Do I have to, Joe?

i won't

😱😱😱

Apple juice or orange juice?

Warthunder drains your soul

yeh actually

Too good

YEAH

i mean yeah who would have access to all of NAB's money and not be tempted lol

billionares with practically infinite money spend it all on making the world a worse place but some random dude given actual infinite money spends it all on making the lives of every person he meets much better? im starting to think it isnt the money that makes people evil

Australian man finds an infinite money glitch, abuses the hell out of it, tells his friends, helps people in need then practically begs to get arrested.

@@mildlydumbperson8465that was the most accurate “TL:DR” I’ve ever read.

@@EpicAntos i have no idea what that means

@@mildlydumbperson8465Too long didn’t reed

@@mildlydumbperson8465 it means Too Long : Didn't Read, basically being a heavily summarised version of the story

😊 this would not be possible without you he said

great take, me too!

Dan's an idiot, he could have set himself up for life. Keep it hush. Take as much money as u can, say 2-5 million USD then leave the country and go live out the rest of your days in paradise. ​Whats the point in spending to impress strangers. Man could have even bought himself an education which he clearly lacked

Yeah I agree, I just find sad his fiance left him

To be fair, there's a bias at play. People who might've found the glitch but kept silent & who we know nothing about.

well Bank of Ireland obviously wasn't there because a recent glitch made a ton of people go and get money

Truly the most horrifying story to ever be told

Big ATM

Crazy how you can just steal that much money and basically not face serious consequences. Had he not gone on TV, he would've gotten away with it.

Submitted for the approval of The Midnight Society, I call this.....

The bank was so clueless during the whole process

@@RyanSoltani More like they didn't want to let people know that someone actually withdrew money out of thin air, or it might cause their users to lose trust in the bank. Joeseppi talked about this in the video lol.

That's where the truth seems to be as things stand - if you ruined someone's balance, you can get away with it, but start touching their PR and they will get super pissed. The dude basically told everyone in the country on live TV "hey, this bank doesn't give a crap about security" and that's when things went downhill

That, and the fact that while 1.6 million can result in this for one individual, it’s a literal drop in the bucket for a bank. Six-month cash profit of $4.07bn for NAB as of May this year. Barely even worth the hassle for them, let alone the bad PR. For reference, the fine you cop for breaching sanctions facilitating a payment to Iran is around 2.1 million dollars. Banks operate on different wealth scales

@@IdOnThAvEaUsE69 im aware that Joeseppi mentioned the possibility that they just didn’t want people to figure out what was going on but I don’t think that was the banks plan throughout the process of the money glitch. They probably decided to keep quiet after Dan stopped and they realized what he had done

Over here in Cali it's I got couple rolled up ready to light so bring the ladies with you on your way and some 40oz of old E, that's the OG way real talk

Cash out was such a better name.

True

Not very Niche. It was on Vice News ~3 years ago, they're making a movie about it AND IT WAS LITERALLY ON THE PRIME TIME NEWS

"most niche" not so much kiddo

@@wacotablet1055yeah I wouldn’t really call it niche but tbf I never heard of it until now

Niche? I've seen like 5 different KZfaq videos about this. I'm only watching it this one time because it's Joeseppi.

Dan seems like a nice guy

Fr

I did not expect Dan to be so wholesome

He giving money to the two girls so they can get the substance was really wholesome

Those In need: giving a woman 500 for a dress and more for shoes, and 2 others money for drugs :D indeed, ppl. In need xD

Mashallah

Genuinely ?

Pay it forward

why are you lying lmao

Bro made up a story for no reason

Wow how did you even notice that?

it’s the longest video on his channel… We’ve been blessed 🙏

Truly

Indeed, Joseppi always uploads when we need it

I kinda like the nutshell video more ngl Im not saying this type of videos r bad tho.

Is a good day when joseppi just is

Fr I was literally waiting in anticipation for the whole operation to come crashing down because it sounded too good to be true

Goes to show that often our imaginations of catastrophe are not as severe in reality

@@jmz2144yeah, we overestimate what happens if we fail then what really happens. We assume everyone knows as much as we do about it.

yeah another good one is the hackers who got the prototype xbox 360 or whatever it was

I mean, it is 'tardery of the highest magnitude

The greatest? I know you know that's not true. Why lie?

🗿​@@jd2161

Which island?

​@@MysteryMan404the small one

I did this at work in a grocery store. Pulled out a few 20s and every few hours went by the cleaning ladies cart and hid one where only she would find it. The look of confusion was priceless. Also this was during a very depressing period of my life and I stopped caring about if I was going to have no money. At least it made other happy to receive some cash, which in turn made me a little bit happy aswell

@@searsbear7965did This once when I was in school I was 16 and I seen a maybe 7-8 yr little dude I put a 10 in his bag barely out and he didn’t notice it at first so I told em 😂

@@searsbear7965And then every customer and employee clapped in unison

Whilst cruising on a cruise ship I've left gratuities for the cabin cleaners The best gratuity I've even given was two starbucks gift cards. I left them on the the night stand. They looked nice just sitting there, waiting to be pocketed The kicker: they were gift cards with balances of zero Imagine the looks on those people's faces when they're at starbucks and realize the balances were zero

Mr Beast, the most notorious prank KZfaqr in history

nah he's like those modders who spawn people infinite money and have fun with them rather than just griefing

@@bigboi1061 Hackers in the early versions of GTA V online that would give huge amounts of ingame money to everyone in the server seemingly for no reason and leave right after yeah eheh Got millions of money from that once and never had to get money anywhere again lol

Dat one time i just started played an MMORPG game i met with a nice guy. He give me some useful tips and item for newbie and helps me levelling up. After a week playing, he gave all his items and money to me, and said he prob wont be able to play the game again cause he got admitted in the army and told me to keeps his things for him when he come back. 4 years ago the game server closed, and he never came back online. BioG33KHassle, u were a gud fren even for the short time we met

Yea i remember some hackers dropping like easter eggs with a lot of money.@@oetam5204

My first moment like that was Borderlands 2. I joined a game with someone who had a cheat on where the slot machines always gave you legendaries. Dude showered me with all of the best legendaries and just dipped. What a legend.

He's a helpless drunktard and a gambler. He has a way with making peace with the monstrous consequences of his actions In other words, the exit strategy is not to exit at all

Yeah, this would have been the way to do it.

He knew he didn't have an exit strategy but he didn't care lol, just genuinely addicted to making people happy lol what a legend

he knew that he wouldn't have to serve much time and that he could make more money from his story if he just came clean.

Statue of limitations, dude had the evidence, all he had to do was wait a few more years to tell everyone. Then BOOM! Bank gets pissed that he ruins their PR and can't do anything about getting him charged.

wholesome chap? you mean the Dumbest chap ever?

but that was the way to sell his story to hollywood!

@@sk31370n no, it would have been an even better story if he'd gotten off the hook, just by waiting a couple of years longer and then broke the news.

He backstabed himself

@@faujisimp7090he was true to himself

@@faujisimp7090 Better than guilt tripping yourself till the day you die.

@@faujisimp7090that’s what paranoia does to ya

do ya really think his mates would backstab him when he has basically free unlimited beer?

I'll call Disney and tell them not to bother 😂😂

Yeah because it definitely wasn't him throwing a huge party for the bank. Are you serious? 🤦

@@ryanturner3432 I said that it was one of the funniest not THE funniest lol

Didn't wait to see that shit, I knew the video was bullshit 'cause i'm not a dickhead.

I agree, but how did he manage to go on the island vacation for 2 days, when he had to withdraw money from an Australian ATM every single night ?

This made me laugh - Instantly when I heard this i thought he was an absolute legend ffs ahahahaha

More like a once in 100,000 lifetimes because this was craaaazy

To be honest, keeping it to himself would have been far more risky. But I agree that it was really nice of him

Dan's an idiot, he could have set himself up for life. Keep it hush. Take as much money as u can, say 2-5 million USD then leave the country and go live out the rest of your days in paradise. ​Whats the point in spending to impress strangers. Man could have even bought himself an education which he clearly lacked @@wocky661

do you not know how to spell the word cad?

Its like pirating money. I love it. 🤣🤣

Lmao

@@calmaddox5203 Pirating money, no no no that's the banks job

@@Lamster66 i wish you were wrong... lol

Bro couldnt have the discord nitro to steal ppls e girls😢

💀💀💀

Actually if he ever got arrested it wouldn't be his fault technically because he could have reported the glitch but he didn't but its the banks glitch so it there fault for not keeping up to date

thank you someone that has fuckin sense

bro I know of a glitch right now where a certain bank I'm with would charge overdraft fees. They have a way they have it set, where you can opt out of overdraft service through their online account portal. Say if you have 1K in your account, you could make a charge for $1k, and if you opted into overdraft it'd only take the money out for a sec and then would make it look like nothing was charged till the actual "credit charge" went through a week later. Granted you have to have the money in your account to make something happen.I once charged $1k twice and a few days later the charges went thru and I was neg $2k. Paid it off, but I imagine I could do a lot more with it.@@Galatic_

​@@Le-Ligma be quiet b4 someone uses that

He did,for three years didn't you watch? Didn't work.

Interesting

I did, but it was a lot earlier than 2010. You could withdrawl from savings accounts with $0 in them. Commbank, ANZ, NAB, Suncorp all went down on saturday nights between 1997-2000 i rorted at least 25k from them. As a very young nieve raver addicted to drugs. albeit I didn't have my shiet together as much as this guy and ended up loosing cards to the machine etc. Most late night servo attendants knew about it also. Because a lot of crackheads would come in at that time and get $500 (which was maximium) cash out from the eftpos. then drive to the next servo and do the same.

i bet at least a few hundred people new about that glitch and this is low. could be even thousands.

@@nowindnowavesnogirls-nofun4079 the thing is, if you don't keep topping off the account it goes negative so you have to keep doing it or like dan, your account then catches up and goes into the negative. So if anyone else did it, when the glitch was fixed all their accounts went into the negative.

I bet, you're one of those. hmmm hahaha

I've heard this story several times but never in as much detail, it was way more interesting than I thought

It’s cool that he’s just chillin and enjoying life after all that

Yeah it really does shoe

@@speedyalf5900 indeed it does shoe. I was writing it on mobile at like 10 pm, cut me some slack lmao

do you feel bad for the bank? lol he did nothing wrong

I mean he basically did what the Federal Reserve has always done create money out of thin air lol

no, they corrupted him into thinking that was the best outcome, when in reality he wanted to gamble it, make profit and pay back whatever he "owed"

They used him. If I was his friend I would have told him to master the exploit then see if the bank has a bug bounty program. This would have most likely been a decently paid exploit, and who knows probably would have found a way to not have the cash become withdrawn in his checking account.

Same thing happened to a scotiabank and they kept it quite because an employee stole a fraction of a dollar from millions of customers

Wonder how much they transferred to their own accounts before he pulled the plug? They’re for sure paying off dudes court fees

He'd probably get extradited back to Australia.

yup, probably why they never really went after him. It's all made up money. They probably put an insurance claim and got back triple that amount.

you know that 1.6 million would have went straight to upper management lol

Except for the gambling. Even with an infinite money glitch it ended poorly. Truly awful stuff. Would have been less upset with him buying lotto or raffle tickets, at least the money wouldn’t go to bookies and the house

All banks are, are businesses in which government can disperse large amounts of freshly printed money evenly among banking elite who do the most spending, depositing, & borrowing. Those people can never run out of cash & those in charge of the printing make sure of that.

He is not a "good dude". The story is funny, but Dan is a thief.

@@darthnatas953 oh no the poor banks got stolen from :((( how will they ever recover

Well and here we are

He already one before.

He’s already done it before though

Yea maybe cuz his channel mainly revolved around nutshell videos

That's so strange. Normally bankers get to commit fraud without any punishment.

a few years is nothing for millions of fraud @@thewhitefalcon8539

Kalamunda and Mundaring Shire Councils invested millions in the sub-prime fiasco in America . They sent the money over at $1Au = 50 cents US and the Aussie climbed to 1Au to 1.12 US ! So their investment would have returned less than half their initial stake . The received some compensation from the US banks , but to this day refuse to admit how much of the public's money they actually lost . Rumour is about $20 M Au .

Yea fuck yea I remember them rorts growing up got 2 dole checks a fortnight 4 age's was only atm's that had like the metal lips where the money comes out n ya'd jam them open n it wouldn't close the transaction n let ya make another transaction from the side by sides n numerous max limit withdrawl from ANZ oh fuck me good time's the 90's was

This!

i mean obviously he wasnt too bright since he thought gambling when he has an infinite money glitch was the right thing to do LMFAO

Yep but I can also imagine how he must have had extreme anxiety for years you know. He needed relief.

EXACTLY

​@@TheDeeman25that did it for me 🤣. I would have lived a very simple life if I was Dan & try to keep and hidden away as much cash I could have gotton😅 doing the good deed myself.

I mean, he did _rent_ private jets, helicopters, limos, and stayed in luxury hotels...

@@redslate ...and tipped the staff generously. Non-typical rich person.

Lol I would have just lived with it and ATMed out $10,000 a day, use the money as seed funding, build a company out of the cash flow and stop when I didn't need to "steal" anymore.

Bro dan is dumb as hell 😂 like holy crap. Why would you go on TV and snitch on yourself lmao And he blew money like holy crap. He could've had a house and whatnot. Could've lived pretty well

@@handlemonium yeah, he had virtually infinite seeding investing money and just spent it all lmao

Definitely an idiot.

Clearly not. Just because he felt guilty does not make him good. A good person wouldn't have stolen to begin with. Having a conscience doesn't make you a good person

​@@billybob1831Well at least he felt the guilt, that's one step closer to be a decent person

@@billybob1831 Yeah but instead of just letting the arrest happen and attempt to become better he chased the punishment for his actions most people wouldn't do that so that's a sign of maturing

@@billybob1831 Stolen? He was merely taking back some funds that the bank stole from government funding, aka taxpayers' money

no

it does

yeah if I discovered something similar I would just cash out a just bits form time to time, basically slowly creating a money safety net whenever I find myself needing a lot of money and never wasting it unless I really need it. Basically trying to live a normal peaceful life but without having to worry about money, but there's obviously the risk of one day wanting to use it out of spite, something that you could say happened to dan after he lost his job and broke with his girlfriend.

Well, he had the live fast die young mentality. Not like such a plan would have ever worked out for him anyway. Paranoia almost ended him and the guilt ate him away.

Ultimately he improved the lives of so many people, that money was spent and gone and by giving it away there's no way they'd ever have been able to recover it. Worth it.

I never understood why people don't just go to some places without extradition. Just go to Cuba or Russia with a few millions and you'll be set for life.

Well infinite money is infinite money

That's not exactly how money works. I get what you're trying to say, but that's really not how money works. This is merely grabbing money that wasn't registered and henceforth couldn't have an impact on it's value. Just printing money would defile the value. Money itself is just the paper in your hands, the value is where it's at. He made it out of "thin air" because the transactions were not registered and because of that, couldn't lower the value. The Market is everything and the "big players" know how to play the Market.

Don't worry. They do in a _MUCH_ larger scale! How do you think Donald Trump got all his money?

​@@rickwhite4137by being a smart business man. Nonetheless, being at the right place at the right time, knowing the right people and being borrowed $200m by your dad is of course a little helpful too I suppose

@@realrghnck When you say "smart businessman," you by definition exclude Trump, who has gone bankrupt seven times. I guess you don't mean it's smart to convince elderly people to buy shares in a casino right before it goes bankrupt? Well, Donald Trump bragged about it, saying he was smart. Thousands of elderly people lost all their money.

He should be applauded, he really only illustrated exactly what the banks do to all of us one way or another, sad he didn't tuck a few million away for himself and then quote bank error in his favour that would have been an end to it right there, still with a movie deal in the making he'll be right! lol

Banks are very corrupt 😂

A cheque? 😂. Maybe phones hadn't been invented, so they couldn't call you. I haven't seen a cheque in 30 years.

Seriously what kind of shit system did they have that didn't immediately flag this behaviour. Transfering thousands from a credit card every single night, then spending it, then the bank even calling him to confirm and not noticing it was all coming from their bank's own credit card? lol

Their money? Depositors' money! Working people's money! The ordinary worker pays for these crimes when banks and insurance and mortgage companies and everyone else raises the cost of living one way or another to cover the losses. If you shoplift a grape, the store raises prices to get back what they paid for that grape. There is no victimless crime and the highest-ranking people never pay. The ordinary person pays higher mortgage rates or gets less for his investments or pays more for a house or petrol or food.

​@@FigaroHeyThe banks are supposed to be fully insured so even if somebody robs them, the people are fine.

We all know that if an individual screwed up with their banking, like accidentally tagging an extra zero on the payment and going into debt, the bank would hold it against them. But when it's the bank who made a mistake, they still blame the individual.

@@demo2823 we keep things correct and disclose fees. It’s a major role in how everything works. This guy was just stealing.

Don't worry. He did 😂😂

Man, you have the most amazing story. Would you do it again if you had the chance?

@@yippy7951 im too old now. I would have a hrart attack for sure. 🤣🤣

this was definitely an interesting story

I'm curious: do you feel like the net sum of the whole ordeal was positive or negative for the people who you gave money to? Did anyone of them get and charges or such for accepting the money?

@@amahlaka No it was definately a plus. All the people around me got to keep the money, no questions asked. The reason I went to Casinos was to clean the money.

How many people like him that we just don't know about because they weren't caught?

if i would be in this deep i would have taken half a million and moved to south east asia or some shit.

@@longdongmc.johnsonyeah, somewhere where the law isn’t very clear

​@@longdongmc.johnson Why stop there? Why not become a multi-billionaire? Sure, it would take a lot of trips, but you'd be a multi-billionare

​@@romancatholicgameingI mean, he could take theoretically infinite money at one time. The only reason it would take several trips would be to carry it all.

Moral of the story: dont you dare go into crime if you have a conscience

​@@soliniv1411nice take bloke😅

So, I was only spending damn time on a damn story. O God.

💯 sometimes we get in our own way!

Or that damn twitch in his right eye.

@@jenm1 Did you not like it?

Aye. Agreed. Just found this producer.and off the back of this exceptional film, I will be looking for more with a click on the Subscribe. Well earned I'd say

Couldn't agree more, at first i was like, its 40 minutes, but they flew by, really engaging indeed

I like the little picture animations.

​@@TheAutumnWind_RN4Lthey are cool

He was dumb but not that dumb.

@@ShadX222 Constantly thinking "Yeah I'll just gamble and win back the money" is pretty far up the "dumb" scale. Or the "gambling addiction" scale, it's a little unclear.

​@@henryptungnot really, you have the option of winning and paying back your debts, if you lose you still have the option to "steal" more money, if I had access to "unlimited loans" I would be gambling.

@@Connor-Does-Stuff "Option" is choice to be made. Not the word you're looking for...

@@henryptung you have the possibility of winning and paying your debts back* happy?

shorts are carcenogenic

​@@myfaveyoutubefact

Holy...That was 39mins!? Felt like i was watched a 10min video or something LMAO did not realize in the slightest

Fuck shorts.

@@diamanteduul8084 currently in between classes at my college, like a three hour break and i killed a third of it eating. clicked on this video thinking it was like 20 minutes long, but nah, ended at the perfect time cause now the homie's class is ending so we can hang out while i wait for my next class lol.

U have to refill the money each day

six figure limit

​@@diamondsprincebuy bitcoin every day for few weeks.

Six figures, per transaction, I believe. He was only restricted on cash withdrawls. He could have set up an account in the Cayman Islands or Cypress or possibly(?) Switzerland. Then, transferred $500,000 per night into his numbered account - until he had millions banked in that stash account - finally he could take an overnight flight there leaving at 2AM, withdraw it all in cash on arrival, deposit it in a few new banks down the street, and finally disappear over the horizon to open a little beachside bar somewhere under a recently purchased new identity. Or he could have been purchasing items that he could have secretly shipped somewhere to sell and then convert into cash at the other end. Or set up a company under a fake identity and invested the money extracted via any of the previous methods into something safe, low key, and only making enough to keep the accounts flush (a diverse portfolio of commodities, perhaps?) so that he could 'be hired' as an employee, under yet another false identity, and managed those investments - in perpetuity - after he 'disappeared.' But he was not really out to fleece NAB. He was basically an honest-ish good person who was tempted by fate, took advantage of it while being fabulously generous and kind, and ultimately forced the law to punish him so he could be live free of guilt and anxiety.

Caïman islands 👍🏻🤭👍🏻

The power of tricking you peeps into thinking this actually happened.

@@user-xg4fd2nn2j it didnt?

i agree... i guess it was still theft/fraud but he could have just spend all for himself and act like a a**hole!

@Judas1911WR1 sadly I side with anyone who helps. So the robbery parts okay. Its hell out here in starvation land

@Judas1911WR1 we are allowed to like Robin Hood so I think we can like this man as well.

As a Aussie I never knew this story so it was very interesting!

I'll just pay it back later.. When to the pub.

@@ShadowHawk99 exactly. I like that he shared the wealth too.

He probably found an editing glitch ;)

This video was top notch

Oh no this is horrible

This couldn't be more true - All the best. - Dan Saunders

Yeah

I wholeheartedly concur. Surprisingly well presented, I enjoyed the vid the whole way through.

my favourite part has got to be the "va te faire foutre" wine at 25:10!

Better than the editing at ACA.

Yea I bet the editor is underpaid. XD

Average Australian

He didn't want to get caught. He just didn't want this albatross hanging around his neck for the rest of his life. Had he known the bank preferred to just keep things quiet I'm sure he would have been happy to pad his bank account before slinking away.

​@@molokoplus0612I guess he talked to a lawyer during the 3 year time of him telling the bank, and the lawyer said to keep quite because the bank doesn't want that kinda PR. But he still turned himself in

There had to have been others. Just one attempt at over transferring from credit to savings between those hours. That’s all it took. They might not have had it as figured out as this guy, but he couldn’t have been the only one

you are allegedly 100% correct.

There were plenty of glitches similar to this around the same time. Eftpos trick where you could buy a small item and draw cash at the same time and it didn't reconcile until the next day, over draw trick where you could take the maximum amount out of the machine between 12 and 1 am, cheque trick, where you could cash a bogus cheque and walk away with the cash, only for it to reconcile the next day. All of these reconciled the next day and you'd be stuck with an overdrawn account. Dans transfer trick was the best one as the bank never caught on until it was way too late - all the others left you with a negative balance the next day and unless you paid it back, you couldn't do any more withdrawals. The banks fixed the system and now unless you have a good standing with the bank and/or an overdraft facility, it won't work. Also ATM's won't process transactions unless they are online (i.e. linked to the banks back end). If the system is down, it will simply reject the transaction.

Commbank had a similar one. It stopped working for me after 10th time. I did all under 200 bucks and it only worked online payments during scheduled(and announced 48 hours ahead of time) maintenance hours that listed as 12-1am Basically would give me access to a 200 dollar overdraft for online payments but I could buy disposable creditcards with it and anything on zip pay ect. It obviously didn't come from nowhere. But it was a 200 dollar payday loan with 0 interest as when it would reverse the interest fee would be deleted. So it was as if I never had an overdraft basically. I just got 200 for 24 hours for free. This was well over 10 years ago BTW in the early app days

For context the overdraft feature wasn't available on my account. If i had one that it was, it was free if returned within 24 hours. But some high interest rate like 20%P.A if longer than 24 hours So I was somehow not getting that fee due to it reversing at 24 hours. And somehow the app when during maintenance couldn't check if I was able to use that feature. So it would auto approve it similar to how old-mate here could.

The film did really well at presenting that, didn't they. Lol I was nervous on the edge of me seat ,, very well put together film.

to be fair, out of all places, Australia is most fitting for this story.

Idiot (you "parkf... whatever")!

Bank must have spent a ton to maintain PR. This guy withdrew way less than the bank would have loss if this story made it to the public media properly.

Zoloft need you, kilo about.

The happy ending is to have him make those money back (well if not at least a fraction of it) from his contract with the movies and his books. Man deserves the win!