The 5 Best Credit Cards You Need for 2024

Рет қаралды 20,152

Күн бұрын

These are 5 credit cards that should always be in your wallet. With these cards you can cover any purchase you make while still being able to maximize your rewards. You can cover things like dining, groceries, travel, and general purchases. When in doubt, stick to credit cards like these to ensure that you maximize you everyday spend.
CREDIT CARDS:
💳 Capital One Venture X: link.chaseyokoyama.com/Capita...
💳 Chase Sapphire Preferred: link.chaseyokoyama.com/Chase-...
💳 Chase Freedom Flex: link.chaseyokoyama.com/Chase-...
💳 Capital One Savor One: link.chaseyokoyama.com/Capita...
💳 Amex Gold: link.chaseyokoyama.com/Amex-Gold
💳 Bilt Mastercard: link.chaseyokoyama.com/Bilt-M...
⭐ Explore My Best Credit Card Picks: link.chaseyokoyama.com/BestCr...
OTHER GOODIES:
💰 Get up to $325 with SoFi: link.chaseyokoyama.com/SoFi
🛒 Get $30 Cash Back with Rakuten: link.chaseyokoyama.com/Rakuten
📷 My Gear List: link.chaseyokoyama.com/Amazon
CHAPTERS:
0:00 Introduction
0:33 Credit Card 1
5:21 Credit Card 2
9:24 Credit Card 3
11:27 Credit Card 4
13:52 Credit Card 5
WATCH NEXT:
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📹 Inside ANA's $8,000 Business Class "The Room": • Inside ANA's $8,000 Bu...
📹 Chase Sapphire Preferred (3 Things You MUST DO): • Chase Sapphire Preferr...
COME SAY HI:
🤙🏽 Join the Community: link.chaseyokoyama.com/YouTub...
📱 Instagram: / chase.yokoyama
📱 TikTok: / chase.yokoyama
📱 Pushie: link.chaseyokoyama.com/Pushie
Bilt Card Disclosures:
- Use the card 5 times each statement period to earn points
- Terms: www.wellsfargo.com/credit-car...
DISCLOSURES: Some of the card links and other products that appear on this website are from companies which Chase Yokoyama will earn an affiliate commission or referral bonus from, at no additional cost to you. Chase Yokoyama is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all financial companies or all available financial offers.
Chase Yokoyama is not a financial advisor and this is not financial advice. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Пікірлер: 91

@MattWelterOfficial 2 ай бұрын

Just picked up the Venture X and pumped to put the Travel Credit in action. Absolutely love the Bilt Card & the travel upside it provides, and tough to beat access to the Chase ecosystem through the CSP. Great video Chase!

@ChaseYokoyama 2 ай бұрын

Same here! My VX actually just came in the mail today. 👍🏽 I appreciate it Matt

@sukieeek 2 ай бұрын

First time commenting! Nice video! I actually just got the VX yesterday and am super excited! I was debating if I wanted to upgrade my CSP, especially I'm in NYC, but ended up doing VX since I only fly a few times a year. Plus I have my Savor! I'd like to try the duo and see how they work.

@ChaseYokoyama 2 ай бұрын

Welcome to the comment section! 🙏🏽thank you very much. congratulations o the Venture x 🥳 the Capital One Duo is solid. I actually just got approved for my VX on Tuesday. I should've waited one more day to match you

@Cody.Little 2 ай бұрын

Ayyye just posted the same card list everyone needs for 2024! Great minds think alike 😂 although like you mentioned my flex spot was a hotel keeper card instead of the bilt card. Bilt is great for renters, but since that isn’t useful for everyone I opted to highlight hotel cards. Also that new lighting 👀🔥

@ChaseYokoyama 2 ай бұрын

That means everyone watching our videos has no excuse but to have a solid credit card lineup in 2024 😤 Thank you Cody!

@CallMeLani 2 ай бұрын

Love to see 3 $0 AF cards on your list! They are so overlooked!

@ChaseYokoyama 2 ай бұрын

for sure! There's lots of value in many of these no annual fee cards 🤙🏽 We don't always have to pay to play for every card we own

@OfficialChadsMoneyMinutes 2 ай бұрын

My guy Chase back at it again!

@ChaseYokoyama 2 ай бұрын

wasssup Chad! 🤙🏽

@HunterAult Ай бұрын

Question: I’ve already got a Quiksilver & SavorOne. Do i have to cancel one before applying for venture x

@adocloja 2 ай бұрын

I have this exact setup. I use my Hilton surpass as my gas and hotel card.

@ChaseYokoyama Ай бұрын

that's great to hear 👏🏽 you got a solid AF setup

@ManifestingBex 2 ай бұрын

Just got the venture x and the Chase sapphire reserve. I’m super excited about the venture x bc I’m out of Denver

@ChaseYokoyama 2 ай бұрын

whoa baller alert! 🚨 I actually just got my Venture X in the mail today and im planning on upgrading to the CSR later this year. Im stoked that you can use the lounge at Denver. It looks so nice 👏🏽

@elyfresh504 16 күн бұрын

Hey man if you want to apply for the reserve let me send you a link I work for chase and would get credit😅

@WaterYourSoil 2 ай бұрын

This is a good line up, Chase.

@ChaseYokoyama 2 ай бұрын

thank you my guy 💪🏽

@ab3040 Ай бұрын

6:00 don't forget about the 10% anniversary boost on the CSP It was the main reason I chose it over the CSR

@ChaseYokoyama Ай бұрын

very true 👏🏽 that 10% can edge out cards with similar reward multipliers

@IsaGemini 18 күн бұрын

If your not a frequent flyer and aren’t looking for the lounge access the The Venture card is a good alternative to the Venture X and the annual fee is $95

@Lifeissorich. 2 ай бұрын

Venture X, SavorOne, Citi Custom Cash and a hotel card is my perfect combo.

@ChaseYokoyama 2 ай бұрын

yes yes yes! That is a good lineup indeed. Nice mix of cash back and points

@chadpennycuff 2 ай бұрын

Other than BILT card (I own not rent), I’d swear you’re reading my mail. Great card setup.

@ChaseYokoyama 2 ай бұрын

😂 😂 I know a guy at Disney giving me all the details

@Jason_The_Man Ай бұрын

Good to see you’re still pumping out your namesake 😂

@ChaseYokoyama Ай бұрын

lmao TILL I DIE! 😤 Except sometimes its hard to be loyal 🤡 gotta play the field and taste other issuers every once in a while

@ryanfine6004 Ай бұрын

I have the freedom unlimited do u think I should switch to any of these mentioned in video???

@ChaseYokoyama Ай бұрын

depends on what your goals are for credit cards right now. The cards in this video will complement the freedom unlimited (except maybe the Venture X which would replace it) For example, if you want a dining card then adding the Savor one would help you capture more points than just the CFU.

@JacobsPointsAndProfit 2 ай бұрын

I really like the two Chase cards and two Capital One cards. They work so well together and earn solid rewards

@ChaseYokoyama 2 ай бұрын

Agreed. And they have pretty solid point ecosystems as well

@whosjao23 2 ай бұрын

Question. Why savor one for dining when your CSP has an effective 3.1% return? You also mentioned that chase points > c1 miles. So it’s a double-win for chase in that regard. I think groceries+entertainment for savor one and dining+travel expenses for CSP unless 5% boosted by FF. Thoughts?

@DallinBunnell 2 ай бұрын

Great point!

@ChaseYokoyama 2 ай бұрын

you are 100% correct. That would be a better idea and I should have communicated that in the video. 👏🏽 I appreciate you bringing this up.

@whosjao23 2 ай бұрын

Glad to hear that! Keep up the good work! 🫡

@ChaseYokoyama Ай бұрын

@@whosjao23 I appreciate it! 🫡

@TaySunset 2 ай бұрын

You listed benefits that will be expiring on other cards, but Hertz President Status for the VX ends at the end of this year. Other than that, I think this is the setup I’m aiming for! 3/5 completed

@ChaseYokoyama 2 ай бұрын

you're off to a great start for sure. When do you plan on picking up the final 2 cards?

@jpknowledge8852 2 ай бұрын

I currently have the Venture X, and it is my favorite card! I believe it is the best travel card in the game right now. I hope to soon pair the Savor One card with it. That will be a great duo that will cover so many categories. I may like Chase points more, but Captial One cards earn better.

@ChaseYokoyama 2 ай бұрын

That Cap One duo is nothing to be messed up 😤

@tarrius1210 2 ай бұрын

All I have to say is Chase ink cash card 🤐.

@raykibiri 2 ай бұрын

It's just a shame that it's too hard to get the C1VX. Thanks for the video.

@ChaseYokoyama 2 ай бұрын

Capital One can be sensitive . Just keep checking the pre approval tool and trying to fix whatever reason they may say for the denial. Thank you!

@LukesPointsandMiles 2 ай бұрын

Big time cards!!! Capital one doesn’t have any hitter hotel programs But I recently saw some great value with Wyndham in Latin America.

@Lancun 2 ай бұрын

Vacasa's also a really decent program too! Imo the best way to use Wyndham Points, and I expect to get a lot of those soon with the Wyndham Business Earner.

@ChaseYokoyama 2 ай бұрын

100%! and after watching your video I can think of 5 reasons why the Savor One is so good.

@ItsMeCJ 2 ай бұрын

I love my Venture X tbh. As long as I’m able to get that annual travel credit and anniversary point bonus, I’ll be a happy camper. The Bilt Mastercard is my favorite credit card on this list. Crazy that I have just about all of these credit cards on your list 😃. Great video Chase!

@ChaseYokoyama 2 ай бұрын

Agreed. I hope they dont touch this card anymore. They already removed the Priority pass restaurant benefit and are gonna remove the Hertz President's Circle status.

@colinyuhl9339 2 ай бұрын

Nobody ever talks up the 3% “entertainment” on the Savor. Wonder why? Covers you for movies, sports, amusement parks, concert tickets, ticketmaster charges and more. I live in LA and get a lot of use out of that category. Which of these cards is gonna cover gas for you? You’re getting at best 2x on the VX, unless it’s a FF quarterly category.

@ChaseYokoyama 2 ай бұрын

facts facts facts 👏🏽 not too many cards have that entertainment category so it really is helpful to have.

@SledgeIncTeam 2 ай бұрын

Entertainment is what I use the SavorOne for 🫡 good call out

@Lancun 2 ай бұрын

I'd love to get the Savor One to compliment my Venture X just from being able to get a lot of points from Disney and Universal vacations...unfortunately, I can't ever seem to get approved for the Excellent Credit version with the SUB, only the Good Credit version according to their preapproval tool. I'm not sure I want to stop Churning to waste a card slot for the Savor One for right now if they aren't even going to offer me a bonus.

@Adiscretefirm 2 ай бұрын

In my case entertainment tends to be big purchases too, game and concert tix more than movies

@SledgeIncTeam 2 ай бұрын

@Lancun it took me 2yrs to get pre-approved for the Excellent credit version

@gabrielvaldez2413 Ай бұрын

Would the BILT credit card score you points for rent as a small business leasing a building?

@ChaseYokoyama Ай бұрын

technically you would only earn points on residential rent. However, there have been data points where people have earned points on commercial rent.

@flakocibao 2 ай бұрын

The bilt credit card is by far the best no annual fee card out there

@ChaseYokoyama Ай бұрын

it's solid 💪🏽

@DrRoxzo-fc5qs Ай бұрын

Im just a casual spender and want to gain points for mostly travel but really anything. Even after watching this im still clueless on what to get lol

@ChaseYokoyama Ай бұрын

Do you have any questions that I may be able to answer and help set you in the right direction? Or to start, what cards do you have now?

@DrRoxzo-fc5qs Ай бұрын

@@ChaseYokoyama What is a good balanced card with good rewards

@sh2nd 19 күн бұрын

EVA Air, the bes transpacific crossing airline in the world

@cashtatum6158 Ай бұрын

What type of credit score should I have for approval on these I’m only at 710 right now but just started building it

@cashtatum6158 Ай бұрын

Also if I am going to get a these cards in about a year will these benefits be the same or similar?

@ChaseYokoyama Ай бұрын

I can't speak to if the benefits will be the same or similar in a year from now since credit cards are constantly changing. However a credit score of 710 is good enough to get accepted for all of these cards. If you currently have your own credit card, then you should have a high acceptance rate assuming all other factors are solid. If you are only an authorized user then Chase might not accept you. They tend to favor users with a prior credit history.

@cashtatum6158 Ай бұрын

@@ChaseYokoyama yea I have one card with capital one and one with citi but my main credit boost is from being an AU for the history

@Sjrick 16 күн бұрын

What is the best card with the lowest APR ?

@ChaseYokoyama 14 күн бұрын

I don't advise keeping a balance on your credit cards and racking up interest. However there are a few cards with into limited time 0% APR offers such as Citi Custom Cash, Chase Freedom Flex, Chase Freedom Unlimited, and Discover it

@feilox Ай бұрын

why promote venture x? After year 2 u have to spend 20K min. (non-10X) just to break even.

@ChaseYokoyama Ай бұрын

That's where the travel credit and anniversary miles come into play to help cut down on that effective annual fee 👍🏽

@randallraines6553 2 ай бұрын

Chase "5 cards you need in 2024" Yokoyama 😂

@ChaseYokoyama 2 ай бұрын

😂 these make my day every time

@randallraines6553 2 ай бұрын

@@ChaseYokoyama great content! Keep it up homie 💪

@ChaseYokoyama 2 ай бұрын

@@randallraines6553 thank you randall 🥹 👉🏽👈🏽

@CurlyFryTyy 12 күн бұрын

What credit card do I get if I don’t travel EVER

@ChaseYokoyama 10 күн бұрын

Cash back cards are a great place to start. Like Chase Freedom Unlimited, Chase Freedom Flex, Discover It, Capital One Savor One, Citi Double Cash, Wells Fargo Active Cash, Fidelity Rewards Visa, just to name a few to look at.

@CurlyFryTyy 8 күн бұрын

@@ChaseYokoyama Thankyou! I’ll be taking a look