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@timetraveller3063Ай бұрын
Good timing, I am going to rebalance with a 10% tilt into the Russel 2000
@charlesjohnson4442Ай бұрын
Sound Advice. "No, we probably can't beat markets but, most of us are going to try anyway" my exact investing philosophy! Fine tuning with a blunt instrument-what a powerful concept. When I am risk on: Nasdaq 100 QQQ , small caps, or emerging markets…. risk off: Large Cap Value or dividend paying defensive funds.
@fredatlas4396Ай бұрын
@charlesjohnson4442 Sounds like a good strategy, but how will you know when to be risk on or risk off. How will you make that decision. Are you currently risk on or risk off.
@charlesjohnson4442Ай бұрын
@@fredatlas4396 I use the S&P 50 day moving average- below that risk off and the 200 day moving average- above that risk on. That is extremely over-simplified but I also considered current events and…. forgive me, "gut feeling"
@petearmstrong2778Ай бұрын
My 'tilt' strategy that I've used a few times over the years is to hold until it reaches x% of my investment. I've used this for China a couple of times - set a % profit level and sell then eg 20% or 30% (quite volatile market). I don't worry if I sell too early but am happy with my 20% profit.
@stevenmartin6271Ай бұрын
The index effect at peak retirement is an interesting investment proposition.
@stevegeekАй бұрын
Excellent video, as always! My SIPP portfolio has a smaller "core" ~30%, with the remaining ~70% "tilt" comprising of MMF, bonds / gilts, energy, medical, infrastructure, gold, dividend leaders and Japanese equities. I recently retired, so my "tilts" are deliberately mostly defensive, rather than adventurous!
@shellyperera2010Ай бұрын
I've got around 5% in satellite funds split between an India index fund which is beating VHVG by quite a margin, S&P 600 and a global multi factor fund. It'll be interesting to see which one performs best after 10 years. But they're such small percentages that they will hardly make any difference to my overall investments across ISA and SIPP.
@MrBiffa1974Ай бұрын
Ive been interested in a small tilt towards US Small cap or small cap value on my platform but they don't seem to be readily available is this a common theme for UK providers?
@simplydividendsАй бұрын
My 'tilt' consists of ftse 250, scottish mortgage, Berkshire hathaway and US tech.
@TomsPersonalFinanceАй бұрын
Brilliant video, Ramin. As you say, it is human nature to try and outperform and Core and satellite is a very sensible way of allowing yourself to try and beat the market. I always see my portfolio through this lens. I use global quality factor ETFs as my core and then have satellite positions in a momentum ETF, US small caps, and UK stocks.
@Allocator-ir9kvАй бұрын
I have VGLS60 which tilts towards the UK, AJBell MA which has a high EM proportion, then HSBC America as well as HSBC GSbal (which is pretty much market cap weighted so no tilt ?)
@markonthemarkets6150Ай бұрын
I’ve tilted heavily away from the US based on shiller cape, the buffet indicator and Vanguard’s ten year forecast. Not going well so far!!!
@MrFrobboАй бұрын
Indeed, not a good move when the money printers are about to fire up!
@coderider3022Ай бұрын
Or maybe we need to pay a higher PE ratio and these backward looking metrics aren’t as relevant? Americans buy SP500 even if it underperforms, I can’t see that changing in 20yrs.
@ousefk5476Ай бұрын
Tinkerer here tuning in.
@superslip103Ай бұрын
Great video! I always learn so much from these so thank you for posting
@PensioncraftАй бұрын
Glad you enjoyed it @superslip103
@ricardojsgomesАй бұрын
i have 40% index etf and 60% with some s&p etf sectors, that i can see much better upside, but i intend to mantain 5% max of each alocation
@DK-oy6eeАй бұрын
Hmmm
@MrFrobboАй бұрын
If your core pension is a SIPP rather than traditional pension house, it's likely only protected up to £85k by the FSCS 😳
@coderider3022Ай бұрын
This isn’t accurate.
@MrFrobboАй бұрын
@@coderider3022 please explain why. SIPPs are typically not 'contract of long-term insurance' and therefore only protected up to £85k by FSCS. Vanguard will confirm this.
@coderider3022Ай бұрын
@@MrFrobbo my understanding is traditional / life assurance providers only cover full value if you use their own products.
@MrFrobboАй бұрын
@@coderider3022 I'm unsure how this answers the question of why my comment isn't accurate. Feel free to ask your SIPP provider to what value FSCS protects your account in case of insolvency/business failure. You will find SIPPs are generally not protected by the FSCS greater than £85k.
@djpuplexАй бұрын
Funny I sold KRE (us reg banks) a month ago after dividend. Its up another 12%. I still did good bought at near the bottom I knew interest rate cuts would push up I just got bored.
@billeratorАй бұрын
This could be a video about jousting with a few minor tilts to the script!
@clarkeysamАй бұрын
I've had a few various "tilts" for the past 6 months or so, but I only do this in my S&S ISA, not my pension, and it's only a small percentage of my ISA, so a tiny percentage of my overall investments. My tilts have been towards US Energy, quality, value, etc. but this is purely for fun and additional information rather than any belief that I can beat the market (possible with the exception of US Energy, I was shown some analysis at work that the oil price is anticipated to rise over the next couple of years, and therefore this 'tilt' could outperform).
@adamhopkinson7299Ай бұрын
S&p 600 tilt ripping
@khiburgess5848Ай бұрын
I tend to satellite using investment trusts if you are going to tilt I figured you may as well lean into it a bit and get leveraged returns sadly it's not working ATM for Scottish Mortgage but 20 years till retirement so I'm no panicking
@timetraveller3063Ай бұрын
SMT ...what can I say...
@khiburgess5848Ай бұрын
@@timetraveller3063 Say it I'm interested?
@mwscubaАй бұрын
interestingly my tilt has been to use tracker funds to tilt away from the US by 10 % tho to be fair currently i would have been better off just running with a global index but i still think the rest of the world will outperform the US in the next 10 years
@shellyperera2010Ай бұрын
You can predict the future 10 years in advance?!
@mwscubaАй бұрын
@@shellyperera2010 nope but i can look a the likes of Vanguard long range forecasts and come to a conclusion
@jasonharding8336Ай бұрын
Is it just me or did Ramin eat curry before making this video?