Best advice is use common sense when you travel and NEVER ever let go of your hard earned money! Rent and DON'T get into any mortgage as a foreigner, walk away in times of trouble, and ALWAYS have backup money to ESCAPE any situation!

I recently had a pretty bad motorbike accident in the Philippines where I broke my collarbone and had multiple rib contusions. Plus, some nerve and muscle damage to my shoulder and back. The surgery involved 2 doctors, plus anesthesiologist, multiple x-rays, EKG specialist, blood and urine, iv and pain med drips, antibodies drip, 3 night's stay at a private hospital, etc, etc. Total cost was just under $2,500 USD. My BCBS insurance was not accepted. No pay...No services. Dropped a 60k advance and things got moving really quickly. I am 55 years old, I had written bikes since the age of 14 and never had an accident. Anything can happen so be prepared.

Ah yes, when I began a relationship with a Filipina in Bohol 16 years ago (2007), a British ex-pat and business owner there took me aside and told me that I should be aware that, when you begin a relationship with a Filipina, there is an unwritten rule that you will be expected to support her family, even her extended family. I struggled so hard to keep this business at arm's length but, in the end, I returned to Canada 6 years ago (2017), bringing her with me - so demoralized, distraught and depressed over the never-ending expectations and demands! (Well, at least I survived it relatively unscathed while many other foreigners ended up bankrupt) Now, back in my home country for 6 years, I am unhappy that the Canada I knew and loved as a young man seems to have disappeared; overtaken by a culture of greed and dog-eat-doggedness. It's as if there is no room for a senior citizen with a very modest pension to enjoy life, even a little bit. And so now, your videos have got me thinking of returning to the Philippines. A scary and unsettling thought! Still though, you are quite a character and I really enjoy your videos. It's like having an old friend I can relate to. Thank you, Paul, old dog!👍

Paul, this is the most amazing discussion you and Dan have had on your channel. Plus, your humor, sarcasm, and puns are second to none. I never miss a podcast and always look forward to more. For that I say thank you!

Dan is a legend in the travel space ……

These two are best voices of reason for life in the Phillipines.

Great video, guys! We have friends that had a house built in Minglanilla Cebu about 6 years ago. He is retired American she a Cebuana. Apparently, the neighborhood had to sue the developer to finish the project he hadn't proved the amenities on the original plan. The house cost them probably 250k US..The problem is real estate is not like in USA. The values are all over the board. So, getting you ROI may never happen. I M lucky because my wife already had a house and property when I met her. Any improvements she has made she has paid for. I would say for a foreigner tread very carefully buying in the Philippines. Cebu city condo prices are absolutely ridiculous. Renting is definitely the best option. 👌

Hopefully U.S.Medicare will be available in the Philippines soon,.So text your congress representative in you state to make it happen.If The bill in Congress passes it will be for for a 10 years probationary period.The bill has not passed yet.

Hi mate, Many thanks for sharing another great video. Hope you are well.

I really enjoyed listening to these two gentlemen! They seem like two guys you can hang out with and "shoot the breeze" in a casual atmosphere.

Old Dog and World Traveler: Tks. much.

In Costa Rica a can of Campbell's Tomato Soup from the US is $4. Meanwhile a can of Maggio's Tomato Soup from Mexico is 55 cents and twice the size, better and without all the preservatives that will embalm you Pre Mortem. Glad you brought that one up.

Hello gentlemen. With all the firsthand life experiences on the ground with respect to this podcast, it’s very educational and informative specially viewers from the U.S.. Yes, i am a U.S. citizen, 63 years old, married to a professional Filipina for 25 years until she passed away five years ago. I am pretty much aware with the local culture, customs and traditions; including real estate, businesses, health services and other areas of concerns. Absolutely agreed to avoid using fishing rod to catch fish online, 99 % you end up a line without a hook. Great job gentlemen. Stay safe.

If you do buy property in the Philippines, it's best (in my opinion) to buy in a subdivision. These places are usually developed by wealthy (and connected) Filipinos who will not let the value decline. You also should not have a problem reselling them since they're usually in good areas and are a symbol of high status among Filipinos.

Great advice guys ,

Hi Paul enjoyed this video like all you do... I messaged you told you I just physically got engaged 1 week ago in Manila and sent some photos.... I've known Jen 2.5 years and things are great, the only down side is the heart condition she has but will have corrected at Mayo Clinic here in Rochester MN.... she actually gets mad at me when I spend money on her... wanted to take her shopping for her birthday to get a new outfit.... she flatly said no because she likes thrift stores.... for her birthday dinner wanted to take her to Viking Buffet and even though her meal was free.... mine wasn't so she wanted left over pizza in our room... the 3 biggest things we did was get matching T-shirts from Hard Rock Cafe... but didn't let her see the price till it was to late to say no... but when she found out all she would say is that is 2 sacks of rice.... a Gondola ride at The grand canal mall and saw 2 movies.... as mentioned she has a heart we want to get corrected after marriage... and I can hear people rolling their eyes thinking she's using him she's probably not even sick... I wish with all of my heart and soul they was right... she sends me receipts for her meds and doctor visits as well as test results and most recently a letter from her Doctor... Jen had Rheumatic fever as a child and parents didn't take her to a doctor so Now Mitral Valve Damage his most recent letter said hoping the Doctor in the US who will do her surgery can do a mitral valve repair rather than replacement, but what made my jaw hit the floor its the first time he said she is in heart failure.... scared the Hell out of me.... im gonna do what ever I can to expedite her visa so she can hopefully have successful surgery and complete recovery anyone who would like to offer a prayer for her to God appreciated.... she's a beautiful woman inside and out and I really don't want to lose her this close to finally getting married

Paul you are the man. Your so down to earth.

Great video Paul! I think that the throwing money at problems is usually part of that "instant gratification" culture here in the USA. You remember the rat race yourself, and I can tell you that the rats are slowly creeping ahead! We are already running as fast as we can and can't take on another issue, so it's much easier to pay someone to take care of that issue for us. It's costly and wasteful, but if we can save our psyche from another hit, we often consider it money well spent. Now for the thing we can't see (I hope you make it this far to this comment). It's something you've tried to share with us over years on your videos. It's that we don't need keep up with the rats once we are in the PI. It's that we will be able to take a deep breath and decompress even though life in the PI is different from the USA. You are sharing your views of "peace of mind" and what that can look like for you in the Philippines! I look forward to being able to throw off my burden and just take a deep breath and be in the moment! I think that's the most important lesson you've shared/taught us!

Paul- This was a very well presented humanly video that many already know but all in one video and presentation in this world is everything. Great job to you both.

This was a very good collaboration video Paul. 2 of my favorite vloggers.

Paul, great interview. Both of you guts provide honest information, and it's much appreciated.

Great interview, packed with great stories and information. Thank you. 👍👍👍

Hi Paul, One of your Best, if not your Best tube casts ever. Very smooth and extremely Informative. Lucky Ace Las Vegas re met you again at the water front Diner.

Great info from both of you, I am now 72 and have lived here in the Philippines for 32 years and have gone thru many of the issues you both talked about and I learned many lessons over the years living here. I agree with both of you about renting a place to live instead of buying, but like you stated Paul I also bought a house here for my wife's future because she had a bad stroke back in 2005 and I wanted her to be set for life when I am gone to the stars. You both have great KZfaq channels but together your even better. Thanks for great info here

Very great points! Agreed completely! Rent and stay fluid.😊

Less planning means less goals, means less stress in achieving goals 😆🍻

Great interview guys,thank you both for your info.

Thank you so much fellas as usual awesome info muchly appreciated)

“Know what you are walking into” That is a hard one, many timesI thought I knew what I was walking into…..

Hi Paul from Panorama city California good followup interview

Thanks for sharing I want to be like you when I grow up 😁👍

Paul you are comedy gold and informative and interesting with your channel a great source of entertainment 😎😇🎯

Good advice.

I enjoy watching you separately but together you guys are great! ☺

Good interview. Thanks.

Thanks Paul! That was fun. :-)

Everything is temporary in life. Always have a plan B. Help the one you love as long as they are trying to solve their own problems, but don't take on their problems. Live within what you can afford. Leave your white knight behind.

Mighty nice of those grandparents to give their house to the grounds’ keepers❤

Thanks Paul for a great insight into the common mistakes people do when relocating abroad to live a better life. Love your personality, simplicity and words of wisdom. I’ve watched part one of this conversation on Dan’s channel.

Thanks!

I rode my bicycle across India I ran into an American who was retired in India. He inherited $150k and moved to India. I stayed in touch with him for a few years. Last time I talked to him he said he’s running out of money. Drinking alcohol everyday

hello from Algarve Portugal. very good advice about property and relationships, vacation mode.

Paul if everyone in the world was like you, this world would be a great place to live.

Great advice Paul! That's my plan to rent and so I can be mobile and move as I please. However, I do own a townhouse in Suburb of Manila. But I don't plan to live there. Foreigners should consider just rent.

Very sane and sensible advice Paul and Dan❤❤❤ more power to both your channels guys, stay safe and God bless 🙌 🙏 👍 🍀

You are talking about finance and government stuff just thought you would like a song called " Rich Men north of Richmond " 👍

I feel that people can always get a proper address, legal name and a current photo; then notify local expats and ask for help with confirmation. Why not protect your families heritage, whether abroad or not.

Great Video!!! I enjoy so much watching the videos of you and Dan talking together like this. It was nice this was done inside a house where it's quiet - lol

2 of the best sharing there knowledge. Thanks Paul and Dan

Just watched your video with Dan. I was so lucky. Meet my wife of 23 years now via pen pal mail pre internet. Came to meet her personally in 1998. Moved her to California until I retired in 2010,when we moved to Bayawan area. Brought two Children, a kindergartener and an infant. Wife was/is a gift from God. I now look back over the past 23 years and realize how lucky I was. I could have been so wrong. But you guys are so right. Especially about the money.

Sad but truth! perfectly said. Great information for everyone 👍

Hey Paul, great channel! I've watched dozens of your videos (and others) and I don't think I've heard anyone talk much about financial support for the wife or girlfriends family. Perhaps a lot of guys have no idea about that or what they should consider giving the family when they are in a relationship or married. That might be a helpful video to watch. Thanks for all your fantastic info. I'm going to Thailand in November for a vacation and check out retirement options there.

This was great! Just a couple of great episodes. Thank you both!

Great Video/Interview Paul 😊. Dan is a smart guy. Living the Dream for sure. I can Totally relate to sending money to people in the Philippines 🇵🇭. I have literally sent Thousands of dollars to four families paying for a house being built, funerals, weddings, schools, motorcycles, corn crops, ect......... The very BEST word that a guy needs to get in his vocabulary is the word NO. It sounds like harsh however, when sending to much money affects the way you live can cause serious problems. Safe 💕 💞 🙏 🙏

Hey Paul. I might never live in the Philippines but I love the people. Also, I love your videos they usually make me break out into a big smile. Thanks.

I came to see you from Dan's channel Paul!!! I'm retiring in under 2 yrs !!!! Plan on touring around a bit I love the crash and burn stories !!!

Paul... Thanks for the honest info. I contemplated moving there and have concluded that I have a renewed interest in remaining in the U.S.

Another great video sir and looking forward to seeing the next one

Preach! But I understand....

When all this started. 99% of the 'vloggers', where painting a paradise place with angels..... and many lonely men, gulp it down like a dying man in a desert. It is nice to see that the truth and reality is being spoken lately, but fools and desperate lonely people, will always exist. Hopefully videos like this one, will help many from destroying themselves.

Two great youtubers....best info ever

This conversation is very helpful and right on !! Love the two person format.

“ultra sound” was the word you were looking for. Great vid! 👍

Lots of good simple common sense advice 👍

I'm really glad that you two met. I remember suggesting to Dan to contact you regarding and American Dan met that was having a difficult time getting back to the USA. That was about the same time Paul met the ambassador and asked Paul to be a liaison for Americans having problems in the Philippines. I know I was not the only one that suggested to Dan to contact you Paul. My understanding is this man was able to speak to people in the embassy and get back to the USA. Anyway thank you guys for your content. Tom

Enjoyed the video. Entertaining and informative.

Paul! Thank you and Dan for your very informative channels. Just subscribed to both!

Don’t be a hero, don’t be an angel, and don’t be a judge. Live your life.❤

Great insights into how life as an expat is. Thank you! I subscribed to your channel now even though I know living in the Philipines would be all my nightmares coming true. ;) Still your experience often is not tied to the country and applies to every foreign country one wants to live at. Greetings from Germany from a guy who thinks about retiring in Spain.

Great great video! I subscribe to Dan’s channel also. Great couple. A lot of wisdom here. Thank you Paul.

I've lived in Thailand, Philippines and Mexico. I was happy in all three countries but would not own real estate there. Compliments to folks who do own property, but it's not for me.

Best video : )

Best advice for anyone wanting to meet a woman overseas. 'Don't even make an online profile' 'Get your boots on the ground & take it from there' Brilliant advice Paul & Dan.

Great conversation! Loved it

Great video guys. Some very useful advice.

17:45 "Not Listening & Something Else..." 😂

Im surprised that I've never seen a vlogger mention something that was one of the first things that came to mind for me. After a few months i googled private investigative agencys in Ph. I found one that seemes to specialize in background checks in these sort of relationships They confirmed everything she had told me about her was true. Such as marital status, children, living arrangements, workplace. Etc. Plus criminal background check and even asked neighbors and coworkers about her character and her family's character. It greatly reduced my doubt and skepticism.

Paul and Dan do good video together

Very good video

Note: Campbell's can soup is approx $2 where I live in the prairies of Canada 🍁Ridiculous! So buying it in Philly for that much I can do without complaining lol

Great information for the geezers contemplating living in the Philippines!

My buddy and I own a lot, via our wives, on one of the Camotes islands. We paid $3,000.00 for it, 6 years ago. This winter I will check to make sure none of the expats who built around our property have infringed on us. Judging by the pictures my buddy’s in-laws sent, we now have utilities close, plus a nice, paved road! 😅 We paid for a survey, and have official title.

Excellent advise.

Thank you for the genuine words of wisdom fellas priceless guidance and advice for living and loving through life anywhere greatly appreciated

I’m chomping at the bit to retire from my job, looking for that right time. This job allows me 6 paid weeks vacation that I religiously take. The paycheck/benefits leash of my career pales in comparison to the statement “vacation mode is more stressful than normal mode”. It’ll be there tomorrow. I can watch the two of you all day. The older I get, the greater I was……. That fish is now in the rear view mirror and is no longer in front of you. Meeting the both of you is now on my bucket list.

This is another really great video on a really important topic. You are my hero!

In the Philippines you cannot own the land but you can build and own

Buy a condo from the developer... I paid 2.4 m and I have been in it 11 years. Thats about the time the rent receipts is the same as the purchase price. We are NOT to buy land...

Paul and his guest are always laughing!! I seldom ever laugh. This is one reason I wanna try the Philippines!! I’m wondering once I get in that lifestyle will I laugh all the time. Would be nice to enjoy life again!!

Great video and thanks for the advice

Yes there are scammers but there are sincere ladies out there as well. Just be careful if she asks for money quickly online RED FLAG

It's amazing how many similarities there are iin many of less fortunate Countries... Again, good show gentlemen...

Hard barn about buying land in the Philippines is the woman owns land and if she says hey I don't want you here you lose the land the house or business and same goes with our business is 60/40 so at any time she can sell it without your even knowing about it

Very refreshing Paul, like always. Thanks for a great time and cheers from Panama

Hi Guys hit the nail on the head, never purchase properties in Asia full stop, you hear of some horror stories, with the country's Governments, and marriage failures, as the visitor will never get anything back if it all goes balls up..

The biggest train reck might focus on men’s clothing styles as going tropo seems to be the modus operandi

You two on video just a blast 💥

Hallarious but great information and advice.

The question of rent versus purchase depends on your income and the price of property. In my case, even very cheap rent would swallow up most of my income but it was a modest outlay to buy a property. I had the cash to buy the place so there was not a question of getting into debt.

What could go wrong? Very good interview guys.