My Monthly Expenses | Harvard, MIT, Investments, Internships, ...
Рет қаралды 30,827
Күн бұрынEvery single dollar I spent since the age of 18 and a deep dive into my personal finances. My monthly expenses from my undergraduate studies in Croatia, all the way to my PhD at MIT/Harvard in Cambridge, MA.
▬ In this video ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
I go through my personal finances, starting with my undergraduate studies at the University of Zagreb. Next, I talk about my internships in Copenhagen, London, and Singapore. My master's degree at EPFL in Switzerland. My startups. And finally how much money I spend here at MIT and Harvard University
▬ Watch this next ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
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▬ Follow me for more tips ▬▬▬▬▬▬▬▬▬▬▬▬▬▬
Instagram: / samuel.bosch
LinkedIn: / samuel-bosch
TikTok: / boschsamuel
▬ Timestamps ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
0:00 - Intro
0:46 - Keep track of your finances!
3:46 - Childhood in Croatia (2000-2013)
5:35 - Undergraduate 1st semester in Croatia (2014)
7:14 - Undergraduate 2nd semester in Croatia (2015)
8:17 - Internship in Denmark (2015)
9:30 - Internship in London (2016)
13:39 - 3rd year in Croatia (2016-2017)
15:42 - Research in California (2018)
17:32 - Master's in Switzerland (2018-2019)
18:46 - Research in Singapore (2019)
20:57 - Harvard & MIT (2020-today)
25:29 - Conclusion
@SamuelBoschMIT Жыл бұрын
Thanks for watching! Let me know in the comments which apps or tools you use for tracking and planning your finances 🙂
@janithchethan6213 4 ай бұрын
YNAB is better option
@totoman999 Жыл бұрын
Ich gönne dir jeden Cent. Bist eine echte Inspiration. Danke, dass du das mit uns teilst✌️
@SamuelBoschMIT Жыл бұрын
Danke 🙂
@danielparaschiv7920 Жыл бұрын
Great insights and amazing evolution over the years; keep up the good work! It would be interesting if you could make some videos on your time management (80 hours per week is very impressive in science), research projects and how you organized your work for the papers given that research results are hard to predict and schedule. Thank you!
@ahmadchalhoub99 Жыл бұрын
yess! really excited for this video. I am very interested in this topic because I would really like to gain a better understanding about expenses living and studying in Boston. love your videos :)
@SamuelBoschMIT Жыл бұрын
See you tomorrow in the live stream! 🙂
@mr22b56 Жыл бұрын
finally I have added you in my role model list. Keep up the good work
@SamuelBoschMIT Жыл бұрын
Life goals 😎 I’m honored 😉
@fatemehb3166 Жыл бұрын
After watching this video & realizing how far you have come ( not having a wealthy family, then trying hard to make ends meet on your own ) I have a whole new level of respect for you.... thanks for creating this channel , I find it very helpful 👌⭐️
@anirbanc88 Жыл бұрын
Such a journey dude! thanks for sharing and so many cool advices, awesome!
@SamuelBoschMIT Жыл бұрын
You’re very welcome 😉
@miro_gra2706 Жыл бұрын
Wow what a Video. And im really impressed about how good you tracked your expances over a so long time. As always thanks for this Video 👍👍
@SamuelBoschMIT Жыл бұрын
Thank you Miro 🙂
@vietkhoi2518 Жыл бұрын
I have just watched this straight for 26 minutes. It is a great story. Keep it up bro
@SamuelBoschMIT Жыл бұрын
Thank you 😊
@perigordvert6833 Жыл бұрын
The video is well done. Charming, authentic, excellent content & presentation. Oustanding quiet style of humor. Congrats & respect.
@SamuelBoschMIT Жыл бұрын
Thank you very much! 🙂
@noahwilliams2078 Жыл бұрын
Your story was quite intriguing, but I would like to see next is how you managed to communicate with universities and do negotiations such as Scholarship's, internship, and admissions. That's a rare skill of communication and negotiations that you seems to possessed.
@SamuelBoschMIT Жыл бұрын
I might make a video about this at some point 🙂
@romanxrs Жыл бұрын
really insightful, thanks a lot for sharing it!
@SamuelBoschMIT Жыл бұрын
Glad it was helpful!
@uzairsuleman Жыл бұрын
This is inspiring, take the opportunity in front of you and other doors will open up
@akash6039 11 ай бұрын
Great , Really Inspired!
@ShockGraphics Жыл бұрын
Very interesting! I know you once showed how an email should look like when approaching a faculty member, but could you someday do a video about finding and aproaching for research internships since you often did it in your life? Due to being a scholarship holder of the Studienstiftung, its even more relevant to me since I can provide self-funding. Excited to see your next videos!
@lesscomplicatedsubtosubleg3187 Жыл бұрын
This is the story of a Genius Geek, but you are truly inspiring! ❣
@SamuelBoschMIT Жыл бұрын
Thank you 😊
@coltonbourque693 Жыл бұрын
Awesome video! Can you put out a video talking about how you made your CV and giving some tips and tricks? Thanks!
@SamuelBoschMIT Жыл бұрын
I've been thinking about making such a video for a long time. Maybe I'll make one in the near future :)
@tanjamikovic2739 Жыл бұрын
Bravo care! +1 za video o time menagmentu, pogotovo mentalnim navikama da se izgura 80hrs/week. Meni je mnogo overwhelming kad radim 10+hrs/danu, preko potrebni saveti! Poyy iz Srbije sa Elektrotehnickog faksa!
@SamuelBoschMIT Жыл бұрын
Svakako :)
@parammohapatra4062 Жыл бұрын
You talked about 2 different research fellowships that you managed to secure during your undergraduate years. Can you talk more about how you went about securing these paid research positions? Also, thanks for the video about expenses - I think a lot of it is pretty useful
@SamuelBoschMIT Жыл бұрын
Yes, I might talk more about this in a video in the near future 🙂
@raviranjan8517 Жыл бұрын
Interesting! You are inspiration for me
@SamuelBoschMIT Жыл бұрын
Thank you :)
@sebastianknubel1989 Жыл бұрын
You are so inspiring 😊
@SamuelBoschMIT Жыл бұрын
Thank you 🙂
@fayoztoshmirzaev7895 Жыл бұрын
Honestly I admire you. I am first year student and this was what I neede
@SamuelBoschMIT Жыл бұрын
Thank you 😊
@mrmango2881 Жыл бұрын
I started earning only recently. I am using Ivy Wallet app to track my expenses. It’s not integrated with any bank account or credit card. You have to manually type in for every transaction. But it’s pretty seamless to use with intuitive UI and widgets. It is open source, free to use and works on donations. It syncs with cloud and also has “export to CSV” and other backup options.
@MinecraftZockaa Жыл бұрын
Hi man, amazing vid! Would you explain what your real estate business is about?
@Konrad10Hagen Жыл бұрын
Great Video!
@SamuelBoschMIT Жыл бұрын
Glad you enjoyed it :)
@tolga1292 Жыл бұрын
Incredible and inspiring. Your Cv should be filmed!
@SamuelBoschMIT Жыл бұрын
Wow, thank you! 😊
@maximilians.5437 Жыл бұрын
Great video! Just downloaded a expanse tracking app:) maybe you could also make a video on how you accumulated that many airline miles and how to get into collecting. I tried to research some videos but it seems to be not that common in Europe. Or maybe you can share a good video or channel. Keep up the good work👍🏼
@SamuelBoschMIT Жыл бұрын
It's a bit harder if you don't have access to US credit cards. Although I did manage to do it in Europe too, with some tricks 🙂
@Wonder.Winnie Жыл бұрын
wow this is really interesting!
@SamuelBoschMIT Жыл бұрын
Glad you think so! 🙂
@quantumgeek7999 Жыл бұрын
The way you show the credit card to the camera, I can actually read everything sigle digit on it in 4k resolution 😂
@SamuelBoschMIT Жыл бұрын
😬
@bloomp7999 Жыл бұрын
that was really fascinating to hear ! money management is Alien to me, that's maybe why i am broke and stuck in life..
@SamuelBoschMIT Жыл бұрын
Yeah, it's super important to keep track of everything all the time :) People tend to underestimate it
@bloomp7999 Жыл бұрын
@@SamuelBoschMIT 🤔 this is a great philosophy
@neeljani1 Жыл бұрын
Interesting video 😄
@SamuelBoschMIT Жыл бұрын
Thank you 😊
@dra984 Жыл бұрын
Could you go more into your work at Harvard/MIT? Is your position at Harvard a faculty position? What is your stipend as a PhD student and do you have tips for living as a graduate student in Cambridge or other metropolitan areas?
@Schnoebel Жыл бұрын
Money Manager is a great app, there's a free version and paid one is not a subscription only once payment for 5,99€ I think. Not like Finanzguru you can edit the data fast and on your own, I like the design, it's not too complex, but has differen functions. It also saves on cloud and you can use it on desktop
@SamuelBoschMIT Жыл бұрын
I’m definitely gonna check that out!
@silvankuebler Жыл бұрын
The thing with bb needing new clothes all the time is so true :D A good way to compensate for that is to just buy clothes that are too big for you at the time being :) Also give this cool bodybuilding look
@SamuelBoschMIT Жыл бұрын
Hahahaha not do sure about buying oversized clothes :)
@sobakakustovsky3909 Жыл бұрын
Da ist ja Arnie im Hintergrund!🦅
@SamuelBoschMIT Жыл бұрын
Genau 😊🦅
@thefourthbrotherkaramazov245 Жыл бұрын
Hey Samuel, way off topic from the video, but I was wondering how much physics someone needs to do research related to quantum artificial intelligence and/or machine learning? I am a math student interested possibly pursuing research in similar fields as yourself. I understand you did your undergrad in physics. I also understand that a Ph.D. cannot be entirely nailed down to any topic or approach. But I'd like for someone to grant some insight into how much physics is necessary for doing research related to it no matter the approach or home school of thought. It's hard to read through work at the level of yours (actually it is impossible right now haha), and since your field of research is quite esoteric and state-of-the-art, it has quite a large barrier of entry at the moment. This is for myself and I am approaching this from a mathematics background. I have some experience with physics and am taking courses on A.I. and machine learning. I'm asking this in order to make some decisions on my last year of courses before I graduate. I'd like to pursue graduate work in mathematics and its applications in quantum A.I. Any advice or other resources for information you can point me to is greatly appreciated. Your videos are awesome and you're a stand up guy. Thanks!
@ahmedshaikh940 Жыл бұрын
Hello! Do you have any advice regarding crafting international applications to universities? I am currently in 9th grade studying in an international school and I am wondering whether you have any advice or anecdotes you could share with me. Cheers.
@SamuelBoschMIT Жыл бұрын
Yes, have a look at my "How to get into MIT as an international student" video 🙂
@mpcmohali6302 Жыл бұрын
I use the same app man.. I have tried new ones but nothing beats the simplicity of spending tracker
@SamuelBoschMIT Жыл бұрын
That’s interesting to hear! I do like the simplicity. It’s not rocket science at the end of the day. I just hope they will keep maintaining the app, and it won’t end up discontinued which could easily happen
@mpcmohali6302 Жыл бұрын
@@SamuelBoschMIT I wish the same or don't worry I develope an exact copy and will share it to you.. Only you n me will use that 😂
@ThePercydon Жыл бұрын
Hello Guys i just have one question. I just started with my studies at university in Computer Science. But sometimes I have the feeling that I should have started/ change to Business administration. My goals after university are to gain experience with consulting and maby build my own company or work in a managing position in a company. What do you guys think? Any advice for that?
@SamuelBoschMIT Жыл бұрын
Everyone can study business. But not everyone can become good at programming or cs in general. Unless you really don’t want to do anything even remotely related to cs in your life, it’s probably best to study cs and take business courses / work on startups on the side 🙂
@ThePercydon Жыл бұрын
@@SamuelBoschMIT Thank you very much for your answer 🙏🏼
@jakehoffer321 Жыл бұрын
How did you learn about real estate investing? I’m trying to get into it. Thank You
@davidbosch5079 Жыл бұрын
Verrückt! Ich habe das all die Jahre gar nicht so bewusst wahrgenommen, bzw. nur am Rande mitbekommen.
@SamuelBoschMIT Жыл бұрын
Du meinst meine Finanzen? :)
@davidbosch5079 Жыл бұрын
@@SamuelBoschMIT genau
@jubaaissaoui5678 Жыл бұрын
You inspired me with your buzzwordy to study quantum robotics
@SamuelBoschMIT Жыл бұрын
😂
@engineeringmadeasy 2 ай бұрын
Hi Samuel, I need your financial advice on these 36 Credit Cards. I'm sure these Credit card are from different countries. As you live in USA, how do you manage to keep your bank account activated? Do they allow you to have bank while you live in USA? How do you that man? Thanks for your time.
@carbs9132 Жыл бұрын
Very interesting story! Just wondering - how did you manage to get so many air miles?
@SamuelBoschMIT Жыл бұрын
Hahaha you’re not the first person asking. I may make a video about it at some point in the future :)
@ralllao7295 Жыл бұрын
I recommend Toshl Financie which automatically imports transactions from banks
@SamuelBoschMIT Жыл бұрын
Niceee - I'll check it out :)
@ricardoz6524 Жыл бұрын
Dude, are you even human? Haha, I cannot imagine what kind of IQ you were born with to be able to focus and excel at so many things at once. Truly a genius. I wish my brain worked like that. Thanks for sharing.
@SamuelBoschMIT Жыл бұрын
Hhahah thanks - have a look at my video about my life principles for success talking about this :)
@nosferatu5500 Жыл бұрын
Explain also the benefits of the credit cards.
@SamuelBoschMIT Жыл бұрын
Uhhhhh that would be a long video :)
@F_M_J Жыл бұрын
@@SamuelBoschMIT I'd love to understand more regarding that too, maybe it could bring a lot of new viewers in, which you already deserve nonetheless
@ShubhamSinghYoutube Жыл бұрын
Hey, Samuel, I have never won anything at the international level, I have never even qualified. Can I get admission to MIT grad program?
@milakohen630 Жыл бұрын
I persoanlly use notion app :) it's easy and convenient :))))
@berger1968 Жыл бұрын
How by all means can you stay motivated working that much 😮
@SamuelBoschMIT Жыл бұрын
It’s all about setting the right goals in life 🙂
@JanLeberwurst Жыл бұрын
Ist es möglich dir privat eine Frage über Quantencomputer zu stellen?
@olivia2585 Жыл бұрын
am I the only that I saw at 5:58 a huge insect taking a walk at the wall behind samuel ?
@SamuelBoschMIT Жыл бұрын
It may or may not be real :)
@irisce2799 Жыл бұрын
5:56 LOL
@SuperMaDBrothers Жыл бұрын
do u know like were to go to potty like my momma said i gotta eat gummy beans but like i cant eat them anymore cuz like theres only 4 in the jar but there all different colors, like theres a red gummy bear and a blue gummy bear and a green gummy bear and a yellow gummy bear, but how is that even possible if like theres only 3 prime colors??? i was playing operation the game and i finally got the bone out, but the nose lit up! Seriously though, looking forward to the video :P great topic. At some point can you do one on starting a startup? Too many vids just focus on things like "first step is to have an idea"... like bruh
@dibbo-mrinmoysaha406 Жыл бұрын
Next time flying first class from US to Europe the KZfaq camera must be on board ;) And one question: How long did it take assist-O to raise the 50k investment and make real profit?
@SamuelBoschMIT Жыл бұрын
Hahhaha I wanted to last time, but realized it may not be very suitable content for my channel :) Assist-o didn't raise any money btw. This was money we invested privately
@dibbo-mrinmoysaha406 Жыл бұрын
I would definitely watch "How MIT PhDs travel the world" or "One day this could be you" 🤣
@christopherp.2455 Жыл бұрын
how did you manage to accumulate 2.000.000 airline miles? Would be very interesting to hear about that
@SamuelBoschMIT Жыл бұрын
hahhahahaha I've been asked to make videos about this for a long time :) I am still hesitant to do so. Among other reasons, most tricks really only work if you live in specific countries (not just in one) and have access to specific combination of credit cards and bank accounts. So even if I give a lot of tips and tricks, most of them would apply only to a small subset of people . So I would have to think really hard how to make a video useful to as many people as possible :)
@christopherp.2455 Жыл бұрын
@@SamuelBoschMIT ok I See. So credit cards like Amex i guess.
@djamilahiller2579 Жыл бұрын
@@SamuelBoschMIT I think it still would be suuuper interesting to hear just what is possible if you combine the circumstances optimally :) Interesting video anyways, keep up the great content👍
@altahsin1795 Жыл бұрын
Love you from Bangladesh
@SamuelBoschMIT Жыл бұрын
Thank you 🙂
@altahsin1795 Жыл бұрын
@@SamuelBoschMIT i am a student from physics Department. I want to talk with you.
@brooks5895 Жыл бұрын
Two time college dropout and you still ended up at MIT in a PhD program! I know the work must have played a critical part in your admission
@SamuelBoschMIT Жыл бұрын
It certainly wasn't based on my completed degrees 🤣
@ktoscos4546 4 ай бұрын
wow
@aniketkedare8 Жыл бұрын
hi I thought you were doing PhD in physics ..... ? what is ur stipend in MIT
@SamuelBoschMIT Жыл бұрын
There isn't really a distinction between fields anymore. Technically my PhD is in Computer Science, but I do just as much math and physics in it :)
@Pl-xt5ye Жыл бұрын
What in the world did you do to get 1,000,000 miles & more?
@SamuelBoschMIT Жыл бұрын
If I told you, I’d have to kill you 😉
@erinxhsu Жыл бұрын
please recommend a good credit card 👀
@SamuelBoschMIT Жыл бұрын
Your next one should be the capital one venture X, once your Amazon Prima card from chase is at least 1-2 months old
@AJaguar1 Жыл бұрын
Hello Samuel, wish I could keep track of my expenses like you. Hussein again, your IPHO 2014 Co-participant, I am haven't received a feedback from you, still expecting one. thank you.
@SamuelBoschMIT Жыл бұрын
Hey Hussein, sorry my inbox is just exploding and I haven't even gotten to reading most messages 😬
@AJaguar1 Жыл бұрын
@@SamuelBoschMITThank you, I understand, I basically want to hop on a call with you, catch up, talk about physics, IPHO. Could I maybe get your calendly or doodle so I book a date. Been trying to paste my mail here for that, but KZfaq keeps deleting the comment
@sirloollonator Жыл бұрын
whats that for an animal at 5:57 ?!?
@cedricbornemann6963 Жыл бұрын
which broker do you use for investing? ibkr?
@SamuelBoschMIT Жыл бұрын
I’m not investing anymore into the stock market atm. Everything I can save goes into startups :)
@cedricbornemann6963 Жыл бұрын
@@SamuelBoschMIT thanks for the fast answer. Enjoy your day
@wunder1385 Жыл бұрын
Do you think you got those free accommodations because of social skills or luck?
@SamuelBoschMIT Жыл бұрын
Probably a combination of luck and trying really hard :)
@sir_BLIZ Жыл бұрын
How much does mit pay their phd students
@SamuelBoschMIT Жыл бұрын
Depends on the department. In computer science, we get the most at around 4000 usd per month. Other departments pay slightly less
@sxrpio Жыл бұрын
36 credit cards???? please make a video about this!
@SamuelBoschMIT Жыл бұрын
I'm thinking about it 🙂
@mindofmastery5801 Жыл бұрын
How did you manage to get so many miles haha
@SamuelBoschMIT Жыл бұрын
I might make a video about it at some point :)
@777southpaw Жыл бұрын
If I may ask, what's you age buddy?
@SamuelBoschMIT Жыл бұрын
I’m 27 :)
@777southpaw Жыл бұрын
@@SamuelBoschMIT would request you to make a video on - how to handle work and expectation pressure brother. When you are working your peers expect the best out of you and sometimes the magic doest happen and things do not click. doest it happen to you too? How do you handle the pressure or critisism when that happens. Would love to know your psychology behind all that glittering success.
@harrypewpew901 Жыл бұрын
something does not add up here
@lianadotjpeg 8 ай бұрын
?
@mcrecrafter1989 Жыл бұрын
In Minute 5:59 a little insect is crossing the lens of the camera lol. A spy?
@SamuelBoschMIT Жыл бұрын
It may be fake 😉
@lianadotjpeg 8 ай бұрын
Stoppp the cockroach scared me 😂
@SamuelBoschMIT 8 ай бұрын
😂
@SetaouWorm Жыл бұрын
WTF 2mio. Miles😮 pls learn us how
@SamuelBoschMIT Жыл бұрын
Special skills. I will almost certainly make a video about this sometime in the coming year 🙂
@engineeringmadeasy 11 ай бұрын
I wonder which cards these are hahaha?
@dmitryplohotnyuk5093 Жыл бұрын
Just stop this video at 5:58😂
@SamuelBoschMIT Жыл бұрын
The power of special effects 😂
@LeviKek Жыл бұрын
Vllt ist das nicht dein Style. Aber Oversized Kleidung hat seine gewissen Vorzüge.
@SamuelBoschMIT Жыл бұрын
😂
@melissalandman9803 Жыл бұрын
Please buy me a puppy
@SamuelBoschMIT Жыл бұрын
Hahhahhahhahhah ehmmmmmm 🧐🐶
@davidbosch5079 Жыл бұрын
You’ve got an eagle already!
@SamuelBoschMIT Жыл бұрын
😂
@joseluis8291 11 ай бұрын
Your accomplishment are great but some of them made me think you are either a genius, extremely lucky or plainly lying haha
@baldgangceo1291 Жыл бұрын
Hi Samuel I'm the 13yr old that was in your previous livestream I wanted to ask how you found the PHd for quantum artificial intelligence because i search it on google and cant find it and I wanted to thank you because this video got me using anki more and my grades seem to be improving and i wanted to ask you what kind of physics questions you did for fun as a kid and where you got those questions from I also wanted to ask what physics competitions you did as a kid and how did you find them. secondly I wanted to ask what did you major to get into quantum artificial intelligence and what has been your hardest topic. Finally what is your current job and salary. This may be long but this is the last question do you think in maybe 10 years I'd be able to start my own Quantum Al company and what steps do you think i need to take to get there.
@SamuelBoschMIT Жыл бұрын
I'm doing a PhD in computer science actually 🙂 Quantum AI is just a subfield
@ErikkP Жыл бұрын
For germans I can recommend 'Finanzguru' as a financial tracking tool. I would also love a video about how to use credit cards advantageously!
@SamuelBoschMIT Жыл бұрын
Nice! I heard about that before :)
@ferlou2373 Жыл бұрын
Seconded, it works perfectly for me.
@infinitymiracle772 Жыл бұрын
Hi there! I just got to say, almost everyone in MIT AND Harvard are true genius! BTW, contacted you on instagram, hope you see it, will definitely have great chat on mathematics and all of that!
@CristianIntriago_ Жыл бұрын
Hope it has tips for broke students who want to work out and eat a lot and also have good grades 🥲
@SamuelBoschMIT Жыл бұрын
At a bare minimum, it will show you that I was just as broke 🙂
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