my "glow up" routine, spiraling about the housing market & sephora sale picks!

Рет қаралды 31,229

Күн бұрын

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hiiii i'm carrie - i'm in my mid 30's, live in LA, & am just documenting my life and my outfits! hope you enjoy these day in the life vlogs, ADHD rambles, chatty brain dumps, weekends, my joyful movement journey, body image talks, trader joe's hauls, testing viral recipes, and everything in between!
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Пікірлер: 131

@alyssamakesamigurumi 3 ай бұрын

My husband and I bought a house in 2021 and I seriously just can’t even comprehend how lucky we were. The market was crazy competitive back then but today’s market is even more wild with the interest rates! Home ownership is SO stressful and expensive, we barely made it within our budget back then but now?? Omg, absolutely forget it. Something definitely has to give. My heart goes out to everyone trying to buy right now!

@alimae1651 3 ай бұрын

We bought at the beginning of 2020 and are so lucky too. Even though this was supposed to just be a starter home, we definitely can't get anything bigger now!

@alexarimmer 3 ай бұрын

Same with my husband and I, we bought in summer of 2022😮

@1301274a 3 ай бұрын

We bought in 2019 even more lucky but we know have to move closer to the children's hospital in our province (Canada is so huge) and we're facing such high prices. Don't know how anyone not in the market affords 1 million plus for a tear down.

@nancygonzalez6354 3 ай бұрын

I feel way less alone after you shared you were finding yourself in an overconsumption social media rot. It’s so easy to forget it’s not an individual experience and we should all be a little kinder to ourselves

@alyssawssinging4039 3 ай бұрын

Same^

@sydneybergeron4672 3 ай бұрын

One of my goals this year is to glow up, for me. I don't usually do self care services because ✨ anxiety ✨ but I've been steadily scheduling things like getting my nails done, my hair, booking a new tattoo session, etc. Still working up the courage to try brow lamination and a lash lift/tint. 😅 Sometimes it is true that when we feel like we look good, we feel good too.

@sarahvilla3507 3 ай бұрын

I understand you and Drew are very particular on your needs for living, noise, neighbors, location etc.. it's so hard right now with rentals and with purchasing. It's probably even far worse in CA, I can only imagine. It bites that we seem to have to compromise more so than we should have to. Something has to give with this economy 😔 I hope you guys find a good fit for your next home. ❤

@heathermachala7623 3 ай бұрын

I think you guys should have 2 tiny houses. One in Cali and one in Arizona. And air b+b when at the other. You'll rack it in! Lol

@ngm12mnn 3 ай бұрын

I bought my first house at 34 and I’m transparent with anyone who asks, that my parents helped me with my down payment. Even with their help, it’s still so much for us to afford monthly. This market is insanity!

@morgan3llis001 3 ай бұрын

this! this is how people are buying houses! appreciate your transparency- i bought my apartment because of a small inheritance from my grandpa (being an only grandchild has its perks!) and a lot of other luck.

@KW-up2ox 3 ай бұрын

HARD AGREE re: the housing market. I live in Oakland & my rent is WILD. My family lives in Ohio but that’s just not where I want to be. My new place is rent controlled & a lot of my neighbors have lived here 10+ years so I’m considering this my long term home & will just keep saving up until the market takes a dip & I can actually afford my own home.

@sheelfjohnson 3 ай бұрын

A rent control situation is great! We rented a condo for a few years from a landlord who didn't raise rents when she had good renters. So we probably saved an extra 200/300/400 every month that eventually went towards a house.

@JuliaHope1 3 ай бұрын

I feeeel you about the housing market. My husband and I moved away and bought a house in 2018 but a few years ago decided we wanted to move back closer to family. We sold our house and have been renting ever since and I literally beat myself up about it daily. Like we had a freaking HOUSE that we could easily afford and we sold it and it’s looking more and more like we’ll never be able to afford one again. I really feel for everyone trying to find housing right now. :(

@Sarahxxxxxxx 3 ай бұрын

I get the house struggle. I am moving 6 states away to the south so I can afford a house. You basically have to prioritize buying a house over where you want to live. Once our house goes up in value and we have equity we will be able to move back to a place we actually want to live.

@emmmmaaaa4444 3 ай бұрын

I love how you acknowledged that the neighbour stuff is kinda brining up old stuff for you. Rather that just flying off the handle without thinking about why lol. That’s something I’m working on rn like responding rather than reacting and trying to catch myself and think on it when I do have an emotional response. Anyways I love you and would honestly love a whole sit down story time about your annoying neighbours! Miss those days aha but it is a different time🥰

@annabelleguertin8429 3 ай бұрын

New Carrie vlog!! ❤ I liked even before watching cause i know its gonna be good!!

@lisatakeitorleaveit 2 ай бұрын

I’ve been a Realtor for 25 years ty outside NYC. My advice is rent something smaller and cheaper for a year. Stay in your area because you love it. look at it like an adventure and Save as much as you can and be ready when the rates come down and they will. The markets are always higher where people want to live - stick to the locations you love and wait 💕💕

@christinevradenburgh507 3 ай бұрын

Girl I can RELATE. Thanks for always being so open about your mental health 🫶🏻

@joyo5117 3 ай бұрын

Your vlogs always brighten my day!

@aliceinhysteria 3 ай бұрын

when you described everything you have been going through i resonated with everything. thank you for sharing your life and the realities that come with it. sending you love as we both heal

@slowdownwithsamantha 3 ай бұрын

I think about the housing market way more than I should. I’m 26 and can’t help but think I’ll never be able to afford to buy. I really hope something changes in the next few years.

@bethbcrafts 3 ай бұрын

That red and grey striped sweater had me singing Sk8er Boi

@user-cv5gf7tx5n 3 ай бұрын

Actually interest rates in 1987 when I bought my small home were 16 3/4%!! Wages were Waaayy less than today and I had 3 jobs to pay bills. My mortgage payment alone was 1000 a month.!!!!

@user-cv5gf7tx5n 3 ай бұрын

Its also about sacrificing travel for holidays and not buying and shopping as much for what you don't need if that helps.

@karmanjones8346 3 ай бұрын

I feel sincerely for you , the noise!!!!!I have an apartment fully renovated and I LOVE it.I have shitty neighbors from the day I moved in, i have pets and they are scared for life . I so so feel for you and the family, I am sorry you have to deal with the crappy people your there!

@Dannielle.S 3 ай бұрын

I got those same lashes because of your first vid showing them and I looooooove them so much! look amazing every time and are so much cheaper than salon extensions! Tyty for the recommendation!!

@tessmikel5332 3 ай бұрын

You looked so beautiful when you were talking about the rent market/your lease! You're convincing me to try the flutter habit lashes...

@savannahkalyn 3 ай бұрын

I Would love to see a full video with all the apartment hunting stuff! So fun!

@rebeccab2446 3 ай бұрын

you guys are pretty nomadic - renting seems like a really good choice for you. As a 4-ever renter, who designs peoples homes - I think buying really is overrated for average folks.

@rebeccab2446 3 ай бұрын

also thinking of your housing situations in the past - what if you owned a house with bad neighbors or rats? you're stuck!

@burntswifey9108 3 ай бұрын

This is what happened to us. We were finally in a position to buy our first home, and we were so excited! Then we were stuck with neighbors from hell! Within a year we sold and started renting again. Personally, I think home buying today can be over-rated, depending on your lifestyle.

@le4905 3 ай бұрын

Agreed. Plus people tend to think you buy a home and then that's it. Nope, my MIL has owned her home for over 30 years and is still having to pay $800/month for property taxes. Plus, she had a bunch of Californians move next door, demo the original houses from the 50's and build these hugely obnoxious cell block grey mcmansions that literally block all the sun in her yard. Those people suck ass.

@samanthamoore5017 3 ай бұрын

Carrie the way that I bought those lashes as my first at home kit!!! Thank you for confirming I picked the right ones! Haha

@rdsanantonio 3 ай бұрын

omg Sato is my favorite character in all of Tokyo Vice and that season finale was fantastic. also, the housing market makes me want to cry constantly. my dad keeps saying we shouldve bought a house a couple years ago, and I'm just like WITH WHAT MONEY, FATHER? with what money did he want us to buy a California home?

@katherine5797 3 ай бұрын

Watching this while getting ready for bed and decided to do a couple extra skincare steps just to feel a little better because Carrie did little things to make her feel better.

@velvetstonebraker9874 3 ай бұрын

I’m so lucky to have a reasonable mortgage at my age. It’s so crazy how much has changed since the last 6 years when I bought my house. But honestly it’s so low of a price that we can never move which is a little discouraging. The average American is so screwed with it comes to buying homes.

@laceym3662 3 ай бұрын

That's where we are. Our kids are growing up and we need a bigger house but we could never even afford to buy the house we currently own because of how overinflated and terrible prices and interest rates are. So we will stay and try to make our little starter home work for us.

@ChloMikell 3 ай бұрын

Highly recommend Lumineux teeth whitening strips! As someone with ultra sensitive teeth they are the best ones 🙌

@AprilGloria 2 ай бұрын

Even as someone who lives in the Midwest (my husband got a promotion and their headquarters are here…as are his parents…) and doesn’t have a high mortgage, it’s so irritating and unhelpful when people use their situation to apply some miracle solution to you that isn’t realistic. I find that most sentences that start with “just” are gonna be like that. “Just move to a cheaper state!” …as if it’s that simple. I live in a cheaper area and have land BUT I can’t visit my parents but once a year bc they’re on the east coast and that really gets to me. My childhood friends basically moved on without me even though we still talk. Idk. I don’t blame you for wanting to be nearer to people even if it means paying more. If I had more money I would either move closer or move my family out here lol Side note I can’t wait for your TTPD opinions!

@annabrown3337 2 ай бұрын

Most relatable intro ever! Hugs x

@viola3581 3 ай бұрын

Consider looking at other socal towns…there are so many beautiful places other than LA where housing is more affordable

@roguetaco5487 3 ай бұрын

I also think that it is more of an "American" mindset to have the pressure to buy a house because it's "that stage of life" or whatever. The "American Dream" ideal. Fortunately, I think young generations are moving away from that and the current housing market probably is pushing that along. Even in my "mid-west" town that has a more affordable cost of living, I was debating about renting forever. There are a lot of factors, outside of the financial. For those people who like to travel a lot or have to for work, or those who don't wish to deal with house upkeep and costs of maintenance, renting truly may be a better option.

@hran94 3 ай бұрын

Yassss apartment hunting vlog plz

@monicastamler 3 ай бұрын

carrie i never comment but your talks about buying houses hit SO close to home. i am literally in the process of buying a townhouse and it's actually in a development my parents originally moved to 30 years ago in our town. its FOUR times the cost as when they bought their unit. its INSANE how much more we need to purchase the place. (for context i live in central NJ and prices are wack out here!)

@ashleyann5046 2 ай бұрын

We bought a house built in 1900 for 50k last year. It's definitely not the prettiest place around, but with some TLC, it has become our home. We unfortunately had to move out of town and have an hour commute, but it beats paying rent. Mortage is 390. Affordable and allows us to save for our forever home ❤ live cheap now to live better later.

@hellenabanner1561 3 ай бұрын

We have a house in Michigan. We love it. But owning a house is not cheap and not easy. You have to do what is right for you especially based on what you want and what is available to you. I can't imagine a home being $4 million lol. That is wild. But every state is different. Our house was $100 k and we were going to move to Ohio for work but ended up not being able to because the interest rates are insane and a house like what we have now, in Ohio, would be 3 times as much as where we live right now. We would be in debt, severely. The housing market is chaos nearly everywhere. So, as I stated earlier, do what you have to do and what's right for you. You certainly have my support.

@makayla4292 3 ай бұрын

I’m just here as a fellow californian to say that it really is cheaper to rent right now so just rent. The american dream of needing to own a home to be successful is a lie. Focus on saving and investing and enjoy knowing that you are making the best financial choice right now

@haileylauren2423 3 ай бұрын

re: rental market. I live in orange county and I feel so immensely grateful that the apartment complex we live in has a rule that the rent can only go up max 5% when you renew your lease. It gives us peace of mind that we can most likely stay put long term while we save. I wish more places had rules like that because renting can make you feel so powerless over your home. Appreciate you being real (as always!) and voicing what so many people are also feeling 💔

@1301274a 3 ай бұрын

Is this a thing in the states you can up with renewing your lease? I'm always confused at youtubers saying their rent is no longer affordable. In Canada where I am you can up it per year to max of 2% but can't up with a renewal of lease other than the max. Can only up the rent to current rental market if the tenants choose to vacate the property

@trychrochet71 3 ай бұрын

When my anxiety and derpression is very bad I don't care if I shower,nobody understands me😊I'm glad you get it

@tiptoedbow 3 ай бұрын

Housing prices are crazy! My husband and I are mid-30s as well and have given up right now at this point in our life on buying and our jobs and family are in CA so we’re not leaving. However we’re renting in Irvine and really do love it. There’s a lot of options around Orange County which is part of why we moved here a couple of years ago. We’re also ~20 mins from Disney which is a plus for us lol Hope you both can find a place soon!!

@JustCallMeAnnie 2 ай бұрын

There is nothing worse than super loud neighbors! I am so sorry you have to deal with that. We have a townhouse, and our neighbors have speakers in their ceilings, and once in a while, they have crazy loud parties. Thankfully, it’s not every night, though.

@caseysvoisine 3 ай бұрын

I live in Canada (about an hour outside Toronto) and it’s a STRUGGLE out here to find afford housing!!! I’ve been renting for years now and I don’t think that’ll change anytime soon 😭 Keeping my fingers crossed for you and Drew, hopefully you’ll find somewhere great 🤞🏼

@madeleineg242 3 ай бұрын

I live in MA like 40 minutes away from Boston and I get it completely. I love my job and my family is all up here but my rent is half my paycheck for the month. On top of insurance, car loan , student loans etc. oh and let’s not forget health care. My apartment is great but it’s just me and it’s honestly less than average for a 1 bedroom 1 bath place. It’s disgusting how expensive things are. I get it. I’m considering and have dreamed of moving to Florida since I first visited in early 2022 . In the meantime, I’m trying to learn good habits and count my blessings here as well , but yes I can afford a lot more down there than up here. I hope you and drew find somewhere you love 💛

@valeriejustbreathe 3 ай бұрын

My husband and I bought a house right at the beginning of the crazy interest rise. It literally happened the day before we were accepted. 😭 thankfully it wasn’t as high as it is now. But we barely made it work.

@cupcakecarolina 3 ай бұрын

Can’t wait for the apartment hunting vlogs! It’ll be your first place without the fur babies and that made me sad! The housing market and rental is also insane here in 🇨🇦😔

@wordnerd23 2 ай бұрын

We bought our house in Boise after the first recession. Had we waited there's no way we could afford a house. 2 bedroom apartments are going for 2x our mortgage. In Boise of all places. The housing market is outrageous!

@WhalenFamily2016 3 ай бұрын

Truth!! Instead of being in kindergarten over 30 years ago I should have been buying property.

@nellivilhelmiina 3 ай бұрын

Love Tokyo vice!

@TonjaWatts 3 ай бұрын

I live in southern Ontario and our cost of living is similar to that of Southern California. And the housing market across the country is just….WILD!!! There is a house across the street from my parents, just an average 4 bedroom. And literally said “if I win the lottery I’d buy it.” FOR AN AVERAGE FAMILY HOME!?!? It’s over $800,000 Canadian!!! 🤮 I’ve been spiralling about this too. Landlords here are now only accepting new tenants who make over 100k a year. And these are actual garbage apartments. Our Prime Minister keeps saying they are going to tackle the housing crisis, but so far it’s all talk. And our premier (senator) literally only cares about his business buddies (who happen to be developers and landlords). It’s tragic here too. I feel you, girl!! If only I bought a house at 3! ❤❤❤❤

@IvonnesCorner 3 ай бұрын

I loved your glow up routine! I feel you on the housing market! Specially here in LA, is crazy!! But wanted to share what me and my husband did to buy a home about 2 years ago, there are a bunch of programs that help first time home buyers with down payment assistance and grants (not only in california but in other states) we were able to get our place with 0 percent down and a lower interest rate, it is very difficult to buy now and it sucks! But is not impossible m, I wish there was more information about it! I’m a real estate agent in LA and I am barely finding out about all of the programs only because I’m really digging and asking 😓 I wish you the best finding an apartment in time and if you need help let me know! (No charge at all) just to give you some tips or answer questions and I would love to send you options for rentals if you need! ❤️

@Jewelanner 3 ай бұрын

I live in Iowa, IOWA 🙃 and the houses around me that are 3 bed/1 bath are over 500k it's devastating 🥲

@velvetstonebraker9874 3 ай бұрын

Girl preach! I’m in Nebraska and it’s WILD. People are overpaying for the most basic and old houses.

@le4905 3 ай бұрын

Is it locals buying? Or people from out of state? The people from out of state really f'kd up our housing prices...

@ellimak6774 2 ай бұрын

I work in the mortgage business, and it is so bad right now for buyers, and it's gonna take a few years to get back to normal. The ONLY thing helping us non-millionaire folks are various loan programs where it helps with their cash to close and monthly payment. But like I bought my house mid 2020, when rates were low, but prices were high, and my monthly mortgage is under 1k and my rate is under 3%. (I live in AZ). And I am so grateful that I got lucky. Cause even a few years later, my mortgage and rate would be 4x, What I am paying. But I also do feel stuck with this. I love my little house, But it also gives me no opportunity to move if I want to. Things are just pretty crappy all around. But I and I'm pretty sure you too, just try to stay positive as much as possible but we are human and sometimes things get to us, and We are allowed to feel.

@christina3351 3 ай бұрын

The housing market is crazy. I've come to the realization that I will probably never be able to afford a home, which makes me so sad.

@le4905 3 ай бұрын

Makes me not as excited about the future and it really gets me down 😢

@bluaurora8635 3 ай бұрын

Have you ever considered moving somewhere more remote and less expensive? I could never live in LA. I currently live in a Midwest town/city and hate the noise and business. Country life all the way. You guys could a really cute cottage and have so much money to save and travel.

@ScoopGirl 3 ай бұрын

This is why I'd love a tiny house on small land maybe even off grid. Way cheaper. I'm at home paying loans right now but yah its crazy that's why it's tiny house here

@oliviarowe9305 3 ай бұрын

I'm 33 and have just resigned myself to continuing to rent for a long while yet. I used to live in NYC but live in a really affordable area now (relatively speaking) but even so, the interest rates and property taxes and then the upkeep costs you have to deal with when you own and things break...just not worth it to me right now. I live in an apartment too but have been blessed with quiet neighbors on a quiet street and I want that for you!

@ColorTheory1992 3 ай бұрын

Move to Orange County and LA is just 45min away with no traffic :)

@nellivilhelmiina 3 ай бұрын

Housing market is so different in different countries. In Finland it usually makes a lot more sense to buy a house (when you have a stable financial situation) than rent. Rents can be delusionally high.

@caitlinutt6254 3 ай бұрын

I feel you girl, I live on the East Coast and a two bedroom condo by me is at least 1 million dollars. The answer is, we DONT buy houses! Renter forever baby! 😢

@danaology. 3 ай бұрын

I feel you regarding housing! Keep in mind I’m in Australia. My partner and I bought our house at the end of 2020 for just under 700k and it’s now valued around 1mil. Which is great but everything else around us has also gone up and we’re priced out if we want to sell and buy again (which we do). We feel a bit stuck because our house is small and we’ve outgrown it but unless we move states, we won’t be able to buy again. Trying to figure out next steps, but honestly just so confused and a bit sad

@madisonross2721 3 ай бұрын

I totally get it. The housing prices are so depressing. I live in Salt Lake City and my wife and I bought a townhome in October and our mortgage is $4,000 a month, which for salt lake, is insane. I’m just hoping we can refinance to a lower rate eventually 😅

@lyfesadream3328 3 ай бұрын

The housing market is SO stressful and messed up. We were so fortunate to buy a condo in AZ in 2017 and even if with the money we could get for selling today, buying a house would be INSANE. Our mortgage + everything else would more than double. While we are so so so grateful to have the space we do now, we are so ready to have a house and a backyard 😭.

@leaharte3901 3 ай бұрын

I so wish I was 30 again just to be your friend. You have such a relaxing voice and way about you. I love how honest you are and vulnerable with us on your channel. I can relate to your feelings about glowing up to feel better about yourself on the inside. I always feel better after a good long shower. Absolutely adore your sweater you wore after your shower. You looked so amazing and comfortable. About the housing situation, I live on the central coast and the housing is out of control. Our landlord just passed away and I believe we will have to move out soon. Where do we go on a fixed income for a 60 and 67 year old? Best wishes to you Carrie ❤

@lindseylarson5061 3 ай бұрын

We bought right at the beginning of Covid in 2020, and it was probably the only positive that came out of the pandemic for us lol. If we hadn’t done it then we wouldn’t come anywhere close to affording it now. We want to move but I can never let go of our low interest rate 😫 we’re in suburban TX and it’s still insane here.

@victoriaboudreau8685 3 ай бұрын

But You can write off the interest of a house in your taxes & a portion of the house 🏠 for your tube business write off you can do a portion of your apartment too I’m sure you know Good wishes live in Connecticut it’s crazy expensive to live here too!!

@user-jg9px1xu4e 3 ай бұрын

Sorry if you've already answered this, but where are your brown glasses from?!!! I NEEEED them! Thank you thank you from Vancouver Island Canada! ♡♡

@DelaneySearsWebb 3 ай бұрын

I’m 22 years old and girl… the rent prices where I live (Northern Virginia) are absolutely insane. It feels so ridiculous for nearly my entire paycheck going to an apartment with rat problems and constantly breaking utilities lmfao

@hannahgingery5006 3 ай бұрын

Self tan- will always be spotty if you don’t it immediately following exfoliation/shower. Your cuticles are still open and it sucks into your pores not being seamless. Try to self tan the day after exfoliating and you make like the self tan you have better😊

@mariah957 2 ай бұрын

I live in Louisville, Kentucky and am worried I'll never be able to buy. I absolutely cannot imagine trying to buy in CA. It's so frustrating for everyone :(

@jpyep 3 ай бұрын

We bought a few zyears ago so it was a little better, we couldn't afford to buy where we really wanted to, but we bought in the next city over and got more house for less money, being kid free is an advantage because you don't have to worry about the school system and you can buy in a place with lower taxes.

@bekahk21 3 ай бұрын

in order to buy a house my husband and i had to move to a neighborhood we didn’t Super like😔 i mean hopefully one day we can afford a house where we Actually want to live, but who knows? maybe not!! honestly i’m of the opinion that we should all just enjoy our lives and there’s no Right way to do it❤ i feel you on the market tho :( this shit is hard

@patriciawoodward9121 3 ай бұрын

My husband and I are also wanting to move for our apartment to a house. It is so tough trying to find other places to live.

@EClare137 2 ай бұрын

when I got my teeth whitened, none of the trays really fit my mouth and they kept popping out and gave me chemical burns all over my mouth and lips :) they had to send me with stuff to do it at home instead of in-office and it wasn't as good as it should've been

@rebeccakazdoy3198 2 ай бұрын

My undergrad professor, I just saw her, told me she thinks interest rates are going to drop in May. Cross your fingers girlies

@melaniecarpenter4815 3 ай бұрын

I use these AsaVea Teeth Whitening Pens from Amazon and they are amazing and don’t make my teeth ache like the whitestrips do. I tried to share a link but it got removed so I’m guessing that isn’t allowed? I think they work great and someone on KZfaq influenced me to buy them and I have no regrets.

@user-hx2ib5im7c 3 ай бұрын

Move to Orange County ! South OC or Laguna or Newport or Costa Mesa ! ( cheaper )

@bandteesnblazers 3 ай бұрын

1:48 Girl! I am also in a ‘glow up’ era, actually am about a week in. The last two and a half years have been really difficult and have thrown me off (personal stuff, litigation with my ex) and I have *really* felt it. I’ve started showing up for myself, in small ways, baby steps if you will. Your vlogs showing your routines have definitely been an inspiration for me to do better and invest time in myself, for myself. Can’t wait to see the rest of your video! ✌🏼 and ❤️ from Texas.

@vitaminmonica 3 ай бұрын

The fact that you had Deja vu opening Deja vu

@catsflykatterflyr 3 ай бұрын

I got lasik a few years ago and had so many blood spots in my eyes that took forever to heal. I looked psycho for about a month.

@kaseybates4321 3 ай бұрын

We are looking in Long Beach and it seems really affordable. Have you looked outside of LA? Or do you want to specially stay in LA?

@PrincessA-eu5xy 3 ай бұрын

Same girl same. Southern Cali girl here. 😅😊😂 I’m fine 🔥😅

@caitieZerbo666 3 ай бұрын

I live in Vancouver Canada and 1.5 is normal for a house nowadays which sucks. And rent is over 2,000 just for a 1 bedroom. It’s so rough

@LokiTaviel 2 ай бұрын

Housing prices still aren't great here, but if you become a NYC girly, I know some great areas that are close to Philly and NYC that are way more affordable than LA.

@TheBinsQueen 3 ай бұрын

Now is not the time to buy a house. The interest rates are so incredibly high. But when you are ready to buy, what you might qualify for is a FHA loan. You wouldn't need to pay the entire 20% down. I think you can put as little as 3% down with an FHA - definitely something to look into! I bought a house in 2021 when the rates were under 3%, my best friend bought a house last year when the rates were 6%. They paid $65k less than we did I think for their house but their payment is more than ours because of the interest rate.

@laceym3662 3 ай бұрын

We purchased initially for 4.75% interest in 2016, refinanced in 2020 (at 2.875%) and shortened our term to 15 years and kept our payment within $50 of being the same. We need a bigger house but I CANNOT even imagine buying right now at 7.5%! Like, I don't know how or why anyone is buying!

@tonileighzullo 3 ай бұрын

This is bad advice for anyone who has money for a large down payment and average-above average credit scores. FHA loan locks you into PMI regardless of down payment or equity. Conventional loan will drop the PMI payment at 20% down, which saves on your monthly payment. Conventional typically has better interest rates and less “hoops to jump through” during the buying process, which makes sellers more likely to choose your offer.

@beccawurfel6757 3 ай бұрын

You have to find a piece of trash and make it livable😂 I say this from experience. We bought a foreclosure that wasn't livable and now we're making it livable one room at a time. It's literally almost impossible to live on your own and not rely on family nowadays

@katherinewalker7710 3 ай бұрын

Carrie. Unfortunately this is happening in Canada also. How kids afford houses today is through their parents. Whether they are on the mortgage so they qualify or they have been given money towards the down payment. I’m in my sixties now, never had a helping hand, and purchased my first home when I was 21. The mortgage rate in my second home was 12%. This was outrageous however, not only are the interest rates crazy today but the price of homes too. 🇨🇦

@emmmmaaaa4444 3 ай бұрын

Fellow Canadian and I totally agree! I’m 25 and I wish my parents were as understanding as you!

@Skins1980 3 ай бұрын

100% as another Canadian. It really is unfortunate how things have changed in Canada.

@bysarahalexander4426 3 ай бұрын

I bought my house in 2014. Was I ready to buy a house? Absolutely not. I had no idea what I was getting into, and it ended up being pretty much a gut job. Buuuut I'm still glad I did it because I would never be able to afford to buy my house now or be able to afford the rent in my current neighborhood.

@iambatman9420 3 ай бұрын

Currently trying to buy in D.C. and girl....I feel your pain. Who TF can afford this

@KristineS73 3 ай бұрын

Whoever has that $500 mortgage and actually bought that in the past 10 years where is it?? That isnt reality anywhere except MAYBE in West Virginia which isnt where most people are buying. I do pay a mortgage around $400 but thats because my grandpa bought this house 30 years ago when those prices were the norm . I wont even get into the prices of rent 🤮

@emmmmaaaa4444 3 ай бұрын

So jealous! Good for you❤

@KristineS73 3 ай бұрын

@@emmmmaaaa4444 Believe me I know how good we have it. I thank God all the time. 🫶🏼🙏🏻

@crystal_pistol 3 ай бұрын

WD40 ❤ I adore you. keep your head up, boo. we’re with you!

@Greg55bona 3 ай бұрын

My son and his wife are your age and having the same issue with buying a house. It sucks!!!!

@myhauntingromance 3 ай бұрын

I am living with family due to the cost of living crisis. Hoping to save enough for a down payment by my birthday...next year😂 i dont even make 10k a month, so that for a condo is insane to me (Im a single MN girly and even rent is almost prohibitive for a single income)

@FantasyFi13 3 ай бұрын

Rude neighbors suck! I got trauma too. 😢. I have really sensitive teeth and I did Zoom whitening and it wasn’t unbearable.

@madisonmackay967 3 ай бұрын

Interest rates are painful, even for a used car it’s outrageous. It makes me sick. It’s such a frustrating time!

@UnboundedArtandCrafts 3 ай бұрын

I understand the whole housing thing 😢 I'm renting but they are renovating and the noise drives me up the wall. They started in March and it will go on till December 🤐 But buying is just not an option when you are single and on disability so.... Just will have to su¢k it up 😅

@mattiefletcher367 3 ай бұрын

i have no idea how anyone can afford to buy/rent/ or even live in california. i’m moving to a rural texas town to live more affordably and actually be able to buy a home one day

@tonileighzullo 3 ай бұрын

House hunters: Carrie’s version

@lindseysoderberg1347 3 ай бұрын

$10,000 a month for mortgage 🤮 Insane.

@Kassie.r87 2 ай бұрын

I honestly think we would have to move out of California if we wanted to buy a home they have homes for such a better price.California is insanely expensive.I’ve lived in the Central Valley and northern cali my whole life and I’m ready to leaveeeee