@HazardlyHarry Ай бұрын
Great video! I have a suggestion for a future video, if you're interested. I work for an airline and have the perk of flying for free. My coworkers and I are avid budget travelers, but we struggle to find content that meets our needs. Many KZfaqrs focus on booking first-class tickets and luxury hotels, but we prefer maximizing our travel experiences by going on as many trips as possible without spending too many points. There's a lack of content tailored for everyday low-budget airline and hotel workers. It might be a niche audience, but I believe it could resonate with many who share our lifestyle. Thanks 🐸
@TheCreditFrog Ай бұрын
Thanks for the suggestion! There's definitely more than one way to travel using points, and certainly, maximizing your points to do the most amount of stays is one great strategy to use if you want to stretch your points out as much as possible. I'll definitely look into what I can find in terms of more budget stays, but off the top of my head, the Citi / WF can transfer to Choice hotels, which tend to have good redemptions, and on the airline side, using international transfer partners for domestic redemptions as well as the Southwest CP are two examples that could be quite useful. I know there are some other creators like Dugroz from Dugroz Reports who specialize in these more economy redemptions as well!
@sheilaa1333 Ай бұрын
I’d love some of the same content. When booking for a family of four I’d have to open far too many cards to ever book business (internationally). For hotels I like Hyatt (with their fixed rate charts) and the IHG option of buying points on sale (at .5 cents) and booking in four night increments to get the fourth night free (and save my points for Hyatt/flights).
@jwil4286 Ай бұрын
Where do you like to travel? If it’s domestic (assuming you’re in the US), use Turkish Miles&Smiles and fly United (domestic economy is 10k miles one way, whether it’s SFO-STS, EWR-HNL, or anything in between).
@nubianpwr Ай бұрын
This dynamic poling method is great Stan! 2nd👍🏾
@TheCreditFrog Ай бұрын
Thanks Nkosi! It definitely brings in more perspectives to these questions and answers and I’m all for it!
@reneecopeland1095 Ай бұрын
Wonderful video. I like hearing the logic behind whether to select a certain credit card or not and having a strategy for your card setup.
@TheCreditFrog Ай бұрын
Thanks! I’m glad you enjoyed it. Having a strategy is really important with credit cards so you can maximize those earnings!
@TheArtistFKApingaso3687 Ай бұрын
Great video Stan. Love to see an opportunity to get real time feedback from others.
@TheCreditFrog Ай бұрын
Thanks! Glad you enjoyed it, and I also love the real-time feedback!
@Alex-B2357 Ай бұрын
You can anchor Amex points with a bank account and debit card
@TheCreditFrog Ай бұрын
Yup! That was recommended during the live stream as well.
@khoaality Ай бұрын
After the person hits the minimum spend for the Amex Gold, they should get some Chase Ink cards to build out their Chase trifecta and get some SUBs. After they are satisfied with the amount of Ink cards they have, they should then get the Bilt card; this will bring them to 5/24 which will temporarily lock them out of any other Chase cards. They don't need to get the Amex BBP until right before May 2025 so that they can cancel the Amex Gold and keep the MR points.
@TheCreditFrog Ай бұрын
Great point! Yeah, they definitely don't need the card until right up to the point where the Gold card needs to be canceled. I like your idea of pumping out the welcome offers on the Ink cards and then get the Bilt card at the end. That's a great strategy to maximize the welcome offers, but getting all the cards that you want in the end. Thanks for a great suggestion!
@User-dh4xj Ай бұрын
That’s helpful! I didn’t add this to my question, but perhaps I should’ve - I do have a Chase Ink Cash card that I got in August 2023, and I was able to get the welcome bonus on the card, though the business that I opened it up for isn’t making any money yet, and I am not sure if I should dissolve the business (and thus the associated Ink Cash Card) and just starting again from scratch in the future So that’s also something I am thinking about 🤷♀️
@TheCreditFrog Ай бұрын
@@User-dh4xj Definitely worth thinking about!
@Th33Vultur3 Ай бұрын
I had the EveryDay card, but was rarely using it after the bonus I got, so I closed it earlier this year in January for the no fee Hilton Honors. My points will be safe since I have the BBP for a little over 2 years now.
@TheCreditFrog Ай бұрын
Nice! Yeah, the BBP is a much better card for this purpose. The HH is also great, especially if you got a great welcome offer on it!
@mprubio84 Ай бұрын
Depend if don’t want to pay the annual fee then do the business plus, but if you want to hopefully get an offer upgrade to the gold maybe later than downgrade to green, just my opinion, also the business plus don’t report to personal credit, never do the personal cash preferred.
@TheCreditFrog Ай бұрын
Yeah, the ED/EDP card is not a great option for this purpose IMO. It would be great to get an upgrade offer on the card if it's a good one, but yeah, the Green downgrade could be another option, and personally, for his setup, I think it's definitely worth thinking about, especially since it looks like the core credit card setup is still being built out!
@scarling9367 Ай бұрын
Love these situationsl reviews. Reminds me of Humphreys investor account reviews.
@TheCreditFrog Ай бұрын
Thanks! Oh, I've never seen those specifically before, but Humphrey is a great content creator from the videos I watched of him!
@brianaw220 Ай бұрын
Sapphire Preferred without Freedom Flex and/or Freedom Unlimited is useless. Highly recommend Amex BB+, then CFF, then Bilt.
@TheCreditFrog Ай бұрын
I agree. CSP needs other complementary cards to make it a useful card when it comes to multipliers and a fully functional setup!
@shawn.credit Ай бұрын
Excellent pair, I still get my AF on the Everyday Preferred waived been this way since end of 2021 per AMEX not sure why but haven’t complained ha!
@TheCreditFrog Ай бұрын
The are awesome Shawn! Hopefully that continues for many years to come!
@shawn.credit Ай бұрын
@@TheCreditFrog3% groceries is nice on the Preferred and 2% gas if one wanted to make use of that. It’s always good to have a no AF holding place for mr points.
@eg619rip Ай бұрын
Would this downgrade also work for the AMEX platinum?
@TheCreditFrog Ай бұрын
Yup! You could also downgrade an Amex Platinum card to an Amex Green card.
@RickyDaEngineer Ай бұрын
Great Video!
@TheCreditFrog Ай бұрын
Thank you!
@187albr Ай бұрын
Can you do mine next please
@TheCreditFrog Ай бұрын
If you have a question, I can try to answer it!
@187albr Ай бұрын
@@TheCreditFrogwhere can I chat 💬 with you ??
@TheCreditFrog Ай бұрын
@@187albr You can send me an email or DM me on IG
@IanMaschal Ай бұрын
Not gonna lie. I don’t love the rehashing of lives as videos.
@austinwoodson Ай бұрын
I disagree, for someone who doesn't watch lives, I appreciate stan breaking them into topics and uploading as vidoes.
@Newton240sx Ай бұрын
@@austinwoodson exactly, not all of us can watch the live
@TheCreditFrog Ай бұрын
Some people can't watch the 2 hour lives, so I try to condense the most important parts of it into highlights!
@tamitam8 Ай бұрын
@@TheCreditFrogthank you for doing this. I'm never able to catch the lives, and appreciate the content.
@danielturner8798 Ай бұрын
First! 😉
@TheCreditFrog Ай бұрын
Congrats Dan! You are first!! 🏆🥇
@divyv20 Ай бұрын
Hey Stan , really nice video ! I was wondering if I could help you with more Quality Editing in your videos , make a highly engaging Thumbnail and also help you with the overall youtube strategy and growth to grow your channel ! Pls let me know what do you think ?
@TheCreditFrog Ай бұрын
Hi Divy! Appreciate it! Not looking for those services right now, but thanks for reaching out!
Stan The Credit Frog
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