In this interesting video I cover the good, the bad, and the ugly of SCHD, JEPI, DIVO, and VTI, all of which are popular tickers to own amongst the dividend community. My Seeking Alpha Affiliate Referral Link: www.sahg6dtr.com/2352ZCK/R74QP/ Note: I've recently become a Seeking Alpha affiliate and they currently have a sale running where new people can sign up for their premium membership for only $99 for the first year (starting with a 7-day free trial that you can try and then cancel if you don't like it) versus the normal $239/year that I've paid for years. It's my favorite site for stock information out there, so I'm cool pitching it. They mentioned that they would probably be changing this offer soon, so verify what they are offering if you decide to try my link. NOTE -- I mentioned IBM as an example stock that I personally wouldn't invest in (the point being some ETFs may hold certain positions you might otherwise not want) -- but that particular holding is no longer in SCHD after the reconstitution.. That's what I get for sometimes starting videos a while before I release them, haha. Also, on the DIVO site it mentions a 40%-90%ish return on capital from dividends in certain documents, which is different than the amount the person who did their taxes told me they had seen, so due your own due diligence :) Note: I believe that SCHD uses their algorithm to do most of the stock filtering, and then their managers can tweak things as they feel makes sense. 0:00 Intro 0:52 VTI 2:15 Why I recommend VTI but I prefer my dividend stocks 3:39 Why I’m bullish about VTI & US stocks 4:08 VTI details 4:27 Quiz time! 7:01 VTI cont. 8:35 SCHD 9:51 Ideal person for SCHD 11:22 DIVO 13:33 International DIVO cc ETF aka IDVO 13:53 DIVO cont. 14:05 Economy & market predictions 14:37 JEPI 17:36 Who I think JEPI is ideal for 17:56 Equity-Linked Notes ELNs 19:11 Example JEPI taxes 19:34 ELN’s cont. 19:56 How much JEPI in a portfolio? 20:06 JEPI cont. 20:16 SCHD vs JEPI vs DIVO vs VTI winner 21:46 Outro Chat with me on my free Dividend Discord chat server ➜ discord.gg/kkSr5FY Follow me on Instagram ➜ instagram.com/genexdividendinvestor/ Follow me on Twitter ➜ twitter.com/GenExDividend Support me & get Patreon perks ➜ www.patreon.com/join/genexdividendinvestor To get access to my Spreadsheet 2.0 then please sign up as a Patreon Aristocrat or King (and double check my Patreon site to ensure I’m still offering access, as I only have limited seats available). You also get other perks for signing up including the ability to watch my videos on my Discord before I release them to the public, and the ability to vote on what thumbnail I’ll use in some of my future videos, and you gain more direct access to me. Buy Some of my Fun Dividend Merch (10% donated to St Jude) ➜ teespring.com/stores/genexdividendinvestor Donate to St. Jude’s Children Hospital: www.stjude.org/donate/donate-to-st-jude.html?sc_icid=header-btn-donate-now An Estimate of My Dividend Portfolio on M1 ➜ m1.finance/g_gwV-4Pk5sm Please use my Amazon Affiliates Link ➜ amzn.to/2YLxsiW Thanks! As an Amazon Associate I earn from qualifying purchases. Please LIKE, COMMENT and SUBSCRIBE to support this channel - it helps me immensely! Also, please SHARE this video with your friends :) Thanks, I really appreciate it!
@user-xk9sw1ns5r8 ай бұрын
Just a comment, the rate for SA is listed at $189 dollars based on a $50 coupon.
@GenExDividendInvestor8 ай бұрын
@@user-xk9sw1ns5r howdy - they change the benefits you get with affiliate links all the time :)
@reptilianskin Жыл бұрын
I hold SCHD. I did a little rebalancing in my RRSP start of the year. I got out of small positions that I could not see myself buying more of in the next few years, so all those small ones plus a contribution went all in to SCHD.
@GenExDividendInvestor Жыл бұрын
Nice! So how did you do on the quiz?
@reptilianskin Жыл бұрын
@@GenExDividendInvestor I got TD immediately because I am Canadian. And also BTI.
@tyler350 Жыл бұрын
Great information. Best morning of the week when my phone notification sounds, and it's Gen X.
@GenExDividendInvestor Жыл бұрын
Hehe thanks... Did you notice its GenEx and not Gen X? :) How did you do on the quiz?
@sethf582 Жыл бұрын
I am 27 years old, and I hold SCHD (80%) and JEPI (10%) in my Roth. The other 10% is O, which I use to supplement the lack of REITs in SCHD. I also use JEPI and SCHD in my taxable as well. I know that JEPI is not the most tax friendly in a taxable account, but I made a lump sum investment and now use part of the monthly dividend to pay my phone bill and fund some of my hobbies while the price appreciates and the leftover dividends reinvest.
@GenExDividendInvestor Жыл бұрын
Its great you are investing :) As long as you get the various tax implications and tradeoffs you are making, then I'm sure things will work out over the long run.. So, how did you do on the quiz?
@sethf582 Жыл бұрын
@@GenExDividendInvestor I got 2 right. I recently bought into EPD on my own, and researched MLPs to make sure that I fully understood what they were.
@MichaelHallerandAssociates10 ай бұрын
Very smart to supplement with "O" since SCHD has no reits
@reaganshowman7170 Жыл бұрын
Loved this video. My husband and I hold SCHD currently but I have been curious about JEPI so appreciated the video!
@GenExDividendInvestor Жыл бұрын
Glad to hear it, Showman :) How did you do on the quiz? ;)
@gordonculp3646 Жыл бұрын
I am currently investing equally in Jepi, Divo and Schd. Personally like Jepi the best due to dividend yield but I'm interested to see which gives me the most overall market value over time. In the last year Divo is ahead of JEPI slightly with Schd bringing up the rear. I intend to continue adding equally to each and let each of them drip. Will be interested to see how they look in 10 years
@GenExDividendInvestor Жыл бұрын
Long term is definitely more useful ;)
@tomboyle4697 Жыл бұрын
Great video! My 401k is all in VTI, my dividend account right now is 98% SCHD and 2% O. Hope is to get that down to 70 ish % SCHD and 30% in individual stocks I like. Looking at adding more soon!
@GenExDividendInvestor Жыл бұрын
Nice job, Tom! How did you do on the quiz? :)
@rayBARInvest Жыл бұрын
Inspired me to start posting videos! Thanks for everything GenEx!!! Love the content as always!
@GenExDividendInvestor Жыл бұрын
Nice job, congrats for starting! How did you do on the quiz?
@rayBARInvest Жыл бұрын
@@GenExDividendInvestor Hopefully one day I can get as good as you! I didnt do to bad! The sneaky one I missed was BTI! :)
@dividendjourney Жыл бұрын
Amazing video, GenEx! Personally enjoy seeing videos that offer real insight and compelling comparisons that show very important return info! Also, love the side stories like the older lady mentioning how her husband set her up well with dividends! Loved it! I personally like SCHD, and decided to hold it too; though I’m not on board with income ETF’s due to my age & tax standpoint & total returns. SCHD isn’t in VTI! 😅👍 Lolz good jokes too!:) Besides the others I’d hope not since SCHD is it’s own ETF index lolz. Very good info & humor! Anybody reading this don’t quit, keep you’re head up & divvy on!👍
@GenExDividendInvestor Жыл бұрын
Thanks, it was a fun one to do ;)
@hdz12ez Жыл бұрын
I'm 60% SCHD and 40% JEPI. That's my entire portfolio. So far so good!
@GenExDividendInvestor Жыл бұрын
Those are pretty high allocations for my blood, but congrats for investing none-the-less :)
@Bam_Boozler Жыл бұрын
Great video Gen X. I hold SCHD at about 6.5% of my portfolio. I'm still debating about adding some of these other funds. I'm about 80% done converting my IRA to a complete dividend portfolio, tiring to recoup some losses when the tech bubble popped last year. My goal is to retire in 13 years.
@GenExDividendInvestor Жыл бұрын
Thanks :). Did you notice it’s GenEx and not GenX? Do you see the double entendre? :) 13 years is a nice countdown… so how did you do on the quiz?
@growyomoney3756 Жыл бұрын
One of a kind 🙌 been hooked since 2020 and has me refreshing everyday hoping for more of your content! I’m glad I joined the journey of investing
@GenExDividendInvestor Жыл бұрын
Thanks, Reno! I think if you click the bell notifications then it emails you when I post (so you don’t have to refresh) :)
@richardthorne2804 Жыл бұрын
Really nice job again, probably the best analysis i have seen on these ETFs out there b/c you nailed the facts. I have my daughter invested in VTI and SCHD and i own SCHD, DIVO, and JEPI and sell CCs on my own individual stocks. If you wanted or ever needed more income you could add one of these covered call ETFs or in your IRA holdings you could keep things really passive and selectively sell CC further out in time like i do and increase your income pretty significantly. But If you don’t need more income you have a solid portfolio so your just fine!!
@GenExDividendInvestor Жыл бұрын
Thanks :) How did you do on the quiz?
@richardthorne2804 Жыл бұрын
@@GenExDividendInvestor 3 for 4 but i forgot you added EPD or would have been perfect haha 😂… that was a good quiz.
@GenExDividendInvestor Жыл бұрын
@@richardthorne2804 Nice job then :) I had fun digging into DIVO and JEPI -- both are a lot more compelling to me now. I was surprised how much I liked DIVO's core holdings..
@richardthorne2804 Жыл бұрын
@@GenExDividendInvestor 100% agree Kevin Simpson does a great job!!
@tcgcardssayer1566 Жыл бұрын
cool vid. really like it. I hold schd and dgro as my 2 etfs.
@GenExDividendInvestor Жыл бұрын
Thanks, I'm glad you liked it :) How did you do on the quiz?
@stonks4days1 Жыл бұрын
Own JEPI, SCHD and DIVO. Love all of them. Thought about VTI several times but I like low beta and seeing money come in and reivest. If I want growth I'll just trade or buy more growthy funds like BST or JEPQ even because I still like dividends on growth. The YieldMax ETFs are cool too if you haven't looked into them
@GenExDividendInvestor Жыл бұрын
I’ve not looked at them yet :)
@jaycee4528 Жыл бұрын
Always look forward to your videos. I'm sort of like the older woman whose husband set her up only I'm 10 years younger whose father set her up w/dividend portfolio intended for my predeceased mother. Given my father's age and year he started investing, no ETF's for him! LOL I have SCHD and DGRO in Roth IRA, SCHD in small traditional IRA, VTSAX in Roth 403b (started later), and the rest of portfolio invested in individual stocks. Guess the apple doesn't fall far from the tree! I plan to retire in a year or two with a teacher's pension, but I thought about adding JEPI to my Roth IRA??? Upon settling the estate and filing taxes, somethings I am sure about are strategies and rebalancing before I set sail on the boat to retirement.
@GenExDividendInvestor Жыл бұрын
Thanks! Cool he did that for ya :) just keep researching and weighing the pros/cons of different things and I’m sure you’ll figure out something good. So how did you do on this quiz?
@jaycee4528 Жыл бұрын
@@GenExDividendInvestor 3/4 (SCHD, TD and BTI).
@mariannagreenlee Жыл бұрын
My guess for not being in VTI: TD, BTI, MO and SCHD. I am in JEPI and JEPQ (I also have QYLD AND RYLD). I plan to retire in 2 years and want to build income positions which are currently 35% of my portfolio.
@mariannagreenlee Жыл бұрын
Wow, surprised MO is in VTI
@GenExDividendInvestor Жыл бұрын
Pretty close! :) Ya, most people probably don't realize that they own tobacco stocks...
@loakland2773 Жыл бұрын
Hi GenEx... Another very informative and educational video. I look forward to your great work every week. Thank you for the hard & quality work. I have SCHD in multiple accounts - Brokerage - Traditional IRA and Roth IRA. I also have VTI in my Roth IRA w/ SCHD. I have been looking into JEPI and JEPQ and decided to purchase some JEPQ recently. I look forward to your video on JEPQ. I am still pondering going forth with a JEPI piece as well. I look at these as not a main meal but appetizers to complete my portfolio and I try to stay in the 5% % of my account for each holding I have. Thank you again.
@GenExDividendInvestor Жыл бұрын
Heyas, Lance, and thanks :) I like that perspective of calling JEPI an appetizer.. Nice!
@moresugartradercc2744 Жыл бұрын
I have SCHD only but I also have HYLD-U which has JEPI and JEPQ in it interesting video thanks for explaining
@GenExDividendInvestor Жыл бұрын
Remind me -- any other tickers in your portfolio? How did you do on the quiz? :)
@moresugartradercc2744 Жыл бұрын
@@GenExDividendInvestor I failed the quiz I have bad eyesight so I couldn't see your stocks I have DGRO and HDV that you didn't mention the majority of my wealth is in individual stocks which I have 42 of them
@julioerodriguez6097 Жыл бұрын
I currently own JEPI and SCHD in my IRA account and DCA on both of them. Great video, Thank you !
@GenExDividendInvestor Жыл бұрын
Thanks! How did you do on the quiz? :)
@julioerodriguez6097 Жыл бұрын
@@GenExDividendInvestor I wasn't able to do it . Sorry!
@FireEggplant Жыл бұрын
Interesting take, amazing analysis, thank you for the info as always
@GenExDividendInvestor Жыл бұрын
Thanks! So how did you do on the quiz? :)
@FireEggplant Жыл бұрын
@@GenExDividendInvestor Terrible lol I am a newer investor still learning, but I am excited to do better one day
@benblocker8526 Жыл бұрын
3/4 on the quiz. Completely forgot TD was Toronto
@GenExDividendInvestor Жыл бұрын
Oo nice! Very good score :)
@Chiver85 Жыл бұрын
Excellent and informative video, thank you!
@GenExDividendInvestor Жыл бұрын
Glad you enjoyed it, Stuart :)
@TortoiseInvesting Жыл бұрын
I held SCHD up till recently when they added energy and Ford to their top holdings. For you, I'd get a good bit of Divo, it's a monthly payer that has a good bit of growth behind it, a super nice dividend to add as well. It's going to be something you can watch compound very quickly. Also Divos top 10 holdings are absolutely amazing. Msft, PG, V, CVX, UNH, MCD, JNJ, JPM, HD, and GS. They also hold a good bit of Apple, Deere, LMT, and Mrk, there's so many great holdings over 1% here with Divo!
@GenExDividendInvestor Жыл бұрын
Yeah a downside to any automated algo is its gonna sometimes get stuff you don't like (same with broad market etfs of course)... Ya, after doing this analysis I was surprised how much I liked DIVO.
@evanspiteri3576 Жыл бұрын
The reconstruction was better than it was before. I'm not a fan of Ford being added but I'll take Ford and Abbvie over IBM...
@ewlinitis Жыл бұрын
Does Divo pay qualified divies? Guess not since I havent anyone own it in a taxable account
@GenExDividendInvestor Жыл бұрын
@@ewlinitis I think I mentioned what it is in my vid.. am at the grocery store so can’t check :)
@yoeddy Жыл бұрын
only identified 3 that aren't in vti 😪, thanks for the vid, i wasn't sure if i wanted to go all in into vti even as a dividend investor, this video helped a lot lott
@GenExDividendInvestor Жыл бұрын
Nice job, Eddy :) I generally don't think "all in" and investing go well together -- but I think with VTI I'd say that works.. haha..
@bob_Human Жыл бұрын
Your channel is very inspiring, I'm a younger GenX investor at 43 yo, I'm sole income earner and I plan to work at least 10 more years before retiring, I'm setting up the exact same structure you have for your wife and family with dividends going straight into a checking account for my wife. When I die she'll still be taken care of. My portfolio looks a lot like DIVO, like you I own individual stocks with little/if any in ETFs.
@GenExDividendInvestor Жыл бұрын
Thanks, Rob, glad to hear it :) That's awesome that you are investing.. 10 years will go by in a blink of the eye!
@Fatalinvesting Жыл бұрын
I just joined the SCHD club
@GenExDividendInvestor Жыл бұрын
The first rule of SCHD club... Hmm ;) How did you do on the quiz?
@Fatalinvesting Жыл бұрын
@@GenExDividendInvestor Got 3, I thought EPD was in VTI
@SickK8GSXR600 Жыл бұрын
I’ve been waiting for you to make this video
@GenExDividendInvestor Жыл бұрын
Cool :) How did you do on the quiz?
@SickK8GSXR600 Жыл бұрын
I got schd only
@nstevens81e Жыл бұрын
Great video!
@GenExDividendInvestor Жыл бұрын
Thanks, Nathan, it was a fun one to do :)
@bucketlistdestinations4228 Жыл бұрын
Excellent Video Thank you!
@GenExDividendInvestor Жыл бұрын
You are most welcome, BLD :)
@tomsandersjr.7637 Жыл бұрын
Got 3/4.....missed EPD! Which I own?! 😑 Anyways, probably because I watch all of your videos when they drop. I watching JEPI and SCHD for possible income positions when I retire in around 8 years. Would be a good way to continue to compound a portion of my retirement and leave an income stream for my spouse. Great breakdown once again.
@GenExDividendInvestor Жыл бұрын
That’s a great score :)
@JP-iq7pu Жыл бұрын
Nice review, very helpful.
@GenExDividendInvestor Жыл бұрын
Glad it was helpful!
@JP-iq7pu Жыл бұрын
@@GenExDividendInvestor FYI There is new kid on the block as well called SPYI it s just under a year old but appears to be on pace for greater than a 12% dividend yield. I currently dabbling it to to see how it plays and how the dividend are actually treated.
@t-caf5097 Жыл бұрын
Glad I got 3 of them right! I guessed BTI, SCHD, and EPD correctly. Missed TD. 😅
@GenExDividendInvestor Жыл бұрын
Great job!
@jeffaragon Жыл бұрын
Hey brotha i love you videos hahaha been following pretty closely recently
@GenExDividendInvestor Жыл бұрын
Thanks, I appreciate it, Jeff :)
@Patriot-nz5lz Жыл бұрын
Very informative video 👍🏻
@GenExDividendInvestor Жыл бұрын
Thanks, glad you enjoyed it :)
@svickz Жыл бұрын
I’m heavy on VTI, can’t go wrong with it. Currently have over $20K+ on VTI.
@GenExDividendInvestor Жыл бұрын
Nice! Long term I'd imagine that will do amazingly well :) How did you do on the quiz?
@nynick716 Жыл бұрын
Got 2 but didn't have my ☕ yet also been adding to schd in Roth but may start adding in taxable to speed up that barista 🔥 goal
@GenExDividendInvestor Жыл бұрын
Nice, that's good :)
@TwitchRadio10 ай бұрын
My profolio has SCHD, DGRO, IXUS, ICLN & IRBO... thinking of adding SPYI for the cover called because it's more tax-efficient...
@GenExDividendInvestor10 ай бұрын
I like schd and dgro.. I don’t recall what the other tickers are :)
@TwitchRadio10 ай бұрын
@@GenExDividendInvestor ixus is International Market with about 7000+ company in it... Icln is clean energy ETF and ibro is artificial intelligence and Robotics etf... And spyi is cover calls etf on the s&p that's a bit different and more tax efficient then others...
@mikekeenanphd Жыл бұрын
I own quite a bit of SCHD and VTI. I sold most of my JEPI. This is in a taxable account and I didn’t like paying the taxes as I’m in the highest bracket. I would recommend VTI for younger (
@GenExDividendInvestor Жыл бұрын
Awesome you are investing and nice job on the quiz :)
@charleshalstead5459 Жыл бұрын
I own Jepi (IRA) Jepq(ROTH) VTSAX( 401k) and in January will be starting a position in SCHD and DGRO(ROTH ) and a few smaller holdings.
@GenExDividendInvestor Жыл бұрын
Nice :) How did you do on the quiz?
@charleshalstead5459 Жыл бұрын
I wasn't familiar with DIVO as I haven't really researched it. The other funds all have a specific purpose in my game plan for retirement, Jepi for cash flow, SCHD and DGRO for Roth with about a 10 to 15 year time line, and my VTSAX was the best option for the 401k as the company I work for just started that this year
@mikev95786 ай бұрын
XLK, VTI and JEPQ are my favorite ones. Might get back into SCHD and DIVO pretty soon
@GenExDividendInvestor6 ай бұрын
Are those your top 3?
@mikesurel5040 Жыл бұрын
I own individual stocks but my kids are in SCHD and an S&P 500 index fund. I knew SCHD and BTI were not in VTI. Maybe I missed it, but you said 'devo' about 100 times and not a single whip it reference? Now I can't get the damn song out of my head.
@GenExDividendInvestor Жыл бұрын
Haha, so my original script not only mentioned the song, but I also had a trivia item about it... but I took that out to tighten things up :)
@kevinmendoza4402 Жыл бұрын
I don’t get a fly over. I only was able to guess 3/4 even though I watched last week’s video. I was unaware that MLP’s were not held in VTI. Great info to know GenEx. Thank you so much!
@GenExDividendInvestor Жыл бұрын
Hehe, well at least ya tried :)
@meherharshith8138 Жыл бұрын
Hey man could you post a video on the things you look in a particular stock. I know you keep telling them in videos but an video with all the information makes sense to me
@GenExDividendInvestor Жыл бұрын
kzfaq.info/get/bejne/oqyGpdCK3sy0hqM.html is useful for a quick glance.. and then any of my hour long stock reveal videos I did when I first started my channel (to see a deep dive of what I look at). Like kzfaq.info/get/bejne/nrZ-lK6KxLWaoac.html
@smallmj2886 Жыл бұрын
On the quiz, I got TD and British American Tobacco, though I mistakenly thought REIT's might not be included so I guessed that one wrong.
@GenExDividendInvestor Жыл бұрын
Nice job! Ya, I could see doing that mistake myself :)
@nienjuanate6410 Жыл бұрын
Sir I'm always taken back by the quality videos you produce! I'm a bit worried because I'm 100% into SCHD. That's more than 10% of a single position.
@GenExDividendInvestor Жыл бұрын
Some ETFs I think it is fine to go over 10%... Like VTI... or SCHD... Now, just because I would go more into SCHD does not mean you should :) But I would be fine to recommend to a relative that they can go heavier into SCHD.
@charlielipthratt7291 Жыл бұрын
@nienjuanate6410 - currently, SCHD has 104 holdings! So even if you only own SCHD, you're doing good! Even if you might not want all of them! 😄
@1DansBlues Жыл бұрын
I have Schd and Dgro in my portfolio and I’m happy with those. I’ve had Dgro longer and have a nice Capital Appreciation in it. I’ve bought in with Schd about a year ago so the gains in that are minimal. Still a nice dividend. I did think of 3 positions of yours. That would be Schd, the PTP you have and BTI. I Always like hearing about different ETF’s that I am not invested in. It get me thinking what is out there that might be a fit. Thanks again for your weekly videos. I so look forward to them.
@GenExDividendInvestor Жыл бұрын
Nice job, that's a great score :) Thanks, I had fun with this one.. Heh
@eannane8712 Жыл бұрын
The free royalty videos of the dudes nodding along were killing me.
@GenExDividendInvestor Жыл бұрын
Hehe, glad ya liked em :)
@polarbearoughey Жыл бұрын
JEPI, JEPQ, DIVO, IDVO, and SVOL are all in my Roth IRA. However, IDV, SCHY, SCHD, and DGRO are in my taxable brokerage. The financials sector got a big boost with the addition of V and MA, which were previously defined in the credit services industry in the technology sector!
@GenExDividendInvestor Жыл бұрын
Nice! Yer the first person I’ve met who holds IDVO :). What date did you get into that one?
@polarbearoughey Жыл бұрын
@@GenExDividendInvestor Thanks for asking! Based on the steadiness of DIVO, I was happy to jump in. I made purchases in September and December of last year. Currently up 6.67% on the position with a 5.96% dividend yield to boot! Today happens to be the ex-date for the next distribution!
@GenExDividendInvestor Жыл бұрын
@@polarbearoughey Wow, that was like day 1!
@striperkid Жыл бұрын
I have both of my children investing in VTI (it takes the guess work out of it for them). I'm liking SCHD and may start a small position in it. My retirement account is much different from my "play" account. My play account is going to do well once TSLA, GOOGL, and AMZN take off....lol. As for your question, I got TD correct.
@GenExDividendInvestor Жыл бұрын
Nice, seems like a decent strat.. And good job on the quiz :)
@EricGlenSnyder Жыл бұрын
The risk I see with JEPI is the performance will be at great risk when the current mangers retire. Best bet long term is a good algorithm (SCHD).
@GenExDividendInvestor Жыл бұрын
I’d imagine JPM would have training/succession plans for profitable lines of business to ensure continuity.
@ManTimeT.V. Жыл бұрын
I'm holding and building SCHD, DIVO and VFV to accompany my income funds. I've also got 4 etfs that I invest in for my work pension program, so growth is covered here. Income with some growth is covered in my rrsp and tfsa. Best of both worlds.
@GenExDividendInvestor Жыл бұрын
Nice! Now just keep investing and long term I bet things will work out nicely :)
@ManTimeT.V. Жыл бұрын
Thank you! Great videos too. Have a great day.
@maurice1876 Жыл бұрын
SCHD and I’m thinking about getting VYM as well but with me being Canadian exchange rate is not fun
@GenExDividendInvestor Жыл бұрын
Ahh, well at least you're still investing :)
@razack7883 Жыл бұрын
No soup for you because that’s what I’m gonna do 😂😂. I might steal that one
@GenExDividendInvestor Жыл бұрын
Hehe, gotta throw out the good Seinfeld quotes sometimes ;)
@stevemcleod4608 Жыл бұрын
My college age kids hold VTI as a core holding, they then hold other diversified mutual funds and ETFs. I hold a large position in JEPI, great return, not sure this year will be an up year so positioning portfolio for income and JEPI provides that in spades.
@GenExDividendInvestor Жыл бұрын
Nice, I may dip my toes into JEPI at some point :)
@rOHRshackartpottery Жыл бұрын
I don’t know what category you would place a retired 85 year old, certainly not a GenX! I am primarily interested in yield for my current expenses, safety in non-speculative ETF’s and some growth for my kid’s inheritance. Slowly leaving stocks, I am presently 50% in SCHD but looking for other ETF’s with low correlation to SCHD! Guessed three on the quiz!
@GenExDividendInvestor Жыл бұрын
Gen Retired :) Nice job on the quiz!
@masoncnc Жыл бұрын
VTIs P/E is historically high, not touching that for now. Holding JEPI JEPQ and SCHD. Looking to get into divo.
@GenExDividendInvestor Жыл бұрын
Yea the market as a whole is still spendy.. So how did you do on the quiz? :)
@seinensenpai1787 Жыл бұрын
I'm half and half on SCHD and VOO.
@GenExDividendInvestor Жыл бұрын
That works! So how did you do on the quiz? :)
@Freneticly Жыл бұрын
Thanks for the good video
@GenExDividendInvestor Жыл бұрын
You’re welcome :)
@maximusdecimusmeridius5438 Жыл бұрын
I am in 80/20 in VTI/Tesla but when I recoup my losses thinking of going all in Schd
@GenExDividendInvestor Жыл бұрын
It usually scares me to hear "all in" with investing.. haha.. How did you do on the quiz? :)
@timmytempleton2488 Жыл бұрын
10 years out from early retirement so I'm focusing more on income from here out. Long on SCHD, JEPI and REALTY INCOME in my ROTH. The goal is to replace most of my paycheck and do seasonal work while saving lump sums from my other accounts for full retirement!!
@GenExDividendInvestor Жыл бұрын
Nice job actually investing and having a plan :)
@clownanaround7996 Жыл бұрын
Great video
@GenExDividendInvestor Жыл бұрын
Thanks, what did you score on the quiz?
@clownanaround7996 Жыл бұрын
@@GenExDividendInvestor haven’t done it
@GenExDividendInvestor Жыл бұрын
@@clownanaround7996 Try, its fun to see how you'd do.. :)
@richtherider3415 Жыл бұрын
I got 2/4 and hold schd and plan to buy more, some jepi(but also xyld) in my roth. no divo, no vti but have the equivalent in my 401K.
@GenExDividendInvestor Жыл бұрын
Nice job :)
@11lesdoon Жыл бұрын
I have ONEQ, DGRO, DIVO, SCHD, and JEPI. Nice blend I think
@GenExDividendInvestor Жыл бұрын
Nice! So how did you do on the quiz? :)
@fitbh703 Жыл бұрын
Very long in VTI.. been working on building up Schd for the past year and a half.
@GenExDividendInvestor Жыл бұрын
Nice! So how did you do on the quiz? :)
@fitbh703 Жыл бұрын
@@GenExDividendInvestor 100% smarty pants haha
@maguilla Жыл бұрын
The winner is a combination of all 3 or 2. My preference is Divo and JEPI. Even with the little higher fees on divo .( I like the conservative aspects of Divo, just as I like the more speculative aspects of JEPI)
@GenExDividendInvestor Жыл бұрын
That definitely could be the right formula for you... There are 4 actually :) How'd you do on the quiz?
@maguilla Жыл бұрын
@@GenExDividendInvestor what quizz? By the way great podcast I enjoy it. You should do some interviews
@GenExDividendInvestor Жыл бұрын
@@maguilla Maybe you didn't get to the part in the video yet called "Quiz Time" :)
@maguilla Жыл бұрын
@@GenExDividendInvestor I watch everything
@maguilla Жыл бұрын
@@GenExDividendInvestor SCHD,EPD, BTI
@Norfolkpaul Жыл бұрын
Nice video 😊
@GenExDividendInvestor Жыл бұрын
Thanks.. haha I just asked you on Discord how ya did on the quiz :)
@Norfolkpaul Жыл бұрын
@@GenExDividendInvestor just two 😊
@jerrytaggart7615 Жыл бұрын
Preface with my 401/Roth and rollover are 80% growth, brokerage though is 10% Jepi, 5% future goal, 21% voo, 41% Schd, goals of 25+50% for those, leaves 20% in the future for individual stocks, which is 28% ATM.
@GenExDividendInvestor Жыл бұрын
Sounds like you’ve planned out something yer happy with :)
@llew-AZ Жыл бұрын
I would make sure that JEPI investment is in a Roth IRA. I didn't know that @ first. But I only have 23 shares in my brokerage account.
@GenExDividendInvestor Жыл бұрын
I think it depends on your needs/goals.. Like I'm retired living on my divs, so holding in a taxable account could work, even though its mostly taxed as ordinary income.
@Zombiehunter2086 Жыл бұрын
I'm thinking about going 100% JEPI or JEPQ in my Roth, then when retired just take the dividends out without having to sell anything.
@GenExDividendInvestor Жыл бұрын
I personally wouldn't feel comfortable doing that -- but that's just me :) How did you do on the quiz?
@Zombiehunter2086 Жыл бұрын
@@GenExDividendInvestor I just got 1 SCHD lol never knew about the MLP and foreign stocks.
@Zombiehunter2086 Жыл бұрын
@@GenExDividendInvestor the reason for the 100% allocation is my company 401k only allows ETFs or target date funds. I went more aggressive with 100% SP500. My first 10yrs I was on a target date returns were 9%
@LV-ei1ce Жыл бұрын
JEPQ sells out of the money calls, so I think amortized over time ,there should be good returns not just income .
@GenExDividendInvestor Жыл бұрын
Nice
@tradingsimplified815810 ай бұрын
I add 1000$ to SCHD a month in my taxable. It’s adding up
@GenExDividendInvestor10 ай бұрын
I bet!
@Gman-69 Жыл бұрын
Great video GenEx I own Divo Jepi and Jepq
@GenExDividendInvestor Жыл бұрын
Thanks, Gman :) How did ya do in the quiz?
@Gman-69 Жыл бұрын
@@GenExDividendInvestor I picked BTI and Schd
@123lowp10 ай бұрын
I have 220k of MCD. I am buying another 80k of MCD per year with my salary for 10 years. I'm reinvesting all dividends back into MCD. I'm selling deep OTM covered calls on MCD, which is about a 4.7% return, but they are all taxed as regular income. I don't like diversification.
@GenExDividendInvestor10 ай бұрын
Well I hope it works out excellently for you :). I love my MCD stock!
@karenkirwan12807 ай бұрын
I own all of them. I'm not sure which one I'll overweight. I'm retired and only invest using IRA accounts.
@GenExDividendInvestor7 ай бұрын
Nice, congrats :) What % of your retirement income comes from dividends vs something else? Are you in a traditional IRA or a Roth or both? Are you of retirement age?
@karenkirwan12807 ай бұрын
@@GenExDividendInvestor I'm 62 and have other sources of income outside my IRAs. I don't need additional income at this point so I'm letting dividends build in cash account and I buy what stock I want to accumulate.
@rjlane3475 Жыл бұрын
have you ever considered adding a fund like FIG ? I can’t tell if these types of funds really do provide benefits (limit drawdowns, capture upside, etc) or are just overly complex ways to pay higher fees while getting typical market returns
@GenExDividendInvestor Жыл бұрын
Not me personally.. I prefer individual stocks :)
@rjlane3475 Жыл бұрын
you may have a video on this already, but what is the best way to start a 15-20 stock portfolio if you have a lump sum (let’s say $250K) that needs to be invested?
@johnj40944 ай бұрын
@GenEx I hold mostly SCHD in an IRA and a small amount JEPI & ARDC in IRA as well What’s your thoughts on ARDC and JEPI long term ….hope they are not like Yieldmax or TSLY ? And keep the value
@GenExDividendInvestor4 ай бұрын
Howdy.. I've not looked at ARDC.. JEPI would only be something I'd hold if I needed income now and I was ok with some risk :)
@hansschotterradler3772 Жыл бұрын
I guessed EPD and BTI. Almost all (99%) of SCHD's holdings are also in VTI; so SCHD is practically in VTI. I've been buying mainly SCHD, some DIVO and DGRO and a little JEPI/JEPQ. I'm also looking at IDVO to add some international exposure. Need to figure out the taxation on foreign dividends as you mentioned.
@GenExDividendInvestor Жыл бұрын
Nice guess!
@rOHRshackartpottery Жыл бұрын
DIVO, DGRO are both highly correlated to SCHD, IDVO is not!
@FJX716 Жыл бұрын
Am I missing out by investing in VOO and not VTI? I’m wondering if the S&P 500 is better than every stock in the market.
@GenExDividendInvestor Жыл бұрын
Well, VOO is in VTI, but VTI is not in VOO :) I.e. VOO is basically large cap, VTI also includes small-mid cap. So depends on what you like/need/etc.
@bhepp344 Жыл бұрын
I’d say your good. My voo has done way better then my vti over the last few years. Idk why but the earnings don’t lie
@NJtroutboss Жыл бұрын
I hold some JEPI. im curius to hear your opinion on monthly dividend stocks and which ones you like or dislike.
@GenExDividendInvestor Жыл бұрын
I'm only long O myself... but after doing this analysis I'd be ok holding Divo and maybe Jepi :) How did you do on the quiz?
@NJtroutboss Жыл бұрын
I'm gonna look into Divo. Thanks. The strategy i use for the monthly payers I have is if they spike I sell some and lock in the profit then put that into another dividend position. Offsets the instability of them....at least I hope.😂
@GenExDividendInvestor Жыл бұрын
@@NJtroutboss Heh that sounds too active for my tastes, but hey, if it works for you :)
@cdw1485 Жыл бұрын
My div portfolio is NVDA, SCHD, JEPI, and JEPQ
@GenExDividendInvestor Жыл бұрын
Nvda sure has popped lately :)
@christopherholden66 Жыл бұрын
How do you effectively research a company
@GenExDividendInvestor Жыл бұрын
Well, kzfaq.info/get/bejne/oqyGpdCK3sy0hqM.html is how I quickly weed things out.. and if it passes those hurdles, then I do a deep dive to really understand a company like in this video: kzfaq.info/get/bejne/nrZ-lK6KxLWaoac.html
@christopherholden66 Жыл бұрын
Thanks!
@rOHRshackartpottery Жыл бұрын
While I like SCHD I am concerned about putting it all in one ETF even though it Holds 104 companies. I would like suggestions for other ETF’s that give dividends over 3% and growth as well that do not correlate with SCHD?
@GenExDividendInvestor Жыл бұрын
It depends on how much you don't want it to overlap with SCHD :) How did you do on the quiz?
@rOHRshackartpottery Жыл бұрын
What quiz?
@GenExDividendInvestor Жыл бұрын
@@rOHRshackartpottery You might not be to that part of the video yet :)
@ronnythompson91156 ай бұрын
Would be more helpful to see how much each made after taxes.
@GenExDividendInvestor6 ай бұрын
Depends on where you hold em, and how long, and your personal tax situation, etc.
@cmurill Жыл бұрын
I’m doing SCHD 80% and SCHY 20% in my dividend portfolio 20 years of these duo hopefully will do the job 😂
@GenExDividendInvestor Жыл бұрын
I bet things will work out fairly well over the long run :)
@maurice1876 Жыл бұрын
I’m thinking BTI-TD- and O oh and SCHD
@maurice1876 Жыл бұрын
Lol I missed one
@GenExDividendInvestor Жыл бұрын
Heh pretty good overall :)
@bmlashinski Жыл бұрын
I'm in just over 50% of my portfolio into SCHD 💪
@GenExDividendInvestor Жыл бұрын
That's quite a bit :)
@bmlashinski Жыл бұрын
@@GenExDividendInvestor too much? The remainder is 15 solid blue chip dividend growers
@GenExDividendInvestor Жыл бұрын
@@bmlashinskiYou need to determine if its too much, not me :)
@bmlashinski Жыл бұрын
@@GenExDividendInvestor with all of its strengths and great cagr I've debated about going nearly all in
@GenExDividendInvestor Жыл бұрын
@@bmlashinski I get worried about going all in on anything... It should work out, but I feel better knowing I don't have more than 10% in any single ticker.
@zoraster3749 Жыл бұрын
Can someone explain what SCHD looks like long term. It has capital appreciation and dividend growth of 10%. Statically, if you ran this out 30-40 years it would compound into a dividend monster but we know the math isn’t static. As it filters out companies to meet its criteria what happens in the long run? In a snap shot sense it looks great, 10%+ dividend increases but the yield itself is relatively low. Are you just constantly treading water as companies switch out and you’re basically just left with the yield and the capital appreciation meaning it just ends up being a less efficient VOO/VTI? What am I missing?
@GenExDividendInvestor Жыл бұрын
See if this helps kzfaq.info/get/bejne/b9Z9a8qC0prdg2Q.html
@davidlavalle Жыл бұрын
EPD I’m guessing in not in VTI
@GenExDividendInvestor Жыл бұрын
Nice job :)
@billyjohnson9166 Жыл бұрын
My ETFs, VYM, SCHD and VIS
@GenExDividendInvestor Жыл бұрын
Nice :) How did you score on the quiz? :)
@Username18981 Жыл бұрын
I hold vymi and schd. I do hold jepi and jepq in non taxable accounts with stuff like reits and BDCs for the most part.
@GenExDividendInvestor Жыл бұрын
Cool, how did you do on the quiz? :)
@Username18981 Жыл бұрын
@@GenExDividendInvestor 3/4 some etfs hold mlps so didn't guess it.
@jeremyk-metz9712 Жыл бұрын
I've been buying SPYD and Was thinking I should of bought SCHD instead. Looking to buy JEPI next.
@GenExDividendInvestor Жыл бұрын
Keep investing! How did ya do on the quiz? :)
@jeremyk-metz9712 Жыл бұрын
@@GenExDividendInvestor I Didn't take any quiz?
@GenExDividendInvestor Жыл бұрын
@@jeremyk-metz9712 Maybe you didn’t get to that part of the video yet :)
@VortextualRealityTV8 ай бұрын
Please do a video on TSLY
@GenExDividendInvestor8 ай бұрын
I actually have that as a potential one I'll do in the future.. I let my upper tier Patreons vote for what I do, and that influences me :)
@taylorradniecki8161 Жыл бұрын
Own JEPI in my Roth along with other monthly payers like O to get the tax shelter Own SCHD in my taxable, a larger position I built out over the last year and will likely pause to see what 2023 brings
@GenExDividendInvestor Жыл бұрын
Nice, so how did you do on the quiz? :)
@wombatstriker Жыл бұрын
Epd, BTI?
@wombatstriker Жыл бұрын
Wait, and SCHD and TD...
@GenExDividendInvestor Жыл бұрын
Hehe nice job overall :)
@alextrujillo9207 Жыл бұрын
I hold all 4 in different accounts. I'm satisfied with their results. I hold them for different reasons.
@GenExDividendInvestor Жыл бұрын
Nice.. So how did you do on the quiz? :)
@alextrujillo9207 Жыл бұрын
@@GenExDividendInvestor I knew VTI is the total US market. I got 2 of them. Didn't know about the mlps though. And I didn't take schd into consideration, since it's an etf. I thought we were taking about stocks only. So I'll give myself 2.5 out of 4. Lol
@GenExDividendInvestor Жыл бұрын
@@alextrujillo9207 hehe
@SpaceCapsuleOne Жыл бұрын
What if you are holding JEPI in a Roth? Wouldn't the tax implications be mitigated?
@GenExDividendInvestor Жыл бұрын
If you hold it in a roth then yes, my understanding is you wouldn't owe any taxes as dividends come in.
@taylorharris4273 Жыл бұрын
After last month, SCHD removed many of the Financials as well as IBM. I think you were looking at the old holdings list.
@GenExDividendInvestor Жыл бұрын
Yeah, I sometimes start videos way in advance before I actually do them haha.. Tho the essence of the point is the most important part -- i.e. that sometimes algo's (or actively managed ones) will get stocks you might not like.
@taylorharris4273 Жыл бұрын
@GenExDividendInvestor ahhh, the behind the scenes of a content creator. Makes sense haha. The overall purpose of the video was well received though. 🏆
@tomaspmendes Жыл бұрын
WOW what an inspiration. May I ask how old are you?
@GenExDividendInvestor Жыл бұрын
Thanks :) I started investing as soon as I graduated from college, and have been investing for about 30 years, so I'll let you do the math ;)
@tomaspmendes Жыл бұрын
@@GenExDividendInvestor just so awesome. I hope one day to achieve a portfolio like yours. Can I ask what did you do in your job? cheers
@GenExDividendInvestor Жыл бұрын
@@tomaspmendes I started as a programmer and then moved into tech mgmt.
@EzraWildes Жыл бұрын
What would u say about holding jepi for my cash position as I dollar cost average into other investments? For non-taxable accounts or even taxable?
@GenExDividendInvestor Жыл бұрын
It depends… i invest cash immediately when I have it :). But I’d not store cash I need in Jepi.