@travelrefocused 2 жыл бұрын
You have made a great case for, "If we can do it, you can do it." I wish I would have figured out all of this financial independence stuff earlier than I did, but we are here now and that's what matters. Good on you for demonstrating that it doesn't require perfection, just action.
@2GoRoam 2 жыл бұрын
Hey Skip! And you fall into that category of people that know us and know that we aren't that clever :-) Oh wow... if we knew all this stuff when we were twenty, how life could have been different eh! Best wishes Neil & Sarah
@kcfd28 2 жыл бұрын
I just discovered your channel and have been binge watching your videos all morning. I love your sense of humor and how you blend your FIRE messages into the videos while still showing us the local sights. I recently retired early at 53 and am still figuring out what our life will look like for the next 20 years. I look forward to your new videos!
@2GoRoam 2 жыл бұрын
Hey Jim! WOW thank you for letting us know. It is so cool when we hear that someone is actually taking the time to binge our videos, makes it all worthwhile! Congratulations on doing it at 53, that is a massive achievement. You now have the time to think about what you want your life to be, fantastic! We are excited for you! Best wishes Neil & Sarah
@BoninBrighton 4 ай бұрын
We worked full time for 40 years and we saved and invested plus we had occupational pensions too. We enjoyed adventurous holidays- we resisted upgrading our cars every two years. We retired aged 60 downsized and cut our power/maintenance costs significantly and got rid of one of our two cars. We love our life as it involves 3 mths travel each year- we love our home location and our hobbies there and friends and community. We’ve decided not to slow travel as we’d lose so much that we love like playing Saxophone with a band, amongst other location based activities.
@3catscarefreelife 2 жыл бұрын
In my early 20’s I bought a single family house. I was in my first job after college. I sold the house about 4 years later and made a tidy profit. 34 years later, I hope to sell my current house and downsize now that I am about to retire.
@gordonhamnett1289 2 жыл бұрын
Hi you two! I appreciate your candor and it is wonderful to know you have been doing a lot of things right to get where you are now! One thing that is clear is you two have an excellent relationship and are mutually supportive- a great foundation to build on!! Like you, we have also had our financial trials and tribulations. Saving a percentage of our income every year (no matter how small during "poor" years) has been an important key. Look forward to learning more about your strategies, successes and current travel experiences! By the way Neil, I have great respect for young people that take the risk of starting a business. Kudos to you for trying and then for working you way back to a solid position!! Stay safe! Gordon
@melhenline8438 2 жыл бұрын
Oh Neil! I think you may have some competition in the "spectacular business failure" contest. Richard and I have a story for you! We were 26 when we went down that road to bankruptcy and years of climbing our way out of the pit we dugs ourselves. I hope someday we can sit down together and share our stories. We have a lot in common as neither of us came from privileged backgrounds either. Great video guys! Can't want to see more like it. : )
@2GoRoam 2 жыл бұрын
Hey Mel! Oh wow, bankruptcy! Would love to hear that story, I was so close myself too but it sounds like we have a lot to talk about! We hope you like what we have in the pipeline, we have so many things we want to talk about in our future videos, currently have a list of 20 video titles we are working on. Best wishes Neil & Sarah
@mmeb7250 2 жыл бұрын
Hats off to both of you for actually launching, both your RE adventures and your 2GoRoam channel! Our crew loves watching Kara and Nate, and it is inspiring to see that you two actually acted on the information. From your personal sharing, I would argue that overcoming your past challenges/setbacks testifies your resilience and was a great teacher. From my standpoint, I think you both are very brave, and watching your channel grow from the very beginning (e.g. I loved your early video BEFORE you left the UK where you shared the reasons why you were starting your journey and inviting us to come along) is a delight. I really like the topics you pick and how you organize your videos. The way you talk about money/budgeting is unique to your channel, and I really like it. Best wishes to you both - the channel only gets better! Barbara
@2GoRoam 2 жыл бұрын
Hey Mme B! Aren't Kara & Nate just incredible, through them we found a number of other travel vloggers that also helped whet our appetite for travel. How cool that you watched our early videos when we knew even less about how to make videos! You deserve a medal. We are going to be talking a lot more about the journey to retirement and our early retirement going forward. We are thinking that making straight travel videos isn't really for us, but using our locations as our film set to talk about things we are passionate about is the ideal. Hope you continue to enjoy! Best wishes Neil & Sarah
@erinaustin9968 2 жыл бұрын
We didn’t have any spectacular failures with money, just a lot of small missed opportunities that would have allowed us to retire early. So fun to hear your personal stories. Have a great week on your travels!
@2GoRoam 2 жыл бұрын
Hey Erin! Thank you, we are having a great time here in Turkey. We, like you have missed a lot of opportunities but none of us can give up eh. Thank you for your insight too. Best wishes Neil & Sarah
@stacie007 2 жыл бұрын
I really appreciate your honestly. It is not easy to share these details about your life. In the US, we have a uniquely terrible monkey on our back - massive student loan debt. Easy money for college when your family has zero to contribute... and at the time (late 80s early 90s until pretty recently) we were all told that if you don't go to college, you'll be destined for poverty soooo. I have a mountain of it, which has thankfully been paused by the govt since the beginning of the pandemic. This is why, at 47, I don't see traditional retirement in my future and why I decided to become a remote worker and moved to Mexico and begin enjoying a somewhat "semi-retirement" with at least a less stressful work environment and lower cost of living relative to the USD. Hopefully there will still be a social security program when I reach that age, but I don't have alot of high hopes. Would be a shame to have been paying into that through taxes your whole working life and then it's not there. Even if it is, it is not enough to live on in the US anyway. I have already bought and sold 2 homes and used most of the $$ to pay off debts. But I managed to accumulate more anyway. Vicious cycle. I'm looking forward to future videos on this topic. Love you guys!
@2GoRoam 2 жыл бұрын
Hey Stacie! Oh my goodness, I read your comment to Sarah as we walked back along the beach from dinner last night and yes, the whole cost of education in the US sounds crazy and to be led to think that unless you do it you'll be destined for poverty is another travesty eh. Sounds like you have a good plan outside of the US and it is working so double down on it and you sure seem to be doing the right thing. Thanks for your lovely detailed comment as ever. Best wishes Neil & Sarah
@reluctantlawyer517 2 жыл бұрын
As Erin mentioned, we have not had any real monetary failures. We just made certain choices that delayed our opportunity to retire early. We chose to live in a pretty nice house on a golf course, we chose to take numerous international trips with our kids, and we chose to pay cash for our kids’ college educations. Now, we are ready to focus on the next steps in our journey, which means selling our stuff and beginning our travels. Making the choices that we made for sure delayed our retirement but it gave us many experiences that we would not have otherwise had. Now, on to new experiences.
@2GoRoam 2 жыл бұрын
Hey Reluctant Lawyer! All comes down to one word.... intentionality. I remember a saying I heard once, that there are three types of people in the world; - Those that make things happen - Those that see other people make things happen and - Those that don't know what the hell just happened. You are clearly in the top of that list, making intentional decisions that were right for you at the time, you and Erin and doing it right for sure. Best wishes Neil & Sarah
@FrugalMrB 2 жыл бұрын
Like you, I bought my first house (I've only had 2!) in 1990 when I was 20, and I sold it 8 years later for less that I paid later when I was getting divorced - and that was after paying those high early 90's interest rates! My next house I managed to pay off reasonably quickly - within 10 years - and I've been mortgage free since 2006. I started my business when I was 23 in 1993 - and that, thankfully, went well and I sold it in 2007 and took a mini-retirement for 7 years. I'll be finishing full time work at the end of this month, and then starting a 2 day a week role for 12 months before retiring completely (I'll be 53 by then). I'm planning to spend my time slow travelling as you have been doing - keep up the videos - they are my inspiration that it can be done.
@2GoRoam 2 жыл бұрын
Hey Mr B! Yep, our story in the 90's is the same... paid a fortune and nothing to show for it other than debt. Absolute pat on the back for the mortgage free by 2006! Incredible work, well done.... sincerely. Hope we get to meet you on the road when you start the full time travel in a year. Great to hear all this thank you! Best wishes Neil & Sarah
@FionaMacDonald 2 жыл бұрын
Ah this is the video series I have been waiting for! I paid attention to what was going on around me while growing up - we were on the poor end of UK living. But that influenced my decisions - even though I did poorly at school, I blossomed at college. I chose engineering and then computing because I wanted a recession proof career that made money. But I also avoided debt because my Mum had drummed that into me since I learned how to listen 🤣 Moving to US with my job I finally started to be able to live without using a credit card to buy necessities! But I also avoided lifestyle inflation because I had seen how people can get sucked into that and then it blow up on them. America also introduced me to investing through the 401k. I house hacked by bringing in a roommate with me when I bought my first house. Didn’t use it as an cash cow though when everyone else seemed to be using home equity loans to buy all sorts of fancy stuff! Housing market crashed and I sold my place for $1k more than I paid for it, but I still had some decent equity from it and used that to buy a house closer to work. Save, invest, rinse, repeat… retire early 🎉
@2GoRoam 2 жыл бұрын
Hey Fiona! FANTASTIC! Over the moon that you have been looking forward to this series, we have too much to share and are working on so many videos in this style at the moment. Engineering and computing, fantastic choices! I worked in technology which turned out to be a great decision. You should have a KZfaq channel, you have done it right, where Sarah and I made mistakes, you had your eye on the prize and did the right things... but yes, Save, invest, rinse and repeat is the secret to a good life! Best wishes Neil & Sarah
@RobertBadgett 2 жыл бұрын
You are rich in experience and memories. And your English is getting better and better. I can understand almost every word.
@freetowandernow 2 жыл бұрын
So well done! ! We bought our 1st home in 1989 @ age 21 and sold it for $60,000 less than we paid for it. Lesson learned, and though we did end up investing in RE again; we did much better. Thanks for sharing guys:)
@2GoRoam 2 жыл бұрын
Hey Jessie! Sounds like you have a similar experience to Neil, it all seemed so confusing at the time to our young minds, like "It shouldn't be like this, our parents are making a fortune on their houses" but we guess that it just turned out to be a great education. Thanks for getting in touch. Best wishes Neil & Sarah
@TheFlairGuy 2 жыл бұрын
Newly subscribed and trying to watch EVERY VIDEO YOU HAVE MADE. Thank you ! 🎉
@tamaikamenefee6717 2 жыл бұрын
Neil and Sarah, great video as always. I think all of us who started from nothing have several financial failures ( I know I have several!). Looking forward to hearing the rest of your story and what helped you turn it around and retire early!
@2GoRoam 2 жыл бұрын
Hey Tamaika! Thank you so much, that was part of the inspiration for this video, that most people have setbacks and we worry that people see us and actually think that their plans are unattainable as they aren't us, they have struggled... but when people see we have struggled too, hopefully that helps bring it alive. Best wishes Neil & Sarah
@MadeNCda 2 жыл бұрын
Neil and Sarah, I so appreciate your candor. I'm 53 and just now getting on to solid footing. Between being caught in contract positions, or not having enough left over after paying bills or acquiring too much debt.. I simply have no retirement savings. I'm not shy to share that I'm also fighting breast cancer now (have made wonderful progress w chemo and targeted drugs) so it does cause you to stop and evaluate what is truly nec to be happy. For me, being healthy and having a little house or apt somewhere sunny and a simple life w plenty of fresh air and beautiful views and lovely community. I think that's doable by the time I retire 😊 Thanks again for sharing so much of your life experience w us 🤗
@2GoRoam 2 жыл бұрын
Hey Kate! Thank you so much for taking the time to drop us a comment as ever. Firstly, very sorry to hear our position and hope that the drugs and treatment move you into a strong position. Your attitude is absolutely fantastic and if more people took on life the way you do, there would be more happiness out there. You talk about having a little house, sun and a simple life with a lovely community. For many that strive for something always, they will miss out on what is truly important. You have nailed it here. For us, although we are traveling which initially can seem glamourous to some, really, we are living a very small life and taking the joys in the little things that mean so much. We think we would have a lot in common with you! Best regards, Neil & Sarah
@MadeNCda 2 жыл бұрын
@@2GoRoam thanks so much guys and yes, we def have a lot in common w our outlook on life 🤗
@TruthPain 2 жыл бұрын
Hello Friends ! This is the "real world" stuff I've been waiting to hear about since the inception of this series of videos. Theory and planning are one thing, but as Mike Tyson once said "Everybody has a plan until you get punched in the face", and that is the gospel truth. I imagine sharing some of the closet skeletons can be daunting, but you'll never meet 99.9% of the people here anyway, so confess your sins away. We won't tell .... anybody. But in serious tone, i appreciate this more that anything. When I read the data and real life analytics people use to do the math of life, that is the only thing of value I gain because it allows me a baseline of real world use, and then extrapolate towards my own life situation. Go ahead and get into the nitty gritty. I can tell you this: From when I started watching you two, I have many more Lego pieces in my mind put in place than before and that is a testament on the applicable knowledge I've gained, not just teal and orange fluff. Good work, mate.
@2GoRoam 2 жыл бұрын
Hey Dardin! We were particularly interested to get your comment on this one as this is quite different to the other stuff we have done and your insight was valuable to us. Love that Tyson phrase and you know... it is so damn true isn't it. Your comment is perfect, it is what we want and its so difficult to make these hoping to strike the right balance. We don't want people to think we like talking about ourselves as that is actually as far from the truth as we could get. We want to share so that people baseline, what is that saying "Always good to hear there are others worse off than yourselves". I say that tongue in cheek but what I mean is, that hopefully we show that there is no story that goes from A to Z without challenge and we all have them, I want people to see that in many cases they can work through them as that is what we did. Thanks as ever man! Best wishes Neil & Sarah
@TruthPain 2 жыл бұрын
@@2GoRoam You're welcome. A couple of follow-up thoughts, if you allow me. We've thought a lot about how to budget the future and some of the things we realized are: 1. Since we will be traveling for a least half the year, where do we allocate the 10% savings we had put in for "vacations"? We're already on a "living vacation" so it seems a moot point. Of course flying back home for emergencies and such is part of the thinking but we just thought it an interesting change of paradigm. 2. And speaking of "half the year", have you two ever thought about going home for part of the year during your 10-year venture or only for holidays, sudden-trips, etc? I'm curious if being homesick is part of the "sudden change of plans" one gets when one is living this lifestyle. 3. Maybe this is in the coming videos, but I am REALLY interested in what the "after the 10 year run" life is going to be for Neil and Sarah. Buying a new home to live out the rest of the years? In the UK or is there a chance you settle in one of the places you've visited? Other accommodations? I am sure as methodical as you've been, I can't fathom you've not put some thoughts into it .... 4. This is an odd-duck question, but here goes: Traveling eats up a lot of mind-share. How much time do you get to catch up with news, current events, political events back home or other places ....? Do you even think of such mundane things when you travel or does the life really eat up so much time and thought that there is little areas to rummage on the stuff you'd dwell upon when you guys were working normal lives? ok I'm done. Gotta' go celebrate the Wifey's birthday. Hugs to both!
@2GoRoam 2 жыл бұрын
Hey Dardin! 1. Sounds like you have the answer there, traveling for 6 months... we would put that 10% into a disaster fund for the year and then roll it over to the following year. Meaning hopefully you can leave more money invested. Best wishes Neil & Sarah
@wabeebe 2 жыл бұрын
Sarah and Neil, Always look forward to your videos. My wife and I missed retiring early as I am 67 and she 57, but have our plan to retire in about 2 years. We both need that time for an additional pension. We should be about to slow travel without problems having an income of about $4,400 a month and the sale of our house as backup. I am worried about inflation and where to put the money for the house. Hopefully you will give us some insight. I am happy to see both of you traveling the world and sharing your experiences. I love that you share the good and bad with us and that you are down to earth people. Keep up the good work. Bill and Claudia
@2GoRoam 2 жыл бұрын
Hey Bill! Something I heard about retirement is the best day to have done it is 10 years ago, the next best time is now, so don't fret, you are getting there. With regard to inflation, we understand your concern and we are preparing for that ourselves, we really need to do a video on this, but basically we all need to ensure that we flex to what happens around us, including the pressures of inflation. So when inflation is high, go where costs are lower etc. We will think on that... Best wishes Neil & Sarah
@mwhite1474 2 жыл бұрын
You are spot in about the difference between resort travel and actually living abroad. I have had my set of failures which really amounted to my having to work in a job that became increasingly unsatisfying- public education. Like you, I unplugged early. I was able to achieve a minimal retirement that enables frugal travel. I admire the chemistry of your marriage which certainly enables a happier travel experience. That fact also projects well in your video presentations.
@Bob-yh7ir 2 жыл бұрын
Awesome guys ! Looks amazing there. Will have to add to our list. I was fortunate to have learned at an early age not to have debt. When we bought our house, we did so on strick criteria for price, etc. so that we were not house poor. At that time we had no credit score. When they ran us through the system, nothing. They came back and had to do manual underwriting which is just verifying employment, showing bills paid, expenses, stuff like that. Then we added onto the home over the years paying in cash. Then we started investing everything we could while still living, raising a child and prepping for college which we did, etc. We weren't making a lot of money then, but we lived within out means. We were able to pay the house off early ( in about 15 years ). We travel on our vacations and do lots of other activities in between. We are set to retire early and looking forward to it. I don't know anyone who on their deathbed said "i wish I would have worked more". Cheers !
@2GoRoam 2 жыл бұрын
Hey Bob! Absolutely you must add it to your list, it really is a beautiful country. This comment is absolutely wonderful, there is nothing we enjoy reading more than when people seemed to get how the world works at a pretty young age and then just follow through on it. In the last couple of weeks we have met two people in person that are the same, they know how money works and are both on their journey to early retirement. We hope that in our videos, we are able to catch people at a young age that see them and it makes them think and the maybe look at life the way you did and not have to make the silly mistakes we did. Love your deathbed comment lol! Best wishes Neil & Sarah
@evangelineisacsson1049 2 жыл бұрын
I will be 63 yrs and first time here. In the 80s Id heard from a retired couple /neighbors to me that their close friends sold house and everything then bought a boat for sailing the world for a year. It was then very shocking to hear.
@tcmazz 2 жыл бұрын
Your making it exciting, we can't wait till next week to see part II. We are left in suspense :)
@2GoRoam 2 жыл бұрын
Hey Tony! That is so cool! Thank you! Blimey... we hope we don't let you down next week! Best wishes Neil & Sarah
@timj9811 2 жыл бұрын
I suspect that most of us (including me) have made similar mistakes on our journey through life. What matters is learning from those mistakes.
@2GoRoam 2 жыл бұрын
Hey Tim! Thanks as ever for the comment, really appreciate it. As you say, there are lessons in our mistakes and if we all learn from our screw ups then we are onto something eh. Best wishes Neil & Sarah
@scotti3863 2 жыл бұрын
Loving the authentic content guys and thanks for your efforts. I can't stop watching.
@2GoRoam 2 жыл бұрын
Hey Scott! Thank you so much, that means more than you can imagine. When you make these videos it can feel a very lonely thing to do, so to know that it is appreciated means a lot to us both. Best wishes Neil & Sarah
@Where_in_the_world_are_we_now 2 жыл бұрын
Another enjoyable video! The beach scene at the end was hilarious! Guess Neil really ‘fell’ for Sarah! 🤣😂. Looking forward to your next video with great anticipation. It was courageous of you to share your private failures, however, it makes you even more relatable when sharing financial tips, since a lot of us were born and raised without a silver spoon in our mouth and had to learn things the hard way, too. Absolutely gorgeous scenery! 😍😍😍. I’m so jealous!
@2GoRoam 2 жыл бұрын
Hey Lorrie! Haha thank you for the kind comment about the beach scene, I grazed my knee doing that lol. All the time we make videos, we think about the us from a few years ago that were crying out for information and support for our journey, so we are basically thinking about someone being in the same position and finding our channel. If we had seen this 10 years ago we would have short circuited a lot of our learning that is for sure. Best wishes Neil & Sarah
@kevinwelsh7490 Жыл бұрын
I love the guy 15:16 shooting an upskirt video in the background
@agasque 2 жыл бұрын
Thank you for your openness and vulnerability in this video and always. This is such an important topic and yet so many of us are afraid to talk about money, how we lost it, how we made, it and how we manage it (particularly women). And yet, we all want our money to work for us (rather than us working for our money) so we can have the life we dream of. If only we had stories like yours shared with us earlier in our lives..... I am pretty sure we all may have hit FIRE a lot sooner. Bravo for sharing your stories! We look forward to hearing more!
@2GoRoam 2 жыл бұрын
Hey Ashley! Agree totally, it pains us that kids are leaving school without understanding the basics of money management and then all they do is spend what they have on worthless, high priced brands to impress their friends. Very sad isn't it. Thanks as ever for your kind support. Best wishes Neil & Sarah
@martinebreuer9801 2 жыл бұрын
You two! 😀 so funny but also serious content discussed. I did CSEs - we were robbed of a decent education during those years of CSEs. In the 1980s we bought the cheapest house in the cheapest area at eye-watering 15% interest rate. Heyho it is all part of life’s experiences. You mention in several videos about travelling for the next 10 years. What are your plans after that time?
@2GoRoam 2 жыл бұрын
Hey Martine! Thank you! We try where possible to have fun in our videos, who says that we can't also entertain as well as be informative eh :-) CSE's were a nightmare eh, wouldn't be allowed today, it basically setup whoever did them to be considered a dunce by everyone else... What is it they say about a self fulfilling prophecy? So interesting! Many, many people ask us what our plan is for after the 10 years so we are making a video on that very soon, watch this space. Best wishes Neil & Sarah
@annfrisk8422 Жыл бұрын
So glad I found you two, your sense of humor and acting is brilliant! I'm very interested in slow travel, and your insights and honesty have helped a lot. I can sympathize with you, have my share of mistakes and missed opportunities. But we rise up and carry on, and get better at this game called life. Thank you for the time you spend to make these videos!
@drthomason7043 Жыл бұрын
Y,es, I built my home then, I was a little older and about 4 years later I was made redundant. Sunk most of my redundancy money into my home and fortunately got another job b4 using the remainder up. 6 years later u wanted to MeGoRoam, so I sold my home, bought a home in the country where they were cheaper. Didn't need a mortgage, Was able to help relatives in need of shelter. They only had to pay tax and insurance. Really low rent. Should have charged them more. Return home 20 years later retired.
@stellasatterlee7332 2 жыл бұрын
You guys are great!
@calicokitten6121 2 жыл бұрын
Thank you for the frank and open story of your life. It takes a lot to share this with the world. It means a lot that you are willing to do so. Yup, so many have had similar situations in their lives. Thrilled to continue on the path with you and learn more.
@2GoRoam 2 жыл бұрын
Hey Calico! We discussed this long and hard, difficult things to share but the reason we did it was with a hope of it resonating with someone that has been in the same position. Really appreciate your support as ever. Best wishes Neil & Sarah
@MariaReyes-te7lk 2 жыл бұрын
Amazing experience, the true about your personal journey..that give you both ..the hope for the future..True success comes after several failure and only looking back for lesson learned..to make better decisions..
@2GoRoam 2 жыл бұрын
Hey Maria! Thank you, that sounds really cool. Appreciate you getting in touch. Best regards, Neil & Sarah
@Adventurous724 2 жыл бұрын
Thank you for sharing your experiences, Neil and Sarah. I have had a very mixed bag with having property. I think the good was luck and the bad was to me, Not everything that shines is gold. I look forward to hearing more about your experiences and what type of investments you have now and how you saved the money in the first place. Thank you for being open and transparent really appreciate it.
@2GoRoam 2 жыл бұрын
Hey Adventurous! We feel your pain, we really do... life is a long journey with ups and downs and sometimes we win and lose eh. We hope that by being transparent, in some ways this helps this dream feel closer for some. Thanks for your kind comment. Best wishes Neil & Sarah
@nancyesposito1020 2 жыл бұрын
We have had a lot of missed opportunities and a lot of mistakes made with credit cards and debt! Trying to get back on track..... too late to retire early but want to retire smartly! Thank you so much for sharing your personal story and journey!
@2GoRoam 2 жыл бұрын
Hey Nancy! We absolutely get where you are. We were so underwater that we couldn't see a way out for a good amount of time. Keep doing the right things and you will get there, clearly, you are smart already :-) Best wishes Neil & Sarah
@drackkor725 2 жыл бұрын
I subscribed this is interesting especially for me an American where we have social security and 401 k's.
@2GoRoam 2 жыл бұрын
Hey Drackkor! Thank you so much for taking the time to drop us a comment! You are most welcome, hope you enjoy! Best regards, Neil & Sarah
@andrewrobinson2565 2 жыл бұрын
I was put in for CSE Geography but got an 'A' in 'O' level Geography so they had to give me the school geography prize. That showed 'em. 👍
@omrouk 2 жыл бұрын
A great video. I really appreciated hearing more of your backstory and how your life experiences have shaped your outlooks. When I was at secondary school, in the late eighties and early nineties, it was a boarding school and I remember talking with the guy who came in the evenings to cook our meals and he was pretty frank that this was his second job purely to help him pay his mortgage which was a ridiculous percentage. I'm glad that I didn't get into home ownership until the late nineties. Back then buying a place at twenty-two made me quite the outlier compared to my friends. Definitely was house poor for a while, but I was one of the lucky ones who made it work and it's been the stepping stone that has financed everything about my life today. Looking forward to watching your next video.
@isabellebernard1903 2 жыл бұрын
Hey Sarah and Neil, I enjoy your videos. My husband and I are in a similar situation. We also early retired in January 2021 and in August 2021 we left Montreal, Canada after selling everything to travel the world. We went to Mexico, Costa Rica and are now in Peru (so I contribute to 4 of the 70 countries in your analytics 😆). We'll go eventually to Turkey too. Apart for the similarities above, we have a super different journey, and we are too lazy to create a KZfaq channel (plus our luggage are full enough without cameras), so congrats!
@2GoRoam 2 жыл бұрын
Hey Isabelle! Oh the cameras! If we didn't have all the tech with us that we need to create these videos, the journey would be a breeze! Interesting to hear that you are on the same journey. Hope we get to meet sometime! Best wishes Neil & Sarah
@isabellebernard1903 2 жыл бұрын
@@2GoRoam would be nice to meet one day if we are in the same city yes :) enjoy your adventures!
@2GoRoam 2 жыл бұрын
Lets make it happen!
@isabellebernard1903 2 жыл бұрын
@@2GoRoam i'll contact you whenever we are in the same country :) going to Sao Paulo, Brasil and then Buenos Aires, Argentina next, but one day our countries will align! 😆
@joannenardi4234 2 жыл бұрын
Great video as always! Can’t wait for next week!
@2GoRoam 2 жыл бұрын
Hey Joanne! Thank you as ever! hope we don't let you down next week :-) Best wishes Neil & Sarah
@andreathomashawkins2864 2 жыл бұрын
Thanks Neil and Sarah, You two are such fun! Kas is a lovely place. I hope to visit there some day!
@2GoRoam 2 жыл бұрын
Hey Thomas! Thank you so much! We try to entertain as much as possible rather than just inform :-) Kas really is stunning, we will be back for sure! Best wishes Neil & Sarah
@moward301 2 жыл бұрын
You guys are so hilarious, I love it!!! I look forward to your antics each video. And yes, great content as well. Thank you 😊!
@2GoRoam 2 жыл бұрын
Yay! Thank you!
@MagentaOtterTravels 2 жыл бұрын
Thanks for making this video. I’m always so fascinated to hear peoples’ stories of their FIRE journey. I WAS retired… for two years. Now I call myself “semi retired” since I just went back to work for 3 months before we move to to UK 🇺🇸🇬🇧 (for the summer). Cheers! XX Dara
@rampop4life 2 жыл бұрын
Excellent video, thank you for sharing. Kara and Nate videos changed my life journey as well, so glad I and you found them. Really enjoy watching your journey.
@2GoRoam 2 жыл бұрын
Hey Derek! Aren't they incredible, we have always devoured everything they have done while also opening our eyes to the other travel vloggers out there. Once we found them we stopped watching TV, knowing that by watching them and others like them, we were being entertained at the same time as treating it as research for our future life! Best wishes Neil & Sarah
@travelandvino2738 2 жыл бұрын
Thanks for this Video, very entertaining! K&N are awesome! I met them once - and they are as genuine as they seem!
@2GoRoam 2 жыл бұрын
Hey Travel and Vino! What a cool name, two of our favourite things! We would love to have met them at some point, they are the coolest people. Who knows.... one day! Best wishes Neil & Sarah
@a.visitor4309 2 жыл бұрын
Turn around and take in all that beauty!
@usefulrandom1855 2 жыл бұрын
Haha, Neil falling over on the beach made me actually LOL (even if it was intentional). Love the honesty. I'd rather stick to stocks and crypto (despite the risk there) than get a rental. I prefer the liquid nature of them as opposed to a BTL.
@2GoRoam 2 жыл бұрын
Hey Useful! Absolutely understand and in this world there is room for all investments and risk profiles (based on what you said here, next saturday's video will be an interesting watch for you) but remember that the one phrase I mention on there that is important is my own capacity to learn all the asset classes. So I know people that do Crypto and understand it and do well, I wish them all the best, me.... in my old age, I just can't focus on that lol. Same with property for us, but we know that is a fantastic asset class too. Thanks for sharing. Best wishes Neil & Sarah
@theglobalvagabond3074 2 жыл бұрын
POW! You got a new sub. Thanks for the video.
@kimberlylalley7255 2 жыл бұрын
What an amazing journey! I can't wait until next week. Were either of you married before? It's incredible you can live the life you have now with so many setbacks in your 20's! You two are such a dynamic duo. I hope you'll share a video on how you met. Thanks for the laughs and transparency in this video.
@2GoRoam 2 жыл бұрын
Hey Kimberly! I, Neil... was married before and that was a bit of a disaster too, in fact I am the only person I know who was sued by his ex-mother in law for a wedding present. Me being the chilled type just rolled with it and made sure that I didn't make the same mistake twice. Really pleased you liked the transparency, it was a bit scary if we are honest. Best wishes Neil & Sarah
@kimberlylalley7255 2 жыл бұрын
@@2GoRoam I think you found a new niche. Your transparency was well received. I always appreciate the humor. You and Sarah are so great together.
@2GoRoam 2 жыл бұрын
Hey Kimberly - thank you so much, we are switching things up but using our location more as a film set but speaking about thinks we feel really passionate about. Retirement and money. Best wishes Neil & Sarah
@gabriellarosa5015 2 жыл бұрын
You guys are so funny!! I love your videos. Take care!
@MagentaOtterTravels 2 жыл бұрын
Your quick fire round was BRILL!
@clairerainbird1797 2 жыл бұрын
Great video, you left us on a cliff hanger! Although I would disagree and say you are both very intelligent😊
@2GoRoam 2 жыл бұрын
Hey Claire! Thank you! Sarah is intelligent because she married me of course... but surely.... I'm not. Come on! You know better than most. Best wishes Neil & Sarah
@birdcreek1 2 жыл бұрын
Cute video. Early in my life I read a book (the richest man in Babylon) this was my way of financial freedom it basically says pay yourself first. I was able to travel retire early (22+ years ago). It’s not easy but staying the course will give you such a wonderful life 😊 good luck on your dreams 😊
@2GoRoam 2 жыл бұрын
Hey Michael! The Richest Man in Babylon! Wonderful book, I love those short story books with a deep message. Well done in taking it onboard to retire early and build the life of your dreams! That is so cool and that too motivates us! Thanks as ever. Best wishes Neil & Sarah
@SJRPhotographics 2 жыл бұрын
I liked hearing more of the backstory guys!
@2GoRoam 2 жыл бұрын
Hey Steve! Thank you so much, it was scary to share but hopefully it will go some way to helping people out there somewhere! Best wishes Neil & Sarah
@thebritishinvestor.1018 2 жыл бұрын
Hey Neil and Sarah, just about to dive into my weekly binge of your content! Hope you are having a good time. I recently did some calcs on living costs. Between my partner and I, we spend ~£86 a day on average across the year (£43 each). Where would this fit on your high to low cost of living scale (£££££).
@thebritishinvestor.1018 2 жыл бұрын
Great video by the way! Really enjoyed that and really looking forward to next week. I like these real life examples. Amazing content! Thanks again guys. 🥳
@2GoRoam 2 жыл бұрын
Hey British Investor! Love that you enjoy our content, you are the real deal on this stuff, so good on you. £86 a day, in the UK? We would say that is impressive, very impressive indeed. I think that another way to look at this would be through line item/ categories on the list. For example.... if you have a car, then this number rachets up in impressiveness! For us at the moment, traveling around Turkey we are spending the equivelent of around £80 per day for us both. Turkey is a low cost of living location so that is less impressive, however. We have decided to do a road trip rather than slow travel, that means we are spending a lot more time in hotels and we are also paying for a car and for fuel for the car. If however we were staying in one location, I think we would be able to get that down to £50 a day. Spending less than £32,000 between you in the UK would put you for us at around £ - out of £££££ :-) Best wishes Neil & Sarah
@thebritishinvestor.1018 2 жыл бұрын
@@2GoRoam Hi guys, thanks for the reply! I’m not sure I’m the real deal yet - you guys have achieved FIRE so kudos to you. 🥳 Yes £86 in the UK. We live in Newcastle so maybe that helps? That’s with a 4 bed house with mortgage as well 😆. Maybe we are doing ok I suppose… We have one car (a small Hyundai i10 between us) and saving probably ~50% of income. I might do a video on the breakdown - be interesting to compare. I think your videos are really helpful for those interested in slow travel and costs associated. We would probably spend similar to you guys I think. We aren’t flashy and try to find deals in supermarkets, etc. when abroad, we much prefer seeing sights and doing free stuff - hiking, free walking tours, etc. Cheers guys! Let’s hope we can join clan nomad in a few years time. 😁 TBI
@2GoRoam 2 жыл бұрын
Hey TBI! Absolutely love that you have an i10, when you see our video on Saturday you will see that I had a problem with japanese sports cars which cost me a fortune. You are the gold standard here.... other people out there look wealthy in their BMW's and Merc's and you are actually getting wealthy in your i10. Good on you!
@MagentaOtterTravels 2 жыл бұрын
LOVED the video… can’t wait to watch the next one series! Great cliffhanger at the end 😉 Though it’ll be a while before I watch it…. Because I’m about to get on a 10 hour flight to Heathrow 😂
@travellingwithcrowsfeet 2 жыл бұрын
Remarkable job to be where you are. We'll compare stories when we meet, but ours might piss you off. 😁 We had a lucky streak and the Karma gods with us. Happy and safe travels 🧡🧡
@2GoRoam 2 жыл бұрын
Hey Daz & Shaz! Looking forward to hearing your story! We love a bit of good karma, they makes us laugh. Look forward to hearing it! Best wishes Neil & Sarah
@williamriley853 2 жыл бұрын
Thank you!
@robertbarnard4661 2 жыл бұрын
Excellent video. Thank you both.
@2GoRoam 2 жыл бұрын
Hey Robert! Thank you so much! Really pleased you enjoyed it. We had fun making this one although it was nerve wracking being so personal. Best wishes Neil & Sarah
@erickarnell 2 жыл бұрын
I made a lot of mistakes, but I've done a couple things right. I've managed to avoid getting into more debt than I could afford, and started to save for investment in my late 20s. Even investing just five percent of my income 20 years ago has made a big difference as I plan retirement options.
@2GoRoam 2 жыл бұрын
Hey Erick! Saving for your investment in your late 20's... massive pat on the back, that takes a level of maturity that neither of us had at that time. Good work Erick! Best wishes Neil & Sarah
@dean7468 2 жыл бұрын
Great video!
@faramarzmokri9136 2 жыл бұрын
Retiring early is a blessing. You two did not plan it right.
@acurtis1735 2 жыл бұрын
Expat in AZ, USA
@2GoRoam 2 жыл бұрын
Hey A! Thank you so much for taking the time to drop us a comment! Expat from the UK? We were in AZ last year, loved it! Best regards, Neil & Sarah
@mjmaillet879 2 жыл бұрын
Real Estate prices in Atlantic Canada are at an all-time high. The Bank of Canada is scheduled to increase interest rates for a second time this year and they predict having more increases as the year progresses. I fear that the same thing will happen to young people who are overpaying for real estate and will be left with less equity in their property than what they owe the bank. Inflation, at a rate we have not experienced in many decades, is going to crush some of those who are just starting out. They would benefit from listening to your video.
@2GoRoam 2 жыл бұрын
Hey Marie! We have seen the same in the UK with house prices too. We wonder if there is a crash round the corner but there is no way of knowing where top or bottom is until it happens sadly. It is a scary time for the younger people because there is a huge difference from having the wisdom of having lived through that. I just hope they don't have to find out. Feel free to share this with any young people you know. Best wishes Neil & Sarah
@MagentaOtterTravels 2 жыл бұрын
YOU ARE SO CLEVER!!! 😉
@livingworkingoutsidebox 5 ай бұрын
What a great video 📺👍 Question... Who did you get for your stunt work? 🤔
@mauroaurelio6534 2 жыл бұрын
We were thinking of moving abroad for long periods of several months but now covid struck I decided to work a little longer but this time at work has made me realise that we would both miss our hobbies if we lived abroad without our toys and interests my question to you Neil and Sarah is did you consider the question of interests and hobbies I mean did you consider this question
@kcfd28 2 жыл бұрын
Can you also talk about how you have traveled between the locations on the Turkish coast?
@2GoRoam 2 жыл бұрын
Hey Jim! We are thinking of making a video to wrap up our Turkish travels, but to give you the edited highlights, we flew into Istanbul and after a few weeks there we flew to Izmir. Spend a few weeks there then hired a rental car for 2 months and have driven that the whole route from there. Hope that helps. Best wishes Neil & Sarah
@Lambert7785 2 жыл бұрын
I like your courage and determination :)
@Bracebarian 2 жыл бұрын
Neil, Sarah loving the content. Do you have a plan for 2032? Are you using the next 10 years to work out the best place to spend the next phase of retirement or will you just carry on travelling?
@2GoRoam 2 жыл бұрын
Hey Bracebarian! That is literally the subject of next week's video! We are uploading it to KZfaq this very moment 😃 Thanks for getting in touch. Best wishes Neil & Sarah
@sunshineyogini4337 2 жыл бұрын
Hey guys, love your videos. You mentioned you retired early. What’s early? How old are you guys when you retired? What is your budget for your 10 year plan? I like all the places you been but I want to gauge how much it cost for me to set aside. Thanks.
@henryrivas8999 2 жыл бұрын
This was fun!
@2GoRoam 2 жыл бұрын
Hey Henry! Thank you so much, really pleased you are enjoying what we are doing :-) Best wishes Neil & Sarah
@kevindesha2959 2 жыл бұрын
Mainly, because I don’t want to; I like working! Also, I want to take SS at 70 so my wife receives the full benefit when I’m gone.
@2GoRoam 2 жыл бұрын
Hey Kevin! That's cool, the wonder of life is that we have choices and the important thing is to have a plan and if you have one that you are working towards diligently then you are doing the right thing for sure. Thanks for getting in touch. Best wishes Neil & Sarah
@terrimoore6161 2 жыл бұрын
Love your channel! Quick question, did you have any savings before you decided to do this? Hubby and I a planning to retire in a couple of years, I'll be 55, and he'll be 62... we will need some money before we can collect Monthly Canadian benefits. If we sell our house, we'll have nothing to come back to! Any advise? Bought this house 11 years ago for $320,000.. will be mortgage free by 2024 and house worth $850,000
@2GoRoam 2 жыл бұрын
Hey Terri! Thank you so much for taking the time to drop us a comment! Firstly, you have made a great return on the house. Would you consider downsizing to a lockup and leave style apartment? That may help to provide you a financial return if invested well, leading up to taking the Canadian benefits. We have money that we have saved over the years as we have had a laser focus on this as a plan from a long time back. Best regards, Neil & Sarah
@wandaizard359 2 жыл бұрын
I want to go to their first where are u staying and how do I get all the information I know
@MagentaOtterTravels 2 жыл бұрын
We have made our “wealth” from property investment. Everyone has a different story 😉
@naar7192 2 жыл бұрын
Yeaaaahhhh....
@2GoRoam 2 жыл бұрын
Hey na ar! The shortest comment for sure, but we think this is pretty positive! It gets the 2GoRoam thumbs up! Best wishes Neil & Sarah
@naar7192 2 жыл бұрын
Keep it up. Nice Vid. Thank you!!!
@philsimpson4919 2 жыл бұрын
remember Neil .... I know you ! lol
@2GoRoam 2 жыл бұрын
Hey Phil! SHUSH!!!!!!!!!!!!!!!!!!!! Not a word to anyone. You know TOO MUCH! Best wishes Neil & (Sarah)
@johnnyramos9414 2 жыл бұрын
What type of advice is this!...wait a second...I think you made a disclaimer...this is not advice!
@p.a.ch.3861 2 жыл бұрын
if may say to Ms. Sarah and Mr. X ( ? name ) that I have been watching your few video, however , you mentioned many subjects but never focus on talking about the subject , always leave a " suspense " ? always saying the next video .....it is difficult to follow by viewers.....and you have to create more additional videos
@stevenewcombe7168 7 ай бұрын
No kids?
@paulinetan781 Жыл бұрын
too much rambling. Pl go straight to the point, Thank u
@2GoRoam Жыл бұрын
Sorry you didn't enjoy Pauline, our videos aren't for everyone, we get that.
@denniswhite1399 2 жыл бұрын
How old are you dont look that young any kids not so easy with kids plus you tube pays so its quite easy to make more money.
@2GoRoam 2 жыл бұрын
Hi Dennis we are 53 and 52. Have you seen our video about our KZfaq earnings?
Retirement Travelers
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