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“We’re worth $1.25M, so why is he afraid to get a $15 gym membership?”

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I Will Teach You To Be Rich

I Will Teach You To Be Rich

Күн бұрын

Пікірлер: 214
@ramitsethi
@ramitsethi Жыл бұрын
0:00 Please remember: These are real people who had the courage to come on my podcast and ask for help. Would you be willing to come on this podcast and share every detail of your financial life? Feel free to leave comments based on what you think, but remember that we are here to help in a supportive way, not to demean and criticize. Download the Conscious Spending Plan so you can use your money GUILT-FREE: iwt.com/csp-youtube
@weepangoons
@weepangoons Жыл бұрын
He would be satisfied working retail and enjoying his hobbies on the side. She wants him to be the type of person who seeks growth and fulfilment in their career, and who isn’t satisfied with taking a back seat in the planning of their joint future. She wants him to be a hustling, take-action type of guy, but fundamentally he’s a guy who’s happy to just enjoy what he has and who doesn’t see the point of grinding way harder for diminishing returns. This episode is about a mismatch in values. Them disagreeing about money is just a symptom of that.
@drmahidhar1876
@drmahidhar1876 11 ай бұрын
Most women are like that - those that aren’t are the exception and not the rule. She married him hoping she could change him - also hardly an exception to the rule And when people can’t change the other person, they often leave
@milivaro
@milivaro 10 ай бұрын
@@drmahidhar1876loser comment!
@truebengalsfan
@truebengalsfan 9 ай бұрын
@@drmahidhar1876many women don't respect men who make less than them let's say he out earned her doing the same thing 9/10 she wouldn't have an issue
@drmahidhar1876
@drmahidhar1876 9 ай бұрын
@@truebengalsfan pretty much
@truebengalsfan
@truebengalsfan 9 ай бұрын
@@drmahidhar1876you don't date a woman who makes more than you your insecure or intimidated if you in relationship with a woman in same situation your not doing enough for most women
@AlphabetRock
@AlphabetRock Жыл бұрын
Honestly, I'm very impressed with this couple's ability to have such hard and confronting conversations without getting defensive. It's not easy to do this, especially on camera, and it shows great emotional maturity and also a deep value that they have of each other. I like that Ramit seems to be able to bring this out of people while keeping it a positive experience. It 's a great skill to have, and so educational to watch these conversations take place, when many of us have so few examples of healthy conversations around money from our own lived experiences. Thank you.
@milikoshki
@milikoshki Жыл бұрын
I feel like Stacy wasn't able to put her finger on why she was frustrated prior to this call, so she was throwing out all sorts of confusing, mixed messages to Jesse about what she wanted. It's crazy how even one session with a skilled mediator like Ramit can help people actually define what they want to work on and see things in a new light. I hope they do well with their new approach!
@hectormartinez100
@hectormartinez100 14 күн бұрын
Wow...its all i can say
@vulpixelful
@vulpixelful Жыл бұрын
This couple is so cute, they clearly both love each other and want the best for each other. In a way what they both have to work on complements each other: Stacy needs to give up control and see money as a tool (vs a safety blanket) and Jesse needs to take more control and see himself as capable.
@truebengalsfan
@truebengalsfan 9 ай бұрын
She to masculine to give up control
@Nassaldromus
@Nassaldromus 9 ай бұрын
@@truebengalsfan I don't think control is a masculine or feminine trait. I feel that anyone, regardless of gender who feels out of control and with a disengaged partner, would attempt to take control to the best of their abilities. I think that if her perception about money and about what "capable" means can change, she'll be happy to cede part of her control to her partner.
@sierralackey8176
@sierralackey8176 Жыл бұрын
It doesn’t seem like the lack of money on his part is the real issue for her. The lack of passion, the lack of goals, and the absence of participation in conversations about their future together is the real root of the problem. She doesn’t want to control him. She wants to give him opportunities to do want he really wants, but she doesn’t understand that not everyone has passions.
@akaneiluj
@akaneiluj Жыл бұрын
Totally, That’s why they’re not financially compatible
@msbrithorton
@msbrithorton Жыл бұрын
Absolutely agree! I also think she's realized that she can't depend on HIM financially to make herself feel secure, so she's had to in essence financially 'defend' herself.
@higrm4099
@higrm4099 Жыл бұрын
Jessy had the passion in him suppressed by Stacy's desire to problem solve all his obstacles away. They are now on the right path, with Jessy being given the responsibility to manage at least a portion of their money. With this responsibility should come confidence and then the passion.
@petermulinzi1288
@petermulinzi1288 Жыл бұрын
​@@msbrithortonthey both earn why would any of them need to depend on the other financially??
@drmahidhar1876
@drmahidhar1876 11 ай бұрын
She married that thinking that she was going to change him most likely He doesn’t like the gym is why he won’t pay 15 for a gym membership- not like he is physically fit for anything or that there is any evidence that this is a priority
@stevemaurer2259
@stevemaurer2259 Жыл бұрын
The thing I take away from your episodes, Ramit, is that you’re incredibly insightful into the people behind the numbers. I keep listening to the show because I want to learn from these guests and how you provide assistance with their relationships - with some great financial advice baked in. Keep up the great work!
@Youmaycallmesammy
@Youmaycallmesammy Жыл бұрын
Ramit did a masterful job on this one. I can sympathize with the power dynamics and the obsession with the elusive "having enough". I'd love more one off videos - one problem / solution at a time because I think there's a lot of ways to look at each of these money dynamics.
@meerapatankar7275
@meerapatankar7275 Жыл бұрын
These videos are like a master class in psychology and love how you cut away in between with your commentary and analysis. It really helps when I watch my fears anxiety and behaviors mirrored in others on your episodes. Great opportunity for self awareness.
@lowlowseesee
@lowlowseesee 2 ай бұрын
yep. im hooked lol
@shefveli
@shefveli Жыл бұрын
Such a brave couple. Surely many people go through this. Thank you for coming on here to share. They will work this out.
@isagoldfield7393
@isagoldfield7393 9 ай бұрын
Remit, you’re not only helping people with their finances, you’re also their marriage counselor, psychiatrist & a mentor to all of us who watch your channel. Thank You for what you’re doing, its really helping us all💕💕💕
@daadaniel
@daadaniel Жыл бұрын
Jesse & Stacey, thank you so much for sharing this with all of us. It is really helpful.
@GillGraff
@GillGraff Жыл бұрын
He should work in radio. He has a great voice for that.
@scarletlady3727
@scarletlady3727 Жыл бұрын
I learned that many of us have a “ poverty mindset” ..we always feel like money is scarce and no matter how little the expense or how much we earn, we stay in a belief that one day we will find ourselves “ poor” and regret spending the money when we had it….
@lasdamaichon
@lasdamaichon Жыл бұрын
One of the most impressive couples you’ve had on in terms of earnest reflection, evident care, and communication skills-wow!
@hitva
@hitva 11 ай бұрын
This is by far one of my favorite couples. I wish them nothing but the best!
@Seunonyoutube
@Seunonyoutube Жыл бұрын
Stacey wants him to be the kind of man that wants to earn more (an ambitious man). But a part of her knows that pressurizing him like that won't be good (and may make her look bad on camera). I don't even know that she's money obsessed. I feel like they're in a relationship where they have now become two different people. I think individual counselling might help her accept who he is even though, I have to say, she's actually trying right now.
@letsalltakeawalk6906
@letsalltakeawalk6906 4 ай бұрын
The comments are really harsh on this couple but the updates sound really encouraging to me! I believe in them!
@laundrygoddess4
@laundrygoddess4 4 ай бұрын
People like Jessie are very good at making the other person look like the bad guy just because they are so likeable. But they need to share equal responsibility in their life's path but they choose to opt out and have no opinion so they say what they think wants to be heard. It's manipulative and passive and it should be called out.
@greenpanda2184
@greenpanda2184 Жыл бұрын
i'm a combination of these two. Tracker, mulit spreadsheets- agonising over replacing 10 year old items etc. hard mindset to break.
@akivarosenblum8339
@akivarosenblum8339 Жыл бұрын
Really enjoyed watching this episode. To come on the show and open up your personal relationship and how money effects it is very brave. Thank you for sharing 🙏
@nataliamartin6411
@nataliamartin6411 Жыл бұрын
She's very lucky that he has modest aspirations and is happy to be a house-husband. That is such a win for a woman who is pursuing a successful career.
@drmahidhar1876
@drmahidhar1876 11 ай бұрын
It is but most women in that position won’t see it that way. Women don’t for the most part want to lead the household in that way no matter how much money they make Most women simply don’t date down but this show seems to attract a high percentage of couples that have such a dynamic Money seems to be a big problem but Far from the only one and probably not the biggest one in this case
@truebengalsfan
@truebengalsfan 9 ай бұрын
Many women are against gender roles until a man not filling a man's role
@Capycorg
@Capycorg 8 ай бұрын
but even better -- he cooks, takes care of the home and makes all their social plans, and he also runs a business that is bringing in revenue. I think he's more than pulling his weight and with a little more interest in the finances, they should be very happy!
@debbielockhart7762
@debbielockhart7762 Күн бұрын
​@@drmahidhar1876Not true. I am the breadwinner. I know many, many women who earn the income on their household.
@xylo5750
@xylo5750 Жыл бұрын
Why are we shaming Jesse for not wanting to make more than 4-6k/mo? Not all businesses need to make millions of dollars, or even have that goal. Making 70k/year doing what he loves may be just what he wants.
@elizabethcanty8321
@elizabethcanty8321 Жыл бұрын
I don’t think anyone was shaming him for capping out at $70k, it was for the self-imposed limiting belief that it’s all his business will ever be capable of. It wasn’t until the very end that he “owned” what he wanted - he wants to make a decent income, yes, but not at the expense of taking care of the home and being a homebody. And Stacey was ok with that. There is a nuanced difference between “it will never be more than X” and “I don’t want to pursue more than X because it would take away from other things that are important to me”. It’s about taking ownership and responsibility for your actions and decisions. When Stacey said she didn’t think Jesse was being honest/emotionally honest about what he wanted (or didn’t want), she was spot on. Passive behavior in a partner can be extremely difficult (and hurtful/sad) to deal with, especially when you love that person so very much.
@truebengalsfan
@truebengalsfan 9 ай бұрын
He not a woman . It's cool when they do something they love and have passion for no matter how much the job pays me are expected to earners
@debbielockhart7762
@debbielockhart7762 15 күн бұрын
​@@truebengalsfanWhat a ridiculous and outdated viewpoint (I'm a woman, and I am the money maker in our household).
@truebengalsfan
@truebengalsfan 15 күн бұрын
@@debbielockhart7762 don't make what I said untrue
@williamsullivan8544
@williamsullivan8544 2 күн бұрын
@@truebengalsfanwhat a dumb thing to say. What era are you living in?
@kyleolson9636
@kyleolson9636 Жыл бұрын
It is interesting to see a budget where no changes are really needed from a macro level. Just changes to how they share responsibilities. Everything was pretty good. These talks are usually 50/50 couples counseling / budgeting advice, but this one was nearly 100% counseling. They clearly love each other and will do great moving forward.
@arh1234
@arh1234 Жыл бұрын
I agree. Loves this episode! Also, the part where Jesse mentions that he seeing Stacey more now that they're both working from home is heartwarming.
@julienichols8598
@julienichols8598 Жыл бұрын
I saw a lot of similarities in my own relationship. We started out with no money 14 years ago, and are now very comfortable. My husband doesn't know how to log into the bank account. 😮 Or pay bills. I've done it all, including getting us out of debt. However, I see the error of my ways and know I need to include my husband in the financial decisions. Thanks Remit.
@beckynollreinert9377
@beckynollreinert9377 Жыл бұрын
Sounds a lot like my own marriage. I love doing the finances and hubby is happy to let me but that leads to other issues.
@dawnkoplitz1825
@dawnkoplitz1825 Жыл бұрын
I try to get my husband to look at the bills, bank accts, and plan for large purchases. He gets irritated when I try to plan for us to sit down and talk abt our money. When he does sit down, he’s so irritable and acts like he already knows everything there is to know abt managing our finances.
@truebengalsfan
@truebengalsfan 9 ай бұрын
How hard is to to pay bills and do finances if you have the money you need
@elenagonzalez3781
@elenagonzalez3781 Жыл бұрын
What a lovely couple. Hope they find their financial balance, whatever it looks like for them, and enjoy themselves for many years to come. Thank you for sharing this with us.
@drmahidhar1876
@drmahidhar1876 11 ай бұрын
Definitely brave for putting themselves out there -
@ze_ep
@ze_ep Жыл бұрын
Showing the plan sheet is great! Love seeing the detail.
@sussie9895
@sussie9895 Жыл бұрын
Here with 29 categories in my spreadsheet. But honestly it works so well for me to ensure I'm spending/not spending on the right areas! I spend too much on clothes and not enough on going out/mini vacations, so for me it helps me to keep that balance.
@jessicabender1301
@jessicabender1301 5 ай бұрын
The problem is never the income discrepancy. These two are great for each other.
@JustAGrl007
@JustAGrl007 Жыл бұрын
OMG Finally made it to the end and I was Stacy...I don't think he will ever have a desire to earn as much as she wants for them or for himself. He's comfortable financially bc her salary affords him to be comfortable. So he's either going to have step up or like Ramit said its going to lead to divorce. I don't think she wants it but eventually the frustration will grow to that. What he's giving is never going to be enough for her no matter how much she tries to make it enough and no matter how much she loves him. Good luck to them.
@mehtabeta1
@mehtabeta1 Жыл бұрын
As a mom to 2 very young toddlers, this episode shocked and made me cry. I can't fathom not wanting to change to be able to PROVIDE for an innocent child you're bringing into this world very soon. Perhaps the mentality needs to be shifted towards "what is best for my family vs myself in this time-period" I really really really hope they are doing better and able to turn things around. As a high earner, kids are stressful and expensive. Wishing them the best and for a better future.
@beckynollreinert9377
@beckynollreinert9377 Жыл бұрын
Oh boy, this one hit close to home in many ways.
@laurenmilam5335
@laurenmilam5335 6 ай бұрын
I adored this couple. There follow ups were my favorite part. Ramit uncovers so many hidden layers when speaking with couples, sometimes I wonder after hearing the follow ups if they actually took his advice. Stacy and Jessie took his advice and I truly believe will go on to live their rich fulfilling lives! You two rock!! ❤
@mariaking4950
@mariaking4950 9 ай бұрын
I run my own little business as a frelance musician. I make enough to live on and I am happy. I dont want to expand. Not everyone needs the big bucks!
@Dan16673
@Dan16673 9 ай бұрын
100%
@anadepina7051
@anadepina7051 Жыл бұрын
Omg these episodes are so good! Thank you!! I’m taking notes for my future relationship.
@RubinaMatev0syan
@RubinaMatev0syan Жыл бұрын
good start. love the attitude
@holisticallyme556
@holisticallyme556 Жыл бұрын
What a beautiful example of loving couple with no competitiveness
@msbrithorton
@msbrithorton Жыл бұрын
When she started talking about saving money as feeling secure, I bet it's because she knows she can't rely on her husband financially, so she feels that she's had to fend for herself financially all this time. That's then put this pressure and burden on her.
@mariaking4950
@mariaking4950 9 ай бұрын
I appreciate that they are nice people but my main reaction is that she treats him like a useless child, not an equal and a husband. Let him be! Give him space to be himself and to grow and make mistakes.
@BaileyBlurbs
@BaileyBlurbs 7 ай бұрын
He's almost 40. The time for mistakes was 10 years ago wtf?
@markjones5773
@markjones5773 Жыл бұрын
Great vid!
@oscarrodriguez1068
@oscarrodriguez1068 Жыл бұрын
He’s not that ambitious go getter. He never was that person. She knew this 18 years ago. She needs to stop pressing him. Let him be happy making 2k a month. She’ll be much happier when she realizes that.
@cass1249
@cass1249 Жыл бұрын
I find that folks who obsess about retirement, lack the understanding that life isn’t guaranteed nor is good health. Our close friend who was healthy with no preexisting health issues suddenly passed away at 41 this year. My friends brother had a massive stroke at 55 that left him physically and mentally disabled. I hope folks can find a healthy balance regarding their income. If they’re able to have extra money to spend use it, live and enjoy your life.
@rory644
@rory644 Жыл бұрын
That may be all true but statistically the majority of us will live into old age so you need to be financially prepared for it.
@bayleymacintosh5622
@bayleymacintosh5622 Жыл бұрын
Life is all about balance. We need to enjoy the now.
@asongfromunderthefloorboards
@asongfromunderthefloorboards 3 ай бұрын
If I die, my sister is my beneficiary for 401ks and life insurance. It's not like the money disappears.
@jenheartbeawesome
@jenheartbeawesome Жыл бұрын
Just started watch this episode love your show Remit! Thus far I notice self worth issues with Jesse. Its like hes not allowed to buy things because he feels insignificant or worth. He's an amazing guy when he chanfes his self concept I think his spending & being involved will decisions will increase significantly.
@chellybaby
@chellybaby Жыл бұрын
I noticed the same
@drmahidhar1876
@drmahidhar1876 11 ай бұрын
Wonder why he feels that way ? Frankly I’m shocked, shocked I tell you
@rackfocus8299
@rackfocus8299 Жыл бұрын
Jessie sounds like bird person from rick and morty. He has such an amazing voice he could be a voice actor or something. Also no one likes to feel like a project. Youre a human person and your partners limitations and expectations isnt your own.
@Rb-hj3gl
@Rb-hj3gl 15 күн бұрын
When Stacy called out Jesse for not being authentic and using buzzwords to sound competent was so satisfying because from the start of the video that’s the exact vibe I was getting from Jesse.
@labitcoineragt3596
@labitcoineragt3596 Жыл бұрын
Wow, this was probably the most powerful and my most favorite episode yet 😮 I am so much like Stacey in most things and my husband is like hers in so many things. However, for whatever fluke 😮 when it came down to sitting down and getting a budget together and allocating our money correctly… I would absolutely loose it, I didn’t want part of that but my husband was all about that. So I would pay the bills, when our income increased I would plan our trips etc I planned our house, our kids schools etc but talking about a conscious spending plan… I flipped to not want any of it. So I can be very controlling like Stacey and my husband can be very smooth like hers 🤣 but as far as CSP I for whatever reason flip out. Anyhow, therapy did it for me. We are way passed that and I’m sure they can become a dream team as well! 🎉
@ShirellW
@ShirellW Жыл бұрын
This couple will not be together soon; the only way they survive after this video is because she broke this dude spirit. He was abused and he didn't even know it. Thanks for Ramit, giving them counseling without charging them.
@discoveringhealthandfinanc8328
@discoveringhealthandfinanc8328 Жыл бұрын
Calm is awesome... thank you for all you do!
@MrCrs9225
@MrCrs9225 6 ай бұрын
Who is Calm?
@discoveringhealthandfinanc8328
@discoveringhealthandfinanc8328 6 ай бұрын
@@MrCrs9225 meditation app
@peace-a
@peace-a 8 ай бұрын
Wow, that voice! I think he has a future in radio or voice overs!
@Raphaelfa
@Raphaelfa 6 ай бұрын
Great idea!
@olgageorge9043
@olgageorge9043 Жыл бұрын
Why, why, why?!!! Waste so much of your life on thinking, counting, disagreeing over money?!!! When Stacy started talking about her spreadsheets , I couldn’t help it but go to the video version of the podcast for the first time. The first couple on Ramit’s show that actually irritated. Sorry. Allocate you funds, don’t sweat over which category you spent more on and such. Life is too short! Go take a bike ride, play a board game with your loved ones, there are millions (free) pleasures in life! God, I wish them luck and happiness. Thank you so much for sharing this story!
@isabelreyes6387
@isabelreyes6387 Жыл бұрын
Not compatible unfortunately- she is ambitious and he is not. This is the problem sometimes with long time couples that have been together since high school. People evolve and they grow and sometimes their partner just doesn’t grow with them. I wish them both the best they seem like lovely ppl but I can’t see her ever feeling fulfilled being in this relationship and the hole will always be there no matter how much money they squirrel away. She is on a higher level than him and I don’t think that’s what she wants in a life partner.
@truebengalsfan
@truebengalsfan 9 ай бұрын
When a woman is more ambitious than a man that will 9/10 be an issue
@Veroveex3
@Veroveex3 10 ай бұрын
The category discussion was funny, esp since I've been through it. I did this the first year i started tracking our personal expenses and i quickly realized it wasn't serving us to be super specific. So, the next year I cut the list and added a miscellaneous expense for one time expenses that didnt quite fit in any other category. Making the budget with the smaller list was alot easier.
@btbudgets
@btbudgets Жыл бұрын
Stacy needs to remember that we don't all make it to retirement. Will she be happy with the life she's lived if one of them passes away, god forbid, before they reach retirement?
@bayleymacintosh5622
@bayleymacintosh5622 Жыл бұрын
Its a reminder that life can be short, and its meant to enjoy. Enjoy the now!
@suzanneemerson9787
@suzanneemerson9787 Жыл бұрын
You don’t stop making plans because somebody might die.
@btbudgets
@btbudgets Жыл бұрын
@@suzanneemerson9787 they’re literally living just for retirement. Not living life. You have to have balance, that’s why he’s miserable and you can see it in the video.
@judithmiles5949
@judithmiles5949 Жыл бұрын
This is so true. And some people have an extremely short retirement. Or illness creates a very different quality of life. I thank them all and wish Stacey and Jesse the best of everything. Excellent episode.
@funginimp
@funginimp Жыл бұрын
One thing which never got addressed here was how almost every apology was a half apology. Saying things like, I'm sorry my method of getting you to think how I want was ineffective... I felt like every explanation had some alternate translation.
@tonia2483
@tonia2483 Жыл бұрын
I missed it what did they do for a living??
@bibienricakupe
@bibienricakupe Жыл бұрын
This guy is a sweetheart btw 😮
@marianatroyano836
@marianatroyano836 Жыл бұрын
The way that i see is that she just want him to step up when becomes to decisions. Its pretty frustrating when you have to decide everything because partner cannot decide or takes waaay too long to decide and act on something
@francescaruggiero7673
@francescaruggiero7673 11 ай бұрын
non posso fare coaching con te ma voglio ringraziarti dal profondo del mio cuore per quanto sto imparando guardanto questi tuoi video ...insegnamenti preziosi che posso trsmettere anche anche alle mie figlie thank you so much
@amyschumacher6756
@amyschumacher6756 6 ай бұрын
Eye opening
@Capycorg
@Capycorg 8 ай бұрын
sooo curious about the numbers -- house is worth $1.3M, they have $435k left on the mortgage and the payment is $2,400/mo? I am guessing a large Canadian city and they bought ten years ago, but they said they only started making money about 10 years ago... I just can't figure out how they got to this point.
@bibienricakupe
@bibienricakupe Жыл бұрын
Rocket money doesn’t work in Australia fyi 😢
@britneeg
@britneeg Жыл бұрын
I have 44 categories 🤪. I disagree that they don’t get you closer to your goals.
@sussie9895
@sussie9895 Жыл бұрын
Same here! 29 categories for me.
@AGirlNamedVan
@AGirlNamedVan 6 ай бұрын
He lit up when he spoke about his retail job😢 what if we all just do what we love without trying to be presumed but i understand the worries too.
@leecaldwell1029
@leecaldwell1029 Жыл бұрын
I really enjoy the transparency on the show, but I am super curious what makes up their assets. Their mortgage payment is super low and mortgage balance is super low. What assets do they have that are worth that much? I am in similar in age have much higher household income and have about 50% LTV on my mortgage. Would love some more detailed breakdowns of how people get to those types of assets with income that doesn't really justify it.
@randomnielle
@randomnielle 8 ай бұрын
The increased home value that happened since 2020
@Mistermackey
@Mistermackey Жыл бұрын
54:35 This is a 1st, but I disagree with your statement. I think her issue is that he automatically determined that the limit is 4k. She seems to believe he is limiting himself instead of trying to achieve more.
@rhondaminga3198
@rhondaminga3198 Жыл бұрын
I see myself in every conversation you have with people;
@_patrickisaac
@_patrickisaac Жыл бұрын
23:17 Almost made me spit my drink out 😅
@CarynConnolly
@CarynConnolly 8 ай бұрын
I fall asleep to Calm sleep stories or sleep mediations every single night. I have a lifetime membership I purchased a few years ago.
@xanynax
@xanynax 10 ай бұрын
Ramit, I would like to know how people's attitudes about money affect their job roles. How do people align their attitudes about money with the right job, so they can perform well. How does an organization assure that they don't put managers in the wrong role for their money behaviors. It shocks me to see how some managers have reckless personal behaviors yet are trusted with decisions for an organization, budget etc. Or some are too tight with budget and mistreat their projects and teams. I could not find research on this but I think it's world be enlightening.
@FunandBudget
@FunandBudget Жыл бұрын
LoL...I track 38 line items - but it sounds worse than what it is - LoL
@JC-xl2bq
@JC-xl2bq 9 ай бұрын
I don't know if I'm the only one seeing this but this reminds me so much of my spouse. Undiagnosed/untreated lifelong ADHD. He just cannot get it together enough to see or plan for the future. His parents and subsequently myself help cover for him. But he always shows up (last minute and frazzled) but he shows up and that is likely all I can expect from him.
@EVILPIE34
@EVILPIE34 Жыл бұрын
Can someone please share the app Stacey uses to track all her money? Mentioned around the 21:08 mark. Thanks!
@AlexiaF-zf5gp
@AlexiaF-zf5gp 11 ай бұрын
It’s YNAB
@kongJr
@kongJr 9 ай бұрын
I don't know the business he's in, but he capped it at 6k/mth or so. And it sounds like she's encouraged him go into this business. It sounds like his business isn't a failure. It seems to me that she needs patience and he needs ambition. Separately they're useless, but if they work together everything could come together. As your amateur analyst, thank you for your attention.
@Capycorg
@Capycorg 8 ай бұрын
agree!! I assume that what's he's bringing in is revenue, not profit, though.
@the1337fleet
@the1337fleet Жыл бұрын
1:04:00 When Ramit said these numbers are really good, I started worrying about my 50% saving/investing rate...
@arh1234
@arh1234 Жыл бұрын
😂
@YTjanitor
@YTjanitor Жыл бұрын
😅 same here. And I also save 50% but I don’t agree with Ramit’s take on ideal savings rate. When he says that you’ll never stop worrying or it’s not enough, though, he’s so right! The save save save mindset takes over and doesn’t let go without some effort. I’m starting to see the bigger picture better, realizing I have enough, enjoying the journey. Not easy or quick but inevitable if I want to be happy.
@the1337fleet
@the1337fleet Жыл бұрын
@@YTjanitor Yep, it really depends on your goals! I am (and have been) seeing the bigger picture too, but feeling slightly less restrictive now is ONLY possible because I'm getting close to my FIRE goals (recently hit 1.5M). It's because my high savings opened up possibilities. Now I feel more secure about my finances. If you have a conscious and deliberate mindset about your finances, you should be fine. I believe Ramit's general approach to finances can change at a certain level; you _earn_ the right to consider certain views.
@JustAGrl007
@JustAGrl007 Жыл бұрын
My last relationship I was the lead on everything and wished my partner was engaged in the discussion. But he felt like as long as he contributed money than he did enough. Contributing money is the easiest part being actively involved which requires time that you can never get back is the hardest part. Always having to be the decision maker and actively working eventually took a toll on me and our relationship. I still speak to my ex and still have to pull myself back into helping him making financial decisions bc I do want the best for him still but not at the expense of my mental health.
@akaneiluj
@akaneiluj Жыл бұрын
Something similar happened to me. The difference is that I don’t speak to him anymore. Too much resentment. Is not nice to try to create ambition into someone, if they don’t have it don’t have, that just mean that the people are not compatible, and they need to look for more compatible partners, not to decrease the ambition of one part
@laundrygoddess4
@laundrygoddess4 4 ай бұрын
Exactly. This isn't about money, it's about responsibility. One person purposely giving all the responsibility to the other is not fair.
@maximusdecimusmeridius5438
@maximusdecimusmeridius5438 9 ай бұрын
When women make more in the relationship they lose respect for the man.
@debbielockhart7762
@debbielockhart7762 Күн бұрын
Not true. I have always been the breadwinner, and I know manybother women who are the same. Respect has ZERO to do with how much he does (or doesn't) earn.
@zozozizi6688
@zozozizi6688 9 ай бұрын
I can feel the man's pain right now. His Wife is the one leading the relationship and he just gave up to have his peace.
@debbielockhart7762
@debbielockhart7762 Күн бұрын
Well, to be fair he seems to be without ambition, and would have wbwokutely nothing if not latched onto her. He is the one benefitting the most.
@yanivavraham3772
@yanivavraham3772 Жыл бұрын
i mean, if he's wife makes good money and he doing what he loves, and they both ok with it, i dont see a problem... of course he need to learn how to manage money and all the good stuff.
@suzanneemerson9787
@suzanneemerson9787 Жыл бұрын
She wasn’t okay with it.
@truebengalsfan
@truebengalsfan 9 ай бұрын
Many women don't respect men who make less than them
@accomplishedtheory9502
@accomplishedtheory9502 7 ай бұрын
What band was he in?
@kelmike060404
@kelmike060404 5 ай бұрын
This was uncomfortable. I feel like she will never be happy with him no matter what
@emmasuzanne6708
@emmasuzanne6708 Жыл бұрын
It is worrying that she pushes him to be as ambitious as she is.... it won't work and causes resentment. Hoping that they can work through this.
@drmahidhar1876
@drmahidhar1876 11 ай бұрын
Most people don’t esp when the finances are tight. The finances being better here might lower the likelihood of divorce
@davidwelty9763
@davidwelty9763 Жыл бұрын
Women say they want total equality between the sexes, and it doesn’t matter whether the woman makes more than the man, yet this is the second podcast where the wife resents the lower earning husband. There are also lots of similar examples of working wives resenting stay at home Dads because they miss time with their kids. It seems like many in our society are not yet ready for traditional roll reversals.
@karensiuda3739
@karensiuda3739 Жыл бұрын
Most men aren’t. Absolutely true.
@weepangoons
@weepangoons Жыл бұрын
Wow, what adeptly veiled misogyny in your comment. The root of the issue here is not that he was earning less than her and that she couldn’t handle it. It’s that she wanted him not to be so passive with everything.
@davidwelty9763
@davidwelty9763 Жыл бұрын
@@karensiuda3739 neither is this woman in the interview.
@katie8325
@katie8325 Жыл бұрын
You weren’t paying attention David. You let your misogyny blind you. It’s not about the money here, it’s about the lack of involvement and joint decision making. She just wants him to have passion and drive for something.
@truebengalsfan
@truebengalsfan 9 ай бұрын
@@karensiuda3739only dumb men would buy into this trap
@itallifecooperative
@itallifecooperative 7 ай бұрын
The issue to me here is that he is not comfortable with the lifestyle that he can provide for himself-if he had that together he wouldn’t be so locked in to her self-admitted manipulation. They have grown up together and they are who they are now-time for independence (that could eventually be interdependence) and acceptance.
@sannaekfeldt9241
@sannaekfeldt9241 6 ай бұрын
Haha I wolud like to know what country their moms are from. I can bet Jessies mom is from Scandinavia😅
@dancergrrl
@dancergrrl 11 ай бұрын
where is Graham Stephan. he'd be so enthralled by these
@zozozizi6688
@zozozizi6688 9 ай бұрын
Even Eminem, one of the greatest Artist had the same Problem. he wanted to buy a $100 Watch and asked his Manager if he was able to afford the watch. Imagine being worth hundred of millions of dollars and asking if you can afford a 100 USD Watch
@danielvee2441
@danielvee2441 5 ай бұрын
Stacy has plenty of work on getting a consistent message across, but she gained brownie points with me when she called out that cringey relationship of Matt and Amani, they are the epitome of an unequal financial partnership.
@aslamiyamohamed2526
@aslamiyamohamed2526 Жыл бұрын
I’m curious what ethnicity you guys are lol I can’t tell.
@kathbrandon8023
@kathbrandon8023 Жыл бұрын
Jesse mentioned he's from the Azores
@TSones23
@TSones23 7 ай бұрын
Maybe he doesn’t want to work out and Money is an excuse.
@rikachiu
@rikachiu 7 ай бұрын
Going to the gym consistently will help you live longer make more money and have time to spend that money living a very rich life. I don't understand the logic.
@amorfesis
@amorfesis Жыл бұрын
Hit the gym buddy! Will save you money in the long run!
@AbiTheEngineer
@AbiTheEngineer Ай бұрын
I make less than them and I can afford to take 2-3 trips a year and still max out my investment accounts and savings goal. They need to live life a little more
@davab
@davab 8 ай бұрын
There is nothing wrong with veing frugal whether you are a billionaire or millionaire
@user-ft6ty2dy1l
@user-ft6ty2dy1l Жыл бұрын
How will you teach me to be rich? I live in the hood & want to move out of here so badly.
@Jane5720
@Jane5720 Жыл бұрын
The thing is, if you want to move out the hood, you cannot take a friends with you. You are going someplace as they are not going to go with you, nor necessarily should they
@arh1234
@arh1234 Жыл бұрын
Ramit's book is also really good
@reneeandchrisforever
@reneeandchrisforever Жыл бұрын
I grew up poor and when I was young, I heard adults put down other people who were succeeding and that gets ingrained in you as a vicious cycle. You only have one life and it doesn’t involve worrying about what other people think when you better yourself. I’m 50 and spent years worrying what others thought. Then I realized I was surrounded by the wrong people and things instantly started to improve. I hope you find your way, every person deserves a chance to live their best life.
@dagreatstoney.5869
@dagreatstoney.5869 Жыл бұрын
I believe she wants him to be equal and contribute, but not if she doesn't agree, she afraid and is trying to control herself and everything else,and it's not uncommon
@happylife7542
@happylife7542 Жыл бұрын
May be I am wrong, but I am also someone never felt comfortable for having a net worth including home equity. Especially if my home equity is more than 25% of the net worth. I was exactly like that when I was 37, still felt so poor, and didn’t wanna spend anything. Until when I turned 39, we finally reached the 1 mill milestone on just retirement investment. I also count our kids investments separately. Now that I am 41, I feel like we are low on net worth compare to other folks who are same age as us. Though our gross is 280, not including RSU. Yet again still feel like it’s not good enough. So maybe I am doomed.
@weepangoons
@weepangoons Жыл бұрын
Comparison is the thief of joy. It doesn’t sound like the money is your problem.
@ze_ep
@ze_ep Жыл бұрын
You have literally 10x the wealth of the average person your age and think you're doomed. Good grief.
@YTjanitor
@YTjanitor Жыл бұрын
Can’t force yourself to stop comparing. Sounds like you need to move to a more modest neighborhood and hang out with some people who earn less than you.
@tpeopleway
@tpeopleway 11 ай бұрын
🙄
@mariahsmom9457
@mariahsmom9457 3 ай бұрын
"I want him to be interested in our money too"- translation: I want to change his values to match mine. Girl, you knew who you married.
@cookinthekitchen
@cookinthekitchen Жыл бұрын
Who cares what the amount the business makes each month, that is totally irrelevant especially in a marriage
@delayneblanton404
@delayneblanton404 3 ай бұрын
Uh she is not his mother
@lr3361
@lr3361 Жыл бұрын
I honestly think she truly won't give up control
@laundrygoddess4
@laundrygoddess4 4 ай бұрын
I don't think he wants to accept any responsibility therefore she will have no choice. Men child are so reluctant to change and they are masters at fobbing off responsibility and decision making
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