Exactly. The 50% who can’t cobble $400 together waste ridiculous amounts of money.

Not only is alcohol a waste of money but it also causes you to make foolish decisions with money. It also causes divorce which is very expensive.

Absolutely! We need to talk about that more.

Mostly that woman’s fault I am married but not stupid to solely depend on my husband I work pay some bills I also make sure I put money aside for emergencies

@@fatimamanneh9432We know better, but the "trad wives" type are usually recruited from very young women, who don't know as much as we do, who've been told that being a SAHM is the best thing they could do. There are also a lot of men who will force them to stay at home, everything from wrecking their cars to making them so sleep deprived they can't function. The best we can do is tell the the truth, so they know what's going on. Don't forsake your little sisters, teach them.

@@fatimamanneh9432 you must really meed validation to blame the victim of a situation when you don't even know what your own future holds for you.

​​@@diamond852thank you for saying this. I stayed at home until my son went to Pre-K. Now I'm repairing my finances while going through a divorce. Encouragement would be nice instead of blaming.

Women can’t be blamed for their financial situation because they always sacrifice everything for the well being of the family. They definitely need protection and laws to protect them from being out in the street homeless. Women are the backbone of the society, they raise future citizens. Please no judgment.

Like Nathan Wade.

Or being born in a country where they don't have rights?? I feel like this financial advisor is out of touch with reality.

Dingleberry777 Being a lawyer is work. And it pays much better than being a troll

Women need to become independent before they become pregnant

EXACTLY!!! I'm so sick of women lying with awful men out of desperation!!!

That's great but don't do it if you have no savings. And you don't have to do it daily.

@@natashadickson4819 5:02 "But women still give more to others than we give to ourselves, and that is a really big mistake."

Because she owns a lot of stock.

Fat Cat price gouging didn't end fracking or Stay in Mexico on day one. Competition the invisible hand beats Central Planning by tyrant government any day. Where do you get your brainwash? Liberal arts college and monopoly snake news? Yes.

Because Democrats are owned by mega corporations.

That's not reality....adjusted for INFLATION....corporations profits are DOWN!!!!!!!!!!

They aren't price gouging.... It's called inflation

She’s Rich!. She’s part of the problem. Rich people don’t live in reality.

So if she was to acknowledge that, how would that change the numbers in your bank account?

@@vienicestyles So how did she get rich?

Corporations pass on their increasing costs because their supply chain is experiencing inflation also. It isn't about corporate greed !

Sadly we have to boycott.

Depends how they got rich, and what their advice is. Suze is self-made, and she didn't become financially secure by cheating, or by harming others.

​@@eponymousImeyou're joking, right? The Approved Card; University of Phoenix; ...

@@invisible.fatman Well, true...forgot about the Approved Card fiasco from way back when. But that has not been the entirety of her business career. She's a brand. She gives advice, and enough people value it to contribute to the value of her brand. Doesn't mean it's the best possible, purest advice out there. But neither is it entirely without merit. Did not know about her association with the University of Phoenix. I know several people who got MBAs from there, knowing it wasn't the most prestigious name in higher education; but it certainly wasn't a scam on the level of Trump University. It's certainly disappointing that she would align herself with a 3rd-tier institution and it does put a tarnish on whatever good advice she has offered.

@@eponymousIme Amen!

Right, best to get your financial advice from poor people. And your health tips from fat people. Give me a break!

Yes - people should watch Rami Sethi instead. He discusses looking at $30k decisions, not $3 ones.

​@@SS-rv1mb$3 coffees are $50k decisions when you consider what that amount would be worth invested over 30 years into the sp500 with compound interest. Go search compound interest calculator online and plug in the monthly amount spent on coffee and pretend instead you invest it at 10% return over 30 or even just 20 years.

[Fine/luxury] jewelry is an investment

12% would be high speculative investing. No one who is struggling wants that kind of risk. She may be doing it though because she has more to play with. I was happy to get 4+% on some bonds last year. She has become increasingly out of touch with the economic realities of the average Joe and Jane.

Thank you, I think you are correct. I don't know why she does so much bashing of Starbucks when clearly there is other expensive stuff (like clothing) she is throwing money at. I think balance is a good thing.

I had Starbucks coffee once. Someone bought it for me. It was ok. I stick to fast food and Sheetz coffee for the most part When I want coffee. I want coffee now

I go to Starbucks but just get a cup of black coffee and chat with a friend. I agree with no beverages at restaurants. The prices are so high. I just have water.

So I think you missed the point of her conversation. It’s not about Starbucks, she could’ve used any example of how people are spending their money. So what is it that you failed to understand about how money works?

And it’s cheaper

how is that different from starbucks?

A lot more bold from what I've been told

I'm an American from Seattle, I completely agree with you, I despise Starbucks. Too sugary and gross. We have many local coffee shops that are extremely tasty that are not Starbucks. I also enjoy making my own at home.

She thinks she is talking about the regular person, but she doesn't understand what regular people go through. She even can provide context about regular people but still she clearly doesn't understand. This is what it's like when non-authentic people are given platforms. We should be hearing from actual professionals who study the economy not business people trying to spread some toxic form of anti-consumerism. The economy works by movement of money, so if it were up to her our economy would be frozen. The reality is the business world holds the regular people hostage through debts with high interest rates and hoarding wealth. She's a wealth hoarder, she's part of the problem.

@@noah9552 Hate much? So instead of hating on Susie, perhaps you should start implementing some of the things she’s talking about. Her conversation was not about Starbucks. She could’ve used any of a number examples of what people are doing with their money that perhaps they shouldn’t be doing, like buying an espresso latte every day. So the problem stems from the fact that most people don’t know anything about how money works, because they haven’t been taught about how it works, therefore, you can’t do that which you don’t know, and so the problem with money is the same as the problem with kids, neither comes with instruction. Capeesh!

You can only cut out so much, eventually you have to find more money somewhere. That's the problem we're facing right now with wage stagnation. I don't know your situation, I very much empathize with the struggle of trying to make all the necessities fit into a small income. I found out about local programs that help cover heating in the winter and cooling in the summer, some rebate programs that put money back in your pocket while still keeping your home warm. I also found that I could get a much cheaper phone plan that saved me a lot of money. Cutting out cable and sticking to libraries and free streaming services also helped me save money while still getting to enjoy some fun things. It's stressful when you don't know where you'll get the money for basics, but sometimes local community resources you don't even know about are available and can be much more helpful that an "expert" like Suz.

@@cbpd89 So why can’t both be true? I think a lot of people are missing the point here, because I agree with everything you just said, you make so much sense, you’re so practical, you’re so down to earth, and your common sense approach makes so much sense, unfortunately for some, they’re to focused on the messenger, and not on the message, because the message maybe, to matter of fact, and they want this one person to solve all of their problems, by giving them step-by-step directions, and that’s not possible, and it’s not possible because of everything that I’ve just said, that they’re to focused on the messenger, rather than on the message. So whether it’s susie Orman or someone else, no one can solve your problems, except you, what Susie Orman is attempting to do is to give you some ideas that maybe you haven’t considered. So she’s not trying to solve everyone’s problems, as no one can do that, and neither should they, because you’re an adult, and it’s your responsibility to solve your own problems, and take care of yourself and your family, and that is not something you can or should outsource to someone else. So Susie was using Starbucks as an example, and she could’ve used any example, but she simply chose Starbucks, which apparently hit a nerve for some people, because maybe they don’t like Starbucks for some reason, but she just took one example, and said just try doing this one thing, and it’ll make a difference in your life, and so Susie is not the be all, and end all to all your financial problems. She’s just giving you some sound advice using a particular example of how people are wasting the money they already have, while worrying about the money they don’t. So cloud out all the other stuff, and just concentrate on that one thing she said, and the rest is up to you, not up to Susie, but to you, and so can you stop doing that one thing, which is buying high price coffee at Starbucks, spending to much time and money at the casinos, buying lottery tickets and hanging out at the neighborhood watering hole in your community, just take that one idea, take that money, and redirect it into something productive, that will give you a return on your investment, and too many people don’t understand that either, they don’t understand investments, they don’t understand how it works, and they don’t correctly reason why they need to do it or how they can do it, because they have never been taught how money works, and so I’ve heard all the excuses, from I don’t have any money, or I don’t have enough money, where am I going to get the money to invest? So what I am hearing are excuses, and excuses are reasons for not doing, that’s the problem, not having the discipline, the determination to get what you want out of life, and so instead of just whining about this and that and the other thing, it just make you sick, and it doesn’t solve anything, and so stop with the complaints, and dumping all your problems on this one person, as they’re not your Lord, and Savior, and they’re not here to solve all your problems. So, as I said, only you can solve your problems, but you have to first correctly identify what the problems are, because unless you correctly, identify what the problem is, then you can never solve your problems, no matter who you are. It starts with you not someone else, but with you, so if you just listen to the message, concentrate on the message, and not on the messenger, but the message, by asking yourself, what is the message? That’s where you need to start and then you need to ask yourself a question, can I apply that lesson and repeat that lesson, by applying it in a problem solving exercise, crowding out all the distractions/noise? So we all start out working for someone else, it’s a way to earn a living, and there’s nothing wrong with that, as that’s normally how it works, but if that’s all you do is work for someone else, then you can’t expect to get rich, and you certainly won’t get wealthy by just working a job, and so the only way I know you can get rich/wealthy is to learn to get more value for the money you’re already spending, and redirecting that money into an investment that gives you the greatest return on your money, and stop worrying about the money you hope to have someday. Cheers 🥂

@@theodorehaskins3756 the problem is the message is common sense (save money, dont buy things you dont need) and actually damaging to the economy, and the messenger isn't reading the room or actually in touch with our current issues. she doesn't offer any tips about ways to save money that the average person isn't aware of. this is probably because she represents the very upper class that banks off of us. she may have just been on here to promote her brand and this could just be a deal she made with msnbc. it's actually very likely that is the case.

Yes, very clear 😊

Good point. I used to make my own clothes. I enjoyed doing it. But it became far too expensive. It’s cheaper to go to a second hand store and buy a finished garment

Yeah, I remember that.

yes...she looks terrible....😬

I have never consumed coffee though I love the smell of it.

Here’s a cookie 🍪 😅

@@sallyhemings2295 I just had a cookie with my coffee at home. It was very good 😊

Yes, always order WATER! $3.50+ for a cola no way. Plus I get more of my water intake for the day.

So it’s an assumption to illustrate a point. So what was the point that she was trying to illustrate, that you somehow missed?

So do you know anything about money and how it works?

@@theodorehaskins3756 where are ppl getting 12% on their returns Theodore?

@@theodorehaskins3756 can you tell me where ppl are making 12% on their returns?

@@theodorehaskins3756 can you tell me where ppl are making 12% on their returns?

Your mistake was marrying the wrong man. And having 2 kids with him. Be careful who you procreate with. And wanting to believe that you'd be financially OK with no proof of it. Blame your family for not raising you to understand money and spot bad men.

@@Cathy-xi8cb This lady just poured her heart out and told us a cautionary tale. When she married her husband women were not even authorized to have a credit card or their own bank account so please tell me how its her fault that her parents were not psychic and could predict that women would even have the opportunities that are afforded now. You made an ill attempt at gas lighting this women! Her husband was not a good man to her and what he did was a form of financial abuse!

@@tori5866 You probably weren't born already by 1973. We weren't all victims. Plenty of women knew how to make a decent living even with limited opportunities, knew how to pick a good man because they were raised by one, and knew how to manage money well because their family depended on them to do so. My mother did it. So did her sisters. So did a lot of women. NEVER depend on anyone else to guide you about money. Educate yourself and know that not even a financial planner that is a fiduciary will be more committed to your current and future financial health than you are.

​@Cathy-xi8cb - One day you will learn that there simply is a bad pool of men. All of this "choose better" mantra, is simply missing the point that most men aren't material. For some reason, people don't want to concede the fact that the pool of men to choose from is bad. This woman didn't do anything wrong. Her husband did.

But you get her drift--and its a remarkable gain either way you calculate!

I just looked at my 401k. Average of 12.1% over the last 5 years.

Is it? So who do you listen to, and why?

Steve Jobs said never trust the experts, government Is making a huge mistake going after Apple, 90% of people that want electric vehicles already bought them, Orman was completely wrong in 2008, I trust my own judgment

What it'll do is redistribute wealth from the rich to the poor. And this will be a fine thing.

@@LordOfLight So are you willing to explain with specificity how that would work?

What about Dave Ramsay? Rice and beans, bean and rice.

Powerfully ridiculous

Does Ms. Orman budget wisely? How much do you pay for an outfit, suzanne? How much did Ms. Orman pay for that outfit she was wearing for the interview? But she's not wasting money? Well, if she is, it is the money that people who bought her books, in effect, contributed to the Suze Orman Wealth Fund. Aren't you sick of being lectured by wealthy people about why you aren't wealthy, implying that they deserve to be?

I do buy fast food. And buy coffee out. And you know what? It doesn’t make a darn bit of difference

People are paying HALF of their income on RENT AND FOOD.....no amount of budgeting can fix that

I don't have the money to be buying tea out and fast food. If I'm lucky, I treat myself to Carl's Jr's Impossible Star meal. That's like once every two months.

@@gnirolnamlerf593 So you sound like someone who hates people who have become successful in their own right, and so would you be better served if Susie Orman was poor?

Exactly. They want someone to give them step by step to get out of their situation

Quit voting for republicans

Bustelo for the win

The rich will still get sick on all the PFAS in the ground.

Gracias Google y KZfaq. Estoy en mi casa. Estoy cansada. El jardín de mi mamá requiere mucho trabajo, hoy barrí casi 5 veces, y limpie el jardín y toda mi casa, lave mi ropa y me hice de comer. Quería ir al supermercado pero no tengo energía para ir. Así que mejor mañana. De Mi Parte Yo He Cumplido. Agradezco Mucho A Ustedes Por Su Apoyo. El domingo quiero levantarme muy tarde,😊😜🤩💙🗺

It's not their job, but they certainly can assist strategically. Otherwise, we regress to Medieval times.

@@eponymousIme Look around you, see all the work going on the roadways and bridges, that is the help, get a trade . make something of yourselves. Dont sit behind the computer, get out there and work for it.

It's the governments job to make the environment possible for people to get ahead

She's great, especially when Joe's not around.

Some of us women are NOT financially insecure.

@@yvonneplant9434 Fanny Willis is about to be disbarred for her perjury.

@@Dingleberry777 yay!!!!

It's sick that people like Suze Orman think they can generalize all women. Rich women have always looked down upon other women and it's so sick. Women are not financially insecure, and men are not financially secure. INDIVIDUALS are different from one to the next, especially if they were actually taught how to manage their finances. The only folks who learn how to manage finances are the same folks that were lucky enough to be born into a highly educated or well off family. None of this is about men vs women, it's individually oriented.

Not all women are financially insecure. I am one of those women.

Billionaires own the media so they push their agenda.

Why don't people like Suze Orman?

Thomas Sowell on gender pay gap would doyouwillwhore. 🤗

💯💯

Two rich old babes yakking?

Irene: Explain why you should have to scrimp and save on coffee and Ms. Orman does not have to scrimp and save on her coiffeur? Or do you think she does her own hair? Why is it OK for Trump to spend $175,000 on his wife's hair styling every year but you have to worry about a $3 cup of coffee? What did he contribute to the nation that your husband didn't? There's where the problem lies.

​​​@@gnirolnamlerf593😂 He constructed buildings.... Some of the most iconic properties in the world..... That's what he did you dingus😂😂😂 He also published books, Owns a social media company and entertain millions of people network television every Thursday

Because we worked TOGETHER for 55 years for what we have, and in a few years, one or both of us will need to be in a nursing facility. We have no parents or siblings alive. Our only child was killed in a vehicle accident 5 yrs ago. AND I object to paying the cost of a 1/2 can of coffee when he drinks 10 cups a day at home. Selfish, but I have always been known to be frugal (cheap).

​@@JudyStroyer-bk6fbwindows are for looking, not for licking

ireneswan1050 So sorry for the loss of your child

Both with years of scam artistry

And pizza

Micah is a multi-millionaire