Pacific Cross Select Standard Health Insurance Cost Breakdown for Expats !!!

Рет қаралды 4,716

Күн бұрын

To contact a Pacific Cross Representative contact either agent for more info: / arniellemarie.bihag.7 . / monstad1 . This is not a paid advertisement or endorsement

Пікірлер: 70

@user-ld4kr9fo8q Ай бұрын

Greetings from the veterans hospital new york city. Great dentists here

@td5079 Жыл бұрын

I'm 67 and just got the P750k plan and it cost P53,000. Also with this plan you are entitled to a very comprehensive annual physical exam with no out of pocket expense.

@Will67267 2 ай бұрын

protect your assets. get the best insurance you can get. I have the pacific cross blue royal plan A ($500,000) $2000/ year with $5000 deductible. it includes international travel.

@clydesmith3437 Жыл бұрын

Yes indeed it helped out a lot thanks for sharing Steve much appreciated.

@kenjohnson9654 Жыл бұрын

I would definitely go for a private room. The main reason to be self-insured is less paperwork and insurance hassles. What is of interest to me is medical tourism and air ambulance service to neighboring countries like Singapore and Taiwan.

@whatsnext-007 Жыл бұрын

This topic is sad. My current employer/employee policy costs $18,000.00 per year for BC/BS here in the US. I would gladly pay $1000 to $1500 for Pacific Cross private plan. My only concern, is that Pacific Cross is known to not payout or looks for loopholes not to reimburse.

@mikecampbell7502 Жыл бұрын

Hey Steve, thanks for covering this subject. Its in the mind of any thinking person considering the Philippines. Cheers!

@martypoll Жыл бұрын

I have Pacific Cross here in Thailand. I don’t know if Philippine PC has the exact same products but I will assume they are similar. I approach expat insurance in Asia with a different philosophy. I purchased a comprehensive policy with a large deductible. I would prefer to pay routine health care costs out of pocket and save the insurance for big serious health events. The large deductible will lower the cost. I bought my PC policy at age 62 and they will continue to cover me past age 70 but of course the premiums will increase.

@monstadable Жыл бұрын

Great video! Thanks buddy, much appreciated 👍

@christophermeaney5485 Жыл бұрын

I told another blogger Steve Marquis shumate out by Dumaguete about your video how knowledgeable it is helpful it is with contact information cuz he's turning 65 and he's looking for some insurance he's lived in the Philippines I believe six seven years all right let's go for that walk around town I haven't asked you about that in 2 months that I would throw it at you????

@throughblindeyesmyphilippi2015 Жыл бұрын

Good topic Steve I'm going with Pacific Cross Select plan private room so around $50 ISD a month I can handle that for $1,500,000 PHP a year that's a lot for someone like me who is only 41 and have no health issues whatsoever. By the time 60 comes around the COLA adjustment over the years will have offset the increased rate at that point but that's a long way down the road to even be thinking about at this point to be honest. Take care

@BC19572 Жыл бұрын

Good topic, but why did you stop at age 65? Many are older than 65.

@edic2619 Жыл бұрын

Great info. Thanks

@AQuietNight Жыл бұрын

Figure $100 month for a good plan. I would still use the 48 peso/$1.00 for the exchange rate as a safety margin. I wouldn't rely on occasional spikes in the exchange rate and 48 seemed to be the number for quite some time. Medicare is $165/month now and it's a safe bet any substantial increase in Social Security you might get, Medicare will get a chunk of it like what happened last year (as the Medicare fund is running low). Is there an age limitation? Like if you hit 80 and you can't get insurance from anyone?

@julietbertez12 Жыл бұрын

Thank you sir for sharing. Wishing to get one too, if the income gets better. Is this for 10 years to pay?

@michaeltamares7974 Жыл бұрын

I do all my medical procedures in California.. Philippines is only good for vacation home, which i own.. My main base will always be southern California..

@randybarlow8822 Жыл бұрын

Would be good to give prices in both pesos and dollars so those of us still in the US can better understand and budget

@MrSteven5975 Жыл бұрын

It’s 57 pesos to one dollar

@mikemarichu8207 Жыл бұрын

Great info

@MrSteven5975 Жыл бұрын

Thanks 🙏🏻

@reedanderson1480 Жыл бұрын

How about PhilHealth for spouse of a Filipina that's P17,000 a year?

@thecosmicsnail Жыл бұрын

Good info. Are there deductibles with these plans? Can you use them for normal check ups? Thanks

@MrSteven5975 Жыл бұрын

No deductible and I believe I read about a yearly checkup

@andrewwhite1968 Жыл бұрын

I've got BC/BS Standard as part of my retirement deal. Is it accepted there, or should I ask them while I'm still in the US?

@tomgerryinphilippines8817 Жыл бұрын

Didn't you say in a previous video that coverage doesn't kick in until after a waiting period? I might be wrong but thought you had to wait 1 year until you can use it.

@MrSteven5975 Жыл бұрын

My agent told me the first year is limited in coverage

@Julian-ez3iq Жыл бұрын

hi there, been an avid watcher of your channel since i found it last year or so. looks like your in the same town/city i am visiting on the 29th and 30th of september. any chance we can meet druning the day ? the teacher i am meeting will be working those days til 14,30 those days. if you have a way of contacting you if you are free?

@MrSteven5975 Жыл бұрын

Steven5975@yahoo.com

@jonjaso4002 Жыл бұрын

Not sure if this is a dumb question....what is the difference or the reason for a peso plan and a dollar plan? Are they the same, but just in different monies? And I have heard you mention to have a peso plan AND a dollar plan...why?

@MrSteven5975 Жыл бұрын

The Dollar Plan is a Much better plan but more money

@GM-wf6el Жыл бұрын

Has anyone done a side by side comparison between US Medicare and Pacific Cross in PH? An apple to apple comparison may be hard but for roughly the same level of benefits, will it be cheaper to have Medicare in US or PC in PH?

@MrSteven5975 Жыл бұрын

It’s really irrelevant because people can’t use Medicare here. People coming here want a change of scenery. Pacific Cross has different plans and you can get more comprehensive coverage.

@fazbell Жыл бұрын

I need a plan designed for geezers with preexisting conditions. I also need a plan that won't bankrupt me. Any options?

@MrSteven5975 Жыл бұрын

They will do it but it’s a bit more

@element564ddlosias6 Жыл бұрын

im planning iloilo city or any big cities is to inquire from the hospitals which of them take full Pacific Cross coverage before getting it.and how many of them takes it.or do you know any other insurance Steve.

@MrSteven5975 Жыл бұрын

Contact Pacific Prime for other Insurance Companies

@peacemaker_--- Жыл бұрын

Is it common for the medical staff to search your pockets for the insurance card if you can't communicate? What if you don't have enough cash on you? Do you get food or medicine?

@MrSteven5975 Жыл бұрын

That’s why I always have a card

@Galavantin Жыл бұрын

I wonder what they charge for lobotomy so I can forget the past here in the US. And start fresh in the Philippines 😁

@MrSteven5975 Жыл бұрын

They do them for free in medical college for practice….. lol. Biden got one !! 😜👍✌️🙏🏻

@jonross8925 Жыл бұрын

Where are all the listed Offices around The Philippines?

@MrSteven5975 Жыл бұрын

I added the agents info in the description. You can ask them for that info.

@kevinnashskitchen3517 Жыл бұрын

I need a fake new identity and lower my age 10 years😂

@willardwhitfield8363 Жыл бұрын

Hello all,I applied for pacific cross on 09/13/22 royale blue plan I'm 62yrs old is it normal to wait for 2 days to get your application approved?

@MrSteven5975 Жыл бұрын

Yes

@rephillips56 Жыл бұрын

What about those of us who are between 66 and 70?

@MrSteven5975 Жыл бұрын

There are plans for older people too

@charliesult4171 Жыл бұрын

not bad prices

@MrSteven5975 Жыл бұрын

For what you get it’s not bad

@TheMuffie007 Жыл бұрын

Can you sign up without being there? if not then to Question #2 Question #2 of the day what plans for 66 1/2 would be do able... Private room. Steve can you email the contact details... thanks.

@MrSteven5975 Жыл бұрын

The info is in the video description.

@MrSteven5975 Жыл бұрын

You can sign up from outside the country I believe.

@Matthew-gz4oh Жыл бұрын

Did you mention 65-70 rates?

@MrSteven5975 Жыл бұрын

Different plan

@circulator2437 Жыл бұрын

If you are retired military, why not use Tri care?

@Traveler-PKK Жыл бұрын

Only certain hospitals and PPN take Tricare. What happens if you are not near these hospitals and if they transfer you to an approved Tricare hospital the time it takes to get to the approved hospital you might die. It sounds to me you may need additional coverage that pays direct to any hospial rather than just few select hospitals that take Tricare. Also, if you are out in the provence and it is an emergency you most likely will die before they get you to a hospital. In the provences they have only small clinics. Note the following: Can I use my TRICARE insurance in Philippines? If you live or travel in the Philippines, you must see a PPN provider or a certified provider for your medical care. You're encouraged to visit PPN providers if you're enrolled in: TRICARE Prime Overseas. TRICARE Prime Remote Overseas.

@MrSteven5975 Жыл бұрын

I’m not retired military. I was in the Navy.

@jamesfranklin615 Жыл бұрын

Pre existing conditions?

@MrSteven5975 Жыл бұрын

Yes

@adriang3498 Жыл бұрын

so no insurance for age 70+?

@MrSteven5975 Жыл бұрын

Yes there is but it’s a different plan.

@johnkeogh42 Жыл бұрын

I'm 70 and gf is 50.

@damncars2618 Жыл бұрын

1.5 million isn't that much coverage. Seems like you could just put $40k in a Bank and self insure.

@MrSteven5975 Жыл бұрын

There is more to it than that.

@TangiblesTracker Жыл бұрын

I'm reading nothing but bad reviews online about Pacific Cross. Does anyone here in the comments have any positive experiences with them?

@MrSteven5975 Жыл бұрын

I had great luck with them

@motorheadforlife9431 Жыл бұрын

LOL @ brain transplant 😂

@MrSteven5975 Жыл бұрын

Lol

@michaeltamares7974 Жыл бұрын

Joke!!@ u need the best insurance.. especially in the Philippines...still I prefer my medical procedures in California..i don't trust the procedures there in phil