Really very informative video on sbi Education loan

BEST VIDEO ON EDUCATION LOAN .... I HAVE SEEN TILL NOW. GREAT EXPLANATION . FULLY UNDERSTOOD. THANK YOU

Bsc nursing ke liye kon loan lene aaja hai😂

I’m doing mechanical engineering, 1st year is completed and needed a loan of approx 350k loan, my parents can pay it but I kinda started to hate being dependent on my parents. So here I’m for a loan Take risks, that’s how you get better in life, trust yourself you can do it ! ❤

Explained very beautifully 😃

Very nice video...loved the way simplicity explained 👌

The way of explaining is really impressive...

No.1 informative video on youtube keep it up sir 💫💫💫💫

Thank you for the simple explanation and not going away from the point.

Nice explain sir please make more videos on such topics

Explaining well, thank you sir❤

B tech ke liye kon kon loan lene aaya h.

Do we have to pay Interest on the amount we withdraw, or on the full amount? Please answer

Sir, thank you for the awesome video. I have one doubt regarding the study abroad loan, is the interest calculated on the disbursed amount per annum, or is it calculated as per month?

Bohot sahi sir...badia samjhaya apne...mujhe lena tha education loan..shukriya sir.

Great full information with simplicity 😊

Very well explained.. .👌👌Thank you .

Feels good when you get some advantages of premier institutions

Great explanation ❤

very well explained. Even a layman can understand. Is there any prepayment penalty? Can i pay up the full loan mount during the moratorium period? what if i make payment of the entire amount during in the year 1 only? I am looking out for an education loan for my daughter for canada.

Explained well. Thankyou sir! ❤️

My doubts, 1. If as said by you, if we take 8 years...can we extend later if couldnt pay? 2. What's the best bank 3. How to know how much amount should i take loan. Suppose my college fee including transportation and stuff is 7lac, so should i take only 7lac , or can i take 7.5l and ask them to disburse only 7

Brief demonstration .Thank you .

Consider this scenario: Loan: 7.5 Lakh (without collateral) (15% margin abroad studies case) Category: SBI Student Loan. (9% wala, suppose CIBIL accha hai) Benefit: EWS Scheme (EWS is checked at the time of loan giving or at the time of repayment just before the ending of moratorium period)? Here, if we submit the (amount = loan+ principle) within the moratorium period(2years masters + 1 year extra given to us), then 9% interest maaf ho jayega bhaiya? Only Principle is dena padega?

Very nice and good explanation 🎉

Hum ek aise desh mai rhte hain jahan Home loan par interest rate 8.85% hai and education loan par 9%. Wow.

Kon kon jaher khane ke liye loan lene aaya hai 😂

Content appreciated❤

Sir, does sbi provide education loan for post graduation only in proffesional courses?

Sir bohot hi useful video tha education loan pr...bohot bohot dhanyawad sirji...bohot hi jyada informative video tha sir

Very well explained indeed.

I go education loan for sbi They give one fill Then another fill Then another fill Around 4 months Nothing they do 😅😅😅😢

Painful thing is there is no any education loan for humanities background like B.A 😢

13:56 for those who want to study in abroad

Maine bank manager se baat ki education loan ke liye ,unhone bataya 11% intrest lagage and suru se hi lagna start ho jayega ,lekin aap bharpayi study complete krne ke baad hi krni h , 🥺

10:30 good point 👍🏾

What if someone has only single parent? Or the student maybe separated from one parent 👈🏻 ( in case of Divorce) then what can we do as it is mandatory for to make your parents a joint borrower.... And ESPECIALLY if the parents are not DIVORCED but still they are separated without having any contact touch ... Then what can be done in this condition?

Well explained 🙏 thank you sir! ❤

I have a question...agr graduation period me hi loan ki emi with intrest bharne lge to kya aage bhi intrest lgega ... I mean agr bank ne hume 1st semester me 50000 loan diya or humne vo pay krdi emi bank ushi time to kya baad me interest lgega?

Hello sir this video helped me a lot but I want to know about the interest subsidy in SBI how can I apply for that what will be the process

Very great explanation and helpful video thanku you sir

sir ji itni informative video sab kuch clear ho gaya bhai sach me ❤❤

Last part mein sir ne ulti krdi😂😂😂😂 phle kuch or btya or fir kuch or😂

sir moratorium period k paafd jo interest lggega wo simple interest lgega ki compound

What is document required for education loan😊

Thank you so much sir very helpful ❤

Sir agar clat crack kar lete hai to iit, nit ki tarah loan milega???....ya fir ghar ka paper's chaiye......

Suppose 10% of interest that means how much I need to pay for the loan amount per month and also convert to per annum? If my loan amount is Rs-5,00,000

Sir 12th wale bhi le sakte hain na loan Form SBI ? Please reply

Do we need to pay the first installment by ourselves because bank will need admission order and college will issue the admission order only after payment of first installment?

Hum log itne low level Wale Hain ki loan to lena hi padega 😢😢

Aaj hi mai sbi jaake aai thi for education loan and unhone bataya ki collateral aur guarantor ki jarurat ni hai upto 20 lac loan

It was Very helpful video for me . Thanks for giving such explanation. But one thing I wanna ask my SBI officer with whom I submitted documents nd got loan he didn't not included that interest will be not calculated during course period if u r from EWS background. Can u plz guide me . As till yet i didn't submitted documents for processing. My loan is abt 7.5lakhs

What about rural house value in education loan LTV & how does reimbursement work in abroad is their any markup charges with margin money

Re Raju ye bhi Ameer se gareeb banana ke idea de rha hain 😅😅😅😅😅😅😅😅😂😂

Superb video sir

Hi ,does interest subsidy given for management quota who is economically weaker section

thank u sir u explained in simple way

Coaching ke liye kon kon loan le raha

verru good sir bhut ache se samjhaya apne 🙏🙏🙏🙏

Sir mujhe Diploma Electrical Engineering mai Admission lena hai Sbi bank Education loan kitna tak approve karenge

Can you please share the pdf of whatever you've explained above? 🥺🥺

Yeh sir g jitne aasani se bol diye na Aisa nhi hota , bank ke chakkar katke budha ho jaoge or sahi se hoga bhi nhi , one advice 1. Sare documents jugad krlo 2.galti se dusre state ki bank me apply matt karna ( only your own state) 3.atleast admission ke 2 month phle apply karna 4.vidyalaxmi to bas ek portal h sare kam bank me hi hota h 😅 5.ek bank ke bharose maat rehna atleast 3 bank me apply karna, kunki sbi kabhi bhi dhoka de skta h 😢 6. Govt Bank sab lazy h , update lete rehna loan sanction hone tak ,

Sir my father is farmer & he don't have any permanent salary but SBI is saying to submit salary slip or ITRs to add him as co borrower otherwise bank can't sanction the loan. And I have already taken admission in LNCT Bhopal for B. Pharm. I am in big problem how I will manage please help me to get my loan sanctioned. I will be always thankful of you.

kya bank vo loan ka paisa college me hi degi, jitni fees h college ki vo sidha bank se hi pay hoga. ya fir bank se hm cash lenge fir vo use hm apne hisab se fees bhar skte h college ki.???

Sir I am getting mechanical engineering in dtu which is also a state level top college I can pay the online fees accepting amounts which is 95000 and I get provisional admission letter will sbi give me loan for my rest of fees

Sir पैसा सीधा विद्यार्थी के खाते में आता है की nhi sir hame लैपटॉप खरीद ना है सर

Sir main e abhi loan nhi liya aur main soch raha education loan le lo to Kiya bank mujhe loan dega

Sir, government medical college mei MBBS study karne ke liye sbi se study loan milega kya ? If yes , then what will be its rate of interest ?

Sir is income tax return mandatory for education loan in SBI?

Sir pura loan cash milega or sirf college kr account mein jayega

Sir parents civil score affect on education loan or not my mother civil score is 679

CA ki fees bahut high hoti hai ... Kya ye professional courses ke liye bhi apply kar skte hsi kya ?

Sir bank wale bol rhe hai ke only Municipal camaty ke zameen ke documents he lenge

Medical College prestigious institute category mai aata hai ya nahi !!!?

Sir hamari family income 50k year ke tho ews melega kya

Sir I recently visited the bank for this loan process of 4.5L but still SBI is charging 10k for processing fees.... Is it valid?

Mostly medical students ko loan ki need hai 😢 itni mehngi education 😢😢😢

how you are saying is very sweet... but reality is very hard

Sir choching ke liye loan lena he pls reply🙏

Sir very nice and informative video . Thank you sir. 🙏🙏 jai hind

Sir 15 year kab se education ke time se ya fir education hone ke baad se time hota hai

Sir ek doubt tha agr overall college fees 19lakh ho Aur hume sirf 7-8 lakh loan chiye baaki hum khud hi arrange kr skte hai toh hume loan mil skti hai ??

Sir I have an educational loan in PUNB which sanctioned of Feb 2023. But now due to some medical emergency in my family I came to an need to increase the loan amount. Can it be possible to do sir?....plz ans

Thanks for share this video 🙏

Simple language me bol dijiye intrest kitna dena padega like 25 k ya 50 k uppp

Tq bro good job Bro mera ek request Aadhar card me kitna Loan hai kaise check kare Please video banado

Sir I want loan to prepare for pg entrance exams. Can I take student loan for that?

I want to do professional course ACCA ... Can I take loan for this course?

sir study loan me hostel charge bhi hoo sakte hai kya??

Advance congratulations 10m

Helpful information 👍

Very informational video sir 🙏😊

Sbi vale nahi dete loan unhe co guaranter father ya mother me se ek chahiye and agar vo itr nahi bharte to apko loan nahi milega 😭😭😭😭

में अपनी ग्रेजुएशन की पहली साल कंपलीट कर चुका हूं तो क्या मुझे एजुकेशन लोन मिलेगा

Now I am living in hostel so bank is giving tution fees including hostel expenses, but if I stay outside the campus will the bank give the hostel expenses to me after sanction

Thanks a lot for giving this information ❤

Great Explaination, every concept has clear 👌👌👌👌👍👍👍👍

Sir agar parents education chalthe vakth emi barna chahte hai tho barsakthehai kya

Currently i am studying in 2nd year B tech Computer Science Sharda University and due to some reason I applied for education loan In December and finally i going to accept my education loan from July for second yr tution Fee Q1. I took education loan from SBI and they kept the margin of 39% (I should pay 39% of the yearly fee ) but you said SBI bank keep the margin for 5%... isn't it ? and rate of interest is 9.5 % . Q2. how bank will pay if bank were unable to give the 1st yr fee and I applied for 4.15 lac?