Two types of disability insurance policies are short-term and long-term disability. These are important policies to have as they can protect your income when you become unable to work. In this video, we discuss what happens if you file a short-term disability claim but receive a denial and still want to file a long-term disability claim.
Long-term disability benefits can protect a person's pre-disability earnings when they cannot work for an extended time. It is a separate claim from short-term disability, so claimants may wonder if they are still eligible to file a claim for long-term disability, especially if the same insurance company administers both.
Be sure to check out some of our related blogs:
Can I Apply for Long-Term Disability Benefits If I Was Denied Short-Term Disability Benefits?: cck-law.com/blog/can-i-apply-...
How to Avoid a Long-Term Disability Claim Denial: cck-law.com/blog/how-to-avoid...
Going from Short-Term Disability to Long-Term Disability: cck-law.com/blog/going-from-s...
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0:00 Introduction
0:49 Differences Between Short- and Long-Term Disability Policies
1:24 Reasons to File a Claim for Short-Term Disability Benefits
1:40 Can You File for LTD Benefits If Your STD Claim Receives a Denial?
2:05 Advice for Filing a Long-Term Disability Claim After STD Denial
3:20 Why Should People Consider Hiring an LTD Lawyer?
3:47 Conclusion