Thank you for watching the premiere with us!! Sana makatulong tong content sa mga currently struggling in life, finances particularly. Please know na may pag-asa pa yan, you just have to believe in and work on your self, seize the opportunity, build your network, and aim for continuous improvement -- kahit little by little, basta may growth. Love you all teatas and teatos!

Is it just me? I’m tearing up a bit. :’( Thea was one of the first PH youtubers who inspired me to get my shit together financially. I also made the same mistake that you did which was loan money on behalf of a friend and now I’m paying for it because he can’t :( Thanks for sharing this so openly, continue to inspire more people, thea!

Every school and universities should HIRE you to speak at their graduation services, ala Dr. Taylor Swift, ganern! The younger gens MUST hear your story. Proud of you girl! 🚀🥰🙏

Waaah. Why am I crying!? I consider you as one of my financial coaches. I am trying so hard to build up my finances after series of mistakes through your tips and suggestions. I try to recreate a template based from your temps just to help me achieve my financial aspirations. More episodes like this please.

Learning from other people’s experiences is really the best teacher. You don’t need to experience it first hand to learn the lesson in each mistake. Thank you, Ms. Thea for sharing your experience with us! I’m not in the exact situation, but I’m in the process of recouping my savings from the past years after a lot of personal expenses. Hopefully, I get to recover ASAP. 😇🙏

sana hindi pa too late for me to reboot my finances. my mom also took out a loan under my name. then i lost jobs so it was a very hard time because agencies are hounding me. could not even answer a call kasi i feared na naniningil yun. ok naman na sya ngayon kaso di ko sure kung ok pa credit record ko. may work naman na ako na medyo mababa pero enough to get me by at makapagtabi ng pera. sana di pa huli lahat for me para mapalago yung mga pinaghihirapan ko :( im turning 27 this year.

Dang! Thea, I've been a silent follower but I just want to let you know that you are super inspiring, especially this video. If you consider yourself a late bloomer, mas lalo na ako. I'm 32, turning 33 this year and I can say that it's only been these past 2-3 years na I improved my financial behavior and habits. I'm getting my shit together. And that's because you and other other financial influencers' help. Nakakahappy to.

I love this so much! Grabe ang taboo to talk about financial mistakes and bad decisions na sometimes it's being swept under the rug. Minsan nagiging anxiety-inducing and stressful talaga siya na parang ayaw nalang harapin or pagusapan. 🥺

Thank you for sharing your story Thea. In my opinion hindi ka naman late bloomer. If anything mas late bloomer pa yata ako kasi ako I'm now in my 30s pero ngayon pa lang nagsstart ma awaken sa aking personal finance. I spent most of my 20s living from paycheck to paycheck because napaka gastador ko, YOLO and FOMO mindset. Kain dito, kain doon, travel dito and travel doon. Ngayon I'm starting from scratch din, di ko muna maishare in detail kasi baka I have friends who follow you as well. Can't wait na makahinga hinga ng maluwag ulit. Salamat sa pagshare ng iyong experience, maswerte younger generations na they have content creators like you as inspiration na sana nung panahon natin ay meron din tayo. :)

Thank you for being vulnerable and real Ms Thea! I’m sure this wasn’t easy to film. Thank you for allowing us to learn from your past mistakes ❤️

Sobrang powerful ng last statement. Thank you, Thea! 💕

Lesson learned, wag gamitin ang name mo for others benefits.. gamitin credit cards or loans for other people..

nothing but love for this video Ms Thea! Thank you for being sooo transparent!

Omg di ko alam bkit ako kinikilabutan sa talk. I’m so proud of you Ms Thea!!! Manifesting to have my own properties soon. Thank you for the guidance and teata talks!!! More of this please!!!!! ❤️❤️❤️❤️

Love it ❤ I love that you gave a timeline, I’m 27 now and I got encouraged to not lose hope, :)

Grabeeee! Kaya Pala sobrang powerful mo teata! I'm keeping and practicing what your advises. Thank youuu. More power

Love this! Can't wait for the next episodes! 🥰

Thank you for sharing your journey Ma'am. It inspired me to be more mindful of my spending habits and the way I handled my finances. ♥️

Got my first credit card @19 with the limit of 100+k with the help of your finances vids! PS: I've been working since 15 y/o Thanks for sharing your journey, ms thea! You're someone that I look up to, a lot :))) To more finances vids please!!! This channel is an essential part of my growth as a person, you're the financial-literate ate that I never had... BRB CRYING

Pls do more of this tita talks! I really enjoyed listening to it.

I'm 24. Just had my first cc. Was looking for advices on how to manage it well, more so, maximize the perks of it --- stumbled upon your credit card video and now I'm binge watching all your uploads. You are amazing and inspiring! More blessings to you!

Super helpful this video, Ms Thea especially with the high inflation we're dealing right now 😊

By far one of my favorite financial content of yours!

More videos like this pls 🥹 ang sarap makinig feel ko may kausap ako about finances. Nakakarelate and inspired at the same time ❤

Thank you Ms. Thea for sharing this! Hopefully I will have my "with open arms, come to me" moment 😂 investing in personal growth is important talaga e. Happy Valentine's day po! 💕

So refreshing to hear this. Napagdaanan ko rin iyan. Now, slowly rebuilding my finances and investing more.

This is so inspiring! Silent follower and fan here since your beauty content era. More power to you!

Grabe yung blessing na binibigay ng life experience sharing mo. God bless you more Ms. Thea.

so inspiring. as always. thank you for sharing!

Omg! 🤯This is the content that I've been looking for the past few months. Hope we all can get back! Lavannn💓Thanks Ms. Thea for sharing your thoughts genuinely💗

Super ganda naman nito! MORE videos like this please. 😍😍😍

Thea, I needed to hear these. Thank you!

Wohoooo. BPI number 1. 👏👏👏👏

This is my favorite episode of Tita Talks. ❤

Currently, going through rock bottom but slowly getting my way up. Thank you for sharing your learnings and experiences ❤

Huhuhu very inspiring. Nabuhayan ako ng loob n maimprove ang finances ko kahit n 29 yrs old na ako. Hugsssss ❤️ So happy sa milestone mo Thea. Keep on inspiring and educating people. Isa ka sa mga unang nagmulat sakin na need ko na ayusin finances ko. 🤗

Wow! This kind of unfiltered content. 😮💯

Thank you Thea for sharing this I've been your silent follower since day one and now I reached 30's. I learned a lot of financing. Thank you.

Ang ganda ng life lessons in this video, Thea! Thank you for sharing your experience. 🥹

I am 4 years older than Thea but I learned a lot from her financially. Siya talaga nagopen ng eyes ko to handle my finances properly. So, thank you, Thea! 💕

Thank you Thea for sharing these very helpful personal experiences and insights. Even tho hindi ko pa nafifigure out yung life ko at 23, I know I can always look back to your videos like this to inspire me and teach me valuable lessons 💗

I AM IN MY HUGE FINANCIAL TRIAL RIGHT NOW, THANK YOU FOR THE POSITIVE LESSONS 🥺

Very inspiring. Thanks Ms. Thea for this . More power po..

Soooo inspring!! Nakakaiyak. Waching this as a 21yo, working since 18yo, na ngayon baon sa loan sharks and slowly recovering from debts. I really feel hopeless sometimes and relate sa jowa lang napagsasabihan. Soon I'll find some answers!

Galing!! Proud of you sis!! 💕

Really love tita talks by thea talaga ❤

an inspiration indeed!

Love this! More more podcast style vids, ang interesting 🫶🏻

love this!

From the beginning, I always admire how you do finance things and any thing about adulting. You always serve as in inspiration to me. I hope I can use my heard advice from you, of course on top of ' I should do my best' to build a more resilient me in terms of adulting. God bless you always and keep doing what you do. ❤️😇

I always love watching your vlogs and I proudly share your channel to my friends. 💙

Loove this series! Manifesting Tita Talks podcast soon! Thanks for sharing your story Ms. Thea, nakakaiyak.. Same tayo, late 20s na nakapagstart sa Finance journey - got insurance at 26 then the following year stocks naman. I'm a breadwinner and had to help settle my parents loans first when I had my first job. Now, I'm working on my personal growth and praying to have my emergency fund replenished due to unexpected major expenses last year, and hopefully have more opportunities & side hustles this year 🙏

Thank you so much for this. 💛

Thanks for sharing, Thea! I followed you since 2019 because I had a similar financial problem that time, which I can only share to my partner. I have also cleaned up my mistakes and built a better financial plan, and you have influenced me a lot!

this feels so personal. gusto ko tong ganitong content, i relate so much. naiiyak ako 🥹♥️

I really love your content po Miss Thea 😍

Rewatching. Nakakalakas ng loob ❤️

Super relate on the personal finance + "may utang" journey. One of my likewise #neveragain. Thank you for sharing your lesson, Thea!

Quality content!!! 👏

very inspiring Ms.thea. i always watch your vlogs. Dami ko natutunan. Continue to be awesome!

So helpful. As always 🙌

Silent follower ako. Ikaw ang go-to youtuber ko pagdating sa finances. Mas naging financial literate ako nang dahil sayo. Thank you ao much! Now i have 2 cc and several savings accounts. Thank you for the knowledge.

I literally cried while watching this Ms. Thea. I had the same experience, and I felt invincible after those experiences Thanks for sharing!

Thank you Thea, napalakas mo loob ko.

Thanks for sharing Ms. Thea. Very inspiring. Indeed very personal ang video na ito. All the while, I thought ,"hmm..ganyan lang yan mag salita kc di naman sya maka relate sa mga nakararami eh. mayaman na man yan". But this video showed us the real you, what you went through, the struggles and sacrifices you went through para malampasan yun. Again, thanks for sharing. It gave us a lot of hope na pwede pa pala talaga magbago ang buhay namin especially kung pagsikapan lang talaga.

It’s a huge lesson for me recently not to trust friends with money. I cut that person off because he’s a “taker”. Never trust people even the closest ones to you with your own money. Keep your money to yourself. #hardlesson

I feel like this is a video na babalik-balikan kong panuorin. wow! thank you for sharing. I'm also going through a rough patch in my life now specifically sa finances ko. Thank you for letting us know that it will all get better.

Nakaka-inspire ka po ❤

Thank you for continuously inspiring us Ms Thea, so relatable ung experiences about pagpapautang. Hays! Pero taken from you makakabawi at makakabawi rin ako :) More power to you Ms Thea

Oh wow. What a nice talk 🥺

Wow! Thank you Thea for sharing your story. You are really an inspiration! Continue to be so. God bless you more :D

This is so inspiring co tea-ta. We all make mistakes at importanteng may kinatutunan tayo from them and rise back up 10X better! I'm so proud of you tea-ta! More power to you and your advocacy on teaching fellow tea-tas and tea-tos on personal finances.

Thanks for sharing your story!❤

Yuhooo haha 1st comment. Excited masyado for this.

Thank you for sharing your journey 🙏

As someone who's finally wanting to own up to my imaginary savings & convert it to reality, THIS IS MY RESEARCH. THANK YOUUU SO VERYYY MUCH for being on youtube and being thorough with all of us on here. 🔥🔥🔥💌💌💌

Sobrang level up ng video nato😍 BPI baby din ako kahit na reject ang first ever bank loan ko🥲..I also have my own fair share of unfortunate events and my current financial status is not that good pero being a single mom at 17, married and got separated at age 26 pero I was able to get a franchise and eventually launched my own brand last 2020 and now I just launched another business this yr and was able to get a pre selling property as well last 2021 and had my initial stocks last 2017..I can say I am slowly getting to where I want to be☺️

Very inspiring, an eye opener. :)

A great story, thank Tita Thea for sharing.

You are an inspiration. Im also starting to bounce back after making bad financial decisions. Dapat focus talaga sa Cashflow, Saving and Investing. More power 🙏

Same here, tita! Started from almost zero at age 27 huuu. Now slowly building up a nice foundation. More power, Tita Thea!

Very inspiring. Thank you for sharing your experience..

Your story is very inspiring 🥹❤ I agree with the "When come from nothing, you'll learn to appreciate even seemingly small improvements in life" You're very strong! I hope you keep on educating and inspiring more people :)

Hi Ms. Thea can you do a vlog about dollar account how to open an account and anong bank mairerecommend mo? pros and cons of having a dollar account. Thank youuu!! I trust you po when it comes to finances. vlogs mo po pinapanuod ko lage

this is very inspiring. I also struggle financially right now and need to do something to get through it. ❤

Thank you for your story ms. thea! Nakarelate ako even with your struggles as currently nsa self improvement stage pa lng din ako. Thank you. Btw, baka pede sa nxt content mo din topic on mga how to claim ung bpi points or convert and use ung airmiles for free flights. Hehe. Thanks! More power and God bless to you ka-teata! 😊

super inspiring content ❤

Here is to all who breaks the chains and destroys the cycle of having bad finances. Cheers! ✨🎉

Thank you for sharing your journey with us, Ms. Thea! You are the very first PH youtuber who taught me how to manage my finances, ikaw rin yung naka push sa akin to not fear owning a credit card. Ilang ulit ko pinanood yung mga videos mo about credit card just so I can convince myself that credit card isn't bad. So thank you.

My 1st ever credit card and still up to now is BPI. 🥰 My 1st credit limit was 25K and now it increased to 6-digit limit. 😁 I still need to manage my finance. Having enough savings is one of my goals. Thanks for sharing your story! 😊

I really loved your wisdom and to share it to us. Im financially struggling right now but i know god will provide and help me to this problem, caused problems always have a solution you need to make a move den.

Hi Thea I really enjoy your vlogs, been watching it since 2018 pa pero ngayon lang ako nakapag comment haha ☺ Actually ikaw yung tao na kahit matanggal sayo yung material possessions mo and mawala yun lahat, I'm sure didiskarte ka and rebuild yourself again. You are an inspiration to our generation!

Wahhh thank u Ms Thea for doing this. Touche yung part na 'when u come from nothing, you enjoy simple improvements in life.' 🥲 Buti na lang we have u to share ur journey and wisdom and to teach us. First time kitang napanood I admit medyo na overwhelm ako sa 1st budget spreadsheet mo so sabi ko 'shocks complicated naman' then I binged ur other contents and idol na kita now hahaha! This yr pa lang ako magsstart magwork as a fresh grad and sana maging fruitful din ang journey ko. Thank you sa iyong influence at natanggap ko nang need din pala talaga magsacrifice 🥲 Also, ikaw talaga yung ate na I wish I had in my life uwu. To more episodes like this!! ✨

So inspiring! Sobrang late bloomer na ako but already working on my finances. Sa katulad ko na from nothing yung makabili lang ng aircon para sa nirerent ko na apartment ay sobrang thankful ko na 😂 syempre inuna ko yung mga bagay na mas makakatulong sakin in the future.

i super love this

I super love this content. Di ako nawawalan ng pag-asa na one day I have enough savings and investments. I am a resigned public school teacher. Pero i am building my freelancing journey which made my cash flow better.

😭😭😭 Ms.Thea super relate ako sa lahat ng naging vlog mo dito ako tlg naiyak.kc nsa process plng dn ako. Thank you so much for diz 🙏🙏🙏 it gives me hope 🙏❤️❤️❤️

This is so inspiring. I hope I'll get to do the same in my life. 💛

Inspiring!!!

Ms Thea magpodcast ka na din. Sarap pakinggan 😍