The #1 Credit Card Setup for TRAVEL?! (Mixed Trifecta)

Рет қаралды 19,508

Күн бұрын

I found 3 of the BEST credit cards for travel & put them together to create an awesome TRIFECTA! Each one has unique rewards & benefits to make your next vacation a whole lot better (and more affordable). Click “Show More” to see Ad Disclosure, links, and additional information below.
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To create my own Best MIXED Credit Card Trifecta, I had to meet certain criteria:
1. Each of the 3 travel credit card had to be from a different issuer.
2. None of the credit card rewards categories and benefits could have too much overlap.
3. All of the rewards had to give good value for travel.
4. The credit card annual fees had to be easily justified without too much hassle.
5. All of the credit cards had to provide long term value.
Here are the 3 credit cards I chose and a little bit into the ‘why’…
1. Capital One Venture X: This is an excellent premium travel credit card that can give you $750+ in value from the welcome offer in Year 1. It also has strong rewards categories (up to 10X miles!) for select travel purchases and also earns 2X miles at a minimum for all standard purchases. For the $395 annual fee, you’ll receive an annual $300 travel credit, a 10,000 mile anniversary bonus (worth $100+ towards travel via the Capital One Travel portal), airport lounge access (Capital One Lounges, Plaza Premium Lounges, and Priority Pass Lounges), elite status and/or discounts with partner rental car companies, and more!
2. American Express Gold Card: If you eat food and like to travel, this card can make a lot of sense to get. After earning 60,000 Amex Membership Rewards points (or more) in Year 1, you’ll continue earning 4X points on Groceries at U.S. Supermarkets (up to $25K/year) and 4X on Dining Worldwide (including takeout and delivery in the U.S.). Despite the $250 annual fee, it comes with an annual $120 dining credit and a $120 Uber Cash benefit to help offset it.
3. Citi Custom Cash Card: This card is unique in that it earns 5X points in YOUR Top Spend Category each billing cycle from a preset list of 10 categories (max. $500/month). So, you can strategically use this card to capture a high return on spend in a category you choose that’s not covered by the other two cards.
Furthermore, both the Amex Gold card and Capital One Venture X give you access to some excellent transfer partners, a number of which overlap so you can indirectly combine your rewards!
Of course, there are plenty of other credit card trifectas you can create for yourself (including the popular Amex Trifecta and Chase Trifecta). Some of you may want to make your own with the likes of the Amex Platinum Card, Chase Sapphire Reserve, Chase Sapphire Preferred, or others. As always, choose the cards that fit into your lifestyle and work with your spending habits.
Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.
#creditcards #americanexpress #capitalone

Пікірлер: 152

@MarkReese Жыл бұрын

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@SpencerJohnsonOfficial Жыл бұрын

As many folks may know, the mixed duo of the Amex Gold and Captial One Venture X is one that I speak really highly of on my channel and makes a lot of sense for someone like myself who will naturally get positive value from the credits. The Citi Custom Cash is a solid card to slot into any setup, but I'd likely use it as a cash-back card in this hypothetical setup as you don't have the Citi Premier to transfer out to partners with. The nice thing about that is that you could use the Gold/VX for all travel bookings with their partners and then use your cash back from the Custom Cash to fund any meals/excursions you take on your trips. That's how I'd use them at least!

@Nameless-hy7fu Жыл бұрын

Hello Spencer it’s you again!!!!

@MarkReese Жыл бұрын

Great point about using the Citi Custom Cash's rewards to cover other travel-related expenses 👊💵

@lexbraxman9270 Жыл бұрын

@@MarkReesewhy use citi, wouldn’t you want to use Amex for meals anyways

@MarkReese Жыл бұрын

@@lexbraxman9270 - Use Amex Gold to pay, but then redeem however many Citi points I have as cash back to cover / "pay myself back" for those meals.

@SpencerJohnsonOfficial Жыл бұрын

@@Nameless-hy7fu Hello there!

@LaToya_C. Жыл бұрын

This video was golden! Thanks so much, really appreciate the detail. 💯

@MarkReese Жыл бұрын

Thanks LaToya! 🥇

@IdkidfcCJ Жыл бұрын

I really enjoyed the video. I liked how you structured it👍

@MarkReese Жыл бұрын

Glad to hear it, thanks! 💯

@jimmyjames6492 Жыл бұрын

Great set up! Thanks for the info + video!

@MarkReese Жыл бұрын

💯👍

@stevenwoo2881 Жыл бұрын

Really enjoyed the video. Appreciate the attention to the benefits offsetting the annual fees. Also like the choice of cards since the Amex Gold and the Venture X can both be used to accumulate travel reward points.

@MarkReese Жыл бұрын

Thanks Steve, glad you enjoyed it!

@Piperinios Жыл бұрын

When redeeming points, Venture X is 1 point = 1c when covering travel purchases. And I find that even drinks at a bar can be covered by this so the categorization isn’t strict.

@MarkReese Жыл бұрын

Was that bar in an airport, hotel, etc? And was the redemption value 1¢ per point?

@robertbl7500 Жыл бұрын

Hi Mark, I am a beginner to the world of travel cards; so this video was next level in terms of info and usability! Thanks!! ✌️

@MarkReese Жыл бұрын

Glad to hear it, Robert! Welcome aboard 💯

@CesarJoel Жыл бұрын

Excelente información y video Mark!

@MarkReese Жыл бұрын

Gracias por tu sintonía César! 👊

@MannyCovington Жыл бұрын

This is really a great trifecta!

@MarkReese Жыл бұрын

It sure is!

@docsays Жыл бұрын

Thats a great trifecta right there mark! I currently use: CSP for all travel AMEX Gold for food Paypal WMC for all else. Im hoping to eventually add the Cap1 V or VX in the future.

@MarkReese Жыл бұрын

Sounds like you're getting more into the travel game, yes? 😃

@docsays Жыл бұрын

@@MarkReese - yes sir, but dont tell my cash back friends! 🤫😉

@mostlyfreetravel Жыл бұрын

Great video Mark! Your organizational skills are outstanding. I’d need a Chase card in there for Hyatt.

@MarkReese Жыл бұрын

Thank you! 💯

@alexarauz Жыл бұрын

As a digital nomad based outside of the US, my ideal trifecta is CSR, Venture X and Ink Preferred since none have foreign transaction fees. I pay my rent (Airbnb), travel and restaurants with CSR for 3x, Grocery and Restaurant delivery (which codes as Shipping for me) 3x, cellphone service 3x and for $1000 insurance protection and Venture X is my catch-all at 2x.

@MarkReese Жыл бұрын

Fantastic cards, Alex! Great choice using the CSR for Airbnb 💯

@MrSleepyhead32 Жыл бұрын

For my setup, I'd use 2 cards. Amex Green: It offers points on a lot of travel-oriented purchases and restaurants and has credits that easily offset the annual fee and no FTF. Capital One Savor One: For the entertainment purchases as well as purchases outside the US since it is Mastercard and has no FTF. It's also good to have multiple issuers when traveling. I've heard some horror stories of 1 issuer setups. The bank freezing the cards and the person gets stuck or has a huge inconvenience where they cannot enjoy their travel. It's also a good idea to have cards on different payment networks. I went grocery shopping with 5% on my Discover and the Discover network was down for like an hour, so I used my Amex BCE and it worked just fine.

@MarkReese Жыл бұрын

Good combo & great point about having cards from different issuers! 👍

@lexbraxman9270 Жыл бұрын

This is the exact setup I already have. I also have the quicksilver which was my first

@MarkReese Жыл бұрын

Awesome! 💯

@Ryan31310 Жыл бұрын

interesting setup, I love chase points mainly due to easily repeating signup bonuses but kind of see why it didn't make it in for a long term setup.

@MarkReese Жыл бұрын

For sure. Chase definitely has the best overall / most well-rounded program 👍

@maccamracecar Жыл бұрын

I oddly wrote about this combination in my blog. But yeah if you add the rewards+ card to the mix, you'll be able to think of that Citi return in points instead of just cash.

@MarkReese Жыл бұрын

The Citi Custom Cash issues points by default.

@maccamracecar Жыл бұрын

@@MarkReese oh well that's good to know. Thank you! 🤠 🙇🏻

@parkour267 Жыл бұрын

My setup will be bbp, and amex gold for point spend setup. And bonvoy brilliant and chase ritz carlton for lux statuses and certificates. I will see how it goes having both marriott cards and if too much just keep one.

@MarkReese 11 ай бұрын

Sounds good!

@khanscombe619 Жыл бұрын

I forgot to mention in past videos, I like this new background & close up camera angle. (:

@MarkReese Жыл бұрын

Thanks for the feedback, K 👊

@TheAudioCzar Жыл бұрын

Technically the custom cash gets 5x on flights too since that's covered under select travel. On months I travel I use my custom cash for hotels or baggage fees if I have any. Without travel protections I would not book airfare on the custom cash. Also, viator codes is travel, so that's also 5x on tours. Of course, just make sure you don't go over $500

@MarkReese Жыл бұрын

Yep good point! I thought about highlighting 'Travel' as a crossover category with 'Flights,' but decided to pass since the former is a lot broader. Definitely could've done it, though 👍

@TheAudioCzar Жыл бұрын

@@MarkReese I wouldn't have added it as I feel it shouldn't be recommended for flights. But 5x on hotels is clutch. Premium travel cards don't allow you to earn at bonus points for hotels, which of course is travel 🤷🏿‍♂️ CSR is the only one I can think of at 3x for travel that's not a Cash back card

@MarkReese Жыл бұрын

@@TheAudioCzar - The U.S. Bank Altitude Reserve (3X Travel, incl. hotels), U.S. Bank Altitude Connect (4X Travel, incl. hotels), and Citi Premier (3X Hotels) are other good options 👍

@TheAudioCzar Жыл бұрын

@@MarkReese I have the altitude connect and love it. I was referring to transferable points and premium travel cards. I am thinking of picking up the Citi premier for 3x on hotels, but I'm going to wait to see what alleged new Citi cards talking about

@mostlyfreetravel Жыл бұрын

Good to know Viator codes as travel for 5x 😊

@mrbear0007 Жыл бұрын

I would add US Bank Cash+ to the list. You can pick two 5% cashback categories. Use it as a catch for home utilities and tv/internet/streaming which can be about $500+/month of 5% back ($25 back/month). And it has no annual fee so why not. Can't redeem for points but maybe transfer to altitude reserve?

@MarkReese Жыл бұрын

Another great card for sure! There isn't a way to transfer Cash+ rewards to the Altitude Reserve.

@trave7644 Жыл бұрын

Got Venture X, and will downdrade Chase Reserve to Preferred. Will keep all my other chase cards as well. But the next one to get for me is Savor one, because of 3 points for groceries.

@MarkReese Жыл бұрын

Sounds good! Good luck on the C1S1 application when the time is right 💯

@mjsabie8517 Жыл бұрын

I love the savor one with the VX. I use the 10x on Uber when I travel for work and the 3x back on entertainment is great as it’s a category that doesn’t get a lot of love

@sjh8604 Жыл бұрын

I would pick Savor one over Amex gold since I won’t use even half of the credit that gold gives and my combined spending on groceries and dining probably still won’t make up the 250 annual fee. Plus, savor one now offers Uber one membership through Nov 2024 so you get 5% discount every ride and 10% back when using savor one for rides and Uber eats .

@MarkReese Жыл бұрын

Great alternative 🏆

@QueenConsious Жыл бұрын

I agree with Savor One after I spend on my Amex preferred on groceries which you would definitely get your 95 annual fee back after that I would spend my SavorOne Card

@JJ-ei8po Жыл бұрын

If I had to only chose 3 it would be the venture X, amex gold and the us bank cash plus!! Need to make a video on a 4 card set up. Much easier!

@MarkReese Жыл бұрын

Solid choices!

@RavnessL 10 ай бұрын

I got both Venture X and Amex Gold and it seems to be a good duo for me. Having added my family as authorized users for both cards, they’ll utilize the 2x multiplier better than I can ever do and hit that SUB for the VX, plus the purchase protection is always good. I was debating on using the c1 portal (5x) instead of using Amex gold (3x) solely for the travel benefits that the gold doesn’t provide. C1 portal isn’t perfect but the 5x multiplier and I believe you can still get status and miles from Delta, makes it an easy choice. Atm CFF is still doing the 5% on gas, so I’ve been using that. Great videos as always, I can’t wait to use the 300 travel credit very soon!

@MarkReese 10 ай бұрын

Glad you found a duo that works well for you & the family!

@billwright2176 Жыл бұрын

The gold cards credits are only workable if you live in a major metro area. Most of the country that's not the case.

@MarkReese Жыл бұрын

Definitely smart to make sure the credits make sense 👍 If not, swap in a different card.

@jefuryo Жыл бұрын

That's what I have so far, AMEX Plat, C1VX, and Alaska Visa/Marriott Bold (could be better cards), but somehow these 3 compliments each other :)

@MarkReese Жыл бұрын

Great cards to have! 💳

@user-zr4mz3cb3y 11 ай бұрын

i have half of gold trifecta Cruve Card, Bilt card, the OG Amex Gold would like to add venture X for premium perks

@user-zr4mz3cb3y 11 ай бұрын

only missing the GAS category less than 2x return suggest best gas card which earns travel points atleast 3x (preferably visa card)

@MarkReese 11 ай бұрын

@@user-zr4mz3cb3y - Sounds good! I wish more premium travel cards included a gas category. The Citi Premier is one of them (3X).

@itsagreatday9765 Жыл бұрын

Great video. Is there any benefit to getting the Capital One Venture before the Capital One Venture X to try and get both bonuses? Is that even possible?

@MarkReese Жыл бұрын

It's possible. Doesn't matter which one you get first.

@Ryan-iq2zd Жыл бұрын

I have the Chase Trifecta (Preferred), Amex Gold, and Venture X. Thinking of either the Citi Premier, but are that too many different banks? Savor one to match up with the Venture X? Or a hotel card such as WOH, Marriott Boundless, or Hilton Surpass. Which route would you go with? Thank s for any input.

@MarkReese Жыл бұрын

Don't start with the card(s) and try to force them into a strategy. Rather, start with what you're trying to achieve, then get the cards that solve for that.

@PackRat0331 Жыл бұрын

Ha, just switched to these 3 at the beginning of the month.

@MarkReese Жыл бұрын

💯💳💯

@mistuhxsleepie45 Жыл бұрын

I got 18 cards but if i had to choose 3 it would be plat+cip+cfu. Plat for all the lounges+hotel status, cip for overseas where amex is not accepted with no ftf and 3x travel n phone bills. Cfu for 3x dining and everything 1.5x. To me 1.5 UR > 2 MR, Cap1 miles and typ because of hyatt.

@MarkReese Жыл бұрын

Great card selections! 👊

@Urgento22 Жыл бұрын

I would swap the Citi for the Bilt card.

@MarkReese Жыл бұрын

Good choice 👍

@jelloMadison Жыл бұрын

I have all three. My recommendation is to stay away from American Express. If you are an adventurous epicurist, no authentic mom and pop shop will take these cards. I live in Bay Area, no small ethnic food place will take this card, was just in Thailand and heading to India soon. I was looking forward to the 4% restaurants but not worth it unless you enjoy chain restaurants. Don’t settle for less than 90k points for the American Express Gold, just search in incognito mode if you do apply. I love the Venture X, this is really the only premier travel card you should carry if you travel casually like me, 3-4 international vacation travel a year only. I use Chase Preferred for dining and Customs Cash for Gas, Venture X for most other things.

@MarkReese Жыл бұрын

Good points above, jelloMadison!

@avreypietila6960 Жыл бұрын

I’m team cash back. What are the best no annual fee cash back credit cards? I was thinking savor one, blue cash everyday, and WF autograph? Or, I was maybe thinking of switching one of them out for the US bank altitude go. Any thoughts?

@docsays Жыл бұрын

- for cashback trifecta I would run something like this: A multiple 3x card (savor1 or WF autoG) A flat 2x card (citi DC, paypal, WF AC) A 5% card (Flex, citi CC, discover, or USbk cash+)

@MarkReese Жыл бұрын

All of those can be excellent choices, but what it comes down to is this...Get the cards that award you best in the areas where you spend most. People's spending habits can vary a lot, which is why there's not a 1-size-fits all solution.

@ladygadventures4144 10 ай бұрын

Thank you for this. The TSA/ GE that is application every 5 years. Do i get credit on that per year if i applied then next yr my bf will apply (authorize user)?

@MarkReese 10 ай бұрын

Only one TSA/GE credit every 4 - 4.5 years per card.

@basnetgl Жыл бұрын

With the Citi Custom Cash... Could you use it to shop at a shopping club like Wal-Mart or Sams Club or Costco and get 5% back?

@MarkReese Жыл бұрын

No, unfortunately wholesale clubs are not an eligible category. (Also, Costco only accepts Visa cards) ✌️

@theinternationalist1357 Жыл бұрын

But the Amex gold dining/uber is only valid in the US not internationally

@MarkReese Жыл бұрын

Swap in a different card instead 👍

@charleswheat3251 Жыл бұрын

I was wondering if I transfer my ultimate reward points to Southwest do I have to have the sapphire preferred or can I just have the FREEDOM Unlimited? And if I have the chase sapphire preferred if I transfer points out, do I get the 25% bonus

@MarkReese Жыл бұрын

1. You must have the CSP, CSR, or CIBP to transfer to Southwest. 2. No 25% bonus for any transfer partner. That bonus is only realized when booking travel through the Chase Ultimate Rewards portal directly.

@aaront936 Жыл бұрын

I just found out today I'm stuck in amex pop up jail. And I don't understand why. I don't churn amex cards. I only have a delta blue card I downgraded from the delta gold card. Should I upgrade it back up to gold and put some spend on it?

@MarkReese Жыл бұрын

I can't guarantee any outcome as I don't know the reasons for the pop up. I'd personally use the Amex Blue for awhile. No need to upgrade again.

@chrisbrown8748 Жыл бұрын

Mark always brings us valuable content nobody else even thinks to make🙌🏽

@MarkReese Жыл бұрын

🏆

@otakubaka139 Жыл бұрын

I just have all my 19 cards in my wallet and use whichever is best for the purchase.

@MarkReese Жыл бұрын

Meanwhile in the checkout line..."Excuse me why I pull out all my wallets..." 😂👊

@texasgirl6000 10 ай бұрын

Never ever carry all your credit cards with you.

@Creditcardnerd Жыл бұрын

Love you mark! Lol

@MarkReese Жыл бұрын

👊

@clausellray Жыл бұрын

Great video I would not have even thought of the mixed trifecta. Man keep that content coming thanks for sharing

@MarkReese Жыл бұрын

Glad you enjoyed it!

@ugoeze7360 Жыл бұрын

I’m shocked none of the Chase cards made the cut 😢

@MarkReese Жыл бұрын

😬

@Big_Jims_American_Dream Жыл бұрын

Yo Mark - I’m out here in Vegas dominating with my Amex Gold & Green. #Winning #Amex4Life

@MarkReese Жыл бұрын

Right on, Jim! Vegas is a great place to be with those cards 💪

@VincentPascual Жыл бұрын

@@MarkReeseA winning hand! 🃏

@toxicgamer2881 Жыл бұрын

Why did you only put $200 of value for the custom cash reward points, but “750+”and “600+”for the other ones? Do the custom cash points never value above 1 cent per point with travel partners? If not that sucks!

@MarkReese Жыл бұрын

The Custom Cash does not have access to any travel transfer partners. The redemption rate is 1¢ per point for cash back or travel.

@toxicgamer2881 Жыл бұрын

@@MarkReese when you combine it with the premier and redeem it for travel, do you think it gives more like 2 cents back like the Amex or Chase card does?

@MarkReese Жыл бұрын

@@toxicgamer2881 - Yes. Those are average values though.

@fbx03 Жыл бұрын

No Centurion 😢

@MarkReese Жыл бұрын

Nope.

@ChaoSasuke Жыл бұрын

I tried signing up to Rakuten 3days ago using ur code to get the $30 bonus but it didn’t work should I reach out to customer service or will it not work since I already made a $60 purchase and they gave me $10 🤔

@MarkReese Жыл бұрын

Which part didn't work?

@ChaoSasuke Жыл бұрын

@@MarkReeseusing the refer code so I’m wondering can I ask them to fix it or is it to late since my account is made?

@ChaoSasuke Жыл бұрын

I went ahead and emailed them and sent them ur referral and asked that I get this fixed if at all possible i will report back if they do

@ChaoSasuke Жыл бұрын

Update they fixed that quick lol u should see a $30 bonus from me yay least I can do for all u have done !! Please never stop ✋ if u don’t see it let me know and I will message them again

@MarkReese Жыл бұрын

@@ChaoSasuke - Awesome, that's great to hear! Glad they did a quick fix for you 💯

@DJ_CRIZP Жыл бұрын

Fun fact, it is possible to have 2 venture x cards. Who's winning now???? (Explanation: my oldest line of credit was a quick silver card and I also had a Venture X because it's actually a good card. Cap1 offered me to upgrade my quicksilver to a VX and I jumped on it since I wanted my oldest card to actually be useful to me and get some use. My plan is to cancel my other venture x since I don't need both obviously. However, for a short time, I have two VX's. And I wasn't sure if that was possible)

@MarkReese Жыл бұрын

Haha legit! Thanks for this data point, Douglas! Smart move making your oldest card account something useful 👍

@mistyluv261 Жыл бұрын

not sure what to do with my cap credit cards. i've got huge ccs at amex and chase. i only have about 50K reward miles with cap. should i just transfer that small amount into amex reward points (is that even possible) or can I score some sweet airline deal round trip (business class???) from LA? Thankyou!!!!!!

@MarkReese Жыл бұрын

1. You cannot transfer Capital One miles into a competing bank program (e.g. Amex, Chase, etc.) 2. Sounds like you want to get rid of your Capital One cards? What's the reason?

@mistyluv261 Жыл бұрын

@MarkReese I purchase everything w gold, Plat, or hilton aspire/business amex or ritz cc and they cover the lounges and soon chase lounges, hotels etc. I don't see additional benefits w my three capital one cards, unless I am missing something.

@mistyluv261 Жыл бұрын

I only have about 50k. any ideas on how best to burn that up. any chance I can get business class anywhere from LAX especially during low season?

@MarkReese Жыл бұрын

@@mistyluv261 - (1) If any of those Capital One cards are your oldest (or a fairly old) account, then I'd consider keeping that one open. If it has an annual fee, I'd call Capital One to ask if I could downgrade it to a no-fee card. Then I'd use it once every 6 months or so for a small purchase just to keep it active. None of this is required, but it's what I'd do for credit score purposes. (2) Maybe some 1-way business class fares. Do searches online for "how to fly to [location] on points and miles" to find something you like.

@mistyluv261 Жыл бұрын

@@MarkReese Can I get your expertise please: Amex Plat is offering $1000 for 100K points to open a checking account plus an extra 30k to open account. I can transfer about $5,000 under this scenario. Do you think that is a good or bad redemption? I was thinking that I could probably get 5-6 one way business segments for much more dollar value, but the way I see it, the food isn't worth more that a $100 on each segment and the space is not a deal breaker. with $5,000, that can give me 50 excellnet $100 dinners, or 25 fantastci $200 dinners. plus, I plan to get a part time job w an airlines, so i think i will get to fly standby and get lucky every now and then and get business class. any thoughts? thank you for your expertise!

@juliancolvard5742 Жыл бұрын

Credit Card King Mark Reese

@MarkReese Жыл бұрын

🏆

@kazi1 Жыл бұрын

@MarkReese Жыл бұрын

Hi Kazi!

@MasonsTurtle Жыл бұрын

A trifecta without Chase? Noice!

@MarkReese Жыл бұрын

Surprise haha!

@glideslopeX Жыл бұрын

Hi Mark, Love your content! Q: Do you know a way that I can remove myself from the AMEX black list? In 2007, during bad times, AMEX closed my account. Recently, I applied with AMEX and got denied . The reason was that Amex closed my account back on 2007. My credit is excellent now in the higher tear 800. Any ideas? Thank you!

@MarkReese Жыл бұрын

I don't have any proven tactics to get off of the Amex black list. I'd personally try to find another way back in, perhaps by opening a savings account and/or getting one of their prepaid cards ("American Express Serve"). Also consider becoming an authorized user. Get creative with finding ways to starting a relationship with them again.

@SOXGATORS Жыл бұрын

👍🏻

@MarkReese Жыл бұрын

👍👍

@iCARTER Жыл бұрын

1st

@MarkReese Жыл бұрын

Kazi won this time 😁🥈

@QueenConsious Жыл бұрын

My 3 mix trifecta this Quarter!Amex Preferred 6% back➕Amex offers Discover card 5% restaurants & wholesale clubs and WF Active cash 2% back on everything else➕Bonus you also had a great presentation of these cards they offered me the Citi custom cash I might get that next

@MarkReese Жыл бұрын

Excellent choices! 💯

@carolinareyes756 Жыл бұрын

This is quite literally my dream set up 🥹

@MarkReese Жыл бұрын

Go get it! 💯

@carolinareyes756 Жыл бұрын

@@MarkReese waiting to justify the $345 annual fee and letting more of my cards go under 5/24 (last year was an application heavy year😅🤦🏻‍♀️) But next year is looking a lot better