiance for over a year (she calls me her husband) and never has asked or hinted for any money even when i offered a little she refuses...just tells me to save it for my trip there...so i guess im a lucky guy...going off topic can you do a vid on how you maintain your motor bikes...especially for newbies...thank you again...loyal follower
@davidjasonmilligan9980
@davidjasonmilligan9980 3 жыл бұрын
Wow.. Great content and thanks
@garyalan3294
@garyalan3294 8 жыл бұрын
I think the 1 year rule should apply and everyone should have a 1 year rule and stick to it.... The 1 year rule says this ... Do not make any major money decisions until you have lived in the Philippine's for at least 1 year or have been living with a girl for 1 year ... Tell your girlfriend she has to be with you for at least 1 year before you start opening up the bank vault ... I see so many guys getting scammed and they do not know there getting scammed until the girl is gone = That is the way a scam works ... The guy's fall in love and stop obeying there own rules that they set for themselves and they make an excuse of why it is ok to break the rule that they no should not be broken o;-)
@bloodandwinearered
@bloodandwinearered 7 жыл бұрын
I can bring a pinoy to Canada and legally marry him. (The marriage would not be recognized in the PH) He would get CDN citizenship. But, if he does not stay with me for two years, he loses that citizenship as it is clear he only married me for the citizenship and not out of any love or commitment.
@rebeccaferry6830
@rebeccaferry6830 5 жыл бұрын
Gary Alan Live in relationship still not acceptable in other parts of the Philippines... Most filipino parents will not allow their siblings to live together outside the sanctity of marriage....but don`t get me wrong i dont see anything wrong w/ 2 people living together as long as they`re matured enough to handle their relationship ...
@hillbillyintheasia6122
@hillbillyintheasia6122 5 жыл бұрын
best thing do live with them have kids. don,t buy any land are house tell kids get older then put in kids names then don,t worry about it .
@thecid2812
@thecid2812 8 жыл бұрын
Love makes people do stupid things. It's an age old story repeated time and time again.
@gliceriaruggless6738
@gliceriaruggless6738 7 жыл бұрын
Such a sweet talk. That the girl had taken advantage of the poor doctor. You can't buy love . Unless you feel secured with what you really feels. Not of the money you sent.
@DLeske
@DLeske 8 жыл бұрын
Good video Ned. We have traveled extensively throughout the world and most of the USA, and I can tell you that it is the same everywhere... but that is the life we are all born into, we cannot get away from crime. Most Filipinos are good people IMHO. The Filipinos I have met in the past 47 years I have been married have all been loving, kind and generous. I have seen the walls topped by broken glass, the steel gates and locks...., like we have seen in Mexico and places we have been in South America, so yes there is crime. The key things we have learned in all of our travels is to watch our back, do not do stupid things and to walk softly but carry a big stick. Stupid is as stupid does. The walking softly just means to not bring attention to ourselves by showing our wealth, jewelry and signs of having money. The carry a big stick comment simply means, we make sure we have a way to defend ourselves if and when needed or we hire a licensed Tour Guide who can double as a bodyguard. In the PI we pay $65 a day when we go about the islands, this is for a team of two and they have enriched our lives so much with their help and knowledge of the areas we go into. I must state that I am totally enamoured and in love with Filipinos....even after 47 years. I have never been near any trouble while there but then my wife speaks Tagalog and is protective. HA, she is so sweet and cute. I am keyword: Don Leske Sr.
@NomadicInThePhilippines
@NomadicInThePhilippines 8 жыл бұрын
theres some silly guys out there
@nujackswing6370
@nujackswing6370 6 жыл бұрын
Even FAKE Love 'll make you do Crazy Things... It could have been a Man or a Girl/ BB boy on the other end of the Net.. Peace..!!! Chinese are damaging House Markets in US, Canada & Australia.. & Maybe The Whole World..!!!
@katdaddy469
@katdaddy469 5 жыл бұрын
And here I am trying to make every dollar stretch while some idiots make enough to continue being idiots
@adrianminjoot4486
@adrianminjoot4486 3 жыл бұрын
Can u dig it SUCKERS!!!!!!!😃😅
@infiltr80r
@infiltr80r 6 жыл бұрын
I always find it funny when guys say "my Filipina", removing the personality and reducing her to a nationality. I'm sure girls talk the same way, "get yourself an American", but it's equally distasteful.
@DV-jo7us
@DV-jo7us 5 жыл бұрын
Removing not just the personality but the humanness (if there exist a word). Like saying my car, my bag, my house - it denotes ownership of an object. Can't even be bothered to say her name, like a new interchangeable acquisition devoid of any worth.
@MrAmhara
@MrAmhara 5 жыл бұрын
@@DV-jo7us Politically correct.
@b.baggins8893
@b.baggins8893 3 жыл бұрын
In another case the Filipina got a mortgage loan on the property and never paid the dues until it got auctioned by the bank. I'm not sure if this risk is also there for a leased property.
@SjaakSchulteis
@SjaakSchulteis 5 жыл бұрын
I live in Thailand and the same happens here too. But even though most foreigners think that only they are the victims, they are wrong. Golddiggers don't discriminate. It happens to Thai men as well. Nobody respects you for spending a lot of money. People think you are stupid doing so and take advantage of it. You gain respect if you can control your money.
@themillenialfalcon3392
@themillenialfalcon3392 7 жыл бұрын
should of gotten a Christian one .if one asks for money so quickly that's a red flag. My girlfriend is Filipina also and she is so nice .she doesn't want nothing fancy at all not all Filipina are like that
@infiltr80r
@infiltr80r 6 жыл бұрын
90%+ of Filipinas are Christian, it means absolutely nothing.
@lancer89032
@lancer89032 6 жыл бұрын
One of mine was a Christian who went to church and she was pure evil.
5 жыл бұрын
Wrong. I know a so called "Christian Filipina" Evil as satan himself.
@Pfsif
@Pfsif 5 жыл бұрын
Psychopaths LOVE church.
@probe26
@probe26 5 жыл бұрын
@@infiltr80r no. They are Catholic. Google is your friend.
@3jhoward
@3jhoward 8 жыл бұрын
Eh, I'm sure he could afford to lose those few thousand dollars after a career as a legal criminal, being a doctor or a dentist, and the insane overcharging that they do, here in the U.S. Probably a little taste of sowing what you reap, if you ask me.
@sukhmaidickoff
@sukhmaidickoff 8 жыл бұрын
What a stupid and retarded answer. Blame it on the political system instead. Or blame it on yourself. If you and your countrymen wouldn´t pay the high prices each time you go to your dentist etc they wouldn´t have any business anymore. Then why don´t you just do that? If they are just following rules in their business then it´s fucked up to say that being scammed in the Philippines and defacto having your house stolen is justified. Furthermore I don´t think we are just talking "a few thousand dollars" here. Things are not free in the Philippines either, especially not building / buying a house of a certain standard.
@mercxmorris
@mercxmorris 8 жыл бұрын
Having purchased a home with my wife, and seeing the homes in Ned's video, I would estimate the homes are in the $35k to $50k range.
@orgami100
@orgami100 8 жыл бұрын
Hopefully it was the same dentist who killed Cecil the lion in July. 😝
@joshyposhy1957
@joshyposhy1957 8 жыл бұрын
Dentists are bad people.
@im_a_ukie8951
@im_a_ukie8951 8 жыл бұрын
Right..$4000 for a "partial" or some small piece of one
@jeffbrandenburg8672
@jeffbrandenburg8672 2 жыл бұрын
Great eye opener!!
@derrickmd18
@derrickmd18 5 жыл бұрын
question if you and a PH are maried and have children can they own land?
@Tominthephilippines
@Tominthephilippines 8 жыл бұрын
I just sent $1.000 to a pretty girl named Mi Sohony, just because she said she'd love me long time. Sounds legit, no? ;-)
@nujackswing6370
@nujackswing6370 6 жыл бұрын
Can you imagine all the Sailors, who sent A LOT of money to Female since WW2, Just Because they Asked for it..??? If He Sent that Money to China, it would have Been A Dude on the Other Side living high on his Money... The Shanzhai = Mountain Bandits of China.. Narcissistic Totaljtarian Vicious Greedy World.. Love Self, Protect Life, Peace...
@jonathan5688
@jonathan5688 6 жыл бұрын
Tom in the Philippines n
@carolmacomb2040
@carolmacomb2040 6 жыл бұрын
Never trust a girl that asked for money...
@tonymontana6368
@tonymontana6368 6 жыл бұрын
Tom in the Philippines yes very legit.
@NatureTime1923
@NatureTime1923 5 жыл бұрын
beauty queen :))))
@Mari443Garrett1
@Mari443Garrett1 8 жыл бұрын
My goodness... Or better yet... don't send any money that you can't afford to lose..
@anthonybajee4824
@anthonybajee4824 5 жыл бұрын
well said
@TheBigJames
@TheBigJames 8 жыл бұрын
Goin to the Boston freedom rally and it made me think of you man, cheers family!
@rudygonzalez385
@rudygonzalez385 5 жыл бұрын
I have seen other videos where it was stated a foreigner could own a house in the Philippines? Is this not true? What if you go through a lawyer?
@randyreno7118
@randyreno7118 5 жыл бұрын
Burn the house down right before your plane leaves 😂
@edwardkitson1137
@edwardkitson1137 3 жыл бұрын
That's what my neighbor did ..bank took it and before it went to auction....burned it to the ground!
@pinayinarizona2654
@pinayinarizona2654 6 жыл бұрын
Many of you are complaining about your pinay wife or gf.then why don't you marry an american woman or if you've been married one and end up divorcing her,what could be the reason.you know not only pinay or any asian woman has it's bad side,I think all woman in any place on earth has its own share of good and bad .likewise with men.i am married to an american man our age gap is only 2 yrs but I cannot say that he is the perfect husband .stereotyping asian to the fullest hah
@montereypines
@montereypines 5 жыл бұрын
becos they have sex with your best friend and give u both a rash? then u move out and they illogically try to blame ur girlfriend even if she was afterward? just a hypothetical reason.
@hondansx1972
@hondansx1972 5 жыл бұрын
i guess u want to stay with your hubby cause he will take care of u for the rest of ur life instead of taking his money and he will take off, better just stay with him and take his money slowly.
@DV-jo7us
@DV-jo7us 5 жыл бұрын
@Hanc causam offerimus in mundo order that's gotta be the biggest truckload of BS!! I am Spanish Filipina who lived overseas for many yrs & I am a true, red-blooded Filipina. I say go back to school or at least travel.
@probe26
@probe26 5 жыл бұрын
because America woman forget to wash the pussy. Very bad smell like a fish market that had a power outage in the mid summer.
@biglance
@biglance 8 жыл бұрын
Hi, how much do you think it would cost to build something like the guy next doors house? not the land just the house, thank you! peace from China.
@telcobilly
@telcobilly 5 жыл бұрын
I'm buying a townhome in Cavite with my wife. I'm moved carefully and kept my eyes open. She has a college degree and is a marketing manager with the same company for 8 years I believe. I could tell by the way she takes care of her family and me that she is a good person. I had a dated another girl for a few years prior and I got to learn the way things worked here and what to look for in a partner. I'll be retiring here in 2 years, really getting tired of the craziness and decline in America right now. Not the country I grew up in.
@gouji1032
@gouji1032 8 жыл бұрын
Foreigners may own houses or building but not the land where the structures are built on. A foreign individual or corporation may only lease and not own Philippine land. The land can be leased by the foreigner or a foreign corporation on a long term contract for an initial 50 year period and renewable every 25 years. A foreigner can rent a lot and at the same time legally own the house on the rented land. The Condominium Act of the Philippines, expressly allows foreigners to acquire condominium units and shares in condominium corporations up to 40 % of the total and outstanding capital stock of a Filipino owned or controlled condominium corporation. Those who claim that foreigners can own a house & lot in the Philippines have a condominium title to their property. There are a very few single-detached homes or Townhouses in the Philippines with condominium titles. Most condominiums are mid to high rise buildings. There has been a long-standing debate whether Philippine laws should be changed to accommodate and expand foreign ownership in the country. Most of the advocates of the proposal are arguing that lifting the restrictions on foreign ownership would eventually result in more investments from overseas. However, those who are against it would dispute such claims stating that business ventures from foreign investors are not dependent on property ownership and invoke the importance of national patrimony. In short, those who are for it wan'ts the money and those who are against it don't want to be squatters on their own land. The Chinese and Koreans will buy all the Philippines islands if given a chance. It is always a good idea to know a country laws and customs first before you commit to somebody you barely know. DON'T be stupid.
@charleskim2078
@charleskim2078 7 жыл бұрын
It sounds fuck up shit no matter how you put it.
@temujinkhan6326
@temujinkhan6326 6 жыл бұрын
Offcourse that young meat isnt free.... its the same in any western world.
@user-gz9ij1in3b
@user-gz9ij1in3b 5 жыл бұрын
True.
@leemccoubrey9345
@leemccoubrey9345 8 жыл бұрын
Good advise hopefully more people will see this and understand why not to send money to someone you really don't know. Nice video Ned
@PhilippineDreams
@PhilippineDreams 8 жыл бұрын
Tanks, Lee.
@gogobooth9318
@gogobooth9318 7 жыл бұрын
"next thing you know she might be moving her whole family in and setting up the videoke machines." hahahahaha
@jameswilliams5270
@jameswilliams5270 8 жыл бұрын
Ned, you know damn well who the mangy dog is! Anyway, in these few cases, these guys did not do their due diligence. They thought with their hearts and not with their brain in their head. It's sad, but fools come a dime a dozen. It's an expensive lesson learned. Don't get me wrong, I feel for the guy, but he should have pumped the brakes and thought this through.
@PhilippineDreams
@PhilippineDreams 8 жыл бұрын
I seriously don't know that dog. Angel doesn't like him one bit....
@jameswilliams5270
@jameswilliams5270 8 жыл бұрын
Philippine Dreams Angel is smart. Ned, my advice would be too stay away from the dogs that look mangy, lost, confused, angry, and looking for a friend or daddy figure. It's nothing but trouble in the end. ; )
@johnnypastrana6727
@johnnypastrana6727 5 жыл бұрын
Looking forward to part 3...my Filipina who took my house has an ice pick in her head.
@chriscross9505
@chriscross9505 8 жыл бұрын
Is a solution for your wife or girlfriend to lease u back the land (25 years) for a nominal tiny amount at the same time as it is purchased? If it all goes south it's at least yours for 25 years.
@Joplin28
@Joplin28 6 жыл бұрын
Sad to hear for both of them.
@JustTrying-ub9lq
@JustTrying-ub9lq 8 жыл бұрын
nice place! hope to meet you when I visit dumagete.
@worldbfree797
@worldbfree797 6 жыл бұрын
thanks for the heads up.
@justmeonthebeach
@justmeonthebeach 5 жыл бұрын
Good advice
@paulbrown2833
@paulbrown2833 5 жыл бұрын
Same in Thailand but people still do it just rent then if a Kareoke pops up you can move easy. Clever girl with the last property.
@-Loki--
@-Loki-- 5 жыл бұрын
The Philippines is not alone having laws preventing foreign ownership of land and property in full or in part (condos the exception). It makes sense for a poor nation like the Philippines to do this otherwise in short time the Chinese and other foreign investors would buy up everything - inside three generations the Philippines would be a nation occupied and owned by others.
@tommywatson1527
@tommywatson1527 6 жыл бұрын
I hear there is a military visa for US military with honorable discharges. This visa will allow u to own property. Has anyone else heard of this or have info bout this
@capt.obvious4487
@capt.obvious4487 5 жыл бұрын
"Never send money to someone you never met" I will have to write that one down.
@horstlauer5368
@horstlauer5368 5 жыл бұрын
Some are so stupid.I living 35 years here with a pinay and everything is going fine.
@mabvlogs
@mabvlogs 5 жыл бұрын
We can own a condo. Or apply for resident Visa or retirement visa. Then I believe you can!
@joysgc6353
@joysgc6353 8 жыл бұрын
Another lovely video. Thank you, Ned and Mitchell. Does one send money to a girl whom one has met online or met less frequently? What happens to the property financed through overseas funds? Expats visiting the Phillipines in search of love. And local girls who con the expats out of their monies. All very interesting and worth researching into. And the comments made by fellow viewers are apt and insightive.
@joshyposhy1957
@joshyposhy1957 8 жыл бұрын
Careful Ned! That dog just wants your love and food!
@2ndamendment980
@2ndamendment980 4 жыл бұрын
Whoa! Same thing happened to myself, my ex own the lot and I financed the entire house myself plus the beauty parlor in pulilan bulacan. There’s no way you’ll win, if you own a condo it feels like you’re in a some kind of cage. So do not buy a house, a property. Worst yet, bring em to the states and they’re gone in no time, there’s some sort of consequences ofcourse.
@robdonell9915
@robdonell9915 5 жыл бұрын
What if a foreigner has dual citizenship, can he or she buy property there ?
@anthonybajee4824
@anthonybajee4824 5 жыл бұрын
yes
@timkahn6843
@timkahn6843 7 жыл бұрын
you have the best sight. i have made some big changes in my thinking because of the info you have put up.for sure when i get there im renting and not buying. thanks for the info . and it still looks like if you are not real stupid life there is about close to life here . just costs less if you live like the people that are born there. again great sight
@TheFilipinaandCuban0911
@TheFilipinaandCuban0911 8 жыл бұрын
That is just crazy to do that. Gracias and Salamat.
@wasp1961
@wasp1961 4 жыл бұрын
Foreigners may own houses or building but not the land where the structures are built on. A foreign individual or corporation may only lease and not own Philippine land. Such lease shall be in a long-term contract which must be good for 50 years and after which, the rent is renewable every 25 years.
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