My Credit Card Plan for 2024
14:28
12 Amex Mistakes to Avoid
20:02
7 ай бұрын
Ranking My Credit Cards
17:47
7 ай бұрын
Пікірлер
@Sonic4464
@Sonic4464 8 сағат бұрын
Hey Great video(s)! Just added the Venture X myself, do you know if you can use the Venture X to add money to apple wallet Suica/Passmo? I wasn't able to last year with my Paypal Mastercard and hoping I can do so with my Venture X for my next trip to Japan? Thanks in advance!
@katarinatina6802
@katarinatina6802 19 сағат бұрын
I’m sorry but this card seems very good. And they right away give you very good limit. Your video title doesn’t make sense!
@edwardball4358
@edwardball4358 Күн бұрын
In the future please STOP using that incredibly annoying background music. I bailed after 60% because I can hear this or read it elsewhere without the fake guitar string repetition torture.
@IkeVoorhies
@IkeVoorhies Күн бұрын
Could you tell us how customer service differs between Venture X card holders and regular card holders???
@kirasoleil
@kirasoleil Күн бұрын
is the downgrade path for the gold the amex green or is there no downgrade path?
@shinmoda
@shinmoda 2 күн бұрын
Hi! I wanted to share what happened to me, a credit newbie, after I applied to my second card, in case it helps someone else. So, I would say I have excellent credit usage. I try to keep my credit utilization at 1%, though for about my first six months I had it at 0% because I thought that would help (figured out it may not be as good as 1%, so I increased it), and have never had a missed payment, etc. My score got up to a 771 in my first year. Then, I decided to apply for my second credit card. I was approved. My score dropped by a whopping 50 points! I was not expecting that. I've watched so many of these sorts of videos and was expecting a 5, maybe 10, point decrease. Nope, 50 points. Decreased me to a 721. Six months later (now), my FICO is a 736 and my Vantage 3.0 is a 724. This is the closest in score my FICO model 8 and Vantage 3.0 scores were so similar! When my FICO was at like 771 my Vantage 3.0 was much smaller. So, I guess it's good that my credit score is going up? Even if I took a 50 point hit, before? Just wanted to warn the credit newbies who have excellent credit. Prepare for a decently big hit, just keep doing your best, and expect it to improve over time.
@penepatitenor
@penepatitenor 3 күн бұрын
It IS annoying booking through a travel portal but on Chase, you get x5 if you do. But I HAVE indeed had some tough moments but… they worked out. However, it was tough to sort it all out.
@keyKEYadventures
@keyKEYadventures 3 күн бұрын
I love this voice over video! I haven’t added Japan to my bucket list at this time, but I am definitely second guessing it now! Thanks for this part of your trip
@keyKEYadventures
@keyKEYadventures 3 күн бұрын
Chase, question, if it wasn’t for credit referrals Do you think the US Bank Altitude Reserve makes more sense for you compared to the VentureX?
@jasonfleming2391
@jasonfleming2391 4 күн бұрын
does not seem like we can find available seats on ANA these days
@nicolem8122
@nicolem8122 4 күн бұрын
Thank you. Your video had more information than others. Puerto Rico here I come!
@SabriaThomas-Vales
@SabriaThomas-Vales 4 күн бұрын
Booking through the Chase portal is more expensive so no saving there
@ChaseYokoyama
@ChaseYokoyama 4 күн бұрын
Ya I’ve seen it be a hit or miss
@Roady1013
@Roady1013 5 күн бұрын
I work for an airline and yes when you book other than with airlines for most airlines we have to collect a fee to collect a fee to take control over the tickets. And there are so many rules we have to follow. I have and use Amex but I always transfer to the airline and book directly. I’d say if you use a travel portal be 100 percent sure you have the dates and won’t make changes and always contact your booking source first. Or if you find a great deal you can’t pass up just be understanding that nothing is guaranteed with travel and please be nice to the reservations agents we just have to follow rules to keep our jobs 😆
@fogrunr5075
@fogrunr5075 5 күн бұрын
Really great personality and positive humorous presentation!! , 😀🥰😅💯🏝️🌊😎
@ChaseYokoyama
@ChaseYokoyama 4 күн бұрын
Hahaha fog! 😂😅 Ty ty
@TaylorKaneshiro
@TaylorKaneshiro 5 күн бұрын
What else do you have in your wallet? :)
@ChaseYokoyama
@ChaseYokoyama 4 күн бұрын
Nothing else matters besides the picture of me and my gf 🥹
@HunterAult
@HunterAult 5 күн бұрын
Question: I’ve already got a Quiksilver & SavorOne. Do i have to cancel one before applying for venture x
@chadpennycuff
@chadpennycuff 5 күн бұрын
You can also use C1 miles to “erase” any travel purchases inside or outside the portal at 1 cent per mile. So the 10k anniversary points are a legit $100 minimum value.
@ChaseYokoyama
@ChaseYokoyama 4 күн бұрын
Yes that’s very true! 👏🏽 thank you Chad 🙏🏽 that flexibility pays off
@cfpzona
@cfpzona 5 күн бұрын
Apple wallet. You mean Samsung wallet, the superior phone😄😄😄😄.....good video man but it's time to upgrade that SP to the SReserve
@ChaseYokoyama
@ChaseYokoyama 4 күн бұрын
Good joke! 😂😂 ur almost as crazy as CJ who thinks the Amex rose gold is nice. But ya I’m thinking about it for the SUB
@shoniimu
@shoniimu 5 күн бұрын
i like my apple card
@ChaseYokoyama
@ChaseYokoyama 4 күн бұрын
I like the way that you walk, the way that you talk, I like the way that you dress. I like the way that you sneak diss, if I catch flight, it’s gon’ be direct
@CesarJoel
@CesarJoel 5 күн бұрын
Great cards and setup Chase! Thanks for the overview!🫵
@ChaseYokoyama
@ChaseYokoyama 4 күн бұрын
I appreciate you Cesar 🤙🏽
@DrRoxzo-fc5qs
@DrRoxzo-fc5qs 5 күн бұрын
Im just a casual spender and want to gain points for mostly travel but really anything. Even after watching this im still clueless on what to get lol
@ChaseYokoyama
@ChaseYokoyama 5 күн бұрын
Do you have any questions that I may be able to answer and help set you in the right direction? Or to start, what cards do you have now?
@DrRoxzo-fc5qs
@DrRoxzo-fc5qs 5 күн бұрын
@@ChaseYokoyama What is a good balanced card with good rewards
@CreJ-pv4qf
@CreJ-pv4qf 5 күн бұрын
what is the streaming multiplier trick that you mention for chase ?
@ChaseYokoyama
@ChaseYokoyama 5 күн бұрын
It's that the CSP treats all Apple digital purchase (apple music, apps, subscriptions) as streaming service purchases. So if you have any of those, then you might want to use your CSP to pay for those purchases.
@CreJ-pv4qf
@CreJ-pv4qf 5 күн бұрын
@@ChaseYokoyama thank you for info. I really appreciate it!
@MichaelDavid81
@MichaelDavid81 5 күн бұрын
@@ChaseYokoyamacool. Didn’t know that. Learned recently that all of those code for 4x on Amex biz gold card as well if it’s one of your 2 high spend categories
@chrisv4920
@chrisv4920 5 күн бұрын
Solid card. Currently gardening and waiting 🗓️for the right moment to get the VX. Me too I haven’t been using my Amex Gold that much, Bilt has become my restaurant go to card 🍽️
@ChaseYokoyama
@ChaseYokoyama 5 күн бұрын
Bilt is nice. I like how they keep adding value to their program 👍🏽 I hope you are able to snag an elevated SUB whenever ur ready for the VX
@DCGEMINI202
@DCGEMINI202 6 күн бұрын
I wish amex would let me refer people to my platinum and aspire but they removed my referrals for a couple years now. I can only refer to the delta reserve and marriott brilliant. (Also the cs platinum but its a horrible referral)
@jamesyu613
@jamesyu613 6 күн бұрын
Nice setup
@ChaseYokoyama
@ChaseYokoyama 5 күн бұрын
Thank you James! 🤙🏽
@jamesyu613
@jamesyu613 5 күн бұрын
@@ChaseYokoyama yw
@diegogarciadiego1
@diegogarciadiego1 6 күн бұрын
Hey Chase, care to elaborate on the CSP streaming multiplier trick you mention? I just got the card. Thanks!
@ChaseYokoyama
@ChaseYokoyama 5 күн бұрын
It's that the CSP treats all Apple digital purchase (apple music, apps, subscriptions) as streaming service purchases. So if you have any of those, then you might want to use your CSP to pay for those purchases.
@DoYouTakeCards
@DoYouTakeCards 6 күн бұрын
A really solid set up. Nice update!
@ChaseYokoyama
@ChaseYokoyama 5 күн бұрын
thank you very much! Hopefully it gets even better later this year
@SledgeIncTeam
@SledgeIncTeam 6 күн бұрын
Okay Okay! Nice set up Chase. I remember when you're set up was all chase cards 😄
@ChaseYokoyama
@ChaseYokoyama 5 күн бұрын
hahah thank you Sledge 🔨 🙏🏽 now im a little more diversified lol
@Xavier_ID.
@Xavier_ID. 6 күн бұрын
Love my Venture X. Nice breakdown 👍🏼👍🏼
@ChaseYokoyama
@ChaseYokoyama 5 күн бұрын
Hopefully I'll love mine too 😅 thank you Xavier 🤙🏽
@fmartinez004
@fmartinez004 6 күн бұрын
don’t believe the hype, even if you have a legitimate business youre still going to have to use your personal credit history and and proven income. i’ll give it another try though.
@ChaseYokoyama
@ChaseYokoyama 4 күн бұрын
Yes you do but if those are solid then it’s worth it
@keyKEYadventures
@keyKEYadventures 6 күн бұрын
I hope you’re able to get the savor one, this would make a great 1-2 punch for the Amex gold. Although, I’m team no gold
@ChaseYokoyama
@ChaseYokoyama 6 күн бұрын
Thank you Key! I hopefully pick it up later this year. BTW have you been to Fenway park yet?
@keyKEYadventures
@keyKEYadventures 5 күн бұрын
@@ChaseYokoyama yes, this is my hometown! I saw you were in Boston not too long ago. Let me know would love to show you my city!
@APRNVJ
@APRNVJ 6 күн бұрын
I thought you only get Amex Plat $200 hotel credit when book at least “2 nights stay” at their hotel collection.