NEW: Chase Sapphire Preferred vs Citi Strata Premier (Which Should YOU Get?)

No video

NEW: Chase Sapphire Preferred vs Citi Strata Premier (Which Should YOU Get?)

Рет қаралды 12,369

Күн бұрын

Find out the BIG differences between the Chase Sapphire Preferred vs. Citi Strata Premier so you can make the right decision about which one to get! Click “Show More” to see Ad Disclosure.
📲 MAXREWARDS - Manage credit cards & rewards!
Get Gold level for free with PROMO CODE = markr
markscreditcar...
💳👇 VIEW CREDIT CARD OFFERS!
markscreditcar...
👀👇 FIND YOUR NEXT BEST CARD!
markscreditcar...
🚨📲 SUBSCRIBE to Credit Card Welcome Offer Notifications!
markscreditcar...
🚨📲SUBSCRIBE to Transfer Partner Bonus Notifications!
markscreditcar...
🛍 RAKUTEN - Earn More Cash Back!
markscreditcar...
🏦 SOFI CHECKING & SAVINGS - Get $25! (or more w/ direct deposit)
markscreditcar...
📊 GET FREE STOCKS FROM WEBULL
markscreditcar...
📊 GET FREE STOCKS FROM MOOMOO
markscreditcar...
🔐 AURA - Identity Theft Protection & More!
Get Your 2-Week Free Trial: markscreditcar...
It’s time for a head-to-head comparison of 2 very popular travel credit cards: the Chase Sapphire Preferred and the Citi Strata Premier. Both credit cards offer excellent rewards and benefits, but there are some crucial differences to be aware of, including the annual fees, reward structures, redemption options, benefits, and more.
Fortunately, both cards earn transferrable points, which offer incredible flexibility. The Chase Sapphire Preferred earns Chase Ultimate Rewards points while the Citi Strata Premier earns Citi ThankYou points.
Additionally, both cards work well with other cards by the same issuer that also earn the same type of points. One example is using the Chase Sapphire Preferred along with the Chase Freedom Unlimited and Chase Freedom Flex to combine all your points together. On the Citi side, you could use the Strata Premier along with the Citi Custom Cash and Citi Double Cash.
And of course, serious travelers will likely want to consider getting BOTH of these credit cards!
🔗 World Elite Mastercard Partner Benefits: www.mastercard...
🔗 Chase Sapphire Preferred Guide to Benefits (Insurance Protections): static.chasecd...
🔗 Citi Strata Premier Guide to Benefits (Insurance Protections):
snamwpm.eccmp....
Disclosure: The thoughts, opinions, and information presented are those of the creator. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com, YourBestCreditCards.com, Biltrewards.com and others. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcard #creditcards #bestcreditcards

Пікірлер: 88

@MarkReese 2 ай бұрын

📲 MAXREWARDS - Manage Your Cards! markscreditcards.com/maxrewards 💳👇 VIEW CREDIT CARD OFFERS! markscreditcards.com/offers 👀👇 FIND YOUR NEXT BEST CARD! markscreditcards.com/cardexplorer 🚨📲 SUBSCRIBE to Credit Card Welcome Offer Notifications! markscreditcards.com/welcomeofferalerts 🚨📲SUBSCRIBE to Transfer Partner Bonus Notifications! markscreditcards.com/transferbonusalerts 🛍 RAKUTEN - Earn Cash Back! markscreditcards.com/rakuten ⬆ (More links in Description below video!

@TheSimpleDollarShow 2 ай бұрын

Chase needs to get rid of "online grocery" and make it "grocery" 👍

@nelsonpineda8047 2 ай бұрын

True

@NorthVandea 2 ай бұрын

100% Online groceries are significantly marked up or included other fees, not allowing in-person groceries is a huge miss.

@priestesslucy3299 2 ай бұрын

@@NorthVandea are they? I was under the impression Online with Pickup was roughly the same

@justinjohnston6266 2 ай бұрын

Love the online grocery. If you have walmart plus then scan and go codes as online grocery for some reason.

@MarkReese 2 ай бұрын

Yes they do!

@SpartanOfFinance 2 ай бұрын

One of the best credit card channels on KZfaq. Thanks for all the effort you put into your videos.

@MarkReese 2 ай бұрын

Thank you!

@jshawsworld 2 ай бұрын

One of citi premier’s superpowers is 2 years of extended warranty, vs just 1 year with most other cards, including sapphire preferred. Good for purchasing big ticket items

@MarkReese 2 ай бұрын

If you saw my previous video, you know which one I chose 😁

@kmkime 2 ай бұрын

Great video as usual Mark. You mentioned the 24 month warranty extension, which I agree is a significant benefit upgrade relative to other cards and this card's previous iteration.. But I was also taken by the 6-hour travel delay threshold. Most $95 cards specify 12 hours as the minimum delay period. For those who travel, this seems pretty significant as well. Especially since Citi has added these things without increasing the annual fee (yet) .

@billjoyce 2 ай бұрын

I have the Strata Premier. I would go for the Sapphire Reserve over the Preferred if I went that route, which will happen if my wife and I do more travel. It does help that I have the Amex Platinum from Morgan Stanley.

@kennykeef1852 Ай бұрын

This video was so helpful! You went so in depth with the information and comparison! You got a new follow!

@MarkReese Ай бұрын

Thank you!

@scarling9367 2 ай бұрын

💯 Team Citi, but that $50 credit looks much better than the $100 credit for $500 spend.

@BradleyHansonPhotography 2 ай бұрын

I have both. Most of my spend is on AmEx, but I just got the WF Autograph and Citi SP. I like Chase redemption options, but Citi is better in every way for daily spend. If Chase added real groceries and gas stations, I might keep it another year, but as it stands, I’m canceling most of my Chase cards when they are up for renewal. Both my Delta Business Gold and Delta Platinum are better hotel cards, too, the latter includes a companion ticket yearly, while both give $150 hotel credit that is easier to use than either Chase or Citi.

@jimmyjames6492 2 ай бұрын

CITI Strata Premier. Thanks for the info + video!

@ab3040 2 ай бұрын

Saw someone point out they are both CSPs Citi is definitely for those who are slightly less travel focused, but still really good

@MarkReese 2 ай бұрын

Not sure what you mean by Citi being less of a travel-focused card.

@gregb5876 2 ай бұрын

I solve the decision by having both. I have CSR, P2 had Strata.

@boondoggle4820 2 ай бұрын

With all of the data breaches going on, that virtual card number is a super helpful benefit.

@soapa4279 2 ай бұрын

Just as an outside perspective that doesn't have either, the Citi looks better. But reading a lot of negative things about Citi's portal and customer service kinda makes me pause.

@Saigonchic 2 ай бұрын

Very informative 👏🏼👏🏼👏🏼 literally just got approved for my CSP earning $85K in branch 😊 now u got me thinking 2x on Citi 🧐. But I was completing my Chase trifecta

@MarkReese 2 ай бұрын

Congrats on your approval w/ the 85K offer!

@larryivey8118 2 ай бұрын

Depending on which setup you already are running I've gotten targeted for both but I'm gardening if you're building a trifecta

@vigi401 2 ай бұрын

Just hit my 2nd year with CSP, I am still not a fan of Citi, not the correct transfer partners for me. Great video, but I will stick with CSP.

@MarkReese 2 ай бұрын

Congrats on year 2!

@MilesAndMayhem 2 ай бұрын

Both? Both. Both is good.

@larryivey8118 2 ай бұрын

I will say if you rent cars go with the Sapphire since it's Primary CDW vs Secondary on the Strata

@newagain9964 2 ай бұрын

Just don’t get, or at least keep strata. It’s mediocre card, not a keeper.

@jlatham 2 ай бұрын

Mark - The one thing I'd like to see in these comparisons is customer support. I know is entirely subjective, so you'd have to think of a way to do it, but Citi's customer support is infinitely more terrible than Chase's.

@MarkReese 2 ай бұрын

Thanks for the suggestion 👍 That's not something I intend to cover at this time. I've seen an incredible number of comments over the years from people who "love" the customer service at Bank XYZ while others "hate" the service at the same bank. It largely depends on the rep you get.

@l.a.rivasesq.8841 2 ай бұрын

Portals don’t often provide good value due to inflated prices for air and accommodations. I only look at transfer partners and point accumulation based on my usual spend. I’m holding 15 credit cards right now and I’m taking a break.

@MarkReese 2 ай бұрын

It can vary. An AA flight I booked via the Capital One portal was nearly identical to booking direct (just a few cents off).

@jalabi99 2 ай бұрын

Not going to start in the Citi ecosystem until I complete the Chase quadfecta later this year

@Anthonyjones-pq4ff 11 күн бұрын

I did the opposite I did the Citi Traffic first just need to add Citi Custom set up I’m chase jail 5/24 Got me

@lewislouis6246 2 ай бұрын

Wish that the breakdown with these battles was a tad bit more in depth. For instance costumer service....citi runs great set of cards some of the best in the game but if you get caught needing technical support or speak to a rep its almost always down hill.. You are left on your own. Great set of cards but never get cuaght needing a question to be answered or a problem to be solved....ever.

@MarkReese 2 ай бұрын

Good addition, Lewis!

@crazykenbei 2 ай бұрын

@@UTubeVidWatcherciti has a chat option in their app its how i deal with them, product change my cards or link accounts. Rarely have i had to call.

@caribdude8151 2 ай бұрын

¡Feliz Junio! 😊👍

@MarkReese 2 ай бұрын

Así es!

@gordonallen9095 2 ай бұрын

Have had BOTH in my wallet for a few years....

@banderson1979 2 ай бұрын

Or.... WF Autograph/Journey much better card for $0/$50AF. Also, are you going to cover the PayPal card getting Nerfed?

@creepii91 2 ай бұрын

PayPal pulled a dick move there. I have that mastercard.

@MarkReese 2 ай бұрын

I'm considering a comparison with WF, too. Some big differences there. No plans to cover the PayPal Mastercard at this time.

@Andocus1213 2 ай бұрын

CSP is definitely the winner!

@caribdude8151 2 ай бұрын

Hey Mark, just had a question. If someone was just going the cashback route and didn't want AF cards and had alot of non bonus category spend I assume it would be best to have the Double Cash over the CFU?

@MarkReese 2 ай бұрын

Strictly for non-bonused spend, yes, I'd go for the Citi DC over the CFU.

@russia274 2 ай бұрын

Great card but missing high value Air Canada is huge bummer. You can book San Francisco to Switzerland $4k business flight for 70k air Canada points on Swiss air.

@MarkReese 2 ай бұрын

Air Canada would be an awesome addition!

@mcr754 2 ай бұрын

mark!! tyvm as always. have you tried/compared max rewards to award wallet, TPG etc?

@MarkReese 2 ай бұрын

I haven't compared them all yet.

@elreypadrote 2 ай бұрын

Love your content ❤

@MarkReese 2 ай бұрын

Thank you!

@giaitri5118 2 ай бұрын

Can you do Venture X vs BOA premium reward elite vs Chase shapphire reserve ? 😊

@MarkReese 2 ай бұрын

Perhaps at some point 👍

@clintonhauck7893 2 ай бұрын

Hey Mark. My comment isn't about this video but I remember you did a great video on getting the wyndham CC, then linking to Caesars reward for the platinum status so you can go to the Atlantis (Bahamas) for free during certain months of the year. I tried to make my first reservation and they told me Caesars cancelled their relationship with Wyndham. They also lowered our rewards status from Platinum to gold. Are you aware they did this?

@MarkReese 2 ай бұрын

Did you obtain your Wyndham Rewards status via a Wyndham credit card?

@clintonhauck7893 2 ай бұрын

@MarkReese Yes Sir. Platinum status on the Wyndham side

@MarkReese 2 ай бұрын

@@clintonhauck7893 - I've heard nothing about the status match not working when Wyndham status is earned via credit card. It did end via other channels, though. More info here: thepointsguy.com/news/caesars-wyndham-stop-matched-status/

@De_Guatemala 2 ай бұрын

CSP for me 😊.

@shawn.credit 2 ай бұрын

Which CSP? LOL!

@MarkReese 2 ай бұрын

Both are "CSP" now 😄 But I realize you're on Team Chase!

@shawn.credit 2 ай бұрын

Chase Sapphire Preferred ✊

@MultiEquations 2 ай бұрын

Hello Mark! Which card would you suggest? I have both the Citi Double Cash (49k points) and Chase Freedom Unlimited (34k points). My biggest categories are dining, groceries and Uber/lyft. I’m trying to do 2 international trips per year.

@MarkReese 2 ай бұрын

At which store(s) do you buy groceries?

@MultiEquations 2 ай бұрын

@@MarkReese Mostly ethnic grocery stores that don’t offer online pickup.

@MarkReese 2 ай бұрын

@@MultiEquations - I'd personally go for the Citi Strata Premier. I just can't guarantee those grocery stores will all code as 'supermarkets' as it'll be based on the merchant code used on the back end. Only way to know for sure is to give it a try.

@MultiEquations 2 ай бұрын

@@MarkReese thanks!