Well said!

I.e. ukraine

Teet. My mistake.

❄️❄️❄️❄️❄️❄️❄️

The US has squandered everything on wars

True. If Kennedy is right in his description of the homes in LA, then they would still be fine with Paul's proposal.

You agree with Kennedy escalating this proxy war? Sending billions of our tax money to Nazis in the Azov battalion?

He takes after his father.

He should be head of the senate

Signed, Remdisivir & Gilead Pharmaceuticals 😂

Would be a great speaker of the house!! He damn sure knows how this govt!! Hope they reforms this bill- we shouldn't have to rebuild mansions for the rich! You get flooded more than twice- you pay it! We need Rand!👍💯🇺🇸

Him and Trump.

Yes, Paul is the only true fiscal conservative

I think so .. I'd probably vote for him if he ran for presidency .. Fix it today! Don't keep passing down the line...

@@ThePoehladianLaughable that you think Trump is anyway responsible when it comes to fiscal and monetary policy

@@TherealJesseLivermore The directives have been put into legislation worldwide. The Alliance is overseeing the implementation of this and so much more, including GESARA, Galactic currency (as your world is about to enlarge in ways we won't discuss at this time.) Jubilee or debt forgiveness, A low flat tax for NEW ITEMS only, no tax on food or.....say.....a used car. Reimbursement checks to stimulate the economy of New Earth. A cross border currency that settles peer to peer transactions in seconds, virtually for free with no banks or intermediaries, on a public block chain (that would see corruption immediately.) A one tiered Justice System who's members uphold The Constitution and agree with The Law of One. And lastly a kind of worldwide Love that Earth has not known in many aons due to the contagion known as Duality consciousness. We bid all of the Earth plane Godspeed in their awakening process. 🙏

I agree that Kenndy lost my support when he voted yes on money to Ukraine

Kennedy is def showing some rino stripes here! I'm fed up w/ the way these people spend our money SO freely! I don't own a home, why should I pay 2 insure someone else's? Just what would these people do all day if they did not have our money to play with????

Same here, lost a lot of respect for Kennedy when he did that, makes you wonder who you can trust anymore.

​@@bittersweet2253You and I feel the same way. I no longer trust either side. I really liked Kennedy, but then he changed. I was so disappointed and now know he is not for the American people and is more interested in supporting the Ukrainians.

@@godschild3887 I am very against this proxy war, and I am against sending more money to Ukraine. The irony is I don't think the money went to Ukraine, it looks most likely (blanchissement d'argent).

Doesn't sound fair to me perhaps you should only be able to insure your primary car or pickup - any other cars ect are not insurable...your on your own!

The government does not insure our cars!

@@vaportrail6315 taxpayers dont subsidize auto insurance in the same way flood insurance.

So you want couples to divorce for each can claim a primary home.

@@lufknuht5960thats the second time ive seen you comment with this straw man argument of no substantive point other than to flail about. im sure you not one of these people who use the governmental loop holes for wealth…

It's weird how Kennedy ignored Paul saying we should insure primary homes. He's a fraud. Move out the flood zone. Stopping living on shit land and having everyone else pay for it.

"I thought Republicans " I thought Republicans were for capitalism and free markets. The markets are saying don't live there. He's a liar. Socialism for rich and crony capitalism for everyone else.

What you stand with being selfish because you think the problem doesn't affect you? Flooding can happen anywhere. Especially with H.A.A.R.P. be careful what you wish for. You may just get it.

Yup it's ridiculous to support millionaires with tax dollars

What about the other 80% of the flood insurance recipients that are just normal people whose home might not be covered by regular insurance?

Subsidize, not substitute

@@cameronspence4977 Then they should move somewhere else to live. Whenever the government gets involved in an industry, it destroys it. Be it medical insurance, mortgage, or flood insurance. We should let the free market run these programs, not some stupid politicians who think they are smarter than the free market.

@@olabrk The fact that anybody can rely on this flood insurance program to repeatedly rebuild flooded/destroyed houses is absurd. Exclusion is wrong, but putting some words to limit how many times you can rebuild a flooded house at the exact or approximate location is not too much to ask for; it's common sense.

That is actually a unarguable point.

If private insurance companies are the crux in this, No One's home will be covered! That is not an exaggeration!

insurance companies are a fraud. The only reasons why insurance companies exist is because of a debased currency and Americans inability to invest due to a weak currency. He we are tailoring our entire social-economic system around failed monetary policies.

Insurance companies refuse to write policies. They want premiums without payouts. The Gov, especially fed, should NOT be in the insurance business. Insurance companies are hurting because of so much fraud, but that is the cost of doing improper business.

I agree with a "means test" or a limit on the property value. I live in New Orleans which is in a flood plain but is also a vital shipping port. I don't live anywhere near the coast or on the water at all but everyone here is required to have flood insurance. I think anyone who does get flooded in LA should be forced to raise their house and that's pretty much the standard in New Orleans and surrounding areas since Katrina but the rest of the states should have this same rule to prevent repeat claims on the same property.

It's not. It's people's homes. Places they grew up and lived in their entire lives. Make no mistake, regardless of where you live it can flood. This isn't about one state. It's about hundreds of millions of people.

Well said !!

Are you trying to get persons to divorce so each can have a primary home (one of which would be actually a vacation home)?

Hes a typical Democrat at heart. Hes compromised. He definitely thinks of himself as a comedian but don't forget that he backs Ukraine and is still a Democrat at heart.

Hes 100% right. I like Kennedy also. But he's showing some rino stripes here!!!!

Yes, if that is what it takes...@@lufknuht5960

Especially not 20 times 🤯 Obvious corruption - thats why we Have a DNI!! People are paid to stop it, but they aren't.

Exactly, Rand Paul isn't saying that the modest homeowners shouldn't get it but that one's with 5 million dollar beach houses shouldn't get it, and passing it with no cap limit which is what John Kennedy wants to do will do nothing to help said working class.

I will restore the years the Palmer worm ate Joel. Retirement happens Dufus rufus

Build your trapezoid on the rock where storms don't wash it away. You can retire some day too? Global warming happens. Don't cut off your own noses to spite your own faces😂🎉

​@@glitch-pr3nrPeople can retire outside a flood zone. I did.

I wonder how Ohio gets Federal Money? I am sure yall have a program that receives Federal Subsidies just like every other . Rand Paul is correct. It's a corrupt system and people work the system all the time. Incredibly depressing.

Like his father

@@bigsal31 Exactly. This country had the ability to rescue itself when Ron ran for President and we blew it.

Common sense.

💯

Tell Florida that

Amen! There's no law requiring anyone to build on a flood plain. So those who do, willfully choose to take that risk. No other American should have to pay for some other person's foolish, private decision!

You agree with Kennedy escalating this proxy war? Sending billions of our tax money to Nazis in the Azov battalion?

So Matt gaetz is just invisible to you huh?

Agree, a cap at least regarding a second home…primary home only.

I think government should never be in the insurance business. There is no authority delegated to it to do so in the Constitution! Period .

There is a few people that "say what needs to be said" but nobody is doing what needs to be done. They get paid ridiculous salaries and get away with breaking the law. Must be nice to be a selected official.

Matt needs more time, he’s not there yet

Suggestions mean nothing unless implemented.

Are you put a cap on it like that and it's going to make it so low income people do get coverage for their homes because they don't have very much money and the cap will lower their ability to have the insurance they need to replace their own if it's washed away

Rebuild a single family home. Not a bigger better home. Keep it simple. This works as long as regulation and policy don't get in the way and up the rebuilding costs. The bill can be amended during an interim though as Sen. Paul explained.

I'm sure this is why Kennedy wants to kick the can, for good reason it sounds like they need to tweak it a little 2 months seems reasonable. Rand Paul is being a little bit of a bully here. Seems to me he's making a point. I just don't know what it is.

I wonder what would happen if claims were limited to once per owner?

Ukraine should be someone else’s problem. Why are we the only ones sending them money when we have homeless veterans and a government that’s about to shut down?

​@@nevermindme8922You'd think Europe would chip in at least.

He almost always is - logical, articulate and rationale. Wish all of the Senators had his qualities

I wish his Dad was elected in 2012. The world would be so much better.

As a Federal employee, I agree.

Great me too, and I've had this insurance forsed on me. Defund shrink government

By 70%!

Yes! Abolish multiple agencies, not reform them.

"If it becomes destructive of these means it is the right of the people to Alter or abolish it.."

Yeah, Rand wasn't even opposed to the idea considering the fact that we're in an inflation hell, but to allow it to continue to steal from the taxpayer to give to the rich because it has no cap limit is ridiculous.

I have worked 100s if not 1000s of NFIP flood claims There are fsr more flood damage from rivers than coastal Those tropical systems may hit Louisiana...but they flood the Tn Valley etc ... Rand Paul is wrong about how NFIP policy's work Thr NFIP def needs fixing ..thr biggest expense and waste in my book is the Vast bureaucracy in Washington There are so many levels of management..those claims are almost impossible to close Also coastal homes to be covered depending on thr zone they are in ..have to be built in certain ways ..Like on stilts etc.... Thr worst most vast damage like I said is rhe that hit in thr 100 or 500 year flood plain and the river overflows Also Ron Paul mentions rhe avg price of a home Sale price is irrelevant You can have a 200 sq foot tiny home on a million dollar piece of land Insurance is all about what it take to repair or rebuild the covered structure and repair or replace covered contents .. I live on a lake more than half my house isn't covered by flood policy as 2 sides are considered under ground ... I have a very expensive property being lake front .. and kinda a nice house..but only part of it would covered per NFIP So if it was a million dollar property . Only about 150k in building is covered ...even the contents in my finished "basement" aren't covered But he is right about some homes being flooded over and over again ... Actually if your home is flooded twice you qualify for insurance money to have your home raised ... NFIP is sooo complicated ans the rules change depending on what type of flood zone you are in I think they need to extend the program but also need to clamp down and fix it Starting with rhe massive waste and corruption in fl NfIP is actually administered by 3rd parties... I retired 7 years ago so csnt name them But waste fraud and abuse are fsr more costly in rhis program than subsidizing rich people Another place they need to focus is Lenders forced placed flood insurance that robs policyholders outright Chase Manhattan the lender owns ( the largest shareholders) of the insurance company that administers the NFIP policy and also owns the company that determines if you are in a flood zone And they charge up to 10 times what a policy should be And in all my years of adjusting claims these beach front houses are typically damaged by both wind and flood.... What happens is insurance company can manage the NFIP coverage as well so they pass as much damage to flood Its very complicated and works like it 1000 people just threw a piece of instruction in a pile and what wver order rhey pulled the pieces out is how they put it together

Also there are specific rules covering 2nd homes on NFIP ...Primary and Secondary residences aren't treated rhe same AT all And most of those beach front 2nd homes are rentals and are treated as business... They aren't treated near rhe same as primary

​@davidswink6653 that's a very good point 👉

Insurance companies are one of the biggest flim flam operations in modern history! To go with Kennedy is basically caving in such a way that it looks like it is helping the common man, when really, it's helping insurance companies. He isn't standing for the working man, he's standing for greedy pig insurance companies. The same industry that wants to take your premiums for years and years and then fly a drone over your house and cancel it. The same industry that gets to decide whether you get life saving medication, rather than letting your doctor decide. They're terrible and they need checked! Thank you Rand Paul, for standing up. Smaller government, not subsidized "wealth"!

That’s exactly why I was screaming at my iPad 😂

Well said ..

Amen!

Thank you, KY for putting him in the Senate!

Hard-working taxpaying Citizens here in Ohio & nationwide have great respect for Sen. Paul who is, in fact, a TREASURE; an intellectually honest voice of logic & common sense in the U.S. Senate, where it is so desperately needed, yet sadly, quite rare. Altho I respect Sen. Kennedy & often enjoy his unique style of communicating with Americans with his particular brand of wit & candor & his glorious sense of humor. But... Senator Paul, logic & common sense absolutely win this debate. Sen. Paul is 100% correct. The taxpayer-funded Federal Flood Insurance Program IS (and HAS LONG-BEEN) in DIRE NEED of reform. Thirty-Three TRILLION Sen. Kennedy! T H I R T Y . . . T H R E E . . . T R I L L I O N ! ! ! Our Republic is out of time Sir. DC MUST... CUT... SPENDING. And you know it. The FFIP is a REASONABLE place TO START. For the sake of our innocent children & grandchildren... CUT... SPENDING... NOW.

Next to my votes for President Trump I consider my votes for Senator Paul to be my proudest moments.@@georgias701

Venice, Italy is on a land locked sea - - not subjected to ocean going category 5 hurricanes.

He is a good actor, for sure

Thank his Father too. Ron Paul

@@ravaz1are u Islamic?

@@ravaz1like closet islamic bho?

@@sweethome2363 no

Yeah We'll never see it anywhere else.

But remember, climate change, rising sea levels *- Distraction while the same preaching climate change buy multi-million dollar beach front properties.

Entitled ego maniacs.

Right! Next thing taxpayers will be paying the insurance premiums of Porsche & Mercedes drivers. People, rich or poor, probably shouldn't be living in likely flood zones

The problem is the mandates of insurance on mortgage requirements. In a flood zone, it is a crapshoot whether it is a first, or second home.

Absolutely waste of money to rebuild in areas that are often flooded .

Kennedy has NEVER, NOT ONCE, put forward a reform bill on this socialism for the rich law. He HAS extended it and place premium caps on it at least 3 times, though. He is a liar and of low character. He, and all of Louisiana, should be ashamed.

Signed, Insurance Companies do NOT cover floods, and 16 Trillion spent on Covid Relief in 2020

The rule of thumb in any large organization, especially government, is to ignore problems until they become emergencies, and then blame everyone.

Funny how Kennedy pretends to be a regular guy but want the poor to subsidize the rich. He's full of rich.

Kennedy is showing some of them there rino stripes! I don't want my taxes to pay for ins on someone's home. I don't even own a home. Maybe I'd like to save those dollars for what MY family needs!!

Dr Rand Paul is right. Only primary homes should be covered not vacation homes of rich people!

Do not usually not agree? What a classic double negative. This lack of clarity indicates muddled thinking.

No what I meant was I usually agree with Kennedy but not with these statements. @@minnesnowtan9970

With BidenFlation in 3 years that $500,000.00 will probably be $700,000.00. There should be an accounting for hyperinflation

Perhaps you should give us some of the nuances...? I'll settle for hypotheticals..

Or not😂🎉

Yes! I can’t even afford to go to the beach. Too busy maintaining my own home. If you buy a house on sand etc. it is on you.

Well I live in Louisiana and I pay for my flood insurance too, but a lot of private insurance companies won't write policies. By the way I live in a single wide mobile home and not a vacation home on the coast. I am also not in a flood zone but just two miles down the road is and the insurance is outrageous. Lower parishes in Louisiana are fishing towns and we get our seafood from these places. The fishing industry is vital to our economy here in these parishes and our state. People live in the coastal areas and park their boats and have homes down there, not vacation homes.

@@lavadamorrison4569 I can see doing something for folks like yourself and an industry that is vital to a local/regional economy. I'm not for helping to rebuild folks who're already very wealthy and can float the cost themselves.

@@lavadamorrison4569 The original poster Mr. Polymers doesn't care about your mobile home. His homeowner's insurance and his flood insurance, he freely pays, because he can afford it - - because he's likely rich or upper middle class, to fit Rand Paul's description, with MONEY - - his premiums alone, could buy you 5 trailers. The new FEMA algorithm that is driving up rates everywhere could skyrocket - - and Mr. Polymers would just pay it. The rest of us cannot afford THOUSAND dollar increases to our insurances. Nor can we afford these unaffordable increasing gas prices, groceries, etc. It's apples and oranges out there - - and people with MONEY cannot possibly understand what it is like to feel the squeeze from these higher rates that are making no sense.

​@lavadamorrison4569 the free market is dictating you should probably move. Tax payers should not pay the Bill because Louisiana is a troublesome state to live in, regarding Floods and natural disaster.

Ditto

Rand has more common sense and Kennedy has more self preservation. Kennedy is pro America as long as America keeps his status quo. I have to give it to Paul. A guy who took a beating from a non-partisan assailant, yet still holds true to his word, a doctor who questioned the status quo during pandemic chaos... Guy says what he says, and means what he says. I can't say the same about Kennedy

Absolutely and totally agree! These are 2 good men BOTH trying to protect the American people. I'm a Brit and I want to say how sorry I feel for you over there in Canada. Good luck!

@@jiveturkey2875I like Kennedy, and Rand Paul. $250k coverage is a lil low though. Maybe there could be a secondary private insurance company to cover the rest.

couldn't have said it better ever

I agree with Paul, since I have known this family for years and was a huge supporter of his awesome Father. I do see Kennedy's point, in relation to the coastal areas of his constituents. Different than S/N Carolina, Florida and places similar. This should be an issue of these states with this problem coming together with one another and creating their own insurance pool. This should not be a national program.

I’m with Rand Paul on this, but Kennedy is obligated to advocate for his state in this regard, even if he knows this goes against general conservative principles.

"Rahht smaack daab inn-damidahla HUURRRACEAANEUH seaaaasoneh" - Senator John Kennedy

Rand lives in Kentucky so he doesn't care about those who don't. Just wait till rivers flood then he will care.

Congress still gets paid through a shutdown unfortunately. They made sure of it.

This here is exactly why the greedy Democrats are so pissed off by the shutdown.

Most regular people don't get paid for not showing up for a job or getting the job done so if they can't figure out this budget or any of that, and if they've been taking so many vacations, they should forget their paycheck and not receive back pay. A regular person not doing their job or showing up for it would get fired.

@jessj.j.french7482 Yep. If I didn't show up or I didn't meet my deadlines , I would not have a job. I do wish I could "vote" myself a raise, tho. 😆

They get paid everybody gets paid they all get a paid vacation.

I totally agree with you

Agreed 100%

Nope! Shut it down until we can get all parties to agree to get OUR house (America ) back in order and under control. This is an opportunity to clean house of ALL wasteful spending and get our priorities straight. America first!

Congress will be paid. Like a bank during war, win or lose, the bank will get it's due.

It's already dysfunctional. Shut it down until common sense comes back into the house.

You found out the truth: insurance is the biggest scam in the country. If you file a claim for damages, subject to your deductible, repair your home to better condition than it was, the insurance company will cancel your policy. No other insurance company will insure you because you've had a claim in the past 5 years, leaving you to find an alternative company to issue a policy at a 30% increase in premium for three years (if you have no claims). Insurance makes money by taking your money and not paying out in claims. I know this from personal experience.

The problem is with the damn insurance companies!!!

Guess you forgot when he denied FEMA money for a catastrophic event in another state but was first in line when Kentucky had a catastrophic event.

Don't know about decent, but Rand is definitely more constitutional than Kennedy.

​@@josephcrowley3460Why say such an outright lie?

@@mikeb5372 check on it

@@mikeb5372 Los Angeles Times Dec 12, 2021. There I looked it up for you.

Remember that he is a Louisiana Representative. This is good for his constituents, if not for the rest of the country.

He usually is.

He doesn't have a problem with a majority of Rand's proposals for change the problem is the timing which is what everyone in this comment thread doesn't understand he's not arguing for insuring secondary homes what he's saying is if the government closes on sunday ALL the people that have the insurance may not be covered if the plan dies as is. Kennedy wants the reform as well, but he's not willing to vote with reforms while the rest of the senate isn't present to vote on it and make suggestions as well he's wanting a short extension until an alternate plan can be voted on and approved so there's no possible lapse in insurance during hurricane season for EVERYONE not just rich secondary home owners under the national flood insurance plan.

Exactly, Rand Paul agreed to a higher limit, but we still need A LIMIT.

Not to mention the fact that secondary homes should not be subsidized by stolen money also.

Probably that he and his rich donor buddies have coastal holiday houses that they want the taxpayer to pay for if damaged. It’s pretty bloody obvious

Because that is people's actual homes. It is not a vacation spot for most people. They actually have to live in the swamps. And all that it's not some place. They go during winter time because it's too cold. Its not a Primary living house up North. Lots of people have primary houses app North where winters are pretty bad, but when winter hits, they go to their summer home down South where the sun is nice. Beaches, you have oceans and no snow or ice. So if you have a house up North, but you have a summer home in the South, close to the beach, your summer home should not be covered because it's not your primary residence. And not to mention you need the stipulations while buying that summer home. Close to the beach and the shoreline, so that's your problem. It's one thing if you have to live someplace. It's another thing if you actually have a choice of multiple homes to stay in. And people that have the ability of multiple homes to stay in should not be allowed to get flood insuranbecause because then all they are doing is running a racket. Basically, insurance fraud