Here is a summary of the key points from the transcript: - Malaysia property has outperformed Singapore property in terms of capital gains/price appreciation - However, the Malaysian Ringgit has depreciated against the Singapore Dollar over time - The currency depreciation is by design - Singapore manages its dollar against trading partners like Malaysia - It's expected the SGD will continue appreciating against MYR in the long run - Converting SGD to MYR to invest in Malaysia property exposes one to currency depreciation risk - Strategy is to invest in Malaysia property using loans/financing instead of converting SGD - As a Singaporean, can get 100-120% financing to buy Malaysia property - This allows tapping capital gains upside while avoiding currency downside - Initial video lacked currency depreciation context hence misled viewers - With proper financing structure, Malaysia property can outperform Singapore property even with currency depreciation - Allows benefiting from Malaysia capital gains without currency downside Let me know if you need any clarification or have additional questions!

Enjoyed your vid and how it shares Capital Gain and Currency Loss.

I bought my current home 2nd hand in 2016, KLCC area. First owner were Singaporeans. Their selling price to me was - 40% off their original S&P price, this not including the exchange rate loss😮

The currency cannot appreciate just because a country wants it to be. There must be substance behind the currency appreciation. Foreigners will not accept a currency that is pushed up if it is just piece of worthless paper. There has to be solid productivity and solid advancement to support an appreciating currency.

Thanks for the clarification..appreciate

nice one Zul..need to join FC soon...

Hi Faizul, i am a big fan of your videos. Gd idea on taking loan to pay by installment instead of taking cash out. But i was wondering if you take 30 year loan then u end up paying twice of the property price on long term so does that mean it doesnt make a difference ?. Also i try to go to your website but it says individual full, to sign up for far capital services. Can i please have a contact of someone from far capital to start my investment journey. Thank you and have a nice day!