“...Don’t you think that is immoral?” Silence “Yeah, a little bit....but....” Wow!! Thank you David.
@akidwaimd3 жыл бұрын
Are you pregnant?? Yeah, a little bit ...... 🤣🤣
@et58953 жыл бұрын
@@akidwaimd Do you have an std? Yeah... A little bit.
@ellisz59723 жыл бұрын
This caller is slime.
@elchapojr62193 жыл бұрын
Wow the nerve of this caller just looking for the way out.... people just don’t want to work
@genwunner67833 жыл бұрын
More about free handouts or using the system for personal gain only.
@vrimtube3 жыл бұрын
Work smarter not harder
@ohozo72923 жыл бұрын
I kinda get him tho if everyone’s getting a free ride on all their loans and I get nothing but still have to pay for it why not?
@elchapojr62193 жыл бұрын
@@ohozo7292 comes down to Integrity in a person it can go far.
@bigpete10143 жыл бұрын
This call is super fake. Don't be so gullible. Scripted call for entertainment. A lot of hours of airtime to fill.
@John-rh5iz3 жыл бұрын
Confirms my long term saying: "One of the greatest tests of one's integrity is what they will do with someone else's money."
@andreealechleitner17163 жыл бұрын
P
@henryyaboy2 жыл бұрын
Mm, such a good point!
@clarifyingquestions2 жыл бұрын
Yup integrity doing what is right even when it is the hard thing.
@mxerb59123 жыл бұрын
Caller is the embodiment of everything that is wrong with today’s society. He didn’t even think that’s wrong
@NicE-jq3wv3 жыл бұрын
This is the mentality that is created with socialized hand outs
@bindingcurve3 жыл бұрын
So, did you return your relief checks :)
@gatewaysolo1043 жыл бұрын
@@bindingcurve what does that have to do with abusing student loans?
@bindingcurve3 жыл бұрын
@@gatewaysolo104 Everyone is all about how the goverment needs to help me, but hates if it helps anyone else. Tax deductions for mortgage interest. Well, we want to encourage private home ownership. And it is in everyone's interest to encourage higher education, so lets create a student loan system that can be abused? How exactly is that the fault of a 18 year old who ONLY voted once in their lives.
@kcarch25unkown273 жыл бұрын
@@NicE-jq3wv happy none of you accepted stimulus checks
@MichaelJones-rn2pq3 жыл бұрын
The sad part is that the university chose to give him a scholarship over somebody else. This guy showed the classic "Bright Side / Dark Side" conundrum in which he shows a bright side to get a scholarship and then reveals his dark side to get a free car. Character is who you are when nobody is looking.
@clwest35383 жыл бұрын
Exactly!
@Scorpioking5633 жыл бұрын
Lol catch me driving my character in my paid off whip homie
@DaveCompton51503 жыл бұрын
Hope he used a fake name. Called up a national show and admitted to committing fraud.
@cleliaparnell87438 ай бұрын
Well said!
@GardenedCoils3 жыл бұрын
There’s no way that this kid watches the show and called in with this question lol. Dave’s reaction could have been predicted!
@Rashaadthegr83 жыл бұрын
Are you single
@TheReapersSon3 жыл бұрын
@@Rashaadthegr8 Dude, you ain't gonna find love in the KZfaq comment section lol
@samjordan88003 жыл бұрын
@TheReapersSon It's a lot easier to find the right one in the Dave Ramsey video comments section than it is in the *REST* of KZfaq, LOL!
@Rashaadthegr83 жыл бұрын
@@TheReapersSon Says you
@Rashaadthegr83 жыл бұрын
@@samjordan8800 Exactly!
@alexpeters71593 жыл бұрын
The sad thing is this is what a lot of people do with student loans and trust me this is very common
@trich1033 жыл бұрын
Dave scammed the taxpayers when he filed for bankruptcy
@thomasthumim76303 жыл бұрын
@@trich103 yet he makes a living helping people get out of debt??🤔
@factsoverfeelings94923 жыл бұрын
@@trich103 what have you done to help the American people then talk🤫. No1 is perfect like he says whatever let's you sleep at night. Don't do on to others what you don't want done to you.
@hmj84693 жыл бұрын
@@trich103 It sure would have been interesting if the caller would have gone there. I noticed Dave didn't wait too long to mute the caller.
@trich1033 жыл бұрын
@@thomasthumim7630he took advantage of a govt assistance program in order to not pay his debt. Yet he has the nerve to tell others it's inmoral
@StasTalksStocks3 жыл бұрын
Daves gonna go off on this guy lol
@stephensantiago6033 жыл бұрын
😂. It's too early for these questions. Haven't even had my coffee yet 😂😂
@waflletoast113 жыл бұрын
As soon as i heard of him mentioning student loan forgiveness I knew he was dead🤣🤣🤣
@roseyachnes3533 жыл бұрын
Ohhh I was waiting
@k.t_shootz65843 жыл бұрын
It’s more like he was acting like a stern uncle that just wants the best for him.
@stewbugz52133 жыл бұрын
We can only hope!
@CB-fs5hf3 жыл бұрын
I knew Dave was preparing to go off when he crossed his arms at :48 seconds in LOL
@nicholeknight18933 жыл бұрын
Lol 😆 I'm literally laughing out loud from your comment 🤣😂
@Chromewarrior3 жыл бұрын
Yup, that’s his “tell”.
@finessegod23 жыл бұрын
😂🤣😅
@jpsy4223 жыл бұрын
Dave “don’t use a govt program to better yourself” also Dave: “I use every available law to pay less in taxes”
@evanwindom32653 жыл бұрын
@@jpsy422 Wow... Like there's no difference between using a gov't program to better yourself, and MISUSING an ill-conceived program to STEAL from taxpayers.
@grannyary3 жыл бұрын
Hallelujah! Sick of the fraud and delinquent behavior. Doesnt matter if you take an easy road built on deceit/lies, you will pay for it harder down road.
@Spaceysgurl3 жыл бұрын
74 years and obtaining the highest power in the United States? How long is this road you speak of?
@JerryStevens3 жыл бұрын
Politician: Student loan forgiveness. What could possibly go wrong? Caller: I'm thinking about using my student loan to pay off my car because I think student loan forgiveness is coming.
@Mehwhatevr3 жыл бұрын
2009: Bailing out the wealthy, and ignore everyone else. What could possibly go wrong?
@rmfinance17813 жыл бұрын
@@Mehwhatevr ...🤔🤔🤔 This is actually a very valid point. I was against student loan bail out, but now that you brought this up. I may have to reconsider my position.
@jill96063 жыл бұрын
Just one more reason student loans should NOT be forgiven.
@jovitarich70783 жыл бұрын
I totally agree with you
@Shay4163 жыл бұрын
Wait but isn't it like 20G max? Drop in the bucket for most people with student loans. But to use the extra cash for a car? Wow that's kinda weak
@ChrisWalksFast3 жыл бұрын
Are they being forgiven?
@vince77353 жыл бұрын
You clearly never had student loans.
@MsMaxinejoy3 жыл бұрын
They won't be forgiven.🤣 They can't throw investors under the table. No one thinks of that.
@estebanhenriquez34913 жыл бұрын
Dave was VERY level-headed answering this caller’s question. My first response was like: “I KNOW he did not ask what I think I heard!”
@carloscampos54693 жыл бұрын
But same time Dave wants everyone to pay less than 25 percent of what they owe on cards and he is ok but not with this like come now. Pretty much stealing also
@almaz16483 жыл бұрын
Esteban, Exactly! How dear he even think that!
@romp233 жыл бұрын
Dave Nobody gets rich scamming the taxpayer Us politicians Akward silence Wish youtube allowed gifs lol
@TheMopar973 жыл бұрын
Isn’t this the truth....
@MrMtanz3 жыл бұрын
Agreed. I think Dave is cool, but people who pride themselves on their “integrity” while getting ripped off are suckers.
@deecee21743 жыл бұрын
Politicians: *Heavy Sweating*
@Alwaysbeclosing17743 жыл бұрын
@@MrMtanz Seriously the Muh integrity folks are usually the biggest hypocrites
@geezy40003 жыл бұрын
Exactly. You beat me to it.
@adambarton67203 жыл бұрын
I was waiting for the Dave Rant...that guy needs the rant..... bring back the Dave rants!
@thomasthumim76303 жыл бұрын
Rantsey
@taylorkroff82543 жыл бұрын
Totally agree! I think in general, Dave has gotten too soft nowadays. I miss his old demeanor. Bring back more rants like this one!!!
@shaycarol3 жыл бұрын
Lol I can't believe he called Dave of all people to ask this🤣
@kaohsiung993 жыл бұрын
I'm gonna say that "Mark in Boston" is a new listener!
@MultiNutterbutter3 жыл бұрын
I found out I could apply for homelessness funds in CA cause I was over 21 living with my mom making $0 as a student (also cause my mom was making under federal level). I decided not to because my sister told me I wasn't actually homeless. And I had to put myself in someone's shoes who didnt have a loving family or a home. Im sure a lot of people take advantage of these programs and its sad the lack of integrity these people have. And weirdly enough it always leads to them wanting more money and power...
@Lauren-ub7ih3 жыл бұрын
Those are not just homelessness funds, I hope you know that. Y’all live in poverty even if you have a roof over your head and deserve the extra help if it’s available to you.
@kiaharper71723 жыл бұрын
@@Lauren-ub7ih He wasn't working as a student. He could have picked up a side job.
@MultiNutterbutter3 жыл бұрын
@@Lauren-ub7ih the loving family was the biggest reason I didn't do it. I would've benefitted personally from using those funds but because my family was helping me greatly with school funds i really didn't need it. The difference between want and need...
@Lauren-ub7ih3 жыл бұрын
@@kiaharper7172 Full-time students qualify right now without a job. Better to focus on your education! I qualified for snap and you bet I took it. I only needed it for a year; I graduated and now have a decent paying job and can contribute by being another tax payer. USE THE HELP.
@MultiNutterbutter3 жыл бұрын
@@Lauren-ub7ih thank you for sharing too ❤️
@jenna63103 жыл бұрын
THANK YOU DAVE! You said exactly what me and I'm sure MANY MANY others have been thinking.
@trich1033 жыл бұрын
Dave filed for bankruptcy which is govt benefits
@MadSocial3 жыл бұрын
He basically called to get advise on committing loan fraud. He obviously is going to do it regardless.
@alaadekhili92293 жыл бұрын
its not fraud. It's prefectly legal.
@dt933 жыл бұрын
@@alaadekhili9229 unfortunately.
@boxer1dog3 жыл бұрын
Its not fraud it legal just like all the TAX LOOPHOLES
@MadSocial3 жыл бұрын
Fraud or not...guess I should have said ethics .lol
@ThatSecondaryGamer3 жыл бұрын
I think he should, there’s no prizes for suffering
@thomasthumim76303 жыл бұрын
The bible said a wicked man borrow and never repay but the righteous give generously.
@its.just.me__d86273 жыл бұрын
Amen
@Lianne4593 жыл бұрын
45 never paid his contractors or people that did work for him, cheated on his taxes and his wives yet the evangelicals still think hes a holy man.
@thomasthumim76303 жыл бұрын
Psalm 37:21 New International Version 21 The wicked borrow and do not repay, but the righteous give generously;
@prometheuspredator79713 жыл бұрын
So very true. Amen!
@VA-gu1jq3 жыл бұрын
@@Lianne459 Religion isn’t about what makes sense.. It’s about what you feel. That’s how you can have the least Christian man ever have people claiming he was sent from god. It’s all silly!
@Gigisgamblechannel3 жыл бұрын
And these are the folks the schools are paying for......🤦♀️
@TheeMrsChampion3 жыл бұрын
This is the future. It’s pretty sad Scott.
@erickmorales76473 жыл бұрын
this is to show you NO i repeat NO penny of student loans should be forgiven.
@TheMopar973 жыл бұрын
100%
@prometheuspredator79713 жыл бұрын
I so agree with you.
@roberthernandez93153 жыл бұрын
100%%%%
@peartfaldo3 жыл бұрын
let bernie and elizabeth pay for it
@codegeek-il5fm3 жыл бұрын
Funny thing is that the guy said "The left is pushing" as if he is on the other side and somehow better than the left. Lol.
@jamessmith72053 жыл бұрын
Ironic, isn't it! Lol
@protestinpraise65523 жыл бұрын
I heard that too. So he's on the right and obviously not so right. Shows the hypocrisy of the right really. They are so angry at the "left" but are the very first in line.
@Lala-ft1mb3 жыл бұрын
He meant to say the right.
@ShewedDude3 жыл бұрын
I like this call because this is an example of how people in mass try to take advantage of programs other people pay for while the people who actually need it gets pushed to the back.
@michaellai31603 жыл бұрын
I paid off my student loan 20 yrs ago. If there is a student loan forgive. Can I get a refund on my student loan...smh
@Sexy40baby13 жыл бұрын
no
@asdax83113 жыл бұрын
My thoughts, exactly.
@jumpiam84773 жыл бұрын
Exactly!
@ldav20063 жыл бұрын
Can i get my money back from the loans i made for my kids to go to college???LOL!!!!
@kiaharper71723 жыл бұрын
@@ldav2006 Did you pay them???
@JustAName-it5qp3 жыл бұрын
The dude thought he figured out the meaning to life and called Dave lol.
@MadSocial3 жыл бұрын
Haha
@louib7163 жыл бұрын
I've heard some pretty bad callers before. This one takes the cake. Doing what you're planning on doing would make you a thief.
@christylong91253 жыл бұрын
Please, please, please let at least ONE politician hear this call and have an OUNCE of indignation on behalf of taxpayers.
@peartfaldo3 жыл бұрын
they dont care. its all about them.
@Huschai33 жыл бұрын
Who’s happy to be debt free?!!!
@activelifeg52373 жыл бұрын
Well im close to be their $170 to go
@Girasoles3 жыл бұрын
Almost there!!
@s3ntryplays4493 жыл бұрын
20% of the American people
@michaelfjmusic3 жыл бұрын
Man, I can't tell you how much I love having $0 in student loans and a 2008 Corolla that I paid $2700 in cash for. It's an insanely powerful feeling 👍
@alexm54263 жыл бұрын
I am
@yayyareaa29973 жыл бұрын
That was about the hardest I’ve seen Dave smash the mute button 😂
@rmfinance17813 жыл бұрын
What's so hilarious is that the guy actually was serious when he called in...😆
@shawnshelt38243 жыл бұрын
Debt forgiveness = Transfer of debts from those who benefited from the loan to those who didn't.
@Erica-wz8yv3 жыл бұрын
Yup that’s exactly what it is smh.
@ThatSecondaryGamer3 жыл бұрын
I think he should tho, he won’t benefit from suffering, it’s not like some random person is just gonna get given a loan payment
@shawnshelt38243 жыл бұрын
@@ThatSecondaryGamer you're an example of what is wrong with the our country. The real world has consequences, they exist even when they are not immediate.
@bindingcurve3 жыл бұрын
And we all benefit from a highly educated population. But your right, NO MORE public schools at all.
@DaMu243 жыл бұрын
What guarantee is there that student loans will actually be forgiven?
@NicE-jq3wv3 жыл бұрын
Zero Zip Nada
@tylercameron19723 жыл бұрын
Idk but there’s a lower chance his car loan is forgiven
@lindakincaid45303 жыл бұрын
exactly, and at a much higher interest rate than a car loan.
@harrychufan3 жыл бұрын
@@lindakincaid4530 my student loans are 2.75%, what’s your car loan?
@synftw3 жыл бұрын
I think there's a decent chance 10k of federal loan forgiveness goes through. 50k is a pipe dream. If you have federal student loan debt below 10k I would recommend only paying the minimums once the pause is lifted
@MsYerlingM3 жыл бұрын
I'm so against student loan forgiveness. Focus on the actual issue, universities prices are outrageous! but if you took out a loan ,then you are obligated to pay for it.
@trevonanthony4421 Жыл бұрын
I don’t get why these two ideas have to be mutually exclusive
@sasyaharry4046 Жыл бұрын
Universities prices reflect the quality of teachers. If they didn’t charge you this much, all teachers would quit and work for tech where they will be paid a lot more. You want teachers to starve but don’t want to pay for them. Lol
@ricmightybonefeliciano98003 жыл бұрын
When Dave's arms start to fold, you know you're about to get it 🙂
@jceggbert53 жыл бұрын
I realize that part of watching the show is learning the math of Economics, but I did not expect this kind of math lesson in linguistics today
@samjordan88003 жыл бұрын
Instead of trying to get more loans, the caller should follow in the footsteps of Michael Dell. And Bill Gates. And Mark Zuckerberg.... ...and create something while he is in college that will *MORE than* create enough profit to pay that loan off in a single lump-sum payment! (What do all of these guys have in common? They all dropped out of college for business reasons because their business was doing so well till they needed their entire day to focus on it.) But these days the guy doesn't even have to do THAT! There are college students paying their way by buying and selling used textbooks, something that is a lot easier to do when you're on the campus every day.
@TRUdetailing3 жыл бұрын
Oh man, Dave’s first response had me smiling saying “HERE WE GO YALL”
@AuraDawn_Health3 жыл бұрын
It's not "free money". That really ticks me off, hearing people say that.
@jasonharris7653 жыл бұрын
It's free money to the institutions not the students...we look at the wrong thing...
@stevencaruso8253 жыл бұрын
You don't get rich by turning down every $20 bill you see on the street. You don't get rich by turning down every customer who isn't 100% moral 100% of the time. You don't get rich by refusing to take a job at corporations that aren't 100% ethical 100% of the time.
@NicE-jq3wv3 жыл бұрын
Pure ignorance
@jasonharris7653 жыл бұрын
@@stevencaruso825 that reply only works if you are a multimillionare as you type😂
@davyhoogy3 жыл бұрын
Someone who asks this sort of question and genuinely considers is, isn't asking your permission, he's gona do it anyway 🤦♂️
@treasureholley68233 жыл бұрын
Why he come on this show and ask this question 💀😭😂 anybody who watches Dave Ramsey would know what the answer to this would be lol
@subjecttochrist3 жыл бұрын
seriously though... lol either he didn't know or he was wanting to be funny...? :D
@NIN_Mase3 жыл бұрын
These people are clueless that they are hurting others. They are always looking for the easy way out no matter who it affects
@humanbass3 жыл бұрын
"Nobody gets rich scamming the taxpayer" Dave doesnt seem to know military contractors.
@MiguelHernandez-rw4xu3 жыл бұрын
Add to that school, colleges and universities
@bobbiewhited45773 жыл бұрын
@@MiguelHernandez-rw4xu if your talking about public k-12 schools I promise you the only ones making it rich are the textbook companies and standardized test makers.
@s3ntryplays4493 жыл бұрын
@@bobbiewhited4577 College Board
@MiguelHernandez-rw4xu3 жыл бұрын
@@bobbiewhited4577 And Superintendents
@JA-zh5xi3 жыл бұрын
This is EXACTLY one reason why we shouldn’t be paying off anyone’s loans!! You took them out - YOU pay for them. Not anyone else’s problem that you took out too much debt. Not anyone’s else’s problem if you can’t find a job after school - personal choices - stand by them.
@markrothenberg98673 жыл бұрын
Integrity - doing the right thing when no one is watching.
@KTSpeedruns3 жыл бұрын
Forget the forgiveness thing, just stop buying non-school related things with student loans.
@rayn1ful3 жыл бұрын
dont you know? that would make too much sense. (being sarcastic)
@harrychufan3 жыл бұрын
You’d have to get this to work with every single college, and when they refund the amount that you overpay with the loan, it goes back into your bank account, it doesn’t go back to the student loan distributor. Source: got scholarships mid semester and it went back to my bank acct.
@bindingcurve3 жыл бұрын
School related things are more than enough to rack up a mountain of debt.
@peartfaldo3 жыл бұрын
or look into why school is sooo expensive now. THATS the problem. They wont though
@rayn1ful3 жыл бұрын
@@peartfaldo i kind think the schools gauge the students , and i also have a problem with the text books they say you have to have conveniently being the most expensive books, just my opinion thou , i could be wrong .
@goldgeologist53203 жыл бұрын
A lot of student loans have been abused! I can’t decide to grow hair! I tried! 😂
@davemart82213 жыл бұрын
What Great comment “ you can’t decide to grow hair” 😂
@morbotheturtle37963 жыл бұрын
Dave: “nobody gets rich off of stealing from the tax payers” I guess Dave has never heard of politicians 😂
@jeremyhartford83793 жыл бұрын
Hedge fund managers, Amazon, big oil... you get the point.
@SeanBaker3 жыл бұрын
What a silly question.
@phil39243 жыл бұрын
If anybody has to repay those loans it should be the parents, teachers, high school counselors and anyone else who pushes kids into college without considering the financial cost. The “financial aid” game is sickening.
@MarioAguilera19573 жыл бұрын
It should be the stinking schools. I have to PAY for my diploma and honors cord for my bachelors this May. It’s a business, the college industry is a cut-throat game.
@richgenix3 жыл бұрын
Most rich people didint bet there by going by the book! I’m sure they did some type of illigal thing to get there
@Tehui19744 ай бұрын
That awkward moment when you ask for financial advice and you receive unsolicited moral advice.
@regr10193 жыл бұрын
I know a lot of people that uses their student loan to take vacations, buy cars, etc, then they are crying about student debt lol
@androidbalasu94653 жыл бұрын
Dave probably had a good weekend... he went mellow on this call :D.
@genxx27243 жыл бұрын
This episode was a few days ago.
@TheHoriginal3 жыл бұрын
Or maybe it was staged 😂. Nevertheless there were lessons to learn and I beleive a lot of good came out of him teaching them to millions of listeners:)
@danielroque023 жыл бұрын
I owe student loans and this is exactly why I dont want student loan debt forgiveness. This caller isn't the only one I knew a student who basically treated her SL as an annual income, Coach purses, vacation on the loan. They go into 100k plus debt and then cry that they cant pay it.
@Sutterjack3 жыл бұрын
If integrity is so critical to building wealth, why are so many wealthy people lacking in integrity?
@patty1091093 жыл бұрын
This is exactly why I am so opposed to forgiveness. This guy deserves nothing.
@lacoradancy63293 жыл бұрын
He has a full ride! How dare he be greedy!
@cmack173 жыл бұрын
I find it hard to believe this caller thought it was a good idea to call Ramsey and asked about loan fraud as an economic strategy.
@mattmickle12963 жыл бұрын
I agree. It seemed like it was staged.
@TheHoriginal3 жыл бұрын
@ Matt yea it might have been. But the lesson Dave taught collectively is important I think.... I see what you saying there tho
@coleenhaen23833 жыл бұрын
Thank you for bringing this topic up, so many people taking advantage of the system.
@sXePunkV23 жыл бұрын
This HAD to be a troll. Who calls up Dave Ramsey of all people and asks THAT!? 😂😂
@minervagalvez47483 жыл бұрын
An Arrogant IDIOT, that's who!!!
@nataliazakula34003 жыл бұрын
Ok Dave is not totally consistent here. At the end he says he does everything he legally can to NOT pay a tax dime more than LEGALLY necessary. If there’s ever student debt forgiveness BS it will then be LEGAL. I agree the car thing is dodgy though.
@billmelater64703 жыл бұрын
Agreed. Legality has nothing to do with morality. Rather, one does not justify the other.
@rachelabraham14253 жыл бұрын
Exactly what I was thinking.
@bricehatcher83912 жыл бұрын
Well sure but the difference is saving on taxes is doing everything you can to keep your own money. The car plan is actually doing something to get extra money from other people. Slight difference but I think it's meaningful.
@MrMasterDebate3 жыл бұрын
Integrity correlates with wealth building most likely because those around you respect you more, and therefore if you do need help, they will help you. Also, if you want to get jobs or promotions, those that see that integrity will feel safer giving it.
@nate78033 ай бұрын
Glad he mentioned taxes. He mentions he does everything “legally” to not pay it. How is that different that someone taking out loans that will “legally” be forgiven? There is no difference. It’s just that we don’t see it the same.
@Sexy40baby13 жыл бұрын
and this folks is why i don't 100% believe the student loans should be forgiven. because there is a possibility that the money wasn't used for your EDUCATION.
@ThePeterDislikeShow3 жыл бұрын
Money is fungible. Even if you spent every penny on education it freed up other money to be spent elsewhere. Might as well just give everyone some amount, at least it's fair and we could save people the grief of trying to game the system.
@Sexy40baby13 жыл бұрын
@@ThePeterDislikeShow people would still game the system no matter what amount of money you "give" them.
@tigerlily10343 жыл бұрын
Everything starts at home...I wonder what values his parents taught him🙄
@somechinesedude54663 жыл бұрын
I need new toy & i ain't payin it Sound from this, this dude is spoiled
@blatherskyt3 жыл бұрын
100 % honesty, in every part of your life, every day, every week, every year is possible. If you do not believe that then you do not strive (at all sacrifices) to be honest... and don't believe to make yourself feel better.
@brandon-built3 жыл бұрын
Tell em Dave. Your rants are my favorite.
@hollyb68853 жыл бұрын
Wow. This caller is a piece of work. He makes me sick.
@jasonharris7653 жыл бұрын
Nah just a gamble...he could be stuck with student loans instead...when you don't have alot of money, these thoughts can easily drive you.
@Michael-vf2mw3 жыл бұрын
@@jasonharris765 It's not a gamble, unless it's going to affect his car ownership choices.
@NicE-jq3wv3 жыл бұрын
@@jasonharris765 you’re simply projecting your own lack of integrity as a legitimate opinion
@jasonharris7653 жыл бұрын
@@NicE-jq3wv nah I just understand where he is coming from...people who call out others lack of integrity usually have integrity issues as well...
@kpeggs823 жыл бұрын
Let’s think he gets a student loan and hopes for forgiveness and he has it until its paid off through bankruptcy or thoerwise. Or option B pay off my depreciating assest asap.
@brentonholbrook69283 жыл бұрын
Seriously though, the kid makes a perfect example of Dave's position on student loans... Student Loans are absurd. Period. Sure, they help but the entire system needs to be completely redesigned.
@NicE-jq3wv3 жыл бұрын
And this is who we, the taxpayers, are going to bail out.
@rebeccaweinstein65603 жыл бұрын
Obama created the mess
@pizza62903 жыл бұрын
THANK YOU DAVE!!!! 😁
@UhNahNo3 жыл бұрын
Hey don't take advantage of this loophole but I'm going to pay money to my lawyers to take advantage of this tax loophole lol Dave Ramsey lady's and gentlemen
@jeremiahsmith45014 күн бұрын
I don’t know anyone who purely used their student loans for school. Which is why I will never support student loan forgiveness and I roll my eyes when they call it a crisis
@MillionaireMindsetClub3 жыл бұрын
Annnnd Dave makes another caller speechless.
@davidchester4293 жыл бұрын
Or he just mutes them 🤣
@MyAirMyles3 жыл бұрын
by muting them.
@MillionaireMindsetClub3 жыл бұрын
@@davidchester429 yup 😅😅
@sambucivox3 жыл бұрын
this has to be a fake call to make a point; no-one would be that oblivious
@Shaladash3 жыл бұрын
That’s what I’m thinking... 🙄 who would actually call for this.
@easyas3143 жыл бұрын
YOU borrowed the money, YOU pay it back. The lack of integrity and responsibility (pick the topic) makes me sick. But what do I know, I'm a dinosaur.
@vince77353 жыл бұрын
I wish they had addressed living within his means. He should not have spent $10 K on a car. Also, what he does now is laying the foundation for the rest of his life. If he cheats the system now and gets away with it, he will likely do the same in the future. Eventually he may find himself in jail or fired.
@user-jy7yw5kw3w3 жыл бұрын
Dang son, I had my cars engine blow up due to firestones bad work. I owed 10k on it and still paid it off and I didn't even sue. Just bought a hoopty and kept it going. No handouts baby. Just a lesson to do my own work or have someone I trust do it and never finance a car, stupid tax.
@paulwisdom53833 жыл бұрын
Learning to maintain your own car has to be one of the biggest money savers imo. Most basic maintenance is easy enough with a basic toolkit and can save you a bucketload of cash 😎
@ringchaser44883 жыл бұрын
Want a cookie?
@user-jy7yw5kw3w3 жыл бұрын
@@ringchaser4488 sure, you have sickerdoodle or macaroons? I'll pay ya, no handouts lol
@ringchaser44883 жыл бұрын
@@user-jy7yw5kw3w I have oreos and Oatmeal cookies
@kiaharper71723 жыл бұрын
You probably should have sued. Lol car blew up and it legitimately was someone else's fault?????
@jordansenn51413 жыл бұрын
Mega rich have high moral integrity.... that's beyond laughable.
@dt933 жыл бұрын
Much easier to cry in a mansion than a 500sq ft shoebox though.
@josephgalui59483 жыл бұрын
"I don't have to try to remember what I said, because whatever I said, was what I said." - How every Ramsay video should end.
@2MasterBuilder23 жыл бұрын
Student loan forgiveness will be paid for by printing more money. The country is in so much debt that it's impossible for the working people to pay enough taxes to pay it off. Clearly, the govt don't need our money.
@playbuttonwith1video-readm6683 жыл бұрын
This is called fraud!
@mikeguanci11383 жыл бұрын
The worst part is that the debt isn't that bad (10k). He would learn more from paying off the debt himself than using a loophole to get out of it easy. He doesn't have any other debts so he's in a great position to have a bright future.
@macoy3213 жыл бұрын
Don’t blame it in the guy... blame it in the politicians.
@908FE3 жыл бұрын
What about big companies like Google or IKEA avoiding profit tax? Billions over the years.
@joshuaashley78743 жыл бұрын
Dave: It’s immoral to use student loan forgiveness to reduce your liabilities even if it’s legal! How dare you show a lack of integrity? Also Dave: I hire a bunch of accountants to reduce my legal tax liability as much as possible and there’s nothing wrong with that.
@ondemandaquaworkouts3 жыл бұрын
Love listening to Papa Dave :)
@explosivebest37033 жыл бұрын
If Dave's willing to pay taxes, why wouldn't this guy take the opportunity to be willing to take this money and pay for his car? Just sounds like a good business decision
@Eternalmotors3 жыл бұрын
Dave: ~answers~ Caller: *surprised Pikachu face*
@pattiansl3 жыл бұрын
This caller is what is wrong with our country today.
@hikerhobby12043 жыл бұрын
Amen Patti! Grrrrrrrrrrrr
@Axl_colts3 жыл бұрын
Yep. People not honoring their agreements and expecting handouts.
@nathenhoang3 жыл бұрын
*People would pay to be yelled at by Dave Ramsay* Let that sink in 🤣
@TheHoriginal3 жыл бұрын
😂 you may be right
@rusnsc76223 жыл бұрын
I guess this piece of work expects our tax dollar to pay for his future mortgage. Pay your own way “hand out man”!
@rusnsc76223 жыл бұрын
@Brandon Juber obviously of the same ilk as the caller... integrity... a novel concept in some circles today. Good luck to you.
@seancasey98413 жыл бұрын
Hard for me to believe that people who were interviewed would have admitted to doing anything that was questionable. If someone has a lack of integrity, am I to believe that they will admit this in an interview?
@DevarshT4353 жыл бұрын
I bet the caller scammed his way to get that "scholarship". Earn it! Parents are not teaching this phrase to their kids: "EARN IT"!
@tavonwillis59423 жыл бұрын
Thomas Stanley is an amazing author.
@marisolpooh13 жыл бұрын
If the opportunity is there LOL 😂
@rickyphillips51632 жыл бұрын
I'm disabled and got the lihep program to help with my heat and cooling bills. Thank you Dave for helping the poor and disabled people and elderly
@syr723 жыл бұрын
Ahahahaha I started cracking up before Dave even said a word because I knew what he was gonna say. I think we all knew😂
@ava.and.jasper3 жыл бұрын
Dave just gets it
@JoeyNYSDnomadАй бұрын
Just bought a car with his student loans, free housing, if the opportunity is there just do it. Great mentality!
@frumpusnumpus3 жыл бұрын
Had to pause right after Dave crossed his arm. I was on the fence previously for student loan forgiveness (up to a certain amount). But this thieving conniving boy just reminded me of my days in undergrad where students would take out student loans for 'study abroad' so they could go to Maui or some other exotic island. Meanwhile, their major was childhood education or German studies. And they felt entitled too. Made me so ticked off all the time. This is why they want student loan forgiveness. Never!