For detailed guide on certain 80C investments- kzfaq.info/get/bejne/a5-qaNyTmqrWZIE.html With Ditto, you don’t just compare Insurance, you simply understand it. Get personalized and unbiased insurance advice from Ditto: bit.ly/3z3p2oV
@firozkitchen9739 Жыл бұрын
Last example…for saving 20k tax you are losing 3 yrs ka profit on 3L rs shares which you sold
@PrajwithUllal Жыл бұрын
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
@brittanynicolette94739 ай бұрын
I began my investment journey at the age of 38, primarily through hard work and dedication. Now at the age of 42, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
@alicebenard57139 ай бұрын
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
@KatherineAnderson-lm8bw9 ай бұрын
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
@brittanynicolette94739 ай бұрын
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $483k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
@SophiaBint-wj8wn9 ай бұрын
Wow, that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
@brittanynicolette94739 ай бұрын
The Adviser I'm in touch with is *'Nolan Velden Brent'* , he works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else. for me he strategy works hence my result. He provides entry and exit point for the securities I focus on.
@shivamshah6826 Жыл бұрын
It's a good example but you also need to show the negative side of it. In 50,000 and 30,000 tax case study We need to consider the dividend amount as well When a person will sell and buy again he will have to pay the broker charges and also quantity will be less if he buys the same amount. Also if what if stock price shows fluctuations not just in upward trend it can lead to huge loss as well. Thanks , Being an influencer you should tell the viewers negative point as well
@MYLIFECOLORS Жыл бұрын
Few positive aspects from observations since a month. 1) Clarity in your speech. 2) Voice is crisp, soft, calm & soothing, though you speak very fast (which is unavoidable). 3) Domain information & knowledge presented with utmost clarity and simple to understand examples. 4) You have a teacher in you! Passion & excitement are vivid in your presentation. 5) The humor & comic timing relieves from boring tax gyan 6) The content & its editing has a professional touch (not cluttered). 7) Videos are not boring and can be watched till the end In this video you are wearing an ethnic attire. Which gives your personality a big push! Wear them more often!!
@yashkushwaha1584 ай бұрын
Suppose someone has earned 5 lakhs of Emirati Dirham in UAE which is more then a crore Indian Rupee and then he returns to India with the intention of converting his 💵 money into Indian currency Would the Indian government require the individual to fulfill income tax obligations?
@aroundtheworldonmanyplates62524 ай бұрын
If u have sent it to India in NRI account then its fine ..there will be no tax ..only taxable money will be the interest that you will get on money
@akhild69 Жыл бұрын
Please do a comprehensive video on tax efficient Financial Planning for individuals to create wealth
@Ramkumar8404 Жыл бұрын
Much needed information. But if one is a salaried person, won't taxes be deducted even before he/she gets their salary?
@sparadi4564 Жыл бұрын
I took physics, chemistry and biology as my subjects in 11th and 12th. I completed by bachelor’s in science and my subjects were biotechnology,chemistry and zoology. I didn’t wanna continue science so i did MBA (2017-2019)after that. I had finance and marketing as my specialization. I was not able to get a job so i started helping my dad in his business. Now i wish to join a job in finance again. What course should i do and from which organization. So that i will be employable. I wish that the couse provides interviews for different companies.
@shaunsensei6948 Жыл бұрын
You'll need to figure out a specific field in finance. But i would suggest if you are into financial markets analysis, portfolio, wealth management then CfA would be a great choice
@thakur2622 Жыл бұрын
Applause to RRR Mam!!!🙏🙏🥰🥰 One of the best gem of financial industry whose simplified method teaches us big complexity as well. P.S we miss your singing mam. 😇😇
@CARachanaRanade Жыл бұрын
Thanks a lot
@zerocool7525 Жыл бұрын
Indeed this is the best channel to learn everything related to finance. Really appreciate the work you are doing. Keep teaching and follow your passion we are learning so many things in every video.
@CARachanaRanade Жыл бұрын
Thanks a lot
@PranavSontakke_ Жыл бұрын
Indeed true😊😊👌👌👌
@PrajwithUllal Жыл бұрын
I have a question. I declared an investment in an FD (1Lac), but now I want to invest in ELSS (1Lac) instead. However, I cannot change the declaration. Will they accept my ELSS investment proof at the end of the year if my investment amount is the same as declared?
@ninadmilindjoshi Жыл бұрын
रचना !! खूप भारी व्हिडीओ !!! आणि खूप सुंदर साडी. माझ्या बायकोला काठ नसलेल्या साड्या आवडतात. कुठून घेतली ? मला तिच्या वाढदिवसाकरीता घेता येईल.
@RaviGupta-ge1jp Жыл бұрын
Which tax regime will be better if your only source of income is capital gains from investments? Also if your only source of income is capital gains from investments managed by you and you have no salary of business income, then can you switch back and forth between old and new regimes?
@anupamasharma9095 Жыл бұрын
I have yet to come across a video explaining how to tax harvesting on SIP investment. There are many on lumpsum but none on SIP.
@vaibhavv475 Жыл бұрын
Sometimes explaination in Neumericals is much better than theory.........thanks madam 👍
@rajeshwarihemmadi3229 Жыл бұрын
Hi Rachna, pl guide on (1) taxation on bank interest , dividends of Mutual funds, if it has JOINT HOLDERS. Also (2)how homemakers can calculate their tax liabilities , filing returns etc..? (3) How to know about our tax liabilities ? (4) Do home Akers, unemployed too need to file income tax return if no liability ? If yes , what r the benefits or need? Regards
@MohiiniM Жыл бұрын
Hi Rachna. I am Neha. Thank you for making such knowledgeable videos . I am an economics teacher and an investor as well and I always see your video to strengthen my concepts and also advice my students to watch your videos to gain more clarity on the concepts. I really like the way you explain even the toughest topics and their implications so easily. Keep making such informative videos .
@sitaara_91 Жыл бұрын
Be cautious of these fake accounts in the name of CA Rachana
@ramandeepsingh888110 ай бұрын
Good day. If a person is completing his NRE days and filling ITR in last few years but he is unable to complete his NRE status this year. Is there is any clause that he is exempted from income tax this year.
@PassionRedefined11 ай бұрын
Ma'am, after a year or so, the old tax regime won't be feasible..And for professionals, the new regime is mandatory..Pls make a video for tax saving tips for business people as per the new tax regime..Thanks
@sank5047 Жыл бұрын
If anybody willing to learn and earn through digital marketing with comfort of your mobile. Drop "YES" to know more. Hurry up as we have limited seats available.
@mohanraj.s728 Жыл бұрын
Could you please tell about Tax Harvesting?. Many not aware of it. Your videos are very excellent. Very informative and you deal the subject to the point, not wandering away... Because you knew very well the time is precious for both of us! Great, keep going mam. Good luck.
@RayaFlora10 ай бұрын
This is a fantastic video. It's clear and easy to understand your explanations. Thank you for providing this information.
@PranavSontakke_ Жыл бұрын
Resp Madam, Thank you so much.. Ma'am, I request you to plz start video series on NGOs, ofcourse if possible. 😊. It will be of great help to all like us who r involved in Social Activities. Thank u
@divyanshusingh6888 Жыл бұрын
Can anyone explain me what she said from 6:00 to 6:40 . I'm confused why she is saying in case 1 that the person has not pay any tax but his net taxable amount is greater than 10000?
@suvamkeshari Жыл бұрын
Looking so pretty in saree. Indian attire is best.
@BaTiAj Жыл бұрын
Poor financial decisions only to support few business families, in my beliefs next yr's budget would be worse and in few yrs the gap between rich and poor will widen. Madam, kindly make some genuine video on the genuine outcomes of all the financial policies since 2014.
@siddharthmankar1923 Жыл бұрын
Absolutely amazing explanation. Your teaching is improving after every video
@firozkitchen9739 Жыл бұрын
Last example…for saving 20k tax you are losing 3 yrs ka profit on 3L rs shares which you sold
@tanmaybhadra3314 Жыл бұрын
My company has asked me to submit my investment details by Jan-2023, which i submitted. And they have noted it down and reverted also. But i shifted to a rental house after Jan-2023, prior to which i was staying in non-rental house. So my HRA was not deducted by my company. Is there any way i can show my HRA during ITR file? My company has HRA mentioned in my salary structure.
@Escanorsataru Жыл бұрын
Ya, you can claim HRA exemption as per Sec 10(13A), while filing the ITR
@MK_Tax Жыл бұрын
@Rudra has provided the solution. You can definitely do that
@MohdNadeem-ti1cd Жыл бұрын
I had huge respect, but when you started suggesting ULIPS that's gone
@CARachanaRanade Жыл бұрын
The product that I promoted (viz. ICICI Pru GIFT plan) is a guaranteed income NON MARKET LINKED product. It IS NOT a ULIP. You have been a contributor to the good of our channel and hence request you to not get mis-guided and also to not share such mis-information.
@Ridesandtour Жыл бұрын
Always keep on learning from your video....🙏🙏
@muthukrishnan3336 Жыл бұрын
Wowowoowo.......!!!!! This is the first video of you I am watching and already am in love with your way of approach and explanation of things in such a simple and comical way. Hats off to you and your team for coming out with such a delightful content. All the very best wishes for you and your amazing team as well mam ❤. Keep ROCKING 🎉
@nikhilbhandari9639 Жыл бұрын
One thing I didn’t understand was when your tax liability is 1lac rs then on what grounds TDS is considered at 25k? And our employer who deducts Income tax from salary, is it not advance tax? Or we still need to pay ourself?
@Ak-hi5eh Жыл бұрын
Mam shall keep TNPETRO OR SELL? Because of you i bought
@supriyamestry6464 Жыл бұрын
Thank you so much for taking this topic..
@AB.CREATIVE1996 ай бұрын
As per your advice I sell share and buy it same day. But they treated as an intraday and didn't book my loss.
@SachinKumar-ej7ck Жыл бұрын
Give me link teacher for best aap of share market/stock market
@kumar-tj9hc Жыл бұрын
Hlooooooo I forgot to submit it declaration and returns proofs and Im working in an it company what should I do now plz let me know
@vijilakshmi538 Жыл бұрын
Really great mam... You are such an inspiration for me in my investment journey... Even my child(9yrs old) also become a v.big fan of you... She oly tells me rachana's new video has posted... Keep rocking mam.. eagerly waiting for your upcoming videos to build up our knowledge... Godos to your team too....
@manisaie2342 Жыл бұрын
Hello mam I have a sum of 30Lks and I want to double it in one year I'm not understanding how to do it could you please suggest me what to do and how to do
@apolitical-11 ай бұрын
There is an irrational taxation pattern. We pay tax for the paid taxes also.Who will believe it? Out of my income I buy gadgets, commodities, petrol, medicines, on which hefty taxes are levied, besides Toll Tax, Property Tax etc... Yet this amount, I remitted to Government, I commute as income for tax calculation and submit returns. We are looking for exceptions! what we must demand is, the provisions to show the GST and other taxes and get the deduction
@Friend_forever_Pure Жыл бұрын
As an agricultural scientist I would like to say that harvesting is also an important whatever you will mentioned in your video 😅
@sarveshm.7539 Жыл бұрын
New tax regime.. बंद करो बंद करो... New tax regime.. बंद करो बंद करो
@rajeshdeshpande8536 Жыл бұрын
Please discuss about loss harvesting also . Should we book loss and buy the shares again?
@anirbanmanna2897 Жыл бұрын
Yes please
@CARachanaRanade Жыл бұрын
We have covered loss harvesting in our below video- kzfaq.info/get/bejne/bcd1q7yk1ra5hmQ.html
@rahulkumar-my5xg Жыл бұрын
isn’t the deadline to save penalty on pending amount 15th March.
@SwatiSamant19656 ай бұрын
80 C च्या अंतर्गत 150000 ही maximum saving करू शकतो. त्यामुळे किती रुपये टॅक्स वाचतो म्हणजे कमी होतो ?
@nitinambrose6719 Жыл бұрын
What about tax harvesting for SIP funds? How do we specifically sell nits that have completed 3 years?
@bhav5109 Жыл бұрын
Thanks for all the info !
@romitrana86317 ай бұрын
I appreciate ma'am, but in the LTCG example, if a person keeps on selling stocks worth 1,00,00 each year, the capital amount invested in those stocks reduces & thus for the same % of return, it would not be possible to gain INR. 4 lacs till 2023 since 2020. Please correct me if I am wrong.
@saheembhtt2947 ай бұрын
Mam you are the only person explaining so well...Thanks a lot...But what about tax harvesting incase of SIP investment... Kindly make a video on that also
@flywithme347 Жыл бұрын
If it's just salary income I don't think advance tax payment is needed. It's only required if you have any other source of income like capital gains or business income in addition to your salary. Pls check
@shailygarg2003 Жыл бұрын
Mam advance tax liability is not just more than 10000 it is 10000 or more than 10000 rs. 👍
@shailygarg2003 Жыл бұрын
@CA rachana ±⑨①⑨⓪⓪⓪⑧②⓪⑨⑤③ yes mam... Please share with me!
@MK_Tax Жыл бұрын
Upto 10,000 no issue.@ MK_Tax
@zachscombat Жыл бұрын
Link your Aadhar and PAN before 31st march
@yuvarajpandiyans1891 Жыл бұрын
If the company is already detected the tax and how can we get that refund back
@jamunaprasadgupta188 Жыл бұрын
Please also guide STCG Profit/loss harvesting for f.y.22-23. I am regular listener of your vedios, very informative & knowledgeable. knowledgeable Thanks
@CARachanaRanade Жыл бұрын
We have covered loss harvesting in our below video- kzfaq.info/get/bejne/bcd1q7yk1ra5hmQ.html
@nutanjadhav111 Жыл бұрын
If any one received donation for medical expenses whether he needs to file tax
@sitaara_91 Жыл бұрын
Please share the link for lumpsum investment. Thank you!
@sitaara_91 Жыл бұрын
@carachana. stop looting people with fake accounts.
@amitgoyal9953 Жыл бұрын
Though You Look Always Awesome But Today You Are Looking Extremely Gorgeous In Blue Sari . Of course your daily tips in shares mf finance tax etc are simply mind blowing . There is so much to learn from your videos :)
@akshataitikyala1921 Жыл бұрын
Mam can we restructure salary before the financial year starts. Increasing basic reducing variables
@MK_Tax Жыл бұрын
Creative way to save on taxes😊
@sahilsingh-he7ju4 ай бұрын
one of the best persons who understand well as how to explain in simple words so everyone can easily understand.
@vins6304 Жыл бұрын
How do you gain benefit if you sell and then buy shares to the tune of 1 lakh
@muralimohan1040 Жыл бұрын
For 17 lakh salary which is best old or new tax regime
@SachinTawadeSachin_vst Жыл бұрын
Hi, while doing profit harvesting, what about compounded cagr loss he we sell share and buy again on same day??, pls explains 🙏
@vinitad6463 Жыл бұрын
मॅम कष्टकरी महिला साठी पण एक बचत कशी कराल,बाकी पण..असे एक लेक्चर ठेवा,तुम्ही सोप्या भाषेत सांगू शकाल.may be नगरसेवक वा सकाळ,लोकमत ला co-ordinate करून .देवाने तुम्हाला भरभरून दिले आहे. समाजाचे देणे लागतो आपण.....😊😊
@rohineeshetye1038Ай бұрын
Hi are these applicable for new tax regime? Please guide for the same for salaried individuals.
@nandhithaulaganathan65077 ай бұрын
I have a doubt. So is the 1,00,000 exemption is for only one company shares ( x ) you are selling or for the sum of all the gains from different company shares you sold that year ( sum of gain from x company shares + y company shares + z company shares....etc )
@Gargee_Paul Жыл бұрын
Maam please please make a separate video of how to calculate YTM!!
@madhumitalohani6805 Жыл бұрын
If my department hasn't deposited the tax yet which was deducted from my salary on monthly basis before 31 march, 2023
@swamkrishna Жыл бұрын
Hi Rachana, your videos are always awesome and helpful. Can you please throw some light on how to save taxes by showing losses on selling shares or trading.
@Harpreet_0208 Жыл бұрын
Hello rachana mam, kya aap chartered economist k baare mai research kar sakte hai?? Ye couse to hai but iske designations hai ya nahi?
@RagheshwarRanawat Жыл бұрын
Thanks a lot, ma'am. Your explanations are pretty good like explaining any maths calculation. Thank you for clarifying "Advance Taxes" & "Profit harvesting" in this video. The intro part of the video is also exciting and relevant to us like this one for lazy corporate employees like me.
@biswajitbose2858 Жыл бұрын
Didi your video helps two way. 1. Its help me be a financial educated 2. Its help me to improve my english skill. Very frankly didi " mere liye bhagwan ho app"🙏🙏
@Anjalisingh-rv7kj Жыл бұрын
Thank you for making us aware ☺️❤️🙏
@kirangore4481 Жыл бұрын
Would Mahila samman bachat patra yojana 2023 come under tax deduction?
@mbavksingh Жыл бұрын
🎉
@mansisharma3135 Жыл бұрын
Mam plz ye btaiye ki stock market ka basics se samjhne ke liye konsi books pade plzzz mam🙏🙏🙏🙏🙏. Technical and fundamental dono ke liye
@TheRiaanChannel Жыл бұрын
how to find long term capital gain on shares that were bought 30 years ago.
@ruchenvanand Жыл бұрын
Ma’am thank you so much for bringing to our realisation one if the most important dimension of life. I have learned a lot from you and have been following your guidance since. Can’t thank you less… I understood everything including asset allocation, goal planning and what not. However, my query lies here: 1. I planned my goal and also the amount. 2. Based on future value of money, I calculated the total amount and diversified that amount to different assets and different mutual funds. 3. Now I can’t figure out how to keep a track of that goal and how should I redeem at time if need as the funds have been invested in different things. Could you please help us understand how to keep a track of that goal, how to redeem at time of need and take maximum advantage of it
@top_1_percent Жыл бұрын
Amazing informative video and funny skits in between especially in Marathi are so entertaining.
@okcjikdjrbjdna10 ай бұрын
If you had selected new tax regime this year, then next annual year u r tax planning to select old regime, means can we switch vice versa or not? But if we are selecting new regime, does it makes me to select new regime for every annual year permenantly?
@poonamkathale629 Жыл бұрын
Hello Rachana Ma'am, I need your support regarding life insurance policy. I want to take 1 long term policy for my self. My question: Is there any circular like after the financial year 2022-2023, and from 2023-2024 if I will take any new policy income tax 18% will be applicable on the matured amount of that policies? I hope for your clarification on this, thanks ma'am for your guidance, I really like your videos and I try to follow your advice, thanks again.
@satyajitmandal369 Жыл бұрын
Mam you looks better in Saree than Kurta
@pushkarogale9828 Жыл бұрын
Ma’am, interest u/s. 234B and 234C interest is applicable for default in payment of advance tax instalments.
@MK_Tax Жыл бұрын
Yes it is only on advance tax payments defaults. Will share a shorts on this if you want.
@amitabhroy Жыл бұрын
Upvoted before watching.... Knew it will be an awesome video as usual..
@thakur2622 Жыл бұрын
@carachana. get off spammers
@vijinmenon Жыл бұрын
Hi Rachna. What about the indexation with capital gains
@abhipreetmisra6397 Жыл бұрын
My father has a senior citizen savings scheme. Is the senior citizen savings scheme 2004 treated as a term deposit or is it treated as interest from others? Bank has shown interest in part B1 in Annual Information Statement with information code TDS-194A. But in the SFT section, it is shown with information code SFT-016(OD) interest income from others. In TIS the interest on the senior citizen savings scheme 2004 is shown both in Interest from deposits and interest from others. How to give correct feedback?
@artfuldodger806 Жыл бұрын
The OD is SFT-016(OD) stands for other deposits. Hence it is considered as a deposit. You can claim deductions u/s 80C
@arvindsai7272 Жыл бұрын
I would like to file revised return for AY 22-23 but it looks it is closed Can you suggest what I can do to file the revised return Is there any other way???
@rajeshwarihemmadi3229 Жыл бұрын
Do homemakers too need to file ITR ? Or for only year when taxable ? If joint accounts, Demat , bank …then who need to pay tax on that if have to ? Pl make a video on that too
@punamagr6592 Жыл бұрын
Hi Rachna, I didnt understand one thing. In ur NPS video, u said v can get tax exemption upto 2 lakhs on NPS, so in ur eg in ur income tax calculator, u invested in PPF 1.5 lakhs, but in NPS u said its upto 50k n not 2 lakhs. y is it 50k, I didn't understand this
@543212065 Жыл бұрын
Life Saver Madam How much savings can be shown in income tax filing?
@akshayv1954 Жыл бұрын
please guide whether to go for NEW or OLD tax regime based on latest budget ?
@aparnadamle9557 Жыл бұрын
What r advance tax payment slots?
@deepbanasa5970 Жыл бұрын
Ma'am from yesterday.... When I watched your first video basic structure of stocks.... I'm watching your clips again and again like... My childhood stories of panchtantra 😄
@arvind2403 Жыл бұрын
Mam, your way of teaching is very super. Thank you 🙏
@CARachanaRanade Жыл бұрын
Thank you so much
@shivayuyadav1091 Жыл бұрын
Ma'am please tell me about 15 g form for fixed deposit and process regarding this.
@deepaklakra216711 ай бұрын
Hello Rachna Ma'am. Thank you for this useful video. I have a question for you. I am a swing trader and my numbers of trades in an year is around 20-25. My earning from swing trades will taxable under which of these - STCG or Business Income Tax Slab?
@madhumitalohani6805 Жыл бұрын
I have already downloaded 26 as form and no tax ix being deposited, then what should I do
@ShantanuDeshpande-zs9os4 ай бұрын
Ma’am, is there any video of your’s about difference between old and new tax regime? Can I find it somewhere?
@user-ww5mi2wr8u5 ай бұрын
Initial line are matched.
@guganvivek4312 Жыл бұрын
Thank you so much for teaching valuable topic. Mam can we pay the advance tax (if needed) through our organization instead of doing it during IT filing.
@MK_Tax Жыл бұрын
If you’re working employee then it goes under the TDS and not advance tax.
@duderocks6483 Жыл бұрын
You can pay by yourself also
@MK_Tax Жыл бұрын
@Vivek ji the reciept won’t tell you that your organisation has paid. It will appear as you have paid it. It is immaterial whether organisation paid on your behalf or you do it yourself.
@amrutpurandare Жыл бұрын
Hello Mam, I’ve booked the under construction property and for that I’ve paid the TDS of 113598 in the month of Feb 2023. I know that builder will claim it. However can I use this amount for tax saving purpose under any section. Please guide.