REASONS TO REFINANCE YOUR PROPERTY

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REASONS TO REFINANCE YOUR PROPERTY

Рет қаралды 22,823

Күн бұрын

Link to join my team in property investment club: bit.ly/3DxoxWS
Use promo code: SEANTANMAKEOVER22 for property makeover: wa.link/0ea7rb
Rena IG: / renac57
Ms Catherine contact: +60 12-560 9265
In this episode, we have Ms Rena again to discuss about reasons why we should consider refinancing the property we have. It can be for better interest rates, for cash outs, for more 90% loan quotas and etc. Exciting episode!!

Пікірлер: 42

@tc5238 7 сағат бұрын

Very good video ! Thanks for sharing 🎉

@chuansinpan2022 11 ай бұрын

Thank for the fruitful refinance lesson. Now I know how to use another name to maximise the loan to 90% even it's urs 3rd or 10th properties. And the cash out refinance is calculated by 10 years DSR was untold by a lot of guru out there. Keep it up! Will support all Reena Series!

@kennethtan6789 11 ай бұрын

16:40 wakakakaka I laugh until nearly fall off my chair, how Rena kept a straight face is amazing. Well done episode as usual, catch up soon.

@iherng 11 ай бұрын

Thanks for watching Kenneth!! See you soon:)

@bobby5796 11 ай бұрын

Great intellectual session with Rena as usual, hoping for moreee of this 🤗

@iherng 11 ай бұрын

Thanks for watching Bobby!!

@DTYY941 11 ай бұрын

Is refinance number of years loan still the same? Or if current bank left 25 years, the new bank will refinance for me 25 years only?

@doris4379 11 ай бұрын

Thanks for this episode! It solved my problems about refinancing

@iherng 11 ай бұрын

Appreciation it Doris!!

@ethansoh6142 9 ай бұрын

the buy now pay later or zero interest installment actually is a cost to the sellers which they will factor in into their selling price. I would think the recent stubbornly high inflation is a result of these new interest-free products offered to the market. Anyway, thank you for the great refinance lesson.

@michaelbyz23 11 ай бұрын

Lots of burning questions! Great series again

@iherng 11 ай бұрын

Glad you like it Michael!!

@Karazure 11 ай бұрын

hi, I sincerely hope the volume can be a lot louder. Im at max but still sound low. BTW thanks for the informative podcast. kipidap

@iherng 11 ай бұрын

Let me share the comment with my team. Thanks for letting me know:)

@kimwong7998 Ай бұрын

Good info, thanks!

@iherng Ай бұрын

Thanks for watching Kim:)

@stevenyong100 11 ай бұрын

Is 4.6% for 260K outstanding loan too high, thinking to refinance also, i look stupid if not refinance until like 3.9% or 4%

@iherng 11 ай бұрын

Well it depends on your intention of refinancing. Like mentioned in the video, is it just to get better rates? Or to top up on the loan and etc. But 4.6% is quite high lah…

@johnlittle2303 10 ай бұрын

Thanks. Does ms Rena has her own channel? I need for her to draw down to make the picture clearer

@mrbisskizzmarketing7087 11 ай бұрын

How BIG commercial bank making money through housing loan compared to refinancing the loan form other bank ?

@leahsweetie01 11 ай бұрын

Love this series!

@iherng 11 ай бұрын

Thanks Leah!!

@mr003gaming 11 ай бұрын

Thanks for this very nice sharing! Side topic, may i ask how and where do you suggest do we start learning watch investing? 😂

@iherng 11 ай бұрын

Thanks for watching hahahaha. May I suggest to take it as a hobby first because that investment portion for watches is far more complicated compared to properties.

@403424034 11 ай бұрын

through what mechanism can a insurance company provide a mortgage? Don't you need a bank license to do so?

@iherng 11 ай бұрын

Well Im not bank negara, just a consumer:)

@ericlai3221 11 ай бұрын

26:34 logical vs emotional mind😉

@theofficialjefflim 5 ай бұрын

Thank you for this!

@Duckdrumstick 7 ай бұрын

hi iherng, is it possible to refinance a fully paid house?

@iherng 7 ай бұрын

Definitely. Provided that person or owner has the ability to qualify for the loan.

@user-ri7nl6bq8v 11 ай бұрын

hi iherng. i would like to invite you to review once cochrane residence. I’m the owner and it is empty unit.

@bjeddaj2386 6 ай бұрын

How did u get 40 years loan tenure?

@iherng 6 ай бұрын

It was a promotion from banks 15 years ago.

@bjeddaj2386 6 ай бұрын

Can help me get one? 😂

@josephng1311 11 ай бұрын

Don't mean to be so keh poh...... just like to share that for words like 'doubt' or 'debt', the letter 'b' is silent. So, 'doubt' is pronounced as 'dout' and 'debt' is pronounced as 'det'. Ang moh words are very confusing. Many words starting with the letter 'c' are pronounced as 'k'. Lagi teruk.

@mingkoichan3623 11 ай бұрын

Yes, both host & guest shld pronounce the word 'debt' as 'det' - and NOT 'deb'!!

@mingkoichan3623 11 ай бұрын

Great series, though!! 👏👏👏

@PSLX 11 ай бұрын

Whilst I truly appreciate both Sean’s and Rena’s contributions, I do agree and especially also on the pronunciation of the word ‘equity’. 😅

@mingkoichan3623 11 ай бұрын

@@PSLXYes, 'equity' shld be pronounced as 'ek.wi.ti' (not 'ee.kwi.ti'). The word 'industry' is also commonly mispronounced, shld be ˈɪn.dəs.tri' (not 'in.dʌst.tri').