😂😂😂😂

Yes, it is !!!!!!

Jezebel Zheng 9065923268 pytam

@@sajidkhanvlog6784 wtf?

and i will scerw all kwik kash you k wants to be assh.

That's the funniest shit I've read all week, and only 12 "likes" does not do this comment justice.

XD

This comment made my fae.

as long as it's not a hold tooth

He's up to 395 now. :)

4

And that woman was appointed by _____ and confirmed, probably (or hopefully) along party lines.

And that woman was appointed by _____ and confirmed, probably (or hopefully) along party lines.

It makes a lot more sense when you realize Kraninger was appointed to dismantle the CFPB not operate it

Link?

Damn that really sucks bro

How are you doing now?

You doing better now?

I hope you have a lot of good fortune after dealing with all that

Yeah. I was broke, not poor. I was fortunate enough that I had options. I am now in a place where I can laugh about the days were I couldn't afford $300. I can laugh, but I don't forget.

Saladdin national public radio

Amazing how it's four years later, and it's only gotten worse... You know... can't have those "job killing" regulations...

It's actually amazing how many KZfaq comment sections I've sorted by new to see the obligatory corona-related comments.

@@Cloiss_ mine aren't even sorted by new but this was still the top comment

Ebola doesn’t even spread THAT rapidly. Majority of the strains are fluid transmission, which means direct physical contact with a mucus membrane to get infected. In developed countries you’re unlikely to see it spread because of good sanitation practices. In less developed ones it’s a different story.

I was just about to comment this. 😂

LOLOLOLOL. Good one !

DaCamponTwee Somehow, I now trust comedians more than serious pundits. I don't know why I would be so stupid as to- *fox news plays in the background* oh.

DaCamponTwee Or just watch alternative media.. I would recomend the AlexJones show but its so far out on what they report, and if you can look pass some of their issues it can be quite informative, least they are on the topic from an honest angle.

Alex jones is special. I saw their YT channel with a video titled "666 is coming," so.... I wouldn't trust them.

DaCamponTwee And the only trustworthy newspaper is The Onion.

+ZhangtheGreat Well... to be fair the only reason you can trust the onion is because you can always be 100% sure if something is true on there.

"I think NOT!"

That's the definition of coincidence.

To be fair, he has looked like Zazu for a very long time now.

Capt'Wes Starwind sad Zazu’s mildly interesting explain train

@@gamingman2720 lol I do love the names he comes up with for his show.

It's actually amazing how many KZfaq comment sections I've sorted by new to see the obligatory corona-related comments.

Just about every Ebola joke hits different now.

Laughing in covid-19

This Corona joke hits differently now.

​@@blipmachine This comment about a corona joke hitting differently now hits differently now.

I remember saying that the Jon Oliver segment on Net Neutrality was hilarious, but I also had this reaction that just went, "Damn, the plan against this is pretty fricking egregious."

few weeks? the internet was full of news related with his segment about puerto rico the next day

He sure does remind people, but often his stories have been in the news on and off for years.

Yeah, I noticed. It's even got a catchy name: "The John Oliver Effect"

I like it! I'm glad it's official.

+Kyle Stubbs speaking of catchy names, I like to call John Oliver: Jo-Ann the Olive

Ash Hanna Aye, me too. They should hire a person, or set it up like jury duty, where a person has to make smart comments aloud during a debate over any act, bill, etc. just for the purpose of making it entertaining. We could argue that we need the slight stupidity and crudeness to get the American people interested so they'll do it, and then volunteer on our off time whenever we get board (not saying we don't have more important or productive things to do, just interesting thinking. Also, I will not debate this, just trying to have fun with it). Anything cool I missed?

Ash Hanna First, I laughed, then, by the end of the video, I went to check on the comments, found yours, and laughed more. This is awesome.

clyax113 That's actually fucking brilliant. WHY ARE YOU NOT FAMOUS!?

Sir Fur Yet..... *wink* -_^

no they dont lol, when rick perry started to ban abortion clinics because, "he respected the sanctity of life" the only abortion clinics left was *drum roll..... his SISTER's clinics! that charged from to $2, 000 for an abortion!! thats how much pro life they are ;), so why would be any different with any other business?

@@gou0630 Got a source on this?

@@AW-nz4gl The proposal states that clinics providing this service have to be like hospitals and if you google Texas Ambulatory center you will see that MILLA PERRY is the chairman of it, is like a really convenient coincidence. Closing small clinics making her clinic the only one in miles🤔

The phrase is both insulting and accusotary at the same time.

Unlike the tooth fairy who pays you for your naturally shed tooth, the cash fairy takes your money by threatening to bash your teeth out of your mouth.

You are a good son!

Glad to hear that you bailed out your old pals. many dudes wouldn't do that shit.

+Azeus XIV ghccswssatg v

+luis laurencio Why is your government allowing this? Because it provides a very short term financial solution but them becomes financially unethical. It is praying on the financial desperate but destroys those same people when they came. This kind of construction isn't allowed here because it is unethical economical bullshit. Exploiting people who are desperate. That is just horrible.

FreddyFish because here in usa there is a free market which is good, but then bad people use it as a way to make more money, its not the government fault, its the greed of the rich people

Alex Delarge hahaha is he really Zazu?? Because that might be the greatest casting decision ever made. He IS Zazu.

mike west He’s the best part of the new Lion King, sadly.

Skip to 2019 and Gary Elkins lost his Texas House of Representatives seat.

HAHAHAHAHA CUTE

@@dralithi also cutw

People tell him he looks like Zazu...he becomes Zazu.

Love it! lol

just shows capitalism at its finest

+bernardobiritiki capitalism only works amazingly if everyone is smart and informed

+xXJeReMiAhXx99 It only works with strict and honest oversight. Otherwise big companies would shit on whoever they want without any consequences. ( kind of like they do right now.

+Naga Sadow like I said if everyone was smart and informed it would work and by work I mean these terrible companies would crash and burn in bankruptcy. the strict and honest oversight is unfortunately needed to make up for people's mistakes and lack of foresight.

+isphus I'd hesitate to call such a huge portion of the population total retards, even though I pretty much agree.

Or government

@@dontspikemydrink9382 Is there any difference between the Mafia and government in Italy? Or even in the US?

@@codyhubbard7223 Duh

@@codyhubbard7223 the mafia will eventually put you out of your misery

😂😂😂

All the more reason.

+Taylor Carson The author published a pretty much genderbended version of Twilight called Life and Death.

I know. I haven't read it.

+Taylor Carson I was gonna say, I'm pretty sure Bella _does_ need a man to define her. Or just any human being in general.

+Taylor Carson Im on team fireplace...best place for those books

The Italian Mafia will treat you with more dignity and respect. I wouldn't wipe my ass with the scum that operate payday loans for fear that I would contaminate my ass.

Yeah.....BTW, Tony REAAAAALLY wants his money back. You got 48 hours. After that? Well.... You'll be getting a visit from the Cash Fairy

Probably get better rates

BTW, where's my money.

That's them!!!

Wait, 50% interest is already well above extorsion rate, you sure it was 9000-14000%?

+crazytosh *cycle? vicious cycle?

Minecraftiscewl I don't think the difference is relevant, but sure.

+crazytosh I think it is relevant. Cycle is a more universal term and easier to understand. When you said cycle, most people would probably be like "A vicious shape"

en.wikipedia.org/wiki/Virtuous_circle_and_vicious_circle

+Sakinah Ibisomi i think that time you meant circle

Old comment but I want to remind people you can negotiate medical bills! You can apply for financial hardship with the hospital and often your bill will be massively reduced or forgiven. If not you can also get on a payment play of $5 a month or something. Point is: you have some say in this!

@@Randompotatoes-qs7bm I am not from america, I don't need advice like this. I can go to a Hospital right now and the charge will be zero. The fact that payment plans or financial hardship applications are something that is needed in your healthcare system is just a sign of how broken it is.

@@Randompotatoes-qs7bm The fact that you think this is an acceptable solution proves how broken the USA healthcare system is

@@Randompotatoes-qs7bmI don’t really see the point of charging people so much only for it to be forgiven. That just seems like a waste of paper

To sugarandsarcasms question, the reason the bills are structured the way they are is insurance. The contracts the hospitals have with insurance companies require the initial billing to exactly match what they would give the insurance company. It's not actually what the insurance company pays anyway, but when it's structured that way, the hospital can take the difference and claim it as a loss on thier taxes. As to the others, as much as our system is extremely broken, and it is, just saying that it's broken doesn't help the people who are in need of that psa. Negotiating your bills down is a valuable tool for the people our broken system impacts the most.

I like ’em young ;)

Is that before or after regulation? Or did regulation not make any difference?

Saw an add for Wonga that was over 3000% - obviously written pretty small at the bottom of the advert

Holy flip!

iamamazing Those old people lied to us. They LIED!!!

Even the worst grey market loan sharks only take 10% interest a month, a certain percentage for each missed payment and if you miss a payment and don't pay the percentage of that missed payment, next missed payment percentage could climb by an additional percentage that usually won't pile above a certain percentage of monthly penalty. So even if you take a loan for one year with the worst penalty agreement out there, and you missed half of your payments which you didn't pay the interest on to stop your penalty interest from piling up, in that case your penalty could only triple itself, so instead of the 120% interest rate over one year, your total rate could only climb up to 240% over 18 months. That is far less than the best payday loan you could find anywhere in the US and the UK combined! Even in the past when some loan sharks would ask for a 30% interest a month, that's still not as bad as 2700% APR.

I can't help feeling kinder towards those books after reading the horror of Fifty Shades. THOSE are the *worst* books I've ever read. I didn't even know books could *be* that bad. At least the Volturi were sorta cool.

Fifty shades of grey started off as twilight fanfic

faolan1686 that’s fucking hilarious😆😂

@@themousemage Have you read the Turner Diaries?

If you read the books, Bella's entire existence revolves around a man ..a sparkly, moody, man...but a man...I guess.

😆👍

How much get for a kidney ?

Lol

+Nico Martinez Your right he does look like a parrot... ;)

lol That will never leave him, I have also throw it here and there.

Planet*

Universe.

Eli and Jamie C: Then what would happen to people like you? Without that payday loan you could have become homeless.

Cheng Liu They would become homeless with the loan.

I don’t want to be mean and I have never been in your shoes but given the situation you were in, was it really your choice

Were they really that bad?

@@tinamiller8849 they're aweful

@@tinamiller8849 quite literally a circle of debt. Take that loan out pay it off next week with high interest. Don't have money that week too. Take out another pay day loan and eventually out won't be able to pay them off immediately

+Brian Dixie You're very lucky. These sleezebags are protected by the representatives, congressmen, and women, politicians of all stripes....

Bonnie Kruger

Brian Dixie how much cash did you get

O.O never thought of it the way very good point sir

if you can't beat them, join them. start your own loan shark company

rurutu M i need investors to start with, and for that i need to be rich. it is a comedic conundrum, to get money i need to have the money to do it in the first place. gotta love banking.

actually, the investors are liable to be ripped off too. If the managers of the payday lenders are going to rip off their customers, they are probably going to work out ways to rip off investors too, for example, charging the investors every single time the victims... er customers go bankrupt, as well as packaging a whole bunch of bad loans as dirivatives, and taking all the best loans for themselves. These conmen are experts on ripping EVERYBODY off.

dangerouslytalented That's not typically the way it works. They are working FOR the investors, you don't keep investors happy, investors pull out. It's only the people at the bottom, in this case the customers, who are at risk.

Amethyst Spark just add an r somewhere...

John Oliver: Analogy Kring

+RasenRendan X Have you seen the masterpiece that is the ad for Jesus Christ Bail Bonds?

Mr. Pilgrim imma look that up since u suggested it lol

Same here

I'm with you!

You're not alone.

YOU FABULOUS SOCIALIST FREE HEALTHCARE SON OF A BITCH!

Preach it

Sir Frankie Crisp woot

Ever heard of something called... Student loan? Apparently, in USA, you borrow money so you can go to school, so you can get a job. but you want a job to get money in the first place, but you have to pay back the loan after school which makes the loan pointless... I have no idea where I am going with this.

Yes.. I'm living on one, well I get a grant too which is what I live on day to day :p

It was a good burn. But then she sold out

Thats because it is.

you would be correct.

I agree.

Seems like it's headed their in a handbasket

I'm late to this party but as an American I can indeed verify that you are correct. The divide between rich and poor gets bigger everyday and somehow the rich people are playing the victims. AND PEOPLE FALL FOR IT.

+Andie Puppie in case the reporter had it correct.

He did a show on Tele Evangelists

Churches should get into the Payday Loan business.

The news clip said "more than Starbucks and McDonalds," but that's actually wrong. There are around 20,000 payday lenders in the country, over 14,000 McDonalds, and over 11,000 Starbucks.

+Amy Livingston yeah but this was also two years ago, and the report that said that had to be at least a few weeks older.

Damn...

Sounds like your client makes terrible decisions. I wouldn't blame the lenders.

I would blame both. They clearly take advantage of people in their worst hours. Maybe it's not illegal, maybe the borrowers are bad with finances, but these type of lenders are heartless scum. Usury laws have been around for a long time; it's old wisdom that some people are both scum and smart, and financially ruin others for their own greed. I'm a pro-capitalist American by the way.

Business is business. There are plenty of people who beg to make exceptions or lie or say "I'm about to get a bonus or etc..." and still get declined. What about those people should those businesses have a heart and give them a loan? Businesses involving loans have guidelines or criteria. They need to stick to it. Perhaps pay day loans are a bit more lenient but a business cannot be held accountable for somebody's poor decisions if they've done their part to inform them of the details of said loan.

Pay day loan type businesses shouldn't be legal. Almost everyone agrees on that. But there are too many ways to find loopholes. Just because you can hire lawyers to find some way to make it legal, and call it business, doesn't mean it's right. My main point is that the type of people who go into the payday loan business are some of the least ethical people on the planet, no better than extorting gangsters. The are so many other ways to make money in this country that don't involve this heinous level of preying on the most vulnerable and uninformed.

This

You can direct link to when that part starts. Just right click and copy at current time.

Not a fan of Google+ Sending a sepcific part of a video doesn't feel as impactful as sending an actual video :(

Yeah i know, but just sayin it's an alternative.

a giant robot hitler-satan

Ryan Martinez Oh, looks like someone found the genocide button in EU4.

DRINK THEIR BLOOD FOR STRENGTH

Actually Satan never commited genocide.Someone else though acording to the crhistian fairy tale did.His name started with G I think..

mhm izme yea it's the reason why friends hate me when I start talking about them 😂

+Varun Puri Because Americans hate honesty despite ironically hating being lied to.

We like honestly, just not the being lied to part. I think anyone would agree that waking up every morning in a country so full of obvious corruption that no one can do a thing about is a little bit disheartening. One of the worst parts is that we were supposed to be the "good guys".

Becuase they are payday lenders

+Varun Puri over 1000 managed it

This might be a stretch, but it could be some kind of Internet lobbying. If enough people dislike the video (probably because they gain from the thing Oliver is talking about), then people new to the issue could be swayed to not believe him.

+Sam Geuvenen Watch the whole video.

+Sam Geuvenen Watch the whole video.

***** I have. Multiple times. Your point?

+Sam Geuvenen Coming from a third-world country this is very surprising to me. Our central bank regulates the LEGAL loan interest rates at 3% per month, even the illegal loan sharks are 20% per month.

+Sam Geuvenen Problem is politicians are dumb, generally lazy, and corrupt. If you want it to stop, place a law forbidding any liability to any person at or above a certain annual interest rate. The IRS knows what a liability is, financiers know what a liability is, and any business man will know what a liability is. Any loans you want to make above 100%? Illegal Only issue is that it requires amending on a yearly basis since the economy almost always is growing. Why it won't be done? Well with the them not being smart, many will see government regulation and instantly start bitching because big government imposing itself = bad. Generally lazy, they will not update minimum wage laws to be updated with inflation but will raise their salaries almost every chance they get. You might be thinking that's corrupt, and you'd be right but not as corrupt as having a general citizen consensus only for it to be shutdown by the legislature because either 1) have a business stake in predatory loans (Texas ladies and gentlemen,) or 2) receive lobbying funds from the predatory loan companies. In general, lobbying campaign funds need to be illegal and registered as a felony. Not a white collar 2 year nice jail with fresh green vegetable plucked from the yard type of felony, like a first degree murderers and dropping the soap=anal rape felony. Call it bribing a government official, violation of voter's rights, something. Then tell anyone who is doing it to cease and desist immediately or be made an example of. However that would never happen because it'd require heads on pikes of almost every politician and bringing out the guillotines, coliseum death battles, among other barbaric methods to intimidate any force with any intent on doing that. But the great conservative american motto is if someone doesn't like it here, then they can leave. So maybe along the future what happened with India and the brain drain happens in the US and the country goes to shit, reforms are made, and it becomes bearable to even be called an american

The guys on "Hardcore Pawn" use the same type of loan structure but use cheap collateral as a cover. IMO They are taking advantage of people in Detroit and indirectly, government welfare because they know the funds are guaranteed.

Oblithian Well, if you can’t trust an actress for a business of predatory lending practices...

+Brandon Newkirk Wait wait wait... they're advertising payday loans at a school?

+goneep yeah that sounds really illegal

blatant lie. finance classes will not promote or advise payday loans.

Just to clarify, I think that finance class is teaching about toxic debt and how to spot it.

+Robyn Singleton If the school was for-profit, then I could see this possibility happening.

Was there anything "live-action" about that remake? It's just a different kind of animation.

It will be after it goes out on sky Atlantic on tuesday

von king Has it always been on Sky Atlantic?

I think so.

von king Thanks

what do you mean? payday loans are available in the uk too

lol same i wish i had HBO to whatch the entire show

There's an entire show!! **orders hbo**

favio castellanos well worth it.

Or just watch it on the internet? :/

Porn possessions

theconfused Ninbikun You need more upvotes

Do you realize what you have done? Now someone is going to make a fanfic of it and send it to innocent children. Nobody needs to see that.

You need a visit to fanfiction.net

Channel Ninbikun I seem to recall that they actually physically repulse each other. They do a lot of shit-talking about how the other one smells bad or something. Yeah, like John, I read the dumb books. -.-

...how does this comment have 78 likes?