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How to become a Mortgage Agent in Canada! Worth it? 💴
Рет қаралды 39,766
Күн бұрынIn this video, we talk about being a Mortgage Agent:
0:00 Introduction
0:57 What do mortgage agents do?
04:22 How much do mortgage agents earn?
06:58 How to become a mortgage agent (process)?
09:46 How to choose a brokerage?
13:14 Is it worth it?
16:03 Can you do it parttime?
18:00 Parents reaction!
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@anildaita 2 жыл бұрын
Very good detailed video Nav. Fellow mortgage agent here.. you social media following is a BIG plus for you.. otherwise, it’s very very very very tough to get clients and retain them with trust.. My sincere advice to others with no network is to never quit full time job to become a mortgage agent!!
@Potatotalkies 2 жыл бұрын
I agree… 👏 it’s 3 years of work in social media and then I quit my job.
@ManaCanadaBro 2 жыл бұрын
You guys are amazingly inspiring ❤.. A quick question: which one would be a better option: becoming a Realtor or Mortgage agent?
@ManishAggarwal-oe2jj 2 күн бұрын
I recently enrolled myself in a Mortgage course and think this video will really help and motivate me
@dushyantgupta11 2 жыл бұрын
Nav, m a serious believer and follower of your Analysis and research skills. For all those who are vomiting their frustration, do something better in life else unfollow and F off. Until you try u will remain at the same place. Time might not be good or as planned what matters is the will and zeal to follow ur instincts 🎉💐
@PlatinumPuppies 2 жыл бұрын
You became a mortgage agent (not a broker), at the worst possible time. I have a friend who has been an amazing mortgage agent for the last 25 years in Canada and she said she has never seen such a slow time in the mortgage business. She has not gotten any deals in months. Mortgage broker is completely different and takes years to have a mortgage brokerage. Agents work for a broker.
@proteancentipede 2 жыл бұрын
Why are you smoking buddy, okay there’s a day and night difference b/w an agent and a broker. But you don’t have to spite in pride. He’s doing an amazing job and should continue doing that. Please pickup data and talk factual, don’t base your MONOLOGUE based on what someone says lol. MaRket has only produced buyers and growing population has a positive effect on that. Consumer services may have taken a hit but please listen him say that he gets his leads from his following. I hope this helps ease you down. Thanks
@akhere4279 5 ай бұрын
You should check the guy now.. and you will be silent watching him grow
@Priansh123 24 күн бұрын
How if some 1.with no prior experience of tech and social awareness will do in as mortgage agent. What are the options will open after doing the course. Pls emphasize on broad platform one could get for long run. As m 38 now and afraid for move. Am a cook and canada don't provide financial value to it. So pls help me with this dilemma. Am in pursuit of new beginning and thought of given my honest try for mortgage broker.
@anshulbahal7226 9 ай бұрын
Agree with you, so resonate with your thought of guiding people.
@daphneymariaandrade2864 Жыл бұрын
Very encouraging video Navjot
@imdad0 2 жыл бұрын
Great video Nav
@lokeshbhardwaj5146 7 ай бұрын
one of the DLC Brokerage asked me to sign a one year contract and they split 50-50 from 95% of the commission as 5% commission always go to DLC directly. so my question is, does DLC asked for a one year contract and what about this 5% commission?
@AnantChaudhry 2 жыл бұрын
Navjot good to see u grow n still being honest. I remember u came to Canada at start of winter's n living in basement. U made ur spouse also grow with u. Stay honest n humble as always.
@Potatotalkies 2 жыл бұрын
Thanks 😊
@pushkar703 2 жыл бұрын
Thankyou so much for this video.. Was actually waiting for this video from very long.
@Potatotalkies 2 жыл бұрын
👏👏
@VarunKumar-st5kf 2 жыл бұрын
Sir can you make a detailed analysis explained step by step video on how to buy our first house as we all love your analysis and style of teaching. A process which involves pre approval mortgage, selecting realtor, things to take care of etc. Thank you
@Potatotalkies 2 жыл бұрын
Yes will be making one next
@fardinehrary9217 2 жыл бұрын
Is it a good time to become a mortgage agent these days with all of these crazy market crash and recessions??? please someone tell me because I am so confused...
@Potatotalkies 2 жыл бұрын
If you want to do this for the next decade… it doesn’t matter. Think long term.
@REVIEWSONTHERUN 2 жыл бұрын
Interesting! Nice video!✌️
@ankurperiwal9704 2 жыл бұрын
Great vid!
@getgoingwithshilpi 2 жыл бұрын
Congrats to you . I think it will be better if it is more simpler to understand . Thanks
@thevoworld 2 жыл бұрын
Paaji yeh bohot badiya tha video, very honest, very clear & very informative. Mera koi lena dena nai mortgage broker field se, in fact mai Canada mei bhi nahi hu, but maybe one day and you never know I will call you for my first house in Canada :)
@Potatotalkies 2 жыл бұрын
Thank you 😊 Will look forward 😀
@deepkalra3295 2 жыл бұрын
Wow congratulations !! May u touch d skies 👍👍
@Potatotalkies 2 жыл бұрын
👏👏👏
@rohanutep81 2 жыл бұрын
Hi Navjot, kindly provide tips and make a video for part time mortgage agents and brokerages who have a full time job.
@goldyparmar2467 2 жыл бұрын
Bhaji gone are the days when the mortgage broker used to have moonlight….Very bad times are going to come in 2024
@goldyparmar2467 2 жыл бұрын
I am very happy with one thing of yours. When you used to live in the basement, I had commented that you should start a business of your own, only more money will be made in it and if you do, veer day one tau meh tuhadiya videos dekhda haan👍
@NeerajCanada Жыл бұрын
Hi Nav, thanks for making the video. I have a Q for you as you said that part time is possible but let’s say if I have done study joined a brokerage to have my license so by having a 9-5 job how do I go and meet and crack my first deal like I’ll be only free on evenings and weekends
@the_matthewshantz 2 жыл бұрын
Great video Nav!
@Potatotalkies 2 жыл бұрын
Thanks 😊
@kkjain3336 7 ай бұрын
Is there any minimum business Needed to Make to keep mortgage agent ? Or even if you make 1 deal in 3 years you will get paid ?
@imadhasan3208 2 жыл бұрын
Hello Nav. Can you please also make a video about investment in stock market for dummies. Could be in two or more parts to cover the details. I am an engineer and I have zero knowledge about stock markets and the ways to invest or target companies in Canada. Thank you
@Potatotalkies 2 жыл бұрын
Will do On @growwithnav
@chiraggrover3456 5 ай бұрын
Good video bro 🙏🏻
@rohitd98 2 жыл бұрын
I saw ads when banks directly hire motgage agents is it safe for someone those who dont have any following,because we can use the banks brand name
@hungry_biker Жыл бұрын
sir, what camera and mic setup do you use to make the video?
@expertreview973 2 жыл бұрын
Hi Navjot, the info you shared in phenomenal. Great work! Does this mortgage license stays valid for all the provinces or is it different for ontario, and different for Alberta or BC? I'm currently in ON, looking to move to Alberta, so does it vary from province to province?
@manishthakurwani9419 2 жыл бұрын
I have the same question
@kanchanbhatia970 Жыл бұрын
It is different for different provinces. Hope that helps. If you are looking to move to AB, you will have to register for the course with RECA
@kajalravinder1994 7 ай бұрын
I had the same question then unfortunately got to know it’s different for different provinces
@dilrajkamalsingh735 2 жыл бұрын
Hey! How do u see bank mobile mortgage advisor job vs joing a brokerage other than bank ?
@Potatotalkies 2 жыл бұрын
Bank job will give you a salary - it’s low Joining a brokerage means zero salary but unlimited growth.
@karanbalwani 2 жыл бұрын
Hi Nav. Given the amount of research I've seen in your videos. If I ever plan to get a house. I would definitely entrust you with the documentation process. Just a passing thought. Thank you again for the video.
@Potatotalkies 2 жыл бұрын
Thank you Karan 👏
@jaspinder626 2 жыл бұрын
You are the money printer guy
@ibraheemali9541 2 жыл бұрын
whats the diff btw a realtor and a mortgage agent? is it comulsory for a buyer to contact both?
@Potatotalkies 2 жыл бұрын
Not compulsory. Watch the video on why I became a mortgage agent. I explain the reasons and differences.
@ibraheemali9541 2 жыл бұрын
@@Potatotalkies ok thanks
@RG-yj4cb 2 жыл бұрын
Again, he jumped into this profession without knowing the fact that Mortgage Brokers require so many documentation - this guy :p
@Potatotalkies 2 жыл бұрын
And yet he is making a killing. I guess there is a place for people who act rather than pulling others down :p Do you think I really knew anything about videos and editing when I first started KZfaq?
@RG-yj4cb 2 жыл бұрын
@@Potatotalkies critically calling someone's mindless suggestions is not pulling down - its called spreading awareness. Also, about that Rookie award - these broker firm never let their member go empty handed without a trophy to make them feel better and bait clients. Now, coming to your claim of KZfaq videos - 80 yrs old are making you tube videos now-a-days and that does not need crazy analytical or visionary skills like mortgage brokers need to have- duh!
@RG-yj4cb 2 жыл бұрын
Also, about the Killing - how much earning is called Killing - may I know?
@Lj22 Жыл бұрын
Bhai, ye galat hai year. Aap ne exact income ni batai. We know realtors get 2.t% to 4%. What about mortgage brokers ? We would have liked to see all the exact numbers on 1Million mortgagee client after all splits.
@Potatotalkies Жыл бұрын
I said on average 1% And splits vary from 50-90% depending on experience. 1Mn mortgage 10K commission 75% split = $7500 commission Average mortgage in canada is about 600K - so you can do the maths accordingly
@irfanmahmood4684 Жыл бұрын
Is there is any age limit to become mortgage broker or real estate agent & what should your status in canada.
@akaharora7557 Жыл бұрын
Paji license jis brokerage through lea aa oh sirf os brokerage ch hi valid aa ya hor mortgage brokerage ch we valid aa if we change
@ajmerdhillon3013 2 жыл бұрын
ਜ਼ਿਆਦਾ ਮੋਰਟਗੇਜ ਬਰੋਕਰ ਬਰੋਕਰ ਨਹੀਂ ਹਨ ਇਹ ਚੋਰ ਹਨ ਇਹ ਫੇਕ ਮੋਰਟਗੇਜ ਕਰਦੇ ਹਨ ਅਤੇ ਲੋਕਾ ਨੂੰ ਲੋਟਦੇ ਹਨ
@lagankhanna5280 4 ай бұрын
Does anyone on work permit be eligible to take mortgage agent license
@manojchandhok6597 2 жыл бұрын
I am a new part time mortgage agent, thanks for this video, its really helpful. Just one question on how to market ourselves as mortgage agent and how to grow the business if I don't have a big network of people to speak with? Does FB and Google ads help? Thanks
@rohanutep81 2 жыл бұрын
Hi Manoj, I am also a new part time mortgage agent.Is there a phone email to get in touch with you?
@PriyankaSharma-ve1oy Жыл бұрын
@@rohanutep81I am also trying to appear for mortgage exam. How is your experience of starting as mortgage broker?
@PriyankaSharma-ve1oy Жыл бұрын
Hi Manoj, how is your experience of become mortgage agent?
@rohanutep81 Жыл бұрын
@@PriyankaSharma-ve1oy it’s been fine.
@humairah9329 2 жыл бұрын
I appreciate you sharing this information with us. What are the eligibility requirements for becoming a mortgage agent? I apologize if you had already addressed this question in one of your previous videos and I missed it.
@Potatotalkies 2 жыл бұрын
Just PR.
@MrArvindmantode Жыл бұрын
@@Potatotalkies If you are on a work permit can't we apply to be a mortgage agent ? I think we can but just wanted to be sure.
@caashokknirala1197 Жыл бұрын
@@MrArvindmantode You can if you have an open work permit.
@ASingh-nf3ut 2 жыл бұрын
Hi Navjot! We are planning to buy our home (first time home-buyers) and wanted to connect with you regarding our home mortgage. Could you please let us know the details to connect with you?
@Potatotalkies 2 жыл бұрын
Hi Amar, just fill the form in the description and submit the docs.
@ASingh-nf3ut 2 жыл бұрын
@@Potatotalkies Done!
@alitahajohar6115 2 жыл бұрын
Nice and informative... 👌👌👌👍👍👍 Is it possible to pursue it if you are on a closed work permit?
@Potatotalkies 2 жыл бұрын
Don’t think so.. you need pr
@obaidkhan2229 Жыл бұрын
I think a realtor easily makes more money and is more rewarding
@satwikkhanna6164 2 жыл бұрын
Is there any sort of commitment/experience required before getting the license for the same through the brokerage? Amazing video but I didn't really get a good view around that area - please let me know the same. Also, wanted to confirm if you guys are doing Phone-a-friend these days as I have been trying to book a slot but haven't been successful - wanted to seek your advice on career growth!
@Potatotalkies 2 жыл бұрын
No experience required.. just PR
@rohitd98 11 ай бұрын
@@PotatotalkiesCant we do it with open work permit?
@Nishant-ej2uu 2 жыл бұрын
What are interest rates in Calgary these days? I've heard it has crossed 5% .
@Potatotalkies 2 жыл бұрын
It’s same as Ontario!
@rvsoceanofknowledge2305 2 жыл бұрын
Hi Good video Actually I am also in process of moving to Canada and Calgary is my priority to settle,I am moving from India ,so my question is that is how much time a new immigrant (PR) get a mortgage from anywhere that he can buy a property if he has some money for good down payment , because I will sell my property in India ,so I would have some money with me , please reply ?and anyone can keep both license with him mortgage and realtor over there ?
@Potatotalkies 2 жыл бұрын
Yes you can All you need is 3 months of job in canada
@rvsoceanofknowledge2305 2 жыл бұрын
@@Potatotalkies They count survival jobs also ? If I maintain credit card for 3 months ? Because I don't want to waste my money in rent ,
@kanchanbhatia970 Жыл бұрын
@@rvsoceanofknowledge2305 survival jobs are fine as well, it should preferably be full time.
@InstrumentCalibration 11 ай бұрын
Is it open book exam ?
@deepchauhan457 2 жыл бұрын
does mortgage broker firm provides you lead ? or it needs to be generated by own
@Potatotalkies 2 жыл бұрын
No leads
@IMMIGRATIONNEWS1 2 жыл бұрын
Please tell about education requirements for this course and I hear ielts test required for this it's true or not.
@Potatotalkies 2 жыл бұрын
Nothing. Just PR.
@J3nnycat 7 ай бұрын
Do you have to do lots of math for this career? Thank you
@gourav8335 2 жыл бұрын
Remic works in Saskatchewan?
@syhzaidi22 Жыл бұрын
I email you my details but looks like you only take first time home buyers
@varunsanthosh468 2 жыл бұрын
What to do if my study visa application is delayed for over 17weeks.... ??
@Potatotalkies 2 жыл бұрын
Not much ://
@deepchauhan457 2 жыл бұрын
any certificate course before coming to Canada that you recommend for mortgage broker
@Potatotalkies 2 жыл бұрын
Nothing There is just one exam
@SurajVerma-dc7ut 2 жыл бұрын
I like it
@sorathiyaashish 2 жыл бұрын
Hi.. Useful video👍 I have 10yr experience in india as mortgage agent and want to move there so is there any perticular draw for this category in PNP? , because i am not eligible for express entry. Please guide...
@HiyaasVlogs 2 жыл бұрын
Paisa feko tamasa dekho
@Potatotalkies 2 жыл бұрын
No program like that Ashish
@kkjain3336 2 жыл бұрын
Cant u do both mortgage broker and real estate agent ?
@Potatotalkies 2 жыл бұрын
Yes you can
@nidhibhadouria4505 2 жыл бұрын
@Navjot... "And we just close the deal". Is this so easy??????
@Potatotalkies 2 жыл бұрын
😂😂😂 in most cases Some people are so special!!
@nidhibhadouria4505 2 жыл бұрын
@@Potatotalkies Now that's true 😆🤣
@Potatotalkies 2 жыл бұрын
@@nidhibhadouria4505 😅
@RahulSingh-eb7ob 2 жыл бұрын
Hello sir 🙏🙏🙏🙏 hope you doing great I am on closed work permit ( LMIA based) & doing job in Canada Can I have to show same amount of fund ( 13300 dollars) like normal express entery stream Or some relaxation for me. ?? Kindly reply us it's olyws valuable for us My family waiting ur reply Thanks in advance
@Potatotalkies 2 жыл бұрын
You don’t need funds if I understand correctly
@RahulSingh-eb7ob 2 жыл бұрын
@@Potatotalkies thank you very much , in actually my PR file , I received MEDICAL request yesterday, let's see when will get PPR ... Need ur blessings too. By d way , when will expect PPR ??
@amansaiyad6604 2 жыл бұрын
What is the diffrence btween real estate agent and mortgage agent pls tell
@Potatotalkies 2 жыл бұрын
Separate video… :)
@amansaiyad6604 2 жыл бұрын
Ok sir
@kajalravinder1994 7 ай бұрын
Real estate agent will help you to buy the house and mortgage agent will helps you to get loan from banks.
@gagsdoublej4254 2 жыл бұрын
Excuse me Sir/Madam Are you saved? If you died tonight are you going to heaven? Jesus Jesus loves you
@MrSamarsingh Жыл бұрын
Dominion lending centre hire new agents?
@Potatotalkies Жыл бұрын
Yes they do. Just apply from the website.
@kunalanand4871 2 жыл бұрын
Bro but you dint share about the monthly fixed salary ?
@Potatotalkies 2 жыл бұрын
It’s zero. It’s a business.
@kunalanand4871 2 жыл бұрын
@@Potatotalkies Acha .. so it is same for the realtors also ? No fixed salary ?
@Potatotalkies 2 жыл бұрын
@@kunalanand4871 yup
@kunalanand4871 2 жыл бұрын
@@Potatotalkies thanks for the eyes opener 🤩 I was in an assumption ki salary milti hai .. brokerage extra 😂
@Potatotalkies 2 жыл бұрын
@@kunalanand4871 wah 😀
@ZeeMan2.0 2 жыл бұрын
how to became eat potato with couple
@ibraheemali9541 2 жыл бұрын
congrats on being rookie of the year
@Potatotalkies 2 жыл бұрын
Thanks :)
@ibraheemali9541 2 жыл бұрын
@@Potatotalkies u r welcome :)
@shah23000 2 жыл бұрын
❤️👍
@Potatotalkies 2 жыл бұрын
👏👏
@madymadhvi1981 2 жыл бұрын
It's urgent
@overtronwindows 27 күн бұрын
Go to school and get a real job.
@niranjansinghtanwar317 2 жыл бұрын
👍👍👍👍👍👍👍👍👍👍👍👍👍
@Potatotalkies 2 жыл бұрын
👏👏👏
@ARUNPESHIN Жыл бұрын
Nice video where I can call you or connect? Fortunately I live in KW area.😊
@Thenoviceinvestors Жыл бұрын
Hi, how can i contact you?
@madymadhvi1981 2 жыл бұрын
Hello sir how can i contact you???
@Potatotalkies 2 жыл бұрын
What is it about ?
@madymadhvi1981 2 жыл бұрын
@@Potatotalkies it is about pr process... And we stuck on something , we need your help
@kkjain3336 7 ай бұрын
Is there any minimum business Needed to Make to keep mortgage agent ? Or even if you make 1 deal in 3 years you will get paid ?
@kkjain3336 7 ай бұрын
Is there any minimum business Needed to Make to keep mortgage agent ? Or even if you make 1 deal in 3 years you will get paid ?
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