What is involved when purchasing Cash or Finance in The Villages, FL?

  Рет қаралды 4,916

Robyn Cavallaro | Licensed Realtor® Florida

Robyn Cavallaro | Licensed Realtor® Florida

2 ай бұрын

What is involved when purchasing Cash or Finance in The Villages, FL? Where can you find the ARC Manual, Resident, and Guest ID information? Find out in this episode
Robyn Cavallaro
Florida Realty Investments
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Пікірлер: 45
@athenaskellion6171
@athenaskellion6171 17 күн бұрын
For me personally, I will opt to pay cash. It may not be the best route for everyone, but the piece of mind of not having a monthly mortgage is invaluable. Every decision in life is not always about dollars and cents. Hope to visit in September! Thanks for another great video. Love your channel!
@Robyncavallaro
@Robyncavallaro 16 күн бұрын
Thanks for watching!
@GAN-0
@GAN-0 Ай бұрын
For me cash or finance depends on what my money is making me where it is. If a loan is 6.5% and I can earn 7% with investments, I’m going to pay the 6.5%(or vice-versa).
@mariaroqueta3135
@mariaroqueta3135 2 ай бұрын
Great video! Please make a video on the topic of Common Problems while waiting to close. This is why I ask. I’m moving from my condo into a home. I will buy cash as soon as i first sell my condo. The buyer of my condo is getting a partial loan from a bank. UNTIL the bank saw that my community has 2 residents filing a law suit. So now a letter from our management attorney needs to be made for the bank to release an agreement to loan money. All new to me and side swiped me- So many ups & downs when dealing with selling/buying a residency. ♥️🏡♥️
@Robyncavallaro
@Robyncavallaro Ай бұрын
Great topic. Will put somethiing together
@lauralampe1664
@lauralampe1664 Ай бұрын
Excellent topic for a video.
@kerilotta5421
@kerilotta5421 Ай бұрын
Very helpful thanks
@Robyncavallaro
@Robyncavallaro Ай бұрын
You're welcome!
@dibari22
@dibari22 Ай бұрын
What if you've just been hiding cash under your mattress for the last 20 years and you wanted to pay for the home with $250,000 in cash but it was never in the bank?
@Robyncavallaro
@Robyncavallaro Ай бұрын
Sounds like a lawyer question.
@Pete-rs4yz
@Pete-rs4yz Ай бұрын
I'm three years from retirement and would likely do a 50/50 cash finance deal. I think this would facilitate a smooth sale. Also has a buyer ever made a purchase contingent on ARC guidelines?
@Robyncavallaro
@Robyncavallaro Ай бұрын
Not to my knowledge. That is something you or your Realtor would have the check prior to an offer. There are not many homes in violation.
@lcac31
@lcac31 Ай бұрын
Hi Robyn, I'm a veteran that owns a home in Wisconsin. I love your videos; can you talk about using VA loans verse conventional loans? My wife and I haven't decided if we want to use our VA. We're coming in for our lifestyle visit in August, We're so excited for our visit.
@Robyncavallaro
@Robyncavallaro Ай бұрын
Great idea. Let me know when you in town
@lauralampe1664
@lauralampe1664 Ай бұрын
Excellent video Robyn. I know you are not a mortgage officer, but have you had any clients on Social Security who successfully qualified for a mortgage for 40 to 50% of the home's value? Don't know how difficult it is to qualify for a mortgage when one is getting Social Security, but also putting down a substantial down payment.
@Robyncavallaro
@Robyncavallaro Ай бұрын
I am not sure. I have a lender if you want to ask questions. He would offer better information
@lauralampe1664
@lauralampe1664 Ай бұрын
@@Robyncavallaro could you send me his email address or website? Thank you!
@roxysdad40
@roxysdad40 2 ай бұрын
In an overheated buyer’s market I would think sellers would be less likely to take offense. Seems like TV is resistant to some market pressures and I will be surprised if TV sees the volatility that exists nearby.
@michaeltomasso3371
@michaeltomasso3371 2 ай бұрын
My wife and I were in the villages two months ago. The market is not overheated for Buyers. in fact, 6 of the 10 homes we looked at we’re still for sale when we got back home.
@Robyncavallaro
@Robyncavallaro 2 ай бұрын
Agreed, we have a lot of inventory which means choice for the buyer!! Are you still looking
@michaeltomasso3371
@michaeltomasso3371 2 ай бұрын
yes we are. We are evaluating the market in Spanish springs from now to the end of August..
@johnkatrich2954
@johnkatrich2954 2 ай бұрын
Offending the seller is not on the top of my list of concerns. LOL
@Robyncavallaro
@Robyncavallaro 2 ай бұрын
It may be if you make a really low offer and they will not counter ;)
@lw3269
@lw3269 2 ай бұрын
@@Robyncavallaro Very true. If I receive a low ball offer from a potential buyer, they won't hear back from me. It's a harbinger of how the sale would go if we struck a deal. Nope.
@johnkatrich2954
@johnkatrich2954 Ай бұрын
@@greese6916exactly my point. The Seller is probably dismissing a real chance to negotiate and lock in a deal. You should never ignore offers that can lead to a firm good contract. It’s all part of the process.
@GAN-0
@GAN-0 Ай бұрын
I’m sure the Villages isn’t typical of most Florida real estate these days, but the way the market is dropping in the state, I don’t think there is any way a seller could be offended. Buyer rules right now and probably for some time to come….
@athenaskellion6171
@athenaskellion6171 17 күн бұрын
@@Robyncavallaro I agree... I just sold two houses in Key West the past 4 weeks. I had them on the market for several months and received several low ball offers that I wouldn't even counter. Since I didn't have any mortgages on either property, I waited until I received acceptable offers!
@frankclark717
@frankclark717 2 ай бұрын
We are selling are home in 2 weeks so we are hoping for quick sell looking to buy some down and the rest by VA loan
@Robyncavallaro
@Robyncavallaro Ай бұрын
Awesome news! I'd love to help you find a home on the MLS side
@kennymartin4928
@kennymartin4928 2 ай бұрын
I was planning on selling my home and using that money for half of the payment and financing the other half. Is that ok?
@Robyncavallaro
@Robyncavallaro 2 ай бұрын
Yes that works!
@kennymartin4928
@kennymartin4928 2 ай бұрын
Thanks, will be contacting you this fall
@reagansholl7442
@reagansholl7442 Ай бұрын
Hi Robyn do you also represent your buyer if they decide to go with a new build?
@Robyncavallaro
@Robyncavallaro Ай бұрын
Thanks for watching. Yes I can for a fee. Call me to discuss
@karenschuster9831
@karenschuster9831 2 ай бұрын
Do you have tax stamps in Florida
@Robyncavallaro
@Robyncavallaro 2 ай бұрын
Yes we do. The doc stamp here is .70 per every $100 of selling price.
@auroranite
@auroranite Ай бұрын
@@Robyncavallaro please explain what this is and how a Buyer is affected? Tks
@michellegaines-mitchell7937
@michellegaines-mitchell7937 Ай бұрын
What tax benefits do retired military get ?
@Robyncavallaro
@Robyncavallaro Ай бұрын
If you are military related 100% disabled you pay ZERO in property taxes in Florida
@michellegaines-mitchell7937
@michellegaines-mitchell7937 Ай бұрын
@@Robyncavallaro what about other percentages? I know about 100% people
@matthewharmon9121
@matthewharmon9121 Ай бұрын
I'm hearing you say "bank statement showing the cash". Does this mean that if I have the money sitting in a Fidelity Investments money market brokerage account, then this type of statement would not be accepted? It would be hard to accept putting 400K into a savings account at 0% interest!
@Robyncavallaro
@Robyncavallaro Ай бұрын
I said also if it’s in an investment account, you need a copy of that statement. It doesn’t necessarily have to be in a bank account.
@Robyncavallaro
@Robyncavallaro Ай бұрын
What I said was whatever type of account you have the money in we need a copy of that statement. I did mention I’ve had buyers send me a copy of their 401(k) or their investment portfolio, where the money would come from.
@martinweber202
@martinweber202 2 ай бұрын
i called you but u did not answer
@Robyncavallaro
@Robyncavallaro 2 ай бұрын
I’ve been on the phone all afternoon. Try again, please.
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