My Husband Thinks The House I Want Is Too Much!

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Күн бұрын

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Пікірлер: 497

@mustangthings 4 ай бұрын

Using “I’m nesting” as an excuse to buy a new house is like using the Super Bowl as an excuse to buy a new TV.

@bigmikes1603 Жыл бұрын

If I'm the husband, I'm saying let's not even look at 500k houses. Establish an agreed on budget number first and help take the emotion out of it.

@nephetula Жыл бұрын

The extra mortgage cost is the only thing being talked about here, but that's not all that should be considered. There's increased upkeep, increased taxes, and increased utilities, along with all those "things" that must be purchased to go along with the new home (furniture, rugs, draperies, etc.). (Unwritten "rule" for new homes) Everything's going to cost more than you think it will.

@evenbiggeral5089 Жыл бұрын

Absolutely. New everything. Remodeled kitchen, new paint job, landscaping, moving expenses. Dave should have suggested home improvements on the current house she she can get emotionally happy instead of starting all over in a new house.

@davinasquirrel7672 10 күн бұрын

It could also be that they are in an older house, and maintenance is becoming an issue, and the new house may be just that, everything relatively shiny and new.

@GentlRebel Жыл бұрын

“Nesting” is an excuse. You’re not a bird. You can still make rational decisions while you are pregnant. I’m on the husband’s side here. Once I became debt free in 2015, there has been nothing I have wanted badly enough to go back in debt for.

@michaelholder4454 Жыл бұрын

That’s why you’re debt free. And I completely agree .. ,

@andielliott7721 Жыл бұрын

PERFECT response!

@janto2787 Жыл бұрын

🤣🤣🤣

@kbanghart Жыл бұрын

Nesting is different things to different people.

@kaiung7542 Жыл бұрын

Why are you bashing her? Every woman nests differently.

@TRC19999 Жыл бұрын

Never understood the point of buying a bigger house than you need. It’s just more costs overall and if you don’t need the space, what’s the point? No use going into debt. Especially not now.

@Andrew-ro6cr Жыл бұрын

Same reason people buy expensive cars. Status.

@dipsuny Жыл бұрын

So you’re a communist? Why buy anything you want? Just get what you need…hope you never had a cigarette or alcohol either..

@itchyisvegeta Жыл бұрын

Rather buy the manageable house and add the very big garage/shop to turn into a game room/man cave.

@kingofrivia1248 Жыл бұрын

Yeah and you never need it.

@itchyisvegeta Жыл бұрын

@@kingofrivia1248 Whoa now, I definitely need my game room. Gotta have a place for my arcade machines to be.

@paulvanier429 Жыл бұрын

I agree with her " it is time for us to move up in house" This is a basic human need for any baloon artist out there.

@fritos923 Жыл бұрын

This is the FUNNIEST thing I've read in a dave Ramsay comment section 😂

@sarahconner9433 Жыл бұрын

Ohhhh maestro!!! I bow humbly at your feet and hope my slow clapping in your honor does not offend your greatness.. It's only to bestow my gratitude...👏 slow 👏 slow 👏 slow.... The clapping will continue all day until I fall asleep happily and tranquilly.....

@sarahconner9433 Жыл бұрын

Perhaps.... Maybe, Part time she's swallows a balloon or two filled with "da coka" in and out of bogata Columbia... Part time of course....

@sarahconner9433 Жыл бұрын

And everyone "wonders" why men die of heart attacks at 62yo while retired Grandma's live in Florida until there 100yo....

@michelejohnson6459 5 ай бұрын

If I wanted it. I would work more to pay for it.

@dcamnc1 Жыл бұрын

Why are people obsessed with big expensive houses? I’m high net worth/no debt, and am perfectly content with my 950 sq ft house.

@karenhardie1132 Жыл бұрын

Because they want to live like a Kardashian. There is always more wealth out there.

@mph5896 Жыл бұрын

Bigger house, bigger tax bill, higher insurance, more taxes, larger repair costs, higher energy costs.

@karenhardie1132 Жыл бұрын

@@mph5896 Doesn’t matter. People are never satisfied.

@reese85 Жыл бұрын

Do you live by yourself?

@blackworldtraveler3711 Жыл бұрын

@@reese85 Good enough for two people.

@fsmoura Жыл бұрын

Hubby doesn't want the fancy expensive house because he is the one making the money, enduring the pain, to pay for the purchase. And if he goes into debt again, he's the enslaved one, toiling to repay. Wife wants the all the bling she can get cause she enjoys the benefits of the purchase. It's like that, but if it were _her_ money mostly footing the bill, things would be reversed pretty steeply.

@bigpicturethinking5620 Жыл бұрын

Yep. Couldn’t have said it better.

@sbrazenor2 Жыл бұрын

Women spend you half into a grave and then whine when you can't spend time with the family, because you have to work 80 hours a week to pay the bills.

@sXePunkV2 Жыл бұрын

Drama queen

@WackoX1337 Жыл бұрын

She even tried to sell it to Dave as ''we need the house so we can finally settle''.

@sbrazenor2 Жыл бұрын

@@Mrs.Butterworth even if she makes almost nothing, she's going to try to create a favorable picture for the scenario. Also, she's on the cusp of maternity leave. Either way, a decision so large should include a yes from both people. If he doesn't want it, perhaps she should listen to why, and be more content with their current house. I'm sure the place their in is adequate for two adults, a small child and a baby. She just wants 'better', for no reason but that it exists.

@Julian-zc9vm Жыл бұрын

Even if paid cash, I wouldn’t want $500k of my net worth to be in a house if I’m on a $100k income

@jordanfoslett4112 Жыл бұрын

500k house here in Canada is a starter home lol. You want anything nicer you are paying like 750k plus

@stevethecheese Жыл бұрын

A small home here in Orange County goes for a million now.

@rustyshakelford Жыл бұрын

You're 100% right. Too much house for their income.

@u.2b215 Жыл бұрын

@@rustyshakelford They have a paid off home worth $300k and $100k cash. It's not too much house, it's just too much if they want no mortgage.

@dantelabella9753 Жыл бұрын

real estate is an asset which is a curb against inflation. smarter to have a 500k house then a 300k house and 200k cash.

@vicepresidentmikepence889 Жыл бұрын

3:19..The second you hear "beans and rice" the answer is NO

@thegenxgamerr Жыл бұрын

Another example of one person in the marriage operating from emotion another person operating from financial reality. You don’t need the upgrade in the house you want the upgrade in the house. In this case the husband is correct you don’t go into debt from a want. Hopefully they can find a middle ground that works for them.

@Dankclimbz69420 Жыл бұрын

Lol. 80% down on a half a million dollar asset, with a 15 year mortgage. Theyd be able to pay off the 100k in 2-3 years. If they attempt to “save” instead, a comparable house is going to be 40-50k more at the end, especially in the Dallas area. The husband can’t see the forest for the trees.

@thegenxgamerr Жыл бұрын

@@Dankclimbz69420 Interesting analogy. Perhaps you’re right, it may very well be that simple. However it Might also be as simple as you don’t incur debt for wants you incurred debt for needs. They don’t need a house, they want a new house. If they had the hundred grand they should absolutely do it but they don’t have it. They may have it in the future or they may not.

@jackets5 Жыл бұрын

A house is a need and if it’s going to be to small to grow in it makes sense. A 200k mortgage is not much. They can totally afford it. The Husband is ridiculous.

@brycemorgan6708 Жыл бұрын

@@jackets5 simp

@thegenxgamerr Жыл бұрын

@@jackets5 They have a house, the need is already being filled. They WANT a new house, there is a huge difference. Semantics are important John, you left out this critical piece of data in your reply, then you chose to portray the husband as ridiculous. Clever, but not unnoticed. I hope you have a nice day.

@cooluser4017 Жыл бұрын

You can tell she didn’t like their response. They thought they were going to side with her . Oh yeah it’s just another 100k no big deal

@alqoshgirl Жыл бұрын

All houses are too much! It’s just shocking to me. So happy we were able to purchase a house before the insanity happened as a young couple

@tduck828 Жыл бұрын

For real!!

@bentley625 Жыл бұрын

It's all relative look back in history 50 years at any house and you could say you got ripped off, look forward 50 years and you could say you got a steal of a deal.

@ritamerringer2173 Жыл бұрын

Is your home value too much?

@jimroscovius Жыл бұрын

@@bentley625 Prices always change. It's life.

@bjkarana Жыл бұрын

It's a routine conversation here in the Las Vegas area (among many others), and while they're still building a lot of new single family units out here, our CA friends snap those right up ...for a premium.

@Winston0Boogie Жыл бұрын

As a registered nurse I live in a lower income area. My house is paid off and I pay about 700/mth for property taxes. There are other nurses I work with who only want to live in NYC or one of the other very expensive places. They barely are able to pay the mortgage and have no savings and no retirement. That's fine... They can keep overpaying for properties in this mindset they overpaid in an "up and coming" neighborhood. I'll keep paying where I live and have my investments grow.

@Daveyboy28 Жыл бұрын

She should wait for the upcoming crash that Ramsey keeps denying loll

@TheBoringLameInvestor Жыл бұрын

This is more common than you think. I recently went through the same battle. Stay strong my friend!

@dantelabella9753 Жыл бұрын

Inflation is going to love you, can't wait for your cash to be worth nothing.

@COOLDUDERBALD Жыл бұрын

Why not… build another room? Wouldn’t cost more then another house and would increase the value of the home.

@MichaelAnderson-wk1no Жыл бұрын

Why do they need to move up in house? She never explained that. She said they're having their second baby, but a $300k+ house already sounds pretty big for a family of four.

@Tony_Wes Жыл бұрын

I agree with you. Even if the house is a 2 bedroom, it's fine for now. Man women can be irritating with this emotional spending.

@reese85 Жыл бұрын

@@Tony_Wes a 2bd is not fine lol

@montymython754 Жыл бұрын

@@Tony_Wes My husband and I both work from home and I can tell you, a 2 BR with kids is not doable unless you really want your work to suffer. At least one of you needs an office (in our case, it’s my husband and my office setup is in the living room. Ideally we’d each get an office)

@brighterpoet Жыл бұрын

Agreed, I shared a room with my younger brother until 13. People nowadays will pretend that’s child neglect, it’s crazy the justifications people will use.

@reese85 Жыл бұрын

@@brighterpoet sharing a rm is normal! As long as it was a good size rm!

@workenhard Жыл бұрын

debt free in any house beats a mortgage one hundred percent of the time. if your out of debt why even entertain the smallest possibility of a foreclosure when you already have a sure thing?

@PianoMatronNeeNee Жыл бұрын

Watching while practicing piano with my pups. It has become my routine. Thanks for sharing this great info! Blessings from Florida.

@critterdude311 Жыл бұрын

You can tell by her voice inflection the cars are next on the ‘to upgrade’ list after the house. The modern day American woman’s list of wants and desires will never be satiated no matter what you provide.

@andielliott7721 Жыл бұрын

Hey...don't lump us all into that group. Some of us are VERY financially sensible and enabled my husband to retire at 59.

@alinatamashevich3354 Жыл бұрын

Western women are NEVER happy The TV shows cater to this. Keeping up with the Jones's is a thing

@critterdude311 Жыл бұрын

@@andielliott7721 some, but it’s a very small percentage. Your husband is a lucky man!

@u.2b215 Жыл бұрын

She got her husband on the Ramsey program so that's not a fair argument. She's 5 month pregnant and probably very invested in getting that perfect house for the children to grow up in. However this shouldn't be an emotional decision. Her husband not wanting a new mortgage is him being smart,

@kfitz192 Жыл бұрын

Malarky. What planet are you from? There plenty of men who do the same thing.

@davidheinzmann4403 Жыл бұрын

When we moved from our small house to a medium sized house ,I refused to take out a mortgage. Our realtor called us “Un American “

@keric3730 Жыл бұрын

A compliment right there

@ervinfowlkes8326 Жыл бұрын

They are SOOO buying that house. A nesting pregnant mother is a tough negotiator.

@mikeberardi3985 Жыл бұрын

That’s so true haha 😂

@ryand4940 Жыл бұрын

Yup not much rationality going on in that head. Good luck.

@blackworldtraveler3711 Жыл бұрын

And wife.

@jo4285 Жыл бұрын

Im pretty sure shes taking some time off to take care of her new baby so all the stress will go to the husband just because the madame wants a new house. Dont forget shes going to want new furniture also!

@David-wo9un Жыл бұрын

@@jo4285 Large house always requires furniture to fill the extra rooms.😂

@jimroscovius Жыл бұрын

Nesting? My wife worked right up until she went to the hospital for both kids. No "nesting" here.

@alinatamashevich3354 Жыл бұрын

You dodged a bullet Jim!

@deliciouscolours Жыл бұрын

You have no idea what nesting is do you?

@jimroscovius Жыл бұрын

@@deliciouscoloursYes, I do. I should have been clearer. My wife did both - nested and worked fulltime. But she didn't call it "nesting". It was just part of the daily duties of having a home and getting ready for the kid.

@Peanut-sam-tha-nut Жыл бұрын

This guy gets it. As men we are always told to work harder than anyone else and never take a break or we are not good enough. Woman should be held to the same standard. Altough pregnancy may result in exhaustion and alterations in what one used to do, it is not an excuse to do nothing like so many pedalstalled women seem to believe.

@jimroscovius Жыл бұрын

@@Peanut-sam-tha-nut My wife worked right up until the day her water broke. She was in office sales, and even delivered boxes of paper while pregnant. And she was back at work 6-8 weeks later. Why? She wouldn't have had it any other way. I couldn't stop her - she's a worker, not a princess.

@bigd3721 Жыл бұрын

can’t even purchase one house, and she WANTS a new house

@orangesun3030 Жыл бұрын

I do roofing and the price to shingle a jumbo house is insane.

@MR3DDev Жыл бұрын

I wonder what would be the answer if it was the other way and it was the guy wanting a bigger house. I am with the husband, he probably worked really hard with her to get out of debt and now she wants in again just because big house.

@markovujanic3195 Жыл бұрын

Yeah and I am pretty sure they don’t need a bigger house to collect more junk.

@karenc6334 Жыл бұрын

If the husband was “nesting” and wanted his wife to pay off a bigger nest? Yeah, that would go over great, lol.

@David-wo9un Жыл бұрын

@@karenc6334 Why did they not ask her why she was not working? How long before the baby arrives?

@cameronmcfarrin4587 Жыл бұрын

Ramsey one of the biggest simps on the planet.

@lovethemflowers Жыл бұрын

Thought I heard her say November.

@Henry-fh7uh Жыл бұрын

“We did 101k combined” ( he earned 100k and I made 1k with my balloon business)

@cameronmilne3590 Жыл бұрын

😂😂😂

@reese85 Жыл бұрын

The salaries of Balloon Artists in the US range from $18,780 to $147,890 , with a median salary of $76,150 . The middle 60% of Balloon Artists makes $76,150, with the top 80% making $147,890.

@brandon9976 Жыл бұрын

Yo my dog you terrible 🤣😂😂😂

@ibax6654 Жыл бұрын

@reese According to ziprecruiter $55,092. Highest hourly $32 Washington state.

@LaneDenson Жыл бұрын

@@reese85 That assumes its a full-time job. Odds are in her case it's an occasional weekend gig.

@orphansparrow2 Жыл бұрын

There will always be another house that you love. I'd say, be patient and save for a few years, and look within an agreed upon budget in the meantime.

@alexandermarcus7646 Жыл бұрын

The word NO! Is a full sentence. Some men should learn to master it early in life as it will set you free. Whatever you do DO NOT become a yes, yes kind of guy. Happy wife happy life is a myth, don't do it.

@montymython754 Жыл бұрын

Man and wife should each strive to always serve the other. When the goal is service to your spouse, and both spouses have that goal, these negotiations become easier.

@alexandermarcus7646 Жыл бұрын

I guess you are a happy wife then, and he is living the happy life ; -) @SKelly.

@Peanut-sam-tha-nut Жыл бұрын

@@Mrs.Butterworth Thats good for you. Alternatively he could have replaced you with someone that would but men these days lack confidence. Nice job showing him who has the balls in the relationship.

@Argedis Жыл бұрын

They always want the bigger fancy expensive house. Higher insurance costs, higher utility bills, higher property taxes, higher maintenance, etc...

@andielliott7721 Жыл бұрын

No we don't...we could have afforded a much more expensive house than we bought in Feb but I chose to downsize.

@alinatamashevich3354 Жыл бұрын

@@andielliott7721 You are the exception, not the rule!

@Matt-cr4vv 10 ай бұрын

Dave is a smooth salesman. “I’ve met so many people I don’t even know my own name.”

@djpuplex Жыл бұрын

Good luck trying to convince a woman she's dead wrong on over spending. "I'm nesting aka doing squat". He paid off the house and she's in a rush to get another mortgage. She could stop "nesting" a go out and get a job in the weekend.

@djpuplex Жыл бұрын

@@Mrs.Butterworth She used "we" as him she stated she was nesting.

@TShirtAndReeboks Жыл бұрын

Many couples prefer to have one work and one stay at home. Not just to save on daycare costs and all the daycare germs, but because they prefer the lifestyle of having one person able to completely focus on career and another focus on childcare, cleaning, cooking, and lawn maintenance, etc. It certainly makes family time less stressful when multiple areas are being taken care of every day

@djpuplex Жыл бұрын

@@TShirtAndReeboks sure" they" do

@oshalusi Жыл бұрын

"Nesting" is a term used for pregnant women and means, "The overwhelming desire to get your home ready for your new baby."

@deliciouscolours Жыл бұрын

@@djpuplex when a pregnant woman os nesting she gets sort of obsessed with cleaning the house, preparing everything for the baby etc and it'sa real thing, every mom knows that when it was near the time to deliver the baby they went thru that, even going up and down ladders with a big pregnant belly to wipe down walls and cabinets etc, everything needs to feel clean at that point in time. Nesting doesn't mean she doesn't work outside the home.

@BeerWagoon Жыл бұрын

Honestly, we need more information about their current living conditions to make a good decision here, unless I missed it. How many bedrooms do they have in their current house? Does the husband have a dedicated workspace already? Is that workspace the bedroom they will need for the new baby? Etc... They seem to be doing great financially so they can absolutely afford the house they are looking at but it becomes much less of a clear decision IF the needs are currently met.

@andrewp4220 Жыл бұрын

He said darling 😂😂

@JoeyNYSDnomad Жыл бұрын

Spend, spend, spend you just paid one thing off now jump into more debt. She's a balloon artist her dream was just popped.

@anthonya2349 Жыл бұрын

Where in the world are these people getting houses for 200000 and 300000?

@robhar82 Жыл бұрын

There are plenty of homes for 200000 and under, the problem is people have a false sense of reality for there first home purchase, as a first time home buyer look for something built in the 60s, 70s, 80s. 1500 Sq ft range there are plenty of those around and gives a good starting point, live in it as long as u want with a cheap payment and when u ready for 2nd purchase just turn the first home into a rental.

@jordanfoslett4112 Жыл бұрын

@@robhar82 houses like that here in Canada are still selling for like 500k lol there are no first time home buyer homes here.

@5trace Жыл бұрын

@@jordanfoslett4112 People don't get what Ontario is like...lol

@reese85 Жыл бұрын

@@robhar82 your not finding a home that cheap everywhere

@brandon9976 Жыл бұрын

Lol mine was 96K

@FrenchCruller03 Жыл бұрын

This lady thinks exactly like me. She's the only person I've ever heard mention the realtor fees as part of a house transaction.

@HelloWorld-hb7yt Жыл бұрын

it's 6%..

@alinatamashevich3354 Жыл бұрын

@@HelloWorld-hb7yt And I do not pay them! They bring NOTHING to the table, except a bill

@HelloWorld-hb7yt Жыл бұрын

@@alinatamashevich3354 well. To each of their own. But I agree with u

@DavidRamseyIII Жыл бұрын

@@alinatamashevich3354 people who sell their own houses are colossal losers

@Dan16673 Жыл бұрын

Yeah real a snakes are aweful

@livingunashamed4869 Жыл бұрын

Get the house while its still close to 500k and just pay it off in a few years. My question would be do they really need to move at all?

@jimmymcgill6778 Жыл бұрын

That question was never asked. If a man called. He would say that they don't need to move.

@SteveC484 Жыл бұрын

What if one or both of them loses their jobs in a recession? The man is right on this one.

@bigpicturethinking5620 Жыл бұрын

@@SteveC484 well that could always be said and then no one would ever buy a home….and saving cash will cost you a fortune in the ever increasing home cost while you’re saving.

@megalodon1726 Жыл бұрын

@@bigpicturethinking5620 But their current house would also increase in value while they're saving.

@bigpicturethinking5620 Жыл бұрын

@@megalodon1726 Yes this is true if you already own one. Good point.

@catherine4339 Жыл бұрын

I can understand both sides as we have been mortgage free for 16 years which is a blessing especially the way things are at the moment but my husband wants a bigger house but I want us to save so we can pay cash and not have a mortgage again because the houses he’s looking at are 500 thousand and beyond.

@gregstephens361 Жыл бұрын

Speaking from an Aussie point of view debt at this time is a no no ,interest rates are set to rise ,so you would need to factor that in as well ,but debt is no good any time ,do a Dave and save up ,you will love yourself for it further down the road .

@Overlord277 Жыл бұрын

With 100k income, should they really buy a 500k house?

@andielliott7721 Жыл бұрын

That was my thinking too. 100K is THAT much.

@jennaarmerding81 Жыл бұрын

The mortgage would only be for 100k. They’ve been good with money. I am not saying they should buy the house but their income isn’t the problem in relation to the mortgage they are considering.

@Overlord277 Жыл бұрын

@@jennaarmerding81 I don't disagree but please consider maintenance and property tax. Both correlate with asset value.

@fauxbro1983 Жыл бұрын

She found the "ideal dream house" aka a 2200 sq foot McMansion that has an island in the kitchen.

@blackworldtraveler3711 Жыл бұрын

I see you changed your post and removed "starter home". Good.

@gtmaster3031 Жыл бұрын

100k salary and save 100k in 2-3 years? Get real. After tax that 100k is probably more like 65-70k and that before you factor any expenses at all. Even if the house is paid off you still have taxes, insurance, utilities. Even with no excess spending and just the basics that's a tall order. And then they buy the house outright and start with nothing again?

@LisaCPerry Жыл бұрын

Facts and Facts.

@bigsasha500 Жыл бұрын

It depends on where you live and what your salary is.

@B1ood1ess Жыл бұрын

This is kind of rediculous, though. If they have a growing family and need a little more space, they're not moving to a crazy mcmansion. If they put all 100k into the deal plus their current house equity they would have a 100k mortgage which is insanely low. Is it the 'mathematically optimal' strategy, probably not, but in no way would it be irresponsible. Now if they were trying to buy a 1 million dollar house or finance two BMW's that's a different story.

@g2whatbrodie283 Жыл бұрын

It’s spelled RIDICULOUS

@ProCoach2373 Жыл бұрын

Wait...... It's a great option and one we must learn to embrace at times. It's not my strength, but I've seen it work out very well in my life.

@9liveslisa Жыл бұрын

Stay out of debt. In the long run, you will enjoy the freedom so much more! It's priceless!

@blackworldtraveler3711 Жыл бұрын

With a wife like that they will always have debt.

@gregstephens361 Жыл бұрын

So is your advice ,Priceless it’s a one way street she’s going down ,you don’t get to change your mind,it’s all one way for years .

@Shazbot277 Жыл бұрын

if you like the area you live in, like the house, might be better to build an addition to the house within the 100K budget.

@megalodon1726 Жыл бұрын

Only if the size and shape of the land is enough to do that, and adding onto the house won't violate HOA or city rules. Some houses are so close together that there's no space to add a room.

@JustinCase780 Жыл бұрын

Maybe she's figuring that they can buy a mansion with a BALLOON mortgage.

@robertrichmond3074 Жыл бұрын

good one

@johndavidson940 Жыл бұрын

I didn't hear her say why she thinks they need a more expensive house. Other than a second child coming into the picture. I don't know Dallas housing at all. If it is a 3 bedroom home, I don't think they need to move at all. One needs to remember, more expensive home means higher property taxes, higher insurance premiums. My house will be paid off soon. With the payoff, my payment of taxes and insurance will be about what I was paying 20 years ago with principal and interest included.

@nancygamez7087 Жыл бұрын

I have to agree with Dave

@patrickchilds5486 Жыл бұрын

Sold 3500 shares of Tesla in 2013 for our house. House is now worth 1.2 million Tesla shares I sold now worth at their high 20 million 🤮🤮🤮…

@hiteshadhikari Жыл бұрын

*Nothing like hindsight investments right? Nomatter what u do, its not smart in hindsight*

@Silverdragon517 Жыл бұрын

I do not look back. What happened is done. Lessons learnt and move on

@thejuliasaro 7 ай бұрын

I cannot with the "Nesting" She wants her $500,000 home, her babies, her Starbucks, and her Target runs.

@screwdriver_bandit Жыл бұрын

This was excruciating to listen to. So many people calling in who love to hear themselves talk and are unsure of themselves. Wishy washy

@charlesyoung9980 Жыл бұрын

And this folks is another reason why I decided to stay single!

@reese85 Жыл бұрын

It’s not that serious

@vadimv1643 9 ай бұрын

Agent did a good job.

@Jeeps4evaandeva Жыл бұрын

I am mortgage and debt free, feels great!

@desimo147 Жыл бұрын

There's a couple of things you learn as you get older. There is no such thing as a "forever home". Doesn't matter how great it is, you WILL get tired of it and want something else as time goes on. That's just human nature. So don't get caught up in buying "the one" house that will rule them all. It doesn't exist. 2nd, don't underestimate the value of good neighbors. Consider staying where you are at if you have a bunch of great neighbors. If you move next door to a psycho neighbor your dream home can turn into a nightmare in a single afternoon. These people do exist and they make everyone around them miserable.

@michelejohnson6459 5 ай бұрын

When we bought our house we said we would move in six years. 38 years later, we are still talking about moving 😂

@msarielwilliams123 Жыл бұрын

Why do people think 100k household income is enough money to buy a 500k house. That's how you become house poor. My household income is 200k+ and I wouldn't dare purchase a 500k house.

@jacqueline8566 Жыл бұрын

If the house is fully paid for with cash saved up, they can afford a $500K house

@jacqueline8566 Жыл бұрын

Also $200K+ and you dont WANT to purchase a $500K house is much different than being UNQUALIFIED to purchase a $500K house

@reese85 Жыл бұрын

There putting down 300k from the sell of their old house and 500k! Isn’t that much if your making 200k combine

@brandon9976 Жыл бұрын

You one of the smart ones

@hirambright9357 Жыл бұрын

That’s a good ratio. Some people feel entitled.

@TheDragon160 Жыл бұрын

They should buy the house. Get a 15 yr mortgage. Less than 25% take home

@blackspiderman1887 11 ай бұрын

The husband don't want to upgrade cuz he will be paying most of the mortgage. She has a baby on the way so she won't be working for a few years.

@jreinel1966 11 ай бұрын

She's no the one saving,is the husband and he's the one bringing the money home,is very easy for females to ask for more but the guy is the one working..!

@rodneyperry7940 11 ай бұрын

The difference between her $500000dream house and a $400000 is probably $25000 worth of renovations. By the cheaper house and do the work in one year.

@Wall2000x Жыл бұрын

Nesting means not working.

@michaelholder4454 Жыл бұрын

I agree with the husband , why would you go back into debt? , why not upgrade the existing home ? by looking at some of the comments you can see why this country is in the situation it’s in now.., unfortunately it’s cheaper too keep her.

@comptroller39 Жыл бұрын

Once people get adjusted to a certain lifestyle, they are not going back to rice and bean. Hard to eat rice and beans after having steak.

@davinasquirrel7672 10 күн бұрын

Somewhat of a compromise, go up to the $500k house with $100k mortgage, with a view to pay it off in three years (but take out the mortgage for the longer period?). It is a small risk, but if they wait, the better house may increase in price gap. I think the husband 'hears' $500k, and thinks it all mortgage and big mortgage payments.

@too-da-loo Жыл бұрын

They need to move to Europe and learn to really appreciate a small house. Six of us grew up in a 1400 sq ft house and we were well off..

@Jajaky Жыл бұрын

i pray i find a girl that won't fight me on big stuff like this

@matthewgriffin9104 Жыл бұрын

I think he has forgotten how much it cost to raise children and also the added burden inflation has caused lately. Plus with a larger house there is more expense.

@uwone7778 Жыл бұрын

Imagine being told to live on beans and rice over a 100k mortgage, when they're making 120k. Selling off cars, or person possessions because they might have to pay $400/month? C'mon Dave.

@Bertuzz84 Жыл бұрын

Yeah this is just ideological over rational. This makes no sense whatsoever.

@everss02 Жыл бұрын

It's Dallas, just live under the bridges and in the woods like all the ferals do. Best thing we did was leave Dallas, such a gross rundown city. and all they make is 101k combined, that's what one person should make there.

@getinthespace7715 Жыл бұрын

Housing prices are nuts. Property taxes on a $500k house will be $11k a year on the new place.. 10% of their income. That's $500 a month in property taxes. It's possible they could double or worse in the next few years if property values skyrocket.

@crys365 Жыл бұрын

She needs to quit looking at houses that are above what he is willing to spend. That's when those wants start to overrule what you should be doing.

@Jim_Curtis Жыл бұрын

Most likely the total income will drop if she's going to not work after having the baby. They need to think logically about the home purchase.

@reese85 Жыл бұрын

Not really! Some jobs get women full pay, while of leave

@theblackknight9783 Жыл бұрын

@@reese85 what they mean is the wife will probably quit her job to be a stay at home mom. Paternity leave is about 12 weeks.

@reese85 Жыл бұрын

@@theblackknight9783 she didn’t quit her job and become that with the 1st child! So how can they come up with that?

@d_all_in Жыл бұрын

@@reese85 do balloon artist jobs have full maternity benefits?

@reese85 Жыл бұрын

@@d_all_in prob! What company does she work for?

@trachbeba3488 5 күн бұрын

"Im nesting." = I am not attracted to my annoying wallet of a hubby, so him working more and being miserable doesn't phase me.

@NeoAndersonReloaded Жыл бұрын

He can either be happy or right. His choice.

@webfreakz Жыл бұрын

What's the income/debt ratio for the house mortgage?

@andielliott7721 Жыл бұрын

25% for mortgage

@kkgirl210 Жыл бұрын

If they’re so concerned about money. Why don’t they just do an addition to their house? It would be cheaper than buying a house and moving. And they have the money to do so. But I don’t think it’s crazy to buy another house because your family is growing. And they could pay off the mortgage super fast because it would only be like 100 K mortgage anyways.

@ashleyjones5396 Жыл бұрын

If they are in a 2 bedroom, I understand but if they are in a 3 bedroom they can continue looking for something closer to a compromised max budget!

@JustinCase780 Жыл бұрын

Caller: "Remember we met three years ago? I'm a balloon artist" Papa: "Not sure..I may have you confused with the lady spinning plates on sticks"

@JessicaTheEngineer Жыл бұрын

Seriously I was like how many people have made ballon animals for your grandkids Dave… 🤔

@alinatamashevich3354 Жыл бұрын

@@JessicaTheEngineer Plenty of clowns, so .......

@setha360 Жыл бұрын

Here is some cardboard and make your own house add balloons for ambiance.

@RMSx3-hx3po Жыл бұрын

Dave doesn’t remember lol - what an excuse 😂

@bryanscott4592 2 ай бұрын

They are doing just fine and can do it no problem.

@Fc9ers Жыл бұрын

unless she hates their current location, id use the extra 100k to upgrade current home or enjoy money in other areas.

@artemthetrain14 Жыл бұрын

Median house price in Dallas is down 80k so maybe she bought the house cash anyway :)

@thomaspoucher4089 Жыл бұрын

How does someone afford 500k houses with 100K household income. I guess if the only thing you want to enjoy is your house go for it

@codysebold1413 Жыл бұрын

Was thinking the same thing, our household is 150k and our house was 230 and i wouldn’t want much more than that. There is no margin

@kbanghart Жыл бұрын

@@codysebold1413 LOL my mortgage payment is $2,700

@kbanghart Жыл бұрын

With equity built up, that's how you afford it.

@Daffodils2Daisies Жыл бұрын

I think because they would put the 300k from their house and the 100k they’ve already saved on the new property? Banks take that into account. They were probably approved for more.

@katie8325 Жыл бұрын

They have a fully paid off house worth around 300k…

@jamesjhonson4568 Жыл бұрын

This way of thinking, gets people in financial trouble. They are out of debt but want to go back into debt to "upgrade." Work with what you have.

@armored-clown Жыл бұрын

It always seems like the woman wants a bigger more expensive house even if they clearly don’t need it. And the man always wants the bigger newer car that he doesn’t need. Just an observation over years watching the show.

@TShirtAndReeboks Жыл бұрын

Also the women like to spend on the clothes/accessories and the guys on the electronics/toys. Always exceptions, my spouse and I are actually exceptions but I do see it.

@JerryStevens Жыл бұрын

I can't answer the question because I don't know enough about the house she wants to buy and the one he wants to buy. Maybe he's being cheap and the house is too little for a growing family or maybe she's wanting too much house just because she likes it.

@evenbiggeral5089 Жыл бұрын

$100k in savings and only $16k emergency fund? Wow that is NOT solid ground. I would not go forward with a new mortgage.

@azteca6695 Жыл бұрын

I would stay put! And use that money for the kids and towards retirement

@flea4061 Жыл бұрын

495k? I wish. Everything where I am is like 750k. Buy that house. 100k mortgage is nothing. Be happy.

@jojotheshiba7675 Жыл бұрын

So true

@DanielGarcia-zz9eg Жыл бұрын

And u don't think of the light bill, higher property taxes, higher insurance... I would stay or down size

@itamchi9084 Жыл бұрын

I would buy a 200k house no more than that pay it off and resell it for more

@ClaxtonBay123 Жыл бұрын

2019? No he doesn't remember! 😂

@haasan9360 Жыл бұрын

How is every call is “starting an hour”?

@caseybelardi2250 Жыл бұрын

500000$ house in Texas is pretty huge

@Sexy40baby1 Жыл бұрын

Funny how you get out of debt to go back into it for a want. Funny how you get someone aboard with financial freedom to discover they actually like financial freedom when you want something that requires debt.