S3#46 Yacht insurance - Scams, Tricks and Cheats? Scary facts from Maritime Lawyer revealed!

Рет қаралды 17,864

Күн бұрын

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Join us as we share the scary facts about how insurance companies get out of paying for insurance claims in the maritime industry.
We interview Jess Webster, a Maritime Attorney who represents insured yachtsmen when the insurance companies don't pay out... We share how you need to protect yourself and avoid the tricks and scams that insurance companies use to avoid paying out money and we see atrocious cheats and awful behaviour that we all need to protect ourselves against...
This is critical information for anyone with a vessel and wants to ensure that in the event of an incident, will receive the proper payout. Watch right through to pick up all the points or you may suffer the fate of terrible real life examples we share here....
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Пікірлер: 137

@gbsailing9436 5 ай бұрын

Thank you John and Eli for covering this very important issue for the yachting fraternity. Thank you Jess for also providing this general advice and your time spent with the Barefoot Doctors to allow this video to be possible. Let's hope few people if any need to make claims in the future. Fair 💨's and Following 🌊's.

@barefootdoctorssailing8567 5 ай бұрын

As always, thanks Garth for your regular support and useful comments….

@RebootTheCatamaran 5 ай бұрын

I just tucked Jess’s information away for a rainy day. I will say that we had a catastrophic lightning strike in 2022 on Reboot, our catamaran. Geico was really fantastic to deal with every step of the way. It took about a year to get her completely restored, and in some areas better than new, but fighting with insurance was not part of it. For my part, I was super meticulous with keeping notes and spreadsheets on everything, including who I used to fix the boat, which made it easy for the insurance company (which they told me, as did the repair companies I worked with). I learned so much with this video and I’ll be sitting down with a big cup of strong coffee to go over the entire policy again now that I know what to look for 👌 and make sure I’ve done my part.

@barefootdoctorssailing8567 5 ай бұрын

Good to hear that you had a good insurance experience. Please could you fill in the insurance data form to give Geico the credit they deserve. It’s at www.barefootdoctorssailing.com.au/insurance-data-collection

@RebootTheCatamaran 5 ай бұрын

@@barefootdoctorssailing8567 done ✅

@barefootdoctorssailing8567 4 ай бұрын

Thanks guys for filling in the form and please get any other that have had claims to fill in the report as it will only be valid if we have enough input to make it reliable...

@jaz0165 5 ай бұрын

Very useful and interesting! Timely too, as my new boat is being delivered in few weeks and I am right in the middle of insurance quotes and selection. Thanks again for sharing your experiences. Cheers!

@barefootdoctorssailing8567 5 ай бұрын

Great to hear Jaz!!! You WILL READ the full contract now for sure!!!

@jakobtheinventor 5 ай бұрын

That was really helpful. Thanks!! I especially noticed the issue if intented use. It is just like a prenuptial agreement: describe your intent with the agreement specifically and in depth. If a lawyer or broker draws up a dokument on this basis, the intent will actually overrule the contract, if it obviously do not reflect the intended wishes. I learned that the hard way. For amateurs describing the intended use of a boat prior to an agreement is in many ways easier than understanding all aspects of an insurance contract.

@barefootdoctorssailing8567 5 ай бұрын

Good points, Jakob, thanks!

@MBRCAT 5 ай бұрын

From my experience the easiest way to sort good insurance vs bad is: if an insurer doesn’t ask many questions when u get insured they will ask lots when they need to pay out and most probably they will give u hard time to get paid On the other hand an insurer that will ask lots of questions and proofs of works/ maintenance or even ask certain works before insuring u From my experience those are the ones that will not give u any issue

@barefootdoctorssailing8567 5 ай бұрын

Good info "Dan"! It will be very interesting to see other folks experiences across the board with the responses to claims data questions...

@davedavids9619 4 ай бұрын

Thanks for this informatiion, I will go over our policy now with a comb to find out when they will and won't pay out. Thanks to you we already got rid of the aceton onboard, we also informed friends of the dangers so you are making a difference. 👍 We value your information to the utmost.

@barefootdoctorssailing8567 4 ай бұрын

Great that we have helped in some or many ways, Dave! We would like others to have a smoother ride and avoid the pitfalls we experienced!

@peteracke2209 5 ай бұрын

That's my catamaran in one of your pictures..smashed up after cyclone Debbie in Australia ( 4.32. With the blown out motel behind her).. she wasn't insured...crushed up on the harbour wall with a trawler that fell on her when the tide went out tearing one hull off

@barefootdoctorssailing8567 5 ай бұрын

OMG Peter!!! So sorry to hear that and I hope it did not bring back any bad memories for you. We had tied up our 42 foot cat in the mangroves at Seaforth so we were lucky, and the storm was not quite as severe down there. Complete loss of your boat without Insurance is as heartbreaking as the insurance companys not paying out. We hope you have bounced back and are still enjoying life and sailing the WhitSundays.

@peteracke2209 5 ай бұрын

@barefootdoctorssailing8567 it was bad enough to lose the boat and then people stealing parts of it...but at least I was spared burying an insurance asessor who decides they don't want to pay up...insurance companies are despicable....I now have a small boat that comes home on a trailer !!! I still love sailing, always will, but boat ownership in a cyclone belt not so much.

@barefootdoctorssailing8567 4 ай бұрын

Good luck with it and the trailer sailing reduces the stress enormously but you can still get out to the great places....

@dkarukas 5 ай бұрын

From what I've seen and read, your situation is a lot like those who have bought brand new RVs. Warranties are worthless and insurance companies refusing to pay.

@barefootdoctorssailing8567 5 ай бұрын

Hi DK, thanks for your comment. I am sure you are right - insurers in all fields will use similar tactics to avoid payouts and RVs will be similar to yachts. Warranties are the things the insured person is agreeing to comply with (where you sail/drive, maintenance, reporting etc) and failure in any one can void the insurance even if the event has nothing to do with the "casuality" or event.... Like the lightning strike not being paid cause the fire extinguishers were no serviced - no fire involved.

@svroundabout 5 ай бұрын

We lost our first boat in Hurricane Irma a week after taking ownership in the BVI (2017). Pegasus Group (underwritten by Lloyds of London) was great to work with and within 2 months, we had a check for the full coverage of the boat.

@barefootdoctorssailing8567 5 ай бұрын

Great info guys. Please can you fill in the insurance data form do Pegasus can get the credit? www.barefootdoctorssailing.com.au/insurance-data-collection

@svroundabout 3 ай бұрын

@@barefootdoctorssailing8567 Finally done. Took me a while to stumble across our records.

@davidshepherd1107 5 ай бұрын

What an excellent video.Thank you. I think like all insurance many of us are fearful of investigating insurance due to it being a whole different world. Where can you find a knowledgeable broker with a 24/7/365 service? Can you choose an underwriter that works with the perfect broker for speed of payout? Is there a maritime lawyer firm that knows the broker and underwriter so they are all speaking the same language. Am I dreaming?

@barefootdoctorssailing8567 5 ай бұрын

Hi David, I think you need to find a good broker first as they will get different companies to insure you depending on where you are going and potentially change insurers when you change oceans. The lawyer only get involved when you are being done over and at that point the broker just drops out the picture (it seems). As Jess said, ask around experienced sailors and yacht professionals in your area or region for a good broker first and see what their structure is for helping with claims. The other direction is to speak to the lawyers or even insurance adjusters as they have to deal directly with the insurance claims... Hope that helps. PS I do not believe there is any "ideal" broker with an insurance company attached - sorry!

@klaatu2 5 ай бұрын

John, you were not being harsh or strong, that lawyer really ticks me off. Of course the insurers are not our friends. Dealing with them likely has taken years off your life.

@barefootdoctorssailing8567 5 ай бұрын

Thanks for your support Klaat, it is a matter of opinion and we will continue to understand that they are not our friends, not on our side and will always not pay out if they can find a loophole, even if it is not actually legal cause they know most folk will give up…. We also used the box technique to protect ourselves and not let the aggravation in….

@pageadventures 5 ай бұрын

Interesting video. We’ve got a new 52’ cat in build and will need insurance. We’ve sailed a couple of laps of the globe in prior boats, but never made a claim. Those insurers aren’t interested in this boat as it’s full carbon fibre. Any tips on brokers or insurers would be super appreciated. Really appreciate you sharing your experience.

@barefootdoctorssailing8567 5 ай бұрын

hi Page and thanks for the question. We are not aware of who covers carbon boats as we have not had to do that so far... It might be useful to contact the builder to give you the names of other boat owners of the same brand to see how they got insurance or message those KZfaqrs with carbon boats - the Wynns, Happy Together, Vagabonde.....

@pageadventures 5 ай бұрын

@@barefootdoctorssailing8567 thanks for the reply. Your comments make sense. I’ll shop it around closer to the date. The value you offer vs. the other KZfaqrs mentioned is that you’ve made a real claim! I’ve had well over 10 years of boat insurance but never needed it…. Best wishes for the new boat. Maybe we’ll meet on the water. We’re also fellow Aussies.

@barefootdoctorssailing8567 5 ай бұрын

Hope it stays like that for you(being claim free). We had 35 years + of boating without claims until this Leopard 50 so we got a doozy!…

@juergenzenner4219 5 ай бұрын

Thanks, very informative and well presented.

@barefootdoctorssailing8567 5 ай бұрын

Glad you enjoyed it, Juergen! We want the videos to have value for the sailing community...

@johnrathbun2943 5 ай бұрын

High, how are you guys doing? I was very curious about how things turned out for you. I used to live in Fort Lauderdale. Now I'm in Eugene Oregon. I was there when your boat caught on fire. I remember it. So I was very curious upon your outcome. I'm glad things worked out for you two. And I want to tell you thank you for keeping us up and for this video about insurance. I found it very informative and scary!😢 But these are things that boat owners will have to know. So thank you very much for scaring the crap out of me. I hope you guys get back on the water again.

@barefootdoctorssailing8567 5 ай бұрын

Glad it was helpful, John and while I am sorry that it scared the hell out of you we would rather scare the hell out of you now and have you know the warranties so you policy pays out when you have a claim!!!

@LondonCarnaval 5 ай бұрын

Big thanks to you all; John 💓Elizabeth & Jess ❤ Awesome information and advice to know👌👍🙏💯🥰

@barefootdoctorssailing8567 5 ай бұрын

Glad you enjoyed it and thanks for the comment!

@marktaylor484 5 ай бұрын

Thoughtful and sobering.

@barefootdoctorssailing8567 5 ай бұрын

Thanks again Mark!

@erbrock1 5 ай бұрын

Excellent, excellent video! Thank you for putting it together. We've saved off Jess's contact information. I feel shedding the light on this topic is a real help to the boating community.

@barefootdoctorssailing8567 5 ай бұрын

Wonderful! Glad you found value and we hope you never have to contact Jess!

@giterdunpete 5 ай бұрын

Scary stuff....same with House and contents no doubt

@barefootdoctorssailing8567 5 ай бұрын

hi Giter, thanks for the comment. In most countries house insurance is regulated but they do also have escape clauses like storm versus flood - if water comes up you don;t get paid out but if it came in from above, you do get paid... Not nearly so uncertain though.

@davidnichols147 5 ай бұрын

Marvelous, thank you so much John and Eli. Superb!

@barefootdoctorssailing8567 5 ай бұрын

Our pleasure, David! Glad you're enjoying them!

@bill2292 5 ай бұрын

I'd like to suggest a follow on video on this topic! Much needed.

@barefootdoctorssailing8567 5 ай бұрын

Will do, Bill! There has been so much interest we are thinking about collecting data from yachties that have had claims and share this global data with everyone so we can all know how each insurance company operates, who is good , who is "not so good" and what each company uses to escape their insurance claims... Next episode.

@dgrant2467 5 ай бұрын

Good information! Thank you for sharing. All the best!

@barefootdoctorssailing8567 5 ай бұрын

Glad it was helpful,DJ!

@barefootdoctorssailing8567 5 ай бұрын

Thanks DG! We hoped it would be useful....

@patrickabas1112 5 ай бұрын

Regarding the Warranties! Would a full log (in paper and or digital) substantiated by sign-off (of a provider or bills) and photo evidence cover the owner's obligation to provide evidence for warranties? My main takeaway from your experience is that it PAYS to spend a couple of thousand on having a 3rd party marine lawyer go over your policies. Better 'waste' that money than losing out in dire times when you can't afford to.

@barefootdoctorssailing8567 5 ай бұрын

Hi Patrick, as long as you have logged the maintenance or actions in your ships log, that would be fine. Obviously for things like fire extinguisher maintenance that will be an invoice that proves it’s been done. The usual trouble is that folk don’t realise what things were needed when they adjusters ask the questions, so they willingly give the answers that void the insurance payout.

@patrickabas1112 5 ай бұрын

the info you guys provided is essential. I would even log the date time and weight of the extinguishers (just to use an example) and take a photo of it for the digital log.@@barefootdoctorssailing8567

@klaatu2 5 ай бұрын

@@barefootdoctorssailing8567 The log would in most cases be lost with the boat. Keep an electronic copy off the boat

@barefootdoctorssailing8567 5 ай бұрын

good point

@deanbone6790 5 ай бұрын

Did your insurance company subrogate against the repair company Just Catamarans since they were at fault for starting the fire?

@barefootdoctorssailing8567 5 ай бұрын

I don't really know how that went but if they had paid us out properly they could have surrogated all the costs to JC. I think that because they did don't comply with US insurance requirements, that may prevent them from surrogating their claim....

@claudiof.barbano5530 5 ай бұрын

In Italy you get payed by insurance companies only by a court order 😂

@barefootdoctorssailing8567 5 ай бұрын

Wow!!! Terrible!

@MK-gr9qz 5 ай бұрын

Wow, this is some good stuff, thank you❤

@barefootdoctorssailing8567 5 ай бұрын

You're so welcome, MK!

@KirkThomson 5 ай бұрын

Wow, I really need to read my policies. I think Jess will be very busy after this episode. Is it reasonable to ask him for recommendations of good underwriters? I definitely will have him review any marine policy before signing.

@barefootdoctorssailing8567 5 ай бұрын

Thanks again for your support Kirk! He is not wanting to name any specific companies because you can see that when I asked him directly he diplomatically avoided being drawn in. However ask your broker and big name insurers will be safer than XXXX Caribbean Company with no regulation and no guarantee to not go broke....

@lincolnlincoln27 5 ай бұрын

hi kids!: good information THX!

@barefootdoctorssailing8567 5 ай бұрын

Our pleasure, Dad! Nice that you think of us as "kids" at the age of over 60!

@lionelfournier 5 ай бұрын

Thanks for the goldmine of information !

@barefootdoctorssailing8567 5 ай бұрын

Our pleasure, Lionel! We have learnt a lot through the experience and really want to share to help others... We were lucky that Just Cats was there to pick up the insurance shortfall or we would have been in huge strife....

@johnphillips8088 5 ай бұрын

Great information 👍🏼

@barefootdoctorssailing8567 4 ай бұрын

Yes, we do think that this is REALLY important stuff!

@alanparlane8493 5 ай бұрын

Very informative thank you !

@barefootdoctorssailing8567 5 ай бұрын

Glad you enjoyed it, Alan!

@jehdwebster9152 5 ай бұрын

Good subject well explored, sute liked Jess Webster. Just so you know KZfaq has unsubscribed me to many of the channels I watch including yours. God bless you both ❤

@barefootdoctorssailing8567 5 ай бұрын

HI Jeh, thanks for the comment and please just click the subscribe again. I suspect that YT must have glitches in their system.... Thanks for the support and blessings - all gratefully received!

@trentspencer7991 5 ай бұрын

I have to say re the boat unattended on a mooring. Where do you draw the line on mooring related claims. If I were an insurance company just from what I've seen, I wouldn't even cover open water moorings. How old was the mooring? Is it serviced? Did he dive on it? Every sunken boat I think I've ever seen personally was a mooring that snapped or the boat was left unattended and it sank or someone hit it and it sank. One rule we had from day one was we all vote to take a mooring, either someone dives on it or someone stays on board awake. So many boats get damaged on mooring.

@barefootdoctorssailing8567 5 ай бұрын

Yes I agree about always diving on a mooring, but if you’re cruising as a couple, it is completely impractical to never leave your boat, unattended at anchor or on Moorings at some stage in a world cruise. The key here is to tell your insurance company in advance that that is how you sailing so that they know. Clearly he didn’t read his policy and presumably did not inform the insurance company that sometimes the boat would be unattended. Everyone just needs to know these intricacies so they don’t lose their insurance claim.

@trentspencer7991 5 ай бұрын

@@barefootdoctorssailing8567 Absolutely it is a pain for a couple but insurance is risk vs profit calculation for a company. What is easier or practical for you likely doesn't matter to them. We found it very easy to get reasonably priced insurance from a large mainstream insurer, which we found odd at the time considering our young ages. Your video has given me more food for thought regarding how we answered questions and how that lead to multiple insurance offers. I suspect the third crew member and our propensity to spend most time at anchor played into the success as these are all questions you answer. I think it is a very interesting game that is played applying for live aboard insurance. I hear of some couples having a lot of problems getting it on newer large cats. Imagine from the insurers perspective you say that you will moor your boat and leave it to explore all day in a high risk environment like the Caribbean. Interesting topic

@clivestainlesssteelwomble7665 5 ай бұрын

Hi Docs... for anyone dealing with UK insurance problems there is also an insurance Ombudsman service ... they have powers to investigate, arbitrate and direct settlements and fine offenders if required. Though im going to suggest that because your claim was international they might have been less than idealy helpfull .. 🤔?

@barefootdoctorssailing8567 5 ай бұрын

Good point Clive about the Ombudsman. I think if we had to sue in the UK, it may have been helpful but our insurance was just not budging from their position and not giving us any reason and forcing us to go to court. This is a common route as they know many / most individuals do not want the high costs which are often more than the insurance payout is worth. In our case it would have been worth it as we were insured for $1.2M.... So we were in it all the way!

@jeffsallus8406 5 ай бұрын

Thank you for this information I’m looking at purchasing a Lagoon 62 in the future and this was very helpful

@barefootdoctorssailing8567 5 ай бұрын

Our pleasure, Jeff! Have fun with your 62!!!

@Catamarans 5 ай бұрын

VERY WELL-DONE!

@barefootdoctorssailing8567 5 ай бұрын

Thanks very much!!!

@seatravel8536 5 ай бұрын

Thank you very informative

@barefootdoctorssailing8567 5 ай бұрын

Very welcome, we hope our experience can help others!

@MrJerobona 5 ай бұрын

Great tutorial!

@barefootdoctorssailing8567 5 ай бұрын

Thanks, Jero!

@DaveHines1 5 ай бұрын

This reminds me of horror movies 😳glad you’re sorted now 😃🍻🥂

@barefootdoctorssailing8567 5 ай бұрын

hi Dave, thanks for the support and it was a bit on the unbelievable level at several points of the journey.....

@DaveHines1 5 ай бұрын

@@barefootdoctorssailing8567 sounds like a case of “What doesn’t kill you, makes you stronger “ 😃

@barefootdoctorssailing8567 5 ай бұрын

@greatnorthern3481 5 ай бұрын

Thank you thank you thank you this is one of the your best and one of the most useful videos I have ever seen.this just might be the difference between getting paid out after an accident or not ! We will read the fine print over and over on our next boat I think we were lucky not to have a major claim.we had enough trouble with a $2000 claim !would you mind telling us how much your legal fees were?

@barefootdoctorssailing8567 4 ай бұрын

Glad you liked the video and found it helpful! yes, this info is SO IMPORTANT for everyone to know about... Legals costs over the two years was around $150K.

@greatnorthern3481 19 күн бұрын

Wow that’s crazy but at least you finally got paid out so money well spent

@crowdfundcrew 5 ай бұрын

great information - seems to always ask "what is required to maintain this insurance?". Insurance in general is always a questionable thing that you hope to never use. Donate for a Dream

@barefootdoctorssailing8567 5 ай бұрын

Hi Guys - yes you have to read through the policy to find the answer to that and no-one will openly tell you, esp not the insurers or brokers it seems - very unfortunate!

5 ай бұрын

Thank you for this video. Unfortunately, it appears that we have the same insurance policy from LMS and spectra. We do have different brokers though. We just renewed as well. What would you advise someone like myself who has the same policy? I will be going back and asking my broker about warranties and exclusions.

@barefootdoctorssailing8567 5 ай бұрын

Yes, you have our sympathy! I will never use them again as they did not do the right thing at any point and what we made public was a very mild version of the terrible way they behaved. I would strongly suggest that you read your policy (do you have to weigh your fire extinguishers in Clause 11) and ask the broker if they are allowed to aggregate claims and offset H+M line with salvage costs and not pay us for our personal, dinghy and engine at all.... Given that you have already paid for the year, you in all likelihood would not get a refund but certainly for the next year, try and find another insurer.

@sheerluckholmes5468 5 ай бұрын

Imagine if some these "conditions" were placed on car drivers, the world would become 'Litigation Central'

@barefootdoctorssailing8567 5 ай бұрын

Very much so! Thanks for your comment and support!

@bill2292 5 ай бұрын

Great video John, quite illuminating. Three items: I wonder how we can determine if our broker is going to be there if things go bad? Sure, everyone on FB will tell you "This guy is great" but how many claims do they actually assist with? Second, I often hear that this or that underwriter is a scam and will never pay out, how can we find the answer to this? Third, was your insurance on Ultradash placed in USA or UK or Australia?

@barefootdoctorssailing8567 5 ай бұрын

HI again Bill! See my answer to your comment above for the first 2 parts (we will collect and share data of everyone's claims) and our insurance was done through London because USA insurers would not cover Non-USA residents and the underwriter, Selecta is based in the Caribbean which is unregulated completely...

@peterandersen8684 5 ай бұрын

Seems like you had a very bad broker hook you up with a very bad insurance company. Also, I dont understand why Just Catamarans wasnt found completely negligent and liable. It was their workers, or workers under their authority, who blew up your catamaran with bad practices. You should not have been out of pocket at all.

@barefootdoctorssailing8567 5 ай бұрын

Thanks Peter. Yes JC were liable and they never disputed that. However as we had to get a payout from our insurance first and then get the gap from JC, because our insurance were only wanting to pay our 1/3 of the $1.2M, we had to take them to court first and we were at that point and JC stepped in to pay in the gap.

@jlb9074 5 ай бұрын

Would you be willing to privately share which insurer and broker you used? I would like to know if I made a bad decision before it’s too late. This is great and timely info as we just went through the process of insuring a boat as its coming out of the factory. Understand if you’re not comfortable however.

@barefootdoctorssailing8567 5 ай бұрын

Yes, it is already public knowledge because on the video I said my insurance policy from selecta, broker in US was Bluewater Insurance in Florida, and it went through London Marine who produced the Insurance document. Although those details are on this video and video 44 about the fire. If you go back to the video, I also showed the page of Insurance that has got the London Marine logo at the top and the selecta name in the underwriter section. So no secrets.

@jlb9074 5 ай бұрын

Thank you. I’ll go back and look closer. I have three different insurers at different levels, and none of them are what you used. Whew. And my broker is different too - I’ve been comfortable with my broker and have used them for years. This is just the first time I had to go offshore because the boat will be in Europe for a while.

@barefootdoctorssailing8567 5 ай бұрын

That's great JLB! Insurance in the Med is easy and relatively cheap with plenty of options. It is the Caribbean and Pacific / Indian Oceans where it gets much more difficult.

@andrewschliewe6392 5 ай бұрын

Does the Marine Broker work for the insured or the underwriters? What are their motivation?

@peterandersen8684 5 ай бұрын

They get paid a commission from the insurance company ( underwriters)

@barefootdoctorssailing8567 5 ай бұрын

Hi Andrew, the broker is MEANT to work for you (but gets a cut from the insurance sold) and the insurance agent works for the insurance company. Some are good and some are "less" good!

@FREEDOM195844 5 ай бұрын

How much does the lawyer cost or does he take a percentage of the proceeds?

@barefootdoctorssailing8567 5 ай бұрын

The lawyers charge an hourly rate for this find of service. I think it is the lawyers that sue for damages that get a percentage. Here we were just trying to get what we were owed!

@calvingarrett3245 5 ай бұрын

That's why I don't like doing sure nothing because they're only scammers all of those insurance company should be sued off their ass and put them out of business it's only about money especially through DMV dot whatever you want to call it it's all about money which is bullshit money you can save for other things in life why ensure anything I damn sure don't

@barefootdoctorssailing8567 5 ай бұрын

Thanks for the comment Clavin and yes, many folk take the route of no insurance - see comment from the chap who catamaran was the one in the Cyclone Debbie picture in this episode - he had a total loss and no insurance. That's really tough too!

@firstlast1047 5 ай бұрын

This comment/inquiry is not marine insurance related. You're in the midst of a new build of a catamaran. I have never discerned the installation of a screen door between the salon and the cockpit of any catamaran. The advantages I need not catalog. Have you or other catamaran owners ever considered the possibility of installing a screen door?

@clivestainlesssteelwomble7665 5 ай бұрын

They are both by manufacturers and owners who have. Windelo based in the S. France fits them as standard ..the region is known for its biting Marshland Mosquitos and more recently like many regions the spread of mosquito born diseases N and S of the tropics so Zika in Brasil and Dengi and West nile fever have been recorded as far as Paris in summer 😬 You also need them fitted to hatched opening ports and any air vents drawing air in. Scottish midges and No seeums in the Caribbean and central America and mexico can make anchoring close to shore a night mare and exploring River inlets and mangrove channels torture . So its a good idea to have full rear weather and net enclosures. Even on the IWS and great lakes you can get insect hatches that can coat a boat with insects once the lights go on .. but most of those dont bite. In the US if you look at the CDC sites they will show the areas where disease carriers have spread to. Mind you i was quite surprised to find Leprosy was endemic to Florida .... Trump might want to get his Doctors to look at those fingers.😂 🧙‍♂️😉😊 Dont get playing with Armadillo's either.

@barefootdoctorssailing8567 5 ай бұрын

Hi, thanks for your comment and yes (of course) there is a saloon door in the Portofino 52! When sailing the Atlantic we had vertical driving rain from the stern making the saloon completely wet if those doors were not closed. Also essential for security form theft... Ours operates as a sliding door on the right side and window that opens to the ceiling behind the aft cockpit seats so the whole area opens up fully if we want. And yes ALL cursing cats have closable and lockable doors here but all photos are of the doors open as it make it look like more space....

@firstlast1047 5 ай бұрын

@barefootdoctorssailing8567 I'm talking about a screen door in addition to the solid door with windows. I am well aware of the need for the solid door. I would assume, particularly at dock or anchor, insects can enter if the door is left open. A screen door would prevent insect ingress. If the ports have screens and a screen door were present, this would facilitate the flow of air.

@barefootdoctorssailing8567 5 ай бұрын

Sorry I misunderstood the point. Screens on the saloon door are not standard but can be added as an aftermarket. Most useful if you are in areas of high insect populations...

@clivestainlesssteelwomble7665 5 ай бұрын

@@firstlast1047 If you do fit mesh ...and its highly recommended... You want a particularly fine mesh as No see ums..as they are called in the Caribbean and biting Midges like in Scotland are a lot smaller than most 🦟 Mosquitoes but equally irritating. So not all meshes are equal ... Im not sure if Noseeum Mesh is an actual trade name or just a finer mesh category but ive seen it used in relation to inner tents vent panels .

@billydaniel900 5 ай бұрын

👍

@barefootdoctorssailing8567 5 ай бұрын

:))

@markwilson8632 5 ай бұрын

Hey John and Eli, I contacted you guys when my yatch broke the anchor chain and beached, that was on 1 November 2021. I have been fighting the insurance company ever since. They keep changing the reason why they don’t want to pay out, it’s ridiculous. They also had a bitch that one of the videos was poor quality. How does that make any difference? What other product do you buy that tries to stop you using it. Like saying, here’s your brand-new car, but you can’t drive.

@barefootdoctorssailing8567 5 ай бұрын

Thanks Mark, have you seen if your broker can help and if not, do you have a Lawyer to fight the case? We are also thinking about gathering up as many insurance claim experiences and collating them for everyone to share the good, the bad and the ugly. Please us details of the story to our email incl name of insurance company to our email of drjohnmcintosh@tpg.com.au to start that data bank please. More details of that in the next episode too…

@peterandersen8684 5 ай бұрын

Speaking of insurance, I hope the plastic surgeon who did that extensive work on your wife's face has malpractice insurance!

@barefootdoctorssailing8567 5 ай бұрын

Not sure what experience you have had to make such a comment or exactly what you are referring to, but Eli had an accident and required surgery to repair her face and eye. No malpractice required thanks... Perhaps it would be best to keep focussed on the content of our videos and avoid making personal dispersions.

@_.JP._ 5 ай бұрын

Peter, I’m watching all of the sad derision & divisiveness in our country and thought I’ve witnessed the low of the lows on how people have lost all civility with one another … I read your comment and I have to say, based on a New Low, I’m sorry for whatever caused you to make such a comment and I truly hope that life could get better for you! My better half always tells me when I get cut off on the road to not take it personal , says “You never know what they’re going through” I sincerely hope your life changes for the better this year! John & Eli, we’ve watched your content for a while and greatly appreciate you two for Who you are, Beautiful Inside and Out!, and the helpfulness of your content! We wish you all the best this year and look forward to watching that Beautiful New boat and are very happy for you! ❤ to you guys and hope to cross paths on the water in the future. We always receive back way more than we give, so we look forward to watching all that Fruit that WILL come your way, get the Big Baskets out! Happy New Year!

@barefootdoctorssailing8567 5 ай бұрын

Thanks very much JP for your kind words. Yes it is very sad for anyone who has to view the world in such a way as any comment always reflects where they are at and not where we are at. So we just have sympathy for anyone in that situation... It is also very sad that more and more folk around the world are living in a nightmare esp if it is only inside their own minds! That is what our TUFMINDS program shows people - to get rid of their negative internal thoughts and it works really well - and it's free!

@guenthermichaels5303 5 ай бұрын

For your info, Cruising World article. Lagoon Unveils Furling Boom System The project started 12 years ago, says Bruno Belmont, Lagoon’s multihull expert. By Cruising World Staff January 23, 2024

@barefootdoctorssailing8567 5 ай бұрын

Thanks Guenther, yes I saw that video (recommended by another subscriber) and the Lagoons do it slightly differently with no canoe under the boom and a really large roller and they use the winch power to raise and lower instead of the in boom electric winch that costs about $10,000 alone! Very interesting!!!