Why Net Worth Skyrockets After $100K

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Күн бұрын

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Why the first 100K will explode your Net Worth and how to get there faster
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TIMESTAMPS:
00:00 Net Worth explodes after $100k
00:45 The first reason: Scale of Capital
01:42 The second reason: Compound Interest
04:01 How to save $100k faster. Tip 1
05:22 How to save $100k faster. Tip 2
🧡DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
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Пікірлер: 1 400

@A_francis 3 күн бұрын

I currently have around $250,000 in cash savings and I was advised to invest it in stocks. What long-term strategies should I use for investments to secure my financial future?

@livia-s6t 3 күн бұрын

there are strategies that could be put in place for solid gains regardless of economy or markt condition, but such execution are usuallv carried out by investment experts or advisors with experience since the 08' crash

@Tipping-Point88 3 күн бұрын

The issue is most people have the "I want to do it myself mentality" but not equipped hence get burnt, no offense. In general, invt-advisors are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, my portfolio has yielded nearly 300%, summing up to 7-figure as of today.

@benitabussell5053 3 күн бұрын

That's impressive ! I could really use the expertise of your mentor . Who is this person?

@Tipping-Point88 3 күн бұрын

*Marissa Lynn Babula* has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

@RobbStonee 3 күн бұрын

Thank you for sharing, I must say, Marissa appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled

@JamesScott433 Күн бұрын

My primary concern is how to grow my reserve of $300k which has been sitting duck since forever with zero to no gains, sure I know the risks of short term gains are much greater but if well managed one'd make a killing, am I wrong?

@brianwhitehawker1756 Күн бұрын

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

@yeslahykcim Күн бұрын

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

@lucaswilliams9992 Күн бұрын

Please who is this consultant ?

@yeslahykcim Күн бұрын

'Lucinda Margaret Crist is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@geraldt331 Күн бұрын

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

@jerrycampbell-ut9yf 6 күн бұрын

Mortgage rates are currently at an all time high since 2000(23 years) and based on statistics on inflation, we might see that number skyrocket further, a 30-year fixed rate was only 5% this time last year, so do I just keep waiting for a housing crash before buying or redirect my focus to the equity market

@larrypaul-cw9nk 6 күн бұрын

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

@sabastinenoah 6 күн бұрын

It's true that many people underestimate the importance of advisers until their own feelings burn them out. A few summers ago, following an ongoing divorce, I needed a significant push to keep my company afloat. I looked for licensed advisors and found someone with outstanding qualifications. She has contributed to my reserve increasing from $275k to $850k regardless of inflation.

@Mrshuster 6 күн бұрын

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

@sabastinenoah 6 күн бұрын

Her name is “Annette Christine Conte” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

@Mrshuster 6 күн бұрын

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

@DonaldMark-ne7se 11 күн бұрын

As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make over $400k like some people are this season.

@JacquelinePerrira 11 күн бұрын

I believe the safest approach is to diversify investments especially under professional; guide. You can mitigate the effects of a market meltdown by diversifying their investments across different asset classes such as stocks, etfs etc It is important to seek the advice of an expert.

@Jamessmith-12 11 күн бұрын

Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.

@kevinmarten 11 күн бұрын

This sound interesting. I’m not really one to use pro analysts, but I guess it would not hurt to try one. My portfolio is in the red waters right now

@Jamessmith-12 11 күн бұрын

'Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@kevinmarten 11 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@jameswood9772 Ай бұрын

Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

@johnlennon232 Ай бұрын

My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to my FA, my portolio is doing really great and im proud of the decisions i made last year.

@checkforme234 Ай бұрын

i agree... even without having proper knowledge on investing, managed to make about a million in less than 2 years and all I was doing in reality was just getting financial advice

@chris-pj7rk Ай бұрын

who does it for you...i need to get with the program more detaîls pls

@checkforme234 Ай бұрын

I'd say a little due diligence "Rachel Sarah Parrish" truly exceptional!

@chris-pj7rk Ай бұрын

just found her online.. thanks for tip.. sending her a mail

@lucaspaciello866 10 күн бұрын

Thanks for the update, keep up the good work.< Learned a lot from my market journey, especially the importance of living within one's means. With Flora Monticola’s guidance, my nest egg has grown to a 7-figure sum. My advice - get an analyst for better financial trade decisions and peace of mind

@lucaspaciello866 10 күн бұрын

Flora Monticola program is widely available online..

@dorothyweller7736 10 күн бұрын

Run a quick online research with her name.

@chesteradams9764 10 күн бұрын

She's really good in studying the market and making a strategy and i am learning so much from her already...

@MichaelAD222 12 күн бұрын

Tesla stock dipped severally , resulting to about 23% drop in the shares value this month. I seriously need suggestions on how to diversify my $400k portfolio made up of volatile TSLA.

@CaryTriana 12 күн бұрын

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

@SylviaJoe6 12 күн бұрын

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@KarinaMilan4 12 күн бұрын

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@SylviaJoe6 12 күн бұрын

Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@Rshen11 10 күн бұрын

Just buy Reits.. you'll get growth and dividends

@harryalexander6340 17 күн бұрын

I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024

@roberttheodoregeorge 15 күн бұрын

@JennaHerberholz 15 күн бұрын

i agree... even without having proper knowledge on investing, managed to make about a million in less than 2 years and all I was doing in reality was just getting financial advice

@AngelWilliam-vg5rw 15 күн бұрын

who does it for you...i need to get with the program more detaîls pls

@JennaHerberholz 15 күн бұрын

My CFA ’Melissa Jean Talingdan’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

@AngelWilliam-vg5rw 15 күн бұрын

I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you.

@Shirley_P-c2c 16 күн бұрын

I’m 35 and I have about $250k liquid in savings which I plan to put towards becoming a homeowner but based on the current high prices on real estate, do you suggest I hold from buying or do stocks for now?

@Big_hughes 16 күн бұрын

@SandraDurkin-y5u 16 күн бұрын

@Kai-p2g 16 күн бұрын

@@SandraDurkin-y5u How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

@MaryLopez-cy6uf 16 күн бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

@run-for-it 15 күн бұрын

@@SandraDurkin-y5u She lost a lot of poeple a lot of money. Best to avoid her at all costs. There are good consultants out there but you wont find them in KZfaq comments.

@funkyfragrancelover2979 3 ай бұрын

The trick is to not allow for lifestyle creep. Normally most people end up buying more things and expensive stuff the more money they earn. If you keep to a modest lifestyle, limit your outgoings and resist the temptation to buy luxuries and flashy things you end up saving a ton of money longterm.

@ZachGH1 3 ай бұрын

This is exactly it - after housing, the 2nd biggest expense is usually a car. Unfortunately, some people feel the need to be seen driving a "nice" car and going on holidays 5 times a year. Absolutely fine if you've got disposable income, but in reality most don't. It's mental to me someone on an average salary would spend £300-400/month on car, and usually it's a unreliable piece of crap that'll depreciate like no tomorrow. If you get made redundant and you've not got much of a cushion, you are bloody forked

@UniDeathRaven 3 ай бұрын

+++++++

@funkyfragrancelover2979 3 ай бұрын

@@ZachGH1 cars especially. I still drive a 18 year old car. It’s ULEZ compliant, never broken down, no rust and annual service/insurance is cheap. I have the funds to buy a nice brand new one in cash but since I use public transport most of the week I can’t justify replacing it considering it has zero faults and fits my needs.

@ty194 3 ай бұрын

@@ZachGH1Even one holiday a year is too much. You have to be prepared to go 5 and if you're really serious 10 years without a holiday. While doing that, completely clear down your debt and live well within your means. If people did that, they would be shocked by how much disposable income they have to invest and how much their lives completely turn around in that period of time.

@stevegeek 3 ай бұрын

Exactly. But many (I would say most) people don't have the mindset or discipline and as soon as they have a bit of money saved, feel the irresistible urge to spend it on stuff.

@CaryTriana 11 сағат бұрын

Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions

@SylviaJoe6 11 сағат бұрын

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.

@KarinaMilan4 11 сағат бұрын

@AlexandraGray-t4 11 сағат бұрын

@KarinaMilan4 11 сағат бұрын

Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@Farmwald853 2 ай бұрын

As a person and professional you couldn't get any better than vivian jean wilhelm is a very reliable person and an excellent professional in the IT field. She is the type of person you want to work that's passionate, hardworking and knowledgeable. You’re The Best 100%

@chrischoir3594 Ай бұрын

anyone who has a job is a professional

@eljefe4300 Ай бұрын

@@chrischoir3594 its a bot

@hwan88 22 күн бұрын

Poo poo. Peepee fart.

@Helen-tg4tr 2 ай бұрын

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

@Betty-dc5ck 2 ай бұрын

I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown

@Jakekhalid32 Ай бұрын

Financial consultants can help by recommending investments that outpace inflation, such as real estate or certain stocks. A client of mine followed this strategy and saw their savings grow by 15_% in just two years, effectively countering inflation.

@Windarti30 Ай бұрын

Sadly, the agenda of public schooling has little to do with developing critical thinkers. I squirelled away cash for a rainy day, but with inflation pouring down, it feels more like a leaky bucket. Saving for retirement seems impossible if my money keeps losing value faster than I can earn it.

@WiolciaMrozowska531 Ай бұрын

That makes sense. Unlike us, you seem to have the market figured out. Who is your fiduciary?

@Jakekhalid32 Ай бұрын

Dustin Dwain King is my asset manager. Just research his name to find the details and set up an appointment.

@Elizabeth-mh2dj 2 ай бұрын

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

@MablePauls 2 ай бұрын

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

@SirBenjamin-oq1wd 2 ай бұрын

The role of advisors is frequently overlooked until individuals suffer the consequences of their emotional biases. Recalling a couple of summers ago, amid the turmoil of my lengthy divorce, I found myself in dire need of assistance to stabilize my struggling business. This led me to seek out licensed advisors, eventually connecting with an exceptionally qualified individual. Through her guidance, my savings not only weathered inflation but also surged from $275k to $850k.

@Manselus-mn1mn 2 ай бұрын

Please who is this consultant ?

@SirBenjamin-oq1wd 2 ай бұрын

Just research the name Angela Lynn Shilling. You’d find necessary details to work with a correspondence to set up an appointment.

@Manselus-mn1mn 2 ай бұрын

I conducted an online search for her complete name and located her page. I sent an email and arranged a meeting with her; now, I wait in anticipation for her response.

@Sameer-vp6fy 2 ай бұрын

It's amazing what you do Abel Dorsey We need a lot of people with your skills and set who have good intentions and spread lo

@amybaitley6791 3 ай бұрын

Thank you for explaining compound interest in an easy way to understand. The graph with the arrows were a great visual for me. ❤️

@cupcakeclambake5508 3 ай бұрын

Great video, Nischa. Could you do a video in the future that specifies what to invest in with your first 100k? It would be a massive help. Thanks.

@dipnayak7776 2 ай бұрын

The efficiency of this Abel Dorsey is next level. To juggle walk throughs of various angles on the topic delivered to-camera, differnet content per topic from various folks underneath the umbrella of the track list of the larger big band concert itself is engaging and refined. To make a dense taccess like this so digestible is really something. Awesome work jack!!

@professormeow3399 2 ай бұрын

what?

@juggernautz 2 ай бұрын

@@professormeow3399 ditto!

@eljefe4300 Ай бұрын

@@professormeow3399 its a bot

@TheTruthKiwi Ай бұрын

Bots. Bots everywhere

@millidon 3 ай бұрын

Thank you for all your financial advice I have been watching all your content for over a few years now and it has definitely helped a lot

@Intentionallivingwithjody 3 ай бұрын

Ive just gotta say, Ive tuned into your channel on and off, and the growth you have experienced since starting your channel is absolutely incredible. With only 88 videos, and over 1M subs in 2 yrs, wow...massive congrats to you. Every video / short is packed with high quality value. Hope you have celebrated many times over. 🎉

@thesockdoctorr 2 ай бұрын

Being a woman and hot helps exponentially haha

@stevenschuster 14 күн бұрын

@@thesockdoctorr She's good but if I remember correctly her earlier videos were peppered with comments about her beauty. A lot of her content is recycled and can be found on other less attractive channels, yet here I am.

@michaellaviola3125 3 ай бұрын

why are all KZfaqrs making this same video with the same title

@jjustinmbirchb 3 ай бұрын

yes! came to the comments to find this

@leonhenry4861 3 ай бұрын

i assume it's what people are searching for, so the algo has picked it up.

@michaelburton 3 ай бұрын

Because everyone needs money

@ninetteenrique 3 ай бұрын

It’s a simple and really important concept and worth emphasizing again and again. It’s what I’m encouraging my kids to do in their 20s, because if they get on the right foot at their age and pay themselves first through regular investing, then they will be sitting pretty in their fifties.

@toonarmy3870 3 ай бұрын

Gravy train

@touchofmandi 3 ай бұрын

Always so concise, thank you Nisha!

@nischa 3 ай бұрын

Pleasure!

@lilylife4426 3 ай бұрын

I really needed to hear this today! Thank you so much!

@korgond 3 ай бұрын

You’re fantastic Nischa. I love the ‘smart knowledge’ you provide!

@TeaxYT 3 ай бұрын

Love the videos, really made a difference for me!

@marssb6056 3 ай бұрын

Love your content Nischa

@sundeshbalraj 3 ай бұрын

Love the breakdown of the the 1st, 2nd and 3rd 100K earnings on the graph - made it so easy to understand !

@DeclanHiggins-YoutubeChannel 3 ай бұрын

Thanks for another great video Nisha, great food for thought, lots of good strategies mentioned.

@some9524 3 ай бұрын

Really love your content. Keep it up and thanks!

@jade-oh5wn 3 ай бұрын

Stop worshipping her. What are you good at?

@00el04 3 ай бұрын

One of the best videos on KZfaq about investing! Keep killing it, wish I had seen this when I was 18 years old.

@leonhenry4861 3 ай бұрын

it's really not one of the best

@j.n-turner 3 ай бұрын

amazing! We are just at our goal line, and then your video pops up. I was contemplating our next step. Thank you for your insight!

@JamesVideoCollection 3 ай бұрын

Basically, stay humble and stack sats 💪

@korgond 3 ай бұрын

Well said bro

@erikkreinbrink4160 3 ай бұрын

Yes. It's much easier to save when using the hardest currency ever devised.

@doylemichael 3 ай бұрын

Stack S&P500 :)

@brianc9036 3 ай бұрын

This!

@andresencolombia 3 ай бұрын

yep. just buy the dip

@scottxgibson 3 ай бұрын

Getting your first 100k is hard work. But this is doable by having a good side hustle and business. Worked for me 🙏🏻

@tomw485 3 ай бұрын

Or just having a well paying job and being frugal.

@SteveHasACamera 3 ай бұрын

Getting 20 years of compound interest in 10 years, is the hardest bit 🫣😩

@scottxgibson 3 ай бұрын

The quickest way to get their is through generating more income. Saving will take forever

@theofficialblackdirectory 3 ай бұрын

Getting your first $100k is easy, but keeping or exceeding is hard.

@goriparthivamsikrishnayada8480 3 ай бұрын

I ended up saving 100k already but not sure where to start investing.

@musemellow 3 ай бұрын

Compounding effect is the best. it took me 8 years to grow my retirement fund from $0 to $100k, yet only 4 years from $100k to $200k.

@alphabravo0 Ай бұрын

Don't forget about inflation. Prices might have tripled over those 12 years.

@Wakeywhodat Ай бұрын

Compounding effect? Was that when she mentioned saving X and getting 8%? What pays 8% guaranteed? When you said it, the first thing that came to mind is reinvesting dividends. If I sound cornfused, it’s because I am!

@Wakeywhodat Ай бұрын

Apologies in advance if some bots appear here providing bogus advisors 😂

@iati6294 Ай бұрын

It took me 14 years to reach my first 100k, but now 2 years later I’m at 168k.

@alphabravo0 Ай бұрын

@@iati6294 You might want to count in ounces of gold. Then increase won't be that high.

@AshleyNoSwiper 3 ай бұрын

Thank you for always teaching us in these videos!!!

@ThomasSommeregger 3 ай бұрын

Love this. Thanks for your input and this great channel! 😀

@appreciatingassetsmedia 3 ай бұрын

Amen! Nischa, you produce great content that is essential for all wealth builders.

@poojakol9314 2 ай бұрын

Can't deny the fact that Abel Dorsey is the strongest bet to bring power back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it's done for good, but I don't see that the biggest tech company in the world would put everything at risk just for that.

@eljefe4300 Ай бұрын

bot

@ahmadynamics 3 ай бұрын

I really like your videos, been here on this channel for an year now and really learned alot from you🙌🏻

@RheaJohnmark 14 күн бұрын

I completely agree, The first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $3.2M nest egg, thanks to the careful supervision of my CFA. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.

@NikosKatsikanis 9 күн бұрын

read the parable of Jesus and the barn owner friend

@dannywalters958 3 ай бұрын

Because they are no longer guessing what works, they now know!

@Wayne-bk1jc 3 ай бұрын

You are so correct. This is why you should never underestimate any expert in any field. There's this knowledge you get from experience that you can't just read in books.

@hildredscali1754 3 ай бұрын

The past year has made me appreciate professionals even more. I used to think I was good at chess until I became friends with a pro. Used to think I was good at investing my money until I started using an F.A and my net-worth almost doubled in a year. I can go on and on. They are pros for a reason

@kortneyrawhouser6881 3 ай бұрын

@@hildredscali1754 I met this pretty lady at a seminar a while ago. Small world right

@_king_james_23 3 ай бұрын

hildredscali1754 I met this pretty lady at a seminar a while ago. Small world right😂

@NoahKettle 3 ай бұрын

This is why it’s so important to start investing today!

@nischa 3 ай бұрын

100%

@pete185 3 ай бұрын

Great topic - thanks For your great videos!!

@brettmedina24 2 ай бұрын

I love the simplicity and transparency of your content. Very minimal and too the point. Keep it up,.

@bryanwilson928 2 ай бұрын

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks and made about $246k,but guess what? I put it all back and traded again and now I am rounding up close to a million

@FE59FE59 3 ай бұрын

The thing that I don't understand is, where do you actually get 10% of interest. Here in Luxembourg the saving accounts only give you 2,5%. Once you have 100000 Euros in your account, that intrest rade drops down very low.

@williambaker427 3 ай бұрын

By investing in shares, mutual funds or exchange traded funds. Not by bank deposits as per your suggestion.

@FE59FE59 3 ай бұрын

@@williambaker427 I understand, but this way you're putting your hard earned money at risk ... It's okay to invest a 100 or 200 Euros per month, but to invest 500 or more, is a risk that I'm not willing to take.

@djtaylormade1195 3 ай бұрын

@@FE59FE59You have to have a long term mindset with investing. There's always risk in the short term but over a lengthy period you'll average around 10% from the stock market.

@alexfernandez4408 3 ай бұрын

@@FE59FE59all investments carry risk. Depends on your risk tolerance. Index funds are lower risk and historically performed well. Keeping your money in a bank is crazy - with inflation alone you’re loosing purchasing power. Sounds like you need to do a bit more research.

@williambaker427 3 ай бұрын

@@FE59FE59 That is your perogative. Please understand that this KZfaq video is aimed at compounding of money which is invested as opposed to placed in a deposit account with a bank. Cash deposits will also compound but at a lower rate.

@user-ye1qo4er8z 2 ай бұрын

This is a great video I really appreciate the dedication in each video you post, I learn a lot watching your videos and it has always been helpful to me. Building a steady income is quite difficult for newbies.. Thanks to Abel Dorsey for improving my portfolio. keep up with the good videos.

@elonmusk8667 2 ай бұрын

She's kinda right....except where are you going to earn 8-10% interest over the years.

@Thewealthwarehousepodcast 19 күн бұрын

What their not saying here is even if an investment made that %, taxes keep going up, and if you need access to it, it will get taxed. However, if you warehouse your capital in a dividend paying whole life policy from a mutual company, it never stops compounding even if you borrow against it. Hope that helps.

@cryptogoth 16 күн бұрын

The S&P 500 (via a low cost index fund) over long periods of time average out to 10% per year (dividends increase that percentage), as long as you can let it compound without withdrawing amounts which is a taxable event.

@Thewealthwarehousepodcast 16 күн бұрын

@cryptogoth that's why dividend paying whole life should be the cornerstone. You have access to capital and the money never stops compounding even when you use the cash value.

@huey1011 8 күн бұрын

In ETF's, you can

@oficariargamerx 2 ай бұрын

Congratulations, Abel Dorsey I am relieved that you are out there fighting these thugs, We musttake every precaution to protect the elderly and the general public from these despicable con artists. Congratulations to You!! You deserve the Nobel Peace Prize for ensuring our security.

@jollyjames30 3 ай бұрын

Nischa, for a future video, you could maybe do a full behind the scenes of yourself in your studio recording a video and showing how much time and effort it takes. From ideas to scripting to filming to editing. That'd be so inspiring for new folk wanting to start their own KZfaq channels. Just a thought. People love those types of behind the scenes videos.

@avivrazon4252 2 ай бұрын

You made some excellent points to make people understand the difference between investing in the beginning versus after you have a bigger base of money

@mortimp 3 ай бұрын

Great video Nischa, I would love to know where you are getting 10% on your savings?

@Miawilmore 3 ай бұрын

Good one sis! As a middle-class woman trying to get her finances together, I’ve always been an advocate of investing in stocks because it has paid off handsomely since I decided to get into it.

@Willycheng590 3 ай бұрын

A friend of mine warned me of the dangers of investing in the market. How true is this Mia?

@Miawilmore 3 ай бұрын

My colleagues had a good laugh at me when I told them I started my journey with $10k capital and how I accumulated over 5 figures within a span of 7 months. They never believed me until I pulled out my P&L. I know that learning the ins and outs of the market isn't for everyone, that's why personally, Jonas Herman oversees my investments.

@Roymysterio 3 ай бұрын

@@Miawilmore Do not forget that when it comes to the stock market, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual investors do not influence.

@OlineFarms 3 ай бұрын

How can I get acquainted with him, please? I need help.

@JakeRichardsong 3 ай бұрын

Reported for spam.

@drew9312 3 ай бұрын

This is the clearest explanation of this concept that I have seen amongst many. Excellent communication whilst interesting at the same time. Great job.

@edpannasch7776 3 ай бұрын

TY for the practical wisdom Nischa. You said in an interview that the most valuable skill in business is negotiation. Is there a book on the subject you would recommend?

@benfulford3943 3 ай бұрын

Finance influencer's love to make this video because of the Charlie Monger quote around doing everything you can save that first 100k. 100k is a completely arbitrary number. The rules of compounding work exactly the same on 1000 dollars, 100 thousand, 1 million or 100 million dollars. If all you can afford to save is 10 dollars a month it'll take you the same amount of time to get to 1000 dollars than if you can afford to save 1000 dollars a month to get to 100k. Compounding works and it is a thing. The 100k is a nice target to aim for, for most people as it is a lot of cash compared to how much most people earn but if you earn way more or way less it is an irrelevant number.

@philippackermann3751 3 ай бұрын

This!

@phillipwright3130 3 ай бұрын

100000.00 ,daunting but doable . Just save about 10% if you can ;more is good and then enjoy the rest. You never know what life will throw at you.😊

@surpriserakins9067 3 ай бұрын

I broadly agree with you, although what a person earns is not the issue but what you can save and for how long. £100,000 is attainable for anyone who works in the UK.

@CarnaghSidhe 3 ай бұрын

@@phillipwright3130 where you live Phil it may well be... I grew up in Devon, worked in London, and now live in Spain... 100k means very different things in those three places, and the ways in which you might make 100k is fundamentally different in those three places.... You're not wrong as it happens, but the number 100k is utterly irrelevant, and I'd go far as to say a bit stupid.... 100k in Tokyo ain't much of anything.

@legendgalaxy 3 ай бұрын

This

@kmal34 3 ай бұрын

my fav channel.. thank you

@kathrynwatkins5510 3 ай бұрын

mine too .i just discovered it yesterday .i love it .Thank you Nischa

@nischa 3 ай бұрын

Thank you for being here :)

@killareign124 Ай бұрын

She's spitting. I've watched alot of videos on this topic but she just clarified everything so neatly. Thanks for the advice. I'll def take it

@joaquinmonfort1974 3 ай бұрын

Sound advice, I wish I could implement it. The tricky part is earning enough through your day job. There are too many people chasing too few well-paid opportunities. Most people don't even earn enough to get to the end of the month let alone save. There are certain must-dos that also make it difficult to save - birthdays, christmas, meeting friends. If you don't partake in these you can lose out on social contact which impacts your mental health.

@qwerty1994ize 3 ай бұрын

Sacrifices must be made to get to where you want in life.

@mustafamar1437 3 ай бұрын

Einstein and Nischa believe in compound interest. We need to listen and follow. Thank you.

@njvalueinvestor 3 ай бұрын

Add Warren Buffett

@mdmartin1211 3 ай бұрын

Einstein also cheated on his wife, with his 1st cousin, and had a baby with that cousin and when the baby turned out mentally handicapped and disabled he left both his wife and child. Soooooooooo

@mustafamar1437 3 ай бұрын

@@mdmartin1211 compound interest works. Einstein is not for cooking, fashion and relationship advice...but physics and compound interest is worth listening to.

@carultch 3 ай бұрын

@@mustafamar1437 Exponential growth cannot continue forever on a finite planet. Eventually, the Ponzi scheme of the world economy will collapse.

@mustafamar1437 3 ай бұрын

@@Craig121000 Money makes money. Go to Cheshire, Durham, Jesmond in Newcastle, Richmond or Harrogate in Yorkshire and ask the rich if they believe in compound interest. They all do.

@KavitaKumari-cz9kk 2 ай бұрын

As a person and professional you couldn't get any better than Abel Dorsey Brandon is a very reliable person and an excellent professional in the IT field. He is the type of person you want to work that's passionate, hardworking and knowledgeable. You’re The Best 100%

@Gaboch8719 3 ай бұрын

Totally agree! In addition, the more money you have, the easier to get loans and continue reinvesting either in Real State or the stock market. The key is to start and reach that threshold.

@chaz159 3 ай бұрын

Great video as always - but what investments are paying 8% interest per month consistently?

@emeraldrhyme5634 3 ай бұрын

She makes it so easy to understand. Great videos once again.

@rajashreejayasingh1652 3 ай бұрын

They all talk about compound Interest. Who gives you compound interest? It all depends on the performance of the investments you have. It can be zero as well.

@Northern_Squirrel 3 ай бұрын

Great video Nischa, contents you produce are so valuable to your audience. Money helps people to live a comfortable life. Unfortunately, many sucked into the mindset of hoarding money and forget to enjoy life to the fullest. People for some strange reason wanted to create multigenerational wealth and drive them crazy in doing so. Lets be honest, future generation inherits so much wealth wouldn’t really appreciate the value of the money. I am not saying to have a “die with zero” mentality but value time over money once we have enough money to live comfortably, not to worry too much about leaving millions to their kids/grand kids.

@BeCuriousPodcast 3 ай бұрын

good job Nischa. Keep it up.

@vavansky 3 ай бұрын

We all need a Nische in our life! So grateful for having someone to broaden my knowledge on finances! Hugs and greetings from Germany

@nischa 3 ай бұрын

:))

@larryronhartfield55 3 ай бұрын

The first 100k seems to be so hard for some because you're basically still setting up a foundation for your portfolio to stand on and then the latter comes easier since now you're familiar with diversity ,where to place your funds. I made my first million from going diverse, mainly blue chip stocks. high value etfs, S&P500 and coins ..with the help of my F.A Anna Rounds Fay handling my portfolio it's been a year of steady growth.

@MargotCrest 3 ай бұрын

Smart, I must commend you because etfs will keep making you solid profits through compounding while the other stocks pays monthly although advantageous you must've started big

@oliviarenereyes 3 ай бұрын

Nice, you're a good guy for taking your time to properly explain this, i reached out to your FA also through her web and her responses were articulated. I'm more confident working with her now

@LanceyRoche 3 ай бұрын

invest in stable stocks, my rule: if you previously liked the stock, then you should love it at a discounted price.

@michaelburton 3 ай бұрын

You almost had me bot 😂😂

@YouREnoughTV 3 ай бұрын

@@michaelburton Yeah. Be wise.

@keeping.it.simple.77 3 ай бұрын

Nicely said @nischa. 💪🙏

@man-of-the-world 3 ай бұрын

That can work in reverse too, espeduring high inflation periods. During the recent 2 years-ish of 9, 10 and 11% inflation, the more you have, the more you lost.

@djtaylormade1195 3 ай бұрын

That's why it's important to invest your money wisely to hedge against inflation.

@19grand 3 ай бұрын

She skipped a lot of the bad stuff.

@michaelschiemer3 2 ай бұрын

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

@Rachadrian 2 ай бұрын

Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

@joshuasmith7152 3 ай бұрын

I love your content!

@6461791 3 ай бұрын

I luv your content! So nice to see examples in my American money...I know pounds are similiar...So, well done, Nischa!!

@AllMidis 3 ай бұрын

Limit your expectation and expenditure then your base will keep compounding

@mac5856 3 ай бұрын

She is financially savvy and stunningly beautiful too

@anjaling 3 ай бұрын

Absolutely correct, I sacrifice coffee when in my early adulthood and save and invest. I'm thankful for that strict regime and discipline I imposed upon myself, and alsobthe Book by Bach- smart women end up rich helps too

@gurdeepchumber2764 2 ай бұрын

Great video Nischa,over 1 million subscriber's is brilliant i remember when you had just 10k😮

@sounikbanerjee9751 3 ай бұрын

Recently crossed that 100k personal savings threshold. Hopefully, i can see this compounding explosion in wealth. Thanks for making this video.

@11zee85 3 ай бұрын

congrats!

@yahismylightisreal1851 3 ай бұрын

congrads sir, you've done it. Peace.

@leonhenry4861 3 ай бұрын

keep us posted, because I think these YT people talk shit. we need actually people with 100k to let us know if it's true.

@S-mi5yi 3 ай бұрын

You have to do a beauty/skincare/haircare routine one day. Your beauty is mesmerising! Love your videos too.

@daloriscutone6380 3 ай бұрын

As a beginner which ETFs should I consider, and what portion of my funds should I allocate to them? thank you.

@caroleklein4839 3 ай бұрын

I finally understand what compound interest is. Thank you, Nischa.

@leonhenry4861 3 ай бұрын

what is it?

@KLK00723 3 ай бұрын

“The first $100,000 is a bi***, but you gotta do it.”“I don't care what you have to do - if it means walking everywhere and not eating anything that wasn't purchased with a coupon, find a way to get your hands on $100,000,”Charlie Munger

@musemellow 3 ай бұрын

is it still 100k though in this day and age? Munger mentioned this key number decades ago.

@wesolowskimatt 3 ай бұрын

@@musemellow more like 500k now days

@Sam-kx1qc 2 ай бұрын

I am actually walking and taking buses everyday, and I have 6 figure salary. Saving to me is way easier than spending. Whenever I see overpriced things, I instantly feel the rich CEO behind door laughing at sukers buying the product and I lost all interest in it.

@immattbailey 2 ай бұрын

@@musemellow not like 500k these days, 6 figures is still 6 figures . Still a bitch to do it , but I'm on the way

@drumyogi9281 2 ай бұрын

@@wesolowskimattIt doesn’t matter if it is the year 2550. Compounding interest still skyrockets at 100k.

@3xAudio 3 ай бұрын

So hard to get to £100000 with UK median wage or below and renting. I am trying everything at the minute to get extra income. So tough out there but it can be done! We got this!

@2ru2pacFan 3 ай бұрын

I think living with family as in parents and partner under one roof like certain cultures ie the Asian culture means you have little outgoings as its shared, living with family and more money to use on investments and when you or someone benefits then everyone benefits.

@mal7175 3 ай бұрын

Leave the UK to Canada or the US, you’ll nearly double your salary within a few years.

@user-ke6rr8mq5l 3 ай бұрын

What income sources do you have?

@3xAudio 3 ай бұрын

@@user-ke6rr8mq5l selling some digital products and buying and selling products online. Overtime in my job.

@3xAudio 3 ай бұрын

@@2ru2pacFan thats not really an option for me. I am from Ireland so family is not in the UK. Plus I am 31 don't really want to move back in with my parents haha

@LifeSkillsPioneer 3 ай бұрын

Hi Nischa, love your content! Could you please tell me which app you used to provide your compound interest example. Not necessarily the calculator by the "whiteboard effect"

@esoteric_chaos 3 ай бұрын

Love watching your videos

@CashOps 3 ай бұрын

Indeed. Charlie Munger told us “The first $100,000 is a bi***, but you gotta do it." He's obviously one of the wealthiest people in the world. Interesting advice, thanks for sharing.

@19grand 3 ай бұрын

That's £80000

@musemellow 3 ай бұрын

I reached it just a month ago when you reach 100k, you’ll realise that your first $1m is a bigger bi***, but still gotta do it to secure your retirement. The journey doesn’t end at 100k, it’s just the beginning.

@kimhalaaa3440 3 ай бұрын

Thank you so much for your videos ❤pray for me to achieve my goals

@ShamirAwan-ql2zg 3 ай бұрын

i just love seeing you speaking luv and yeah i didnt understand shit nothings wrong with your research but the problam is my focus

@paulho5673 2 ай бұрын

Where gets you 10% after tax?

@ryanrusso2954 2 ай бұрын

Nowhere. Maybe S&P Index lol

@livwake Ай бұрын

In the uk where she’s from we have £20k tax free per year

@paulho5673 Ай бұрын

@@livwake im from the uk and dont know anywhere that gets you 10% after tax maybe s&s isa but it isnt fixed

@postmodgent1499 3 ай бұрын

What was not mentioned is once you break certain net worth and income levels you are more likely to own property/securities which grow partly from inflation & cantillion effect of fiat currency losing value. Plus the wealthy pay less interest, bank/brokerage fees, not charged for/receive some products/services for free, have access to banking/investment services/products which others do not.

@RheaJohnmark 8 күн бұрын

I suggest you seek a financial guidance someone who can help you carry out your trades perfectly to avoid loss because the losses in this game could make one depressed

@robertscottmarlowe4675 3 ай бұрын

I love your channel Nischa, I found this video to be a bit misleading. Compounding only works on products which gain value from interest (e.g. savings accounts at banks). Interest on these products is rather low so most of us opt for investing into e.g. mutual funds. Compounding doesn't work on investments to mutual funds unless dividends are paid and those dividends re-invested to buy more shares. Some investment plans may do this automatically, but many don't. It would be great if you could mention this in an upcoming video or masterclass.

@ld5714 3 ай бұрын

Another great video Nischa, thank you. I just love listening to you, both for your content and your voice and accent. Larry, Central Valley, Ca USA

@keithlindenboom 2 ай бұрын

8th grade math.

@wandiledumakude 2 ай бұрын

What’s your point?

@MasterDatingAbroad 2 ай бұрын

💯

@stevegeek 3 ай бұрын

Nice, but the (literally) million $ question when you have a good chunk of money to invest is where to put it to get consistent +8 or +10% annual returns. If you are fully invested in equities and you are unlucky, the market crashes and then the amount of money you can lose is also exponentially higher the more money you have, and you can quickly see your wealth disappear. Personally I am trying to diversify my investments as much as possible now; I would be happy with a consistent +5% or +6% annual return.

@AdamKitchen9 3 ай бұрын

Yeah this is true, a lot of the examples (while completely fair) don't account for the fact that the scale of the loss also goes up proportionally if the stock market crashes. Rish/reward.

@ryansmith112 3 ай бұрын

Check out mortgage notes. 8% to 12% consistent returns without the volatility of the stock market.

@venuswealth6 3 ай бұрын

Low cost broad based index funds. VTSAX (ETF equivalent is VTI) or VFIAX (ETF equivalent is VOO). Please read books 'The Little Book of Common Sense Investing' and 'The Simple Path to Wealth'. You are welcome. :)

@Cousin_Burly 3 ай бұрын

Why wouldn't you hedge your investments with futures or short the market when it inevitably pulls back? You don't diversify to grow wealth, you diversify to protect wealth. You seek alpha to grow wealth.

@s4rest123 3 ай бұрын

S&P 500 & NASDAQ index funds - just buy and hold

@L0kie94 3 ай бұрын

Thank you for this

@MountainManFred 3 ай бұрын

Thanks...You ROCK!!

@ibrahimbasiru7453 2 ай бұрын

Estarei eternamente em dívida com você, Sra. Elena. Você mudou toda a minha vida, continuarei a pregar o seu nome para o mundo ouvir. Você me salvou de uma enorme dívida financeira com o pouco que eu tinha. Obrigado senhora Elena.

@zainabmuntari3444 2 ай бұрын

Acho que sou abençoado porque senão não teria conhecido alguém tão espetacular quanto a especialista Sra Elena, acho que ela é a melhor corretora que já vi

@anthonyelvin558 3 ай бұрын

This is exactly how l was able to retire at 53, great advice for everyone.

@farnazhassani8264 3 ай бұрын

this is exactly my concern, this works for your generation but 600k in 30 years for me as 25 year old girl considering current inflation on major assets like houses is nothing. I wanna cry even thinking to it, work hard and after 30 years to get get paid only 600k?? I am sure it will be just enough to pay down payment for mortgage. :(

@anthonyelvin558 3 ай бұрын

l must admit my generation thought we had it tough regards buying property and getting on the housing ladder compared to our parents, but your generation as got it even tougher. This is great advice from Nisha but totally understand your situation, just saving to get a deposit for a property takes some doing now. Good luck and I wish you all the best for the future.

@anthonyelvin558 3 ай бұрын

so sorry l spelt Nischa wrong lol

@UltimateGattai 3 ай бұрын

I wish I could retire in my 50s,but that doesn't look possible, even with my savings rate, and a house is out of the question at the moment.

@jhoncena1111 3 ай бұрын

@@farnazhassani8264stop aiming for 10% YOY return and aim for 100%