My Life Is Too Chaotic | Budget With Me | July 2024
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Күн бұрынThe first 500 people to use my link skl.sh/laurenmiller06241 will get a 1 month free trial of Skillshare premium!
I've got so much going on right now and I feel too disorganized to be at my best so I'm trying out some new things this month! Let's talk about it and budget for July!
📊 Get the Budget Dashboard: tidd.ly/3EFq9ho
💰 Join my Budget Coaching Program: stan.store/laurenmiller/p/boo...
💡Life Insurance with Policygenius: www.policygenius.com/pro/refe...
🫶🏼 Get my FREE Beginner's Guide to Budgeting: moneyandmindset.myflodesk.com...
Other links:
🎓 Stressed out about your student loans? Book a consult with an expert..Student Loan Planner!: www.studentloanplanner.com/lo...
📈 Get my free Net Worth Tracking Spreadsheet here: moneyandmindset.myflodesk.com...
My favorite financial books:
📚The Simple Path to Wealth by JL Collins: amzn.to/2KggZPy
👊 You are a Badass at Making Money by Jen Sincero: amzn.to/37YNgTa
🫶🏼 FOLLOW ME ON INSTAGRAM! / laurensmoneymindset
Thanks for watching! 🤗
xo,
Lo
**This video is not financial or legal advice. This is just me sharing my own experience with my debt and finances.
For business inquires: lomills1017@gmail.com
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#budgetwithme #googlesheets #millenialfinance
@laurensmoneymindset 25 күн бұрын
The first 500 people to use my link skl.sh/laurenmiller06241 will get a 1 month free trial of Skillshare premium!
@Justchilling8261 24 күн бұрын
Very nice that's you're planning on actually paying yourselves first! All the best 😊
@HS-oz8im 23 күн бұрын
keep the cute pictures of Miles coming, so happy he's enjoying his cat tree! I also listened to that episode of bigger pockets and thought that part was insightful and useful to plan for those costs when I go to buy a house in the future. Thanks for sharing!
@Plantation1984 25 күн бұрын
Don’t sweat the high mortgage payment. We did the same thing on LI with 6.3% interest. We have a mortgage of $4200 and we bring home about the same money as you guys. Trying to aggressively pay off our last consumer debt - our Durango (just over 13k left). I wanna have that paid off by September. Just stay out of consumer debt and then refinance that loan when the rates eventually come down. Getting out of consumer debt I think is SO rare in the US.
@laurensmoneymindset 25 күн бұрын
Great perspective! Thanks for the encouragement and totally agree-we’re avoiding consumer debt at all costs
@user-if2hm2mp9w 25 күн бұрын
Why have you deleted a lot of your videos?
@julianamartinez9737 25 күн бұрын
she did? which ones?
@user-if2hm2mp9w 25 күн бұрын
@@julianamartinez9737 A lot of them from 507 videos to just 164 videos.
@greenlantern1986 19 күн бұрын
@@julianamartinez9737 A very quick look shows all of the ones between March 27 2023 and August 23 of 2023.
@rachellawyer3421 25 күн бұрын
Miles looks extremely happy with the new perch 😊
@laurensmoneymindset 25 күн бұрын
He loves it so much! He spends all day out there 😻
@Tinaluvsdc 23 күн бұрын
Lauren - You look so happy and I love to see it ❤❤❤
@jenniferboots9467 23 күн бұрын
I believe Shay Budgets uses Notion.
@isabel2589 25 күн бұрын
I just realized Miles' SF is higher then you, your husband and your daughters' 🙃
@laurensmoneymindset 25 күн бұрын
Haha yes but his includes food, insurance, medical, toys, etc whereas our food insurance, and medical comes from other areas of our budget. But we do love him so much 😻
@delayedgratification581 25 күн бұрын
I have a similar mortgage and we better love the house LOL
@laurensmoneymindset 25 күн бұрын
Right?! My goal since we started trying to have kids 8 years ago was to get into a house like this so when I look at that payment I try to remind myself of how much I’ve wanted this and try to focus on gratitude that we were able to make it happen at all in this economy
@delayedgratification581 22 күн бұрын
Yeah, 1 month at a time. Hopefully you can refinance in a couple years. Get yourself ready for that financially :)
@kristinasacchitella1683 25 күн бұрын
What car insurance company do you use? Is that for one or two cars? That’s a great rate, I’m trying to shop around and get ours down
@laurensmoneymindset 25 күн бұрын
It’s safety insurance I believe. We use an insurance broker who helps us shop around for the best rate. Our cars are older (2014 & 2015) plus were in our late 30s with great driving records so I think all that helps
@gabrieliacoboni6951 13 күн бұрын
54000 large in a mortgage. Man.
@charity7273 25 күн бұрын
One thing to look into, does your mortgage company allow you to 'recast' your mortgage? May be an option in the future to lower your payment.
@laurensmoneymindset 25 күн бұрын
Great point! I’m hoping we can refinance to a lower interest rate in the next couple years but def something to look into if we can’t
@Whoamiiiiiiiiiiii 19 күн бұрын
40% of your income to your mortgage is crazy 😮😮😮
@laurensmoneymindset 17 күн бұрын
If we had bought three years ago it would be half that
@Whoamiiiiiiiiiiii 17 күн бұрын
@@laurensmoneymindset yeah same here. It sucks!
@tanjakoch13 24 күн бұрын
Which Amex card do you use? Thx!
@laurensmoneymindset 24 күн бұрын
This one! (affiliate): americanexpress.com/en-us/referral/blue-cash-preferred-credit-card?ref=LAUREMR5Cp&XL=MIANS
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