Should I Buy a Second Home?

  Рет қаралды 101,192

Ramsey Everyday Millionaires

Ramsey Everyday Millionaires

3 жыл бұрын

Should I Buy a Second Home?
Listen to how ordinary people built extraordinary wealth-and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Christy Wright, Rachel Cruze, Anthony ONeal and John Delony.

Пікірлер: 98
@kenaddoh4693
@kenaddoh4693 3 жыл бұрын
Brilliant, I didn’t know that Dave took international calls.
@gmarie3053
@gmarie3053 3 жыл бұрын
375k in London, knowing the prices it’s probably a one bedroom. She’s done so well though!!
@TheeMrsChampion
@TheeMrsChampion 3 жыл бұрын
I think that’s in pounds too 😳
@rodofgold1394
@rodofgold1394 3 жыл бұрын
Yup! 2 bedroom max
@TheWolfXCIX
@TheWolfXCIX 3 жыл бұрын
Finally some English representation on the Ramsey show :D
@JOZoSo.
@JOZoSo. Жыл бұрын
Yes, because we needed to understand the callers even less.
@slippinslidewayz
@slippinslidewayz 2 жыл бұрын
Dr. John makes a great point. My wife is very frugal so before we got married, I bought some frivolous truck parts. I didn't even think about the intention behind it. I think a little bit of it was holding on to my past. But don't worry if your getting married. Marriage is a wonderful thing, as long as you pick a partner well and communicate! 😁
@enzoferrari88
@enzoferrari88 3 жыл бұрын
John- She sounds more smart… Well after that feedback she genuinely is smarter. Haha
@sammader5456
@sammader5456 3 жыл бұрын
Dave teaching works everywhere no matter where you from
@bradleymaravalli2851
@bradleymaravalli2851 2 жыл бұрын
John, what a great catch! Definitely something to sit down and think about.
@ErinWilke
@ErinWilke 3 жыл бұрын
I think that was a wonderful response from John Delony, very insightful.
@CaseyBurnsInvesting
@CaseyBurnsInvesting 3 жыл бұрын
She’s making a ridiculous amount, she can afford it if she keeps grinding.
@daaa8477
@daaa8477 3 жыл бұрын
she is an actress lol
@MickMikeA
@MickMikeA 3 жыл бұрын
@@daaa8477 yeah her income can disappear tomorrow and the skills aren't really transferable
@michaelb.8953
@michaelb.8953 3 жыл бұрын
Maybe you should have a better choice of words, but we get what you mean.
@Mrtkm
@Mrtkm 3 жыл бұрын
@@michaelb.8953 What’s wrong with his choice of words?
@TartarianTopG
@TartarianTopG 3 жыл бұрын
@@michaelb.8953 ummm
@elsaj1764
@elsaj1764 3 жыл бұрын
These guys have good chemistry
@UltimateIrishRebel
@UltimateIrishRebel 2 жыл бұрын
It feels like every single call into Ramsey has an American accent, this is an interesting change!
@aceofspades6667
@aceofspades6667 2 жыл бұрын
on 250k per year they cannot afford a home in LA and London.. they could afford a home in 1 location but it would need to be modest.
@linuxsurfer2002
@linuxsurfer2002 2 жыл бұрын
She also might be wanting to hedge against divorce, meaning if she buys it before marriage, it's just in her name and she wouldn't have to split it. But I don't know the laws in London so it might be different than in the US.
@thetruth5635
@thetruth5635 3 жыл бұрын
Happy 5th of July 🇺🇸 🇺🇸
@tonythaiger93
@tonythaiger93 3 жыл бұрын
Stop your trucker statement
@alexanderroberts8579
@alexanderroberts8579 3 жыл бұрын
It brings tears to my eyes when someone has that much cash
@marktheshark2569
@marktheshark2569 3 жыл бұрын
Yea but putting all that money into a house is not smart. U can invest that and make much more. I will be honest and don’t know interest rates on houses in England, I did see a 3.54% which is good and means you should invest a lump sum of money instead of paying cash for a house u will end up with much much more money
@jimroscovius
@jimroscovius 3 жыл бұрын
Why?
@alexanderroberts8579
@alexanderroberts8579 3 жыл бұрын
@@jimroscovius that’s amazing.
@jrey1
@jrey1 Жыл бұрын
​@@marktheshark2569 but you know its not necessarily following the Dave Ramsey plan. If you have the cash for it 10/10 they're gonna tell you to pay it off
@moneybee
@moneybee 3 жыл бұрын
Her accent seemed to really throw them off at first haha! Certainly has the potential to be an appreciating asset, but my guess is they probably won't be crossing the pond as much as they expect. Not to mention when the water heater goes out or the faucet leaks, it's not something you can easily take care of yourself from 5,000 miles away!
@annajones9701
@annajones9701 3 жыл бұрын
Not a problem with good real estate agent
@jameswalker590
@jameswalker590 2 жыл бұрын
@@annajones9701 Real estate agents in the US don't fix faucets or water heaters, nor do they call someone else to fix them once a sale has been made. Maybe if she had a property manager to look after her property.
@matt_kitson_
@matt_kitson_ 2 жыл бұрын
I’m British and I just realised how British I sound.
@kdkdkd4153
@kdkdkd4153 11 ай бұрын
Excellent! What are one's motives in purchasing 2nd home?
@DewTime
@DewTime 3 жыл бұрын
I think he hit the nail on the head by saying she wants to plant a flag back home so she doesn’t lose her roots. But that’s counter productive to her goal of being married soon because this is really not a shared goal
@plants4thewin
@plants4thewin 3 жыл бұрын
Might have been nice to let the Doc chime in before Dave HUNG UP on her so we could have heard what she had to say. Dave, the king of HANGING UP ON PEOPLE...🤣
@jimroscovius
@jimroscovius 3 жыл бұрын
He doesn't hang up. He mutes them.
@kuryanthomas1438
@kuryanthomas1438 3 жыл бұрын
well done 150k as a regular actor (that is not the famous hollywood ones you see in the news). A lot of actors are struggling and cant even pay their bills!!!!
@pmaint1
@pmaint1 2 жыл бұрын
@Kuryan Thomas The rich and successful actors and actresses you are speaking of are the ones in the cult ( Freemasons).
@mayve953
@mayve953 10 ай бұрын
Buy in Hereford AZ!
@HangNguyen-ih8rf
@HangNguyen-ih8rf 3 жыл бұрын
“I make a quarter of a million on a bad year and have always been debt free all my life, but I need to call Dave to validate my worth/success.”
@jimroscovius
@jimroscovius 3 жыл бұрын
Jealous much?
@dchrysostom
@dchrysostom 3 жыл бұрын
😂😂😂😂😂😂😂😂😂 so right … ridiculous call…
@joank.0421
@joank.0421 3 жыл бұрын
😳 Can you buy cash for a 2nd home? Yes, then do it. No, then rent in LA.
@DoctorSmartyPants
@DoctorSmartyPants 3 жыл бұрын
Dave learned something, lol.
@FireFortuna
@FireFortuna 2 жыл бұрын
Repping UK yay!
@RJRussoVids
@RJRussoVids 3 жыл бұрын
What a dumpster fire of a call. The caller wasn't bad. Nice guy John needs to get out of the house more and Dave missed a huge issue. Actors often get into trouble with real estate. Expecting to maintain expensive properties in both L.A. and London, while managing an acting career and a new marriage is just a bad idea. She's better off renting a modest flat in London, and seeing how the career and marriage go over the next year.
@rethinkcps2116
@rethinkcps2116 2 жыл бұрын
DR might have been aware of the hot London real estate market, meaning you could cut & run if need be without a haircut. Perhaps -
@NeyJ
@NeyJ 2 жыл бұрын
So awesome hearing a brit calling in!!
@jameskarue5718
@jameskarue5718 3 жыл бұрын
Buy n air Bnb it.
@stevenlamb2142
@stevenlamb2142 2 жыл бұрын
Buy it on a buy to let mortgage, London prices double every ten years. The rent would easily cover the mortgage and you can off set the mortgage against your taxes.
@bigbill74scots
@bigbill74scots 2 жыл бұрын
I broadly agree however the tax changes to BTL here in the UK really aren't kind to single unit BTL investors.
@richardnorman8402
@richardnorman8402 2 жыл бұрын
Love ya Dave but let Dr. John speak. Baby steps work every time. Thanks guys.
@bordenbizelle292
@bordenbizelle292 11 ай бұрын
I would like to buy a 2 in Lytle creek area near me
@gmarie3053
@gmarie3053 3 жыл бұрын
Wth I’m from London but she sounds extra Londonish - Is this how we sound? 😂
@jimroscovius
@jimroscovius 3 жыл бұрын
Yes.
@azteca6695
@azteca6695 3 жыл бұрын
Yep
@douglasbrinkman5937
@douglasbrinkman5937 3 жыл бұрын
no. one is enough. on average, the career of an actress is pretty short. in 5-10 years, she won't be working in theatre anymore.
@annajones9701
@annajones9701 3 жыл бұрын
Invest in London as great capital gain potential. London better potential.
@ultimatematty
@ultimatematty 3 жыл бұрын
Dr John is the King of the simps. Even though he's married he just trips over top of himself to worship every woman who calls the show. 😂
@superblump87
@superblump87 3 жыл бұрын
Who hurt you?
@pvn0369
@pvn0369 3 жыл бұрын
@@superblump87 Nobody, he's speaking facts and we agree with him.
@webfreakz
@webfreakz 3 жыл бұрын
I so hate the word "simp".
@terriesmith2616
@terriesmith2616 3 жыл бұрын
Out of all the people who worked at Ramsey, Dr. John is the BIGGEST SIMP there is. No argument here.
@tonythaiger93
@tonythaiger93 3 жыл бұрын
Yall sound fennny per Dave
@untouchable360x
@untouchable360x 3 жыл бұрын
She should just airbnb the home out.
@bhupesh0111
@bhupesh0111 3 жыл бұрын
I just so love the British accent!
@brethitmanhart275
@brethitmanhart275 3 жыл бұрын
You wouldn't if you heard the actual average British accent 🙉
@shannonzittlow8462
@shannonzittlow8462 3 жыл бұрын
Happy Independence Day everyone Thank a Veteran for our freedom 🇺🇸🗽🇺🇸
@GokuInstinct1
@GokuInstinct1 Жыл бұрын
Can’t a second home be an investment and not just a toy?
@dchrysostom
@dchrysostom 3 жыл бұрын
Ridiculous call….
@sabretechv2
@sabretechv2 Жыл бұрын
The life of a real Brexit geezer
@teddykgb89
@teddykgb89 2 ай бұрын
I bet she meant $3.75M
@maryjones6115
@maryjones6115 3 жыл бұрын
LA?! On my....high crime, high taxes, high smog, crowded......yikes
@tanpham7411
@tanpham7411 3 жыл бұрын
Exactly. Why not Nevada. It’s close enough without all of the above disadvantages.
@neelkrishna
@neelkrishna 3 жыл бұрын
LA also has 10x the magic of almost any other city in America which makes those other factors worth it for me, especially if you have $
@maryjones6115
@maryjones6115 3 жыл бұрын
@@neelkrishna Magic?? Maybe so....wealthy people living in their pretend world of fun and sun ignoring the misery which surrounds them.
@sohyangworld1544
@sohyangworld1544 3 жыл бұрын
There are nice areas in LA
@neelkrishna
@neelkrishna 3 жыл бұрын
@@maryjones6115 I can’t tell if you’re super right leaning with your original comment or super left leaning with your anti wealthy people comment 😂
@zeal4god402
@zeal4god402 3 жыл бұрын
Maaaaaaarvelous diction on this actress!
@patrickknapp5867
@patrickknapp5867 3 жыл бұрын
Make it an airbnb, hire a airbnb manager and now it's an asset.
@DewTime
@DewTime 3 жыл бұрын
Boom, that’s the real answer!
@user-wc2ho7im7j
@user-wc2ho7im7j 2 жыл бұрын
It is easier said that done.
@patrickknapp5867
@patrickknapp5867 2 жыл бұрын
@@user-wc2ho7im7j than* Lol must be
@joseangelmorales495
@joseangelmorales495 3 жыл бұрын
You have to sell the car dear.
@lexieshores3889
@lexieshores3889 3 жыл бұрын
Rent a home or apartment in London so you have flexibility.
@pmaint1
@pmaint1 2 жыл бұрын
The caller sounds like she has her stuff together. So she can't be stupid enough to buy anything in L.A
@djpuplex
@djpuplex 3 жыл бұрын
Even a proper jolly ole English women have houses or flats on the brain. Stiff upper lip love.
@pneron2032
@pneron2032 2 жыл бұрын
Hang on, who is she? If she is earning $ we would know her.
@mccoyji
@mccoyji Жыл бұрын
Dave is getting nervous....
@tonythaiger93
@tonythaiger93 3 жыл бұрын
Why is she saying lb not dollars per Southern ppl lol
@fundingsecured7072
@fundingsecured7072 11 ай бұрын
The real question is, who is she?
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