Reviving 100% Mortgages in the UK: Everything You Need to Know

Рет қаралды 1,076

Kevin Wright | Property Finance Expert

Күн бұрын

100% mortgages. They are back. So the big news is for the first time in almost 15 years, it's possible to get 100% mortgage. Possible, but not necessarily easy. Stick around and find out what's behind this big news.
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Пікірлер: 6

@dannycannarella5028 Жыл бұрын

Was waiting for your review on this topic, 👍I’ll save my questions for Monday, thanks Kevin.

@KevinWrightProperty Жыл бұрын

glad i didnt disappoint you then Danny :) - chat on MOnday

@daniobieze3261 Жыл бұрын

Well explained!! Thank you 👏👏

@KevinWrightProperty Жыл бұрын

most welcome Dani

@MrMrutube1987 9 ай бұрын

Hi Kevin.. im abit of a late bloomer into property im 36 from the UK and really wanting to get into the BTL game ive been bad with money for most my life and only work part time but my wife works full time. Could you please answer for me these few questions? Id really appreciate it if so because youd be helping me out loads! 1.) Is 36 to late to get a mortgage? 2.)Is 37 + (after saving a deposit) to late to get into the BTL game. 3.) Is it easier to get a second mortgage if you own a first property so you can mortgage against that first property? 4.) If your open with the bank about wanting to get into the BTL market and show them your plan will it work for or against you?. Really hope you have the time to reply thank you in advance.

@KevinWrightProperty 9 ай бұрын

Hi and thanks for your questions - here you go 1. no its not too late 2. also no its not too late 3. its a lot easier to get a 2nd mortgage once you already have a mortgage but the 2nd mortgage is against the 2nd property not the first. Each mortgage is against each property, you dont mix borrowing across different properties at your stage 4. your bank is not the place to go for a BTL mortgage, you use specialist lenders. They are not interested in your plan, they just lend the money on the property you want to buy