Hello. Saira. W old. You. Please. Metion. Where. The. City. Or. Country. Side. The. Property. Near. George. Town. Penang. Or. Out side. Penang. You. Never. Mentioned. Once. Where. In. Malysia. Whe. Are. Interested. How ever. We. Need. The. Facts. Please Saira. Respond. In. Your. Own time. Inshallah

Salaams sister I have messaged a few times but not had any responses as yet.

Salam aleijkum is home loan halal without riba?

Where does the 900k balance comes from?

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Yes your experiences, knowledges and articulations really calming those who are curious about moving here.

Yes!!!!

Same stuff was happening in Turkey too in last few years. There was few KZfaqrs which was making same kind of promises/ possibilities/dreams etc but please investigate and see what happened there. So many people lost their all the money and went back to Pakistan. I m not saying we shouldn’t move to Malaysia but we should get together and work together and done full homework before start run like crazy people. Thanks.

Great info. May Allah reward you for this.

As long as everyone enters Malaysia legally and make sure not getting into any sort of scam , you r all very much welcomed❤

Dont worry, although malaysia is a muslim country by constitution, we never forced anybody to wear hijab (unless in a mosque), and if u’re non muslim, of course it will not be a problem at all to not wear hijab. But to wear modestly (no matter u’re muslim or non-muslim) is kinda an unspoken rule, everybody just naturally understands this. And also if u’re in a government building, they are a rule on how to dress (basically just modest and formal)

There are many non muslim Americans living long term in Malaysia. Do Search Andrew Taylor vlog on his venture in Malaysia

U re very safe in any country rule by muslim……in muslim country u free to practice any religion as long as u not busybody or touch about islam sensitive things……u can live harmony in brunei, indonesia, malaysia, kuwait, egypt

Its seems like people start abandon west and move other place...

Welcome kind people, Malaysia will always be fine and bless, InsyaAllah

Thanks for the advice. Could you recommend a reputed solicitor who helps with MM2H program?

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Slm. Eid Mubarak. South African Muslim here as well considering relocating. How long have you been there for so far? What would you rate Malaysia compared to South Africa?

Congratulations brother. May I know if you came through MM2H program? Could you recommend a reputed solicitor who helped you with your move?

kzfaq.info/get/bejne/ia5zg9uQnpuUo6M.htmlsi=LFcf40IG5JxJ9jJf

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

I was shocked when I heard grandchildren. Mashallah, you look very good.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

huh are u sure? or she's hypothetically speaking

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Encouraging people to engage in riba and you’re proud of her? Yikes

​@@The_Bearded_King riba? Sir, please point out? May be i missed. 😁

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

What is ad valorem

@@Cmi1267 Latin phrase for "according to value". For stamp duty it means the amount payable is a percentage of the property value - according to a schedule set by Inland Revenue.

​@@muhd7144 She paid RM 80,000 for finding a property and for the paperwork. That sounds like a rip off. Is this normal or she got scammed?

​​@@TravAlligator If you watch and listen to the video (8:58 onward) carefully that RM 80k comprise stamp duty and legal fees plus other costs and disbursements. Stamp duty : Per government Budget 2024, effective 1st January 2024, foreigners have to pay flat 4% stamp duty on property purchase - hence RM40k on RM1m property purchase. Legal fees plus other costs and disbursements : Legal fees alone on RM1m property purchase amount to RM 11k - not including other costs and disbursements which for local purchasers RM 10k to 15k, but RM20k to RM30k for foreign purchasers. Conclusion : Overall that RM80k charge is fair and reasonable.

@@muhd7144 Thanks for giving the breakup of the amount. You have mentioned 4% stamp duty, legal fees, and other costs. What about agent commission? Is that additional? And what does "other cost and disbursement" mean what service is the buyer getting for this amount?

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Unless you are sure you can and will stay long term( like married to a Malaysian) its safer to rent

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Working in a bank is haram 100 percent. The earning is unlawful and cursed. May Allah forgive her and all of us. UK banks

People these days do not care about halal or haram anymore.😢

@@Shab787 No it is not. There are Shariah complient banks here in the UK. They will provide you with a mortgage, which is Shariah compliant also

kzfaq.info/get/bejne/ia5zg9uQnpuUo6M.htmlsi=LFcf40IG5JxJ9jJf

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Which areas in KL are prone to floods and should be avoided?

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Foreigner can purchase a house with minimum value at 1 million. How many Malaysian can buy house with that price? So let it be sold to foreigners instead.

Salam: Giving evil eye in islam means someone felt envy and jealousy. These are Haram or forbidden thoughts to muslims unless it happens by accident because they forgot to say MASHALLAH and ALLAHUMMA BARIK FIK. So guys, if you ever feel envy or jealousy please please remember what beautiful things our prophet Muhammad peace be upon him taught us. He told us: do not harm your brothers/sisters with your evil eye and say MASHALLAH if you like something about them. The prophet peace be upon him also told us that a true Muslim is the one who loves for his brother what he loves for himself. So if you cant afford to buy a house be grateful to Allah that this sister (your sister in Islam, if you are Muslim) can afford it. Her happiness and success should be your/our success. I am happy she can have what i cant have because Allah subhanahu wa ta'la gave her that permission. There is a reason why i can't buy it because that is not meant for me and as a Muslim i accept what Allah gives me in this world. We should always say ALHAMDULILLAH! Allah gives everyone different blessings and also different tests in life. So when i read your comment i realised how you are also blessed by Allah because you were lucky to be born and live in a muslim country ( if you are muslim). Unlike sister Saira you dont have to travel for an hour or two to find a good halal restaurant in UK. You also live in a beautiful peaceful (no war) country with a great weather that you can manage in your every day life (compared snowy cold canada or Siberia). You are also blessed to have all your family/relatives or most of them near you. Sadly for this sister she came to Malaysia to protect her two youngest children, a 15 and 8 years old son and daughter from homosexuality as now in UK they are teaching children at school that they can change sex if they want to. This sister came to Malaysia to protect her daughter's innocence from school teachings as this is law in UK. But also to give them a different perspective about islam because many children lose their Islamic religion when they finish secondary or college. So this lady she had to leave behind her job, her older married children, her beloved grandchildren and her best friends to come to live in a foreign country in Asia, and start from zero at maybe 47/50 years old instead of enjoying in UK all her hard work of 30 years. Also if you feel sad and jealous of other people's success or what they have the prophet s.a.w told us that we should never look at those who have more than us but instead look at the ones who have less than us. You should then realise that someone else might wish to have what you have. ...imagine instead of saying to you MashAllah/Allahumma barik fik they envy you and give you the evil eye? Will you like that? Please Read Surah Arrahman. In that surah Allah asks us human beings 'which of our favours do ye deny?' Read the translation into your language if you dont speak arabic. I would like everyone who reads this message to understand why in Islam the prophet S.A.W told us to read our daily adhkar. Morning and evening, so that people's evil eye doesn't affect us. The evil eye of the envious and jealous ones will not harm you if you read them in the morning after fajar and after the time of sunset at maghrib time. Read every morning into the palm of your hands as if your making a supplication one surah iqlas, 1 surah falaq and 1 surah Nas then blow that air light spit into your habds and wipe that into your body startting from the back of your head to the front and then we h back of your body wherever your hands/arms can reach. Reapet this 2 more times in total is 3 times. Do this 3 times every morning after you wake up at fajar or after fajar, and in the evening after sunset at maghrib time and when going to sleep. Search videos teaching about morning adhkar and evening adhkar and you will find many in youtube. Then after those 3 surahs read ayatul kursi and read all the other adhkars from the sunnah the morning and evenings are the same but some change by saying morning and others mention the evening. You can read the extra adhkar by walking or doing your usual chores. The evil eye is real and the prophet S.A.W told us that if anything could have changed our destiny the closest thing that could have done so is the evil eye. Nothing could ever change what Allah has decreed for us but the prophet S.A.W was emphasising how dangerous the evil eye of the envious and the jealous are to us. There is the story of 1 sahabi becoming epileptic and almost died because another sahabi commented to him how his skin was beautiful. So evil eye happens also when we are not jealous or envious. Extreme admiration can cause evil eye if we dont say MASHALLAH/ ALLAHUMMA BARIK. This is the hadith of prophet Muhammad S.A.W. So protect yourselves from it. We are told that we can also give evil eye out of admiration and not only through envy or jealousy. So if you like your hair or you look yourself into the mirror and you see something beautiful about yourself say MASHALLAH to yourself because you could harm yourself with your OWN evil eye and do so to your own loved ones like your own children, husband etc) and harm them with the evil eye. So When you like something about your children say MashAllah and teach them to read their adhkar from a very young age to protect themselves from evil eye. When you meet a friend with beautiful clothes and you really like what she is wearing and you keep admiring it dont forget to say MashAllah/Allahumma barik i like your dress/shoes etc.. So protect yourselves and please stop posting the pictures of your beautiful children into social media and into your WhatsApp as people could envy you for having a lovely family as so many others dont dont have a family or children. If this has been helpful please let me know.if you are not sure what i said i can simplify it for you guys and reccomended boos about how to protect yourselves with adhkar. Please note you can tey to protect yourself but Allah decrees for you to be inflicted with evil eye it can still happen so just put your trust in Allah and pray for good in this world and for the akhirah.

Malaysian B40 can buy a house under the government scheme for as low as 40k ringgit. Which is equal to around 8k pounds 🤯

@@shukriramlee betul, ada skim perumahan utk b40, namun, hakikat PPR dan stigma masyarakat miskin mempunyai environment buruk utk besarkan anak2, mudah pengaruh rakan sebaya bukan2. penagih, penganggur, penjenayah, pencuri dan rakyat semua berbumbungkan atap yang sama, belum termasuk kemudahan yg tidak ada maintainance, ibu mengandung terpaksa naik berbelas tingkat bila lif berbulan, kadang bertahun rosak. ini semua hakikat. Walhal kerajaan menggalakkan warga asing datang dan membeli perumahan elite, yg keluasan tanah shaja lebih dari mewah.... Semua ini boleh mendatangkan kemarahan buat warga miskin yang benar2 mahukan hidup selesa (bukan senang, hanya cukup dipanggil selesa dan selamat), tanpa perlu risaukan environment anak2 membesar. sedangkan kerajaan boleh buat kawasan perumahan elit ini kepada perumahan yg lebih terancang untuk populasi b40. populasi per kawasan yang lebih teratur dan tidak overcrowded-kan satu kawasan sampai beribu orang setiap flat. sekadar perkongsian bagi yg tidak pernah tahu apa hakikat duduk di flat mcm mana.

I hope anyone feeling like you realized she's been working hard, in a T20 job, ever since she was 14. It's not like she used to be a bibik that anyone gets to dismiss her success as only due to currency conversion. Seen so many comments like that that I can't help but to reiterate this. If you worked like she did even in ringgit, you'll also be getting same result. Please do away with your evil eyes.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Assalamualaikum brother. Nice to read your insight. May I know from which country you are and when did you get married? Just curious how come you have not got Malaysian citizenship yet?

In response to a few queries from one of the viewers on my original comments on Sister Saira's videos, please note that for any expatriate holding any type of Malaysian Long-Term visit visas (which are renewable and with "multiple- entry" provisions), it is NOT essential to take up Malaysian citizenship to continue to live in Malaysia. However, my understanding is that someone may get it after 10-15 years or so, initially probably going through the stage of "permanent residency" visa status. It really depends on the personal situation of the expatriate involved, such as, family situation, own profession (for living) and WHICH COUNTRY (i.e., NATIONALITY) HE OR SHE IS FROM , whether to seek Malaysian citizenship eventually down the track. It is to be remembered, however, that Malaysia does NOT allow "dual citizenships" for its own citizens and non-citizens (seeking Malaysian citizenship). As such, the "original" citizenships of the "non-citizens" have to be given up to qualify for Malaysian citizenship (along with many other requirements), if someone is interested towards the path of the "new citizenship". Once again, as stated in my earlier comments, I believe Malaysia is probably the best country in the world (especially for Muslims) to live in at younger and middle ages or after retirement , as personal situation may dictate over time as in my case. I hope this clarifies some of the questions raised.

kzfaq.info/get/bejne/ia5zg9uQnpuUo6M.htmlsi=LFcf40IG5JxJ9jJf

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

I was shocked hearing she paid RM 80,000 for finding a property and for the paperwork. Did she get scammed?

I think the right question is how to reduce tax, not avoid tax. Property directly related to tax because its will through valuation and stamping. Generally no way avoiding tax😂😂

I agree..

kzfaq.info/get/bejne/ia5zg9uQnpuUo6M.htmlsi=LFcf40IG5JxJ9jJf

As native Muslim/ praticing Islam, it is sad to read from another Muslim on how to avoid paying tax. For us as Malaysian trying hard to practicing Mazhab Syafie even on Eid Zakat Fitr in money/ ringgit instead Imam Syafie allow on rice as medium of payment. Somehow some Malaysian tend to do twice the eid zakat fitr in our staying state and also in birth state because we knew by heart that this lands & waters (Malaysia 1957 or 1963) is passed down by our parents in jihadist blood & tears. Those foreingner/ expats either Muslim or Not please atleast do contribute wisely even ringgit value makes your own money seems more valueable. This secular Malaysia still a home or safe place for Muslim & intended for or have rights to be taken care as wakaf/ Islam land as fardhu kifayah or obligatory fardhu. Please migrate with the sense of practicing Muslim even all business applied hidden riba as currency value. Afwan.

@@ij465 I live in Germany, and I do my best to pay zkat. Anyone moving from Europe to anywhere in the world understands why I wrote that 😂. Your comment shows your care and respect and why Malaysia is a great country.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Good luck, watching her videos any local will spot several errors. If you want a consultant I suggest you look for a Malaysian.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Oh hang on, these figures are buying with cash right? Can you give info on mortgages and how they work interest free?

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

I’d love a stately home in rural Scotland 🏴󠁧󠁢󠁳󠁣󠁴󠁿 or a castle!!😅😅

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Wrong. Foreigners only can buy RM 1million above. More foreigners buying property in Malaysia then more money coming in to Malaysia.

Sebap tu la kerajaan buat rumah mampu milik buat rakyat,, tapi rakyat nak kawasan rumah mampu milik tu di kawasan yg mewah itu je cerita dia kan 😅... kenapa tak berfikir secara ke depan 😊 bukan ke harga rumah terlah di tetap kan dari sebelum kawasan itu di bangun kan 😅 macam mana mereka warga asing pulak yg kau orang salah kan 😅 maaf kalu ada yg salah 🙏

@aydasid.. there are still many chances for us. Would it be the same if our own chinese people replace them. Then you blame our chinese too. Even though i agree with you but the bankers are more powerfull then us as lokals. Did you know that our banks loan from world federal reserve more then 2trillonRM. This is why. To make land and houses as their income out of lokals. Hahaha. i think you dont believe that.

ok je foreigner beli properties 1 million ringgit..tapi kerajaan kena buat rumah rakyat mcm singapore buat HDB tapi jangan buat daif sangat mcm ppr kesian golongan menengah..yg b40 better sewa la..sbb beli lagi mahal dr sewa nowadays..takkan hidup nak bayar hutang je.

But will also boost the economy & wages

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

If primary school and secondary is enough u go sekolah kebangsaan / sekolah menengah kebangsaan provide by goverment…. Take spm and go to any public university u want…about medical enough u go goverment klinik or hospital

School pre primary secondary uni health medical are superb, no worry

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Ya betul. Namun cuba kita biarkan shj. Dan lpas tu baharu kerajaan sedar yg rakyat dia semakin benci kpd mn2 parti politik yg suka dgn pemaju dan banker. Yg paling bngsat SUK negeri. Kerajaan tak pedulikn kita yg bwh2 ni sbb kota tiada sumbnagn yg untungkn kerajaan. Kecuali org2 atasn dan org luar.oktk

i agree with you

@@ZaiNaL_81Her son

I wouldn't recommend the International Modern Arabic School in Putrajaya. They are very unprofessional. The visa process always takes forever and you will end up leaving the country to reenter. They lie about their tuition on their site and charge way more by second semester. Bullying is never handled at all. Teachers have favourites for certain nationality that are the majority there. The school's elementary school is mainly from two countries but they claim it is very diverse. That's not true at all. This is coming from a mother who sent her children there for almost a year. My experience there was horrible and I wouldn't recommend.

We have quite a numbers of international schools. And the fees are varies. Other than the bad experience the other commenter experienced (im sorry), we do have others that are very good as well. But most of the schools are in kuala lumpur and selangor

kzfaq.info/get/bejne/bclzhMZn3JixfoU.htmlsi=g6TDpDvZzkbZEnS7 This Korean family with two daughters moved to Malaysia to give them English Education The daughters do not speak a word of English before they come to Malaysia Just look at them now

@@TheWrathOfCiyz 👍🏻👍🏻🙏🏿🙏🏿🌷🌷

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

In the name of Allah, the Gracious, the Merciful. 1  Alif, Lam, Ra. A Scripture whose Verses were perfected, then elaborated, from One who is Wise and Informed. 2  That you shall worship none but Allah. “I am a warner to you from Him, and a bearer of good news.” 3  “And ask your Lord for forgiveness, and repent to Him. He will provide you with good sustenance until a stated term, and will bestow His grace on every possessor of virtue. But if you turn away, then I fear for you the punishment of a grievous Day.” 4  “To Allah is your return, and He is Capable of all things.” 213  So do not pray to another god with Allah, else you will be of those tormented. 68  And those who do not implore besides Allah any other god, and do not kill the soul which Allah has made sacred-except in the pursuit of justice-and do not commit adultery. Whoever does that will face penalties. 69  The punishment will be doubled for him on the Day of Resurrection, and he will dwell therein in humiliation forever. 70  Except for those who repent, and believe, and do good deeds. These-Allah will replace their bad deeds with good deeds. Allah is ever Forgiving and Merciful. 71  Whoever repents and acts righteously-has inclined towards Allah with repentance. 72  And those who do not bear false witness; and when they come across indecencies, they pass by with dignity. 49  Inform My servants that I am the Forgiver, the Merciful. 50  And that My punishment is the painful punishment. 222  And they ask you about menstruation: say, “It is harmful, so keep away from women during menstruation. And do not approach them until they have become pure. Once they have become pure, approach them in the way Allah has directed you.” Allah loves the repentant, and He loves those who keep clean.” 275  Those who swallow usury will not rise, except as someone driven mad by Satan's touch. That is because they say, “Commerce is like usury.” But Allah has permitted commerce, and has forbidden usury. Whoever, on receiving advice from his Lord, refrains, may keep his past earnings, and his case rests with Allah. But whoever resumes-these are the dwellers of the Fire, wherein they will abide forever. 276  Allah condemns usury, and He blesses charities. Allah does not love any sinful ingrate. 277  Those who believe, and do good deeds, and pray regularly, and give charity-they will have their reward with their Lord; they will have no fear, nor shall they grieve. 278  O you who believe! Fear Allah, and forgo what remains of usury, if you are believers. 279  If you do not, then take notice of a war by Allah and His Messenger. But if you repent, you may keep your capital, neither wronging, nor being wronged. 280  But if he is in hardship, then deferment until a time of ease. But to remit it as charity is better for you, if you only knew. 281  And guard yourselves against a Day when you will be returned to Allah; then each soul will be rewarded fully for what it has earned, and they will not be wronged. 282  O you who believe! When you incur debt among yourselves for a certain period of time, write it down. And have a scribe write in your presence, in all fairness. And let no scribe refuse to write, as Allah has taught him. So let him write, and let the debtor dictate. And let him fear Allah, his Lord, and diminish nothing from it. But if the debtor is mentally deficient, or weak, or unable to dictate, then let his guardian dictate with honesty. And call to witness two men from among you. If two men are not available, then one man and two women whose testimony is acceptable to all-if one of them fails to remember, the other would remind her. Witnesses must not refuse when called upon. And do not think it too trivial to write down, whether small or large, including the time of repayment. That is more equitable with Allah, and stronger as evidence, and more likely to prevent doubt-except in the case of a spot transaction between you-then there is no blame on you if you do not write it down. And let there be witnesses whenever you conclude a contract, and let no harm be done to either scribe or witness. If you do that, it is corruption on your part. And fear Allah. Allah teaches you. Allah is aware of everything. 283  If you are on a journey, and cannot find a scribe, then a security deposit should be handed over. But if you trust one another, let the trustee fulfill his trust, and let him fear Allah, his Lord. And do not conceal testimony. Whoever conceals it is sinner at heart. Allah is aware of what you do. 129  To Allah belongs everything in the heavens and the earth. He forgives whom He wills, and He punishes whom He wills. Allah is Most Forgiving, Most Merciful. 130  O you who believe! Do not feed on usury, compounded over and over, and fear Allah, so that you may prosper. 131  And guard yourselves against the Fire that is prepared for the disbelievers. 132  And obey Allah and the Messenger, that you may obtain mercy. 90  O you who believe! Intoxicants, gambling, idolatry, and divination are abominations of Satan’s doing. Avoid them, so that you may prosper. 91  Satan wants to provoke strife and hatred among you through intoxicants and gambling, and to prevent you from the remembrance of Allah, and from prayer. Will you not desist? 92  Obey Allah and obey the Messenger, and be cautious. If you turn away-know that the duty of Our Messenger is clear communication.

Don’t need anything from the Zionist machine