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A BRUTALLY HONEST Review of My Subscribers’ Dividend Portfolios | Ep. 2
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In this video, I'll be sharing a review of my subscribers' dividend portfolios. We'll take a look at three different dividend portfolios, and will check out all of the different dividend stocks in each one. I’ll give my honest thoughts on what I like about these dividend portfolios, as well as what I think could be improved.
The ideas and opinions presented in this video are meant for informational and entertainment purposes only, are not intended to serve as a recommendation to buy or sell any security in any account, and are not an offer or sale of a security. They are also not research reports and are not intended to serve as the basis for any investment decision.
@rynewilliams Ай бұрын
🔍 HAVE YOUR PORTFOLIO REVIEWED BY ME IN A VIDEO ► forms.gle/ggDgArpLmkP5hbk76
@TfGamess Ай бұрын
Monthly contributions: $5K a month. Dude. Y'all americans are just too wealthy. It's insane.. I'm investing $1K monthly in Czechia and I feel like money.
@rynewilliams Ай бұрын
I think Luis actually lives in Mexico!
@TfGamess Ай бұрын
@@rynewilliams Then it's even more crazy. I wish I could invest that much. I would retire in literally 2 years
@rynewilliams Ай бұрын
Haha I know what you mean. I invest about $1k per month as well
@aaronsarinana1654 Ай бұрын
I'm in México and saving $5k/month is just a lot of money! He must be a very wealthy guy! Good for him!
@avinashnarine7070 Ай бұрын
Yall crazy; I dp $100 a month
@dougp5044 Ай бұрын
First guy's portfolio wow 5k invested a month I'm in the wrong business . Nice video
@rynewilliams Ай бұрын
Haha yea he’s doing great!
@Beursblik Ай бұрын
Though he has only 200k of capital, so he has had a great career move, or won the lottery
@pbrdoug4962 Ай бұрын
FYI biweekly also means every two weeks which gives you 26 paydays a year vs bimonthly 24 paydays. So twice a year, biweekly pay has two months which have three paydays. This means you can save more money during those two months. I enjoy your channel. Keep up the good work.
@rynewilliams Ай бұрын
Ahh good to know. I took biweekly as twice a week, but thanks for letting me know there’s another meaning to it
@JoeFromSomewhere2303 Ай бұрын
@rynewilliams English is really dumb sometimes. The fact that it can mean 1 every 2 month or 2x a month is absurd. Just like read is the past tense of read but you can't understand the pronunciation of either without context. And also we have the words reed and red which have entirely different meanings but have the same pronunciation as read and read.
@MikeVictory Ай бұрын
Just an FYI....the second portfolio says bi-weekly and is correct....bi-weekly means every two weeks or twice a week, but depends on how someone uses it to describe a time schedule
@rynewilliams Ай бұрын
Thank you for the heads up! I had never heard the phrase bi-weekly before so I didn't know what it meant
@DaRealVJ90 Ай бұрын
Absolutely correct. Myself and a lot of ppl is biweekly. Bi monthly is only twice a month. Biweekly is ever two week sometimes you get paid 3 times in a month
@aaronsarinana1654 Ай бұрын
These reviews help me a lot to understand the mechanics of creating a portfolio! Keep up with these reviews! I hope that someday I can have my portfolio ready for you to review it!
@rynewilliams Ай бұрын
Thank you my friend! I would love to review your portfolio at some point
@steveburger1497 Ай бұрын
Love these videos! Keep this series going, really enjoy learning other investors mindsets when it comes to their portfolios.
@rynewilliams Ай бұрын
Thanks Steve, I’m really glad to hear you enjoy these. I think I’ll make a video like this once a month for the time being
@rm3trades260 Ай бұрын
Was a fan of these review vids, thanks for bringing them back
@rynewilliams Ай бұрын
Thanks! I’m really glad to hear you enjoy these. I think I’ll do them once a month and see how it goes
@loakland2773 Ай бұрын
Great video Ryne. Thank you. Loved your assessment and review of each of the portfolios... This amateur agrees with your findings.... It's not good to look into the rear view mirror of life BUT boy, I sure wish I had this platform and quality people out there guiding us when I was a 18 year old.... I was investing but had to pour over books, value line at the library and Barrons - but not truly knowing what I was doing - but in the end - Brokerage's were not free trades - or odd lots not allowed.... Amazing how things have changed over the decades. This 67 year old has fared well so far.... Thanks again Ryne for all of your very thought provoking videos.... All the best to you and your wife. Be well....
@rynewilliams Ай бұрын
Absolutely Lance, investing has definitely come a long way. I still really like Valueline by the way 👏
@miguel54st84 Ай бұрын
Great video! Hope I'll be choose to be reviewed next video. Love the color pallete and style you use to edit your videos and overall visual identity of the channel! Congrats man!
@rynewilliams Ай бұрын
Thank you my friend!
@cris471 Ай бұрын
Jacob is starting early. No time wasted. Wish I had been that smart
@rynewilliams Ай бұрын
He's crushing it!
@CaptainProx Ай бұрын
Love these videos! As a brand new investor it really helps me understand how my progress and see how it compares to everyone else! Is there a specific schedule when these videos come out?
@rynewilliams Ай бұрын
Thank you my friend! I’m really happy to hear that. These videos are a lot of fun to make. This is only my second time making a video like this, and I don’t necessarily have a specific schedule, although I plan to do them once a month. They’ll probably come out around the same time every month…so sometime toward the late middle of the month
@NolanGouveia Ай бұрын
Great reviews my friend! Fun video
@rynewilliams Ай бұрын
Thanks dude, these ones are a ton of fun to put together!
@mattw785 Ай бұрын
Wow. Luis cranking up his investments!
@rynewilliams Ай бұрын
Yea he’s crushing it!
@user-iw1cq4ft9t Ай бұрын
Love these!!!
@rynewilliams Ай бұрын
Thank you! I’m so glad to hear that 👏
@rssharma9 Ай бұрын
Nice review, Ryne. I like your telling us that you don't like covered call etfs, esp NVDY.
@rynewilliams Ай бұрын
Thank you my friend!
@rupertwinchester8910 Ай бұрын
I hold NVDY and how I play it is to take the nice monthly dividends and reinvest the money somewhere else like DGRO or SCHD. I agree that reinvesting that money in NVDY would be a bad move.
@rynewilliams Ай бұрын
Thank you for sharing that!
@Yeyos-om9xb Ай бұрын
Hola amigo luis!!! Feliciades..thx for the video!!
@rynewilliams Ай бұрын
¡Gracias por ver!
@lascanio Ай бұрын
Thanks for the feedback brother! Yup actually I’ve been thinking a lot on cutting those 3 lower positions and reinvesting in others, the only one I’m having second thoughts is with FDX as I’m thinking on building it up further… not sure yet, also agree on NEP, but still thinking about the best strategy there as I like to keep my individual stocks into different industries and that is my only one on utilities. Really appreciate your input! Thanks!
@rynewilliams Ай бұрын
Makes sense man. Thanks for letting me review your portfolio!
@Bullish_BUZZ Ай бұрын
What’s up Ryne it’s Jakob thank you for reviewing my portfolio, believe it or not I’m up to 20k now I just garentee updated my bio. Up 16% YTD so I’m up 2500 and have put in 17k
@Bullish_BUZZ Ай бұрын
Also I do have a different outlook as of right now focused more on growth than set dividends right now just cuz my age. Thank you again!
@rynewilliams Ай бұрын
Wow great job hitting $20k - that’s awesome!
@Bullish_BUZZ Ай бұрын
@@rynewilliamslot of it is because of you
@thecammyd 25 күн бұрын
Question about your Portfolio #2 review. I am a new investor as well and recently just invested my $20K savings nest egg. I decided to invest in individual stocks in the S&P 500 such as SYY, ABBV, JNJ & MCD but want to get an ETF position started. Would it not be smart to start investing in VOO then? My only real reason for wanting to invest in VOO is to gain access to some of their top 10 holdings I don't feel the need to buy individually but then does it make sense to sell out of those other individual positions I have above? Would love some advice, thanks! Love the content
@kamilsipka1318 Ай бұрын
May i ask you what would you chose as europe alternative for schd im currently thinking between vhyd and fusd to have both on my portfolio
@rynewilliams Ай бұрын
This is a great question. I think both of those seem fine. Another alternative is VHYL
@kamilsipka1318 Ай бұрын
Thank you, amazing to see another video, keep it going! 😁
@Maxxx-ns3vf Ай бұрын
Check FUSD.
@Beursblik Ай бұрын
Love your google spreadsheet, if you would update it to international stocks, and currency conversion, it would be super great
@rynewilliams Ай бұрын
The international stocks is out of my control unfortunately. That’s all dependent on what Google and FinViz have data for. I’m really glad to hear you like the spreadsheet though!
@Beursblik Ай бұрын
What I have seen is that the dividend doesn't work. But for example KPN (Telecom Netherlands) if you insert AMS:KPN it works, price in euros. Going to program a currency converter, so you see total value in Dollars, and total value in Euros, cannot be that difficult :) Also dividend you can insert manually and it works fine
@ANTHONY1983-- Ай бұрын
Love the portfolio reviews.
@rynewilliams Ай бұрын
Thanks man! That makes me really happy to hear. I’ll probably do one of these videos every month
@ANTHONY1983-- Ай бұрын
@rynewilliams no worries bro. If only my brokerage could link up with get Quin I'd send in mine. Looking forward to more in future
@ANTHONY1983-- Ай бұрын
@@rynewilliams 👍
@JeromeMason-ib9ml Ай бұрын
How can we get these too you for possibly having review portfolio.?
@rynewilliams Ай бұрын
There’s a form linked in the description of the video! 👏
@TRM13X Ай бұрын
Do more of these. Waiting to hear what you say about my portfolio.
@rynewilliams Ай бұрын
Will do my friend! I think I'll make this a monthly series
@Chris96528 Ай бұрын
Should definitely do a monthly series it gives you a pretty good amount of content to go through.
@Chris96528 Ай бұрын
I’m sure sometimes it’s difficult to come up with content. I also wanted to start my own channel but I think there is also chances with just being partner with someone and edit for them so currently working on developing that skill I’m sure someone out there can use an editor
@Chris96528 Ай бұрын
@@rynewilliams keep it up!
@jeffaragon Ай бұрын
Holly shit 5k a month youll reach that goal quick lol. Im trying to make 100k in dividends annually at 5k amonth invested id be there in less the 5 years good job buddy keep it up
@rynewilliams Ай бұрын
Yea Luis is crushing it! I wish I could invest that much every month…maybe someday 🤞
@jeffaragon Ай бұрын
@@rynewilliams well get there brotha.
@rynewilliams Ай бұрын
Absolutely we will. Keep up the good work Jeff!
@suzukiman8964 Ай бұрын
I started with 1500 a month, but I started my portfolio with 25k, I don't remember if you menchend what he started the portfolio with,but vary impressive
@rynewilliams Ай бұрын
Nice man. He didn’t say what he started the portfolio with
@markrouch4159 Ай бұрын
The 114% payout ratio would that mean the company is going 14% beyond what they make In order to pay out a dividend to its share holders there for having a -14% POR
@rynewilliams Ай бұрын
That’s correct, but the payout ratio isn’t negative because they still are generating positive earnings. If the net income was negative, then they’d have a negative payout ratio
@xaxb4178 Ай бұрын
So all of those portfolios are in taxable accounts?
@rynewilliams Ай бұрын
I'm not sure
@hagank866 Ай бұрын
Love this so much, thanks for the feedback ;)
@rynewilliams Ай бұрын
Of course my friend!
@chicos2271 Ай бұрын
I like these types of videos Ryne. Love your content, keep it up. I've been watching you for about 6 to 8 months and thought I subscribed a long time ago Nope, I didn't. I did just now though 🎉
@rynewilliams Ай бұрын
Thank you so much! Also, thanks for the sub 👏😂
@pyramazekeyboardist Ай бұрын
Ryne I would be terrified to have you review my passive income portfolio 😅🤣😅🤣
@rynewilliams Ай бұрын
Haha man it wouldn't be that bad. I'd certainly give my honest opinion, but I would never be a jerk about it or anything. Plus, I think you use some of your dividends right now don't you? Or are you still reinvesting all of them?
@pyramazekeyboardist Ай бұрын
I’m still reinvesting everything. My plan is to get out of bartending and move into music full time in the next 1-4 years :-)
@jeffaragon Ай бұрын
Im curious to know how come everyone invest a specific dollar amount? I guess to each is own and nothing wrong with that. But maybe some food for thought for everyone maybe invest a % of your income. When i started i invested 15% of my income every check for the fact that not everyone hours are set in stone so checks fluctuate for some. That way if my check was shorter than expected the 15% invesent would stay the same eventhough the amount maybe different. That was my 1st year lol now i invest 60-70% of my income. Only now because i realize that 30% is more than enough to cover monthly expenses and family fun lol.
@striperkid Ай бұрын
Last year I invested around $80k in total (457b, Roth IRA, and a brokerage acct) I'm investing well over 15% of my salary but, when you're debt free, you can do that.
@jeffaragon Ай бұрын
@@striperkid 15% is when I first started like I said about 70% is what I do now. While taking care of 4 other people. But like I said hell yea brotha keep doing what your doing.
@jeffaragon Ай бұрын
@@striperkid 457b huh so you have a state or government job. Nice
@billcarruth8122 Ай бұрын
I'd take that whole $800 portfolio and put it into NVDA. He's already holding it, so take it from 0.00 shares up to about 5.7 shares at todays price.
@rynewilliams Ай бұрын
Interesting idea
@user-ki5cf2uf8h Ай бұрын
Why not keep arcc and buy 5000 worth and collect over $400 a yr in divis?,bdc's have treated me very well
@rynewilliams Ай бұрын
Keeping ARCC is certainly an option. It’s a solid BDC
@fatronjones Ай бұрын
Owning NVDY for a year so far is fine with me $$$
@rynewilliams Ай бұрын
I hope it continues for you!
@pauobunyon9791 Ай бұрын
5k a month ?? Dude is living in his responsible brothers shed 😂
@rynewilliams Ай бұрын
😂😂
@willowandluka5302 Ай бұрын
If you’re making 100k a year after taxes and your house and car are paid off, it’s doable. But I like your shed theory😂
@brianroose7734 Ай бұрын
Man you would cringe at my portfolios!
@rynewilliams Ай бұрын
Haha what makes you say that?
@MikeVictory Ай бұрын
$5k per month....he must be single, have high income, and live in a low cost area
@rynewilliams Ай бұрын
I'm not sure what his situation is!
@Vacationtime247 Ай бұрын
Enjoyed watching the review of peoples portfolios. Would call this more constructive criticism than brutal. You seem like a smart, but nice guy. Some reviews get vicious & ruthless with the roasts. VT247
@rynewilliams Ай бұрын
Thanks, and yea that's a somewhat fair assessment. I'm being completely honest with my opinions on these portfolios, and I'm not sugarcoating things, but I'm not going to go out of my way to be a jerk to the people who are willing to let me review their portfolios. It seems unnecessary to be vicious. I want to encourage people to continue on and keep taking steps in the right direction.
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