Are you pregnant?? Yeah, a little bit ...... 🤣🤣

@@akidwaimd Do you have an std? Yeah... A little bit.

This caller is slime.

More about free handouts or using the system for personal gain only.

Work smarter not harder

I kinda get him tho if everyone’s getting a free ride on all their loans and I get nothing but still have to pay for it why not?

@@ohozo7292 comes down to Integrity in a person it can go far.

This call is super fake. Don't be so gullible. Scripted call for entertainment. A lot of hours of airtime to fill.

P

Mm, such a good point!

Yup integrity doing what is right even when it is the hard thing.

This is the mentality that is created with socialized hand outs

So, did you return your relief checks :)

@@bindingcurve what does that have to do with abusing student loans?

@@gatewaysolo104 Everyone is all about how the goverment needs to help me, but hates if it helps anyone else. Tax deductions for mortgage interest. Well, we want to encourage private home ownership. And it is in everyone's interest to encourage higher education, so lets create a student loan system that can be abused? How exactly is that the fault of a 18 year old who ONLY voted once in their lives.

@@NicE-jq3wv happy none of you accepted stimulus checks

Exactly!

Lol catch me driving my character in my paid off whip homie

Hope he used a fake name. Called up a national show and admitted to committing fraud.

Well said!

Are you single

@@Rashaadthegr8 Dude, you ain't gonna find love in the KZfaq comment section lol

@TheReapersSon It's a lot easier to find the right one in the Dave Ramsey video comments section than it is in the *REST* of KZfaq, LOL!

@@TheReapersSon Says you

@@samjordan8800 Exactly!

Dave scammed the taxpayers when he filed for bankruptcy

@@trich103 yet he makes a living helping people get out of debt??🤔

@@trich103 what have you done to help the American people then talk🤫. No1 is perfect like he says whatever let's you sleep at night. Don't do on to others what you don't want done to you.

@@trich103 It sure would have been interesting if the caller would have gone there. I noticed Dave didn't wait too long to mute the caller.

@@thomasthumim7630he took advantage of a govt assistance program in order to not pay his debt. Yet he has the nerve to tell others it's inmoral

😂. It's too early for these questions. Haven't even had my coffee yet 😂😂

As soon as i heard of him mentioning student loan forgiveness I knew he was dead🤣🤣🤣

Ohhh I was waiting

It’s more like he was acting like a stern uncle that just wants the best for him.

We can only hope!

Lol 😆 I'm literally laughing out loud from your comment 🤣😂

Yup, that’s his “tell”.

😂🤣😅

Dave “don’t use a govt program to better yourself” also Dave: “I use every available law to pay less in taxes”

@@jpsy422 Wow... Like there's no difference between using a gov't program to better yourself, and MISUSING an ill-conceived program to STEAL from taxpayers.

74 years and obtaining the highest power in the United States? How long is this road you speak of?

2009: Bailing out the wealthy, and ignore everyone else. What could possibly go wrong?

@@Mehwhatevr ...🤔🤔🤔 This is actually a very valid point. I was against student loan bail out, but now that you brought this up. I may have to reconsider my position.

I totally agree with you

Wait but isn't it like 20G max? Drop in the bucket for most people with student loans. But to use the extra cash for a car? Wow that's kinda weak

Are they being forgiven?

You clearly never had student loans.

They won't be forgiven.🤣 They can't throw investors under the table. No one thinks of that.

But same time Dave wants everyone to pay less than 25 percent of what they owe on cards and he is ok but not with this like come now. Pretty much stealing also

Esteban, Exactly! How dear he even think that!

Isn’t this the truth....

Agreed. I think Dave is cool, but people who pride themselves on their “integrity” while getting ripped off are suckers.

Politicians: *Heavy Sweating*

@@MrMtanz Seriously the Muh integrity folks are usually the biggest hypocrites

Exactly. You beat me to it.

Rantsey

Totally agree! I think in general, Dave has gotten too soft nowadays. I miss his old demeanor. Bring back more rants like this one!!!

I'm gonna say that "Mark in Boston" is a new listener!

Those are not just homelessness funds, I hope you know that. Y’all live in poverty even if you have a roof over your head and deserve the extra help if it’s available to you.

@@Lauren-ub7ih He wasn't working as a student. He could have picked up a side job.

@@Lauren-ub7ih the loving family was the biggest reason I didn't do it. I would've benefitted personally from using those funds but because my family was helping me greatly with school funds i really didn't need it. The difference between want and need...

@@kiaharper7172 Full-time students qualify right now without a job. Better to focus on your education! I qualified for snap and you bet I took it. I only needed it for a year; I graduated and now have a decent paying job and can contribute by being another tax payer. USE THE HELP.

@@Lauren-ub7ih thank you for sharing too ❤️

Dave filed for bankruptcy which is govt benefits

its not fraud. It's prefectly legal.

@@alaadekhili9229 unfortunately.

Its not fraud it legal just like all the TAX LOOPHOLES

Fraud or not...guess I should have said ethics .lol

I think he should, there’s no prizes for suffering

Amen

45 never paid his contractors or people that did work for him, cheated on his taxes and his wives yet the evangelicals still think hes a holy man.

Psalm 37:21 New International Version 21 The wicked borrow and do not repay, but the righteous give generously;

So very true. Amen!

@@Lianne459 Religion isn’t about what makes sense.. It’s about what you feel. That’s how you can have the least Christian man ever have people claiming he was sent from god. It’s all silly!

This is the future. It’s pretty sad Scott.

100%

I so agree with you.

100%%%%

let bernie and elizabeth pay for it

Ironic, isn't it! Lol

I heard that too. So he's on the right and obviously not so right. Shows the hypocrisy of the right really. They are so angry at the "left" but are the very first in line.

He meant to say the right.

no

My thoughts, exactly.

Exactly!

Can i get my money back from the loans i made for my kids to go to college???LOL!!!!

@@ldav2006 Did you pay them???

Haha

they dont care. its all about them.

Well im close to be their $170 to go

Almost there!!

20% of the American people

Man, I can't tell you how much I love having $0 in student loans and a 2008 Corolla that I paid $2700 in cash for. It's an insanely powerful feeling 👍

I am

Yup that’s exactly what it is smh.

I think he should tho, he won’t benefit from suffering, it’s not like some random person is just gonna get given a loan payment

@@ThatSecondaryGamer you're an example of what is wrong with the our country. The real world has consequences, they exist even when they are not immediate.

And we all benefit from a highly educated population. But your right, NO MORE public schools at all.

Zero Zip Nada

Idk but there’s a lower chance his car loan is forgiven

exactly, and at a much higher interest rate than a car loan.

@@lindakincaid4530 my student loans are 2.75%, what’s your car loan?

I think there's a decent chance 10k of federal loan forgiveness goes through. 50k is a pipe dream. If you have federal student loan debt below 10k I would recommend only paying the minimums once the pause is lifted

I don’t get why these two ideas have to be mutually exclusive

Universities prices reflect the quality of teachers. If they didn’t charge you this much, all teachers would quit and work for tech where they will be paid a lot more. You want teachers to starve but don’t want to pay for them. Lol

Instead of trying to get more loans, the caller should follow in the footsteps of Michael Dell. And Bill Gates. And Mark Zuckerberg.... ...and create something while he is in college that will *MORE than* create enough profit to pay that loan off in a single lump-sum payment! (What do all of these guys have in common? They all dropped out of college for business reasons because their business was doing so well till they needed their entire day to focus on it.) But these days the guy doesn't even have to do THAT! There are college students paying their way by buying and selling used textbooks, something that is a lot easier to do when you're on the campus every day.

It's free money to the institutions not the students...we look at the wrong thing...

You don't get rich by turning down every $20 bill you see on the street. You don't get rich by turning down every customer who isn't 100% moral 100% of the time. You don't get rich by refusing to take a job at corporations that aren't 100% ethical 100% of the time.

Pure ignorance

@@stevencaruso825 that reply only works if you are a multimillionare as you type😂

seriously though... lol either he didn't know or he was wanting to be funny...? :D

These people are clueless that they are hurting others. They are always looking for the easy way out no matter who it affects

Add to that school, colleges and universities

@@MiguelHernandez-rw4xu if your talking about public k-12 schools I promise you the only ones making it rich are the textbook companies and standardized test makers.

@@bobbiewhited4577 College Board

@@bobbiewhited4577 And Superintendents

dont you know? that would make too much sense. (being sarcastic)

You’d have to get this to work with every single college, and when they refund the amount that you overpay with the loan, it goes back into your bank account, it doesn’t go back to the student loan distributor. Source: got scholarships mid semester and it went back to my bank acct.

School related things are more than enough to rack up a mountain of debt.

or look into why school is sooo expensive now. THATS the problem. They wont though

@@peartfaldo i kind think the schools gauge the students , and i also have a problem with the text books they say you have to have conveniently being the most expensive books, just my opinion thou , i could be wrong .

Hedge fund managers, Amazon, big oil... you get the point.

It should be the stinking schools. I have to PAY for my diploma and honors cord for my bachelors this May. It’s a business, the college industry is a cut-throat game.

This episode was a few days ago.

Or maybe it was staged 😂. Nevertheless there were lessons to learn and I beleive a lot of good came out of him teaching them to millions of listeners:)

He has a full ride! How dare he be greedy!

I agree. It seemed like it was staged.

@ Matt yea it might have been. But the lesson Dave taught collectively is important I think.... I see what you saying there tho

An Arrogant IDIOT, that's who!!!

Agreed. Legality has nothing to do with morality. Rather, one does not justify the other.

Exactly what I was thinking.

Well sure but the difference is saving on taxes is doing everything you can to keep your own money. The car plan is actually doing something to get extra money from other people. Slight difference but I think it's meaningful.

Money is fungible. Even if you spent every penny on education it freed up other money to be spent elsewhere. Might as well just give everyone some amount, at least it's fair and we could save people the grief of trying to game the system.

@@ThePeterDislikeShow people would still game the system no matter what amount of money you "give" them.

I need new toy & i ain't payin it Sound from this, this dude is spoiled

Nah just a gamble...he could be stuck with student loans instead...when you don't have alot of money, these thoughts can easily drive you.

@@jasonharris765 It's not a gamble, unless it's going to affect his car ownership choices.

@@jasonharris765 you’re simply projecting your own lack of integrity as a legitimate opinion

@@NicE-jq3wv nah I just understand where he is coming from...people who call out others lack of integrity usually have integrity issues as well...

Let’s think he gets a student loan and hopes for forgiveness and he has it until its paid off through bankruptcy or thoerwise. Or option B pay off my depreciating assest asap.

And this is who we, the taxpayers, are going to bail out.

Obama created the mess

Or he just mutes them 🤣

by muting them.

@@davidchester429 yup 😅😅

That’s what I’m thinking... 🙄 who would actually call for this.

Learning to maintain your own car has to be one of the biggest money savers imo. Most basic maintenance is easy enough with a basic toolkit and can save you a bucketload of cash 😎

Want a cookie?

@@ringchaser4488 sure, you have sickerdoodle or macaroons? I'll pay ya, no handouts lol

@@user-jy7yw5kw3w I have oreos and Oatmeal cookies

You probably should have sued. Lol car blew up and it legitimately was someone else's fault?????

Much easier to cry in a mansion than a 500sq ft shoebox though.

Amen Patti! Grrrrrrrrrrrr

Yep. People not honoring their agreements and expecting handouts.

😂 you may be right

@Brandon Juber obviously of the same ilk as the caller... integrity... a novel concept in some circles today. Good luck to you.

Uhmmm...Satan??