Founders innovative mind, Enterprenurial skills, problem solving attitude, down to the earth nature, the teams spirit to work for a a common vision and mission was amazing. Got many things to learn. Thanks to the interviewer for His efforts.

In simple words, they created and registered a bank in America 🎉

In today's world it doesn't matter how much money you raised, the thing which matters is the company's impact, profitability, returns to investors, visionary founder... And the ability to think long term bcz the market reward richly who think about long term and raising this much in this much doesnt make you a successful startup.

Great inspiring one from 0 to 200 million dollar company solving an immigrant issue! Thanks Harnoor for this video ♥️♥️

"Wow, this is an inspiring story of Zolve's journey! Creating a $200 million company in just 6 months is incredible. Their solution for international students is much-needed and impressive. Kudos to the team and their dedication! 💪👏"

My OCD after seeing his collar ⬆😭

☝️🇮🇳☝️🕉️☝️ Awesome achievement. Incredible BENGALURU. Jai Hind

Harnoor, this is so interesting, I moved to USA from Canada just 3 weeks back, and this makes so sense.

When I arrived to the US in 2006, I got something like a 'secured credit card' from a Bank to build my credit history. Secured credit card works on your deposit (just like a debit card). So, never had a problem building credit history. But, there is always more than one way to solve a problem. I think Zolve did it elegantly.

I don't agree, a low-risk business in one country doesn't actually translate to a low-risk business in another country. Once you start to consider the geo-political frontiers the risk automatically becomes vague. Consider this, you invest some of your capital in a biz subsidiary in a country your choice, tomorrow the govt of native country comes up with an initiative to increase import duty on a critical component that your subsidiary relies on. Now had this happened in your own country, you could have lobbied for easier policy by you as a foreign investor have much less say in the workings of sovereign nation. The entire investment becomes waste. This is not some hypothetical scenario, it is very much real and something along the lines has happened with Cairn India(as a result they exited India but not without a huge loss).

Things have changed now. There are alternate providers who use the indian credit card history to provide you a credit card in US. Zolve is not necessary very friendly in their customer relations. A lot of the questions go answered if you happen to contact. Like you have a bank account with a non descript credit union in US is mandatory. You don't get a credit card without that. While no belittling the novel concept which Zolve promotes, some alternates have emerged now.

One thing that you missed in the video is Credit card fraud. Solve is very poor when it comes to tackle credit card frauds. Once my Solve credit card was stolen, I reported to the team and they gave me very poor answer that was to block my credit card and wait for further assistance. After 3 whole months, my issue got resolved and I was able to use it again. The worst part was, I was reporting a transaction worth just $129.75 and it took whole 3 months to get resolved. So eventually I have had stopped using Zolve at all because of poor assistance from the team whereas American Banks resolves within 3 days. So you had to ask how they tackle these kind of issues. Thanks. 🙏

He left his seat with laptop unlocked... clear lack of security hygine and culture...i wonder how much security is there for customer data

That's it. Just copy a US based business and bring it to india. e.g. Uber vs Ola, Amazon vs Flipkart, Mercury vs Zolve, etc.

This is mind blowing content this is why you will succeed in KZfaq keep making amazing educational content like these

Harnoor's interviews are always so funny lmao

Keep up the good work. Love your everyday dedication and effort.. 👍

Iam very impressed they identify the long standing problem and solving with simple solution and in very short span of time great they just tapped international markets just like that it's wow movement for me.

They are solving a very interesting issue and kudos to it.

Great Motivation

Hey sir since you are in Bangalore currently let me know if you want to also come and interview our founders of fampay

U can have a debit card literally the day u open ur bank account once u have ur SSN. I never carried cash in the US even in the 2001 when I was a student!!😮

Inspiring video ❤❤

Informative video ❤❤

Its a good interview with good knowledge

WE DON'T HAVE OUR OWN OS / OFFICE SW/ WE DON'T MAKE SERVERS...BUT WE HAVE PRODUCED 1 CRORE CYBER SLAVES OR I.T. LABOUR WHICH IS HIGHLY UNDERPAID ANDBOVER EXPLOITED

Nothing will start from 0

This video make to build a startup thanks you brother for this valuable interview

superb interaction Harnoor. Kudos!

Amazing Video bro

Amazing content 👌👍

Hope they solve these challenges, and make it a more reliable company.

Your American Express credit history can be transferred across borders

Millionaires paying in cash? I was working professional in India when I travelled to US I was able to use HDFC CC this is like 2010, I find it hard to believe people having money are using. But whatever, Congratulations 🎊

Can you do a credit cum debit card (CCDC)? 1. SBI CCDC? 2. CCDC CAN BE ISSUED BOTH BY YOY AND SBI OR YOU ALONE 3. ALL BANK CARD RELATED WORKS ARE DOWN LOADED TO YOU 4. ALSO AN ALL BANKS INTEGRATED CCDC 5. HOW FEASIBLE THIS (SOMETHING LIKE UPI ATM ORULTO PLATFORM ACCESSIBLE MULTI PROFUCT) 6. CCDC ALSO CAN HAVE UPI APPLICATION

Wow too 👌👌video expecting more such videos

Anyone else noticed that Raghu wearing smartwatch ⌚ in both hands !! 😅

Bhai aise aise hi video banate rahiye

Dear Harnoor, Please stop these paid advertisement. We didn't sign up for this! These startups are inviting and paying you, just to target the students moving or planning to move to the US. You are in this students career /counseling industry, please show some credibility. Don't be such a EASY shop!!!

This guy talks no shit. Each answer he has given is precise and accurate. Even at the begining of interview he walked out of public space so his team should not be distureb.

Brother, I am planning to come in January 2024 for study in US can I apply loan application before with Zolve ?

Great video / interview

WHEN WILL INDIAN GOVT MAKE A POLICY TO STOP BRAIN DRAIN AND REWARD R&D IN INDIA ITSELF

Quite Insightful

I work in the next building, I would have met you there. How do we get live updates? any meetup plan in Bangalore?

There are international credit card provided in India, what are the drawbacks of using that?

Because AI is there what do you expect in the future about industries. Including education. How will things progress.

Nice brother ❤

If in India I have visa/Mastercard and I am using it in US for payments. How is this different from zolve ? Is such solutions not at present ?

His shirt collar is provoking my OCD

Idea of getting market for product 👍❤

Your health is improved in India

One of the best vlog ❤😂

It’s really impressive

Even I am also a proud Alumni of NITK Surathkal

Great Raghu 👍🏻

In order to create a normal account in their app, for working professional who is traveling to US on H1B it is asking for US employer details. In that list they have very limited list of companies associated. How can other professionals create the account?

Why he is wearing two watches

Amazing best content

Yes new india ko apna business hi karna chiye job ke chakr main nahi 10 20 log milkar apna startups open kar lo

Bhai same more vlogs 🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥

I don't see it in Canada.. its very much needed in Canada.

It's Excellent

Harnoor please update your camera and video graphics quality.

Blockchain brings trust & security second to none.

prava colar thik jaan kai nahi kitta , nvm amazing content

Hello Sir, As you are software developer , please tell me once my imp. Pdf deleted , any how its recover , please help!

bro i have a question why do more startups will be done in banglore

He's an alumni from my college

Are you also looking at his wrist, why two watches?

Nov good stay blessed

please plan a Bangalore meetup

Money attracts money ⛳

Its good and all but isn't this was promotional video targeting indian's going to US / other countries . I believe ethically or by law you have to put banner that its promotional video but not sure , if any body know's please comment whether that is needed . Maybe I am ill-informed . But great and information rich video though.

Bengaluru 👍

I am based in US would love to connect with Raghu

How is this different from Niyo?

Total countries 195 , still users in 200+ countries?😅😅😅

I can make money that people can only dream of and reach an audience at scale by starting a KZfaq channel.

Love to see our office campus. I work in State state corp in the same building. Thanks for video

whoever solves the issue they win in biz.

What is humbleness in open cabin 😢

apne yahi to nahi bataya ki CSE IN USA me konse months me applay karna hota hai and konse months me collage start hoti hai, after state board result to April me atahai to tab applay karna hoga to fir kese sabkuch rahega iske upar video bana plz.

amazing

Awesome

Raghu is the person who started taxi4sure and exited with xxxxxx returns

Impressive company

Toh ilye US ki company kasa hui?????

This is RMZ Ecoworld

No body literally nobody . .. Me - why the founder wear two smart watches in both the hands 😂

How to do promotion without doing promotion!

My daughter is started bba please help next mba scholarship programs lived in amritsar

Hi Singh....how r u ??

Kapde to sahe peahen lete bhai. This doesn't look good as per office visit.

Sir mai polytechnic machanical se hu mujhe computer field me aana hai mujhe course kaha se lu

200+ countries?

Guy.... Pls .. stop your Hindi while speaking in English it's irritating 😢😢😢😢... Don't mix both the languages..

"Startup friends" implies easy funding.

soch rha tha agar harnoor india mei reh jata to idar tak phuch pata

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