In this interesting video I cover the good, the bad, and the ugly of SCHD, JEPI, DIVO, and VTI, all of which are popular tickers to own amongst the dividend community. My Seeking Alpha Affiliate Referral Link: www.sahg6dtr.com/2352ZCK/R74QP/ Note: I've recently become a Seeking Alpha affiliate and they currently have a sale running where new people can sign up for their premium membership for only $99 for the first year (starting with a 7-day free trial that you can try and then cancel if you don't like it) versus the normal $239/year that I've paid for years. It's my favorite site for stock information out there, so I'm cool pitching it. They mentioned that they would probably be changing this offer soon, so verify what they are offering if you decide to try my link. NOTE -- I mentioned IBM as an example stock that I personally wouldn't invest in (the point being some ETFs may hold certain positions you might otherwise not want) -- but that particular holding is no longer in SCHD after the reconstitution.. That's what I get for sometimes starting videos a while before I release them, haha. Also, on the DIVO site it mentions a 40%-90%ish return on capital from dividends in certain documents, which is different than the amount the person who did their taxes told me they had seen, so due your own due diligence :) Note: I believe that SCHD uses their algorithm to do most of the stock filtering, and then their managers can tweak things as they feel makes sense. 0:00 Intro 0:52 VTI 2:15 Why I recommend VTI but I prefer my dividend stocks 3:39 Why I’m bullish about VTI & US stocks 4:08 VTI details 4:27 Quiz time! 7:01 VTI cont. 8:35 SCHD 9:51 Ideal person for SCHD 11:22 DIVO 13:33 International DIVO cc ETF aka IDVO 13:53 DIVO cont. 14:05 Economy & market predictions 14:37 JEPI 17:36 Who I think JEPI is ideal for 17:56 Equity-Linked Notes ELNs 19:11 Example JEPI taxes 19:34 ELN’s cont. 19:56 How much JEPI in a portfolio? 20:06 JEPI cont. 20:16 SCHD vs JEPI vs DIVO vs VTI winner 21:46 Outro Chat with me on my free Dividend Discord chat server ➜ discord.gg/kkSr5FY Follow me on Instagram ➜ instagram.com/genexdividendinvestor/ Follow me on Twitter ➜ twitter.com/GenExDividend Support me & get Patreon perks ➜ www.patreon.com/join/genexdividendinvestor To get access to my Spreadsheet 2.0 then please sign up as a Patreon Aristocrat or King (and double check my Patreon site to ensure I’m still offering access, as I only have limited seats available). You also get other perks for signing up including the ability to watch my videos on my Discord before I release them to the public, and the ability to vote on what thumbnail I’ll use in some of my future videos, and you gain more direct access to me. Buy Some of my Fun Dividend Merch (10% donated to St Jude) ➜ teespring.com/stores/genexdividendinvestor Donate to St. Jude’s Children Hospital: www.stjude.org/donate/donate-to-st-jude.html?sc_icid=header-btn-donate-now An Estimate of My Dividend Portfolio on M1 ➜ m1.finance/g_gwV-4Pk5sm Please use my Amazon Affiliates Link ➜ amzn.to/2YLxsiW Thanks! As an Amazon Associate I earn from qualifying purchases. Please LIKE, COMMENT and SUBSCRIBE to support this channel - it helps me immensely! Also, please SHARE this video with your friends :) Thanks, I really appreciate it!

I hold SCHD. I did a little rebalancing in my RRSP start of the year. I got out of small positions that I could not see myself buying more of in the next few years, so all those small ones plus a contribution went all in to SCHD.

Great information. Best morning of the week when my phone notification sounds, and it's Gen X.

I am 27 years old, and I hold SCHD (80%) and JEPI (10%) in my Roth. The other 10% is O, which I use to supplement the lack of REITs in SCHD. I also use JEPI and SCHD in my taxable as well. I know that JEPI is not the most tax friendly in a taxable account, but I made a lump sum investment and now use part of the monthly dividend to pay my phone bill and fund some of my hobbies while the price appreciates and the leftover dividends reinvest.

Loved this video. My husband and I hold SCHD currently but I have been curious about JEPI so appreciated the video!

I am currently investing equally in Jepi, Divo and Schd. Personally like Jepi the best due to dividend yield but I'm interested to see which gives me the most overall market value over time. In the last year Divo is ahead of JEPI slightly with Schd bringing up the rear. I intend to continue adding equally to each and let each of them drip. Will be interested to see how they look in 10 years

Great video! My 401k is all in VTI, my dividend account right now is 98% SCHD and 2% O. Hope is to get that down to 70 ish % SCHD and 30% in individual stocks I like. Looking at adding more soon!

Inspired me to start posting videos! Thanks for everything GenEx!!! Love the content as always!

Amazing video, GenEx! Personally enjoy seeing videos that offer real insight and compelling comparisons that show very important return info! Also, love the side stories like the older lady mentioning how her husband set her up well with dividends! Loved it! I personally like SCHD, and decided to hold it too; though I’m not on board with income ETF’s due to my age & tax standpoint & total returns. SCHD isn’t in VTI! 😅👍 Lolz good jokes too!:) Besides the others I’d hope not since SCHD is it’s own ETF index lolz. Very good info & humor! Anybody reading this don’t quit, keep you’re head up & divvy on!👍

I'm 60% SCHD and 40% JEPI. That's my entire portfolio. So far so good!

Great video Gen X. I hold SCHD at about 6.5% of my portfolio. I'm still debating about adding some of these other funds. I'm about 80% done converting my IRA to a complete dividend portfolio, tiring to recoup some losses when the tech bubble popped last year. My goal is to retire in 13 years.

One of a kind 🙌 been hooked since 2020 and has me refreshing everyday hoping for more of your content! I’m glad I joined the journey of investing

Really nice job again, probably the best analysis i have seen on these ETFs out there b/c you nailed the facts. I have my daughter invested in VTI and SCHD and i own SCHD, DIVO, and JEPI and sell CCs on my own individual stocks. If you wanted or ever needed more income you could add one of these covered call ETFs or in your IRA holdings you could keep things really passive and selectively sell CC further out in time like i do and increase your income pretty significantly. But If you don’t need more income you have a solid portfolio so your just fine!!

cool vid. really like it. I hold schd and dgro as my 2 etfs.

Own JEPI, SCHD and DIVO. Love all of them. Thought about VTI several times but I like low beta and seeing money come in and reivest. If I want growth I'll just trade or buy more growthy funds like BST or JEPQ even because I still like dividends on growth. The YieldMax ETFs are cool too if you haven't looked into them

Always look forward to your videos. I'm sort of like the older woman whose husband set her up only I'm 10 years younger whose father set her up w/dividend portfolio intended for my predeceased mother. Given my father's age and year he started investing, no ETF's for him! LOL I have SCHD and DGRO in Roth IRA, SCHD in small traditional IRA, VTSAX in Roth 403b (started later), and the rest of portfolio invested in individual stocks. Guess the apple doesn't fall far from the tree! I plan to retire in a year or two with a teacher's pension, but I thought about adding JEPI to my Roth IRA??? Upon settling the estate and filing taxes, somethings I am sure about are strategies and rebalancing before I set sail on the boat to retirement.

My guess for not being in VTI: TD, BTI, MO and SCHD. I am in JEPI and JEPQ (I also have QYLD AND RYLD). I plan to retire in 2 years and want to build income positions which are currently 35% of my portfolio.

Hi GenEx... Another very informative and educational video. I look forward to your great work every week. Thank you for the hard & quality work. I have SCHD in multiple accounts - Brokerage - Traditional IRA and Roth IRA. I also have VTI in my Roth IRA w/ SCHD. I have been looking into JEPI and JEPQ and decided to purchase some JEPQ recently. I look forward to your video on JEPQ. I am still pondering going forth with a JEPI piece as well. I look at these as not a main meal but appetizers to complete my portfolio and I try to stay in the 5% % of my account for each holding I have. Thank you again.

I have SCHD only but I also have HYLD-U which has JEPI and JEPQ in it interesting video thanks for explaining

I currently own JEPI and SCHD in my IRA account and DCA on both of them. Great video, Thank you !

Interesting take, amazing analysis, thank you for the info as always

3/4 on the quiz. Completely forgot TD was Toronto

Excellent and informative video, thank you!

I held SCHD up till recently when they added energy and Ford to their top holdings. For you, I'd get a good bit of Divo, it's a monthly payer that has a good bit of growth behind it, a super nice dividend to add as well. It's going to be something you can watch compound very quickly. Also Divos top 10 holdings are absolutely amazing. Msft, PG, V, CVX, UNH, MCD, JNJ, JPM, HD, and GS. They also hold a good bit of Apple, Deere, LMT, and Mrk, there's so many great holdings over 1% here with Divo!

only identified 3 that aren't in vti 😪, thanks for the vid, i wasn't sure if i wanted to go all in into vti even as a dividend investor, this video helped a lot lott

Your channel is very inspiring, I'm a younger GenX investor at 43 yo, I'm sole income earner and I plan to work at least 10 more years before retiring, I'm setting up the exact same structure you have for your wife and family with dividends going straight into a checking account for my wife. When I die she'll still be taken care of. My portfolio looks a lot like DIVO, like you I own individual stocks with little/if any in ETFs.

I just joined the SCHD club

I’ve been waiting for you to make this video

Great video!

Excellent Video Thank you!

Got 3/4.....missed EPD! Which I own?! 😑 Anyways, probably because I watch all of your videos when they drop. I watching JEPI and SCHD for possible income positions when I retire in around 8 years. Would be a good way to continue to compound a portion of my retirement and leave an income stream for my spouse. Great breakdown once again.

Nice review, very helpful.

Glad I got 3 of them right! I guessed BTI, SCHD, and EPD correctly. Missed TD. 😅

Hey brotha i love you videos hahaha been following pretty closely recently

Very informative video 👍🏻

I’m heavy on VTI, can’t go wrong with it. Currently have over $20K+ on VTI.

Got 2 but didn't have my ☕ yet also been adding to schd in Roth but may start adding in taxable to speed up that barista 🔥 goal

My profolio has SCHD, DGRO, IXUS, ICLN & IRBO... thinking of adding SPYI for the cover called because it's more tax-efficient...

I own quite a bit of SCHD and VTI. I sold most of my JEPI. This is in a taxable account and I didn’t like paying the taxes as I’m in the highest bracket. I would recommend VTI for younger (

I own Jepi (IRA) Jepq(ROTH) VTSAX( 401k) and in January will be starting a position in SCHD and DGRO(ROTH ) and a few smaller holdings.

XLK, VTI and JEPQ are my favorite ones. Might get back into SCHD and DIVO pretty soon

I own individual stocks but my kids are in SCHD and an S&P 500 index fund. I knew SCHD and BTI were not in VTI. Maybe I missed it, but you said 'devo' about 100 times and not a single whip it reference? Now I can't get the damn song out of my head.

I don’t get a fly over. I only was able to guess 3/4 even though I watched last week’s video. I was unaware that MLP’s were not held in VTI. Great info to know GenEx. Thank you so much!

Hey man could you post a video on the things you look in a particular stock. I know you keep telling them in videos but an video with all the information makes sense to me

On the quiz, I got TD and British American Tobacco, though I mistakenly thought REIT's might not be included so I guessed that one wrong.

Sir I'm always taken back by the quality videos you produce! I'm a bit worried because I'm 100% into SCHD. That's more than 10% of a single position.

I have Schd and Dgro in my portfolio and I’m happy with those. I’ve had Dgro longer and have a nice Capital Appreciation in it. I’ve bought in with Schd about a year ago so the gains in that are minimal. Still a nice dividend. I did think of 3 positions of yours. That would be Schd, the PTP you have and BTI. I Always like hearing about different ETF’s that I am not invested in. It get me thinking what is out there that might be a fit. Thanks again for your weekly videos. I so look forward to them.

The free royalty videos of the dudes nodding along were killing me.

JEPI, JEPQ, DIVO, IDVO, and SVOL are all in my Roth IRA. However, IDV, SCHY, SCHD, and DGRO are in my taxable brokerage. The financials sector got a big boost with the addition of V and MA, which were previously defined in the credit services industry in the technology sector!

I have both of my children investing in VTI (it takes the guess work out of it for them). I'm liking SCHD and may start a small position in it. My retirement account is much different from my "play" account. My play account is going to do well once TSLA, GOOGL, and AMZN take off....lol. As for your question, I got TD correct.

The risk I see with JEPI is the performance will be at great risk when the current mangers retire. Best bet long term is a good algorithm (SCHD).

I'm holding and building SCHD, DIVO and VFV to accompany my income funds. I've also got 4 etfs that I invest in for my work pension program, so growth is covered here. Income with some growth is covered in my rrsp and tfsa. Best of both worlds.

SCHD and I’m thinking about getting VYM as well but with me being Canadian exchange rate is not fun

No soup for you because that’s what I’m gonna do 😂😂. I might steal that one

My college age kids hold VTI as a core holding, they then hold other diversified mutual funds and ETFs. I hold a large position in JEPI, great return, not sure this year will be an up year so positioning portfolio for income and JEPI provides that in spades.

I don’t know what category you would place a retired 85 year old, certainly not a GenX! I am primarily interested in yield for my current expenses, safety in non-speculative ETF’s and some growth for my kid’s inheritance. Slowly leaving stocks, I am presently 50% in SCHD but looking for other ETF’s with low correlation to SCHD! Guessed three on the quiz!

VTIs P/E is historically high, not touching that for now. Holding JEPI JEPQ and SCHD. Looking to get into divo.

I'm half and half on SCHD and VOO.

Thanks for the good video

I am in 80/20 in VTI/Tesla but when I recoup my losses thinking of going all in Schd

10 years out from early retirement so I'm focusing more on income from here out. Long on SCHD, JEPI and REALTY INCOME in my ROTH. The goal is to replace most of my paycheck and do seasonal work while saving lump sums from my other accounts for full retirement!!

Great video

I got 2/4 and hold schd and plan to buy more, some jepi(but also xyld) in my roth. no divo, no vti but have the equivalent in my 401K.

I have ONEQ, DGRO, DIVO, SCHD, and JEPI. Nice blend I think

Very long in VTI.. been working on building up Schd for the past year and a half.

The winner is a combination of all 3 or 2. My preference is Divo and JEPI. Even with the little higher fees on divo .( I like the conservative aspects of Divo, just as I like the more speculative aspects of JEPI)

Nice video 😊

Preface with my 401/Roth and rollover are 80% growth, brokerage though is 10% Jepi, 5% future goal, 21% voo, 41% Schd, goals of 25+50% for those, leaves 20% in the future for individual stocks, which is 28% ATM.

I would make sure that JEPI investment is in a Roth IRA. I didn't know that @ first. But I only have 23 shares in my brokerage account.

I'm thinking about going 100% JEPI or JEPQ in my Roth, then when retired just take the dividends out without having to sell anything.

JEPQ sells out of the money calls, so I think amortized over time ,there should be good returns not just income .

I add 1000$ to SCHD a month in my taxable. It’s adding up

Great video GenEx I own Divo Jepi and Jepq

I have 220k of MCD. I am buying another 80k of MCD per year with my salary for 10 years. I'm reinvesting all dividends back into MCD. I'm selling deep OTM covered calls on MCD, which is about a 4.7% return, but they are all taxed as regular income. I don't like diversification.

I own all of them. I'm not sure which one I'll overweight. I'm retired and only invest using IRA accounts.

have you ever considered adding a fund like FIG ? I can’t tell if these types of funds really do provide benefits (limit drawdowns, capture upside, etc) or are just overly complex ways to pay higher fees while getting typical market returns

@GenEx I hold mostly SCHD in an IRA and a small amount JEPI & ARDC in IRA as well What’s your thoughts on ARDC and JEPI long term ….hope they are not like Yieldmax or TSLY ? And keep the value

I guessed EPD and BTI. Almost all (99%) of SCHD's holdings are also in VTI; so SCHD is practically in VTI. I've been buying mainly SCHD, some DIVO and DGRO and a little JEPI/JEPQ. I'm also looking at IDVO to add some international exposure. Need to figure out the taxation on foreign dividends as you mentioned.

Am I missing out by investing in VOO and not VTI? I’m wondering if the S&P 500 is better than every stock in the market.

I hold some JEPI. im curius to hear your opinion on monthly dividend stocks and which ones you like or dislike.

My div portfolio is NVDA, SCHD, JEPI, and JEPQ

How do you effectively research a company

While I like SCHD I am concerned about putting it all in one ETF even though it Holds 104 companies. I would like suggestions for other ETF’s that give dividends over 3% and growth as well that do not correlate with SCHD?

Would be more helpful to see how much each made after taxes.

I’m doing SCHD 80% and SCHY 20% in my dividend portfolio 20 years of these duo hopefully will do the job 😂

I’m thinking BTI-TD- and O oh and SCHD

I'm in just over 50% of my portfolio into SCHD 💪

Can someone explain what SCHD looks like long term. It has capital appreciation and dividend growth of 10%. Statically, if you ran this out 30-40 years it would compound into a dividend monster but we know the math isn’t static. As it filters out companies to meet its criteria what happens in the long run? In a snap shot sense it looks great, 10%+ dividend increases but the yield itself is relatively low. Are you just constantly treading water as companies switch out and you’re basically just left with the yield and the capital appreciation meaning it just ends up being a less efficient VOO/VTI? What am I missing?

EPD I’m guessing in not in VTI

My ETFs, VYM, SCHD and VIS

I hold vymi and schd. I do hold jepi and jepq in non taxable accounts with stuff like reits and BDCs for the most part.

I've been buying SPYD and Was thinking I should of bought SCHD instead. Looking to buy JEPI next.

Please do a video on TSLY

Own JEPI in my Roth along with other monthly payers like O to get the tax shelter Own SCHD in my taxable, a larger position I built out over the last year and will likely pause to see what 2023 brings

Epd, BTI?

I hold all 4 in different accounts. I'm satisfied with their results. I hold them for different reasons.

What if you are holding JEPI in a Roth? Wouldn't the tax implications be mitigated?

After last month, SCHD removed many of the Financials as well as IBM. I think you were looking at the old holdings list.

WOW what an inspiration. May I ask how old are you?

What would u say about holding jepi for my cash position as I dollar cost average into other investments? For non-taxable accounts or even taxable?